vesant-sdk 1.6.6 → 2.0.0-dev.03b7c82

package/dist/index.js

@@ -242,7 +242,7 @@ var noopLogger = {
 };
 
 // src/core/version.ts
-var SDK_VERSION = "1.6.6";
+var SDK_VERSION = "2.0.0";
 
 // src/shared/browser-utils.ts
 function generateUUID() {
@@ -652,8 +652,9 @@ async function computeHmacSha256(message, secret) {
     const { createHmac } = await import('crypto');
     return createHmac("sha256", secret).update(message).digest("hex");
   } catch {
-    throw new Error(
-      "No crypto implementation available. Requires Web Crypto API or Node.js crypto module."
+    throw new VesantError(
+      "No crypto implementation available. Requires Web Crypto API or Node.js crypto module.",
+      "CRYPTO_UNAVAILABLE"
     );
   }
 }
@@ -787,7 +788,7 @@ function encodePayload(payload) {
   } else if (typeof Buffer !== "undefined") {
     return Buffer.from(json, "utf-8").toString("base64");
   }
-  throw new Error("No base64 encoding method available");
+  throw new VesantError("No base64 encoding method available", "BASE64_UNAVAILABLE");
 }
 async function generateCipherText(options, config) {
   const warnings = [];
@@ -812,8 +813,9 @@ async function generateCipherText(options, config) {
     if (location) {
       locationData = location;
     } else if (gpsRequiredByConfig) {
-      throw new Error(
-        `GPS location is required for ${options.reason} by tenant configuration, but GPS was not available or permission was denied`
+      throw new VesantError(
+        `GPS location is required for ${options.reason} by tenant configuration, but GPS was not available or permission was denied`,
+        "GPS_REQUIRED"
       );
     } else {
       warnings.push("GPS location not available or permission denied");
@@ -932,10 +934,9 @@ var GeolocationClient = class extends BaseClient {
     if (!request.ip_address?.trim()) {
       throw new ValidationError("ip_address is required and must be a non-empty string", ["ip_address"]);
     }
-    const enrichedRequest = request.device_fingerprint ? request : { ...request, device_fingerprint: collectDeviceFingerprint() };
     return this.requestWithRetry("/api/v1/geo/verify", {
       method: "POST",
-      body: JSON.stringify(enrichedRequest)
+      body: JSON.stringify(request)
     }, void 0, void 0, requestOptions);
   }
   /**
@@ -1339,24 +1340,6 @@ var GeolocationClient = class extends BaseClient {
   // Utility Methods (inherited from BaseClient: healthCheck, updateConfig, getConfig, buildQueryString)
   // ============================================================================
 };
-function collectDeviceFingerprint() {
-  const deviceId = generateDeviceId();
-  const browserInfo = getBrowserInfo();
-  const userAgent = typeof navigator !== "undefined" ? navigator.userAgent : "server";
-  const platform = typeof navigator !== "undefined" ? navigator.platform || "unknown" : "server";
-  return {
-    device_id: deviceId,
-    user_agent: userAgent,
-    platform,
-    browser: browserInfo.browser,
-    browser_version: browserInfo.browser_version,
-    os: browserInfo.os,
-    os_version: browserInfo.os_version,
-    screen_resolution: typeof screen !== "undefined" ? `${screen.width}x${screen.height}` : void 0,
-    language: typeof navigator !== "undefined" ? navigator.language : void 0,
-    timezone: Intl?.DateTimeFormat?.()?.resolvedOptions?.()?.timeZone
-  };
-}
 
 // src/risk-profile/client.ts
 var RiskProfileClient = class extends BaseClient {
@@ -1473,6 +1456,81 @@ var RiskProfileClient = class extends BaseClient {
   }
 };
 
+// src/compliance/block-reasons.ts
+var sdkReasons = {
+  // Jurisdiction
+  jurisdictionBlocked: (country, countryISO) => ({
+    code: "JURISDICTION_BLOCKED",
+    message: "Access from a blocked jurisdiction",
+    metadata: { country, country_iso: countryISO }
+  }),
+  jurisdictionNonCompliant: () => ({
+    code: "JURISDICTION_NON_COMPLIANT",
+    message: "Location does not meet compliance requirements"
+  }),
+  jurisdictionRegistrationDenied: () => ({
+    code: "JURISDICTION_REGISTRATION_DENIED",
+    message: "Registration is not permitted in this jurisdiction"
+  }),
+  jurisdictionRestricted: () => ({
+    code: "JURISDICTION_RESTRICTED",
+    message: "Access from a restricted jurisdiction"
+  }),
+  // Risk
+  riskCriticalLevel: () => ({
+    code: "RISK_CRITICAL_LEVEL",
+    message: "Risk assessment reached critical threshold"
+  }),
+  accountSuspended: () => ({
+    code: "RISK_ACCOUNT_SUSPENDED",
+    message: "Customer account is suspended"
+  }),
+  sanctionsMatch: () => ({
+    code: "RISK_SANCTIONS_MATCH",
+    message: "Customer profile matched against sanctions list"
+  }),
+  riskHighLocation: () => ({
+    code: "RISK_HIGH_LOCATION",
+    message: "High-risk geographic location"
+  }),
+  riskHighCustomer: () => ({
+    code: "RISK_HIGH_CUSTOMER",
+    message: "Customer flagged as high risk"
+  }),
+  // Device
+  ciphertextInvalid: () => ({
+    code: "DEVICE_CIPHERTEXT_INVALID",
+    message: "Device verification payload failed validation"
+  }),
+  gpsIPMismatch: () => ({
+    code: "DEVICE_GPS_IP_MISMATCH",
+    message: "GPS location does not match IP-derived location"
+  }),
+  gpsRequired: () => ({
+    code: "DEVICE_GPS_REQUIRED",
+    message: "GPS verification is required but was not provided"
+  }),
+  // Transaction
+  transactionHighAmount: (amount, currency, threshold) => ({
+    code: "TRANSACTION_HIGH_AMOUNT",
+    message: "Transaction amount exceeds high-value threshold",
+    metadata: { amount, currency, threshold }
+  }),
+  transactionElevatedAmount: (amount, currency, threshold) => ({
+    code: "TRANSACTION_ELEVATED_AMOUNT",
+    message: "Transaction amount exceeds elevated-value threshold",
+    metadata: { amount, currency, threshold }
+  }),
+  transactionJurisdictionLimit: () => ({
+    code: "TRANSACTION_JURISDICTION_LIMIT",
+    message: "Transaction amount exceeds jurisdiction limit"
+  }),
+  anonymizationDetected: () => ({
+    code: "NETWORK_ANONYMIZER_DETECTED",
+    message: "Anonymization tool detected"
+  })
+};
+
 // src/compliance/types.ts
 var DEFAULT_CURRENCY_RATES = {
   USD: 1,
@@ -1673,7 +1731,7 @@ var ComplianceClient = class {
     } catch (error) {
       if (this.config.debug) {
         this.logger.error("Registration verification failed", {
-          code: error instanceof Error ? error.code : void 0,
+          code: error instanceof VesantError ? error.code : void 0,
           message: error instanceof Error ? error.message : "Unknown error"
         });
       }
@@ -1705,23 +1763,23 @@ var ComplianceClient = class {
       blockReasons.push(...geoVerification.risk_reasons ?? []);
     }
     if (!geoVerification.is_compliant) {
-      if (!blockReasons.includes("non_compliant_jurisdiction")) {
-        blockReasons.push("non_compliant_jurisdiction");
+      if (!blockReasons.some((r) => r.code === "JURISDICTION_NON_COMPLIANT")) {
+        blockReasons.push(sdkReasons.jurisdictionNonCompliant());
       }
     }
     const jurisdiction = geoVerification.jurisdiction;
     if (jurisdiction) {
       if (jurisdiction.allow_registration === false) {
-        blockReasons.push("registration_not_allowed_in_jurisdiction");
+        blockReasons.push(sdkReasons.jurisdictionRegistrationDenied());
       }
       if (jurisdiction.status === "blocked" || jurisdiction.status === "sanctioned") {
-        if (!blockReasons.includes("blocked_jurisdiction")) {
-          blockReasons.push("blocked_jurisdiction");
+        if (!blockReasons.some((r) => r.code === "JURISDICTION_BLOCKED")) {
+          blockReasons.push(sdkReasons.jurisdictionBlocked(jurisdiction.country_name ?? "", jurisdiction.country_iso ?? ""));
         }
       }
       if (jurisdiction.status === "restricted" && jurisdiction.allow_registration === false) {
-        if (!blockReasons.includes("restricted_jurisdiction_no_registration")) {
-          blockReasons.push("restricted_jurisdiction_no_registration");
+        if (!blockReasons.some((r) => r.code === "JURISDICTION_RESTRICTED")) {
+          blockReasons.push(sdkReasons.jurisdictionRestricted());
         }
       }
     }
@@ -1729,25 +1787,30 @@ var ComplianceClient = class {
       blockReasons.push(...geoVerification.geofence_evaluation.reasons ?? []);
     }
     if (geoVerification.risk_level === "critical") {
-      if (!blockReasons.includes("critical_risk_level")) {
-        blockReasons.push("critical_risk_level");
+      if (!blockReasons.some((r) => r.code === "RISK_CRITICAL_LEVEL")) {
+        blockReasons.push(sdkReasons.riskCriticalLevel());
       }
     }
     if (cipherTextResult) {
       if (!cipherTextResult.valid) {
-        blockReasons.push("ciphertext_validation_failed");
+        blockReasons.push(sdkReasons.ciphertextInvalid());
       }
       if (cipherTextResult.risk?.is_blocked) {
         blockReasons.push(...cipherTextResult.risk.block_reasons || []);
       }
       if (cipherTextResult.risk?.location_mismatch) {
-        blockReasons.push("gps_ip_location_mismatch");
+        blockReasons.push(sdkReasons.gpsIPMismatch());
       }
     }
     if (geoVerification.gps_required && !cipherTextResult) {
-      blockReasons.push("gps_verification_required");
+      blockReasons.push(sdkReasons.gpsRequired());
     }
-    return [...new Set(blockReasons)];
+    const seen = /* @__PURE__ */ new Set();
+    return blockReasons.filter((r) => {
+      if (seen.has(r.code)) return false;
+      seen.add(r.code);
+      return true;
+    });
   }
   /**
    * Validate registration request has all required fields
@@ -2131,7 +2194,7 @@ var ComplianceClient = class {
     const blockReasons = [...geoVerification.risk_reasons ?? []];
     if (cipherTextResult) {
       if (!cipherTextResult.valid) {
-        blockReasons.push("ciphertext_validation_failed");
+        blockReasons.push(sdkReasons.ciphertextInvalid());
       }
       if (cipherTextResult.risk?.is_blocked) {
         blockReasons.push(...cipherTextResult.risk.block_reasons || []);
@@ -2139,12 +2202,18 @@ var ComplianceClient = class {
     }
     const gpsBlocked = geoVerification.gps_required && !cipherTextResult;
     if (gpsBlocked) {
-      blockReasons.push("gps_verification_required");
+      blockReasons.push(sdkReasons.gpsRequired());
     }
+    const seen = /* @__PURE__ */ new Set();
+    const dedupedBlockReasons = blockReasons.filter((r) => {
+      if (seen.has(r.code)) return false;
+      seen.add(r.code);
+      return true;
+    });
     return {
       allowed: geoVerification.is_compliant && !geoVerification.is_blocked && !cipherTextBlocked && !gpsBlocked,
       geolocation: geoVerification,
-      blockReasons: [...new Set(blockReasons)],
+      blockReasons: dedupedBlockReasons,
       processingTime: Date.now() - startTime,
       cipherTextValidation: cipherTextResult
     };
@@ -2247,31 +2316,31 @@ var ComplianceClient = class {
     const normalizedAmount = this.normalizeToUSD(amount, currency);
     if (normalizedAmount > 1e4) {
       riskScore += 30;
-      factors.push("high_transaction_amount");
+      factors.push(sdkReasons.transactionHighAmount(normalizedAmount, currency, 1e4));
     } else if (normalizedAmount > 5e3) {
       riskScore += 15;
-      factors.push("elevated_transaction_amount");
+      factors.push(sdkReasons.transactionElevatedAmount(normalizedAmount, currency, 5e3));
     }
     riskScore += geoVerification.risk_score * 0.4;
     if (geoVerification.risk_level === "high" || geoVerification.risk_level === "critical") {
-      factors.push("high_risk_location");
+      factors.push(sdkReasons.riskHighLocation());
     }
     riskScore += profile.risk_score * 0.3;
     if (profile.risk_category === "high" || profile.risk_category === "critical") {
-      factors.push("high_risk_customer");
+      factors.push(sdkReasons.riskHighCustomer());
     }
     if (geoVerification.location.is_vpn || geoVerification.location.is_proxy) {
       riskScore += 20;
-      factors.push("anonymization_detected");
+      factors.push(sdkReasons.anonymizationDetected());
     }
     if (profile.customer_status === "suspended") {
       riskScore += 50;
-      factors.push("account_suspended");
+      factors.push(sdkReasons.accountSuspended());
     }
     if (cipherTextResult) {
       if (cipherTextResult.risk?.location_mismatch) {
         riskScore += 20;
-        factors.push("gps_ip_location_mismatch");
+        factors.push(sdkReasons.gpsIPMismatch());
       }
       if (cipherTextResult.risk?.score) {
         riskScore += cipherTextResult.risk.score * 0.2;
@@ -2309,48 +2378,58 @@ var ComplianceClient = class {
     }
     if (profile) {
       if (profile.customer_status === "suspended") {
-        reasons.push("account_suspended");
+        reasons.push(sdkReasons.accountSuspended());
       }
       if (profile.has_sanctions) {
-        reasons.push("sanctions_match");
+        reasons.push(sdkReasons.sanctionsMatch());
       }
     }
     if (cipherTextResult) {
       if (!cipherTextResult.valid) {
-        reasons.push("ciphertext_validation_failed");
+        reasons.push(sdkReasons.ciphertextInvalid());
       }
       if (cipherTextResult.risk?.is_blocked) {
         reasons.push(...cipherTextResult.risk.block_reasons || []);
       }
     }
     if (geoVerification.gps_required && !cipherTextResult) {
-      reasons.push("gps_verification_required");
+      reasons.push(sdkReasons.gpsRequired());
     }
-    return [...new Set(reasons)];
+    const seen = /* @__PURE__ */ new Set();
+    return reasons.filter((r) => {
+      if (seen.has(r.code)) return false;
+      seen.add(r.code);
+      return true;
+    });
   }
   getTransactionBlockReasons(geoVerification, transactionRisk, jurisdictionAllowed, cipherTextResult) {
     const reasons = [];
     if (!geoVerification.is_compliant) {
-      reasons.push("non_compliant_jurisdiction");
+      reasons.push(sdkReasons.jurisdictionNonCompliant());
     }
     if (!jurisdictionAllowed) {
-      reasons.push("exceeds_jurisdiction_limit");
+      reasons.push(sdkReasons.transactionJurisdictionLimit());
     }
     if (!transactionRisk.allowed) {
       reasons.push(...transactionRisk.factors);
     }
     if (cipherTextResult) {
       if (!cipherTextResult.valid) {
-        reasons.push("ciphertext_validation_failed");
+        reasons.push(sdkReasons.ciphertextInvalid());
       }
       if (cipherTextResult.risk?.is_blocked) {
         reasons.push(...cipherTextResult.risk.block_reasons || []);
       }
     }
     if (geoVerification.gps_required && !cipherTextResult) {
-      reasons.push("gps_verification_required");
+      reasons.push(sdkReasons.gpsRequired());
     }
-    return [...new Set(reasons)];
+    const seen = /* @__PURE__ */ new Set();
+    return reasons.filter((r) => {
+      if (seen.has(r.code)) return false;
+      seen.add(r.code);
+      return true;
+    });
   }
   // ============================================================================
   // Location Request Methods
@@ -2628,23 +2707,19 @@ var KycClient = class extends BaseClient {
    *
    * Generates a link that the user can visit to submit their KYC documents.
    *
-   * @param request - Request containing the user ID, redirect URL, callback URL, and trigger event
-   * @returns Response containing kyc_required, can_skip, and optionally the redirect link and KYC ID
+   * @param request - Request containing the user ID, optional redirect URL, and optional callback URL (receives POST requests)
+   * @returns Response containing the redirect link and KYC ID
    *
    * @example
    * ```typescript
    * const result = await client.requestKycSubmitLink({
    *   user_id: "user_123",
-   *   redirect_url: "https://merchant.com/kyc-complete",
-   *   callback_url: "https://merchant.com/api/kyc-webhook",
-   *   trigger_event: "onboarding"
+   *   redirect_url: "https://merchant.com/kyc-complete", // optional
+   *   callback_url: "https://merchant.com/api/kyc-webhook" // optional - receives POST requests on status change
    * });
    *
-   * if (result.kyc_required && result.link) {
-   *   console.log(`Redirect user to: ${result.link}`);
-   * } else if (result.can_skip) {
-   *   console.log("KYC not required, user can proceed");
-   * }
+   * console.log(`Redirect user to: ${result.link}`);
+   * console.log(`KYC ID: ${result.kyc_id}`);
    * ```
    */
   async requestKycSubmitLink(request) {
@@ -2655,40 +2730,84 @@ var KycClient = class extends BaseClient {
     });
   }
   /**
-   * Create a reuse KYC session for validate a user with existing KYC verification
+   * Create a Re-Use KYC session.
+   *
+   * Inspect the response before showing UI:
+   * - `is_required === false` → skip face capture; `reason` explains why.
+   * - `device_type === 'desktop'` → render `qr_payload` as a QR; the
+   *   mobile device picks up the session via the connect endpoint.
+   * - `device_type === 'mobile'` → open the face capture modal directly.
    *
-   * @param request - Request containing the reference, customer_id, optional redirect URL, and callback URL (receives POST requests)
+   * @param request - Reference, customer_id, event, amount (for threshold events), optional URLs.
    */
   async createReuseKycSession(request) {
-    return this.requestWithRetry("/api/v1/kyc/face/session", {
+    return this.request("/api/v1/kyc/face/session", {
       method: "POST",
       body: JSON.stringify(request),
       headers: this.getUserHeaders()
     });
   }
   /**
-   * Submit a reuse KYC session for validate a user with existing KYC verification
+   * Submit a real-time face capture for an active Re-Use KYC session.
    *
-   * @param request - Request containing the reference, token and proof (receives POST requests)
+   * **Mobile-only.** The server rejects desktop User-Agents with HTTP
+   * 400 (`face capture must be completed on a mobile device`). Use the
+   * QR handoff from `createReuseKycSession` for desktop callers.
+   *
+   * The `data` field on the response carries `retries_remaining`,
+   * `retry_limit_exceeded`, and the reaction flags (`enforce_logout`,
+   * `freeze_account`, etc.) so the tenant app can act on a final failure.
+   *
+   * @param request - Token from `createReuseKycSession`, plus the base64 selfie.
    */
   async submitReuseKycSession(request) {
-    return this.requestWithRetry("/api/v1/kyc/face/submit", {
+    return this.request("/api/v1/kyc/face/submit", {
       method: "POST",
       body: JSON.stringify(request),
       headers: this.getUserHeaders()
     });
   }
   /**
-   * Check reuse KYC session status for a reference
-   * @param reference - The unique reference used for the reuse KYC session (e.g., customer ID or transaction ID)
-   * @returns Response with kyc_status and message (reason)
-   * **/
+   * Look up the current state of a Re-Use KYC session by its forward
+   * reference. Useful for desktop pollers waiting on the mobile handoff.
+   *
+   * @param reference - The reference used when the session was created.
+   */
   async getReuseKycSessionStatus(reference) {
     return this.requestWithRetry(`/api/v1/kyc/face/verify/${encodeURIComponent(reference)}`, {
       method: "GET",
       headers: this.getUserHeaders()
     });
   }
+  /**
+   * Fetch the Redis-backed handoff session for a token. Same backing
+   * store as normal KYC (`kyc:session:<token>`, 15-minute TTL). Desktop
+   * callers poll `mobile_connected` to detect when a mobile device has
+   * scanned the QR and attached.
+   *
+   * @param token - The session token returned by `createReuseKycSession`.
+   */
+  async getHandoffSession(token) {
+    return this.request(
+      `/api/v1/kyc/session${this.buildQueryString({ token })}`,
+      { headers: this.getUserHeaders() }
+    );
+  }
+  /**
+   * Attach a mobile device to a desktop-initiated session. The mobile
+   * client calls this after scanning the QR code. The desktop poller
+   * sees `mobile_connected: true` on the next `getHandoffSession`.
+   *
+   * @param token - The session token transferred via the QR payload.
+   * @param isDisconnect - Pass true to release the session (default false).
+   */
+  async connectMobileSession(token, isDisconnect = false) {
+    return this.request("/api/v1/kyc/session/connect", {
+      method: "PUT",
+      body: JSON.stringify({ token, is_disconnect: isDisconnect }),
+      headers: this.getUserHeaders()
+    });
+  }
   /**
    * Check KYC status for a user
    *
@@ -3047,8 +3166,9 @@ var KycClient = class extends BaseClient {
    */
   async riskProfileRequest(path, options = {}) {
     if (!this.riskProfileBaseURL) {
-      throw new Error(
-        "Risk Profile Service URL not configured. Please provide riskProfileBaseURL in KycClientConfig."
+      throw new ValidationError(
+        "Risk Profile Service URL not configured. Please provide riskProfileBaseURL in KycClientConfig.",
+        ["riskProfileBaseURL"]
       );
     }
     return this.request(path, {
@@ -3160,6 +3280,19 @@ var KycClient = class extends BaseClient {
   // ============================================================================
 };
 
+// src/kyc/types.ts
+var KYC_DECLINED_DESCRIPTIONS = {
+  KYC_DOCUMENT_EXPIRED: "The submitted document has expired",
+  KYC_DOCUMENT_INVALID: "The submitted document could not be verified",
+  KYC_FACE_MISMATCH: "Face verification did not match the identity document",
+  KYC_AGE_REQUIREMENT: "Age requirement not met",
+  KYC_DUPLICATE_IDENTITY: "This identity has already been verified under another account",
+  KYC_ADDRESS_MISMATCH: "Address verification failed",
+  KYC_NAME_MISMATCH: "Name on document does not match the registered name",
+  KYC_PROVIDER_REJECTED: "Identity verification was rejected by the verification provider",
+  KYC_DECLINED: "Identity verification was declined"
+};
+
 // src/tax/client.ts
 var TaxClient = class extends BaseClient {
   constructor(config) {
@@ -3226,41 +3359,6 @@ var TaxClient = class extends BaseClient {
       { ...requestOptions, responseType: "arraybuffer" }
     );
   }
-  async runReminders() {
-    return this.request("/api/v1/tax/reminders/run", {
-      method: "POST"
-    });
-  }
-  /**
-   * Update only the reminder configuration (frequency + max count) without
-   * touching any other tax rule settings. Fetches current rules first and
-   * merges the reminder fields before sending the update.
-   *
-   * Requires the caller to be authenticated as a Tenant Super Admin.
-   * Throws VesantError with status 403 if the role requirement is not met.
-   */
-  async updateReminderConfig(input) {
-    const current = await this.getTaxRules();
-    return this.updateTaxRules({
-      trigger_account_creation: current.trigger_account_creation,
-      trigger_first_withdrawal: current.trigger_first_withdrawal,
-      trigger_threshold: current.trigger_threshold,
-      trigger_manual: current.trigger_manual,
-      trigger_tin_invalid: current.trigger_tin_invalid,
-      trigger_w8ben_expiry: current.trigger_w8ben_expiry,
-      trigger_tin_expired: current.trigger_tin_expired,
-      us_withholding_enabled: current.us_withholding_enabled,
-      non_us_withholding_enabled: current.non_us_withholding_enabled,
-      transaction_action: current.transaction_action,
-      w8ben_expiry_warning_days: current.w8ben_expiry_warning_days,
-      tin_verification_due_date: current.tin_verification_due_date,
-      email_sending_method: current.email_sending_method,
-      display_tin_links_on_platform: current.display_tin_links_on_platform,
-      tax_treaty_support: current.tax_treaty_support,
-      reminder_frequency_days: input.reminder_frequency_days,
-      reminder_max_count: input.reminder_max_count
-    });
-  }
   // ==========================================================================
   // P2 — Tenant Tax Rules
   // ==========================================================================
@@ -3304,136 +3402,15 @@ var TaxClient = class extends BaseClient {
   }
 };
 
-// src/transaction/client.ts
-var TransactionClient = class extends BaseClient {
-  constructor(config) {
-    super(config);
-  }
-  // ==========================================================================
-  // Transaction creation
-  // ==========================================================================
-  /**
-   * Submit a new transaction record to the monitoring service.
-   *
-   * The gateway endpoint is `POST /api/v1/tm/transactions` and returns 201
-   * with no body on success.  The SDK method resolves to `void` to reflect
-   * that behaviour.
-   *
-   * @param request - Data required to create the transaction
-   * @param requestOptions - Optional request options (e.g. AbortSignal)
-   *
-   * @example
-   * ```ts
-   * const client = new TransactionClient({
-   *   baseURL: process.env.API_GATEWAY_URL!,
-   *   tenantId: 'tenant-123',
-   *   apiKey: 'pk_test_...',
-   * });
-   *
-   * await client.createTransaction({
-   *   tx_id: 'tx-1',
-   *   reference: 'ref-1',
-   *   tenant_id: 'tenant-123',
-   *   customer_id: 'cust-1',
-   *   transaction_type: 'deposit',
-   *   transaction_mode: 'ach',
-   *   amount: '100.00',
-   *   currency: 'USD',
-   *   status: 'pending',
-   *   source_account: 'acct-1',
-   *   destination_account: 'acct-2',
-   *   country: 'US',
-   *   ip_address: '10.0.0.1',
-   *   metadata: {},
-   *   benificiary_comment: '',
-   *   transaction_date: new Date().toISOString(),
-   * });
-   * ```
-   */
-  async createTransaction(request, requestOptions) {
-    const data = await this.requestWithRetry("/api/v1/tm/transactions", {
-      method: "POST",
-      body: JSON.stringify(request)
-    }, void 0, void 0, requestOptions);
-    return data;
-  }
-  /**
-   * 
-   * @param transactionId tx_id of the transaction 
-   * @param requestOptions  optional request options (e.g. AbortSignal)
-   */
-  async getTransaction(transactionId, requestOptions) {
-    await this.requestWithRetry(`/api/v1/tm/transactions/status/${transactionId}`, {
-      method: "GET"
-    }, void 0, void 0, requestOptions);
-  }
-};
-
-// src/fraud/client.ts
-var FraudClient = class extends BaseClient {
-  /**
-   * Submit a single fraud event for scoring.
-   */
-  async scoreEvent(request, requestOptions) {
-    this.validateScoreRequest(request);
-    return this.requestWithRetry(
-      "/api/v1/fraud/score",
-      {
-        method: "POST",
-        body: JSON.stringify(request)
-      },
-      void 0,
-      void 0,
-      requestOptions
-    );
-  }
-  /**
-   * Submit multiple fraud events for scoring.
-   */
-  async scoreEventsBulk(requests, requestOptions) {
-    if (!Array.isArray(requests) || requests.length === 0) {
-      throw new ValidationError(
-        "Invalid bulk score request: at least one score request is required",
-        ["requests"]
-      );
-    }
-    requests.forEach((request, index) => this.validateScoreRequest(request, index));
-    return this.requestWithRetry(
-      "/api/v1/fraud/score/bulk",
-      {
-        method: "POST",
-        body: JSON.stringify(requests)
-      },
-      void 0,
-      void 0,
-      requestOptions
-    );
-  }
-  validateScoreRequest(request, index) {
-    const errors = [];
-    const prefix = index === void 0 ? "" : `requests[${index}].`;
-    if (!request.customer_id?.trim()) {
-      errors.push(`${prefix}customer_id is required`);
-    }
-    if (!request.sift_user_id?.trim()) {
-      errors.push(`${prefix}sift_user_id is required`);
-    }
-    if (!request.event_type?.trim()) {
-      errors.push(`${prefix}event_type is required`);
-    }
-    if (errors.length > 0) {
-      throw new ValidationError(`Invalid fraud score request: ${errors.join(", ")}`, errors);
-    }
-  }
-};
-
 // src/webhooks/handler.ts
 var WebhookHandler = class {
   constructor(config) {
     this.handlers = /* @__PURE__ */ new Map();
     this.anyHandlers = [];
+    this.seenEventIds = /* @__PURE__ */ new Map();
     this.secret = config.secret;
     this.tolerance = config.tolerance ?? 3e5;
+    this.replayProtection = config.replayProtection ?? true;
   }
   /**
    * Register a handler for a specific event type.
@@ -3457,7 +3434,7 @@ var WebhookHandler = class {
   async verifyAndParse(body, signature) {
     const isValid = await verifyWebhookSignature(body, signature, this.secret);
     if (!isValid) {
-      throw new Error("Invalid webhook signature");
+      throw new ValidationError("Invalid webhook signature", ["signature"]);
     }
     return this.parseAndValidate(body);
   }
@@ -3477,17 +3454,35 @@ var WebhookHandler = class {
   parseAndValidate(body) {
     const event = JSON.parse(body);
     if (!event.type || !event.id || !event.timestamp) {
-      throw new Error("Invalid webhook event: missing required fields (type, id, timestamp)");
+      throw new ValidationError("Invalid webhook event: missing required fields (type, id, timestamp)", ["type", "id", "timestamp"]);
     }
     if (this.tolerance > 0) {
       const eventTime = new Date(event.timestamp).getTime();
       const now = Date.now();
       if (Math.abs(now - eventTime) > this.tolerance) {
-        throw new Error(
-          `Webhook event timestamp is outside tolerance window (${this.tolerance}ms)`
+        throw new ValidationError(
+          `Webhook event timestamp is outside tolerance window (${this.tolerance}ms)`,
+          ["timestamp"]
         );
       }
     }
+    if (this.replayProtection) {
+      if (this.seenEventIds.has(event.id)) {
+        throw new ValidationError(
+          `Duplicate webhook event: ${event.id} has already been processed`,
+          ["id"]
+        );
+      }
+      const now = Date.now();
+      this.seenEventIds.set(event.id, now);
+      if (this.seenEventIds.size > 1e3) {
+        for (const [id, seenAt] of this.seenEventIds) {
+          if (now - seenAt > this.tolerance) {
+            this.seenEventIds.delete(id);
+          }
+        }
+      }
+    }
     return event;
   }
   async dispatch(event) {
@@ -3519,6 +3514,8 @@ function createWebhookMiddleware(options) {
         res.status(401).json({ error: message });
       } else if (message.includes("tolerance") || message.includes("timestamp")) {
         res.status(400).json({ error: message });
+      } else if (message.includes("Duplicate")) {
+        res.status(409).json({ error: message });
       } else if (next) {
         next(error);
       } else {
@@ -3547,7 +3544,7 @@ function createNextWebhookHandler(options) {
       });
     } catch (error) {
       const message = error instanceof Error ? error.message : "Webhook processing failed";
-      const status = message.includes("signature") ? 401 : message.includes("tolerance") || message.includes("timestamp") ? 400 : 500;
+      const status = message.includes("signature") ? 401 : message.includes("tolerance") || message.includes("timestamp") ? 400 : message.includes("Duplicate") ? 409 : 500;
       return new Response(JSON.stringify({ error: message }), {
         status,
         headers: { "Content-Type": "application/json" }
@@ -3579,8 +3576,8 @@ exports.ComplianceBlockedError = ComplianceBlockedError;
 exports.ComplianceClient = ComplianceClient;
 exports.ComplianceError = ComplianceError;
 exports.DEFAULT_CURRENCY_RATES = DEFAULT_CURRENCY_RATES;
-exports.FraudClient = FraudClient;
 exports.GeolocationClient = GeolocationClient;
+exports.KYC_DECLINED_DESCRIPTIONS = KYC_DECLINED_DESCRIPTIONS;
 exports.KycClient = KycClient;
 exports.NetworkError = NetworkError;
 exports.RateLimitError = RateLimitError;
@@ -3590,7 +3587,6 @@ exports.SDK_VERSION = SDK_VERSION;
 exports.ServiceUnavailableError = ServiceUnavailableError;
 exports.TaxClient = TaxClient;
 exports.TimeoutError = TimeoutError;
-exports.TransactionClient = TransactionClient;
 exports.ValidationError = ValidationError;
 exports.VesantError = VesantError;
 exports.WebhookHandler = WebhookHandler;
@@ -3601,6 +3597,7 @@ exports.decodeCipherText = decodeCipherText;
 exports.generateCipherText = generateCipherText;
 exports.isCipherTextExpired = isCipherTextExpired;
 exports.noopLogger = noopLogger;
+exports.sdkReasons = sdkReasons;
 exports.verifyWebhookSignature = verifyWebhookSignature;
 //# sourceMappingURL=index.js.map
 //# sourceMappingURL=index.js.map