stables-mcp-server 1.4.0 → 2.1.0

package/build/tools/virtual-accounts.js

@@ -5,30 +5,53 @@
 import { z } from "zod";
 export function registerVirtualAccountTools(server, client) {
     // Create Virtual Account
-    server.tool("create_virtual_account", "Create a virtual bank account for a customer to receive fiat deposits. Deposits can automatically convert to crypto and payout to a wallet.", {
-        customerId: z.string().describe("The customer ID to create the virtual account for"),
-        sourceCurrency: z.string().describe("Currency for the virtual account (e.g., 'USD', 'EUR', 'GBP')"),
-        depositHandlingMode: z.enum(["auto_payout", "hold", "manual"]).optional()
-            .describe("How to handle deposits: 'auto_payout' converts and sends to wallet, 'hold' keeps as fiat, 'manual' requires approval"),
-        destinationAddress: z.string().optional().describe("Crypto wallet address for payouts"),
-        destinationPaymentRail: z.enum(["arbitrum", "avalanche_c_chain", "base", "celo", "ethereum", "optimism", "polygon", "solana", "stellar", "tron"]).optional()
-            .describe("Blockchain network for the destination wallet"),
-        destinationCurrency: z.enum(["usdc", "usdt", "dai", "pyusd", "eurc"]).optional()
-            .describe("Stablecoin to receive (default: usdc)"),
-    }, async ({ customerId, sourceCurrency, depositHandlingMode, destinationAddress, destinationPaymentRail, destinationCurrency }) => {
+    server.tool("create_virtual_account", "Create a payment route (virtual bank account) so a customer can receive fiat deposits that convert to a stablecoin and pay out to a wallet. " +
+        "The payout destination is mandatory: the API refuses a fiat-to-crypto route without one. " +
+        "Deposit handling is set server-side and defaults to auto_payout — change it afterwards with update_virtual_account.", {
+        customerId: z.string().describe("The customer ID to create the payment route for"),
+        sourceCurrency: z
+            .string()
+            .describe("Fiat currency the route collects in (e.g. 'AUD', 'USD', 'EUR')"),
+        destinationAddress: z
+            .string()
+            .describe("Wallet address deposits are paid out to. Validated against the chosen network"),
+        destinationPaymentRail: z
+            .enum([
+            "arbitrum",
+            "avalanche_c_chain",
+            "base",
+            "celo",
+            "ethereum",
+            "optimism",
+            "polygon",
+            "solana",
+            "stellar",
+            "tron",
+        ])
+            .describe("Blockchain network the payout address belongs to"),
+        destinationCurrency: z
+            .enum(["usdc", "usdt", "dai", "pyusd", "eurc"])
+            .default("usdt")
+            .describe("Stablecoin to receive"),
+        developerFeePercent: z
+            .string()
+            .optional()
+            .describe("Your fee on each deposit, as a numeric string (e.g. '0.5')"),
+    }, async ({ customerId, sourceCurrency, destinationAddress, destinationPaymentRail, destinationCurrency, developerFeePercent, }) => {
         try {
+            // deposit_handling_mode is deliberately absent: it is not part of the
+            // create schema and was silently ignored here. The server sets it, and
+            // update_virtual_account changes it.
             const request = {
                 source: { currency: sourceCurrency },
-                deposit_handling_mode: depositHandlingMode,
-            };
-            // Add destination if all required fields provided
-            if (destinationAddress && destinationPaymentRail) {
-                request.destination = {
-                    currency: destinationCurrency || "usdc",
+                workflow_type: "fiat_to_crypto",
+                destination: {
+                    currency: destinationCurrency,
                     payment_rail: destinationPaymentRail,
                     address: destinationAddress,
-                };
-            }
+                },
+                ...(developerFeePercent && { developer_fee_percent: developerFeePercent }),
+            };
             const account = await client.createVirtualAccount(customerId, request);
             const instructions = account.source_deposit_instructions;
             let depositInfo = `Currency: ${instructions.currency}`;
@@ -89,7 +112,9 @@ Share the deposit instructions with the customer to receive funds.`,
     // List Virtual Accounts (by customer)
     server.tool("list_virtual_accounts", "List all virtual accounts for a customer", {
         customerId: z.string().describe("The customer ID to list virtual accounts for"),
-        status: z.enum(["activated", "deactivated", "pending", "closed"]).optional()
+        status: z
+            .enum(["activated", "deactivated", "pending", "closed"])
+            .optional()
             .describe("Filter by account status"),
         limit: z.number().optional().describe("Maximum number of accounts to return"),
     }, async ({ customerId, status, limit }) => {
@@ -105,13 +130,17 @@ Share the deposit instructions with the customer to receive funds.`,
                     ],
                 };
             }
-            const accountList = response.data.map((a) => {
+            const accountList = response.data
+                .map((a) => {
                 const dest = a.destination
                     ? `Payout: ${a.destination.address.slice(0, 10)}... (${a.destination.payment_rail})`
                     : "No payout destination";
-                const balance = a.held_balance ? ` | Balance: ${a.held_balance.amount} ${a.held_balance.currency}` : "";
+                const balance = a.held_balance
+                    ? ` | Balance: ${a.held_balance.amount} ${a.held_balance.currency}`
+                    : "";
                 return `- ${a.id}: ${a.source_deposit_instructions.currency} (${a.status}) - ${dest}${balance}`;
-            }).join("\n");
+            })
+                .join("\n");
             return {
                 content: [
                     {
@@ -139,7 +168,9 @@ ${accountList}`,
     server.tool("update_virtual_account", "Update virtual account settings (e.g., deposit handling mode)", {
         customerId: z.string().describe("The customer ID"),
         virtualAccountId: z.string().describe("The virtual account ID to update"),
-        depositHandlingMode: z.enum(["auto_payout", "hold", "manual"]).describe("New deposit handling mode"),
+        depositHandlingMode: z
+            .enum(["auto_payout", "hold", "manual"])
+            .describe("New deposit handling mode"),
     }, async ({ customerId, virtualAccountId, depositHandlingMode }) => {
         try {
             const account = await client.updateVirtualAccount(customerId, virtualAccountId, {
@@ -168,46 +199,49 @@ Status: ${account.status}`,
             };
         }
     });
-    // Deactivate Virtual Account
-    server.tool("deactivate_virtual_account", "Deactivate a virtual account to prevent new incoming transactions", {
-        customerId: z.string().describe("The customer ID"),
-        virtualAccountId: z.string().describe("The virtual account ID to deactivate"),
-    }, async ({ customerId, virtualAccountId }) => {
-        try {
-            const account = await client.deactivateVirtualAccount(customerId, virtualAccountId);
-            return {
-                content: [
-                    {
-                        type: "text",
-                        text: `Virtual account ${account.id} has been deactivated. No new deposits will be accepted.`,
-                    },
-                ],
-            };
-        }
-        catch (error) {
-            return {
-                content: [
-                    {
-                        type: "text",
-                        text: `Failed to deactivate virtual account: ${error instanceof Error ? error.message : "Unknown error"}`,
-                    },
-                ],
-                isError: true,
-            };
-        }
-    });
-    // Reactivate Virtual Account
-    server.tool("reactivate_virtual_account", "Reactivate a previously deactivated virtual account", {
+    // Get Virtual Account History
+    server.tool("get_virtual_account_history", "Get the activity history for a virtual account (deposits, payouts, etc.)", {
         customerId: z.string().describe("The customer ID"),
-        virtualAccountId: z.string().describe("The virtual account ID to reactivate"),
-    }, async ({ customerId, virtualAccountId }) => {
+        virtualAccountId: z.string().describe("The virtual account ID"),
+        limit: z.number().optional().describe("Maximum number of events to return (default: 10)"),
+    }, async ({ customerId, virtualAccountId, limit }) => {
         try {
-            const account = await client.reactivateVirtualAccount(customerId, virtualAccountId);
+            const response = await client.getVirtualAccountHistory(customerId, virtualAccountId, {
+                limit,
+            });
+            if (response.data.length === 0) {
+                return {
+                    content: [
+                        {
+                            type: "text",
+                            text: `No activity found for virtual account ${virtualAccountId}.`,
+                        },
+                    ],
+                };
+            }
+            // Each row is a deposit and the payout it triggered. The old rendering
+            // read type/amount/currency, none of which exist on these records, so
+            // every line printed "undefined: undefined undefined".
+            const eventList = response.data
+                .map((e) => {
+                const when = e.deposited_at ?? e.created_at ?? "-";
+                const deposit = `${e.deposit_amount ?? "-"} ${e.deposit_currency ?? ""}`.trim();
+                const payout = e.payout_status || e.payout_amount
+                    ? ` → payout ${e.payout_status ?? "?"}${e.payout_amount
+                        ? ` ${e.payout_amount} ${e.payout_currency ?? ""}`.trimEnd()
+                        : ""}`
+                    : "";
+                const sender = e.sender_name ? ` from ${e.sender_name}` : "";
+                return `- ${when}: deposit ${deposit}${sender}${payout}`;
+            })
+                .join("\n");
             return {
                 content: [
                     {
                         type: "text",
-                        text: `Virtual account ${account.id} has been reactivated. Status: ${account.status}`,
+                        text: `Payment Route Activity (${response.data.length} record${response.data.length === 1 ? "" : "s"}${response.has_more ? ", more available" : ""}):
+
+${eventList}`,
                     },
                 ],
             };
@@ -217,45 +251,54 @@ Status: ${account.status}`,
                 content: [
                     {
                         type: "text",
-                        text: `Failed to reactivate virtual account: ${error instanceof Error ? error.message : "Unknown error"}`,
+                        text: `Failed to get virtual account history: ${error instanceof Error ? error.message : "Unknown error"}`,
                     },
                 ],
                 isError: true,
             };
         }
     });
-    // Get Virtual Account History
-    server.tool("get_virtual_account_history", "Get the activity history for a virtual account (deposits, payouts, etc.)", {
+    // Update the payout destination
+    server.tool("update_route_destination", "Change the payout wallet on an existing payment route. Deposits after this point are paid out to the new address; use it when a customer rotates wallets rather than creating a second route.", {
         customerId: z.string().describe("The customer ID"),
-        virtualAccountId: z.string().describe("The virtual account ID"),
-        limit: z.number().optional().describe("Maximum number of events to return (default: 10)"),
-        eventType: z.enum(["funds_scheduled", "funds_received", "payment_submitted", "payment_processed", "in_review", "refund", "microdeposit", "account_update", "deactivation", "activation"]).optional()
-            .describe("Filter by event type"),
-    }, async ({ customerId, virtualAccountId, limit, eventType: _eventType }) => {
+        virtualAccountId: z.string().describe("The payment route (virtual account) ID"),
+        destinationAddress: z.string().describe("New payout wallet address"),
+        destinationPaymentRail: z
+            .enum([
+            "arbitrum",
+            "avalanche_c_chain",
+            "base",
+            "celo",
+            "ethereum",
+            "optimism",
+            "polygon",
+            "solana",
+            "stellar",
+            "tron",
+        ])
+            .describe("Blockchain network the new address belongs to"),
+        destinationCurrency: z
+            .enum(["usdc", "usdt", "dai", "pyusd", "eurc"])
+            .default("usdt")
+            .describe("Stablecoin to receive"),
+    }, async ({ customerId, virtualAccountId, destinationAddress, destinationPaymentRail, destinationCurrency, }) => {
         try {
-            const response = await client.getVirtualAccountHistory(customerId, virtualAccountId, {
-                limit,
+            const account = await client.updateVirtualAccountDestination(customerId, virtualAccountId, {
+                currency: destinationCurrency,
+                payment_rail: destinationPaymentRail,
+                address: destinationAddress,
             });
-            if (response.data.length === 0) {
-                return {
-                    content: [
-                        {
-                            type: "text",
-                            text: `No activity found for virtual account ${virtualAccountId}.`,
-                        },
-                    ],
-                };
-            }
-            const eventList = response.data.map((e) => {
-                return `- ${e.created_at}: ${e.type} - ${e.amount} ${e.currency}${e.deposit_id ? ` (Deposit: ${e.deposit_id})` : ""}`;
-            }).join("\n");
             return {
                 content: [
                     {
                         type: "text",
-                        text: `Virtual Account History (${response.count} events):
+                        text: `Payout destination updated for route ${account.id}.
 
-${eventList}`,
+New destination: ${account.destination?.address ?? destinationAddress}
+Network: ${account.destination?.payment_rail ?? destinationPaymentRail}
+Currency: ${account.destination?.currency ?? destinationCurrency}
+
+Future deposits pay out to this address.`,
                     },
                 ],
             };
@@ -265,7 +308,7 @@ ${eventList}`,
                 content: [
                     {
                         type: "text",
-                        text: `Failed to get virtual account history: ${error instanceof Error ? error.message : "Unknown error"}`,
+                        text: `Failed to update the payout destination: ${error instanceof Error ? error.message : "Unknown error"}`,
                     },
                 ],
                 isError: true,

package/build/tools/virtual-accounts.js.map

@@ -1 +1 @@
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package/build/tools/webhooks.d.ts.map

@@ -1 +1 @@
-{"version":3,"file":"webhooks.d.ts","sourceRoot":"","sources":["../../src/tools/webhooks.ts"],"names":[],"mappings":"AAAA;;;GAGG;AAEH,OAAO,EAAE,SAAS,EAAE,MAAM,yCAAyC,CAAC;AAEpE,OAAO,EAAE,gBAAgB,EAAE,MAAM,0BAA0B,CAAC;AAE5D,wBAAgB,oBAAoB,CAAC,MAAM,EAAE,SAAS,EAAE,MAAM,EAAE,gBAAgB,QAyJ/E"}
+{"version":3,"file":"webhooks.d.ts","sourceRoot":"","sources":["../../src/tools/webhooks.ts"],"names":[],"mappings":"AAAA;;;GAGG;AAEH,OAAO,EAAE,SAAS,EAAE,MAAM,yCAAyC,CAAC;AAEpE,OAAO,EAAE,gBAAgB,EAAE,MAAM,0BAA0B,CAAC;AAyB5D,wBAAgB,oBAAoB,CAAC,MAAM,EAAE,SAAS,EAAE,MAAM,EAAE,gBAAgB,QAuN/E"}

package/build/tools/webhooks.js

@@ -3,30 +3,46 @@
  * Synced with OpenAPI spec from https://api.stables.money/docs
  */
 import { z } from "zod";
+/**
+ * The tenant-facing subset the API accepts. Declared as an enum rather than
+ * free strings so a wrong value is caught before the request instead of coming
+ * back as a 400 the model has to guess its way out of.
+ */
+const WEBHOOK_EVENT_TYPES = [
+    "customer.created",
+    "customer.updated",
+    "kyc_link.updated.status_transitioned",
+    "transfer.created",
+    "transfer.updated.status_transitioned",
+    "quote.created",
+    "quote.updated.status_transitioned",
+    "virtual_account.created",
+    "virtual_account.activity.created",
+    "virtual_account.activity.updated.status_transitioned",
+    "travel_rule.wallet_verification_required",
+    "rfi.created",
+    "rfi.updated",
+    "rfi.resolved",
+    "all",
+];
 export function registerWebhookTools(server, client) {
     // Create Webhook
     server.tool("create_webhook", `Subscribe to Stables events via webhook. You'll receive POST requests to your URL when events occur.
 
-Available event types:
-- WEBHOOK_EVENT_TYPE_CUSTOMER_CREATED
-- WEBHOOK_EVENT_TYPE_CUSTOMER_UPDATED
-- WEBHOOK_EVENT_TYPE_KYC_STATUS_CHANGED
-- WEBHOOK_EVENT_TYPE_PAYMENT_CREATED
-- WEBHOOK_EVENT_TYPE_PAYMENT_STATUS_CHANGED
-- WEBHOOK_EVENT_TYPE_QUOTE_CREATED
-- WEBHOOK_EVENT_TYPE_QUOTE_EXPIRED
-- WEBHOOK_EVENT_TYPE_VA_DEPOSIT_RECEIVED
-- WEBHOOK_EVENT_TYPE_VA_PAYOUT_COMPLETED
-- WEBHOOK_EVENT_TYPE_VA_PAYOUT_FAILED
-- WEBHOOK_EVENT_TYPE_MONOOVA_NPP_RECEIVE_PAYMENT
-- WEBHOOK_EVENT_TYPE_MONOOVA_INBOUND_DIRECT_CREDIT
-- WEBHOOK_EVENT_TYPE_ALL
+Event types are dotted and lowercase. Use 'all' to receive everything.
 
 Security: Set a secret to enable HMAC-SHA256 signature verification via X-Webhook-Signature header.`, {
-        name: z.string().describe("A descriptive name for this webhook (e.g., 'Payment Status Notifications')"),
+        name: z
+            .string()
+            .describe("A descriptive name for this webhook (e.g., 'Transfer status notifications')"),
         url: z.string().url().describe("The HTTPS URL to receive webhook POST requests"),
-        eventTypes: z.array(z.string()).describe("List of event types to subscribe to (e.g., ['WEBHOOK_EVENT_TYPE_PAYMENT_STATUS_CHANGED'])"),
-        secret: z.string().optional().describe("Optional signing secret for HMAC-SHA256 webhook signature verification"),
+        eventTypes: z
+            .array(z.enum(WEBHOOK_EVENT_TYPES))
+            .describe("Event types to subscribe to (e.g. ['transfer.updated.status_transitioned']), or ['all']"),
+        secret: z
+            .string()
+            .optional()
+            .describe("Optional signing secret for HMAC-SHA256 webhook signature verification"),
     }, async ({ name, url, eventTypes, secret }) => {
         try {
             const response = await client.createWebhook({ name, url, eventTypes, secret });
@@ -74,19 +90,22 @@ Tip: Return 200 quickly and process events asynchronously. Use eventId for idemp
                             type: "text",
                             text: `No webhooks configured. Use 'create_webhook' to subscribe to events.
 
-Available event types include:
-- WEBHOOK_EVENT_TYPE_PAYMENT_STATUS_CHANGED
-- WEBHOOK_EVENT_TYPE_KYC_STATUS_CHANGED
-- WEBHOOK_EVENT_TYPE_VA_DEPOSIT_RECEIVED
-- WEBHOOK_EVENT_TYPE_ALL (subscribe to everything)`,
+Common event types:
+- transfer.updated.status_transitioned
+- kyc_link.updated.status_transitioned
+- virtual_account.activity.created
+- rfi.created
+- all (subscribe to everything)`,
                         },
                     ],
                 };
             }
-            const webhookList = response.subscriptions.map((w) => {
+            const webhookList = response.subscriptions
+                .map((w) => {
                 const status = w.active ? "Active" : "Inactive";
                 return `- ${w.subscriptionId}: "${w.name}" -> ${w.url} (${status})\n  Events: ${w.eventTypes.join(", ")}`;
-            }).join("\n\n");
+            })
+                .join("\n\n");
             return {
                 content: [
                     {
@@ -137,5 +156,60 @@ ${webhookList}`,
             };
         }
     });
+    // List Webhook Deliveries
+    server.tool("list_webhook_deliveries", "List recent webhook delivery attempts with their HTTP status and retry state. This is the first place to look when an integration is not receiving events: it shows whether Stables sent them and what the endpoint answered.", {
+        pageSize: z.number().optional().describe("How many attempts to return (default 10, max 50)"),
+        status: z
+            .enum(["PENDING", "SUCCESS", "FAILED", "RETRYING"])
+            .optional()
+            .describe("Filter by delivery status"),
+        eventType: z.string().optional().describe("Filter by event type (e.g. 'transfer.created')"),
+    }, async ({ pageSize, status, eventType }) => {
+        try {
+            const { deliveries } = await client.listWebhookDeliveries({
+                pageSize: pageSize ?? 10,
+                status,
+                eventType,
+            });
+            if (!deliveries?.length) {
+                return {
+                    content: [
+                        {
+                            type: "text",
+                            text: "No webhook deliveries found. Attempts only exist where an active subscription matched an event — check 'list_webhooks' if you expected some.",
+                        },
+                    ],
+                };
+            }
+            const list = deliveries
+                .map((d) => {
+                const code = d.responseCode ? ` HTTP ${d.responseCode}` : "";
+                const attempts = d.attemptCount > 1 ? `, ${d.attemptCount} attempts` : "";
+                const retry = d.nextRetryAt ? `, next retry ${d.nextRetryAt}` : "";
+                const target = d.subscriptionName ?? d.subscriptionUrl ?? "endpoint removed";
+                return `- ${d.eventType} → ${target}: ${d.status}${code}${attempts}${retry}`;
+            })
+                .join("\n");
+            return {
+                content: [
+                    {
+                        type: "text",
+                        text: `Recent webhook deliveries (${deliveries.length}):\n\n${list}`,
+                    },
+                ],
+            };
+        }
+        catch (error) {
+            return {
+                content: [
+                    {
+                        type: "text",
+                        text: `Failed to list webhook deliveries: ${error instanceof Error ? error.message : "Unknown error"}`,
+                    },
+                ],
+                isError: true,
+            };
+        }
+    });
 }
 //# sourceMappingURL=webhooks.js.map

package/build/tools/webhooks.js.map

@@ -1 +1 @@
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package/package.json

@@ -1,11 +1,11 @@
 {
   "name": "stables-mcp-server",
-  "version": "1.4.0",
+  "version": "2.1.0",
   "description": "MCP server for Stables fiat-to-crypto API - enables AI agents to manage customers, quotes, and transfers",
   "type": "module",
   "main": "build/index.js",
   "bin": {
-    "stables-mcp-server": "./build/index.js"
+    "stables-mcp-server": "build/index.js"
   },
   "files": [
     "build",
@@ -24,7 +24,8 @@
     "lint:fix": "eslint src/ --fix",
     "format": "prettier --write 'src/**/*.ts'",
     "format:check": "prettier --check 'src/**/*.ts'",
-    "prepublishOnly": "npm run build"
+    "prepublishOnly": "npm run build",
+    "check:spec": "node scripts/check-spec-drift.mjs"
   },
   "keywords": [
     "mcp",
@@ -32,11 +33,18 @@
     "crypto",
     "fiat",
     "stablecoin",
+    "usdc",
+    "usdt",
     "payments",
+    "payouts",
+    "virtual-accounts",
+    "agentic-commerce",
     "ai-agents",
     "model-context-protocol",
     "claude",
-    "chatgpt"
+    "chatgpt",
+    "cursor",
+    "codex"
   ],
   "author": "Stables (https://stables.money)",
   "license": "MIT",

package/build/tools/notifications.d.ts

@@ -1,8 +0,0 @@
-/**
- * Notification Tools for Stables MCP Server
- * Sends verification SMS to customers via Twilio
- */
-import { McpServer } from "@modelcontextprotocol/sdk/server/mcp.js";
-import { StablesApiClient } from "../lib/stables-client.js";
-export declare function registerNotificationTools(server: McpServer, client: StablesApiClient): void;
-//# sourceMappingURL=notifications.d.ts.map

package/build/tools/notifications.d.ts.map

@@ -1 +0,0 @@
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