xytara 3.1.13 → 3.1.14

package/lib/stripe_mpp_payment_front.js

@@ -1,258 +1,258 @@
-"use strict";
-
-const crypto = require("crypto");
-const mppAdapter = require("./mpp_adapter");
-
-function normalizeString(value) {
-  return typeof value === "string" ? value.trim() : "";
-}
-
-function safeEqualHex(left, right) {
-  const a = Buffer.from(String(left || ""), "hex");
-  const b = Buffer.from(String(right || ""), "hex");
-  if (a.length === 0 || b.length === 0 || a.length !== b.length) return false;
-  return crypto.timingSafeEqual(a, b);
-}
-
-function decodeBase64UrlJson(value) {
-  try {
-    return JSON.parse(Buffer.from(String(value || ""), "base64url").toString("utf8"));
-  } catch (_) {
-    return null;
-  }
-}
-
-function loadStripeMppFrontConfig() {
-  const sharedSecret = normalizeString(process.env.XYTARA_MPP_SHARED_SECRET);
-  return {
-    enabled: String(process.env.XYTARA_MPP_ENABLED || (sharedSecret ? "true" : "false")).trim().toLowerCase() !== "false",
-    shared_secret: sharedSecret || null,
-    provider: normalizeString(process.env.XYTARA_MPP_PROVIDER) || "stripe_tempo_compatible",
-    settlement_family: normalizeString(process.env.XYTARA_MPP_SETTLEMENT_FAMILY) || "cards_or_stablecoin_or_lightning",
-    max_age_seconds: Math.max(30, Number(process.env.XYTARA_MPP_MAX_AGE_SECONDS || 300) || 300),
-    required_headers: ["authorization"],
-    auth_scheme: "SPT",
-    token_shape: "base64url_json_with_shared_payment_token_and_hmac_signed_payload"
-  };
-}
-
-function parseStripeMppAuthorization(headers) {
-  const authorization = headers && typeof headers.authorization === "string"
-    ? headers.authorization.trim()
-    : "";
-  const match = authorization.match(/^SPT\s+(.+)$/i);
-  if (!match) return null;
-  const decoded = decodeBase64UrlJson(match[1]);
-  if (!decoded || typeof decoded !== "object") return null;
-  return {
-    wallet_id: decoded.wallet_id || decoded.gateway_id || decoded.customer_id || "mpp_gateway",
-    encoded: decoded.payload || null,
-    signature: decoded.signature || null,
-    token_id: decoded.token_id || decoded.spt_id || null,
-    payment_method_type: decoded.payment_method_type || null,
-    provider_reference: decoded.provider_reference || null,
-    settlement_asset: decoded.settlement_asset || null,
-    scheme: "mpp"
-  };
-}
-
-function verifyStripeMppPayload(paymentPayload, quote, walletId, maxAgeSeconds) {
-  if (!paymentPayload || typeof paymentPayload !== "object") return { ok: false, reason: "mpp_payload_invalid" };
-  if (!paymentPayload.quote_id || paymentPayload.quote_id !== quote.quote_id) return { ok: false, reason: "mpp_quote_mismatch" };
-  if (paymentPayload.amount_minor !== quote.amount_minor) return { ok: false, reason: "mpp_amount_mismatch" };
-  if (paymentPayload.currency !== quote.currency) return { ok: false, reason: "mpp_currency_mismatch" };
-  if (paymentPayload.account_id && paymentPayload.account_id !== quote.account_id) return { ok: false, reason: "mpp_account_mismatch" };
-  if (walletId && paymentPayload.wallet_id && paymentPayload.wallet_id !== walletId) return { ok: false, reason: "mpp_wallet_mismatch" };
-  if (!paymentPayload.nonce || typeof paymentPayload.nonce !== "string") return { ok: false, reason: "mpp_nonce_missing" };
-  if (!paymentPayload.issued_at_iso || Number.isNaN(Date.parse(paymentPayload.issued_at_iso))) return { ok: false, reason: "mpp_issued_at_invalid" };
-  const ageSeconds = Math.max(0, Math.floor((Date.now() - Date.parse(paymentPayload.issued_at_iso)) / 1000));
-  if (ageSeconds > maxAgeSeconds) return { ok: false, reason: "mpp_token_expired" };
-  if (!normalizeString(paymentPayload.token_id || paymentPayload.spt_id)) return { ok: false, reason: "mpp_token_missing" };
-  if (!normalizeString(paymentPayload.provider_reference || paymentPayload.payment_intent_id || paymentPayload.checkout_session_id)) {
-    return { ok: false, reason: "mpp_provider_reference_missing" };
-  }
-  return { ok: true, age_seconds: ageSeconds };
-}
-
-async function verifyStripeMppAccessToken(headers, quote, state) {
-  // Real Stripe path: when configured, verify a paid Stripe PaymentIntent/Session
-  // ("SPT <pi_...|cs_...>") covering the quoted amount, with single-use (per-reference)
-  // replay protection. Otherwise fall through to the existing token scheme below.
-  const stripeConfig = mppAdapter.loadMppConfig();
-  if (mppAdapter.isConfigured(stripeConfig)) {
-    const authorization = headers && typeof headers.authorization === "string" ? headers.authorization : "";
-    const parsed = mppAdapter.parseMppHeader(authorization);
-    if (!parsed) return { ok: false, status: 402, reason: "mpp_authorization_malformed" };
-    if (state && state.acceptedPaymentNonces && state.acceptedPaymentNonces.has(parsed.reference)) {
-      return { ok: false, status: 403, reason: "mpp_reference_replayed" };
-    }
-    const expectedRef = mppAdapter.computeBindingRef(stripeConfig.bindingSecret, quote);
-    const result = await mppAdapter.verifyMppPayment(stripeConfig, parsed.reference, quote && quote.amount_minor, undefined, { expectedRef });
-    if (!result.ok) return { ok: false, status: 403, reason: result.reason, detail: result.detail || null };
-    return {
-      ok: true,
-      verification_mode: "mpp_stripe",
-      wallet_id: "mpp",
-      payment_payload: {
-        nonce: result.reference,
-        provider_reference: result.reference,
-        amount_minor: result.amount_minor,
-        quote_id: quote && quote.quote_id,
-        issued_at_iso: new Date().toISOString()
-      },
-      mpp: { provider_reference: result.reference, amount_minor: result.amount_minor, currency: result.currency, provider: "stripe" }
-    };
-  }
-
-  const config = loadStripeMppFrontConfig();
-  if (!config.enabled) return { ok: false, status: 503, reason: "mpp_not_enabled" };
-  if (!config.shared_secret) return { ok: false, status: 503, reason: "mpp_shared_secret_missing" };
-  const payment = parseStripeMppAuthorization(headers || {});
-  if (!payment || !payment.encoded || !payment.signature) {
-    return { ok: false, status: 402, reason: "mpp_headers_incomplete" };
-  }
-  const expectedSignature = crypto.createHmac("sha256", config.shared_secret).update(payment.encoded).digest("hex");
-  if (!safeEqualHex(expectedSignature, payment.signature)) {
-    return { ok: false, status: 403, reason: "mpp_signature_invalid" };
-  }
-  const payload = decodeBase64UrlJson(payment.encoded);
-  const validation = verifyStripeMppPayload(payload, quote, payment.wallet_id, config.max_age_seconds);
-  if (!validation.ok) return { ok: false, status: 403, reason: validation.reason };
-  return {
-    ok: true,
-    verification_mode: "mpp_gateway_signed",
-    wallet_id: payment.wallet_id,
-    payment_payload: payload,
-    age_seconds: validation.age_seconds,
-    mpp: {
-      token_id: payment.token_id || payload.token_id || payload.spt_id || null,
-      provider_reference: payment.provider_reference || payload.provider_reference || payload.payment_intent_id || payload.checkout_session_id || null,
-      payment_method_type: payment.payment_method_type || payload.payment_method_type || null,
-      settlement_asset: payment.settlement_asset || payload.settlement_asset || null,
-      provider: config.provider,
-      settlement_family: config.settlement_family
-    }
-  };
-}
-
-function buildStripeMppSecuritySummary() {
-  const config = loadStripeMppFrontConfig();
-  const blockers = [];
-  if (config.enabled && !config.shared_secret) blockers.push("mpp_shared_secret_missing");
-  return {
-    ok: true,
-    category: "machine-commerce-stripe-mpp-security-summary",
-    summary_version: "xytara-stripe-mpp-security-summary-v1",
-    enabled: config.enabled,
-    shared_secret_configured: Boolean(config.shared_secret),
-    provider: config.provider,
-    settlement_family: config.settlement_family,
-    max_age_seconds: config.max_age_seconds,
-    auth_scheme: config.auth_scheme,
-    token_shape: config.token_shape,
-    ready: config.enabled && blockers.length === 0,
-    blockers,
-    linked_surfaces: {
-      stripe_mpp_lane_ref: "/v1/stripe-mpp",
-      commands_execute_ref: "/mpp/commands/execute",
-      mcp_invoke_ref: "/mpp/mcp/tools/invoke"
-    }
-  };
-}
-
-function stripeMinAmountMinor() {
-  const raw = Number(process.env.XYTARA_MPP_MIN_AMOUNT_MINOR);
-  return Number.isFinite(raw) && raw > 0 ? Math.round(raw) : 50;
-}
-
-async function buildStripeMppChallengePayload(quote) {
-  const stripeConfig = mppAdapter.loadMppConfig();
-  if (mppAdapter.isConfigured(stripeConfig)) {
-    const amountMinor = Number(quote && quote.amount_minor);
-    const minMinor = stripeMinAmountMinor();
-    // Stripe rejects charges below its per-charge floor (~$0.50). Surface this as
-    // a clear challenge error pointing to micro-payment lanes rather than letting
-    // the PaymentIntent create call fail opaquely.
-    if (!Number.isFinite(amountMinor) || amountMinor < minMinor) {
-      return {
-        ok: false,
-        payment_required: {
-          scheme: "mpp",
-          quote,
-          error: "mpp_amount_below_processor_minimum",
-          minimum_amount_minor: minMinor,
-          operator_requirements: {
-            auth_scheme: "SPT",
-            security_ref: "/v1/stripe-mpp/security",
-            recommended_micro_payment_lanes: ["x402 (/commands/execute)", "l402 (/l402/commands/execute)"]
-          }
-        }
-      };
-    }
-    const ref = mppAdapter.computeBindingRef(stripeConfig.bindingSecret, quote);
-    const intent = await mppAdapter.createMppPaymentIntent(stripeConfig, {
-      amountMinor,
-      currency: quote && quote.currency,
-      ref,
-      quoteId: quote && quote.quote_id
-    });
-    if (!intent.ok) {
-      return {
-        ok: false,
-        payment_required: {
-          scheme: "mpp",
-          quote,
-          error: intent.reason,
-          detail: intent.detail || null,
-          operator_requirements: { auth_scheme: "SPT", security_ref: "/v1/stripe-mpp/security" }
-        }
-      };
-    }
-    return {
-      ok: false,
-      payment_required: {
-        scheme: "mpp",
-        quote,
-        stripe: {
-          provider: "stripe",
-          payment_intent: intent.reference,
-          client_secret: intent.client_secret,
-          amount_minor: amountMinor,
-          currency: "usd",
-          naxytra_ref: ref,
-          instructions: "Pay the PaymentIntent above (it is bound to this quote), then retry with 'Authorization: SPT " + intent.reference + "'."
-        },
-        operator_requirements: {
-          auth_scheme: "SPT",
-          token_shape: "authorization_header_SPT_stripe_reference",
-          security_ref: "/v1/stripe-mpp/security",
-          proof_requirements: ["pay_the_bound_payment_intent_then_present_its_reference"]
-        }
-      }
-    };
-  }
-  return {
-    ok: false,
-    payment_required: {
-      scheme: "mpp",
-      quote,
-      operator_requirements: {
-        auth_scheme: "SPT",
-        token_shape: "base64url_json_with_shared_payment_token_and_hmac_signed_payload",
-        security_ref: "/v1/stripe-mpp/security",
-        proof_requirements: [
-          "token_id",
-          "provider_reference"
-        ]
-      }
-    }
-  };
-}
-
-module.exports = {
-  buildStripeMppChallengePayload,
-  buildStripeMppSecuritySummary,
-  loadStripeMppFrontConfig,
-  parseStripeMppAuthorization,
-  verifyStripeMppAccessToken
-};
+"use strict";
+
+const crypto = require("crypto");
+const mppAdapter = require("./mpp_adapter");
+
+function normalizeString(value) {
+  return typeof value === "string" ? value.trim() : "";
+}
+
+function safeEqualHex(left, right) {
+  const a = Buffer.from(String(left || ""), "hex");
+  const b = Buffer.from(String(right || ""), "hex");
+  if (a.length === 0 || b.length === 0 || a.length !== b.length) return false;
+  return crypto.timingSafeEqual(a, b);
+}
+
+function decodeBase64UrlJson(value) {
+  try {
+    return JSON.parse(Buffer.from(String(value || ""), "base64url").toString("utf8"));
+  } catch (_) {
+    return null;
+  }
+}
+
+function loadStripeMppFrontConfig() {
+  const sharedSecret = normalizeString(process.env.XYTARA_MPP_SHARED_SECRET);
+  return {
+    enabled: String(process.env.XYTARA_MPP_ENABLED || (sharedSecret ? "true" : "false")).trim().toLowerCase() !== "false",
+    shared_secret: sharedSecret || null,
+    provider: normalizeString(process.env.XYTARA_MPP_PROVIDER) || "stripe_tempo_compatible",
+    settlement_family: normalizeString(process.env.XYTARA_MPP_SETTLEMENT_FAMILY) || "cards_or_stablecoin_or_lightning",
+    max_age_seconds: Math.max(30, Number(process.env.XYTARA_MPP_MAX_AGE_SECONDS || 300) || 300),
+    required_headers: ["authorization"],
+    auth_scheme: "SPT",
+    token_shape: "base64url_json_with_shared_payment_token_and_hmac_signed_payload"
+  };
+}
+
+function parseStripeMppAuthorization(headers) {
+  const authorization = headers && typeof headers.authorization === "string"
+    ? headers.authorization.trim()
+    : "";
+  const match = authorization.match(/^SPT\s+(.+)$/i);
+  if (!match) return null;
+  const decoded = decodeBase64UrlJson(match[1]);
+  if (!decoded || typeof decoded !== "object") return null;
+  return {
+    wallet_id: decoded.wallet_id || decoded.gateway_id || decoded.customer_id || "mpp_gateway",
+    encoded: decoded.payload || null,
+    signature: decoded.signature || null,
+    token_id: decoded.token_id || decoded.spt_id || null,
+    payment_method_type: decoded.payment_method_type || null,
+    provider_reference: decoded.provider_reference || null,
+    settlement_asset: decoded.settlement_asset || null,
+    scheme: "mpp"
+  };
+}
+
+function verifyStripeMppPayload(paymentPayload, quote, walletId, maxAgeSeconds) {
+  if (!paymentPayload || typeof paymentPayload !== "object") return { ok: false, reason: "mpp_payload_invalid" };
+  if (!paymentPayload.quote_id || paymentPayload.quote_id !== quote.quote_id) return { ok: false, reason: "mpp_quote_mismatch" };
+  if (paymentPayload.amount_minor !== quote.amount_minor) return { ok: false, reason: "mpp_amount_mismatch" };
+  if (paymentPayload.currency !== quote.currency) return { ok: false, reason: "mpp_currency_mismatch" };
+  if (paymentPayload.account_id && paymentPayload.account_id !== quote.account_id) return { ok: false, reason: "mpp_account_mismatch" };
+  if (walletId && paymentPayload.wallet_id && paymentPayload.wallet_id !== walletId) return { ok: false, reason: "mpp_wallet_mismatch" };
+  if (!paymentPayload.nonce || typeof paymentPayload.nonce !== "string") return { ok: false, reason: "mpp_nonce_missing" };
+  if (!paymentPayload.issued_at_iso || Number.isNaN(Date.parse(paymentPayload.issued_at_iso))) return { ok: false, reason: "mpp_issued_at_invalid" };
+  const ageSeconds = Math.max(0, Math.floor((Date.now() - Date.parse(paymentPayload.issued_at_iso)) / 1000));
+  if (ageSeconds > maxAgeSeconds) return { ok: false, reason: "mpp_token_expired" };
+  if (!normalizeString(paymentPayload.token_id || paymentPayload.spt_id)) return { ok: false, reason: "mpp_token_missing" };
+  if (!normalizeString(paymentPayload.provider_reference || paymentPayload.payment_intent_id || paymentPayload.checkout_session_id)) {
+    return { ok: false, reason: "mpp_provider_reference_missing" };
+  }
+  return { ok: true, age_seconds: ageSeconds };
+}
+
+async function verifyStripeMppAccessToken(headers, quote, state) {
+  // Real Stripe path: when configured, verify a paid Stripe PaymentIntent/Session
+  // ("SPT <pi_...|cs_...>") covering the quoted amount, with single-use (per-reference)
+  // replay protection. Otherwise fall through to the existing token scheme below.
+  const stripeConfig = mppAdapter.loadMppConfig();
+  if (mppAdapter.isConfigured(stripeConfig)) {
+    const authorization = headers && typeof headers.authorization === "string" ? headers.authorization : "";
+    const parsed = mppAdapter.parseMppHeader(authorization);
+    if (!parsed) return { ok: false, status: 402, reason: "mpp_authorization_malformed" };
+    if (state && state.acceptedPaymentNonces && state.acceptedPaymentNonces.has(parsed.reference)) {
+      return { ok: false, status: 403, reason: "mpp_reference_replayed" };
+    }
+    const expectedRef = mppAdapter.computeBindingRef(stripeConfig.bindingSecret, quote);
+    const result = await mppAdapter.verifyMppPayment(stripeConfig, parsed.reference, quote && quote.amount_minor, undefined, { expectedRef });
+    if (!result.ok) return { ok: false, status: 403, reason: result.reason, detail: result.detail || null };
+    return {
+      ok: true,
+      verification_mode: "mpp_stripe",
+      wallet_id: "mpp",
+      payment_payload: {
+        nonce: result.reference,
+        provider_reference: result.reference,
+        amount_minor: result.amount_minor,
+        quote_id: quote && quote.quote_id,
+        issued_at_iso: new Date().toISOString()
+      },
+      mpp: { provider_reference: result.reference, amount_minor: result.amount_minor, currency: result.currency, provider: "stripe" }
+    };
+  }
+
+  const config = loadStripeMppFrontConfig();
+  if (!config.enabled) return { ok: false, status: 503, reason: "mpp_not_enabled" };
+  if (!config.shared_secret) return { ok: false, status: 503, reason: "mpp_shared_secret_missing" };
+  const payment = parseStripeMppAuthorization(headers || {});
+  if (!payment || !payment.encoded || !payment.signature) {
+    return { ok: false, status: 402, reason: "mpp_headers_incomplete" };
+  }
+  const expectedSignature = crypto.createHmac("sha256", config.shared_secret).update(payment.encoded).digest("hex");
+  if (!safeEqualHex(expectedSignature, payment.signature)) {
+    return { ok: false, status: 403, reason: "mpp_signature_invalid" };
+  }
+  const payload = decodeBase64UrlJson(payment.encoded);
+  const validation = verifyStripeMppPayload(payload, quote, payment.wallet_id, config.max_age_seconds);
+  if (!validation.ok) return { ok: false, status: 403, reason: validation.reason };
+  return {
+    ok: true,
+    verification_mode: "mpp_gateway_signed",
+    wallet_id: payment.wallet_id,
+    payment_payload: payload,
+    age_seconds: validation.age_seconds,
+    mpp: {
+      token_id: payment.token_id || payload.token_id || payload.spt_id || null,
+      provider_reference: payment.provider_reference || payload.provider_reference || payload.payment_intent_id || payload.checkout_session_id || null,
+      payment_method_type: payment.payment_method_type || payload.payment_method_type || null,
+      settlement_asset: payment.settlement_asset || payload.settlement_asset || null,
+      provider: config.provider,
+      settlement_family: config.settlement_family
+    }
+  };
+}
+
+function buildStripeMppSecuritySummary() {
+  const config = loadStripeMppFrontConfig();
+  const blockers = [];
+  if (config.enabled && !config.shared_secret) blockers.push("mpp_shared_secret_missing");
+  return {
+    ok: true,
+    category: "machine-commerce-stripe-mpp-security-summary",
+    summary_version: "xytara-stripe-mpp-security-summary-v1",
+    enabled: config.enabled,
+    shared_secret_configured: Boolean(config.shared_secret),
+    provider: config.provider,
+    settlement_family: config.settlement_family,
+    max_age_seconds: config.max_age_seconds,
+    auth_scheme: config.auth_scheme,
+    token_shape: config.token_shape,
+    ready: config.enabled && blockers.length === 0,
+    blockers,
+    linked_surfaces: {
+      stripe_mpp_lane_ref: "/v1/stripe-mpp",
+      commands_execute_ref: "/mpp/commands/execute",
+      mcp_invoke_ref: "/mpp/mcp/tools/invoke"
+    }
+  };
+}
+
+function stripeMinAmountMinor() {
+  const raw = Number(process.env.XYTARA_MPP_MIN_AMOUNT_MINOR);
+  return Number.isFinite(raw) && raw > 0 ? Math.round(raw) : 50;
+}
+
+async function buildStripeMppChallengePayload(quote) {
+  const stripeConfig = mppAdapter.loadMppConfig();
+  if (mppAdapter.isConfigured(stripeConfig)) {
+    const amountMinor = Number(quote && quote.amount_minor);
+    const minMinor = stripeMinAmountMinor();
+    // Stripe rejects charges below its per-charge floor (~$0.50). Surface this as
+    // a clear challenge error pointing to micro-payment lanes rather than letting
+    // the PaymentIntent create call fail opaquely.
+    if (!Number.isFinite(amountMinor) || amountMinor < minMinor) {
+      return {
+        ok: false,
+        payment_required: {
+          scheme: "mpp",
+          quote,
+          error: "mpp_amount_below_processor_minimum",
+          minimum_amount_minor: minMinor,
+          operator_requirements: {
+            auth_scheme: "SPT",
+            security_ref: "/v1/stripe-mpp/security",
+            recommended_micro_payment_lanes: ["x402 (/commands/execute)", "l402 (/l402/commands/execute)"]
+          }
+        }
+      };
+    }
+    const ref = mppAdapter.computeBindingRef(stripeConfig.bindingSecret, quote);
+    const intent = await mppAdapter.createMppPaymentIntent(stripeConfig, {
+      amountMinor,
+      currency: quote && quote.currency,
+      ref,
+      quoteId: quote && quote.quote_id
+    });
+    if (!intent.ok) {
+      return {
+        ok: false,
+        payment_required: {
+          scheme: "mpp",
+          quote,
+          error: intent.reason,
+          detail: intent.detail || null,
+          operator_requirements: { auth_scheme: "SPT", security_ref: "/v1/stripe-mpp/security" }
+        }
+      };
+    }
+    return {
+      ok: false,
+      payment_required: {
+        scheme: "mpp",
+        quote,
+        stripe: {
+          provider: "stripe",
+          payment_intent: intent.reference,
+          client_secret: intent.client_secret,
+          amount_minor: amountMinor,
+          currency: "usd",
+          naxytra_ref: ref,
+          instructions: "Pay the PaymentIntent above (it is bound to this quote), then retry with 'Authorization: SPT " + intent.reference + "'."
+        },
+        operator_requirements: {
+          auth_scheme: "SPT",
+          token_shape: "authorization_header_SPT_stripe_reference",
+          security_ref: "/v1/stripe-mpp/security",
+          proof_requirements: ["pay_the_bound_payment_intent_then_present_its_reference"]
+        }
+      }
+    };
+  }
+  return {
+    ok: false,
+    payment_required: {
+      scheme: "mpp",
+      quote,
+      operator_requirements: {
+        auth_scheme: "SPT",
+        token_shape: "base64url_json_with_shared_payment_token_and_hmac_signed_payload",
+        security_ref: "/v1/stripe-mpp/security",
+        proof_requirements: [
+          "token_id",
+          "provider_reference"
+        ]
+      }
+    }
+  };
+}
+
+module.exports = {
+  buildStripeMppChallengePayload,
+  buildStripeMppSecuritySummary,
+  loadStripeMppFrontConfig,
+  parseStripeMppAuthorization,
+  verifyStripeMppAccessToken
+};