pop-pay 0.1.5 → 0.2.0

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Files changed (8) hide show
  1. package/README.md +411 -15
  2. package/dist/mcp-server.js +102 -5
  3. package/dist/mcp-server.js.map +1 -1
  4. package/dist/providers/lithic.d.ts +15 -0
  5. package/dist/providers/lithic.d.ts.map +1 -0
  6. package/dist/providers/lithic.js +40 -0
  7. package/dist/providers/lithic.js.map +1 -0
  8. package/package.json +1 -1
package/README.md CHANGED
@@ -1,18 +1,101 @@
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- # pop-pay
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+ [![npm version](https://img.shields.io/npm/v/pop-pay.svg)](https://www.npmjs.com/package/pop-pay) [![License: MIT](https://img.shields.io/badge/License-MIT-yellow.svg)](https://opensource.org/licenses/MIT) [![CI](https://github.com/TPEmist/pop-pay/actions/workflows/ci.yml/badge.svg)](https://github.com/TPEmist/pop-pay/actions/workflows/ci.yml) [![Node.js](https://img.shields.io/badge/Node.js-%3E%3D18-339933?logo=node.js&logoColor=white)](https://nodejs.org/)
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- **Point One Percent** — Semantic Payment Guardrail for AI Agents.
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+ <p align="center">
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+ <picture>
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+ <img src="https://raw.githubusercontent.com/TPEmist/Point-One-Percent/main/project_banner.png" alt="Point One Percent (AgentPay)" width="800">
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+ </picture>
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+ </p>
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- > It only takes 0.1% of hallucination to drain 100% of your wallet.
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+ # Point One Percent — pop-pay
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+ <p align="left"><i>it only takes <b>0.1%</b> of Hallucination to drain <b>100%</b> of your wallet.</i></p>
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- TypeScript + Rust implementation of the pop-pay runtime security layer for AI agent commerce.
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+ ### The runtime security layer for AI agent commerce.
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- ## Features
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+ > Your card never enters the agent's context. One hallucinated prompt can't drain a wallet it can't see.
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- - **Vault**: AES-256-GCM encrypted credential storage with Rust native security layer
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- - **Guardrails**: Keyword + LLM-based payment intent validation
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- - **MCP Server**: Model Context Protocol server for AI agent integration
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- - **Providers**: Stripe Issuing, BYOC (Bring Your Own Card), Mock
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- - **Security Scan**: Prompt injection detection on checkout pages
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+ <p align="center">
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+ <img src="assets/runtime_demo.gif" alt="Point One Percent — live CDP injection demo" width="800">
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+ </p>
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+
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+ pop-pay is an open-source (MIT) runtime security layer that protects AI agents during online purchases. It works with OpenClaw, NemoClaw, Claude Code, OpenHands, and any MCP-compatible framework.
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+
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+ ## Architecture: Five Security Primitives
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+
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+ | Primitive | What it does |
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+ |-----------|-------------|
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+ | **Context Isolation Layer** | Card credentials are injected directly into the browser DOM via CDP — they never enter the agent's process or LLM context window. Prompt injection can't steal what the agent doesn't have. |
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+ | **Intent Verification Engine** | Hybrid keyword + LLM guardrail evaluates whether a purchase *should* happen — not just whether it *can*. [95% accuracy on 20-scenario benchmark.](./docs/GUARDRAIL_BENCHMARK.md) |
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+ | **Human Trust Anchor** | Configurable human-in-the-loop approval for high-value or unrecognized transactions. |
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+ | **Zero-Knowledge Card Surface** | Agent only sees masked tokens (`****-4242`). Real data is stored in an AES-256-GCM encrypted vault. |
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+ | **Ephemeral Authorization Scope** | Each payment approval is single-use with TOCTOU domain guard — an approved session can't be redirected to a malicious merchant. |
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+
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+ > See [THREAT_MODEL.md](./docs/THREAT_MODEL.md) for the full STRIDE analysis and [COMPLIANCE_FAQ.md](./docs/COMPLIANCE_FAQ.md) for enterprise compliance details.
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+
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+ ## Guardrail Benchmark
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+
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+ | Layer | Score | Notes |
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+ |-------|-------|-------|
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+ | Keyword only | 14/20 (70%) | Fast, zero-cost, catches obvious violations |
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+ | **Hybrid (Keyword + LLM)** | **19/20 (95%)** | LLM resolves 5 of 6 keyword failures |
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+
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+ | Feature | AgentPayy | AgentWallet | Prava | **pop-pay** |
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+ |---------|-----------|-------------|-------|------------|
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+ | Enforcement | Mock alert() | Rule-based | Spending limits | **Semantic validation** |
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+ | Intent check | None | Agent-provided text | None | **Context-aware LLM** |
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+ | Injection-proof | No | No | No | **Yes** |
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+
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+ ## Two Deployment Modes
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+
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+ ### BYOC — Bring Your Own Card (Local)
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+ The agent **never** receives the true card number — it only sees `****-4242`. When checkout is reached, the Context Isolation Layer attaches via CDP, traverses all cross-origin iframes (Stripe Elements, Adyen, etc.), and injects credentials directly into the DOM. Runs entirely on your machine via Node.js — no SaaS, no login, no external account.
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+
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+ ### Enterprise — Stripe Issuing
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+ For cloud-hosted AI fleets: programmatically issue single-use virtual cards via Stripe API, with per-agent budgets and full audit trails.
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+
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+ ---
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+
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+ ## Ecosystem Position
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+
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+ pop-pay is the agent's **Policy Enforcement Point** — it evaluates, approves, and injects. It does NOT navigate websites or solve CAPTCHAs — that's the browser agent's job.
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+
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+ ### The Handshake: How Point One Percent and Browser Agents Work Together
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+
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+ The real power emerges when Point One Percent is paired with a browser automation agent (e.g., OpenHands, browser-use, Skyvern). The workflow is a clean division of labor:
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+
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+ ```
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+ 1. [Browser Agent] Navigates to a site, scrapes product info, reaches checkout.
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+ │
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+ │ (Hit a paywall / payment form)
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+ ▼
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+ 2. [Browser Agent → POP MCP] Calls request_virtual_card(amount, vendor, reasoning)
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+ │
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+ │ (Point One Percent evaluates: budget OK? vendor approved? no hallucination?)
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+ ▼
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+ 3. [POP] Issues a one-time virtual card (Stripe mode) or uses BYOC vault credentials.
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+ Full card credentials handled only by the local trusted process —
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+ never exposed to the agent or LLM context.
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+ │
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+ ▼
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+ 4. [POP] Injects real credentials into the checkout form via CDP.
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+ The agent receives only a transaction confirmation — no card details.
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+ │
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+ ▼
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+ 5. [Browser Agent] Clicks the submit button to complete the transaction.
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+ │
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+ ▼
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+ 6. [The Vault] Logs the transaction. Card session is immediately burned.
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+ ```
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+
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+ ### Supported Integrations
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+
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+ | Integration path | Works with |
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+ |---|---|
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+ | **MCP Tool** | Claude Code, OpenClaw, NemoClaw, OpenHands, any MCP-compatible host |
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+ | **Node.js SDK** | Custom Playwright scripts, Puppeteer automation, gemini-cli |
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+
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+ > **Any browser-capable agent** (Claude Code, OpenClaw, browser-use, Skyvern, etc.) gets full CDP injection — card is auto-filled into the payment form, the agent only ever sees the masked confirmation (`****-****-****-4242`). See the **[Integration Guide](./docs/INTEGRATION_GUIDE.md)** for setup instructions and System Prompt templates.
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+
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+ ---
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  ## Installation
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@@ -20,16 +103,329 @@ TypeScript + Rust implementation of the pop-pay runtime security layer for AI ag
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  npm install pop-pay
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  ```
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- ## Quick Start
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+ ## Quick Start for Claude Code / OpenHands
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+
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+ If you're using Claude Code, OpenHands, or any MCP-compatible agentic framework, you can get Point One Percent running in under 2 minutes:
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+
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+ ### Step 1: Initialize the Credential Vault
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+
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+ Credentials are stored in an AES-256-GCM encrypted vault — no plaintext `.env` required.
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+
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+ ```bash
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+ npx pop-init-vault
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+ ```
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+
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+ This will prompt for your card credentials (input is hidden), encrypt them into `~/.config/pop-pay/vault.enc`, and securely wipe any existing `.env`. The MCP server auto-decrypts the vault at startup.
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+
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+ **Passphrase mode (stronger — protects against agents with shell access):**
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+
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+ ```bash
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+ npx pop-init-vault --passphrase # one-time setup
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+ npx pop-unlock # run once before each MCP server session
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+ ```
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+
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+ `pop-unlock` derives the key from your passphrase and stores it in the OS keyring. The MCP server reads it automatically at startup.
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+
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+ **Security levels (lowest → highest):**
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+
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+ | Mode | Protects against |
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+ |---|---|
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+ | `.env` file (legacy) | Nothing — plaintext on disk |
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+ | Vault, machine key, OSS source | File-read agents |
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+ | Vault, machine key, `npm install pop-pay` | File-read agents + casual shell inspection |
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+ | Vault + passphrase | File-read agents + shell agents |
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+ | Stripe Issuing (commercial) | All local threats — no credentials stored |
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+
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+ > **Policy & non-credential config** (allowed vendors, spending limits, CDP URL) is still read from `~/.config/pop-pay/.env`. Only card credentials moved to the vault.
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+
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+ ### Step 2: Launch Chrome & Get MCP Commands
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+
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+ ```bash
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+ npx pop-launch --print-mcp
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+ ```
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+
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+ This launches Chrome with CDP enabled and prints the exact `claude mcp add` commands to run.
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+
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+ ### Step 3: Add to Claude Code
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+
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+ ```bash
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+ claude mcp add pop-pay -- npx pop-pay launch-mcp
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+ ```
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+
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+ > `--scope user` (optional) stores the registration in `~/.claude.json` — available in every Claude Code session.
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+
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+ ### Step 4: Configure Policy
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+
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+ Edit `~/.config/pop-pay/.env` to set your spending limits and allowed vendors:
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+
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+ | Variable | Default | Description |
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+ |---|---|---|
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+ | `POP_ALLOWED_CATEGORIES` | `["aws","cloudflare"]` | Vendors the agent is allowed to pay — see [Categories Cookbook](./docs/CATEGORIES_COOKBOOK.md) |
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+ | `POP_MAX_PER_TX` | `100.0` | Max $ per transaction |
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+ | `POP_MAX_DAILY` | `500.0` | Max $ per day |
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+ | `POP_BLOCK_LOOPS` | `true` | Block hallucination/retry loops |
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+ | `POP_AUTO_INJECT` | `true` | Enable CDP card injection |
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+ | `POP_GUARDRAIL_ENGINE` | `keyword` | Guardrail engine: `keyword` (zero-cost, default) or `llm` (semantic, two-layer) — see [Guardrail Mode](#guardrail-mode-keyword-vs-llm) |
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+ | `POP_BILLING_FIRST_NAME` / `POP_BILLING_LAST_NAME` | _(empty)_ | Auto-fill name fields on checkout pages |
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+ | `POP_BILLING_EMAIL` | _(empty)_ | Auto-fill email |
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+ | `POP_BILLING_PHONE` | _(empty)_ | E.164 format — auto-fill combined phone input |
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+ | `POP_BILLING_PHONE_COUNTRY_CODE` | _(empty)_ | ISO code (`"US"`) or dial prefix (`"+1"`) — fills country code dropdown |
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+ | `POP_BILLING_STREET` / `POP_BILLING_CITY` / `POP_BILLING_STATE` / `POP_BILLING_COUNTRY` / `POP_BILLING_ZIP` | _(empty)_ | Auto-fill address fields; state and country matched fuzzily |
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+ | `POP_ALLOWED_PAYMENT_PROCESSORS` | `[]` | Extra third-party payment processor domains to trust (pop-pay ships with 20 built-in) |
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+ | `POP_WEBHOOK_URL` | _(empty)_ | Webhook URL for Slack/Teams/PagerDuty notifications |
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+
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+ > **After editing `.env`, fully close and reopen Claude Code.** The MCP server loads configuration at startup — `!claude mcp list` alone is not sufficient to pick up `.env` changes.
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+
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+ #### Guardrail Mode: Keyword vs LLM
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+
181
+ Point One Percent ships with two guardrail engines. You switch between them with a single env var:
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+
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+ | | `keyword` (default) | `llm` |
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+ |---|---|---|
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+ | **How it works** | Blocks requests whose `reasoning` string contains suspicious keywords (e.g. "retry", "failed again", "ignore previous instructions") | Sends the agent's `reasoning` to an LLM for deep semantic analysis |
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+ | **What it catches** | Obvious loops, hallucination phrases, prompt injection attempts | Subtle off-topic purchases, logical inconsistencies, policy violations that keyword matching misses |
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+ | **Cost** | Zero — no API calls, instant | One LLM call per `request_virtual_card` invocation |
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+ | **Dependencies** | None | Any OpenAI-compatible endpoint |
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+ | **Best for** | Development, low-risk workflows, cost-sensitive setups | Production, high-value transactions, untrusted agent pipelines |
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+
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+ > **Tip:** `keyword` mode requires no extra config. To enable LLM mode, see the [full configuration reference in the Integration Guide §1](./docs/INTEGRATION_GUIDE.md#guardrail-mode-configuration).
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+
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+ ### Step 5: Use It
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+
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+ Your agent now has access to these tools:
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+
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+ | Tool | When to use |
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+ |---|---|
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+ | `request_purchaser_info` | Billing/contact info page (name, email, phone, address) — no card fields visible yet |
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+ | `request_virtual_card` | Payment page — card fields are visible. Prompt injection scan runs automatically inside this call. |
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+
202
+ **Single-page checkout** (e.g. Wikipedia donate): agent calls `request_virtual_card`.
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+ **Two-page checkout** (e.g. billing info → payment): agent calls `request_purchaser_info` first, then `request_virtual_card`.
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+
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+ When it encounters a paywall:
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+
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+ ```
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+ Agent: "I need to purchase an API key from AWS for $15 to continue."
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+ [Tool Call] request_virtual_card(amount=15.0, vendor="AWS", reasoning="Need API key for deployment")
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+ [POP] Payment approved. Card Issued: ****4242, Expiry: 12/25, Amount: 15.0
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+ Agent: "Purchase successful, continuing workflow."
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+ ```
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+
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+ If the agent hallucinates or tries to overspend:
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+ ```
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+ Agent: "Let me retry buying compute... the previous attempt failed again."
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+ [Tool Call] request_virtual_card(amount=50.0, vendor="AWS", reasoning="failed again, retry loop")
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+ [POP] Payment rejected. Reason: Hallucination or infinite loop detected in reasoning
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+ ```
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+
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+ ---
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+
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+ ## Setup
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+
225
+ **Standard config** works across most MCP-compatible tools:
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+
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+ ```json
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+ {
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+ "mcpServers": {
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+ "pop-pay": {
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+ "command": "npx",
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+ "args": ["-y", "pop-pay", "launch-mcp"],
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+ "env": {
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+ "POP_CDP_URL": "http://localhost:9222",
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+ "POP_ALLOWED_CATEGORIES": "[\"aws\",\"cloudflare\"]",
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+ "POP_MAX_PER_TX": "100.0",
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+ "POP_MAX_DAILY": "500.0",
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+ "POP_GUARDRAIL_ENGINE": "keyword"
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+ }
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+ }
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+ }
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+ }
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+ ```
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+
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+ [<img src="https://img.shields.io/badge/VS_Code-VS_Code?style=flat-square&label=Install%20MCP%20Server&color=0098FF" alt="Install in VS Code">](https://insiders.vscode.dev/redirect?url=vscode%3Amcp%2Finstall%3F%257B%2522name%2522%253A%2522pop-pay%2522%252C%2522command%2522%253A%2522npx%2522%252C%2522args%2522%253A%255B%2522-y%2522%252C%2522pop-pay%2522%252C%2522launch-mcp%2522%255D%252C%2522env%2522%253A%257B%2522POP_CDP_URL%2522%253A%2522http%253A%252F%252Flocalhost%253A9222%2522%257D%257D) [<img alt="Install in VS Code Insiders" src="https://img.shields.io/badge/VS_Code_Insiders-VS_Code_Insiders?style=flat-square&label=Install%20MCP%20Server&color=24bfa5">](https://insiders.vscode.dev/redirect?url=vscode-insiders%3Amcp%2Finstall%3F%257B%2522name%2522%253A%2522pop-pay%2522%252C%2522command%2522%253A%2522npx%2522%252C%2522args%2522%253A%255B%2522-y%2522%252C%2522pop-pay%2522%252C%2522launch-mcp%2522%255D%252C%2522env%2522%253A%257B%2522POP_CDP_URL%2522%253A%2522http%253A%252F%252Flocalhost%253A9222%2522%257D%257D)
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+
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+ <details>
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+ <summary>Claude Code</summary>
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249
 
25
250
  ```bash
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- # Initialize vault
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- pop-init-vault
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+ claude mcp add pop-pay -- npx -y pop-pay launch-mcp
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+ ```
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+
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+ To configure spending limits and allowed vendors, set environment variables:
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255
 
29
- # Launch MCP server
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- pop-launch
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+ ```bash
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+ claude mcp add pop-pay \
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+ -e POP_CDP_URL=http://localhost:9222 \
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+ -e POP_ALLOWED_CATEGORIES='["aws","cloudflare"]' \
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+ -e POP_MAX_PER_TX=100.0 \
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+ -e POP_MAX_DAILY=500.0 \
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+ -e POP_GUARDRAIL_ENGINE=keyword \
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+ -- npx -y pop-pay launch-mcp
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264
  ```
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265
 
266
+ Add `--scope user` to make the registration available across all projects.
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+
268
+ </details>
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+
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+ <details>
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+ <summary>Cursor</summary>
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+
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+ [<img src="https://img.shields.io/badge/Cursor-Cursor?style=flat-square&label=Install%20MCP%20Server&color=5C2D91" alt="Install in Cursor">](cursor://anysphere.cursor-deeplink/mcp/install?name=pop-pay&config=eyJjb21tYW5kIjoibnB4IiwiYXJncyI6WyIteSIsInBvcC1wYXkiLCJsYXVuY2gtbWNwIl0sImVudiI6eyJQT1BfQ0RQX1VSTCI6Imh0dHA6Ly9sb2NhbGhvc3Q6OTIyMiJ9fQ==)
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+
275
+ Or add manually to `~/.cursor/mcp.json`:
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+
277
+ ```json
278
+ {
279
+ "mcpServers": {
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+ "pop-pay": {
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+ "command": "npx",
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+ "args": ["-y", "pop-pay", "launch-mcp"],
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+ "env": {
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+ "POP_CDP_URL": "http://localhost:9222",
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+ "POP_ALLOWED_CATEGORIES": "[\"aws\",\"cloudflare\"]",
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+ "POP_MAX_PER_TX": "100.0",
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+ "POP_MAX_DAILY": "500.0",
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+ "POP_GUARDRAIL_ENGINE": "keyword"
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+ }
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+ }
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+ }
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+ }
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+ ```
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+
295
+ </details>
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+
297
+ <details>
298
+ <summary>Windsurf</summary>
299
+
300
+ Add to `~/.codeium/windsurf/mcp_config.json`:
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+
302
+ ```json
303
+ {
304
+ "mcpServers": {
305
+ "pop-pay": {
306
+ "command": "npx",
307
+ "args": ["-y", "pop-pay", "launch-mcp"],
308
+ "env": {
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+ "POP_CDP_URL": "http://localhost:9222",
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+ "POP_ALLOWED_CATEGORIES": "[\"aws\",\"cloudflare\"]",
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+ "POP_MAX_PER_TX": "100.0",
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+ "POP_MAX_DAILY": "500.0",
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+ "POP_GUARDRAIL_ENGINE": "keyword"
314
+ }
315
+ }
316
+ }
317
+ }
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+ ```
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+
320
+ </details>
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+
322
+ <details>
323
+ <summary>VS Code (Copilot)</summary>
324
+
325
+ Add to `.vscode/mcp.json` in your project root:
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+
327
+ ```json
328
+ {
329
+ "mcpServers": {
330
+ "pop-pay": {
331
+ "command": "npx",
332
+ "args": ["-y", "pop-pay", "launch-mcp"],
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+ "env": {
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+ "POP_CDP_URL": "http://localhost:9222",
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+ "POP_ALLOWED_CATEGORIES": "[\"aws\",\"cloudflare\"]",
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+ "POP_MAX_PER_TX": "100.0",
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+ "POP_MAX_DAILY": "500.0",
338
+ "POP_GUARDRAIL_ENGINE": "keyword"
339
+ }
340
+ }
341
+ }
342
+ }
343
+ ```
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+
345
+ </details>
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+
347
+ <details>
348
+ <summary>OpenClaw / NemoClaw</summary>
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+
350
+ pop-pay works as an MCP tool with OpenClaw and NemoClaw. Use the standard config above, or see the [Integration Guide §4](./docs/INTEGRATION_GUIDE.md) for detailed setup instructions and System Prompt templates.
351
+
352
+ </details>
353
+
354
+ <details>
355
+ <summary>Docker</summary>
356
+
357
+ ```bash
358
+ docker-compose up -d
359
+ ```
360
+
361
+ Runs pop-pay MCP server + headless Chromium with CDP. Mount your encrypted vault from the host. See `docker-compose.yml` for configuration.
362
+
363
+ </details>
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+
365
+ > **Environment variables reference:** See [ENV_REFERENCE.md](./docs/ENV_REFERENCE.md) for the full list of `POP_*` variables (guardrail engine, LLM config, billing info, card credentials, webhooks, and more).
366
+
367
+ ---
368
+
369
+ ## MCP Tools
370
+
371
+ | Tool | Description |
372
+ |:---|:---|
373
+ | `request_virtual_card` | Issue a one-time virtual card for an automated purchase. Runs security scan on the checkout page. |
374
+ | `request_purchaser_info` | Auto-fill billing/contact info from pre-configured profile. |
375
+ | `request_x402_payment` | Pay for API calls via the x402 HTTP payment protocol. |
376
+ | `page_snapshot` | Security scan a checkout page for hidden prompt injections and anomalies. |
377
+
378
+ ## Providers
379
+
380
+ | Provider | Description |
381
+ |:---|:---|
382
+ | **BYOC** (default) | Bring Your Own Card — uses your encrypted vault credentials for local CDP injection. |
383
+ | **Stripe Issuing** | Real virtual cards via Stripe Issuing API. Requires `POP_STRIPE_KEY`. |
384
+ | **Lithic** | Multi-issuer adapter skeleton (Stripe Issuing / Lithic). |
385
+ | **Mock** | Test mode with generated card numbers for development. |
386
+
387
+ **Provider priority (high → low):** Stripe Issuing → BYOC Local → Mock.
388
+
389
+ If `POP_STRIPE_KEY` is set, Stripe takes precedence. If `POP_BYOC_NUMBER` is set (but no Stripe key), `LocalVaultProvider` is used. If neither is set, `MockProvider` is used for development.
390
+
391
+ > **CDP injection limitation with Stripe Issuing:** The Stripe Issuing API returns only the last 4 digits of the card number for security reasons. CDP auto-injection (`POP_AUTO_INJECT=true`) requires the full PAN and therefore **does not work** with Stripe Issuing. Use BYOC (`POP_BYOC_NUMBER`) if you need CDP injection; use Stripe Issuing if you need a real card and will handle form submission yourself.
392
+
393
+ ---
394
+
395
+ ## Security Statement
396
+
397
+ Security is a first-class citizen in pop-pay. The SDK **masks card numbers by default** (e.g., `****-****-****-4242`) when returning authorization results to the agent.
398
+
399
+ **Defense-in-depth hardening:**
400
+
401
+ | Layer | Defense |
402
+ |---|---|
403
+ | **Encrypted vault** | Card credentials stored as AES-256-GCM ciphertext (`vault.enc`); plaintext never touches disk after `pop-init-vault` |
404
+ | **Passphrase mode** | Key derived from user passphrase via scrypt; stored in OS keyring — agents with shell access cannot derive the key |
405
+ | **Database** | SQLite only stores masked card (`****-4242`); `card_number` and `cvv` columns removed entirely |
406
+ | **Injection-time TOCTOU guard** | Domain verified against guardrail-approved vendor at the moment of injection — prevents redirect-to-attacker attacks |
407
+ | **Repr redaction** | Masked card output in all logs and responses; credentials cannot leak via tracebacks |
408
+ | **Process isolation** | Agent communicates via MCP JSON-RPC as a separate process — cannot access MCP server memory or env vars through the protocol |
409
+ | **Native security layer** | XOR-split salt storage and scrypt key derivation handled in a stripped Rust binary (napi-rs) |
410
+
411
+ See [THREAT_MODEL.md](./docs/THREAT_MODEL.md) for the full STRIDE analysis and red team results.
412
+
413
+ ## Architecture
414
+
415
+ - **TypeScript** — MCP server, CDP injection engine, guardrails, CLI
416
+ - **Rust (napi-rs)** — Native security layer: XOR-split salt storage, scrypt key derivation
417
+ - **Node.js crypto** — AES-256-GCM vault encryption (OpenSSL binding)
418
+ - **Chrome DevTools Protocol** — Direct DOM injection via raw WebSocket
419
+
420
+ ## Documentation
421
+
422
+ - [Threat Model](docs/THREAT_MODEL.md) — STRIDE analysis, 5 security primitives, 10 attack scenarios
423
+ - [Guardrail Benchmark](docs/GUARDRAIL_BENCHMARK.md) — 95% accuracy across 20 test scenarios, competitive comparison
424
+ - [Compliance FAQ](docs/COMPLIANCE_FAQ.md) — Enterprise security and PCI DSS/SOC 2/GDPR details
425
+ - [Environment Reference](docs/ENV_REFERENCE.md) — All POP_* environment variables
426
+ - [Integration Guide](docs/INTEGRATION_GUIDE.md) — Detailed setup for Claude Code, Node.js SDK, and browser agents
427
+ - [Categories Cookbook](docs/CATEGORIES_COOKBOOK.md) — POP_ALLOWED_CATEGORIES patterns and examples
428
+
33
429
  ## License
34
430
 
35
431
  MIT
package/dist/mcp-server.js CHANGED
@@ -17,6 +17,7 @@ const client_js_1 = require("./client.js");
17
17
  const stripe_mock_js_1 = require("./providers/stripe-mock.js");
18
18
  const byoc_local_js_1 = require("./providers/byoc-local.js");
19
19
  const guardrails_js_1 = require("./engine/guardrails.js");
20
+ const injector_js_1 = require("./engine/injector.js");
20
21
  async function main() {
21
22
  // Load .env from config dir first, then fallback
22
23
  const configEnv = (0, node_path_1.join)((0, node_os_1.homedir)(), ".config", "pop-pay", ".env");
@@ -90,6 +91,10 @@ async function main() {
90
91
  engine = new guardrails_js_1.GuardrailEngine();
91
92
  }
92
93
  const client = new client_js_1.PopClient(provider, policy, engine);
94
+ // Optional: browser injector (only loaded when POP_AUTO_INJECT=true)
95
+ const cdpUrl = process.env.POP_CDP_URL ?? "http://localhost:9222";
96
+ const autoInject = (process.env.POP_AUTO_INJECT ?? "false").toLowerCase() === "true";
97
+ const injector = autoInject ? new injector_js_1.PopBrowserInjector(cdpUrl) : null;
93
98
  // Snapshot cache for security scans
94
99
  const snapshotCache = new Map();
95
100
  const SNAPSHOT_CACHE_MAX = 200;
@@ -238,6 +243,49 @@ async function main() {
238
243
  }
239
244
  const last4 = seal.cardNumber?.slice(-4) ?? "????";
240
245
  const maskedCard = `****-****-****-${last4}`;
246
+ // Auto-injection path: inject into browser if enabled
247
+ if (injector && seal.cardNumber && seal.cvv && seal.expirationDate) {
248
+ const injectionResult = await injector.injectPaymentInfo({
249
+ sealId: seal.sealId,
250
+ cardNumber: seal.cardNumber,
251
+ cvv: seal.cvv,
252
+ expirationDate: seal.expirationDate,
253
+ pageUrl: page_url,
254
+ approvedVendor: target_vendor,
255
+ });
256
+ if (!injectionResult.cardFilled) {
257
+ client.stateTracker.markUsed(seal.sealId);
258
+ if (injectionResult.blockedReason.startsWith("domain_mismatch:")) {
259
+ const actual = injectionResult.blockedReason.split(":", 2)[1];
260
+ return {
261
+ content: [{
262
+ type: "text",
263
+ text: `Payment blocked. Security: current page domain '${actual}' does not match approved vendor '${target_vendor}'. Do not retry.`,
264
+ }],
265
+ };
266
+ }
267
+ return {
268
+ content: [{
269
+ type: "text",
270
+ text: "Payment rejected. Could not find credit card input fields. Ensure page_url points to the checkout page and Playwright MCP shares --cdp-endpoint http://localhost:9222.",
271
+ }],
272
+ };
273
+ }
274
+ let billingNote = "";
275
+ if (injectionResult.billingFilled && injectionResult.billingDetails) {
276
+ const filled = injectionResult.billingDetails.filled;
277
+ const failed = injectionResult.billingDetails.failed;
278
+ billingNote = ` Billing filled: ${JSON.stringify(filled)}.`;
279
+ if (failed.length > 0)
280
+ billingNote += ` FAILED: ${JSON.stringify(failed)}.`;
281
+ }
282
+ return {
283
+ content: [{
284
+ type: "text",
285
+ text: `Payment approved and securely auto-injected into the browser form.${billingNote}${scanNote} Please proceed to click the submit/pay button. Masked card: ${maskedCard}`,
286
+ }],
287
+ };
288
+ }
241
289
  return {
242
290
  content: [
243
291
  {
@@ -266,13 +314,40 @@ async function main() {
266
314
  ],
267
315
  };
268
316
  }
317
+ if (!injector) {
318
+ return {
319
+ content: [{
320
+ type: "text",
321
+ text: "Billing info injection is not available. Ensure POP_AUTO_INJECT=true in ~/.config/pop-pay/.env and restart the MCP server.",
322
+ }],
323
+ };
324
+ }
325
+ const injectionResult = await injector.injectBillingOnly({
326
+ pageUrl: page_url,
327
+ approvedVendor: target_vendor,
328
+ });
329
+ if (injectionResult.blockedReason.startsWith("domain_mismatch:")) {
330
+ const actual = injectionResult.blockedReason.split(":", 2)[1];
331
+ return {
332
+ content: [{
333
+ type: "text",
334
+ text: `Blocked. Current page domain '${actual}' does not match approved vendor '${target_vendor}'. Do not retry.`,
335
+ }],
336
+ };
337
+ }
338
+ if (!injectionResult.billingFilled) {
339
+ return {
340
+ content: [{
341
+ type: "text",
342
+ text: "Could not find billing fields on the current page. Make sure you are on the billing/contact info page before calling this tool.",
343
+ }],
344
+ };
345
+ }
269
346
  return {
270
- content: [
271
- {
347
+ content: [{
272
348
  type: "text",
273
- text: `Billing info request acknowledged for '${target_vendor}'. Browser injection is not yet implemented in the TypeScript version. Please fill billing fields manually.`,
274
- },
275
- ],
349
+ text: `Billing info filled successfully for '${target_vendor}'. Name, address, email, and/or phone fields have been auto-populated. Proceed to the payment page and call request_virtual_card when card fields are visible.`,
350
+ }],
276
351
  };
277
352
  });
278
353
  server.tool("request_x402_payment", "Pay for an API call or service using the x402 HTTP payment protocol.", {
@@ -323,6 +398,28 @@ async function main() {
323
398
  ],
324
399
  };
325
400
  });
401
+ server.tool("page_snapshot", "Capture a security snapshot of a checkout page. Scans for hidden prompt injections, price mismatches, and redirect anomalies. Call before request_virtual_card to pre-validate checkout safety.", {
402
+ page_url: zod_1.z.string().describe("The checkout page URL to scan (must be https://)"),
403
+ }, async ({ page_url }) => {
404
+ const scanResult = await scanPage(page_url);
405
+ if (scanResult.error) {
406
+ return {
407
+ content: [{
408
+ type: "text",
409
+ text: `Snapshot failed: ${scanResult.error} Snapshot ID: ${scanResult.snapshotId}.`,
410
+ }],
411
+ };
412
+ }
413
+ const flagsSummary = scanResult.flags.length > 0
414
+ ? `Flags: ${scanResult.flags.join(", ")}.`
415
+ : "No flags detected.";
416
+ return {
417
+ content: [{
418
+ type: "text",
419
+ text: `Page snapshot complete. Safe: ${scanResult.safe}. ${flagsSummary} Snapshot ID: ${scanResult.snapshotId}.`,
420
+ }],
421
+ };
422
+ });
326
423
  // Start stdio transport
327
424
  const transport = new stdio_js_1.StdioServerTransport();
328
425
  await server.connect(transport);
package/dist/mcp-server.js.map CHANGED
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package/dist/providers/lithic.d.ts ADDED
@@ -0,0 +1,15 @@
1
+ import type { VirtualCardProvider } from "./base.js";
2
+ import type { PaymentIntent, GuardrailPolicy, VirtualSeal } from "../core/models.js";
3
+ /**
4
+ * LithicProvider — multi-issuer adapter skeleton for Lithic virtual cards.
5
+ *
6
+ * Lithic provides an API for issuing virtual debit and credit cards.
7
+ * This is a skeleton implementation; replace TODO sections with real API calls
8
+ * once the Lithic SDK integration is ready.
9
+ */
10
+ export declare class LithicProvider implements VirtualCardProvider {
11
+ private apiKey;
12
+ constructor(apiKey: string);
13
+ issueCard(intent: PaymentIntent, policy: GuardrailPolicy): Promise<VirtualSeal>;
14
+ }
15
+ //# sourceMappingURL=lithic.d.ts.map
package/dist/providers/lithic.d.ts.map ADDED
@@ -0,0 +1 @@
1
+ {"version":3,"file":"lithic.d.ts","sourceRoot":"","sources":["../../src/providers/lithic.ts"],"names":[],"mappings":"AACA,OAAO,KAAK,EAAE,mBAAmB,EAAE,MAAM,WAAW,CAAC;AACrD,OAAO,KAAK,EAAE,aAAa,EAAE,eAAe,EAAE,WAAW,EAAE,MAAM,mBAAmB,CAAC;AAErF;;;;;;GAMG;AACH,qBAAa,cAAe,YAAW,mBAAmB;IACxD,OAAO,CAAC,MAAM,CAAS;gBAEX,MAAM,EAAE,MAAM;IAIpB,SAAS,CAAC,MAAM,EAAE,aAAa,EAAE,MAAM,EAAE,eAAe,GAAG,OAAO,CAAC,WAAW,CAAC;CAwBtF"}
package/dist/providers/lithic.js ADDED
@@ -0,0 +1,40 @@
1
+ "use strict";
2
+ Object.defineProperty(exports, "__esModule", { value: true });
3
+ exports.LithicProvider = void 0;
4
+ const node_crypto_1 = require("node:crypto");
5
+ /**
6
+ * LithicProvider — multi-issuer adapter skeleton for Lithic virtual cards.
7
+ *
8
+ * Lithic provides an API for issuing virtual debit and credit cards.
9
+ * This is a skeleton implementation; replace TODO sections with real API calls
10
+ * once the Lithic SDK integration is ready.
11
+ */
12
+ class LithicProvider {
13
+ apiKey;
14
+ constructor(apiKey) {
15
+ this.apiKey = apiKey;
16
+ }
17
+ async issueCard(intent, policy) {
18
+ if (intent.requestedAmount > policy.maxAmountPerTx) {
19
+ return {
20
+ sealId: (0, node_crypto_1.randomUUID)(),
21
+ cardNumber: null,
22
+ cvv: null,
23
+ expirationDate: null,
24
+ authorizedAmount: 0.0,
25
+ status: "Rejected",
26
+ rejectionReason: "Amount exceeds policy limit",
27
+ };
28
+ }
29
+ // TODO: Replace with real Lithic API call
30
+ // const card = await lithicClient.cards.create({
31
+ // type: "VIRTUAL",
32
+ // spend_limit: Math.round(intent.requestedAmount * 100),
33
+ // spend_limit_duration: "TRANSACTION",
34
+ // });
35
+ throw new Error("LithicProvider is a skeleton — real Lithic API integration not yet implemented. " +
36
+ "Set POP_PROVIDER=stripe or POP_PROVIDER=byoc for working providers.");
37
+ }
38
+ }
39
+ exports.LithicProvider = LithicProvider;
40
+ //# sourceMappingURL=lithic.js.map
package/dist/providers/lithic.js.map ADDED
@@ -0,0 +1 @@
1
+ {"version":3,"file":"lithic.js","sourceRoot":"","sources":["../../src/providers/lithic.ts"],"names":[],"mappings":";;;AAAA,6CAAyC;AAIzC;;;;;;GAMG;AACH,MAAa,cAAc;IACjB,MAAM,CAAS;IAEvB,YAAY,MAAc;QACxB,IAAI,CAAC,MAAM,GAAG,MAAM,CAAC;IACvB,CAAC;IAED,KAAK,CAAC,SAAS,CAAC,MAAqB,EAAE,MAAuB;QAC5D,IAAI,MAAM,CAAC,eAAe,GAAG,MAAM,CAAC,cAAc,EAAE,CAAC;YACnD,OAAO;gBACL,MAAM,EAAE,IAAA,wBAAU,GAAE;gBACpB,UAAU,EAAE,IAAI;gBAChB,GAAG,EAAE,IAAI;gBACT,cAAc,EAAE,IAAI;gBACpB,gBAAgB,EAAE,GAAG;gBACrB,MAAM,EAAE,UAAU;gBAClB,eAAe,EAAE,6BAA6B;aAC/C,CAAC;QACJ,CAAC;QAED,0CAA0C;QAC1C,iDAAiD;QACjD,qBAAqB;QACrB,2DAA2D;QAC3D,yCAAyC;QACzC,MAAM;QACN,MAAM,IAAI,KAAK,CACb,kFAAkF;YAClF,qEAAqE,CACtE,CAAC;IACJ,CAAC;CACF;AA/BD,wCA+BC"}
package/package.json CHANGED
@@ -1,6 +1,6 @@
1
1
  {
2
2
  "name": "pop-pay",
3
- "version": "0.1.5",
3
+ "version": "0.2.0",
4
4
  "description": "Point One Percent - Semantic Payment Guardrail for AI Agents. It only takes 0.1% of hallucination to drain 100% of your wallet.",
5
5
  "main": "dist/index.js",
6
6
  "types": "dist/index.d.ts",