stand_socotra_policy_transformer 1.0.0

package/__tests__/__utils__/payloads/minimal_change_retool2.json

@@ -0,0 +1,27 @@
+{
+  "ensemble_mean": 0.42,
+  "owner_phone_number": "2120694525",
+  "fireshed_ID": 1851,
+  "fireshed_code": "morgan_hill_ca",
+  "core_logic_wf_score": 98,
+  "first_street_score": null,
+  "broker_license_number": 55252,
+  "producer_id": 14,
+  "gre_wf_score": 2.04,
+  "other_deductible": null,
+  "ensemble_variance": 0.186,
+  "quote_name": "3",
+  "owner_first_name": "Andrea",
+  "gre_arf": 0,
+  "producer_license_number": 888987878,
+  "water_deductible": null,
+  "owner_last_name": "DaGiant",
+  "replacement_cost": null,
+  "wildfire_category": "C",
+  "purchase_year": "2000",
+  "fire_deductible": null,
+  "owner_email": "degiant2@example.com",
+  "claims_json": [],
+  "zesty_l2": 9,
+  "zesty_l1": 7
+}

package/__tests__/__utils__/payloads/sample_minimal_retool.json

@@ -0,0 +1,33 @@
+{
+    "owner_first_name": "Andrea",
+    "owner_last_name": "DaGiant",
+    "county": "Santa Cruz",
+    "zip": "95073",
+    "lng": -121.943982,
+    "coverage_d": 400000,
+    "coverage_c": 1000000,
+    "coverage_b": 200000,
+    "coverage_a": 2000000,
+    "street_address": "3375 Allred Ln",
+    "owner_email": "degiant@example.com",
+    "state": "CA",
+    "city": "Soquel",
+    "pool_type": "In Ground",
+    "claims_json": [],
+    "property_id": "5055f735-fd3b-4157-8d80-8d7a1480b8d7",
+    "lat": 37.0297576,
+    "producer_license_number": 888987878,
+    "producer_id": 14,
+    "producer_name": "Micky Mouse",
+    "producer_email": "mouse@example.com",
+    "producer_phone_number": "2153596444",
+    "producer_street_address": "555 Disney st",
+    "producer_street_address2": "PMB 70879",
+    "producer_city": "Los Angeles",
+    "producer_state": "California",
+    "producer_zip": "94104",
+    "producer_ascend_id": "7901e071-f4ac-4755-a7d4-5927c863dc59",
+    "producer_commission": "0.12",
+    "broker_name": "Eagles",
+    "broker_license_number": 55252
+}

package/__tests__/__utils__/payloads/sample_minimal_socotra_payload.json

@@ -0,0 +1,116 @@
+{
+  "policyholderLocator": "f0d09c62-3ec1-4830-b4b3-17e7bed46560",
+  "productName": "homeowners",
+  "finalize": false,
+  "paymentScheduleName": "upfront",
+  "exposures": [
+    {
+      "exposureName": "dwelling",
+      "perils": [
+        {
+          "name": "wildfire_expense",
+          "fieldValues": {},
+          "fieldGroups": []
+        },
+        {
+          "name": "fire_following_earthquake",
+          "fieldValues": {},
+          "fieldGroups": []
+        },
+        {
+          "name": "liability",
+          "fieldValues": {},
+          "fieldGroups": []
+        },
+        {
+          "name": "other",
+          "fieldValues": {},
+          "fieldGroups": []
+        },
+        {
+          "name": "theft",
+          "fieldValues": {},
+          "fieldGroups": []
+        },
+        {
+          "name": "water_cat",
+          "fieldValues": {},
+          "fieldGroups": []
+        },
+        {
+          "name": "water_excluding_cat",
+          "fieldValues": {},
+          "fieldGroups": []
+        },
+        {
+          "name": "wildfire",
+          "fieldValues": {},
+          "fieldGroups": []
+        },
+        {
+          "name": "wind_cat",
+          "fieldValues": {},
+          "fieldGroups": []
+        },
+        {
+          "name": "wind_excluding_cat",
+          "fieldValues": {},
+          "fieldGroups": []
+        },
+        {
+          "name": "fire",
+          "fieldValues": {},
+          "fieldGroups": []
+        },
+        {
+          "name": "fac_prem",
+          "fieldValues": {},
+          "fieldGroups": []
+        },
+        {
+          "name": "minimum_premium",
+          "fieldValues": {},
+          "fieldGroups": []
+        }
+      ],
+      "fieldValues": {
+        "has_any_claim_history": "No",
+        "24_hour_security_guard": "No"
+      },
+      "fieldGroups": []
+    }
+  ],
+  "fieldValues": {
+    "address": "3375 Allred Ln",
+    "state": "CA",
+    "swimming_pool_type": "In Ground",
+    "city": "Soquel",
+    "coverage_b": 200000,
+    "coverage_c": 1000000,
+    "coverage_a": 2000000,
+    "coverage_d": 400000,
+    "channel": "Broker",
+    "coverageForm": "HO-5 Comprehensive",
+    "zip": "95073",
+    "county": "Santa Cruz",
+    "has_co_applicant": "No",
+    "retool_property_id": "5055f735-fd3b-4157-8d80-8d7a1480b8d7",
+    "latitude": 37.0297576,
+    "longitude": -121.943982,
+    "producer_license_number": 888987878,
+    "producerId": 14,
+    "producerEmail": "mouse@example.com",
+    "producerName": "Micky Mouse",
+    "producer_ascend_id": "7901e071-f4ac-4755-a7d4-5927c863dc59",
+    "producer_phone_number": "2153596444",
+    "producer_state": "California",
+    "commissionRate": "0.12",
+    "producer_zip": "94104",
+    "producer_city": "Los Angeles",
+    "producer_street_address": "555 Disney st",
+    "producer_street_address_2": "PMB 70879",
+    "distributor_license_number": 55252,
+    "distributor_name": "Eagles"
+  },
+  "fieldGroups": []
+}

package/__tests__/__utils__/payloads/sample_new_policy_holder.json

@@ -0,0 +1,17 @@
+{
+  "completed": true,
+  "values": {
+    "first_name": "bill",
+    "last_name": "burr",
+    "email": "bb@example.com",
+    "phone_number": "2152325555",
+    "ofac_outcome": "approved",
+    "ofac_reason": "On the list",
+    "ofac_date": "2024-11-05",
+    "mailing_street_address": "115 main st",
+    "mailing_street_address_2": "#222",
+    "mailing_city": "Oakland",
+    "mailing_state": "CA",
+    "mailing_zip": "94611"
+  }
+}

package/__tests__/__utils__/payloads/sample_new_quote.json

@@ -0,0 +1,210 @@
+{
+  "policyholderLocator": "9bdadf0c-5ce0-4ea7-8f9d-7e7d235522d0",
+  "productName": "homeowners",
+  "policyStartTimestamp": 1732348800000,
+  "policyEndTimestamp": 1763884800000,
+  "finalize": false,
+  "paymentScheduleName": "upfront",
+  "exposures": [
+    {
+      "exposureName": "dwelling",
+      "perils": [
+        {
+          "name": "wildfire_expense",
+          "fieldValues": {},
+          "fieldGroups": []
+        },
+        {
+          "name": "fire_following_earthquake",
+          "fieldValues": {},
+          "fieldGroups": []
+        },
+        {
+          "name": "liability",
+          "fieldValues": {},
+          "fieldGroups": []
+        },
+        {
+          "name": "other",
+          "fieldValues": {},
+          "fieldGroups": []
+        },
+        {
+          "name": "theft",
+          "fieldValues": {},
+          "fieldGroups": []
+        },
+        {
+          "name": "water_cat",
+          "fieldValues": {},
+          "fieldGroups": []
+        },
+        {
+          "name": "water_excluding_cat",
+          "fieldValues": {},
+          "fieldGroups": []
+        },
+        {
+          "name": "wildfire",
+          "fieldValues": {},
+          "fieldGroups": []
+        },
+        {
+          "name": "wind_cat",
+          "fieldValues": {},
+          "fieldGroups": []
+        },
+        {
+          "name": "wind_excluding_cat",
+          "fieldValues": {},
+          "fieldGroups": []
+        },
+        {
+          "name": "fire",
+          "fieldValues": {},
+          "fieldGroups": []
+        },
+        {
+          "name": "fac_prem",
+          "fieldValues": {},
+          "fieldGroups": []
+        },
+        {
+          "name": "minimum_premium",
+          "fieldValues": {},
+          "fieldGroups": []
+        }
+      ],
+      "fieldValues": {
+        "water_deductible": 5000,
+        "24_hour_security_guard": "No",
+        "aop_deductible": 5000,
+        "extended_dwelling_coverage": "1.25",
+        "slab_plumbing": "No",
+        "smoke": "Yes",
+        "foundation_type": "Basement Finished",
+        "siding_material": "Adobe",
+        "theft_alarm_type": "Central",
+        "property_purchase_year": 2015,
+        "dist_to_fire_department": "03",
+        "chimney_mesh_cover": "All",
+        "window_frame_type": "Metal",
+        "window_glass_type": "Tempered Glass",
+        "protection_class": "2",
+        "sprinkler": "Partial",
+        "dead_bolt": "Yes",
+        "wf_deductible": 0.03,
+        "water_damage_limit": "0.05",
+        "roof_material": "Concrete Tile",
+        "has_solar_panels": "Yes",
+        "fence": "No",
+        "year_built": "2000",
+        "fire_ext": "Yes",
+        "fire_alarm_type": "Central",
+        "construction_type": "Frame",
+        "distance_to_nearest_home_ft": "20",
+        "ember_vents": "No",
+        "enclosed_eaves": "All",
+        "propane_tank_proximity": ">=30",
+        "exterior_clearance": "All",
+        "multi_policy_discount": "No",
+        "stand_protect_discount": "No",
+        "square_feet": 2000,
+        "roof_rating": "Class B",
+        "has_any_claim_history": "No"
+      },
+      "fieldGroups": []
+    }
+  ],
+  "fieldValues": {
+    "full_replacement_value": 2251000,
+    "address": "9471 Skyline Blvd",
+    "is_rental": "Short term rental",
+    "wf_score_mean": 0.48374,
+    "swimming_pool_type": "None",
+    "wf_score_category": "C",
+    "home_business": "yes - farming",
+    "wf_score_variance": 0.019,
+    "fireshed_id": 1721,
+    "fireshed_code": "san_francisco_ca",
+    "renovation": "No",
+    "primary_insured_by_stand": "Yes",
+    "retool_property_id": "18e23424-77fb-4bdc-b65f-6929122df7d1",
+    "occupation": "Actor",
+    "water_shutoff_system": "No",
+    "waterflow_alarm": "Yes",
+    "city": "Oakland",
+    "electrical_last_updated": "2005",
+    "coverage_b": 400000,
+    "channel": "Broker",
+    "coverage_c": 100000,
+    "county": "Alameda",
+    "coverage_a": 4000000,
+    "retrofit_1997": "No",
+    "coverage_f": "10000",
+    "first_street_wf_score": 4,
+    "degrees_of_slope": "0",
+    "bankruptcies_judgements_liens": "0",
+    "coverage_d": 300000,
+    "coverage_e": "500000",
+    "gre_wf_score": 2.38,
+    "prevPolicyExpiration": "2024-11-03",
+    "prevPolicyPremium": 150000,
+    "state": "CA",
+    "core_logic_score": 64,
+    "co_applicant_email": "shmoe@joe.com",
+    "co_applicant_first_name": "joe",
+    "co_applicant_last_name": "shmoe",
+    "co_applicant_phone_number": "2153598888",
+    "has_horses": "Yes",
+    "zip": "94611",
+    "underground_fuel_tank": "No",
+    "dwelling_use_type": "Owner Occupied Single Family Residence",
+    "has_attractive_nuisance": "No",
+    "has_co_applicant": "Yes",
+    "coverageForm": "HO-5 Comprehensive",
+    "seismic_shutoff": "Yes",
+    "zesty_l2": 9,
+    "zesty_l1": 3,
+    "pastCarrier": "Allstate",
+    "water_heaters_last_updated": "2018",
+    "steel_braided_hoses": "Yes",
+    "plumbing_last_updated": "2000",
+    "roof_replaced_year": "2012",
+    "home_heater_last_updated": "2015",
+    "date_of_birth": "1985-10-17",
+    "arf": 1.06,
+    "first_street_flood_score": "1",
+    "heating_source": "thermostatically controlled electrical heat",
+    "metal_fittings": "Yes",
+    "months_unoccupied": "0",
+    "multi_family_unit_count": 1,
+    "num_mortgages": "0",
+
+    "fronting_carrier_approval": "Yes",
+    "reinsurance_carrier_approved": "Yes",
+    "stand_second_approval": "Yes",
+    "reinsurance_rate": "0.21",
+    "withdrawal_reason": ["pricing_disagreement"],
+    "declination_reason":  [ "wood_shake_roof"],
+
+    "producerId": 14,
+    "producer_license_number": 888987878,
+    "producerName": "Micky Mouse",
+    "producerEmail": "mouse@example.com",
+    "producer_phone_number": "2153596444",
+    "producer_street_address": "555 Disney st",
+    "producer_street_address_2": "PMB 70879",
+    "producer_city": "Los Angeles",
+    "producer_state": "California",
+    "producer_zip": "94104",
+    "producer_ascend_id": "abc123fyg",
+    "commissionRate": "0.12",
+    "distributor_name": "Eagles",
+    "distributor_license_number": 55252,
+
+    "latitude": 37.8204616,
+    "longitude": -122.1878753
+  },
+  "fieldGroups": []
+}

package/__tests__/__utils__/payloads/sample_new_quote_retool.json

@@ -0,0 +1,93 @@
+{
+ "property_id": "18e23424-77fb-4bdc-b65f-6929122df7d1",
+ "additional_insured_description": "sample text",
+ "attractive_nuisance": false,
+ "cape_review_url": "https://flow.capeanalytics.com/api/v1/client/show/356be903-8f42-4f9d-b0d0-df68da1c8b30",
+ "cape_thumbnail": "https://flow.capeanalytics.com/api/v2/img/356be903-8f42-4f9d-b0d0-df68da1c8b30/22",
+ "cape_updated_at": "2024-10-01T16:57:11.551Z",
+ "cape_uuid": "356be903-8f42-4f9d-b0d0-df68da1c8b30",
+ "city": "Oakland",
+ "claims_json": [
+ ],
+ "construction_type": "Frame",
+ "core_logic_wf_score": 64,
+ "count_of_solar_panels": "1+",
+ "coverage_a": 4500000,
+ "coverage_b": 400000,
+ "coverage_c": 100000,
+ "coverage_d": 300000,
+ "coverage_e": "500000",
+ "coverage_f": "10000",
+ "credit_score": "800",
+ "deadbolt": "Yes",
+ "deck_type": "natural_stone",
+ "degree_of_slope": "0",
+ "distance_to_coast": "100",
+ "distance_to_fire_department": "03",
+ "extended_dwelling_coverage": "1.25",
+ "fire_alarm": "Central",
+ "fire_deductible": 0.1,
+ "fire_ext": "No",
+ "first_street_score": 4,
+ "flood_score": "1",
+ "foundation_type": "slab_on_grade",
+ "gre_arf": 2.38,
+ "gre_wf_score": 1.06,
+ "has_additional_insured": false,
+ "has_home_business": false,
+ "slab_plumbing": "No",
+ "has_steel_braided_hoses": true,
+ "has_underground_fuel_tank": true,
+ "home_business_description": "samples",
+ "home_heating_source": "electric",
+ "home_heating_update_year": "2015",
+ "insured_dob": "1985-10-17",
+ "is_under_renovation": false,
+ "lat": 37.8204616,
+ "lng": -122.1878753,
+ "months_unoccupied": "0",
+ "multifamily_unit_count": "1",
+ "number_of_bankrupcies": "0",
+ "number_of_mortgages": "0",
+ "occupation": "Actor",
+ "other_deductible": 5000,
+ "owner_email": "bb@example.com",
+ "owner_first_name": "bill",
+ "owner_last_name": "burr",
+ "owner_phone_number": "2152325050",
+ "past_liens": "0",
+ "plumbing_updated_year": "2000",
+ "pool_type": "none",
+ "presence_of_fence": "Yes",
+ "presence_of_pool": false,
+ "primary_dwelling_insured": true,
+ "protection_class": "2",
+ "purchase_year": "2015",
+ "quote_description_to_insured": "Sample Quote description",
+ "replacement_cost": 2251000,
+ "residence_type": "Owner Occupied Single Family Residence",
+ "retrofitted": "No",
+ "roof_material": "Concrete Tile",
+ "seismic_shutoff": "Yes",
+ "siding_material": "Adobe",
+ "smoke": "Yes",
+ "spouse_dob": "2024-10-24",
+ "spouse_email": "shmoe@joe.com",
+ "spouse_first_name": "joe",
+ "spouse_first_sname": "joe",
+ "spouse_last_name": "shmoe",
+ "spouse_phone_number": "2153598888",
+ "sprinkler": "Partial",
+ "state": "CA",
+ "street_address": "9471 Skyline Blvd",
+ "theft_alarm": "Central",
+ "waterflow_alarm": "Yes",
+ "water_damage_limit": "0.05",
+ "water_deductible": 5000,
+ "water_heater_update_year": "20",
+ "water_shutoff": "No",
+ "year_built": "2000",
+ "zesty_l1": 3,
+ "zesty_l2": 9,
+ "zip": "94611"
+}

package/__tests__/__utils__/payloads/sample_retool.json

@@ -0,0 +1,160 @@
+{
+  "degree_of_slope": "0",
+  "ensemble_mean": 0.48374,
+  "owner_phone_number": "2152325555",
+  "water_damage_limit": "0.05",
+  "has_home_business": "yes - farming",
+  "cape_thumbnail": "https://flow.capeanalytics.com/api/v2/img/356be903-8f42-4f9d-b0d0-df68da1c8b30/22",
+  "fireshed_ID": 1721,
+  "past_liens": "0",
+  "state": "CA",
+  "quote_description_to_insured": "Sample Quote description",
+  "fireshed_code": "san_francisco_ca",
+  "occupation": "Actor",
+  "cape_updated_at": "2024-10-01T16:57:11.551Z",
+  "residence_type": "Owner Occupied Single Family Residence",
+  "distance_to_neighboring_home": "20",
+  "coverage_e": "500000",
+  "ground_clearance": "All",
+  "months_unoccupied": "0",
+  "coverage_d": 300000,
+  "coverage_c": 100000,
+  "coverage_b": 400000,
+  "coverage_a": 4000000,
+  "construction_type": "Frame",
+  "mailing_street_address": "115 main st",
+  "smoke": "Yes",
+  "fire_alarm": "Central",
+  "roof_material": "Concrete Tile",
+  "start_date": "2024-11-23",
+  "fire_ext": "Yes",
+  "coverage_f": "10000",
+  "core_logic_wf_score": 64,
+  "first_street_score": 4,
+  "roof_replacement_year": "2012",
+  "ofac_outcome": "approved",
+  "primary_dwelling_insured": "Yes",
+  "multifamily_unit_count": "1",
+  "cape_uuid": "356be903-8f42-4f9d-b0d0-df68da1c8b30",
+  "gre_wf_score": 2.38,
+  "enclosed_eaves": "All",
+  "coinsured_street_address": "9471 Skyline Blvd",
+  "other_deductible": 5000,
+  "additional_insured_description": "sample text",
+  "credit_score": "800",
+  "mailing_state": "CA",
+  "waterflow_alarm": "Yes",
+  "has_underground_fuel_tank": "No",
+  "number_of_bankrupcies": "0",
+  "spouse_first_sname": "joe",
+  "home_heating_update_year": "2015",
+  "cape_review_url": "https://flow.capeanalytics.com/api/v1/client/show/356be903-8f42-4f9d-b0d0-df68da1c8b30",
+  "presence_of_pool": false,
+  "windows_type": "Tempered Glass",
+  "retrofitted": "No",
+  "extended_dwelling_coverage": "1.25",
+  "metal_fittings_toilet_supply_line": "Yes",
+  "protection_class": "2",
+  "ensemble_variance": 0.019,
+  "ofac_date_pulled": "2024-11-05",
+  "quote_name": "blah",
+  "mailing_street_address2": "#222",
+  "owner_first_name": "bill",
+  "spouse_phone_number": "2153598888",
+  "zip": "94611",
+  "insured_dob": "1985-10-17",
+  "distance_to_fire_department": "03",
+  "home_heating_source": "thermostatically controlled electrical heat",
+  "presence_of_fence": "No",
+  "is_under_renovation": "No",
+  "lng": -122.1878753,
+  "claims_data": {
+    "claims": [
+      {
+        "date": "2024-09-01",
+        "type": "Earthquake",
+        "amount": 500000
+      }
+    ]
+  },
+  "gre_arf": 1.06,
+  "has_slab_foundation_plumbing": false,
+  "previous_insurance_company": "Allstate",
+  "water_deductible": 5000,
+  "year_built": "2000",
+  "slab_plumbing": "No",
+  "seismic_shutoff": "Yes",
+  "owner_last_name": "burr",
+  "replacement_cost": 2251000,
+  "mailing_city": "Oakland",
+  "previous_policy_expiration_date": "2024-11-03",
+  "county": "Alameda",
+  "has_additional_insured": "No",
+  "electrical_updated_year": "2005",
+  "number_of_mortgages": "0",
+  "wildfire_category": "C",
+  "attractive_nuisance": "No",
+  "theft_alarm": "Central",
+  "spouse_first_name": "joe",
+  "spouse_email": "shmoe@joe.com",
+  "street_address": "9471 Skyline Blvd",
+  "purchase_year": "2015",
+  "ember_resistant_vents": "No",
+  "fuel_tank_distance": ">=30",
+  "fire_deductible": 0.03,
+  "property_id": "18e23424-77fb-4bdc-b65f-6929122df7d1",
+  "deadbolt": "Yes",
+  "siding_material": "Adobe",
+  "ofac_reason": "On the list",
+  "distance_to_coast": "100",
+  "deck_type": "natural_stone",
+  "foundation_type": "Basement Finished",
+  "is_rental": "Short term rental",
+  "owner_email": "bb@example.com",
+  "has_steel_braided_hoses": "Yes",
+  "city": "Oakland",
+  "home_business_description": "samples",
+  "claims_json": [],
+  "horses": "Yes",
+  "zesty_l2": 9,
+  "flood_score": "1",
+  "zesty_l1": 3,
+  "count_of_solar_panels": "1+",
+  "spouse_dob": "2024-10-24",
+  "spouse_last_name": "shmoe",
+  "chimney_spark_arrestors": "All",
+  "windows_frame_type": "Metal",
+  "plumbing_updated_year": "2000",
+  "previous_premium": "150000",
+  "pool_type": "None",
+  "water_shutoff": "No",
+  "sprinkler": "Partial",
+  "lat": 37.8204616,
+  "mailing_zip": "94611",
+  "water_heater_update_year": "2018",
+  "square_feet": 2000,
+  "multi_policy_discount": "No",
+  "stand_protect_discount": "No",
+  "producer_license_number": 888987878,
+  "producer_id": 14,
+  "producer_name": "Micky Mouse",
+  "producer_email": "mouse@example.com",
+  "producer_phone_number": "2153596444",
+  "producer_street_address": "555 Disney st",
+  "producer_street_address2": "PMB 70879",
+  "producer_city": "Los Angeles",
+  "producer_state": "California",
+  "producer_zip": "94104",
+  "producer_ascend_id": "abc123fyg",
+  "producer_commission": "0.12",
+  "broker_name": "Eagles",
+  "roof_rating": "Class B",
+  "broker_license_number": 55252,
+  "rejection_reasons": ["wood_shake_roof"],
+  "withdrawal_reasons": ["pricing_disagreement"],
+  "stand_second_approval": "Yes",
+  "fronting_carrier_approval": "Yes",
+  "reinsurance_carrier_approved": "Yes",
+  "reinsurance_rate": "0.21"
+
+}