pm-claude-skills 69.0.0 → 71.0.0

package/README.md

@@ -1,8 +1,8 @@
-# 🧠 PM Skills — 848 Professional Agent Skills for Claude, ChatGPT, Gemini, Cursor, Codex & Hermes
+# 🧠 PM Skills — 858 Professional Agent Skills for Claude, ChatGPT, Gemini, Cursor, Codex & Hermes
 
 <p align="center">
   <a href="https://mohitagw15856.github.io/pm-claude-skills/">
-    <img src="web/docs-assets/hero.svg" width="100%" alt="PM Skills — 848 professional skills your AI assistant can read. Plain markdown, works with Claude, ChatGPT, Gemini, Cursor, and Codex. MIT licensed." />
+    <img src="web/docs-assets/hero.svg" width="100%" alt="PM Skills — 858 professional skills your AI assistant can read. Plain markdown, works with Claude, ChatGPT, Gemini, Cursor, and Codex. MIT licensed." />
   </a>
 </p>
 
@@ -20,11 +20,12 @@
 [![Listed in Awesome Claude Skills](https://img.shields.io/badge/Awesome%20Claude%20Skills-listed-fc60a8?logo=awesomelists&logoColor=white)](https://github.com/BehiSecc/awesome-claude-skills)
 [![Skill of the day](https://img.shields.io/endpoint?url=https%3A%2F%2Fpm-skills-mcp.pm-claude-skills.workers.dev%2Ftoday%2Fbadge)](https://pm-skills-mcp.pm-claude-skills.workers.dev/today.json)
 [![Free runs served](https://img.shields.io/endpoint?url=https%3A%2F%2Fpm-skills-mcp.pm-claude-skills.workers.dev%2Ftry%2Fstats)](https://mohitagw15856.github.io/pm-claude-skills/)
+[![Website & newsletter](https://img.shields.io/badge/website-catalogue%20%26%20newsletter-d9605a)](https://site-jet-seven-34.vercel.app)
 
 ## What is PM Skills?
 
 <!-- AEO Answer Capsule — 68 words -->
-PM Skills is an open-source library of 848 Agent Skills — plain-markdown SKILL.md files that teach an AI assistant to do one professional task to a senior professional's standard, from writing a PRD to decoding a lease or running a blameless postmortem. Each skill bundles the framework, an output template, quality checks, and anti-patterns. It is MIT-licensed and works with Claude, ChatGPT, Gemini, Cursor, and Codex.
+PM Skills is an open-source library of 858 Agent Skills — plain-markdown SKILL.md files that teach an AI assistant to do one professional task to a senior professional's standard, from writing a PRD to decoding a lease or running a blameless postmortem. Each skill bundles the framework, an output template, quality checks, and anti-patterns. It is MIT-licensed and works with Claude, ChatGPT, Gemini, Cursor, and Codex.
 <!-- End AEO Capsule -->
 
 **Decode a lease before you sign it. Write a PRD your team can execute. Simulate the promotion committee before the real one meets. Check the weather with zero API keys.** Generic AI gives you filler; these give you the structure a senior professional actually uses.
@@ -55,11 +56,18 @@ Works natively in **Claude Code** and **Hermes Agent**, with ready-to-paste expo
 1. **Just looking →** open the **[▶ Playground](https://mohitagw15856.github.io/pm-claude-skills/)** and run a skill in your browser. Nothing to install, nothing to sign up for.
 2. **You use Claude Code →** type `/plugin`, search **pm-skills**, install. Done — ask *"decode this lease"* and watch.
 3. **You use anything else →** `npx pm-claude-skills add` and pick your tool from the menu (Cursor, Codex, Windsurf, ChatGPT, Gemini…).
+4. **Want the guided tour →** browse the searchable **[catalogue site](https://site-jet-seven-34.vercel.app)** and subscribe to get an email whenever new skills launch.
 
 **Nothing here can scare your setup.** A skill is a markdown file your AI reads — no runtime, no telemetry, no accounts. Installing copies text files; uninstalling is deleting them. Skeptical? Good instinct: [read one first](skills/lease-decoder/SKILL.md) — it's designed to be read by humans too.
 
 **Don't know what to look for?** Describe your task in plain words at **[🔎 find](https://mohitagw15856.github.io/pm-claude-skills/find.html)** — *"my landlord kept my deposit"*, *"board meeting on Thursday"* — and it names the skill.
 
+<p align="center">
+  <a href="https://site-jet-seven-34.vercel.app/#subscribe"><img src="https://img.shields.io/badge/📬_Get_the_newsletter-Subscribe_free-d9605a?style=for-the-badge" alt="Subscribe to the PM Skills newsletter"></a>
+</p>
+
+**Never miss a new skill.** New ones drop regularly — **[subscribe to the newsletter](https://site-jet-seven-34.vercel.app/#subscribe)** and get a short email with a real example whenever they launch. No spam, unsubscribe anytime. Prefer no email? **[Follow via RSS](https://mohitagw15856.github.io/pm-claude-skills/feed.xml)** or browse the **[newsletter archive](https://mohitagw15856.github.io/pm-claude-skills/newsletters/)**.
+
 ## ✨ See it in action
 
 It's not just a folder of files — the whole library is explorable, runnable, and a little bit magic. All of this runs **in your browser, free, nothing to install:**
@@ -72,8 +80,8 @@ It's not just a folder of files — the whole library is explorable, runnable, a
 <table>
 <tr>
 <td width="50%" align="center">
-<a href="https://mohitagw15856.github.io/pm-claude-skills/galaxy3d.html"><img src="web/docs-assets/demo-galaxy.gif" width="100%" alt="Galaxy 3D — fly through all 848 skills as a glowing constellation you orbit and click into" /></a>
-<br /><sub><b>🌌 <a href="https://mohitagw15856.github.io/pm-claude-skills/galaxy3d.html">Galaxy 3D</a></b> — fly through all 848 skills as a living constellation. The ones you've run burn brighter.</sub>
+<a href="https://mohitagw15856.github.io/pm-claude-skills/galaxy3d.html"><img src="web/docs-assets/demo-galaxy.gif" width="100%" alt="Galaxy 3D — fly through all 858 skills as a glowing constellation you orbit and click into" /></a>
+<br /><sub><b>🌌 <a href="https://mohitagw15856.github.io/pm-claude-skills/galaxy3d.html">Galaxy 3D</a></b> — fly through all 858 skills as a living constellation. The ones you've run burn brighter.</sub>
 </td>
 <td width="50%" align="center">
 <a href="https://mohitagw15856.github.io/pm-claude-skills/wrapped.html"><img src="web/docs-assets/demo-holo.gif" width="100%" alt="PM Skills Wrapped — your practice turned into a shareable, Spotify-Wrapped-style story" /></a>
@@ -82,7 +90,7 @@ It's not just a folder of files — the whole library is explorable, runnable, a
 </tr>
 </table>
 
-▶ **[Open the Playground](https://mohitagw15856.github.io/pm-claude-skills/)** to run any of the 848 skills with your own key — or just [browse them all](SKILLS.md).
+▶ **[Open the Playground](https://mohitagw15856.github.io/pm-claude-skills/)** to run any of the 858 skills with your own key — or just [browse them all](SKILLS.md).
 
 ## 💬 What can I ask it to do?
 
@@ -95,7 +103,7 @@ Anything below is a real ask that activates a real skill — say it in your own
 | 🛂 *"prep me for the visa interview"* → [the-visa-interview](skills/the-visa-interview/SKILL.md) | 🔨 *"is this contractor quote fair?"* → [home-contractor-quote-decoder](skills/home-contractor-quote-decoder/SKILL.md) | 🏡 *"should we rent or buy?"* → [rent-vs-buy](skills/rent-vs-buy/SKILL.md) |
 | 📝 *"draft my self-review honestly"* → [performance-review](skills/performance-review/SKILL.md) | 🚀 *"are we ready to launch?"* → [product-launch-checklist](skills/product-launch-checklist/SKILL.md) | 📬 *"my inbox is 4,000 deep"* → [email-triage-system](skills/email-triage-system/SKILL.md) |
 
-…all 848 asks live in **[the catalog](SKILLS.md)**.
+…all 858 asks live in **[the catalog](SKILLS.md)**.
 
 ## ⚡ Quick start
 
@@ -111,7 +119,7 @@ No `npm install` needed — `npx pm-claude-skills …` always runs the latest. `
 
 ## 📚 The skills
 
-Every skill follows the same discipline: what it produces, the inputs it needs, a real framework (severity scales, decision rules — not vibes), a concrete output template, quality checks, and anti-patterns. All 848 pass the [SkillSpec](SKILLSPEC.md) L3 gate and a security audit in CI.
+Every skill follows the same discipline: what it produces, the inputs it needs, a real framework (severity scales, decision rules — not vibes), a concrete output template, quality checks, and anti-patterns. All 858 pass the [SkillSpec](SKILLSPEC.md) L3 gate and a security audit in CI.
 
 <table align="center">
   <tr align="center">
@@ -267,13 +275,13 @@ The whole library on one poster — start path, standout features, and install o
 
 ## 🆕 Latest
 
-**v67.0.0 — the everywhere wave:** six new rooms — [the trades](plugins/pm-trades) (quotes, stage payments, apprentices), [the committee](plugins/pm-committee) (AGMs, treasurers, the council mic), [open-source maintainers](plugins/pm-maintainer), [aging parents](plugins/pm-aging-parents) (the talks, the sibling summit), [the kitchen](plugins/pm-kitchen), [the band](plugins/pm-musician) — plus [used-car](skills/used-car-decoder/SKILL.md)/[mechanic-quote](skills/mechanic-quote-decoder/SKILL.md) decoders, the [group-trip fixer](skills/group-trip-negotiator/SKILL.md), and [🌱 daily practice](https://mohitagw15856.github.io/pm-claude-skills/streak.html); 848 skills, 104 bundles. *v66 — new-gen;* [pm-newgen](plugins/pm-newgen) — [decode your first brand deal](skills/creator-deal-decoder/SKILL.md), [clip the podcast](skills/clip-factory/SKILL.md), [prep tonight's D&D](skills/ttrpg-session-forge/SKILL.md), [fix the dating profile honestly](skills/dating-profile-doctor/SKILL.md), [vibe-check the weekend app](skills/the-vibe-check/SKILL.md), [keep the flat peaceful](skills/roommate-agreement/SKILL.md), [climb ranked on purpose](skills/ranked-climb-coach/SKILL.md), [flip thrift finds](skills/resale-flip-kit/SKILL.md), [plan the micro-retirement](skills/micro-retirement-planner/SKILL.md), [get your attention back](skills/attention-reset/SKILL.md); 848 skills, 104 bundles. *v65 — pm-2027;* ten skills for problems you don't have yet (but will) — [offboard an AI coworker](skills/agent-severance/SKILL.md), [drill the deepfake wire-fraud call](skills/deepfake-drill/SKILL.md), [hire your agent like an employee](skills/agent-hiring-panel/SKILL.md), [declare context bankruptcy](skills/context-bankruptcy/SKILL.md), [send your position to meetings instead of your body](skills/clone-brief/SKILL.md), [publish your personal API](skills/api-for-yourself/SKILL.md), [simulate the reorg before announcing it](skills/the-org-simulator/SKILL.md); 848 skills, 104 bundles. *v64 — game night;* [pm-tabletop](plugins/pm-tabletop) — teach any board game in 5 minutes, settle rules arguments fairly, plan the lineup, design your own game, and [spar the Catan trade](skills/tabletop-negotiator/SKILL.md) against a hidden agenda with a scored debrief; 848 skills, 104 bundles. *v63.1 — pixel confetti:* [pixel-gif-maker](skills/pixel-gif-maker/SKILL.md) — custom retro Slack GIFs (scroll, pulse, party, sparkle) from a pure-stdlib deterministic encoder; 848 skills. *And v63.0.0 — the dead mentors:* history's sharpest operators, resurrected as skills — **[Machiavelli](skills/machiavelli-counsel/SKILL.md)** reads your reorg (with the honest counterweight built in), **[Sun Tzu](skills/sun-tzu-strategy-brief/SKILL.md)** decides fight/reshape/decline, **[Franklin's decision algebra](skills/franklin-decision-ledger/SKILL.md)** settles the offer you keep flip-flopping on, **[Marcus Aurelius](skills/stoic-setback-debrief/SKILL.md)** debriefs the day that went badly, and **[Arnold Bennett (1908)](skills/bennett-time-audit/SKILL.md)** finds your inner day — real methods from public-domain classics, chapter-cited, never misquoted. *Earlier — v62.2, the distribution wave* (SkillScan, telemetry, SkillBench v2, quiz, wins, WhatsApp); *v62.1, nine frontiers.* Full history: **[CHANGELOG](CHANGELOG.md)** · [releases](https://github.com/mohitagw15856/pm-claude-skills/releases)
+**v67.0.0 — the everywhere wave:** six new rooms — [the trades](plugins/pm-trades) (quotes, stage payments, apprentices), [the committee](plugins/pm-committee) (AGMs, treasurers, the council mic), [open-source maintainers](plugins/pm-maintainer), [aging parents](plugins/pm-aging-parents) (the talks, the sibling summit), [the kitchen](plugins/pm-kitchen), [the band](plugins/pm-musician) — plus [used-car](skills/used-car-decoder/SKILL.md)/[mechanic-quote](skills/mechanic-quote-decoder/SKILL.md) decoders, the [group-trip fixer](skills/group-trip-negotiator/SKILL.md), and [🌱 daily practice](https://mohitagw15856.github.io/pm-claude-skills/streak.html); 858 skills, 104 bundles. *v66 — new-gen;* [pm-newgen](plugins/pm-newgen) — [decode your first brand deal](skills/creator-deal-decoder/SKILL.md), [clip the podcast](skills/clip-factory/SKILL.md), [prep tonight's D&D](skills/ttrpg-session-forge/SKILL.md), [fix the dating profile honestly](skills/dating-profile-doctor/SKILL.md), [vibe-check the weekend app](skills/the-vibe-check/SKILL.md), [keep the flat peaceful](skills/roommate-agreement/SKILL.md), [climb ranked on purpose](skills/ranked-climb-coach/SKILL.md), [flip thrift finds](skills/resale-flip-kit/SKILL.md), [plan the micro-retirement](skills/micro-retirement-planner/SKILL.md), [get your attention back](skills/attention-reset/SKILL.md); 858 skills, 104 bundles. *v65 — pm-2027;* ten skills for problems you don't have yet (but will) — [offboard an AI coworker](skills/agent-severance/SKILL.md), [drill the deepfake wire-fraud call](skills/deepfake-drill/SKILL.md), [hire your agent like an employee](skills/agent-hiring-panel/SKILL.md), [declare context bankruptcy](skills/context-bankruptcy/SKILL.md), [send your position to meetings instead of your body](skills/clone-brief/SKILL.md), [publish your personal API](skills/api-for-yourself/SKILL.md), [simulate the reorg before announcing it](skills/the-org-simulator/SKILL.md); 858 skills, 104 bundles. *v64 — game night;* [pm-tabletop](plugins/pm-tabletop) — teach any board game in 5 minutes, settle rules arguments fairly, plan the lineup, design your own game, and [spar the Catan trade](skills/tabletop-negotiator/SKILL.md) against a hidden agenda with a scored debrief; 858 skills, 104 bundles. *v63.1 — pixel confetti:* [pixel-gif-maker](skills/pixel-gif-maker/SKILL.md) — custom retro Slack GIFs (scroll, pulse, party, sparkle) from a pure-stdlib deterministic encoder; 858 skills. *And v63.0.0 — the dead mentors:* history's sharpest operators, resurrected as skills — **[Machiavelli](skills/machiavelli-counsel/SKILL.md)** reads your reorg (with the honest counterweight built in), **[Sun Tzu](skills/sun-tzu-strategy-brief/SKILL.md)** decides fight/reshape/decline, **[Franklin's decision algebra](skills/franklin-decision-ledger/SKILL.md)** settles the offer you keep flip-flopping on, **[Marcus Aurelius](skills/stoic-setback-debrief/SKILL.md)** debriefs the day that went badly, and **[Arnold Bennett (1908)](skills/bennett-time-audit/SKILL.md)** finds your inner day — real methods from public-domain classics, chapter-cited, never misquoted. *Earlier — v62.2, the distribution wave* (SkillScan, telemetry, SkillBench v2, quiz, wins, WhatsApp); *v62.1, nine frontiers.* Full history: **[CHANGELOG](CHANGELOG.md)** · [releases](https://github.com/mohitagw15856/pm-claude-skills/releases)
 
 ## ❓ First-timer questions, straight answers
 
 <details>
 <summary><b>Is it actually free?</b></summary>
-Yes — MIT, all 848 skills, forever. The skills are markdown; there is nothing to gate. Sponsors fund the playground's free model runs, not access.
+Yes — MIT, all 858 skills, forever. The skills are markdown; there is nothing to gate. Sponsors fund the playground's free model runs, not access.
 </details>
 
 <details>
@@ -316,4 +324,4 @@ MIT — use them, fork them, ship them at work. Skills are judgment, and judgmen
 
 ---
 
-*Built by [Mohit](https://github.com/mohitagw15856) with Claude. 848 skills · 104 bundles · 35 professions · every commit gated. The long version of this README — every feature, wave, and frontier bet — lives in the **[Showcase](docs/SHOWCASE.md)**.*
+*Built by [Mohit](https://github.com/mohitagw15856) with Claude. 858 skills · 104 bundles · 35 professions · every commit gated. The long version of this README — every feature, wave, and frontier bet — lives in the **[Showcase](docs/SHOWCASE.md)**.*

package/exports/README.md

@@ -8,7 +8,7 @@ by hand; edit the source skill and run:
 node scripts/build-exports.mjs
 ```
 
-Currently exporting **848 skills** to:
+Currently exporting **858 skills** to:
 
 - **ChatGPT — Custom GPT instructions** → `exports/chatgpt/`
 - **Google Gemini — Gem instructions** → `exports/gemini/`

package/exports/aider/README.md

@@ -3,7 +3,7 @@
 > Auto-generated from `skills/*/SKILL.md` by `scripts/build-exports.mjs`.
 > **Do not edit these files by hand** — edit the source skill and regenerate.
 
-848 skills exported. Copy a `.md rule` into the tool to use it.
+858 skills exported. Copy a `.md rule` into the tool to use it.
 
 | Skill | Bundle | Path |
 |---|---|---|
@@ -334,6 +334,7 @@
 | FIRE Number | `pm-calculators` | `pm-calculators/fire-number/fire-number.md` |
 | First Client Contract | `pm-sidehustle` | `pm-sidehustle/first-client-contract/first-client-contract.md` |
 | First Maintainer Month | `pm-maintainer` | `pm-maintainer/first-maintainer-month/first-maintainer-month.md` |
+| Flight-Delay Compensation | `pm-lifeadmin` | `pm-lifeadmin/flight-delay-compensation/flight-delay-compensation.md` |
 | Flight Tracker | `pm-live` | `pm-live/flight-tracker/flight-tracker.md` |
 | Flow Metrics Interpreter | `pm-delivery` | `pm-delivery/flow-metrics-interpreter/flow-metrics-interpreter.md` |
 | Flowchart | `pm-visuals` | `pm-visuals/flowchart/flowchart.md` |
@@ -396,6 +397,7 @@
 | Inspection Report Decoder | `pm-decoders` | `pm-decoders/inspection-report-decoder/inspection-report-decoder.md` |
 | Instagram Post Downloader | `pm-writers` | `pm-writers/instagram-post-downloader/instagram-post-downloader.md` |
 | Insurance Claim | `pm-lifeadmin` | `pm-lifeadmin/insurance-claim/insurance-claim.md` |
+| Insurance Claim Appeal | `pm-insurance` | `pm-insurance/insurance-claim-appeal/insurance-claim-appeal.md` |
 | Insurance Policy Decoder | `pm-decoders` | `pm-decoders/insurance-policy-decoder/insurance-policy-decoder.md` |
 | Interview Me | `pm-method` | `pm-method/interview-me/interview-me.md` |
 | Interview Prep | `pm-jobsearch` | `pm-jobsearch/interview-prep/interview-prep.md` |
@@ -422,6 +424,7 @@
 | Landing Page Copy | `pm-copy` | `pm-copy/landing-page-copy/landing-page-copy.md` |
 | Last 30 Days Research | `pm-cross` | `pm-cross/last-30-days-research/last-30-days-research.md` |
 | Last Two Weeks Handoff | `pm-resignation` | `pm-resignation/last-two-weeks-handoff/last-two-weeks-handoff.md` |
+| Late-Invoice Chaser | `pm-freelance` | `pm-freelance/late-invoice-chaser/late-invoice-chaser.md` |
 | Late Invoice Escalation | `pm-freelance` | `pm-freelance/late-invoice-escalation/late-invoice-escalation.md` |
 | Launch Post | `pm-devrel` | `pm-devrel/launch-post/launch-post.md` |
 | Launch Readiness | `pm-delivery` | `pm-delivery/launch-readiness/launch-readiness.md` |
@@ -446,6 +449,7 @@
 | Local Dev Setup | `pm-engineering` | `pm-engineering/local-dev-setup/local-dev-setup.md` |
 | Localization Brief | `pm-localization` | `pm-localization/localization-brief/localization-brief.md` |
 | Logistics Incident Report | `pm-supplychain` | `pm-supplychain/logistics-incident-report/logistics-incident-report.md` |
+| Lower My Bill | `pm-money` | `pm-money/lower-my-bill/lower-my-bill.md` |
 | Machiavelli Counsel | `pm-dead-mentors` | `pm-dead-mentors/machiavelli-counsel/machiavelli-counsel.md` |
 | Maintainer Triage | `pm-maintainer` | `pm-maintainer/maintainer-triage/maintainer-triage.md` |
 | Manager First 90 Days | `pm-people` | `pm-people/manager-first-90-days/manager-first-90-days.md` |
@@ -483,8 +487,10 @@
 | Monitoring Setup Guide | `pm-engineering` | `pm-engineering/monitoring-setup-guide/monitoring-setup-guide.md` |
 | Morning Intelligence | `pm-operations` | `pm-operations/morning-intelligence/morning-intelligence.md` |
 | Moving Company Estimate Decoder | `pm-decoders` | `pm-decoders/moving-company-estimate-decoder/moving-company-estimate-decoder.md` |
+| Moving House Checklist | `pm-lifeadmin` | `pm-lifeadmin/moving-house-checklist/moving-house-checklist.md` |
 | Multi-Source Signal Synthesiser | `pm-advanced` | `pm-advanced/multi-source-signal-synthesiser/multi-source-signal-synthesiser.md` |
 | NDA Analyser | `pm-legal` | `pm-legal/nda-analyser/nda-analyser.md` |
+| Neighbor-Dispute Resolver | `pm-lifeadmin` | `pm-lifeadmin/neighbor-dispute-resolver/neighbor-dispute-resolver.md` |
 | Net Worth Statement | `pm-money` | `pm-money/net-worth-statement/net-worth-statement.md` |
 | New Parent Logistics | `pm-lifeadmin` | `pm-lifeadmin/new-parent-logistics/new-parent-logistics.md` |
 | Newsletter Digest Brief | `pm-cowork` | `pm-cowork/newsletter-digest-brief/newsletter-digest-brief.md` |
@@ -553,6 +559,7 @@
 | Press Kit EPK | `pm-musician` | `pm-musician/press-kit-epk/press-kit-epk.md` |
 | Press Release | `pm-cross` | `pm-cross/press-release/press-release.md` |
 | Price Increase Announcement | `pm-pmm` | `pm-pmm/price-increase-announcement/price-increase-announcement.md` |
+| Price-Match Request | `pm-money` | `pm-money/price-match-request/price-match-request.md` |
 | Pricing Calculator | `pm-calculators` | `pm-calculators/pricing-calculator/pricing-calculator.md` |
 | Pricing Page Copy | `pm-pmm` | `pm-pmm/pricing-page-copy/pricing-page-copy.md` |
 | Pricing Sensitivity Model (Van Westendorp) | `pm-calculators` | `pm-calculators/pricing-sensitivity-model/pricing-sensitivity-model.md` |
@@ -566,6 +573,7 @@
 | Product Launch Checklist | `pm-delivery` | `pm-delivery/product-launch-checklist/product-launch-checklist.md` |
 | Product Naming | `pm-uxwriting` | `pm-uxwriting/product-naming/product-naming.md` |
 | Product Positioning Doc | `pm-gtm` | `pm-gtm/product-positioning-doc/product-positioning-doc.md` |
+| Product-Recall Check | `pm-lifeadmin` | `pm-lifeadmin/product-recall-check/product-recall-check.md` |
 | Professional Brain | `pm-cross` | `pm-cross/professional-brain/professional-brain.md` |
 | Professional Translator | `pm-localization` | `pm-localization/professional-translator/professional-translator.md` |
 | Programmatic SEO | `pm-growth` | `pm-growth/programmatic-seo/programmatic-seo.md` |
@@ -696,6 +704,7 @@
 | Slide Deck | `pm-documents` | `pm-documents/slide-deck/slide-deck.md` |
 | Slide Density Rules | `pm-cowork` | `pm-cowork/slide-density-rules/slide-density-rules.md` |
 | SLO and Error Budget | `pm-engineering` | `pm-engineering/slo-error-budget/slo-error-budget.md` |
+| Small-Claims Prep | `pm-legal` | `pm-legal/small-claims-prep/small-claims-prep.md` |
 | SOAP Note | `pm-health` | `pm-health/soap-note/soap-note.md` |
 | SOC 2 Readiness | `pm-compliance` | `pm-compliance/soc2-readiness/soc2-readiness.md` |
 | Social Ad Campaign | `pm-social` | `pm-social/social-ad-campaign/social-ad-campaign.md` |
@@ -830,6 +839,7 @@
 | Voice of Customer Program | `pm-pmm` | `pm-pmm/voice-of-customer-program/voice-of-customer-program.md` |
 | Volunteer Treasurer Basics | `pm-committee` | `pm-committee/volunteer-treasurer-basics/volunteer-treasurer-basics.md` |
 | Vulnerability Triage | `pm-security` | `pm-security/vuln-triage/vuln-triage.md` |
+| Warranty Claim | `pm-money` | `pm-money/warranty-claim/warranty-claim.md` |
 | Weather Now | `pm-live` | `pm-live/weather-now/weather-now.md` |
 | Wedding Budget | `pm-wedding` | `pm-wedding/wedding-budget/wedding-budget.md` |
 | Wedding Logistics Planner | `pm-wedding` | `pm-wedding/wedding-logistics-planner/wedding-logistics-planner.md` |

package/exports/aider/pm-freelance/late-invoice-chaser/late-invoice-chaser.md

@@ -0,0 +1,75 @@
+# Late-Invoice Chaser
+
+Freelancers and small businesses lose more to unpaid invoices than to bad pricing — and the reason is usually awkwardness, not the client's cash flow. A calm, escalating sequence removes the awkwardness: each message is warmer than you feel and firmer than the last, so you get paid without torching a good client — and you have a clean paper trail if it comes to that.
+
+## What This Skill Produces
+
+- **The staged sequence** — 4 messages tuned to how overdue it is: friendly nudge → firm reminder → final notice → next-steps letter
+- **The timing plan** — when to send each, based on your terms and days overdue
+- **The levers** — when to mention late fees / interest (if your terms allow), pausing work, or withholding deliverables — and how to phrase them without a threat
+- **The record note** — what to keep (invoice, terms, delivery proof, every message) in case it goes to a formal demand or small claims
+
+## Required Inputs
+
+Ask for these if not provided:
+- **The invoice** — amount, invoice date, due date / payment terms, and how overdue it is now
+- **The relationship** — long-standing good client, new client, or already rocky
+- **Your terms** — do they allow late fees/interest? Is more work in flight you could pause?
+- **What's happened so far** — any replies, promises, or silence
+- **Your goal** — keep the client and get paid, or get paid and move on
+
+## Framework: Warm, Then Firm, Then Formal
+
+1. **Assume the best first.** The opening nudge treats it as an oversight — most late payments are. A friendly "just floating this to the top of your inbox" often works alone.
+2. **Escalate tone on a schedule, not on emotion.** Each step gets firmer and more specific (invoice #, amount, days overdue, a clear pay-by date) — driven by the calendar, not by how annoyed you are.
+3. **Make paying the easy path.** Re-attach the invoice, restate the amount and methods, and give a specific new due date in every message. Remove every reason to delay.
+4. **Introduce consequences factually.** Late fees (only if your terms allow), pausing active work, or holding final files — stated as policy, not punishment: "per our terms, invoices 30 days overdue accrue…".
+5. **Keep the record clean.** Save the invoice, the agreed terms, proof the work was delivered, and every message. If it reaches a formal demand or small claims, this is your case.
+
+## Output Format
+
+### Chasing: invoice [#] · [amount] · due [date] · [N days overdue] · [relationship]
+
+**Send schedule**
+| When | Step | Tone |
+|---|---|---|
+| Due +1–3 | Gentle nudge | Assume oversight |
+| Due +7–10 | Firm reminder | Clear, specific pay-by |
+| Due +14–21 | Final notice | Consequences named |
+| Due +30 | Next steps | Formal, factual |
+
+**1 · Gentle nudge**
+> [Warm one-liner, invoice re-attached, amount + new pay-by]
+
+**2 · Firm reminder**
+> [Invoice #, amount, days overdue, specific date, payment methods]
+
+**3 · Final notice**
+> [Clear pay-by, the lever: late fee / paused work / held deliverables — as policy]
+
+**4 · Next steps**
+> [Factual: what happens next — formal demand / small claims / collections — with a final chance to resolve]
+
+**Keep for the record:** invoice · signed terms/agreement · delivery proof · every message + reply.
+
+## Quality Checks
+- [ ] The first message assumes good faith and is genuinely friendly
+- [ ] Each step is firmer and includes invoice #, amount, and a specific new pay-by date
+- [ ] Late fees are only invoked if the stated terms allow them
+- [ ] Consequences are phrased as policy, not threats
+- [ ] Timing is tied to days overdue, not emotion
+- [ ] A record-keeping note is included for the formal path
+
+## Anti-Patterns
+- **Opening angry** — a hostile first nudge burns a client who simply forgot.
+- **Vague reminders** with no invoice #, amount, or date — easy to ignore.
+- **Empty threats** — mentioning small claims you won't pursue weakens every future message.
+- **Inventing late fees** your contract never specified.
+- **No paper trail** — chasing by phone only, with nothing saved for a formal claim.
+
+## Example Trigger Phrases
+- "A client is 3 weeks late on a £2,000 invoice — write me the reminders."
+- "How do I chase an unpaid invoice without losing the client?"
+- "They keep promising to pay and don't. What's my next message?"
+- "Invoice is 45 days overdue and they've gone silent — what now?"
+- "Write a firm final notice before I take this to small claims."

package/exports/aider/pm-insurance/insurance-claim-appeal/insurance-claim-appeal.md

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+# Insurance Claim Appeal
+
+A denial is often a first offer, not a verdict. Insurers deny for specific, stated reasons — "not medically necessary," "pre-existing," "outside coverage," "insufficient documentation" — and a large share get overturned on appeal when the claimant answers that exact reason with the right evidence and cites their own policy back. This decodes the denial, picks the strongest grounds, and writes the appeal — while being clear it's a preparation aid, not regulated advice.
+
+## What This Skill Produces
+
+- **The denial decode** — what the stated reason actually means, and what specifically must be rebutted
+- **The grounds** — the strongest basis to appeal (coverage misread, documentation gap, coding/error, medical-necessity, procedural mistake by the insurer)
+- **The appeal letter** — structured, citing your policy section, the claim/reference numbers, and the evidence that answers the denial
+- **The evidence checklist** — records, letters, receipts, or a provider's statement that directly rebut the reason
+- **Deadlines & escalation** — the appeal window (often tight), internal vs external review, and the ombudsman/regulator path if the internal appeal fails
+
+## Required Inputs
+
+Ask for these if not provided:
+- **The denial** — the exact reason given (quote the letter/EOB if possible) and the claim/reference number
+- **The policy** — type (health, auto, home, travel, life) and the coverage/section relevant to the claim
+- **The claim** — what you claimed for, amount, and dates
+- **What you have** — the denial letter, policy document, receipts/records, any provider notes
+- **Timing** — the date of the denial and any appeal deadline stated
+
+## Framework: Answer the Exact Reason
+
+1. **Decode before you argue.** Pin the *specific* denial reason — appeals fail when they argue in general instead of rebutting the stated ground.
+2. **Read your policy back to them.** Quote the coverage section that supports payment; many denials rest on a misread or a clause that doesn't apply to your facts.
+3. **Match evidence to the reason.** "Not medically necessary" needs a provider's letter; "insufficient documentation" needs the missing records; a coding error needs the corrected code — target the gap, don't carpet-bomb.
+4. **Mind the clock.** Appeal windows are often short and strict. Establish the deadline first and file well inside it; note if an external review has its own timer.
+5. **Escalate in order.** Internal appeal → independent/external review → ombudsman or regulator. Each step has its own process; keep every letter and reference number.
+
+## Output Format
+
+### Appeal: [policy type] claim [#] · denied [date] for "[reason]"
+
+**What the denial really means:** [plain-English decode] — to overturn it you must show [X].
+
+**Strongest grounds:** [coverage misread / documentation gap / error / medical-necessity / procedural].
+
+**Appeal letter**
+> [Claim #, policy section cited, the denial reason addressed head-on, the evidence that answers it, the specific outcome requested — reconsider and pay]
+
+**Evidence to attach:** [the exact records/letters that rebut the stated reason]
+
+**Deadlines:** internal appeal by [date] · external review window [if known].
+
+**If the internal appeal fails:** [independent/external review → ombudsman/regulator → consider professional advice].
+
+**Note:** preparation aid, not legal or regulated financial advice — for high-value or complex denials, consider a licensed adviser.
+
+## Quality Checks
+- [ ] The specific denial reason is identified and addressed directly
+- [ ] The relevant policy section is cited back to the insurer
+- [ ] Evidence is matched to the exact reason, not generic
+- [ ] The appeal deadline is established and the letter is timed inside it
+- [ ] The external-review/ombudsman escalation is included
+- [ ] The "not regulated advice" boundary is stated for complex cases
+- [ ] Claim and reference numbers are included
+
+## Anti-Patterns
+- **Arguing in general** instead of rebutting the stated denial reason.
+- **Ignoring the deadline** — a late appeal is often dead on arrival.
+- **Dumping every document** rather than the specific proof that answers the reason.
+- **Overstating entitlement** — asserting coverage the policy doesn't support.
+- **Stopping at the first no** without using the external-review path.
+- **Posing as legal advice** on a high-stakes or disputed denial.
+
+## Example Trigger Phrases
+- "My health insurer denied a claim as 'not medically necessary' — help me appeal."
+- "Home insurance rejected my water-damage claim. What are my grounds?"
+- "Travel insurance won't pay for my cancelled trip — write the appeal."
+- "The denial says 'insufficient documentation.' What exactly do I send?"
+- "Internal appeal failed — how do I escalate to an ombudsman?"

package/exports/aider/pm-legal/small-claims-prep/small-claims-prep.md

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+# Small-Claims Prep
+
+Small-claims court is built for people without lawyers — but it still rewards the side that shows up organized. Most cases never reach a judge: a clear final demand that shows you're ready to file often triggers payment. This prepares the whole path — the demand letter, the money story, the evidence in order, the filing steps, and what to actually say at the hearing — while being honest that limits and procedures vary by place and this isn't legal advice.
+
+## What This Skill Produces
+
+- **The final demand letter** — the "pay by [date] or I file" letter that settles many disputes before court
+- **The claim summary** — who owes what, why, the amount, and the basis (contract, unpaid invoice, damage, deposit, faulty goods)
+- **The evidence pack** — everything organized into a timeline: contracts, messages, invoices, photos, receipts
+- **The filing checklist** — what most small-claims processes need (correct defendant name/address, the amount, the fee, the forms) — with "verify locally" flags
+- **The hearing script** — a calm, chronological way to present it, the documents to hand up, and how to answer the judge
+
+## Required Inputs
+
+Ask for these if not provided:
+- **The dispute** — what happened, who the other party is (exact legal name/address), and when
+- **The amount** — what you're claiming and how you calculated it
+- **The basis** — unpaid invoice, broken contract, property damage, withheld deposit, defective goods/service
+- **Your evidence** — what you have (agreements, messages, photos, receipts) and any gaps
+- **Where** — your location/jurisdiction (drives the claim limit, fees, and process — to verify)
+
+## Framework: Settle If You Can, File If You Must
+
+1. **Demand first, in writing.** A dated final demand with a specific amount and a "or I will file on [date]" line resolves a large share of cases — and becomes evidence you tried.
+2. **Tell the money story simply.** Amount + why you're owed it + how you calculated it. Judges reward a clear number over a grievance.
+3. **Order the evidence as a timeline.** Chronological, labeled, one point per document. Confusion loses winnable cases.
+4. **Get the defendant right.** The correct legal name and address is the boring detail that sinks claims when wrong — nail it before filing.
+5. **Know the limits — and verify them.** Claim caps, fees, forms, and whether you can recover costs vary by jurisdiction. Treat all specifics as "confirm with your local court," never asserted.
+6. **Present, don't perform.** At the hearing: calm, chronological, stick to the facts and the number, hand up documents when asked.
+
+## Output Format
+
+### Small claim: [you] v [defendant legal name] · [amount] · basis: [type]
+
+**Step 1 — Final demand letter**
+> [Amount, why owed, how calculated, a firm pay-by date, "or I will file a claim on [date]"]
+
+**Step 2 — Claim summary**
+- Amount: [X] · Basis: [contract/invoice/damage/deposit/goods] · How calculated: […]
+
+**Step 3 — Evidence pack (timeline)**
+| Date | Document | What it proves |
+|---|---|---|
+
+**Step 4 — Filing checklist** *(verify with your local court)*
+- [ ] Correct defendant legal name + address
+- [ ] Amount within the local small-claims limit
+- [ ] Required form(s) + filing fee
+- [ ] Copies for court and defendant
+
+**Step 5 — Hearing script**
+> [Chronological facts → the amount → "my evidence shows…" → answer questions calmly]
+
+**Note:** general preparation aid, not legal advice. Limits, fees, and procedure vary — verify locally, and consider proper advice for complex or high-value claims.
+
+## Quality Checks
+- [ ] A final demand letter precedes any filing
+- [ ] The amount is stated with how it was calculated
+- [ ] Evidence is organized as a labeled timeline
+- [ ] The defendant's correct legal name/address is flagged as critical
+- [ ] Jurisdiction specifics (limit, fees, forms) are marked "verify locally," not asserted
+- [ ] A calm, factual hearing script is included
+- [ ] The "not legal advice" boundary is stated
+
+## Anti-Patterns
+- **Filing before demanding** — skipping the letter that often settles it.
+- **A grievance instead of a number** — no clear amount or calculation.
+- **Disorganized evidence** — a pile, not a timeline.
+- **Wrong defendant details** — suing a trading name instead of the legal entity.
+- **Asserting the claim limit or fees** as fixed instead of "verify locally."
+- **Coaching courtroom theatrics** instead of calm facts.
+
+## Example Trigger Phrases
+- "A contractor took my deposit and vanished — I want to take them to small claims."
+- "Client owes me $1,800 and won't pay. Help me prepare a case."
+- "Write me a final demand letter before I sue in small claims."
+- "My landlord kept my deposit unfairly — how do I file?"
+- "What evidence do I need and what do I say at the hearing?"

package/exports/aider/pm-lifeadmin/flight-delay-compensation/flight-delay-compensation.md

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+# Flight-Delay Compensation
+
+Airlines rarely volunteer that you're owed money — but for long delays, cancellations, and bumpings, passenger-rights rules often require cash compensation *on top of* a refund or rebooking. The catch is the fine print: which regime applies (where you flew from/to and the airline's home), the delay thresholds, and the "extraordinary circumstances" get-out. This reads your situation, gives a likely-eligible verdict and amount band, and writes the claim — while being honest that thresholds change and must be verified.
+
+## What This Skill Produces
+
+- **The eligibility read** — which regime likely applies (EU261 / UK261 / US DOT-style / other), and whether your delay, cancellation, or denied boarding probably qualifies
+- **The amount band** — the rough compensation range for your distance/delay, plus refund vs rebooking rights, and duty-of-care (meals/hotel) for long waits
+- **The claim letter** — flight number, date, route, scheduled vs actual times, the specific rule cited, and the amount requested
+- **The evidence & the escalation** — boarding pass, booking, delay proof, the airline's stated reason — then the ADR/regulator/claims route if they refuse
+- **The verify list** — thresholds, sums, and "extraordinary circumstances" that change and must be checked against the current official rules
+
+## Required Inputs
+
+Ask for these if not provided:
+- **The flight** — airline, flight number, date, full route (from → to), and any connections
+- **What happened** — delayed (how many hours at final destination), cancelled (how much notice), denied boarding/overbooked, or missed connection
+- **The times** — scheduled vs actual departure/arrival
+- **The reason given** — weather, technical, staffing, strike, "operational"
+- **Where you are based / flying from** — this drives which regime applies
+
+## Framework: From "Owed?" to Claim
+
+1. **Pin the regime.** Compensation rights hinge on departure/arrival country and the airline's base — establish which rule set likely governs before anything else.
+2. **Measure at the *final destination*.** Delay compensation usually keys off arrival delay, not departure — and connections count end-to-end.
+3. **Separate the entitlements.** Refund/rebooking, duty-of-care (food, phone, hotel for overnight), and cash compensation are *different* rights — you can be owed more than one.
+4. **Test the get-out.** "Extraordinary circumstances" (severe weather, air-traffic control, security) can waive cash compensation; technical faults and staffing usually don't. Match their stated reason against this.
+5. **Cite the rule, request the sum, keep it factual.** A letter that names the regime, the threshold you meet, and the amount is far harder to fob off — and flag anything you couldn't verify as "to confirm against current rules."
+
+## Output Format
+
+### Flight [number] · [date] · [from → to] · [delayed/cancelled/bumped]
+
+**Likely regime:** [EU261 / UK261 / DOT-style / other] · **Cash compensation likely?** [yes / borderline / probably not] — because [threshold + reason test].
+
+**You may be owed**
+- Cash compensation: ~[band] (verify current sum)
+- Plus: [refund or rebooking] · [duty-of-care if long wait]
+
+**Claim letter**
+> [Flight, date, route, scheduled vs actual times, what happened, the rule cited, the amount requested, "evidence attached"]
+
+**Attach:** boarding pass · booking confirmation · proof of delay/cancellation · the reason the airline gave
+
+**If refused:** [supervisor / airline complaints → ADR or the relevant aviation regulator → small claims or a claims service]
+
+**Verify against current rules:** exact thresholds, compensation sums, and whether their stated reason counts as "extraordinary."
+
+## Quality Checks
+- [ ] Identifies which regime likely applies from the route and airline
+- [ ] Measures delay at the final destination, not departure
+- [ ] Separates refund/rebooking, duty-of-care, and cash compensation
+- [ ] Tests the airline's stated reason against the "extraordinary circumstances" carve-out
+- [ ] Amounts and thresholds are given as bands and flagged "verify current rules"
+- [ ] The claim letter includes flight details, the rule, and a specific amount
+- [ ] An escalation path (ADR/regulator/claims) is included
+
+## Anti-Patterns
+- **Asserting an exact payout** as fixed — sums and thresholds change; give a band and say verify.
+- **Confusing a refund with compensation** — they're separate rights.
+- **Measuring departure delay** when the rule keys off arrival.
+- **Accepting "weather/operational" at face value** without testing whether it truly waives compensation.
+- **Vague "your flight was late, pay me"** with no flight number, times, or rule cited.
+
+## Example Trigger Phrases
+- "My flight from Paris landed 4 hours late — am I owed EU261 compensation?"
+- "Airline cancelled my flight with one day's notice. What can I claim?"
+- "I got bumped off an overbooked flight — write me the claim."
+- "Missed my connection because the first leg was delayed. Am I entitled to anything?"
+- "They blamed 'operational reasons' for a 5-hour delay — does that count?"

package/exports/aider/pm-lifeadmin/moving-house-checklist/moving-house-checklist.md

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+# Moving House Checklist
+
+A move goes wrong in the gaps: the utility nobody switched, the address nobody updated, the deposit that quietly slipped away because the flat wasn't documented on the way out. This turns your move date into a backward-planned countdown — the right task in the right week — so the admin is handled early and moving day is just boxes, not a hundred loose ends.
+
+## What This Skill Produces
+
+- **The countdown checklist** — tasks bucketed by when to do them (6+ weeks → moving day → first week after)
+- **Address changes & utilities** — the switch/transfer list (energy, water, internet, insurance, bank, government/records, subscriptions, deliveries)
+- **The deposit track** (renters) — move-out documentation, cleaning, meter readings, and the inventory-photo habit that gets deposits back
+- **The packing plan** — room-by-room order, a labeling system, and what to pack last / unpack first
+- **The essentials kits** — a moving-day bag and a first-night box so you're not hunting for the kettle at midnight
+
+## Required Inputs
+
+Ask for these if not provided:
+- **The date & distance** — move date and local vs long-distance (changes utilities/logistics)
+- **Own or rent** — renting adds the deposit/inventory track; owning adds completion-day items
+- **Household** — size, kids, pets (each adds specific tasks)
+- **Movers or DIY** — professional movers, van hire, or friends
+- **Known constraints** — budget, work dates, anything fixed (school, lease end)
+
+## Framework: Backward-Plan From The Date
+
+1. **Work back from moving day.** Bucket every task by lead time so nothing bunches up in the final panicked week.
+2. **Front-load the admin.** Address changes, utility switches, and mail redirection have notice periods — start them early, not the night before.
+3. **Protect the deposit (renters).** Photograph condition on the way out, take meter readings, and hit the cleaning standard in the tenancy — the difference between most of your deposit back and a dispute.
+4. **Pack by room, label by room + priority.** A consistent labeling system and a "last out / first in" list turns unpacking from chaos into a sequence.
+5. **Keep a day-of lifeline.** A moving-day bag (documents, chargers, meds, snacks) and a first-night box (bedding, toiletries, kettle) so the essentials never end up in a random sealed box.
+
+## Output Format
+
+### Move plan: [date] · [own/rent] · [local/long-distance] · [household]
+
+### Countdown
+**6+ weeks:** [notice, movers/van, declutter, start address list]
+**3–4 weeks:** [book utilities switch, redirect mail, order supplies, use up freezer]
+**1–2 weeks:** [confirm movers, pack non-essentials, meter-reading plan]
+**Moving week:** [pack by room, essentials kits, final readings, clean]
+**Moving day:** [readings, photos, keys, day-bag, walkthrough]
+**First week after:** [set up utilities, register address, unpack priority rooms]
+
+### Address changes & utilities
+- [ ] Energy · water · internet · insurance · bank · government/records · subscriptions · deliveries · mail redirect
+
+### Deposit track (renters)
+- [ ] Move-out photos/video · meter readings · cleaning to tenancy standard · inventory check · forwarding address
+
+### Packing plan
+- Room order: […] · Label: [room + priority] · Last out / first in: […]
+
+### Essentials
+- **Day bag:** documents, chargers, meds, cash, snacks
+- **First-night box:** bedding, toiletries, kettle/mugs, phone chargers
+
+## Quality Checks
+- [ ] Tasks are bucketed by lead time, backward from the date
+- [ ] Admin with notice periods is front-loaded
+- [ ] Renters get a deposit-recovery track (photos, readings, cleaning)
+- [ ] Packing has a room order and labeling system
+- [ ] Day bag and first-night box are included
+- [ ] Plan is tuned to own/rent, distance, and household (kids/pets)
+
+## Anti-Patterns
+- **A flat to-do list** with no timing — everything lands in the last week.
+- **Leaving utilities and address changes to moving day** when they need notice.
+- **Skipping move-out documentation** and losing the deposit to a dispute.
+- **Packing with no labels** — a garage of identical mystery boxes.
+- **No essentials kit** — critical items sealed in an unknown box on night one.
+
+## Example Trigger Phrases
+- "I'm moving flats in 5 weeks — give me a plan so I don't forget anything."
+- "Make me a moving checklist; renting, one bedroom, local move."
+- "What do I need to do to get my full deposit back when I move out?"
+- "Moving across the country with two kids and a dog — help me plan it."
+- "Everything's booked but I don't know what to pack when."