fin-infra 0.8.0__py3-none-any.whl → 0.9.0__py3-none-any.whl

fin_infra/providers/banking/plaid_client.py

@@ -52,6 +52,12 @@ class PlaidClient(BankingProvider):
             client_id = client_id or settings.plaid_client_id
             secret = secret or settings.plaid_secret
             environment = environment or settings.plaid_env
+            self._products = settings.plaid_products
+        else:
+            # Use default products when no settings object provided
+            from ...settings import DEFAULT_PLAID_PRODUCTS
+
+            self._products = DEFAULT_PLAID_PRODUCTS
 
         # Map environment string to Plaid Environment enum
         # Note: Plaid only has Sandbox and Production (no Development in SDK)
@@ -105,15 +111,11 @@ class PlaidClient(BankingProvider):
             # Don't include products - Plaid uses existing item's products
             request_params["access_token"] = access_token
         else:
-            # New connection: specify products to enable
-            request_params["products"] = [
-                Products("auth"),  # Account/routing numbers for ACH
-                Products("transactions"),  # Transaction history
-                Products("liabilities"),  # Credit cards, loans, student loans
-                Products("investments"),  # Brokerage, retirement accounts
-                Products("assets"),  # Asset reports for lending/verification
-                Products("identity"),  # Account holder info (name, email, phone)
-            ]
+            # New connection: specify products from settings
+            # Configurable via PLAID_PRODUCTS env var (comma-separated)
+            # Default: auth,transactions,investments (excludes costly unused products)
+            product_list = [Products(p.strip()) for p in self._products.split(",") if p.strip()]
+            request_params["products"] = product_list
 
         request = LinkTokenCreateRequest(**request_params)
         response = self.client.link_token_create(request)

fin_infra/recurring/insights.py

@@ -331,7 +331,7 @@ class SubscriptionInsightsGenerator:
         cache_key = self._make_cache_key(subscriptions, user_id)
 
         try:
-            await self.cache.set(cache_key, result.model_dump(), ttl=self.cache_ttl)
+            await self.cache.set(cache_key, result.model_dump(), expire=self.cache_ttl)
         except Exception as e:
             logger.warning(f"Cache set failed for insights: {e}")
 

fin_infra/recurring/normalizers.py

@@ -318,7 +318,7 @@ class MerchantNormalizer:
         cache_key = self._make_cache_key(merchant_name)
 
         try:
-            await self.cache.set(cache_key, result.model_dump(), ttl=self.cache_ttl)
+            await self.cache.set(cache_key, result.model_dump(), expire=self.cache_ttl)
         except Exception as e:
             logger.warning(f"Cache set failed for '{merchant_name}': {e}")
 

fin_infra/settings.py

@@ -5,6 +5,13 @@ from functools import lru_cache
 from pydantic import Field
 from pydantic_settings import BaseSettings, SettingsConfigDict
 
+# Default products: only the ones we actually use
+# auth: Account/routing numbers for ACH
+# transactions: Transaction history
+# investments: Brokerage, retirement accounts
+# Excluded: identity, liabilities, assets (not used, cost extra per API call)
+DEFAULT_PLAID_PRODUCTS = "auth,transactions,investments"
+
 
 class Settings(BaseSettings):
     # Cache / infra
@@ -14,6 +21,7 @@ class Settings(BaseSettings):
     plaid_client_id: str | None = Field(default=None, alias="PLAID_CLIENT_ID")
     plaid_secret: str | None = Field(default=None, alias="PLAID_SECRET")
     plaid_env: str = Field(default="sandbox", alias="PLAID_ENVIRONMENT")
+    plaid_products: str = Field(default=DEFAULT_PLAID_PRODUCTS, alias="PLAID_PRODUCTS")
 
     # Alpaca
     alpaca_api_key: str | None = Field(default=None, alias="ALPACA_API_KEY")

{fin_infra-0.8.0.dist-info → fin_infra-0.9.0.dist-info}/METADATA

@@ -1,6 +1,6 @@
 Metadata-Version: 2.3
 Name: fin-infra
-Version: 0.8.0
+Version: 0.9.0
 Summary: Financial infrastructure toolkit: banking connections, market data, credit, cashflows, and brokerage integrations
 License: MIT
 Keywords: finance,banking,plaid,brokerage,markets,credit,tax,cashflow,fintech,infra

{fin_infra-0.8.0.dist-info → fin_infra-0.9.0.dist-info}/RECORD

@@ -128,7 +128,7 @@ fin_infra/obs/__init__.py,sha256=kMMVl0fdwtJtZeKiusTuw0iO61Jo9-HNXsLmn3ffLRE,631
 fin_infra/obs/classifier.py,sha256=S7kSphgHN1O4GiMUdr3IjuXpoXU0XgGq132_U-njXX4,5153
 fin_infra/providers/__init__.py,sha256=jxhQm79T6DVXf7Wpy7luL-p50cE_IMUbjt4o3apzJQU,768
 fin_infra/providers/banking/base.py,sha256=KeNU4ur3zLKHVsBF1LQifcs2AKX06IEE-Rx_SetFeAs,102
-fin_infra/providers/banking/plaid_client.py,sha256=6yaXbPxg4QvebZAXyUFUthBIAN1EuXN59BnmTi69n0U,7374
+fin_infra/providers/banking/plaid_client.py,sha256=7g6G427Czwwl3cN_Mdk_7DwEoVTKO7ShyDr-gle6dNM,7430
 fin_infra/providers/banking/teller_client.py,sha256=c8wT0M0jLHdgxCxeNnJ7X9S8-qITUHEdd3oTWe_6z1U,12371
 fin_infra/providers/base.py,sha256=T8XoHTc3SY30XibfrS4eAMXTujgY8s2mJjBeKzscgDo,9037
 fin_infra/providers/brokerage/alpaca.py,sha256=BObiI_dFQZ3fOpTfmZMkri8sVrsz5uW6i5ZVUb0etCU,9923
@@ -151,10 +151,10 @@ fin_infra/recurring/add.py,sha256=l_VsqJNAs-s5VZ7WFA3wfXJtjib2eqBhMJofTYgDR2w,19
 fin_infra/recurring/detector.py,sha256=MCq_48V6o9Ig9lTTHM054KNh2I_udEjWBmV_iF361ac,20131
 fin_infra/recurring/detectors_llm.py,sha256=2EMBQTIHvmxJR6gqvhlg6VNj2-eDTJiJULMxTCZMnJw,11481
 fin_infra/recurring/ease.py,sha256=jaBFMul1LxjY2TAkSsmyaK6Kkflj8EfxwWPbyRGA8mw,11151
-fin_infra/recurring/insights.py,sha256=-nNrXHUMnUXo7yvKktNAoUabK8XuJirL7ntVr7FAgEc,15921
+fin_infra/recurring/insights.py,sha256=y12bCqzjSXNljMmegrrWDUhBBakB_kPsM2JrcjxczlY,15924
 fin_infra/recurring/models.py,sha256=o0N8G-QhVb4zILEyry6M1VZ7liFJIOHwlejvn6p4K8M,8894
 fin_infra/recurring/normalizer.py,sha256=sU4qCJ7_wVDugY0R0Td63Ol8asJNpMOHAPX92J9XJhY,9754
-fin_infra/recurring/normalizers.py,sha256=1k1sbvWlo_wKn1luZgOVxcrDwRRZDul6X8sp_Pz_dkU,15970
+fin_infra/recurring/normalizers.py,sha256=ZCpk0KCaCvoy1jxydAb8WEULBBLFMmZKNZydz0znsks,15973
 fin_infra/recurring/summary.py,sha256=wQshznaswIbGUPIMyayubRcRfUvVNBtyzmYx50-nqs0,14621
 fin_infra/scaffold/__init__.py,sha256=IfL_CHHMpQB1efqY37BlIu07356tLaeVI2Mv3C0qYDs,827
 fin_infra/scaffold/budgets.py,sha256=qLnyPh-a-ZrslstaxRtR__Bpwlz0EncSdVnCM7fDBI4,9481
@@ -167,7 +167,7 @@ fin_infra/security/models.py,sha256=s8dsvpxP-7DThUZl3Fvr3S6KVAfL5r3TKcd4uj_hCTE,
 fin_infra/security/pii_filter.py,sha256=DF95mSMkk8CTGAEYtEnR-CCoOIUwE7D-9voQ-Koa3j4,8297
 fin_infra/security/pii_patterns.py,sha256=SM-o7cL6NdgkOmtBedsN2nJZ5QPbeYehZdYmAujk8Y8,3070
 fin_infra/security/token_store.py,sha256=FsfoAkIMQ2NRfkBuyG1eH30nnfO3w_V5tDPAZwUj9Os,6041
-fin_infra/settings.py,sha256=11JgIhjGwWnwixV-hveEWpoWd_JC0ixLnOQoLWCiwNo,1387
+fin_infra/settings.py,sha256=bSRb8U1gRyHiG36lxnzeETDI8soTDeJZlG-h6mUKJKM,1783
 fin_infra/tax/__init__.py,sha256=U0EUKQwbDqnAYwU8WRx6AD07TaB-ELdKGISOQ-904lw,6103
 fin_infra/tax/add.py,sha256=d17Zuoi-xMjuJNykDHzQXnAUVzd_41BUMHQdqm23jJ8,14547
 fin_infra/tax/tlh.py,sha256=rUglLeq09XxEbC2W7aJ9G0E8kj9g5QdG4ymSL4z8RK0,21477
@@ -176,8 +176,8 @@ fin_infra/utils/deprecation.py,sha256=DTcqv7ECnrWOOwoA07JOnRci4Hqqo9YtKSSmoS-DVP
 fin_infra/utils/http.py,sha256=rDEgYsEBrEe75ml5RA-iSs3xeU5W-3j-czJlT7WbrM4,632
 fin_infra/utils/retry.py,sha256=YiyTgy26eJ1ah7fE2_-ZPa4hv4bIT4OzjYolkNWb5j0,1057
 fin_infra/version.py,sha256=4t_crzhrLum--oyowUMxtjBTzUtWp7oRTF22ewEvJG4,49
-fin_infra-0.8.0.dist-info/LICENSE,sha256=wK-Ya7Ylxa38dSIZRhvNj1ZVLIrHC-BAI8v38PNADiA,1061
-fin_infra-0.8.0.dist-info/METADATA,sha256=9jjpWcj8Jb0gD9sX9xs0P3uJvm2Y4y6M53H_sfxzy7A,11050
-fin_infra-0.8.0.dist-info/WHEEL,sha256=IYZQI976HJqqOpQU6PHkJ8fb3tMNBFjg-Cn-pwAbaFM,88
-fin_infra-0.8.0.dist-info/entry_points.txt,sha256=Sr1uikvALZMeKm-DIkeKG4L9c4SNqysXGO_IRF8_9eU,53
-fin_infra-0.8.0.dist-info/RECORD,,
+fin_infra-0.9.0.dist-info/LICENSE,sha256=wK-Ya7Ylxa38dSIZRhvNj1ZVLIrHC-BAI8v38PNADiA,1061
+fin_infra-0.9.0.dist-info/METADATA,sha256=Eqq4udbYHk5y0SkRm0wa_AK44_HpAbh2oGaymDV0UY8,11050
+fin_infra-0.9.0.dist-info/WHEEL,sha256=IYZQI976HJqqOpQU6PHkJ8fb3tMNBFjg-Cn-pwAbaFM,88
+fin_infra-0.9.0.dist-info/entry_points.txt,sha256=Sr1uikvALZMeKm-DIkeKG4L9c4SNqysXGO_IRF8_9eU,53
+fin_infra-0.9.0.dist-info/RECORD,,