policyengine-us 1.409.0__py3-none-any.whl → 1.411.0__py3-none-any.whl

policyengine_us/parameters/gov/states/ma/eec/ccfa/reimbursement_rates/center_based/school_age.yaml

@@ -0,0 +1,59 @@
+description: Massachusetts provides these reimbursement rates for center-based school age child care under the Child Care Financial Assistance program.
+metadata:
+  period: day
+  unit: currency-USD
+  label: Massachusetts CCFA center-based school age reimbursement rates
+  breakdown:
+    - ma_ccfa_region
+    - ma_ccfa_child_age_category
+    - ma_ccfa_schedule_type
+  reference:
+    - title: FY 2025 Child Care Financial Assistance Daily Reimbursement Rates
+      href: https://www.mass.gov/doc/fiscal-year-2025-child-care-financial-assistance-daily-reimbursement-rates/download
+    - title: FY 2024 Child Care Financial Assistance Daily Reimbursement Rates
+      href: https://www.mass.gov/doc/fiscal-year-2024-child-care-financial-assistance-daily-reimbursement-rates/download
+
+WESTERN_CENTRAL_AND_SOUTHEAST:
+  SCHOOL_AGE:
+    BEFORE_ONLY:
+      2023-07-01: 11.57
+      2024-07-01: 11.74
+    AFTER_ONLY:
+      2023-07-01: 24.32
+      2024-07-01: 24.68
+    BEFORE_AND_AFTER:
+      2023-07-01: 35.89
+      2024-07-01: 36.43
+    FULL_DAY:
+      2023-07-01: 48.96
+      2024-07-01: 49.69
+
+NORTHEAST:
+  SCHOOL_AGE:
+    BEFORE_ONLY:
+      2023-07-01: 12.29
+      2024-07-01: 12.74
+    AFTER_ONLY:
+      2023-07-01: 27.18
+      2024-07-01: 27.58
+    BEFORE_AND_AFTER:
+      2023-07-01: 39.47
+      2024-07-01: 40.06
+    FULL_DAY:
+      2023-07-01: 50.62
+      2024-07-01: 51.38
+
+METRO_AND_BOSTON_METRO:
+  SCHOOL_AGE:
+    BEFORE_ONLY:
+      2023-07-01: 12.62
+      2024-07-01: 12.81
+    AFTER_ONLY:
+      2023-07-01: 27.89
+      2024-07-01: 28.31
+    BEFORE_AND_AFTER:
+      2023-07-01: 40.51
+      2024-07-01: 41.12
+    FULL_DAY:
+      2023-07-01: 52.03
+      2024-07-01: 52.81

policyengine_us/parameters/gov/states/ma/eec/ccfa/reimbursement_rates/family_child_care/age_threshold.yaml

@@ -0,0 +1,12 @@
+description: Massachusetts provides different family child care reimbursement rates based on this age threshold under the Child Care Financial Assistance program.
+values:
+  2020-01-01: 2
+  
+metadata:
+  unit: year
+  period: year
+  label: Massachusetts CCFA family child care reimbursement rate age threshold
+  reference:
+    - title: FY 2025 Child Care Financial Assistance Daily Reimbursement Rates
+      href: https://www.mass.gov/doc/fiscal-year-2025-child-care-financial-assistance-daily-reimbursement-rates/download#page=3
+ 

policyengine_us/parameters/gov/states/ma/eec/ccfa/reimbursement_rates/family_child_care/older.yaml

@@ -0,0 +1,24 @@
+description: Massachusetts provides these reimbursement rates for family child care older child under the Child Care Financial Assistance program.
+metadata:
+  period: day
+  unit: currency-USD
+  label: Massachusetts CCFA family child care older child reimbursement rates
+  breakdown:
+    - ma_ccfa_region
+  reference:
+    - title: FY 2025 Child Care Financial Assistance Daily Reimbursement Rates
+      href: https://www.mass.gov/doc/fiscal-year-2025-child-care-financial-assistance-daily-reimbursement-rates/download#page=3
+    - title: FY 2024 Child Care Financial Assistance Daily Reimbursement Rates
+      href: https://www.mass.gov/doc/fiscal-year-2024-child-care-financial-assistance-daily-reimbursement-rates/download#page=3
+
+WESTERN_CENTRAL_AND_SOUTHEAST:
+  2023-07-01: 48.9
+  2024-07-01: 49.39
+
+NORTHEAST:
+  2023-07-01: 46.5
+  2024-07-01: 49.15
+
+METRO_AND_BOSTON_METRO:
+  2023-07-01: 54.33
+  2024-07-01: 56.16

policyengine_us/parameters/gov/states/ma/eec/ccfa/reimbursement_rates/family_child_care/younger.yaml

@@ -0,0 +1,24 @@
+description: Massachusetts provides these reimbursement rates for family child care younger child under the Child Care Financial Assistance program.
+metadata:
+  period: day
+  unit: currency-USD
+  label: Massachusetts CCFA family child care younger child reimbursement rates
+  breakdown:
+    - ma_ccfa_region
+  reference:
+    - title: FY 2025 Child Care Financial Assistance Daily Reimbursement Rates
+      href: https://www.mass.gov/doc/fiscal-year-2025-child-care-financial-assistance-daily-reimbursement-rates/download#page=3
+    - title: FY 2024 Child Care Financial Assistance Daily Reimbursement Rates
+      href: https://www.mass.gov/doc/fiscal-year-2024-child-care-financial-assistance-daily-reimbursement-rates/download#page=3
+
+WESTERN_CENTRAL_AND_SOUTHEAST:
+  2023-07-01: 58.45
+  2024-07-01: 59.03
+
+NORTHEAST:
+  2023-07-01: 58.45
+  2024-07-01: 59.03
+
+METRO_AND_BOSTON_METRO:
+  2023-07-01: 87.66
+  2024-07-01: 88.54

policyengine_us/parameters/gov/states/ma/eec/ccfa/reimbursement_rates/head_start_partner_and_kindergarten.yaml

@@ -0,0 +1,55 @@
+description: Massachusetts provides these reimbursement rates for head start partner and kindergarten child care under the Child Care Financial Assistance program.
+metadata:
+  period: day
+  unit: currency-USD
+  label: Massachusetts CCFA head start partner and kindergarten reimbursement rates
+  breakdown:
+    - ma_ccfa_region
+    - ma_ccfa_schedule_type
+  reference:
+    - title: FY 2025 Child Care Financial Assistance Daily Reimbursement Rates
+      href: https://www.mass.gov/doc/fiscal-year-2025-child-care-financial-assistance-daily-reimbursement-rates/download#page=2
+    - title: FY 2024 Child Care Financial Assistance Daily Reimbursement Rates
+      href: https://www.mass.gov/doc/fiscal-year-2024-child-care-financial-assistance-daily-reimbursement-rates/download#page=2
+
+WESTERN_CENTRAL_AND_SOUTHEAST:
+  BEFORE_ONLY:
+    2023-07-01: 10.88
+    2024-07-01: 11.04
+  AFTER_ONLY:
+    2023-07-01: 32.34
+    2024-07-01: 32.83
+  BEFORE_AND_AFTER:
+    2023-07-01: 43.21
+    2024-07-01: 43.87
+  FULL_DAY:
+    2023-07-01: 57.23
+    2024-07-01: 58.09
+
+NORTHEAST:
+  BEFORE_ONLY:
+    2023-07-01: 11.42
+    2024-07-01: 12.04
+  AFTER_ONLY:
+    2023-07-01: 34.1
+    2024-07-01: 34.61
+  BEFORE_AND_AFTER:
+    2023-07-01: 45.51
+    2024-07-01: 46.2
+  FULL_DAY:
+    2023-07-01: 57.99
+    2024-07-01: 59.09
+
+METRO_AND_BOSTON_METRO:
+  BEFORE_ONLY:
+    2023-07-01: 15.6
+    2024-07-01: 15.83
+  AFTER_ONLY:
+    2023-07-01: 46.83
+    2024-07-01: 47.53
+  BEFORE_AND_AFTER:
+    2023-07-01: 62.43
+    2024-07-01: 63.36
+  FULL_DAY:
+    2023-07-01: 80.13
+    2024-07-01: 81.33

policyengine_us/parameters/gov/states/ma/eec/ccfa/reimbursement_rates/informal_child_care/child_home.yaml

@@ -0,0 +1,14 @@
+description: Massachusetts provides these reimbursement rates for informal child care child's home under the Child Care Financial Assistance program.
+metadata:
+  period: day
+  unit: currency-USD
+  label: Massachusetts CCFA informal child care child's home reimbursement rates
+  reference:
+    - title: FY 2025 Child Care Financial Assistance Daily Reimbursement Rates
+      href: https://www.mass.gov/doc/fiscal-year-2025-child-care-financial-assistance-daily-reimbursement-rates/download#page=2
+    - title: FY 2024 Child Care Financial Assistance Daily Reimbursement Rates
+      href: https://www.mass.gov/doc/fiscal-year-2024-child-care-financial-assistance-daily-reimbursement-rates/download#page=2
+
+values:
+  2023-07-01: 17.16
+  2024-07-01: 17.33

policyengine_us/parameters/gov/states/ma/eec/ccfa/reimbursement_rates/informal_child_care/relative_home.yaml

@@ -0,0 +1,14 @@
+description: Massachusetts provides these reimbursement rates for informal child care relative's home under the Child Care Financial Assistance program.
+metadata:
+  period: day
+  unit: currency-USD
+  label: Massachusetts CCFA informal child care relative's home reimbursement rates
+  reference:
+    - title: FY 2025 Child Care Financial Assistance Daily Reimbursement Rates
+      href: https://www.mass.gov/doc/fiscal-year-2025-child-care-financial-assistance-daily-reimbursement-rates/download#page=2
+    - title: FY 2024 Child Care Financial Assistance Daily Reimbursement Rates
+      href: https://www.mass.gov/doc/fiscal-year-2024-child-care-financial-assistance-daily-reimbursement-rates/download#page=2
+
+values:
+  2023-07-01: 24.33
+  2024-07-01: 24.57

policyengine_us/reforms/aca/__init__.py

@@ -0,0 +1,6 @@
+from policyengine_us.reforms.aca.aca_ptc_additional_bracket import (
+    create_aca_ptc_additional_bracket_reform,
+)
+from policyengine_us.reforms.aca.aca_ptc_simplified_bracket import (
+    create_aca_ptc_simplified_bracket_reform,
+)

policyengine_us/reforms/aca/aca_ptc_additional_bracket.py

@@ -0,0 +1,126 @@
+from policyengine_us.model_api import *
+from policyengine_core.periods import period as period_
+
+
+def create_aca_ptc_additional_bracket() -> Reform:
+    class aca_ptc_phase_out_rate(Variable):
+        """
+        ACA Premium Tax Credit phase-out rate with linear bracket extension.
+
+        This reform extends premium subsidies beyond the standard 400% FPL cliff
+        using a linear formula. Above the transition threshold (typically 300% FPL),
+        the contribution percentage increases linearly based on the increment rate
+        (typically 4 percentage points per 100% FPL).
+
+        The reform creates a more gradual phase-out of subsidies, reducing the
+        cliff effect where households just above 400% FPL lose all subsidies.
+
+        Related issue: https://github.com/PolicyEngine/policyengine-us/issues/6629
+        """
+
+        value_type = float
+        entity = TaxUnit
+        label = "ACA PTC phase-out rate with additional bracket (i.e., IRS Form 8962 'applicable figure')"
+        unit = "/1"
+        definition_period = YEAR
+        reference = [
+            "26 U.S. Code § 36B(b)(3)(A) - Refundable credit for coverage under a qualified health plan",
+            "https://www.law.cornell.edu/uscode/text/26/36B#b_3_A",
+        ]
+
+        def formula(tax_unit, period, parameters):
+            magi_frac = tax_unit("aca_magi_fraction", period)
+            p = parameters(
+                period
+            ).gov.contrib.aca.ptc_additional_bracket.brackets
+            return np.interp(magi_frac, p.thresholds, p.amounts)
+
+    class is_aca_ptc_eligible(Variable):
+        """
+        Extended ACA PTC eligibility beyond 400% FPL.
+        """
+
+        value_type = bool
+        entity = Person
+        label = "Person is eligible for ACA premium tax credit and pays ACA premium"
+        definition_period = YEAR
+
+        def formula(person, period, parameters):
+            # determine status eligibility for ACA PTC
+            fstatus = person.tax_unit("filing_status", period)
+            separate = fstatus == fstatus.possible_values.SEPARATE
+            immigration_eligible = person(
+                "is_aca_ptc_immigration_status_eligible", period
+            )
+            taxpayer_has_itin = person.tax_unit("taxpayer_has_itin", period)
+            is_status_eligible = (
+                taxpayer_has_itin & ~separate & immigration_eligible
+            )
+
+            # determine coverage eligibility for ACA plan
+            INELIGIBLE_COVERAGE = [
+                "is_medicaid_eligible",
+                "is_chip_eligible",
+                "is_aca_eshi_eligible",
+                "is_medicare_eligible",
+            ]
+            is_coverage_eligible = (
+                add(person, period, INELIGIBLE_COVERAGE) == 0
+            )
+
+            # determine income eligibility for ACA PTC (using reform parameter)
+            p = parameters(period).gov.contrib.aca.ptc_additional_bracket
+            magi_frac = person.tax_unit("aca_magi_fraction", period)
+            is_income_eligible = p.income_eligibility.calc(magi_frac)
+
+            # determine which people pay an age-based ACA plan premium
+            p_aca = parameters(period).gov.aca
+            is_aca_adult = person("age", period) > p_aca.slcsp.max_child_age
+            child_pays = (
+                person("aca_child_index", period) <= p_aca.max_child_count
+            )
+            pays_aca_premium = is_aca_adult | child_pays
+
+            return (
+                is_status_eligible
+                & is_coverage_eligible
+                & is_income_eligible
+                & pays_aca_premium
+            )
+
+    class reform(Reform):
+        def apply(self):
+            self.update_variable(aca_ptc_phase_out_rate)
+            self.update_variable(is_aca_ptc_eligible)
+
+    return reform
+
+
+def create_aca_ptc_additional_bracket_reform(
+    parameters, period, bypass: bool = False
+):
+    if bypass:
+        return create_aca_ptc_additional_bracket()
+
+    p = parameters.gov.contrib.aca.ptc_additional_bracket
+    current_period = period_(period)
+
+    # Check if reform is active within a 5-year lookahead window
+    # This allows the reform to be selected in the web app interface
+    # even if it's scheduled to start in a future year
+    reform_active = False
+    for i in range(5):
+        if p(current_period).in_effect:
+            reform_active = True
+            break
+        current_period = current_period.offset(1, "year")
+
+    if reform_active:
+        return create_aca_ptc_additional_bracket()
+    else:
+        return None
+
+
+aca_ptc_additional_bracket = create_aca_ptc_additional_bracket_reform(
+    None, None, bypass=True
+)

policyengine_us/reforms/aca/aca_ptc_simplified_bracket.py

@@ -0,0 +1,127 @@
+from policyengine_us.model_api import *
+from policyengine_core.periods import period as period_
+
+
+def create_aca_ptc_simplified_bracket() -> Reform:
+    class aca_ptc_phase_out_rate(Variable):
+        """
+        ACA Premium Tax Credit phase-out rate with simplified linear progression.
+
+        This reform creates a single linear phase-out starting at 100% FPL,
+        where the contribution percentage increases by 4 percentage points
+        per 100% FPL increment. This results in a simpler, more aggressive
+        phase-out compared to the additional bracket reform.
+
+        The reform eliminates the standard ACA bracket structure entirely,
+        replacing it with one continuous linear progression from 100% FPL
+        onwards.
+
+        Related issue: https://github.com/PolicyEngine/policyengine-us/issues/6629
+        """
+
+        value_type = float
+        entity = TaxUnit
+        label = "ACA PTC phase-out rate with simplified bracket (i.e., IRS Form 8962 'applicable figure')"
+        unit = "/1"
+        definition_period = YEAR
+        reference = [
+            "26 U.S. Code § 36B(b)(3)(A) - Refundable credit for coverage under a qualified health plan",
+            "https://www.law.cornell.edu/uscode/text/26/36B#b_3_A",
+        ]
+
+        def formula(tax_unit, period, parameters):
+            magi_frac = tax_unit("aca_magi_fraction", period)
+            p = parameters(
+                period
+            ).gov.contrib.aca.ptc_simplified_bracket.brackets
+            return np.interp(magi_frac, p.thresholds, p.amounts)
+
+    class is_aca_ptc_eligible(Variable):
+        """
+        Extended ACA PTC eligibility beyond 400% FPL.
+        """
+
+        value_type = bool
+        entity = Person
+        label = "Person is eligible for ACA premium tax credit and pays ACA premium"
+        definition_period = YEAR
+
+        def formula(person, period, parameters):
+            # determine status eligibility for ACA PTC
+            fstatus = person.tax_unit("filing_status", period)
+            separate = fstatus == fstatus.possible_values.SEPARATE
+            immigration_eligible = person(
+                "is_aca_ptc_immigration_status_eligible", period
+            )
+            taxpayer_has_itin = person.tax_unit("taxpayer_has_itin", period)
+            is_status_eligible = (
+                taxpayer_has_itin & ~separate & immigration_eligible
+            )
+
+            # determine coverage eligibility for ACA plan
+            INELIGIBLE_COVERAGE = [
+                "is_medicaid_eligible",
+                "is_chip_eligible",
+                "is_aca_eshi_eligible",
+                "is_medicare_eligible",
+            ]
+            is_coverage_eligible = (
+                add(person, period, INELIGIBLE_COVERAGE) == 0
+            )
+
+            # determine income eligibility for ACA PTC (using reform parameter)
+            p = parameters(period).gov.contrib.aca.ptc_simplified_bracket
+            magi_frac = person.tax_unit("aca_magi_fraction", period)
+            is_income_eligible = p.income_eligibility.calc(magi_frac)
+
+            # determine which people pay an age-based ACA plan premium
+            p_aca = parameters(period).gov.aca
+            is_aca_adult = person("age", period) > p_aca.slcsp.max_child_age
+            child_pays = (
+                person("aca_child_index", period) <= p_aca.max_child_count
+            )
+            pays_aca_premium = is_aca_adult | child_pays
+
+            return (
+                is_status_eligible
+                & is_coverage_eligible
+                & is_income_eligible
+                & pays_aca_premium
+            )
+
+    class reform(Reform):
+        def apply(self):
+            self.update_variable(aca_ptc_phase_out_rate)
+            self.update_variable(is_aca_ptc_eligible)
+
+    return reform
+
+
+def create_aca_ptc_simplified_bracket_reform(
+    parameters, period, bypass: bool = False
+):
+    if bypass:
+        return create_aca_ptc_simplified_bracket()
+
+    p = parameters.gov.contrib.aca.ptc_simplified_bracket
+    current_period = period_(period)
+
+    # Check if reform is active within a 5-year lookahead window
+    # This allows the reform to be selected in the web app interface
+    # even if it's scheduled to start in a future year
+    reform_active = False
+    for i in range(5):
+        if p(current_period).in_effect:
+            reform_active = True
+            break
+        current_period = current_period.offset(1, "year")
+
+    if reform_active:
+        return create_aca_ptc_simplified_bracket()
+    else:
+        return None
+
+
+aca_ptc_simplified_bracket = create_aca_ptc_simplified_bracket_reform(
+    None, None, bypass=True
+)

policyengine_us/reforms/reforms.py

@@ -108,6 +108,10 @@ from .crfb import (
     create_non_refundable_ss_credit_reform,
     create_senior_deduction_extension_reform,
 )
+from .aca import (
+    create_aca_ptc_additional_bracket_reform,
+    create_aca_ptc_simplified_bracket_reform,
+)
 
 
 from policyengine_core.reforms import Reform
@@ -248,6 +252,12 @@ def create_structural_reforms_from_parameters(parameters, period):
     ctc_minimum_refundable_amount = (
         create_ctc_minimum_refundable_amount_reform(parameters, period)
     )
+    aca_ptc_additional_bracket = create_aca_ptc_additional_bracket_reform(
+        parameters, period
+    )
+    aca_ptc_simplified_bracket = create_aca_ptc_simplified_bracket_reform(
+        parameters, period
+    )
 
     reforms = [
         afa_reform,
@@ -298,6 +308,8 @@ def create_structural_reforms_from_parameters(parameters, period):
         ctc_per_child_phase_out,
         ctc_per_child_phase_in,
         ctc_minimum_refundable_amount,
+        aca_ptc_additional_bracket,
+        aca_ptc_simplified_bracket,
     ]
     reforms = tuple(filter(lambda x: x is not None, reforms))
 

policyengine_us/tests/policy/baseline/gov/states/ma/eec/ccfa/copay/ma_ccfa_base_copay.yaml

@@ -0,0 +1,31 @@
+- name: Case 1, family of 2, $1700 income.
+  period: 2025-01
+  absolute_error_margin: 0.3
+  input:
+    spm_unit_size: 2
+    ma_ccfa_countable_income: 1_700
+    state_code: MA
+  output:
+    ma_ccfa_base_copay: 0
+
+- name: Case 2, family of 2, $1800 income.
+  period: 2025-01
+  absolute_error_margin: 0.3
+  input:
+    spm_unit_size: 2
+    ma_ccfa_countable_income: 1_800
+    state_code: MA
+  output:
+    ma_ccfa_base_copay: 3.88
+    # (1800 - 1703)*0.04
+
+- name: Case 3, family of 4, $3800 income.
+  period: 2025-01
+  absolute_error_margin: 0.3
+  input:
+    spm_unit_size: 4
+    ma_ccfa_countable_income: 3_800
+    state_code: MA
+  output:
+    ma_ccfa_base_copay: 64.2
+    # (3800 - 2600)*0.0535

policyengine_us/tests/policy/baseline/gov/states/ma/eec/ccfa/copay/ma_ccfa_total_copay.yaml

@@ -0,0 +1,104 @@
+- name: Case 1, applicant has an eligible child, no income. 
+  period: 2025-01
+  input:
+    people:
+      person1:
+        age: 40
+        employment_income: 0
+      person2:
+        age: 1
+        ma_ccfa_eligible_child: true
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    tax_units:
+      tax_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: MA
+  output:
+    ma_ccfa_total_copay: 0
+
+- name: Case 2, applicant has an eligible child, $1800 monthly income. 
+  period: 2025-01
+  absolute_error_margin: 0.3
+  input:
+    people:
+      person1:
+        age: 40
+        employment_income: 1_800 * 12
+      person2:
+        age: 1
+        ma_ccfa_eligible_child: true
+    spm_units:
+      spm_unit:
+        members: [person1, person2]
+    tax_units:
+      tax_unit:
+        members: [person1, person2]
+    households:
+      household:
+        members: [person1, person2]
+        state_code: MA
+  output:
+    ma_ccfa_total_copay: 3.88
+
+- name: Case 3, household of 4, $3800 monthly income. 
+  period: 2025-01
+  absolute_error_margin: 0.3
+  input:
+    people:
+      person1:
+        age: 40
+        employment_income: 3_800 * 12
+      person2:
+        age: 1
+        ma_ccfa_eligible_child: true
+      person3:
+        age: 3
+        ma_ccfa_eligible_child: true
+      person4:
+        age: 5
+        ma_ccfa_eligible_child: true
+    spm_units:
+      spm_unit:
+        members: [person1, person2, person3, person4]
+    tax_units:
+      tax_unit:
+        members: [person1, person2, person3, person4]
+    households:
+      household:
+        members: [person1, person2, person3, person4]
+        state_code: MA
+  output:
+    ma_ccfa_total_copay: 112.35
+    # 64.2 + 64.2*0.5 + 64.2*0.25
+
+- name: Case 4, TAFDC recipient with children has zero copay.
+  period: 2025-01
+  input:
+    people:
+      person1:
+        age: 30
+        employment_income: 2_000 * 12
+      person2:
+        age: 2
+        ma_ccfa_eligible_child: true
+      person3:
+        age: 4
+        ma_ccfa_eligible_child: true
+    spm_units:
+      spm_unit:
+        members: [person1, person2, person3]
+        ma_tafdc_eligible: true
+    tax_units:
+      tax_unit:
+        members: [person1, person2, person3]
+    households:
+      household:
+        members: [person1, person2, person3]
+        state_code: MA
+  output:
+    ma_ccfa_total_copay: 0

policyengine_us/tests/policy/baseline/gov/states/ma/eec/ccfa/copay/ma_ccsp_copay_level.yaml

@@ -0,0 +1,44 @@
+- name: Case 1, family of 2, $1700 income.
+  period: 2025-01
+  input:
+    spm_unit_size: 2
+    ma_ccfa_countable_income: 1_700
+    state_code: MA
+  output:
+    ma_ccfa_copay_level: 1
+
+- name: Case 2, family of 2, $1800 income.
+  period: 2025-01
+  input:
+    spm_unit_size: 2
+    ma_ccfa_countable_income: 1_800
+    state_code: MA
+  output:
+    ma_ccfa_copay_level: 2
+
+- name: Case 3, family of 4, $3000 income.
+  period: 2025-01
+  input:
+    spm_unit_size: 4
+    ma_ccfa_countable_income: 3_000
+    state_code: MA
+  output:
+    ma_ccfa_copay_level: 3
+
+- name: Case 4, family of 13, $10,000 income.
+  period: 2025-01
+  input:
+    spm_unit_size: 13
+    ma_ccfa_countable_income: 10_000
+    state_code: MA
+  output:
+    ma_ccfa_copay_level: 11
+
+- name: Case 5, family of 2, $8,000 income.
+  period: 2025-01
+  input:
+    spm_unit_size: 2
+    ma_ccfa_countable_income: 8_000
+    state_code: MA
+  output:
+    ma_ccfa_copay_level: 28