twzrd-x402-gate 0.9.7 → 0.9.8

package/QUICKSTART.md

@@ -2,16 +2,17 @@
 
 Refuses payment to a wash-flagged merchant **before your wallet signs**. Free intel, no
 API key, no signup, no config — every `TWZRD_*` env var is an optional override. If intel
-is unreachable the gate never *invents* a wash flag (the wash check fails open); a failed
-preflight blocks the payment by default (`TWZRD_FAIL_OPEN=true` to allow).
+is unreachable the gate never *invents* a wash flag. A failed preflight, or a merchant_card
+outage on a scored path, blocks by default (`TWZRD_FAIL_OPEN=true` to allow). A reachable
+card with no wash signal still proceeds.
 
-**Pin:** `twzrd-x402-gate@0.9.7` + stock PayAI client `x402-solana@3.0.0` (official
+**Pin:** `twzrd-x402-gate@0.9.8` + stock PayAI client `x402-solana@3.0.0` (official
 `beforePayment` seat). `@x402/core` Path E remains supported; refuse script is fallback.
 
 ## 1. Stock PayAI client (default seat — copy-paste)
 
 ```bash
-npm install twzrd-x402-gate@0.9.7 x402-solana@3.0.0
+npm install twzrd-x402-gate@0.9.8 x402-solana@3.0.0
 ```
 
 > **ESM-only.** The package ships `import` conditions only — a CommonJS
@@ -36,7 +37,7 @@ Then: `await client.fetch("https://merchant.example/paid");`
 ## 1b. Official `@x402/core` client (Path E)
 
 ```bash
-npm install twzrd-x402-gate@0.9.7 @x402/core @x402/fetch @x402/svm
+npm install twzrd-x402-gate@0.9.8 @x402/core @x402/fetch @x402/svm
 ```
 
 ```typescript
@@ -78,10 +79,20 @@ after `createPayKitClient` — PayKit only accepts the hook at construction.
 
 ## 2. Prove it blocked something (spends nothing)
 
+Hello-world that closes from this package (needs a prior **repo-root** `npm ci`
+and `npm run build`; do not `npm ci` in this directory):
+
+```bash
+npm run gate-eval-refuse
+# signer_invocation_count: 0, usdc_spent: 0
+```
+
+Optional seat proofs (live intel; the clean-fixture leg can exit 2 when
+`CLEAN_PAYTO` is wash-flagged — that is not the first demo):
+
 ```bash
-# Stock-client seat proof (beforePayment, signer_invocation_count=0)
-# needs x402-solana@3.0.0 installed - the harness fallback runs but does not
-# clear closure (its negative arm counts a would-be sign)
+# Stock-client seat proof (beforePayment). Needs x402-solana@3.0.0.
+# Harness fallback runs without it but does not clear closure.
 npm run x402-solana-before-payment-proof
 # writes block-proof-<run_id>.json — hook: beforePayment
 

package/README.md

@@ -80,7 +80,7 @@ transfer on-chain. Wash/sybil edges are primarily discounted in TWZRD scoring, n
 revenue refusal.
 
 ```bash
-npm install twzrd-x402-gate@0.9.7
+npm install twzrd-x402-gate@0.9.8
 ```
 
 ```typescript
@@ -125,7 +125,7 @@ Fixture-backed SVM extract tests live in `test/seller-hook.test.ts` +
 Install the published gate and run against wash fixtures:
 
 ```bash
-npm install twzrd-x402-gate@0.9.7
+npm install twzrd-x402-gate@0.9.8
 # from package root after install, or from a checkout:
 npm run wash-dogfood
 ```
@@ -273,8 +273,10 @@ Canonical path for every agent that spends USDC on Solana x402:
 | 4 | Pay (or refuse) | resource price | Only if steps 1–2 approved (and any opt-in paid escalate did not block). |
 
 **Fail-open (no invent):**
-- Preflight HTTP/network error → default fail-closed in gate 0.2+ (`TWZRD_FAIL_OPEN=true` restores legacy allow-on-outage).
-- Merchant card unreachable / non-2xx / missing `wash_flagged` → `washFlagged=null` → **do not refuse on wash** (preflight decision stands).
+- Preflight HTTP/network error → default fail-closed (`TWZRD_FAIL_OPEN=true` restores legacy allow-on-outage).
+- Merchant card **outage** on a reputation-scored path (5xx, 429, thrown fetch, non-JSON 200) → same `failOpen` switch; default refuses with `twzrd_card_unreachable_fail_closed`. This is tighten-only: an already-blocked payment keeps its more specific reason.
+- Merchant card **reachable** with no `wash_flagged` (including 4xx, or 200 + `insufficient_evidence`) → `washFlagged=null` → **do not refuse on wash**.
+- Unscored-network `observe`: a card outage keeps the observe allow; `wash_flagged: true` still refuses.
 - Only a successful card with `wash_flagged: true` triggers wash refuse or soft cap.
 
 **Wash policy (exact):**
@@ -295,7 +297,7 @@ Dogfood (one public live proof path):
 ## Install
 
 ```bash
-npm install twzrd-x402-gate@0.9.7
+npm install twzrd-x402-gate@0.9.8
 ```
 
 Do not hardcode a version in this doc — every past pin here (**0.5.4**, **0.7.1**, **0.8.5**,
@@ -561,7 +563,7 @@ Default **ON**. Disable with `TWZRD_AUTO_GATE=0` (env, deploy-time kill switch)
 What happens on every HTTP 402 the raw fetch returns:
 1. Reads the Solana-network entry from `accepts[]` (falls back to first entry) to get the seller wallet.
 2. Calls `POST /v1/intel/preflight` — free, no auth. `decision=block` (or score floor) throws — `payWrap`'s client never signs.
-3. Calls `GET /v1/intel/merchant_card/{payTo}` — free, no auth. `wash_flagged: true` refuses by default (only tightens step 2; fail-open if the card is unreachable — no invent).
+3. Calls `GET /v1/intel/merchant_card/{payTo}` — free, no auth. `wash_flagged: true` refuses by default (only tightens step 2). A reachable card with no wash signal fails open (no invent). A card outage on the scored path honours `failOpen` (default fail-closed).
 4. Otherwise returns the 402 to `payWrap`'s client, which pays normally.
 
 Non-402 responses pass through unchanged.
@@ -656,7 +658,8 @@ What the guard does on HTTP 402:
 1. Reads the Solana-network entry from `accepts[]` (falls back to first entry) to get the seller wallet.
 2. Free `POST /v1/intel/preflight` — `decision=block` / score floor deny.
 3. Free `GET /v1/intel/merchant_card/{payTo}` — `wash_flagged:true` **refuses by default**
-   (`reason: twzrd_wash_flagged`). Fail-open if the card is unreachable (no invent).
+   (`reason: twzrd_wash_flagged`). Reachable + no signal fails open (no invent). A card
+   outage on the scored path honours `failOpen` (default fail-closed).
 4. If approved: returns the original 402 for the x402 client to pay.
 
 Opt out of wash refuse: `withTwzrdGuard(fetch, { refuseWashFlagged: false })` or
@@ -672,14 +675,14 @@ const safeFetch = withTwzrdGuard(x402Fetch, {
   autoReceipt: true,   // on warn or allow, auto-buy the $0.05 TWZRD trust receipt
   x402Fetch,           // the paying fetch — TWZRD earns the fee on-chain
   onReceipt: (receipt, tx) => {
-    // receipt is a twzrd_receipt (V6 + ERC-8004 reputation_credential)
+    // receipt is a twzrd_receipt (V7 + ERC-8004 reputation_credential)
     console.log("Trust receipt captured:", tx);
   },
 });
 ```
 
 `autoReceipt` is **off by default** — it spends the **buyer's** USDC, so you opt in. When on,
-every warn/allow verdict settles $0.05 USDC to TWZRD and returns a signed V6 trust credential
+every warn/allow verdict settles $0.05 USDC to TWZRD and returns a signed V7 trust credential
 for the counterparty before you pay the resource.
 
 **`x402Fetch` is yours to supply** (this package is dependency-free). Wire the proven
@@ -698,7 +701,7 @@ is the next step.
 ### Quick tier ($0.001) — cheap paid qualify
 
 The reputation ladder has three rungs: **free** preflight (`allow/warn/block`), **$0.001**
-`quickCheck` (tier + score, no receipt), **$0.05** `autoReceipt` (full intel + signed V6
+`quickCheck` (tier + score, no receipt), **$0.05** `autoReceipt` (full intel + signed V7
 receipt). When the free preflight is inconclusive (`warn` / unknown seller) and you want a
 cheap *paid* confirmation before committing — without paying 50× for the portable receipt —
 use `quickCheck`:

package/dist/config.d.ts.map

@@ -1 +1 @@
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package/dist/config.js

@@ -15,7 +15,8 @@ export function resolveConfig(overrides) {
     const blockDecisions = overrides?.blockDecisions != null
         ? new Set([...overrides.blockDecisions].map((s) => s.trim()).filter(Boolean))
         : parseBlockDecisions(process.env.TWZRD_BLOCK_DECISIONS);
-    // Default false (fail-closed): block and log loudly on preflight outage.
+    // Default false (fail-closed): block and log loudly on preflight outage,
+    // and on merchant_card outage on the reputation-scored path.
     // Opt in to legacy fail-open with TWZRD_FAIL_OPEN=true or TWZRD_FAIL_OPEN=1.
     const failOpen = overrides?.failOpen ??
         (process.env.TWZRD_FAIL_OPEN === "true" ||

package/dist/config.js.map

@@ -1 +1 @@
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package/dist/evaluate.d.ts

@@ -75,6 +75,12 @@ export type EvaluateX402Result = {
     receiptRequired?: boolean;
     /** true when hard requireReceipt denied spend because Path A failed */
     receiptRequiredDenied?: boolean;
+    /**
+     * Path A is Solana-only. Set when policy would have bought a receipt but the
+     * rail is unscored (W-2026-0902 #2). `hard` means scored networks only — do
+     * not fetch `/v1/intel/trust/{0x…}` and do not deny a policy allow.
+     */
+    receiptSkipped?: "unscored_network";
     /**
      * Present whenever requireLogInclusion was in play for an attempted Path A:
      * either a captured receipt was verified, or none was captured to verify

package/dist/evaluate.d.ts.map

@@ -1 +1 @@
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package/dist/evaluate.js

@@ -78,12 +78,20 @@ export async function evaluate_x402_resource(resourceUrl, paymentRequirements, o
         decision,
         priceUsdc,
     });
-    const attemptReceipt = shouldAttemptPathAReceipt({
+    const wantPathA = shouldAttemptPathAReceipt({
         autoReceipt: opts.autoReceipt,
         requireReceipt: opts.requireReceipt,
         decision,
         priceUsdc,
     });
+    // Paid trust is Solana-only. Mirror the x402 hook (W-2026-0902 #2): do not
+    // buy Path A on an unscored rail, and do not treat a missing Base receipt
+    // as a hard deny of a policy allow.
+    const scoredRail = approval.reputationScored !== false;
+    const attemptReceipt = scoredRail && wantPathA;
+    if (!scoredRail && wantPathA) {
+        base.receiptSkipped = "unscored_network";
+    }
     const logPolicy = resolveRequireLogInclusionPolicy(opts.requireLogInclusion);
     // Why Path A ended without a captured receipt, when it did. Read by the hard
     // requireLogInclusion guard below the Path A block.

package/dist/evaluate.js.map

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package/dist/index.d.ts

@@ -5,7 +5,7 @@ export { evaluateReadinessCard, buildPreflightInput, twzrdPreflight, twzrdApprov
 export { payToFromRequirements, priceUsdcFromAmountMicro, pickRequirements, TWZRD_FEE_PAYER } from "./payto.js";
 export { classifyNetwork, decideUnsupportedNetwork, amountBucket, type NetworkClass, type NetworkKind, type UnsupportedNetworkMode, type UnsupportedNetworkDecision, } from "./network.js";
 export type { TwzrdGateDecision } from "./types.js";
-export { fetchMerchantCard, applyWashFlaggedPolicy, type TwzrdMerchantCard, type WashPolicyInput, type WashPolicyResult, } from "./merchant-card.js";
+export { fetchMerchantCard, fetchMerchantCardResult, type MerchantCardLookup, applyWashFlaggedPolicy, type TwzrdMerchantCard, type WashPolicyInput, type WashPolicyResult, } from "./merchant-card.js";
 export { twzrdOnPaymentRequested } from "./mcp-hook.js";
 export { wrapFetchWithTwzrdGate } from "./wrap-fetch.js";
 export { evaluate_x402_resource, type EvaluateX402Options, type EvaluateX402Result, } from "./evaluate.js";
@@ -18,7 +18,7 @@ export { TWZRD_TRUST_GATE_BLOCK_WASH, TWZRD_TRUST_GATE_BLOCK_CAN_SPEND, TWZRD_TR
 export { attachBlockOutcomeAttestation, AUTOGATE_BLOCK_PROOF_SCHEMA, AUTOGATE_BLOCK_PROOF_SCHEMA_V1_1, AUTOGATE_BLOCK_PROOF_SCHEMA_V1_2, buildAutogateBlockProof, resolveInstalledPackageVersion, type AutogateBlockProof, type BuildAutogateBlockProofInput, type ExecutionMode, } from "./block-proof.js";
 export { safeFetch, runAgentcashFetch, main as safeFetchMain, type SafeFetchOptions, type SafeFetchResult, } from "./safe-fetch.js";
 export { installTwzrdX402ClientHook, twzrdBeforePaymentCreation, evaluateBeforePaymentCreation, createTwzrdBeforePaymentHook, createTwzrdPayKitBeforePaymentHook, mapX402SolanaRequirements, flattenDeclaredResource, resourceUrlFromPaymentRequired, type X402ClientLike, type X402SelectedRequirements, type X402DeclaredResource, type BeforePaymentCreationContext, type BeforePaymentCreationResult, type InstallX402ClientHookOptions, type X402PaymentControlOptions, type X402SolanaBeforePaymentContext, } from "./x402-client-hook.js";
-export { RESOURCE_BIND_DOMAIN, RESOURCE_BIND_EXTRA_KEY, RESOURCE_BIND_MEMO_PREFIX, RESOURCE_BIND_MEMO_MAX, ZERO_BODY_HASH, canonicalResourceUrl, resourceBindLeafHash, networksEquivalent, rawReqFromPaymentRequired, rememberRawInvoice, wrapFetchRememberInvoice, resourceBindMemo, memoContainsResourceBind, stampResourceBind, evaluateResourceBind, type BindStrength, type ResourceBindReq, type ResourceBindDecision, } from "./resource-bind.js";
+export { RESOURCE_BIND_DOMAIN, RESOURCE_BIND_DOMAIN_V2, RESOURCE_BIND_EXTRA_KEY, RESOURCE_BIND_MEMO_PREFIX, RESOURCE_BIND_V2_MEMO_PREFIX, RESOURCE_BIND_MEMO_MAX, DECISION_ID_MAX_BYTES, ZERO_BODY_HASH, canonicalResourceUrl, resourceBindLeafHash, resourceBindLeafHashV2, assertDecisionId, normalizePreflightId, networksEquivalent, rawReqFromPaymentRequired, rememberRawInvoice, wrapFetchRememberInvoice, resourceBindMemo, memoContainsResourceBind, pickBindMemo, stampResourceBind, evaluateResourceBind, type BindStrength, type ResourceBindReq, type ResourceBindDecision, type ResourceBindSchema, type DecisionBind, } from "./resource-bind.js";
 export { extractSvmMemoFromTransaction, extractSvmTransferLegs, evaluateResourceBindFromSvmTx, evaluateResourceBindLegsFromSvmTx, MEMO_PROGRAM_ADDRESS as RESOURCE_BIND_MEMO_PROGRAM, type ResourceBindLeafFields, type SvmTransferLegs, } from "./resource-bind-tx.js";
 export { twzrd, spendControlSafeFetch, verifyOfferBindingAfterPay, type OfferBindingCheck, type SpendControlOptions, type SpendControlResult, } from "./spend-control.js";
 export { createFileSpendLedger } from "./spend-ledger-file.js";
@@ -26,7 +26,7 @@ export { createFileDecisionLedger, DECISION_LEDGER_SCHEMA_VERSION, type Decision
 export { runGateAdoptionProof, main as adoptionProofMain, ADOPTION_TRANSCRIPT_SCHEMA, ADOPTION_PROOF_SELLER, ADOPTION_PROOF_NETWORK, ADOPTION_PROOF_RESOURCE, type GateAdoptionTranscript, type GateAdoptionStep, type GateAdoptionAssertions, type GateAdoptionLineage, type RunGateAdoptionProofOptions, isInternalIntegration, } from "./adoption-proof.js";
 export { listResources, listX402Directory, listDirectoryCallables, pickCallable, normalizeDirectoryRow, type DirectoryListing, type DirectorySource, type ListDirectoryOptions, } from "./directory.js";
 export { exportEvidenceBundle, exportEvidenceBundleFromAdoptionProof, writeEvidenceBundle, fingerprint, EVIDENCE_BUNDLE_SCHEMA, main as evidenceBundleMain, type EvidenceBundle, type EvidenceDecision, type EvidenceBind, type EvidenceReceipt, type EvidenceLedgerSlice, type EvidenceOutcomeAttestation, type ExportEvidenceBundleOptions, } from "./evidence-bundle.js";
-export { PAYMENT_DECISION_SCHEMA, PAYMENT_DECISION_DOMAIN, PAYMENT_DECISION_DECISIONS, PAYMENT_DECISION_REASON_CODES, PAYMENT_DECISION_FIELDS, challengeHashV1, merchantFromChallenge, toCaip2Network, paymentDecisionPreimage, issuePaymentDecisionRecord, paymentDecisionRecordFromToken, primaryReasonCode, decisionFromApproval, verifyPaymentDecisionRecord, validateRecordStructure, scanForbiddenContent, formatPaymentDecisionVerification, TwzrdPaymentDecisionError, type PaymentDecisionRecordV1, type PaymentDecisionRecordDecision, type PaymentDecisionReasonCode, type PaymentDecisionMerchant, type PaymentDecisionSignature, type IssuePaymentDecisionInput, type PaymentDecisionVerification, type PaymentDecisionVerifyError, type VerifyPaymentDecisionOptions, } from "./payment-decision.js";
+export { PAYMENT_DECISION_SCHEMA, PAYMENT_DECISION_DOMAIN, PAYMENT_DECISION_DECISIONS, PAYMENT_DECISION_REASON_CODES, PAYMENT_DECISION_FIELDS, challengeHash, challengeHashV1, merchantFromChallenge, toCaip2Network, paymentDecisionPreimage, issuePaymentDecisionRecord, paymentDecisionRecordFromToken, primaryReasonCode, decisionFromApproval, verifyPaymentDecisionRecord, validateRecordStructure, scanForbiddenContent, formatPaymentDecisionVerification, TwzrdPaymentDecisionError, type PaymentDecisionRecordV1, type PaymentDecisionRecordDecision, type PaymentDecisionReasonCode, type PaymentDecisionMerchant, type PaymentDecisionSignature, type IssuePaymentDecisionInput, type PaymentDecisionVerification, type PaymentDecisionVerifyError, type VerifyPaymentDecisionOptions, } from "./payment-decision.js";
 export { quickCheck, QUICK_PRICE_USDC, type QuickCheckResult, type QuickCheckOptions, type TwzrdTier, } from "./quick.js";
 export { createSponsoredX402Fetch, type SponsorSettle, type SponsoredX402Options, } from "./sponsored.js";
 export type { TwzrdDecision, TwzrdReadinessCard, TwzrdPreflightInput, TwzrdGateConfig, TwzrdApproveContext, TwzrdApprovalResult, TwzrdUpsellContext, X402PaymentRequirements, X402PaymentRequiredBody, X402McpPaymentRequest, X402McpPaymentRequestedContext, } from "./types.js";

package/dist/index.d.ts.map

@@ -1 +1 @@
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+{"version":3,"file":"index.d.ts","sourceRoot":"","sources":["../src/index.ts"],"names":[],"mappings":"AAIA,OAAO,EAAE,cAAc,EAAE,MAAM,cAAc,CAAC;AAC9C,OAAO,EAAE,eAAe,EAAE,WAAW,EAAE,KAAK,SAAS,EAAE,MAAM,WAAW,CAAC;AACzE,OAAO,EAAE,aAAa,EAAE,KAAK,uBAAuB,EAAE,MAAM,aAAa,CAAC;AAC1E,OAAO,EACL,qBAAqB,EACrB,mBAAmB,EACnB,cAAc,EACd,mBAAmB,EACnB,KAAK,mBAAmB,GACzB,MAAM,aAAa,CAAC;AACrB,OAAO,EAAE,qBAAqB,EAAE,wBAAwB,EAAE,gBAAgB,EAAE,eAAe,EAAE,MAAM,YAAY,CAAC;AAChH,OAAO,EACL,eAAe,EACf,wBAAwB,EACxB,YAAY,EACZ,KAAK,YAAY,EACjB,KAAK,WAAW,EAChB,KAAK,sBAAsB,EAC3B,KAAK,0BAA0B,GAChC,MAAM,cAAc,CAAC;AACtB,YAAY,EAAE,iBAAiB,EAAE,MAAM,YAAY,CAAC;AACpD,OAAO,EACL,iBAAiB,EACjB,uBAAuB,EACvB,KAAK,kBAAkB,EACvB,sBAAsB,EACtB,KAAK,iBAAiB,EACtB,KAAK,eAAe,EACpB,KAAK,gBAAgB,GACtB,MAAM,oBAAoB,CAAC;AAC5B,OAAO,EAAE,uBAAuB,EAAE,MAAM,eAAe,CAAC;AACxD,OAAO,EAAE,sBAAsB,EAAE,MAAM,iBAAiB,CAAC;AACzD,OAAO,EACL,sBAAsB,EACtB,KAAK,mBAAmB,EACxB,KAAK,kBAAkB,GACxB,MAAM,eAAe,CAAC;AACvB,OAAO,EACL,sCAAsC,EACtC,2BAA2B,EAC3B,yBAAyB,EACzB,yBAAyB,EACzB,KAAK,oBAAoB,EACzB,KAAK,4BAA4B,GAClC,MAAM,qBAAqB,CAAC;AAC7B,OAAO,EACL,oBAAoB,EACpB,gCAAgC,EAChC,KAAK,mBAAmB,EACxB,KAAK,sBAAsB,EAC3B,KAAK,mBAAmB,EACxB,KAAK,mBAAmB,EACxB,KAAK,oBAAoB,EACzB,KAAK,yBAAyB,EAC9B,KAAK,iCAAiC,GACvC,MAAM,oBAAoB,CAAC;AAC5B,OAAO,EACL,2BAA2B,EAC3B,6BAA6B,EAC7B,8BAA8B,EAC9B,yBAAyB,EACzB,KAAK,mBAAmB,EACxB,KAAK,eAAe,GACrB,MAAM,qBAAqB,CAAC;AAC7B,OAAO,EAAE,cAAc,EAAE,KAAK,iBAAiB,EAAE,MAAM,iBAAiB,CAAC;AACzE,OAAO,EACL,oBAAoB,EACpB,sBAAsB,EACtB,uBAAuB,EACvB,KAAK,OAAO,EACZ,KAAK,sBAAsB,EAC3B,KAAK,2BAA2B,EAChC,KAAK,0BAA0B,EAC/B,KAAK,yBAAyB,EAC9B,KAAK,0BAA0B,GAChC,MAAM,gBAAgB,CAAC;AACxB,OAAO,EACL,2BAA2B,EAC3B,gCAAgC,EAChC,+BAA+B,EAC/B,6BAA6B,EAC7B,sBAAsB,GACvB,MAAM,wBAAwB,CAAC;AAChC,OAAO,EACL,6BAA6B,EAC7B,2BAA2B,EAC3B,gCAAgC,EAChC,gCAAgC,EAChC,uBAAuB,EACvB,8BAA8B,EAC9B,KAAK,kBAAkB,EACvB,KAAK,4BAA4B,EACjC,KAAK,aAAa,GACnB,MAAM,kBAAkB,CAAC;AAC1B,OAAO,EACL,SAAS,EACT,iBAAiB,EACjB,IAAI,IAAI,aAAa,EACrB,KAAK,gBAAgB,EACrB,KAAK,eAAe,GACrB,MAAM,iBAAiB,CAAC;AACzB,OAAO,EACL,0BAA0B,EAC1B,0BAA0B,EAC1B,6BAA6B,EAC7B,4BAA4B,EAC5B,kCAAkC,EAClC,yBAAyB,EACzB,uBAAuB,EACvB,8BAA8B,EAC9B,KAAK,cAAc,EACnB,KAAK,wBAAwB,EAC7B,KAAK,oBAAoB,EACzB,KAAK,4BAA4B,EACjC,KAAK,2BAA2B,EAChC,KAAK,4BAA4B,EACjC,KAAK,yBAAyB,EAC9B,KAAK,8BAA8B,GACpC,MAAM,uBAAuB,CAAC;AAC/B,OAAO,EACL,oBAAoB,EACpB,uBAAuB,EACvB,uBAAuB,EACvB,yBAAyB,EACzB,4BAA4B,EAC5B,sBAAsB,EACtB,qBAAqB,EACrB,cAAc,EACd,oBAAoB,EACpB,oBAAoB,EACpB,sBAAsB,EACtB,gBAAgB,EAChB,oBAAoB,EACpB,kBAAkB,EAClB,yBAAyB,EACzB,kBAAkB,EAClB,wBAAwB,EACxB,gBAAgB,EAChB,wBAAwB,EACxB,YAAY,EACZ,iBAAiB,EACjB,oBAAoB,EACpB,KAAK,YAAY,EACjB,KAAK,eAAe,EACpB,KAAK,oBAAoB,EACzB,KAAK,kBAAkB,EACvB,KAAK,YAAY,GAClB,MAAM,oBAAoB,CAAC;AAC5B,OAAO,EACL,6BAA6B,EAC7B,sBAAsB,EACtB,6BAA6B,EAC7B,iCAAiC,EACjC,oBAAoB,IAAI,0BAA0B,EAClD,KAAK,sBAAsB,EAC3B,KAAK,eAAe,GACrB,MAAM,uBAAuB,CAAC;AAC/B,OAAO,EACL,KAAK,EACL,qBAAqB,EACrB,0BAA0B,EAC1B,KAAK,iBAAiB,EACtB,KAAK,mBAAmB,EACxB,KAAK,kBAAkB,GACxB,MAAM,oBAAoB,CAAC;AAC5B,OAAO,EAAE,qBAAqB,EAAE,MAAM,wBAAwB,CAAC;AAC/D,OAAO,EACL,wBAAwB,EACxB,8BAA8B,EAC9B,KAAK,iBAAiB,EACtB,KAAK,mBAAmB,EACxB,KAAK,yBAAyB,GAC/B,MAAM,2BAA2B,CAAC;AACnC,OAAO,EACL,oBAAoB,EACpB,IAAI,IAAI,iBAAiB,EACzB,0BAA0B,EAC1B,qBAAqB,EACrB,sBAAsB,EACtB,uBAAuB,EACvB,KAAK,sBAAsB,EAC3B,KAAK,gBAAgB,EACrB,KAAK,sBAAsB,EAC3B,KAAK,mBAAmB,EACxB,KAAK,2BAA2B,EAChC,qBAAqB,GACtB,MAAM,qBAAqB,CAAC;AAC7B,OAAO,EACL,aAAa,EACb,iBAAiB,EACjB,sBAAsB,EACtB,YAAY,EACZ,qBAAqB,EACrB,KAAK,gBAAgB,EACrB,KAAK,eAAe,EACpB,KAAK,oBAAoB,GAC1B,MAAM,gBAAgB,CAAC;AACxB,OAAO,EACL,oBAAoB,EACpB,qCAAqC,EACrC,mBAAmB,EACnB,WAAW,EACX,sBAAsB,EACtB,IAAI,IAAI,kBAAkB,EAC1B,KAAK,cAAc,EACnB,KAAK,gBAAgB,EACrB,KAAK,YAAY,EACjB,KAAK,eAAe,EACpB,KAAK,mBAAmB,EACxB,KAAK,0BAA0B,EAC/B,KAAK,2BAA2B,GACjC,MAAM,sBAAsB,CAAC;AAG9B,OAAO,EACL,uBAAuB,EACvB,uBAAuB,EACvB,0BAA0B,EAC1B,6BAA6B,EAC7B,uBAAuB,EACvB,aAAa,EACb,eAAe,EACf,qBAAqB,EACrB,cAAc,EACd,uBAAuB,EACvB,0BAA0B,EAC1B,8BAA8B,EAC9B,iBAAiB,EACjB,oBAAoB,EACpB,2BAA2B,EAC3B,uBAAuB,EACvB,oBAAoB,EACpB,iCAAiC,EACjC,yBAAyB,EACzB,KAAK,uBAAuB,EAC5B,KAAK,6BAA6B,EAClC,KAAK,yBAAyB,EAC9B,KAAK,uBAAuB,EAC5B,KAAK,wBAAwB,EAC7B,KAAK,yBAAyB,EAC9B,KAAK,2BAA2B,EAChC,KAAK,0BAA0B,EAC/B,KAAK,4BAA4B,GAClC,MAAM,uBAAuB,CAAC;AAC/B,OAAO,EACL,UAAU,EACV,gBAAgB,EAChB,KAAK,gBAAgB,EACrB,KAAK,iBAAiB,EACtB,KAAK,SAAS,GACf,MAAM,YAAY,CAAC;AACpB,OAAO,EACL,wBAAwB,EACxB,KAAK,aAAa,EAClB,KAAK,oBAAoB,GAC1B,MAAM,gBAAgB,CAAC;AACxB,YAAY,EACV,aAAa,EACb,kBAAkB,EAClB,mBAAmB,EACnB,eAAe,EACf,mBAAmB,EACnB,mBAAmB,EACnB,kBAAkB,EAClB,uBAAuB,EACvB,uBAAuB,EACvB,qBAAqB,EACrB,8BAA8B,GAC/B,MAAM,YAAY,CAAC;AAGpB,OAAO,EACL,aAAa,EACb,UAAU,EACV,UAAU,EACV,YAAY,EACZ,kBAAkB,EAClB,KAAK,aAAa,EAClB,KAAK,eAAe,GACrB,MAAM,aAAa,CAAC;AAGrB,OAAO,EACL,oBAAoB,EACpB,sBAAsB,EACtB,yBAAyB,EACzB,0BAA0B,EAC1B,gBAAgB,EAChB,kBAAkB,EAClB,aAAa,EACb,sBAAsB,EACtB,YAAY,EACZ,uBAAuB,EACvB,uBAAuB,EACvB,oBAAoB,EACpB,wBAAwB,EACxB,KAAK,2BAA2B,EAChC,KAAK,gBAAgB,EACrB,KAAK,mBAAmB,EACxB,KAAK,gBAAgB,EACrB,KAAK,cAAc,EACnB,KAAK,eAAe,EACpB,KAAK,sBAAsB,GAC5B,MAAM,qBAAqB,CAAC;AAC7B,OAAO,EACL,kCAAkC,EAClC,uBAAuB,EACvB,4BAA4B,EAC5B,0BAA0B,EAC1B,iCAAiC,EACjC,KAAK,0BAA0B,EAC/B,KAAK,qBAAqB,E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package/dist/index.js

@@ -8,7 +8,7 @@ export { resolveConfig } from "./config.js";
 export { evaluateReadinessCard, buildPreflightInput, twzrdPreflight, twzrdApprovePayment, } from "./policy.js";
 export { payToFromRequirements, priceUsdcFromAmountMicro, pickRequirements, TWZRD_FEE_PAYER } from "./payto.js";
 export { classifyNetwork, decideUnsupportedNetwork, amountBucket, } from "./network.js";
-export { fetchMerchantCard, applyWashFlaggedPolicy, } from "./merchant-card.js";
+export { fetchMerchantCard, fetchMerchantCardResult, applyWashFlaggedPolicy, } from "./merchant-card.js";
 export { twzrdOnPaymentRequested } from "./mcp-hook.js";
 export { wrapFetchWithTwzrdGate } from "./wrap-fetch.js";
 export { evaluate_x402_resource, } from "./evaluate.js";
@@ -21,7 +21,7 @@ export { TWZRD_TRUST_GATE_BLOCK_WASH, TWZRD_TRUST_GATE_BLOCK_CAN_SPEND, TWZRD_TR
 export { attachBlockOutcomeAttestation, AUTOGATE_BLOCK_PROOF_SCHEMA, AUTOGATE_BLOCK_PROOF_SCHEMA_V1_1, AUTOGATE_BLOCK_PROOF_SCHEMA_V1_2, buildAutogateBlockProof, resolveInstalledPackageVersion, } from "./block-proof.js";
 export { safeFetch, runAgentcashFetch, main as safeFetchMain, } from "./safe-fetch.js";
 export { installTwzrdX402ClientHook, twzrdBeforePaymentCreation, evaluateBeforePaymentCreation, createTwzrdBeforePaymentHook, createTwzrdPayKitBeforePaymentHook, mapX402SolanaRequirements, flattenDeclaredResource, resourceUrlFromPaymentRequired, } from "./x402-client-hook.js";
-export { RESOURCE_BIND_DOMAIN, RESOURCE_BIND_EXTRA_KEY, RESOURCE_BIND_MEMO_PREFIX, RESOURCE_BIND_MEMO_MAX, ZERO_BODY_HASH, canonicalResourceUrl, resourceBindLeafHash, networksEquivalent, rawReqFromPaymentRequired, rememberRawInvoice, wrapFetchRememberInvoice, resourceBindMemo, memoContainsResourceBind, stampResourceBind, evaluateResourceBind, } from "./resource-bind.js";
+export { RESOURCE_BIND_DOMAIN, RESOURCE_BIND_DOMAIN_V2, RESOURCE_BIND_EXTRA_KEY, RESOURCE_BIND_MEMO_PREFIX, RESOURCE_BIND_V2_MEMO_PREFIX, RESOURCE_BIND_MEMO_MAX, DECISION_ID_MAX_BYTES, ZERO_BODY_HASH, canonicalResourceUrl, resourceBindLeafHash, resourceBindLeafHashV2, assertDecisionId, normalizePreflightId, networksEquivalent, rawReqFromPaymentRequired, rememberRawInvoice, wrapFetchRememberInvoice, resourceBindMemo, memoContainsResourceBind, pickBindMemo, stampResourceBind, evaluateResourceBind, } from "./resource-bind.js";
 export { extractSvmMemoFromTransaction, extractSvmTransferLegs, evaluateResourceBindFromSvmTx, evaluateResourceBindLegsFromSvmTx, MEMO_PROGRAM_ADDRESS as RESOURCE_BIND_MEMO_PROGRAM, } from "./resource-bind-tx.js";
 export { twzrd, spendControlSafeFetch, verifyOfferBindingAfterPay, } from "./spend-control.js";
 export { createFileSpendLedger } from "./spend-ledger-file.js";
@@ -31,7 +31,7 @@ export { listResources, listX402Directory, listDirectoryCallables, pickCallable,
 export { exportEvidenceBundle, exportEvidenceBundleFromAdoptionProof, writeEvidenceBundle, fingerprint, EVIDENCE_BUNDLE_SCHEMA, main as evidenceBundleMain, } from "./evidence-bundle.js";
 // twzrd.payment_decision.v1 — portable public decision receipt + offline verifier.
 // Also available as the `twzrd-x402-gate/payment-decision` subpath.
-export { PAYMENT_DECISION_SCHEMA, PAYMENT_DECISION_DOMAIN, PAYMENT_DECISION_DECISIONS, PAYMENT_DECISION_REASON_CODES, PAYMENT_DECISION_FIELDS, challengeHashV1, merchantFromChallenge, toCaip2Network, paymentDecisionPreimage, issuePaymentDecisionRecord, paymentDecisionRecordFromToken, primaryReasonCode, decisionFromApproval, verifyPaymentDecisionRecord, validateRecordStructure, scanForbiddenContent, formatPaymentDecisionVerification, TwzrdPaymentDecisionError, } from "./payment-decision.js";
+export { PAYMENT_DECISION_SCHEMA, PAYMENT_DECISION_DOMAIN, PAYMENT_DECISION_DECISIONS, PAYMENT_DECISION_REASON_CODES, PAYMENT_DECISION_FIELDS, challengeHash, challengeHashV1, merchantFromChallenge, toCaip2Network, paymentDecisionPreimage, issuePaymentDecisionRecord, paymentDecisionRecordFromToken, primaryReasonCode, decisionFromApproval, verifyPaymentDecisionRecord, validateRecordStructure, scanForbiddenContent, formatPaymentDecisionVerification, TwzrdPaymentDecisionError, } from "./payment-decision.js";
 export { quickCheck, QUICK_PRICE_USDC, } from "./quick.js";
 export { createSponsoredX402Fetch, } from "./sponsored.js";
 /* ── TWZRD Payment Control (protocol-neutral authorization core) ── */

package/dist/index.js.map

@@ -1 +1 @@
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package/dist/merchant-card.d.ts

@@ -1,8 +1,22 @@
 /**
  * Free merchant card client — wash refuse default for buyer agents.
  *
- * GET /v1/intel/merchant_card/{wallet} is free, no auth. Fail-open: network /
- * non-2xx / invalid JSON → null (do not invent wash_flagged).
+ * GET /v1/intel/merchant_card/{wallet} is free, no auth.
+ *
+ * `fetchMerchantCard` returns null for BOTH "intel answered and carries no
+ * wash signal" and "intel was unreachable". Those are different facts and the
+ * caller needs to tell them apart: the first is a genuine unknown that must
+ * fail open (we do not invent wash_flagged), the second is an outage, which is
+ * precisely what `failOpen` exists to decide. Collapsing them made the
+ * configured `failOpen` unreachable on this path — the error was caught here
+ * and turned into an allow before the caller's fail-closed branch could ever
+ * see it (BlockRunAI/ClawRouter v0.12.278 removal notes, 2026-09-07:
+ * "converts a fast lookup failure into allow internally, and ignores the
+ * failOpen we pass").
+ *
+ * `fetchMerchantCardResult` reports which of the two happened.
+ * `fetchMerchantCard` keeps its original signature and is unchanged for
+ * existing callers.
  */
 export type TwzrdMerchantCard = {
     merchant?: string;
@@ -13,6 +27,26 @@ export type TwzrdMerchantCard = {
     catalog_enriched?: boolean;
     [key: string]: unknown;
 };
+/**
+ * `reachable: true` means intel answered — a JSON object, or a 4xx that is the
+ * service saying "nothing for this wallet". `card` may still carry no
+ * wash_flagged, which is a real unknown and fails open.
+ * `reachable: false` means the lookup itself did not complete: 5xx, 429, a
+ * body that is not a JSON object, or a thrown fetch (network, abort, timeout).
+ */
+export type MerchantCardLookup = {
+    reachable: true;
+    card: TwzrdMerchantCard | null;
+} | {
+    reachable: false;
+    card: null;
+    error: string;
+};
+export declare function fetchMerchantCardResult(wallet: string, opts: {
+    intelBase: string;
+    fetch: typeof fetch;
+}): Promise<MerchantCardLookup>;
+/** Unchanged signature: null for both an unreachable lookup and no card. */
 export declare function fetchMerchantCard(wallet: string, opts: {
     intelBase: string;
     fetch: typeof fetch;

package/dist/merchant-card.d.ts.map

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package/dist/merchant-card.js

@@ -1,30 +1,70 @@
 /**
  * Free merchant card client — wash refuse default for buyer agents.
  *
- * GET /v1/intel/merchant_card/{wallet} is free, no auth. Fail-open: network /
- * non-2xx / invalid JSON → null (do not invent wash_flagged).
+ * GET /v1/intel/merchant_card/{wallet} is free, no auth.
+ *
+ * `fetchMerchantCard` returns null for BOTH "intel answered and carries no
+ * wash signal" and "intel was unreachable". Those are different facts and the
+ * caller needs to tell them apart: the first is a genuine unknown that must
+ * fail open (we do not invent wash_flagged), the second is an outage, which is
+ * precisely what `failOpen` exists to decide. Collapsing them made the
+ * configured `failOpen` unreachable on this path — the error was caught here
+ * and turned into an allow before the caller's fail-closed branch could ever
+ * see it (BlockRunAI/ClawRouter v0.12.278 removal notes, 2026-09-07:
+ * "converts a fast lookup failure into allow internally, and ignores the
+ * failOpen we pass").
+ *
+ * `fetchMerchantCardResult` reports which of the two happened.
+ * `fetchMerchantCard` keeps its original signature and is unchanged for
+ * existing callers.
  */
-export async function fetchMerchantCard(wallet, opts) {
+export async function fetchMerchantCardResult(wallet, opts) {
     const w = (wallet || "").trim();
+    // No wallet to ask about is not an outage — there is nothing to look up.
     if (!w)
-        return null;
+        return { reachable: true, card: null };
     try {
         const url = `${opts.intelBase.replace(/\/+$/, "")}/v1/intel/merchant_card/${encodeURIComponent(w)}`;
         const resp = await opts.fetch(url, {
             method: "GET",
             headers: { accept: "application/json" },
         });
-        if (!resp.ok)
-            return null;
-        const body = (await resp.json());
-        if (!body || typeof body !== "object")
-            return null;
-        return body;
+        if (!resp.ok) {
+            // Only a SERVICE failure is an outage. 5xx/429 mean intel could not
+            // answer; failOpen decides those. A 4xx means it DID answer and has
+            // nothing for us (or we asked badly) -- live intel returns 200 +
+            // wash_flagged:null + decision:"insufficient_evidence" for a wallet with
+            // no observed demand, and 400 for a malformed address, so a 4xx is never
+            // "the gate is down". Treating it as one would refuse every unscored
+            // recipient under the default, which is the over-refusal that got the
+            // gate removed downstream, not the outage failOpen exists for.
+            if (resp.status >= 500 || resp.status === 429) {
+                return { reachable: false, card: null, error: `http_${resp.status}` };
+            }
+            return { reachable: true, card: null };
+        }
+        let body;
+        try {
+            body = (await resp.json());
+        }
+        catch {
+            // 200 with a non-JSON body (captive portal, proxy error page).
+            return { reachable: false, card: null, error: "bad_json" };
+        }
+        if (!body || typeof body !== "object") {
+            return { reachable: false, card: null, error: "bad_json" };
+        }
+        return { reachable: true, card: body };
     }
-    catch {
-        return null;
+    catch (err) {
+        const msg = String(err?.message ?? err).slice(0, 80);
+        return { reachable: false, card: null, error: `fetch_failed (${msg})` };
     }
 }
+/** Unchanged signature: null for both an unreachable lookup and no card. */
+export async function fetchMerchantCard(wallet, opts) {
+    return (await fetchMerchantCardResult(wallet, opts)).card;
+}
 /**
  * Pure wash policy. Only tightens: never turns a prior deny into allow.
  * Fail-open on missing wash signal (null/undefined) — no invent.

package/dist/merchant-card.js.map

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