trustbase-seller-backend 0.2.9 → 0.3.0

package/package.json

@@ -1,6 +1,6 @@
 {
   "name": "trustbase-seller-backend",
-  "version": "0.2.9",
+  "version": "0.3.0",
   "description": "TrustBase Seller Backend (merchant edition) — 商品上链/订单/支付/质押 write API for TrustBase 保障链生态. 单卖家自托管形态: 签名 key 即卖家身份, 私钥不出门.",
   "main": "run-unified.js",
   "bin": {

package/routes/onboard.html

@@ -196,12 +196,13 @@ img.auprev{display:none;width:100%;max-height:140px;object-fit:cover;border-radi
           <div class="afield"><label for="a_merchant_name">营业执照名称</label><input id="a_merchant_name" placeholder="全称, 与执照一致"></div>
           <div class="afield"><label for="a_license_number">统一社会信用代码</label><input id="a_license_number" placeholder="18 位, 9 开头"></div>
           <div class="afield"><label for="a_service_phone">客服电话</label><input id="a_service_phone" placeholder="交易记录向买家展示"></div>
-          <div class="afield"><label for="a_settlement_id">经营类目</label>
+          <div class="afield"><label for="a_settlement_id">经营类目 (微信行业编码 MCC)</label>
+            <input id="a_settlement_filter" placeholder="搜索: 编码或名称 (如 5732 / 电子)" style="margin-bottom:6px">
             <select id="a_settlement_id">
-              <option value="719">719 · 个体户通用（餐饮/零售/生活服务，0.6% T+1）</option>
-              <option value="716">716 · 企业通用（餐饮/零售/网上商城/生活服务，0.6% T+1）</option>
-              <option value="727">727 · 其他组织通用（咨询/社区服务/娱乐票务，0.6% T+1）</option>
-            </select></div>
+              <option value="">请选择经营类目</option>
+              <option value="__MANUAL__">手动输入编码</option>
+            </select>
+            <input id="a_settlement_manual" class="amanual" placeholder="4 位 MCC 编码, 如: 5311" style="display:none"></div>
           <div class="afield afield-full"><label for="a_qualification_type">类目资质描述 <span class="aopt">通用类目留空</span></label><input id="a_qualification_type" placeholder="通用零售/餐饮留空即可；特殊行业(医疗/教育/食品)需对应资质"></div>
         </div>
       </div>
@@ -932,12 +933,47 @@ async function restoreIdentity(){
    (证件缩略图预览已于二重框修复时并入主脚本 mountApplyUpload 槽位双态) ===== */
 (function(){
   // ⓪ 编码字段下拉 (2026-10-03 xiaomu: 手填编码易被微信秒拒 → 下拉)
-  // 经营类目 ↔ 主体类型联动 (企业默认 716 / 个体户默认 719, 可手改)
+  // 经营类目 ↔ 主体类型联动 — MCC 真实编码 (V3 进件 settlement_id 用《商户行业编码》4 位 MCC,
+  //  之前 716/719/727 是 V2 结算规则 ID, 被微信拒 "所属行业不存在"。编码主体通用,
+  //  联动只影响默认选中: 企业→5311 百货, 个体户→5331 杂货便利店)
+  var MCC=[['5311','百货商店'],['5331','各类杂货店便利店'],['5411','大型仓储式超级市场'],
+    ['5611','男装店'],['5621','妇女成衣店'],['5641','婴儿儿童服装店'],['5651','家庭服装商店'],
+    ['5655','运动服饰商店'],['5661','鞋店'],['5691','成人成衣店'],['5699','各类服装及饰物店'],
+    ['5712','家具家用设备零售商'],['5722','家用电器商店'],['5732','电子设备商店'],['5734','计算机软件商店'],
+    ['5921','瓶装酒零售店'],['5942','书店'],['5943','文具办公用品商店'],['5944','珠宝钟表银器店'],
+    ['5945','玩具游戏店'],['5948','箱包皮具店'],['5949','纺织品针织品零售'],['5970','工艺美术商店'],
+    ['5977','化妆品商店'],['5995','宠物商店及用品'],['5999','其他专门零售店'],
+    ['5812','就餐场所和餐馆'],['5814','快餐店'],['5499','各类食品店'],['5441','糖果坚果商店'],
+    ['5451','乳制品冷饮店'],['5462','面包房糕点商店'],['5422','各类肉类零售商'],['5912','药店药房'],
+    ['4816','计算机网络信息服务'],['7011','住宿服务'],['4722','旅行社'],['4733','票务'],
+    ['7230','美容理发店'],['7298','保健美容SPA'],['7295','家政服务'],['7699','各类维修店'],
+    ['8249','贸易职业学校(职业技能培训)'],['8299','其他学校和教育服务']];
   var subj=document.getElementById('a_subject_type');
   var stl=document.getElementById('a_settlement_id');
+  if(stl){
+    // 填充 MCC 选项 (手动输入项保持在最后)
+    var manualOpt=stl.querySelector('option[value="__MANUAL__"]');
+    MCC.forEach(function(c){
+      var o=document.createElement('option');
+      o.value=c[0];o.textContent=c[0]+' · '+c[1];
+      stl.insertBefore(o,manualOpt);
+    });
+    stl.value='5311'; // 默认 百货商店 (综合电商最高频)
+    // 搜索过滤 (45 个选项手翻太长)
+    var filt=document.getElementById('a_settlement_filter');
+    if(filt) filt.addEventListener('input',function(){
+      var q=filt.value.trim().toLowerCase();
+      Array.prototype.forEach.call(stl.options,function(o){
+        if(o.value===''||o.value==='__MANUAL__') return;
+        o.hidden = !!(q && o.textContent.toLowerCase().indexOf(q)<0);
+      });
+    });
+    // 手动输入接管 (沿用 id 移交逻辑)
+    linkSelectManual('a_settlement_id','a_settlement_manual','__MANUAL__');
+  }
   if(subj&&stl){
     subj.addEventListener('change',function(){
-      stl.value = subj.value==='SUBJECT_TYPE_ENTERPRISE' ? '716' : '719';
+      stl.value = subj.value==='SUBJECT_TYPE_ENTERPRISE' ? '5311' : '5331';
       // F4: 企业主体显示身份证居住地址(必填) + UBO 说明; 个体户隐藏
       var ent = subj.value==='SUBJECT_TYPE_ENTERPRISE';
       var ia=document.getElementById('afield_idaddr'); if(ia) ia.style.display=ent?'':'none';

package/test-onboard-applyment.js

@@ -285,7 +285,13 @@ test("onboard 页面含进件表单 (btn-apply-submit) 且第③步状态机元
         assert.ok(html.includes("_aSlots"), "槽位双态注册表");
         assert.ok(html.includes("delete _aMedia[field]"), "删除清 media_id");
         assert.ok(!html.includes("slot.insertBefore(img"), "旧增强脚本预览补丁已删 (二重框根因)");
-        assert.ok(html.includes("prefill:function(mediaId)"), "预填走双态 (无第二个空框)");
+        assert.ok(html.includes("prefill:function(mediaId)"), "预填走双态 (无第二个空框)");
+        // 2026-10-03 MCC 修正: 经营类目下拉是真实 MCC 编码 (716/719/727 是 V2 结算规则 ID, 被微信拒)
+        assert.ok(html.includes("5311") && html.includes("5732"), "MCC 编码选项");
+        assert.ok(html.includes("百货商店") && html.includes("就餐场所和餐馆"), "MCC 名称");
+        assert.ok(!html.includes('value="719"') && !html.includes('value="716"') && !html.includes('value="727"'), "V2 错误编码已清除");
+        assert.ok(html.includes("a_settlement_filter"), "类目搜索过滤");
+        assert.ok(html.includes("a_settlement_manual") && html.includes("__MANUAL__"), "手动输入接管保留");
         assert.ok(html.includes("maybeAutoKyc"), "M2: 进件受理后自动 KYC 提交");
         assert.ok(!html.includes("btn-verify"), "手动实名按钮已删 (自动触发)");
     } finally { srv.close(); }