abtain_billing 1.0

data/lib/active_merchant/billing/gateways/skip_jack.rb

@@ -0,0 +1,452 @@
+#!ruby19
+# encoding: utf-8
+
+module ActiveMerchant #:nodoc:
+  module Billing #:nodoc:
+    class SkipJackGateway < Gateway
+      API_VERSION = '?.?'
+      
+      LIVE_HOST = "https://www.skipjackic.com" 
+      TEST_HOST = "https://developer.skipjackic.com"
+      
+      BASIC_PATH = "/scripts/evolvcc.dll"
+      ADVANCED_PATH = "/evolvcc/evolvcc.aspx"
+      
+      ACTIONS = {
+        :authorization => 'AuthorizeAPI',
+        :change_status => 'SJAPI_TransactionChangeStatusRequest',
+        :get_status => 'SJAPI_TransactionStatusRequest'
+      }
+      
+      SUCCESS_MESSAGE = 'The transaction was successful.'
+      
+      MONETARY_CHANGE_STATUSES = ['AUTHORIZE', 'AUTHORIZE ADDITIONAL', 'CREDIT', 'SPLITSETTLE']
+
+      CARD_CODE_ERRORS = %w( N S "" )
+
+      CARD_CODE_MESSAGES = {
+        "M" => "Card verification number matched",
+        "N" => "Card verification number didn't match",
+        "P" => "Card verification number was not processed",
+        "S" => "Card verification number should be on card but was not indicated",
+        "U" => "Issuer was not certified for card verification",
+        "" => "Transaction failed because incorrect card verification number was entered or no number was entered"
+      }
+
+      AVS_ERRORS = %w( A B C E I N O P R W Z )
+
+      AVS_MESSAGES = {
+        "A" => "Street address matches billing information, zip/postal code does not",
+        "B" => "Street address match for international transaction. Postal code not verified due to incompatible formats",
+        "C" => "Street address and postal code not verified for internation transaction due to incompatible formats",
+        "D" => "Street address and postal code match for international transaction",
+        "E" => "Address verification service error",
+        "I" => "Address information not verified by international issuer",
+        "M" => "Street address and postal code match for international transaction",
+        "N" => "Neither street address nor zip/postal match billing information",
+        "O" => "Non-US issuer does not participate",
+        "P" => "Postal codes match for international transaction but street address not verified due to incompatible formats",
+        "P" => "Address verification not applicable for this transaction",
+        "R" => "Payment gateway was unavailable or timed out",
+        "S" => "Address verification service not supported by issuer",
+        "U" => "Address information is unavailable",
+        "W" => "9-digit zip/postal code matches billing information, street address does not",
+        "X" => "Street address and 9-digit zip/postal code matches billing information",
+        "Y" => "Street address and 5-digit zip/postal code matches billing information",
+        "Z" => "5-digit zip/postal code matches billing information, street address does not",
+      }
+
+      CHANGE_STATUS_ERROR_MESSAGES = {
+        '0'  => 'Success',
+        '-1' => 'Invalid Command',
+        '-2' => 'Parameter Missing',
+        '-3' => 'Failed retrieving response',
+        '-4' => 'Invalid Status',
+        '-5' => 'Failed reading security flags',
+        '-6' => 'Developer serial number not found',
+        '-7' => 'Invalid Serial Number'
+      }
+
+      TRANSACTION_CURRENT_STATUS = {
+        '0' => 'Idle',
+        '1' => 'Authorized',
+        '2' => 'Denied',
+        '3' => 'Settled',
+        '4' => 'Credited',
+        '5' => 'Deleted',
+        '6' => 'Archived',
+        '7' => 'Pre-Authorized',
+        '8' => 'Split Settled'
+      }
+
+      TRANSACTION_PENDING_STATUS = {
+        '0' => 'Idle',
+        '1' => 'Pending Credit',
+        '2' => 'Pending Settlement',
+        '3' => 'Pending Authorization',
+        '4' => 'Pending Manual Settlement',
+        '5' => 'Pending Recurring'
+      }
+      
+      RETURN_CODE_MESSAGES = {
+        '-1' => 'Data was not by received intact by Skipjack Transaction Network.',
+        '0' => 'Communication Failure. Error in Request and Response at IP level.',
+        '1' => 'Valid Data. Authorization request was valid.',
+        '-35' => 'Invalid credit card number. Retry with correct credit card number.',
+        '-37' => 'Merchant Processor Unavailable. Skipjack is unable to communicate with payment Processor. Retry',
+        '-39' => 'Length or value of HTML Serial. Number Invalid serial number. Check HTML Serial Number length and that it is a correct/valid number. Confirm you are sending to the correct environment (Development or Production)',
+        '-51' => 'The value or length for billing zip code is incorrect.',
+        '-52' => 'The value or length for shipping zip code is incorrect.',
+        '-53' => 'The value or length for credit card expiration month is incorrect.',
+        '-54' => 'The value or length of the month or year of the credit card account number was incorrect.',
+        '-55' => 'The value or length or billing street address is incorrect.',
+        '-56' => 'The value or length of the shipping address is incorrect.',
+        '-57' => 'The length of the transaction amount must be at least 3 digits long (excluding the decimal place).',
+        '-58' => 'Length or value in Merchant Name Merchant Name associated with Skipjack account is misconfigured or invalid',
+        '-59' => 'Length or value in Merchant Address Merchant Address associated with Skipjack account is misconfigured or invalid',
+        '-60' => 'Length or value in Merchant State Merchant State associated with Skipjack account is misconfigured or invalid',
+        '-61' => 'The value or length for shipping state/province is empty.',
+        '-62' => 'The value for length orderstring is empty.',
+        '-64' => 'The value for the phone number is incorrect.',
+        '-65' => 'The value or length for billing name is empty.',
+        '-66' => 'The value or length for billing e-mail is empty.',
+        '-67' => 'The value or length for billing street address is empty.',
+        '-68' => 'The value or length for billing city is empty.',
+        '-69' => 'The value or length for billing state is empty.',
+        '-70' => 'Empty zipcode Zip Code field is empty.',
+        '-71' => 'Empty ordernumber Ordernumber field is empty.',
+        '-72' => 'Empty accountnumber Accountnumber field is empty',
+        '-73' => 'Empty month Month field is empty.',
+        '-74' => 'Empty year Year field is empty.',
+        '-75' => 'Empty serialnumber Serialnumber field is empty.',
+        '-76' => 'Empty transactionamount Transaction amount field is empty.',
+        '-77' => 'Empty orderstring Orderstring field is empty.',
+        '-78' => 'Empty shiptophone Shiptophone field is empty.',
+        '-79' => 'The value or length for billing name is empty.',
+        '-80' => 'Length shipto name Error in the length or value of shiptophone.',
+        '-81' => 'Length or value of Customer location',
+        '-82' => 'The value or length for billing state is empty.',
+        '-83' => 'The value or length for shipping phone is empty.',
+        '-84' => 'There is already an existing pending transaction in the register sharing the posted Order Number.',
+        '-85' => 'Airline leg info invalid Airline leg field value is invalid or empty.',
+        '-86' => 'Airline ticket info invalid Airline ticket info field is invalid or empty',
+        '-87' => 'Point of Sale check routing number must be 9 numeric digits Point of Sale check routing number is invalid or empty.',
+        '-88' => 'Point of Sale check account number missing or invalid Point of Sale check account number is invalid or empty.',
+        '-89' => 'Point of Sale check MICR missing or invalid Point of Sale check MICR invalid or empty.',
+        '-90' => 'Point of Sale check number missing or invalid Point of Sale check number invalid or empty.',
+        '-91' => 'CVV2 Invalid or empty "Make CVV a required field feature" enabled (New feature 01 April 2006) in the Merchant Account Setup interface but no CVV code was sent in the transaction data.',
+        '-92' => 'Approval Code Invalid Approval Code Invalid. Approval Code is a 6 digit code.',
+        '-93' => 'Blind Credits Request Refused "Allow Blind Credits" option must be enabled on the Skipjack Merchant Account.',
+        '-94' => 'Blind Credits Failed',
+        '-95' => 'Voice Authorization Request Refused Voice Authorization option must be enabled on the Skipjack Merchant Account.',
+        '-96' => 'Voice Authorizations Failed',
+        '-97' => 'Fraud Rejection Violates Velocity Settling.',
+        '-98' => 'Invalid Discount Amount',
+        '-99' => 'POS PIN Debit Pin Block Debit-specific',
+        '-100' => 'POS PIN Debit Invalid Key Serial Number Debit-specific',
+        '-101' => 'Invalid Authentication Data Data for Verified by Visa/MC Secure Code is invalid.',
+        '-102' => 'Authentication Data Not Allowed',
+        '-103' => 'POS Check Invalid Birth Date POS check dateofbirth variable contains a birth date in an incorrect format. Use MM/DD/YYYY format for this variable.',
+        '-104' => 'POS Check Invalid Identification Type POS check identificationtype variable contains a identification type value which is invalid. Use the single digit value where Social Security Number=1, Drivers License=2 for this variable.',
+        '-105' => 'Invalid trackdata Track Data is in invalid format.',
+        '-106' => 'POS Check Invalid Account Type',
+        '-107' => 'POS PIN Debit Invalid Sequence Number',
+        '-108' => 'Invalid Transaction ID',
+        '-109' => 'Invalid From Account Type',
+        '-110' => 'Pos Error Invalid To Account Type',
+        '-112' => 'Pos Error Invalid Auth Option',
+        '-113' => 'Pos Error Transaction Failed',
+        '-114' => 'Pos Error Invalid Incoming Eci',
+        '-115' => 'POS Check Invalid Check Type',
+        '-116' => 'POS Check Invalid Lane Number POS Check lane or cash register number is invalid. Use a valid lane or cash register number that has been configured in the Skipjack Merchant Account.',
+        '-117' => 'POS Check Invalid Cashier Number'
+      }
+      
+      self.supported_countries = ['US', 'CA']
+      self.supported_cardtypes = [:visa, :master, :american_express, :jcb, :discover, :diners_club]
+      self.homepage_url = 'http://www.skipjack.com/'
+      self.display_name = 'SkipJack'
+
+      # Creates a new SkipJackGateway
+      # 
+      # The gateway requires that a valid login and password be passed
+      # in the +options+ hash.
+      # 
+      # ==== Options
+      #
+      # * <tt>:login</tt> -- The SkipJack Merchant Serial Number.
+      # * <tt>:password</tt> -- The SkipJack Developer Serial Number.
+      # * <tt>:test => +true+ or +false+</tt> -- Use the test or live SkipJack url.
+      # * <tt>:advanced => +true+ or +false+</tt> -- Set to true if you're using an advanced processor
+      # See the SkipJack Integration Guide for details. (default: +false+)
+      def initialize(options = {})
+        requires!(options, :login, :password)
+        @options = options
+        super
+      end
+      
+      def test?
+        @options[:test] || super
+      end
+    
+      def authorize(money, creditcard, options = {})
+        requires!(options, :order_id, :email)
+        post = {}
+        add_invoice(post, options)
+        add_creditcard(post, creditcard)
+        add_address(post, options)
+        add_customer_data(post, options)
+        commit(:authorization, money, post)
+      end
+
+      def purchase(money, creditcard, options = {})
+        post = {}
+        authorization = authorize(money, creditcard, options)
+        if authorization.success?
+          capture(money, authorization.authorization)
+        else
+          authorization
+        end
+      end
+
+      # Captures the funds from an authorized transaction.
+      # 
+      # ==== Parameters
+      #
+      # * <tt>money</tt> -- The amount to be capture as an Integer in cents.
+      # * <tt>authorization</tt> -- The authorization returned from the previous authorize request.
+      # * <tt>options</tt> -- A hash of optional parameters.
+      # 
+      # ==== Options
+      #
+      # * <tt>:force_settlement</tt> -- Force the settlement to occur as soon as possible. This option is not supported by other gateways. See the SkipJack API reference for more details
+      def capture(money, authorization, options = {})
+        post = { }
+        add_status_action(post, 'SETTLE')
+        add_forced_settlement(post, options)
+        add_transaction_id(post, authorization)
+        commit(:change_status, money, post)
+      end
+
+      def void(authorization, options = {})
+        post = {}
+        add_status_action(post, 'DELETE')
+        add_forced_settlement(post, options)
+        add_transaction_id(post, authorization)
+        commit(:change_status, nil, post)
+      end
+
+      def credit(money, identification, options = {})
+        post = {}
+        add_status_action(post, 'CREDIT')
+        add_forced_settlement(post, options)
+        add_transaction_id(post, identification)
+        commit(:change_status, money, post)
+      end
+
+      def status(order_id)
+        commit(:get_status, nil, :szOrderNumber => order_id)
+      end
+      
+      private
+      
+      def advanced?
+        @options[:advanced]
+      end
+      
+      def add_forced_settlement(post, options)
+        post[:szForceSettlement] = options[:force_settlment] ? 1 : 0
+      end
+      
+      def add_status_action(post, action)
+        post[:szDesiredStatus] = action
+      end
+      
+      def commit(action, money, parameters)
+        response = parse( ssl_post( url_for(action), post_data(action, money, parameters) ), action )
+        
+        # Pass along the original transaction id in the case an update transaction
+        Response.new(response[:success], message_from(response, action), response,
+          :test => test?,
+          :authorization => response[:szTransactionFileName] || parameters[:szTransactionId],
+          :avs_result => { :code => response[:szAVSResponseCode] },
+          :cvv_result => response[:szCVV2ResponseCode]
+        )
+      end
+      
+      def url_for(action)
+        result = test? ? TEST_HOST : LIVE_HOST
+        result += advanced? && action == :authorization ? ADVANCED_PATH : BASIC_PATH
+        result += "?#{ACTIONS[action]}"
+      end
+      
+      def add_credentials(params, action)
+        if action == :authorization
+          params[:SerialNumber] = @options[:login]
+          params[:DeveloperSerialNumber] = @options[:password]
+        else
+          params[:szSerialNumber] = @options[:login]
+          params[:szDeveloperSerialNumber] = @options[:password]
+        end
+      end
+      
+      def add_amount(params, action, money)
+        if action == :authorization
+          params[:TransactionAmount] = amount(money)
+        else
+          params[:szAmount] = amount(money) if MONETARY_CHANGE_STATUSES.include?(params[:szDesiredStatus])
+        end
+      end
+
+      def parse(body, action)
+        case action
+        when :authorization
+          parse_authorization_response(body)
+        when :get_status
+          parse_status_response(body, [ :SerialNumber, :TransactionAmount, :TransactionStatusCode, :TransactionStatusMessage, :OrderNumber, :TransactionDateTime, :TransactionID, :ApprovalCode, :BatchNumber ])
+        else
+          parse_status_response(body, [ :SerialNumber, :TransactionAmount, :DesiredStatus, :StatusResponse, :StatusResponseMessage, :OrderNumber, :AuditID ])
+        end
+      end
+      
+      def split_lines(body)
+        body.split(/[\r\n]+/)
+      end
+
+      def split_line(line)
+        line.split(/","/).collect { |key| key.sub(/"*([^"]*)"*/, '\1').strip; }
+      end
+      
+      def authorize_response_map(body)
+        lines = split_lines(body)
+        keys, values = split_line(lines[0]), split_line(lines[1])
+        Hash[*(keys.zip(values).flatten)].symbolize_keys
+      end
+      
+      def parse_authorization_response(body)
+        result = authorize_response_map(body)
+        result[:success] = (result[:szIsApproved] == '1')
+        result
+      end
+
+      def parse_status_response(body, response_keys)
+        lines = split_lines(body)
+
+        keys = [ :szSerialNumber, :szErrorCode, :szNumberRecords]
+        values = split_line(lines[0])[0..2]
+
+        result = Hash[*(keys.zip(values).flatten)]
+
+        result[:szErrorMessage] = ''
+        result[:success] = (result[:szErrorCode] == '0')
+
+        if result[:success]
+          lines[1..-1].each do |line|
+            values = split_line(line)
+            response_keys.each_with_index do |key, index|
+              result[key] = values[index]
+            end
+          end
+        else
+          result[:szErrorMessage] = lines[1]
+        end
+        result
+      end
+
+      def post_data(action, money, params = {})
+        add_credentials(params, action)
+        add_amount(params, action, money)
+        params.collect { |key, value| "#{key.to_s}=#{CGI.escape(value.to_s)}" }.join("&")
+      end
+
+      def add_transaction_id(post, transaction_id)
+        post[:szTransactionId] = transaction_id
+      end
+
+      def add_invoice(post, options)
+        post[:OrderNumber] = sanitize_order_id(options[:order_id])
+        post[:CustomerCode] = options[:customer].to_s.slice(0, 17)
+        post[:InvoiceNumber] = options[:invoice]
+        post[:OrderDescription] = options[:description]
+        
+        if order_items = options[:items]
+          post[:OrderString] = order_items.collect { |item| "#{item[:sku]}~#{item[:description].tr('~','-')}~#{item[:declared_value]}~#{item[:quantity]}~#{item[:taxable]}~~~~~~~~#{item[:tax_rate]}~||"}.join
+        else
+          post[:OrderString] = '1~None~0.00~0~N~||'
+        end
+      end
+
+      def add_creditcard(post, creditcard)
+        post[:AccountNumber]  = creditcard.number
+        post[:Month] = creditcard.month
+        post[:Year] = creditcard.year
+        post[:CVV2] = creditcard.verification_value if creditcard.verification_value?
+        post[:SJName] = creditcard.name
+      end
+
+      def add_customer_data(post, options)
+        post[:Email] = options[:email]
+      end
+
+      def add_address(post, options)
+        if address = options[:billing_address] || options[:address]
+          post[:StreetAddress]  = address[:address1]
+          post[:StreetAddress2] = address[:address2]
+          post[:City]           = address[:city]
+          post[:State]          = address[:state]
+          post[:ZipCode]        = address[:zip]
+          post[:Country]        = address[:country]
+          post[:Phone]          = address[:phone]
+          post[:Fax]            = address[:fax]
+        end
+        
+        if address = options[:shipping_address]
+          post[:ShipToName]           = address[:name]
+          post[:ShipToStreetAddress]  = address[:address1]
+          post[:ShipToStreetAddress2] = address[:address2]
+          post[:ShipToCity]           = address[:city]
+          post[:ShipToState]          = address[:state]
+          post[:ShipToZipCode]        = address[:zip]
+          post[:ShipToCountry]        = address[:country]
+          post[:ShipToPhone]          = address[:phone]
+          post[:ShipToFax]            = address[:fax]
+        end
+        
+        # The phone number for the shipping address is required
+        # Use the billing address phone number if a shipping address
+        # phone number wasn't provided
+        post[:ShipToPhone] = post[:Phone] if post[:ShipToPhone].blank?
+      end
+
+      def message_from(response, action)
+        case action
+        when :authorization
+          message_from_authorization(response)
+        when :get_status
+          message_from_status(response)
+        else
+          message_from_status(response)
+        end
+      end
+
+      def message_from_authorization(response)
+        if response[:success]
+          return SUCCESS_MESSAGE
+        else
+          return CARD_CODE_MESSAGES[response[:szCVV2ResponseCode]] if CARD_CODE_ERRORS.include?(response[:szCVV2ResponseCode])
+          return AVS_MESSAGES[response[:szAVSResponseMessage]] if AVS_ERRORS.include?(response[:szAVSResponseCode])
+          return RETURN_CODE_MESSAGES[response[:szReturnCode]] if response[:szReturnCode] != '1'
+          return response[:szAuthorizationDeclinedMessage]
+        end
+      end
+
+      def message_from_status(response)
+        response[:success] ? SUCCESS_MESSAGE : response[:szErrorMessage]
+      end
+      
+      def sanitize_order_id(value)
+        value.to_s.gsub(/[^\w.]/, '')
+      end
+    end
+  end
+end

data/lib/active_merchant/billing/gateways/smart_ps.rb

@@ -0,0 +1,254 @@
+require File.join(File.dirname(__FILE__), '..', 'check.rb')
+
+module ActiveMerchant #:nodoc:
+  module Billing #:nodoc:
+    class SmartPs < Gateway #:nodoc:
+      
+      ##
+      # This is the base gateway for processors who use the smartPS processing system
+
+      def initialize(options = {})
+        requires!(options, :login, :password)
+        @options = options
+        super
+      end  
+      
+      # Pass :store => true in the options to store the 
+      # payment info at the gateway and get a generated 
+      # customer_vault_id in the response.  
+      # Pass :store => some_number_or_string to specify the
+      # customer_vault_id the gateway should use (make sure it's
+      # unique).
+      def authorize(money, creditcard, options = {})
+        post = {}
+        add_invoice(post, options)
+        add_payment_source(post, creditcard,options)        
+        add_address(post, options[:billing_address]||options[:address])
+        add_address(post, options[:shipping_address],"shipping")
+        add_customer_data(post, options)
+        
+        commit('auth', money, post)
+      end
+      
+      def purchase(money, payment_source, options = {})
+        post = {}
+        add_invoice(post, options)
+        add_payment_source(post, payment_source, options)        
+        add_address(post, options)   
+        add_address(post, options[:shipping_address],"shipping")        
+        add_customer_data(post, options)
+             
+        commit('sale', money, post)
+      end                       
+    
+      def capture(money, authorization, options = {})
+        post ={}
+        post[:transactionid] = authorization
+        commit('capture', money, post)
+      end
+      
+      def void(authorization, options = {})
+        post ={}
+        post[:transactionid] = authorization
+        commit('void', nil, post)
+      end
+      
+      def credit(money, payment_source, options = {})
+        post = {}
+        add_invoice(post, options)
+        add_payment_source(post, payment_source, options)        
+        add_address(post, options)
+        add_customer_data(post, options)
+        add_sku(post,options)
+        
+        commit('credit', money, post)
+      end
+      
+      def refund(auth, options = {})
+        post = {}
+        add_transaction(post, auth)
+        commit('refund', options.delete(:amount), post)
+      end
+      
+      
+      # Update the values (such as CC expiration) stored at
+      # the gateway.  The CC number must be supplied in the
+      # CreditCard object.
+      def update(vault_id, creditcard, options = {})
+        post = {}
+        post[:customer_vault] = "update_customer"
+        add_customer_vault_id(post, vault_id)
+        add_creditcard(post, creditcard, options)        
+        add_address(post, options)   
+        add_customer_data(post, options)
+             
+        commit(nil, nil, post)
+      end
+      
+      # Amend an existing transaction
+      def amend(auth, options = {})
+        post = {}
+        add_invoice(post, options)
+        add_transaction(post, auth)
+        commit('update', nil, post)
+      end
+      
+    
+      def delete(vault_id)
+        post = {}
+        post[:customer_vault] = "delete_customer"
+        add_customer_vault_id(post, vault_id)         
+        commit(nil, nil, post)
+      end
+    
+      # To match the other stored-value gateways, like TrustCommerce,
+      # store and unstore need to be defined
+      def store(payment_source, options = {})
+        post = {}
+        billing_id = options.delete(:billing_id).to_s || true
+        add_payment_source(post, payment_source, :store => billing_id)
+        add_address(post, options[:billing_address] || options[:address])
+        add_customer_data(post, options)
+        commit(nil, nil, post)
+      end
+      
+      alias_method :unstore, :delete
+
+      private                             
+      def add_customer_data(post, options)
+        if options.has_key? :email
+          post[:email] = options[:email]
+        end
+
+        if options.has_key? :ip
+          post[:ipaddress] = options[:ip]
+        end        
+      end
+
+      def add_address(post, address,prefix="")     
+        prefix +="_" unless prefix.blank? 
+        unless address.blank? or address.values.blank?
+          post[prefix+"address1"]    = address[:address1].to_s
+          post[prefix+"address2"]    = address[:address2].to_s unless address[:address2].blank?
+          post[prefix+"company"]    = address[:company].to_s
+          post[prefix+"phone"]      = address[:phone].to_s
+          post[prefix+"zip"]        = address[:zip].to_s       
+          post[prefix+"city"]       = address[:city].to_s
+          post[prefix+"country"]    = address[:country].to_s
+          post[prefix+"state"]      = address[:state].blank?  ? 'n/a' : address[:state]
+        end         
+      end
+
+      def add_invoice(post, options)
+        post[:orderid] = options[:order_id].to_s.gsub(/[^\w.]/, '')
+      end
+      
+      def add_payment_source(params, source, options={})
+        case determine_funding_source(source)
+        when :vault       then add_customer_vault_id(params, source)
+        when :credit_card then add_creditcard(params, source, options)
+        when :check       then add_check(params, source, options)
+        end
+      end
+      
+      def add_customer_vault_id(params, vault_id)
+        params[:customer_vault_id] = vault_id
+      end
+      
+      def add_creditcard(post, creditcard, options)
+        if options[:store]  
+          post[:customer_vault] = "add_customer"
+          post[:customer_vault_id] = options[:store] unless options[:store] == true
+        end
+        post[:ccnumber]  = creditcard.number
+        post[:cvv] = creditcard.verification_value if creditcard.verification_value?
+        post[:ccexp]  = expdate(creditcard)
+        post[:firstname] = creditcard.first_name
+        post[:lastname]  = creditcard.last_name   
+      end
+      
+      def add_check(post, check, options)
+        if options[:store]  
+          post[:customer_vault] = "add_customer"
+          post[:customer_vault_id] = options[:store] unless options[:store] == true
+        end
+        
+        post[:payment] = 'check' # Set transaction to ACH
+        post[:checkname] = check.name # The name on the customer's Checking Account
+        post[:checkaba] = check.routing_number # The customer's bank routing number
+        post[:checkaccount] = check.account_number # The customer's account number
+        post[:account_holder_type] = check.account_holder_type # The customer's type of ACH account
+        post[:account_type] = check.account_type # The customer's type of ACH account
+      end
+      
+      def add_sku(post,options)
+        post["product_sku_#"] = options[:sku] || options["product_sku_#"]
+      end
+      
+      def add_transaction(post, auth)
+        post[:transactionid] = auth
+      end
+      
+      def parse(body)
+        results = {}
+        body.split(/&/).each do |pair|
+          key,val = pair.split(/=/)
+          results[key] = val
+        end
+        
+        results
+      end     
+      
+      def commit(action, money, parameters)
+        parameters[:amount]  = amount(money) if money
+        response = parse( ssl_post(api_url, post_data(action,parameters)) )
+        Response.new(response["response"] == "1", message_from(response), response, 
+          :authorization => response["transactionid"],
+          :test => test?,
+          :cvv_result => response["cvvresponse"],
+          :avs_result => { :code => response["avsresponse"] }
+        )
+        
+      end
+      
+      def expdate(creditcard)
+        year  = sprintf("%.04i", creditcard.year.to_i)
+        month = sprintf("%.02i", creditcard.month.to_i)
+
+        "#{month}#{year[-2..-1]}"
+      end
+      
+
+      def message_from(response)
+        case response["responsetext"]
+        when "SUCCESS", "Approved", nil # This is dubious, but responses from UPDATE are nil.
+          "This transaction has been approved"
+        when "DECLINE"
+          "This transaction has been declined"
+        else
+          response["responsetext"]
+        end
+      end
+      
+      def post_data(action, parameters = {})
+        post = {}
+        post[:username]      = @options[:login]
+        post[:password]   = @options[:password]
+        post[:type]       = action if action
+
+        request = post.merge(parameters).map {|key,value| "#{key}=#{CGI.escape(value.to_s)}"}.join("&")
+        request        
+      end
+      
+      def determine_funding_source(source)
+        case 
+        when source.is_a?(String) then :vault
+        when CreditCard.card_companies.keys.include?(card_brand(source)) then :credit_card
+        when card_brand(source) == 'check' then :check
+        else raise ArgumentError, "Unsupported funding source provided"
+        end
+      end
+    end    
+  end
+end
+