abtain_billing 1.0

data/lib/active_merchant/billing/gateways/psigate.rb

@@ -0,0 +1,214 @@
+#  This class implements the Psigate gateway for the ActiveMerchant module.
+#  Psigate = http://www.psigate.com/ The class  is currently set up to use
+#  the psigate test server while rails is in testing or developement mode.
+#  The real server will be used while in production mode.
+#  
+#  Modifications by Sean O'Hara ( sohara at sohara dot com )
+#  
+#  Usage for a PreAuth (authorize) is as follows:
+#  
+#  twenty = 2000
+#  gateway = PsigateGateway.new(
+#    :login => 'teststore',
+#    :password => 'psigate1234'
+#  )
+#  
+#  creditcard = CreditCard.new(
+#    :number => '4242424242424242',
+#    :month => 8,
+#    :year => 2006,
+#    :first_name => 'Longbob',
+#    :last_name => 'Longsen'
+#  )
+#  response = @gateway.authorize(twenty, creditcard,
+#     :order_id =>  1234,
+#     :billing_address => {
+#  	    :address1 => '123 fairweather Lane',
+#  	    :address2 => 'Apt B',
+#  	    :city => 'New York',
+#  	    :state => 'NY',
+#  	    :country => 'U.S.A.',
+#  	    :zip => '10010'
+#    },
+#    :email => 'jack@yahoo.com'
+#  )
+
+require 'rexml/document'
+
+module ActiveMerchant #:nodoc:
+  module Billing #:nodoc:
+
+    class PsigateGateway < Gateway
+      TEST_URL  = 'https://dev.psigate.com:7989/Messenger/XMLMessenger'
+      LIVE_URL  = 'https://secure.psigate.com:7934/Messenger/XMLMessenger'
+      
+      self.supported_cardtypes = [:visa, :master, :american_express]
+      self.supported_countries = ['CA']
+      self.homepage_url = 'http://www.psigate.com/'
+      self.display_name = 'Psigate'
+   
+      SUCCESS_MESSAGE = 'Success'
+      FAILURE_MESSAGE = 'The transaction was declined'
+      
+      def initialize(options = {})
+        requires!(options, :login, :password)
+        @options = options                          
+        super      
+      end      
+    
+      # Psigate PreAuth
+      def authorize(money, creditcard, options = {})
+        requires!(options, :order_id)                                                          
+        options.update({ :CardAction => "1" })
+        commit(money, creditcard, options)      
+      end
+      
+      # Psigate Sale
+      def purchase(money, creditcard, options = {})
+        requires!(options, :order_id)                                                          
+        options.update({ :CardAction => "0" })
+        commit(money, creditcard, options)     
+      end
+      
+      # Psigate PostAuth
+      def capture(money, authorization, options = {})
+        options.update({ :CardAction => "2", :order_id => authorization })
+        commit(money, nil, options)
+      end
+      
+
+      # Psigate Credit
+      def credit(money, authorization, options = {})
+        options.update({ :CardAction => "3", :order_id => authorization })
+        commit(money, nil, options)
+      end
+
+      private                       
+    
+      def commit(money, creditcard, options = {}) 
+        response = parse(ssl_post(test? ? TEST_URL : LIVE_URL, post_data(money, creditcard, options)))
+
+        Response.new(successful?(response), message_from(response), response, 
+          :test => test?, 
+          :authorization => response[:orderid],
+          :avs_result => { :code => response[:avsresult] },
+          :cvv_result => response[:cardidresult]
+        )
+      end
+      
+      def successful?(response)
+        response[:approved] == "APPROVED"
+      end
+                                               
+      def parse(xml)
+        response = {:message => "Global Error Receipt", :complete => false}
+
+        xml = REXML::Document.new(xml)          
+        xml.elements.each('//Result/*') do |node|
+
+          response[node.name.downcase.to_sym] = normalize(node.text)
+
+        end unless xml.root.nil?
+
+        response
+      end     
+
+      def post_data(money, creditcard, options)
+        xml = REXML::Document.new
+        xml << REXML::XMLDecl.new
+        root  = xml.add_element("Order")
+        
+        for key, value in parameters(money, creditcard, options)
+          root.add_element(key.to_s).text = value if value
+        end    
+
+        xml.to_s
+      end
+      
+      # Set up the parameters hash just once so we don't have to do it
+      # for every action. 
+      def parameters(money, creditcard, options = {})  
+        params = {
+          # General order paramters
+          :StoreID => @options[:login],
+          :Passphrase => @options[:password],
+          :TestResult => options[:test_result],
+          :OrderID => options[:order_id],
+          :UserID => options[:user_id],
+          :Phone => options[:phone],
+          :Fax => options[:fax],
+          :Email => options[:email],
+          
+          # Credit Card paramaters
+          :PaymentType => "CC",
+          :CardAction => options[:CardAction],
+          
+          # Financial paramters
+          :CustomerIP => options[:ip],
+          :SubTotal => amount(money),
+          :Tax1 => options[:tax1],
+          :Tax2 => options[:tax2],
+          :ShippingTotal => options[:shipping_total],
+        }
+
+        if creditcard
+          exp_month = sprintf("%.2i", creditcard.month) unless creditcard.month.blank?
+          exp_year = creditcard.year.to_s[2,2] unless creditcard.year.blank?
+          card_id_code = creditcard.verification_value.blank? ? nil : "1"
+
+          params.update( 
+            :CardNumber => creditcard.number,
+            :CardExpMonth => exp_month,
+            :CardExpYear => exp_year,
+            :CardIDCode => card_id_code,
+            :CardIDNumber => creditcard.verification_value
+          )
+        end
+        
+        if address = options[:billing_address] || options[:address]           
+          params[:Bname] = address[:name] || creditcard.name 
+          params[:Baddress1]    = address[:address1] unless address[:address1].blank?
+          params[:Baddress2]    = address[:address2] unless address[:address2].blank?
+          params[:Bcity]        = address[:city]     unless address[:city].blank?
+          params[:Bprovince]    = address[:state]    unless address[:state].blank?
+          params[:Bpostalcode]  = address[:zip]      unless address[:zip].blank?
+          params[:Bcountry]     = address[:country]  unless address[:country].blank?
+          params[:Bcompany]     = address[:company]  unless address[:company].blank?
+        end
+        
+        if address = options[:shipping_address]
+          params[:Sname]        = address[:name] || creditcard.name 
+          params[:Saddress1]    = address[:address1] unless address[:address1].blank?
+          params[:Saddress2]    = address[:address2] unless address[:address2].blank?
+          params[:Scity]        = address[:city]     unless address[:city].blank?
+          params[:Sprovince]    = address[:state]    unless address[:state].blank?
+          params[:Spostalcode]  = address[:zip]      unless address[:zip].blank?
+          params[:Scountry]     = address[:country]  unless address[:country].blank?
+          params[:Scompany]     = address[:company]  unless address[:company].blank?
+        end
+       	 	
+        return params
+      end
+      
+      def message_from(response)
+        if response[:approved] == "APPROVED"
+          return SUCCESS_MESSAGE
+        else
+          return FAILURE_MESSAGE if response[:errmsg].blank?
+          return response[:errmsg].gsub(/[^\w]/, ' ').split.join(" ").capitalize
+        end
+      end
+
+      # Make a ruby type out of the response string
+      def normalize(field)
+        case field
+        when "true"   then true
+        when "false"  then false
+        when ""       then nil
+        when "null"   then nil
+        else field
+        end
+      end
+    end
+  end
+end

data/lib/active_merchant/billing/gateways/psl_card.rb

@@ -0,0 +1,306 @@
+# Author::    MoneySpyder, http://moneyspyder.co.uk
+
+module ActiveMerchant
+  module Billing
+    #
+    # ActiveMerchant PSL Card Gateway
+    # 
+    # Notes:
+    #   -To be able to use the capture function, the IP address of the machine must be
+    #    registered with PSL
+    #   -ESALE_KEYED should only be used in situations where the cardholder perceives the 
+    #    transaction to be Internet-based, such as purchasing from a web site/on-line store.  
+    #    If the Internet is used purely for the transport of information from the merchant 
+    #    directly to the gateway then the appropriate cardholder present or not present message 
+    #    type should be used rather than the ‘E’ equivalent.
+    #   -The CV2 / AVS policies are set up with the account settings when signing up for an account
+    class PslCardGateway < Gateway
+      self.money_format = :cents
+      self.default_currency = 'GBP'
+      
+      self.supported_countries = ['GB']
+      # Visa Credit, Visa Debit, Mastercard, Maestro, Solo, Electron,
+      # American Express, Diners Club, JCB, International Maestro,
+      # Style, Clydesdale Financial Services, Other
+         
+      self.supported_cardtypes = [ :visa, :master, :american_express, :diners_club, :jcb, :switch, :solo, :maestro ]
+      self.homepage_url = 'http://www.paymentsolutionsltd.com/'
+      self.display_name = 'PSL Payment Solutions'
+      
+      # Default ISO 3166 country code (GB)
+      cattr_accessor :location
+      self.location = 826
+      
+      # PslCard server URL - The url is the same whether testing or live - use
+      # the test account when testing...
+      URL = 'https://pslcard3.paymentsolutionsltd.com/secure/transact.asp?'
+      
+      # eCommerce sale transaction, details keyed by merchant or cardholder
+      MESSAGE_TYPE = 'ESALE_KEYED' 
+      
+      # The type of response that we want to get from PSL, options are HTML, XML or REDIRECT
+      RESPONSE_ACTION = 'HTML'
+      
+      # Currency Codes
+      CURRENCY_CODES = {
+        'AUD' => 036,
+        'GBP' => 826,
+        'USD' => 840
+      }
+      
+      #The terminal used - only for swipe transactions, so hard coded to 32 for online
+      EMV_TERMINAL_TYPE = 32
+      
+      #Different Dispatch types
+      DISPATCH_LATER  = 'LATER'
+      DISPATCH_NOW    = 'NOW'
+      
+      # Return codes
+      APPROVED = '00'
+      
+      #Nominal amount to authorize for a 'dispatch later' type
+      #The nominal amount is held straight away, when the goods are ready
+      #to be dispatched, PSL is informed and the full amount is the
+      #taken.
+      NOMINAL_AMOUNT = 101
+      
+      AVS_CODE = {
+        "ALL MATCH"	=> 'Y',
+        "SECURITY CODE MATCH ONLY" => 'N',
+        "ADDRESS MATCH ONLY" => 'Y',
+        "NO DATA MATCHES"	=> 'N',
+        "DATA NOT CHECKED"	=> 'R',
+        "SECURITY CHECKS NOT SUPPORTED"	=> 'X'
+      }
+      
+      CVV_CODE = {
+        "ALL MATCH"	=> 'M',
+        "SECURITY CODE MATCH ONLY" => 'M',
+        "ADDRESS MATCH ONLY" => 'N',
+        "NO DATA MATCHES"	=> 'N',
+        "DATA NOT CHECKED"	=> 'P',
+        "SECURITY CHECKS NOT SUPPORTED"	=> 'X'
+      }
+      
+      # Create a new PslCardGateway
+      # 
+      # The gateway requires that a valid :login be passed in the options hash
+      # 
+      # Paramaters:
+      #   -options:
+      #     :login -    the PslCard account login (required)
+      def initialize(options = {})
+        requires!(options, :login)
+              
+        @options = options
+        super
+      end
+
+      # Purchase the item straight away
+      # 
+      # Parameters:
+      #   -money: Money object for the total to be charged
+      #   -authorization: the PSL cross reference from the previous authorization
+      #   -options:
+      #
+      # Returns:
+      #   -ActiveRecord::Billing::Response object
+      #   
+      def purchase(money, credit_card, options = {})
+        post = {}
+        
+        add_amount(post, money, DISPATCH_NOW, options)
+        add_credit_card(post, credit_card)
+        add_address(post, options)
+        add_invoice(post, options)
+        add_purchase_details(post)
+        
+        commit(post)
+      end
+      
+      # Authorize the transaction
+      # 
+      # Reserves the funds on the customer's credit card, but does not 
+      # charge the card.
+      #
+      # This implementation does not authorize the full amount, rather it checks that the full amount
+      # is available and only 'reserves' the nominal amount (currently a pound and a penny)
+      # 
+      # Parameters:
+      #   -money: Money object for the total to be charged
+      #   -authorization: the PSL cross reference from the previous authorization
+      #   -options:
+      #
+      # Returns:
+      #   -ActiveRecord::Billing::Response object
+      #   
+      def authorize(money, credit_card, options = {})
+        post = {}
+      
+        add_amount(post, money, DISPATCH_LATER, options)
+        add_credit_card(post, credit_card)
+        add_address(post, options)
+        add_invoice(post, options)
+        add_purchase_details(post)
+              
+        commit(post)
+      end
+      
+      # Post an authorization. 
+      #
+      # Captures the funds from an authorized transaction. 
+      # 
+      # Parameters:
+      #   -money: Money object for the total to be charged
+      #   -authorization: The PSL Cross Reference
+      #   -options:
+      #
+      # Returns:
+      #   -ActiveRecord::Billing::Response object
+      #
+      def capture(money, authorization, options = {})
+        post = {}
+      
+        add_amount(post, money, DISPATCH_NOW, options)
+        add_reference(post, authorization)
+        add_purchase_details(post)
+
+        commit(post)
+      end
+
+      private
+    
+      def add_credit_card(post, credit_card)
+        post[:QAName] = credit_card.name
+        post[:CardNumber] = credit_card.number
+        post[:EMVTerminalType] = EMV_TERMINAL_TYPE
+        post[:ExpMonth] = credit_card.month
+        post[:ExpYear] = credit_card.year
+        
+        if requires_start_date_or_issue_number?(credit_card)        
+          post[:IssueNumber] = credit_card.issue_number unless credit_card.issue_number.blank?
+          post[:StartMonth] = credit_card.start_month unless credit_card.start_month.blank?
+          post[:StartYear] = credit_card.start_year unless credit_card.start_year.blank?
+        end
+        
+        # CV2 check
+        post[:AVSCV2Check] = credit_card.verification_value? ? 'YES' : 'NO'
+        post[:CV2] = credit_card.verification_value if credit_card.verification_value?
+      end
+      
+      def add_address(post, options)
+        address = options[:billing_address] || options[:address]
+        return if address.nil?
+      
+        post[:QAAddress] = [:address1, :address2, :city, :state].collect{|a| address[a]}.reject{|a| a.blank?}.join(' ')
+        post[:QAPostcode] = address[:zip]
+      end
+        
+      def add_invoice(post, options)
+        post[:MerchantName] = options[:merchant] || 'Merchant Name' # May use this as the order_id field
+        post[:OrderID] = options[:order_id] unless options[:order_id].blank?
+      end
+    
+      def add_reference(post, authorization)
+        post[:CrossReference] = authorization
+      end
+      
+      def add_amount(post, money, dispatch_type, options)
+        post[:CurrencyCode] = currency_code(options[:currency] || currency(money))
+        
+        if dispatch_type == DISPATCH_LATER
+          post[:amount] = amount(NOMINAL_AMOUNT)
+          post[:DispatchLaterAmount] = amount(money)
+        else
+          post[:amount] = amount(money)
+        end
+        
+        post[:Dispatch] = dispatch_type
+      end
+      
+      def add_purchase_details(post)
+        post[:EchoAmount] = 'YES'
+        post[:SCBI] = 'YES'                   # Return information about the transaction
+        post[:MessageType] = MESSAGE_TYPE
+      end
+    
+      # Get the currency code for the passed money object
+      # 
+      # The money class stores the currency as an ISO 4217:2001 Alphanumeric,
+      # however PSL requires the ISO 4217:2001 Numeric code.
+      # 
+      # Parameters:
+      #   -money: Money object with the amount and currency
+      #   
+      # Returns:
+      #   -the ISO 4217:2001 Numberic currency code
+      #   
+      def currency_code(currency)
+        CURRENCY_CODES[currency]
+      end
+      
+      # Parse the PSL response and create a Response object
+      #
+      # Parameters:
+      #   -body:  The response string returned from PSL, Formatted:
+      #           Key=value&key=value...
+      # 
+      # Returns:
+      #   -a hash with all of the values returned in the PSL response
+      #
+      def parse(body)
+
+        fields = {}
+        for line in body.split('&')
+          key, value = *line.scan( %r{^(\w+)\=(.*)$} ).flatten
+          fields[key] = CGI.unescape(value)
+        end
+        fields.symbolize_keys
+      end
+      
+      # Send the passed data to PSL for processing
+      #
+      # Parameters:
+      #   -request: The data that is to be sent to PSL
+      #
+      # Returns:
+      #   - ActiveMerchant::Billing::Response object
+      #
+      def commit(request)
+        response = parse( ssl_post(URL, post_data(request)) )
+        
+        Response.new(response[:ResponseCode] == APPROVED, response[:Message], response, 
+          :test => test?, 
+          :authorization => response[:CrossReference],
+          :cvv_result => CVV_CODE[response[:AVSCV2Check]],
+          :avs_result => { :code => AVS_CODE[response[:AVSCV2Check]] }
+        )
+      end
+      
+      # Put the passed data into a format that can be submitted to PSL
+      # Key=Value&Key=Value...
+      #
+      # Any ampersands and equal signs are removed from the data being posted
+      # as PSL puts them back into the response string which then cannot be parsed. 
+      # This is after escaping before sending the request to PSL - this is a work
+      # around for the time being
+      # 
+      # Parameters:
+      #   -post: Hash of all the data to be sent
+      #
+      # Returns:
+      #   -String: the data to be sent
+      #
+      def post_data(post)
+        post[:CountryCode] = self.location
+        post[:MerchantID] = @options[:login]
+        post[:ValidityID] = @options[:password]
+        post[:ResponseAction] = RESPONSE_ACTION
+        
+        post.collect { |key, value|
+          "#{key}=#{CGI.escape(value.to_s.tr('&=', ' '))}"
+        }.join("&")
+      end
+    end
+  end
+end