paygate-mcp 8.55.0 → 8.56.0

This diff represents the content of publicly available package versions that have been released to one of the supported registries. The information contained in this diff is provided for informational purposes only and reflects changes between package versions as they appear in their respective public registries.
package/README.md CHANGED
@@ -162,6 +162,7 @@ Agent → PayGate (auth + billing) → Your MCP Server (stdio or HTTP)
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  - **Consumer Spend Velocity** — `GET /admin/consumer-spend-velocity` per-consumer spend rate with credits/hour, depletion forecast, and velocity ranking
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  - **Namespace Activity** — `GET /admin/namespace-activity` per-namespace activity metrics with key counts, spend, calls, credits remaining for multi-tenant visibility
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  - **Credit Burn Rate** — `GET /admin/credit-burn-rate` system-wide credit burn rate with credits/hour, utilization percentage, depletion forecast
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+ - **Consumer Risk Score** — `GET /admin/consumer-risk-score` per-consumer risk scoring based on utilization with risk levels (low/medium/high/critical)
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  - **Config Hot Reload** — `POST /config/reload` reloads pricing, rate limits, webhooks, quotas, and behavior flags from config file without server restart
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  - **Webhook Events** — POST batched usage events to any URL for external billing/alerting
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  - **Config File Mode** — Load all settings from a JSON file (`--config`)
@@ -3738,6 +3739,26 @@ curl http://localhost:3000/admin/credit-burn-rate -H "X-Admin-Key: YOUR_ADMIN_KE
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  System-wide credit burn rate analysis. Shows aggregate credits/hour burn rate, utilization percentage (spent/allocated), and estimated hours until all credits are depleted. Summary includes total allocated, spent, remaining, and active key count. Zero-spend systems show `creditsPerHour: 0` and `hoursUntilDepleted: null`. Excludes revoked/suspended keys. Read-only.
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+ ### Consumer Risk Score
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+
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+ ```bash
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+ curl http://localhost:3000/admin/consumer-risk-score -H "X-Admin-Key: YOUR_ADMIN_KEY"
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+ ```
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+
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+ ```json
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+ {
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+ "consumers": [
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+ { "name": "heavy-user", "riskScore": 80, "riskLevel": "critical", "creditsRemaining": 20, "totalSpent": 80, "utilizationPercent": 80 },
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+ { "name": "normal-user", "riskScore": 25, "riskLevel": "medium", "creditsRemaining": 150, "totalSpent": 50, "utilizationPercent": 25 },
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+ { "name": "idle-user", "riskScore": 0, "riskLevel": "low", "creditsRemaining": 100, "totalSpent": 0, "utilizationPercent": 0 }
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+ ],
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+ "summary": { "totalConsumers": 3, "riskDistribution": { "low": 1, "medium": 1, "high": 0, "critical": 1 } },
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+ "generatedAt": "2025-01-15T14:30:00Z"
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+ }
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+ ```
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+
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+ Per-consumer risk scoring based on credit utilization. Risk score (0–100) maps to levels: low (0–24), medium (25–49), high (50–74), critical (75–100). Per-consumer: risk score, risk level, credits remaining, total spent, utilization percentage. Summary includes risk distribution counts. Excludes revoked/suspended keys. Sorted by riskScore descending. Read-only.
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+
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  ### IP Allowlisting
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  Restrict API keys to specific IP addresses or CIDR ranges:
package/dist/server.d.ts CHANGED
@@ -289,6 +289,7 @@ export declare class PayGateServer {
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  private handlePeakUsage;
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  private handleConsumerActivity;
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  private handleToolPopularity;
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+ private handleConsumerRiskScore;
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  private handleCreditBurnRate;
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  private handleNamespaceActivity;
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  private handleConsumerSpendVelocity;
@@ -1 +1 @@
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- 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1
+ {"version":3,"file":"server.d.ts","sourceRoot":"","sources":["../src/server.ts"],"names":[],"mappings":"AAAA;;;;;;;;;;;;;GAaG;AAEH,OAAO,EAAgB,eAAe,EAA0B,MAAM,MAAM,CAAC;AAI7E,OAAO,EAAE,aAAa,EAAkB,mBAAmB,EAAkB,MAAM,SAAS,CAAC;AAU7F,OAAO,EAAE,IAAI,EAAE,MAAM,QAAQ,CAAC;AAC9B,OAAO,EAAE,QAAQ,EAAE,MAAM,SAAS,CAAC;AACnC,OAAO,EAAE,YAAY,EAAE,MAAM,cAAc,CAAC;AAC5C,OAAO,EAAE,iBAAiB,EAAE,MAAM,UAAU,CAAC;AAE7C,OAAO,EAAE,aAAa,EAAE,MAAM,SAAS,CAAC;AACxC,OAAO,EAAE,cAAc,EAAqD,MAAM,WAAW,CAAC;AAC9F,OAAO,EAAE,WAAW,EAAmB,MAAM,SAAS,CAAC;AACvD,OAAO,EAAE,YAAY,EAAE,MAAM,iBAAiB,CAAC;AAC/C,OAAO,EAAE,YAAY,EAAE,MAAM,YAAY,CAAC;AAC1C,OAAO,EAAE,gBAAgB,EAAE,MAAM,WAAW,CAAC;AAE7C,OAAO,EAAE,eAAe,EAAE,MAAM,aAAa,CAAC;AAC9C,OAAO,EAAE,WAAW,EAAS,MAAM,UAAU,CAAC;AAC9C,OAAO,EAAE,WAAW,EAAE,MAAM,SAAS,CAAC;AAEtC,OAAO,EAAE,SAAS,EAAE,MAAM,cAAc,CAAC;AACzC,OAAO,EAAE,kBAAkB,EAAE,MAAM,UAAU,CAAC;AAC9C,OAAO,EAAE,eAAe,EAA6B,MAAM,cAAc,CAAC;AAC1E,OAAO,EAAE,aAAa,EAAE,aAAa,EAAqB,MAAM,UAAU,CAAC;AAC3E,OAAO,EAAE,eAAe,EAAE,MAAM,UAAU,CAAC;AAE3C,OAAO,EAAE,aAAa,EAAE,MAAM,kBAAkB,CAAC;AACjD,OAAO,EAAE,kBAAkB,EAAE,MAAM,iBAAiB,CAAC;AAKrD,0EAA0E;AAC1E,wBAAgB,iBAAiB,IAAI,MAAM,CAE1C;AAED,sFAAsF;AACtF,wBAAgB,YAAY,CAAC,GAAG,EAAE,eAAe,GAAG,MAAM,GAAG,SAAS,CAErE;AAED;;;;;;;;;GASG;AACH,wBAAgB,eAAe,CAAC,GAAG,EAAE,eAAe,EAAE,cAAc,CAAC,EAAE,MAAM,EAAE,GAAG,MAAM,CAsBvF;AAyCD,yCAAyC;AACzC,KAAK,YAAY,GAAG,QAAQ,GAAG,YAAY,CAAC;AAa5C,qBAAa,aAAa;IACxB,QAAQ,CAAC,IAAI,EAAE,IAAI,CAAC;IACpB,0DAA0D;IAC1D,QAAQ,CAAC,KAAK,EAAE,YAAY,GAAG,IAAI,CAAC;IACpC,8DAA8D;IAC9D,QAAQ,CAAC,MAAM,EAAE,iBAAiB,GAAG,IAAI,CAAC;IAC1C,OAAO,CAAC,MAAM,CAAuB;IACrC,OAAO,CAAC,QAAQ,CAAC,MAAM,CAAgB;IACvC,oEAAoE;IACpE,QAAQ,CAAC,SAAS,EAAE,eAAe,CAAC;IACpC,mEAAmE;IACnE,OAAO,CAAC,QAAQ,CAAC,iBAAiB,CAAS;IAC3C,OAAO,CAAC,aAAa,CAAqC;IAC1D,wDAAwD;IACxD,QAAQ,CAAC,KAAK,EAAE,aAAa,GAAG,IAAI,CAAQ;IAC5C,oDAAoD;IACpD,QAAQ,CAAC,QAAQ,EAAE,cAAc,CAAC;IAClC,2BAA2B;IAC3B,QAAQ,CAAC,KAAK,EAAE,WAAW,CAAC;IAC5B,0CAA0C;IAC1C,QAAQ,CAAC,QAAQ,EAAE,YAAY,CAAC;IAChC,8CAA8C;IAC9C,QAAQ,CAAC,OAAO,EAAE,gBAAgB,CAAC;IACnC,mCAAmC;IACnC,QAAQ,CAAC,SAAS,EAAE,eAAe,CAAC;IACpC,4CAA4C;IAC5C,QAAQ,CAAC,MAAM,EAAE,WAAW,CAAC;IAC7B,gCAAgC;IAChC,QAAQ,CAAC,KAAK,EAAE,WAAW,CAAC;IAC5B,yEAAyE;IACzE,QAAQ,CAAC,SAAS,EAAE,SAAS,GAAG,IAAI,CAAQ;IAC5C,4DAA4D;IAC5D,QAAQ,CAAC,MAAM,EAAE,kBAAkB,CAAC;IACpC,qDAAqD;IACrD,QAAQ,CAAC,OAAO,EAAE,aAAa,CAAC;IAChC,QAAQ,CAAC,MAAM,EAAE,eAAe,CAAC;IACjC,oCAAoC;IACpC,QAAQ,CAAC,aAAa,EAAE,aAAa,CAAC;IACtC,oDAAoD;IACpD,QAAQ,CAAC,SAAS,EAAE,kBAAkB,CAAC;IACvC,sCAAsC;IACtC,QAAQ,CAAC,YAAY,EAAE,YAAY,CAAC;IACpC,yCAAyC;IACzC,OAAO,CAAC,QAAQ,CAAC,SAAS,CAAsB;IAChD,gEAAgE;IAChE,OAAO,CAAC,QAAQ,CAAS;IACzB,wEAAwE;IACxE,OAAO,CAAC,eAAe,CAAS;IAChC,mDAAmD;IACnD,OAAO,CAAC,kBAAkB,CAAiC;IAC3D,kDAAkD;IAClD,OAAO,CAAC,gBAAgB,CAAuB;IAC/C,gDAAgD;IAChD,OAAO,CAAC,iBAAiB,CAAqF;IAC9G,8CAA8C;IAC9C,OAAO,CAAC,wBAAwB,CAA+C;IAC/E,8BAA8B;IAC9B,OAAO,CAAC,gBAAgB,CAOhB;IACR,2CAA2C;IAC3C,OAAO,CAAC,aAAa,CAA+C;IACpE,4CAA4C;IAC5C,OAAO,CAAC,cAAc,CAAK;IAC3B,kCAAkC;IAClC,OAAO,CAAC,kBAAkB,CAOX;IACf,+CAA+C;IAC/C,OAAO,CAAC,iBAAiB,CAAK;IAC9B,qDAAqD;IACrD,OAAO,CAAC,UAAU,CAUV;IACR,gCAAgC;IAChC,OAAO,CAAC,gBAAgB,CAAK;IAC7B,4CAA4C;IAC5C,OAAO,CAAC,QAAQ,CAAC,oBAAoB,CAAQ;IAC7C,wCAAwC;IACxC,OAAO,CAAC,QAAQ,CAAK;IACrB,sEAAsE;IACtE,OAAO,CAAC,UAAU,CAAuB;IAEzC,0DAA0D;IAC1D,OAAO,KAAK,OAAO,GAElB;gBAGC,MAAM,EAAE,OAAO,CAAC,aAAa,CAAC,GAAG;QAAE,aAAa,EAAE,MAAM,CAAA;KAAE,EAC1D,QAAQ,CAAC,EAAE,MAAM,EACjB,SAAS,CAAC,EAAE,MAAM,EAClB,SAAS,CAAC,EAAE,MAAM,EAClB,mBAAmB,CAAC,EAAE,MAAM,EAC5B,OAAO,CAAC,EAAE,mBAAmB,EAAE,EAC/B,QAAQ,CAAC,EAAE,MAAM;IAsMnB;;;OAGG;IACH,aAAa,CAAC,IAAI,EAAE,MAAM,GAAG,IAAI;IAIjC;;;;;;;;;;;OAWG;IACH,GAAG,CAAC,MAAM,EAAE,aAAa,GAAG,IAAI;IAK1B,KAAK,IAAI,OAAO,CAAC;QAAE,IAAI,EAAE,MAAM,CAAC;QAAC,QAAQ,EAAE,MAAM,CAAA;KAAE,CAAC;YA0C5C,aAAa;YA2mBb,SAAS;IAmQvB;;;OAGG;IACH,OAAO,CAAC,kBAAkB;IA+C1B;;OAEG;IACH,OAAO,CAAC,sBAAsB;IAyB9B;;;;OAIG;IACH,OAAO,CAAC,aAAa;IAyCrB;;;OAGG;IACH,OAAO,CAAC,qBAAqB;IAuC7B,OAAO,CAAC,UAAU;IAyKlB,OAAO,CAAC,YAAY;IAepB,OAAO,CAAC,YAAY;IAyCpB,OAAO,CAAC,UAAU;IAuElB,OAAO,CAAC,kBAAkB;IA0D1B,kEAAkE;IAClE,OAAO,CAAC,OAAO;YAWD,eAAe;IAqH7B,OAAO,CAAC,cAAc;YA0CR,WAAW;YAuEX,oBAAoB;YAwHpB,oBAAoB;IA4IlC,OAAO,CAAC,eAAe;YAoDT,eAAe;YAsEf,eAAe;YAsDf,gBAAgB;YAkEhB,eAAe;YAgEf,cAAc;YAuFd,cAAc;YAoEd,eAAe;YA0Df,YAAY;YAkDZ,eAAe;YAwDf,cAAc;YA+Dd,aAAa;YAsDb,oBAAoB;YAsDpB,qBAAqB;IAgCnC,OAAO,CAAC,cAAc;IA2CtB,OAAO,CAAC,kBAAkB;IAiC1B,OAAO,CAAC,cAAc;IAyEtB,OAAO,CAAC,qBAAqB;IAsD7B,OAAO,CAAC,iBAAiB;IAuEzB,OAAO,CAAC,mBAAmB;IA8C3B,OAAO,CAAC,sBAAsB;IAwD9B,OAAO,CAAC,mBAAmB;IAoG3B,OAAO,CAAC,eAAe;IAiJvB,OAAO,CAAC,kBAAkB;YA4LZ,kBAAkB;IAoFhC,OAAO,CAAC,aAAa;YAuDP,YAAY;IAkD1B,OAAO,CAAC,WAAW;YA+CL,mBAAmB;IAmCjC,OAAO,CAAC,eAAe;IAYvB,+EAA+E;IAC/E,OAAO,CAAC,mBAAmB;IAU3B,oEAAoE;YACtD,mBAAmB;IA4DjC,yDAAyD;YAC3C,oBAAoB;IAuFlC,yCAAyC;YAC3B,gBAAgB;IA8E9B,uDAAuD;YACzC,iBAAiB;IAiC/B,sEAAsE;IACtE,OAAO,CAAC,kBAAkB;IAqB1B,OAAO,CAAC,qBAAqB;IAO7B,OAAO,CAAC,aAAa;IAOrB,OAAO,CAAC,aAAa;IAOrB,OAAO,CAAC,eAAe;IA0BvB,OAAO,CAAC,eAAe;YAYT,qBAAqB;IAmDnC,OAAO,CAAC,oBAAoB;IAiB5B,OAAO,CAAC,sBAAsB;YAwBhB,mBAAmB;IAoDjC,OAAO,CAAC,oBAAoB;IAgB5B,OAAO,CAAC,oBAAoB;IA0D5B,OAAO,CAAC,sBAAsB;IA2D9B,OAAO,CAAC,wBAAwB;IA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package/dist/server.js CHANGED
@@ -1128,6 +1128,12 @@ class PayGateServer {
1128
1128
  res.writeHead(405, { 'Content-Type': 'application/json' });
1129
1129
  res.end(JSON.stringify({ error: 'Method not allowed. Use GET.' }));
1130
1130
  return;
1131
+ case '/admin/consumer-risk-score':
1132
+ if (req.method === 'GET')
1133
+ return this.handleConsumerRiskScore(req, res);
1134
+ res.writeHead(405, { 'Content-Type': 'application/json' });
1135
+ res.end(JSON.stringify({ error: 'Method not allowed. Use GET.' }));
1136
+ return;
1131
1137
  // ─── Plugin endpoints ──────────────────────────────────────────────
1132
1138
  case '/plugins':
1133
1139
  return this.handleListPlugins(req, res);
@@ -1723,6 +1729,7 @@ class PayGateServer {
1723
1729
  consumerSpendVelocity: 'GET /admin/consumer-spend-velocity — Per-consumer spend rate with credits/hour, depletion forecast, and velocity ranking (requires X-Admin-Key)',
1724
1730
  namespaceActivity: 'GET /admin/namespace-activity — Per-namespace activity metrics with key counts, spend, calls, credits remaining for multi-tenant visibility (requires X-Admin-Key)',
1725
1731
  creditBurnRate: 'GET /admin/credit-burn-rate — System-wide credit burn rate with credits/hour, utilization percentage, depletion forecast, and active key count (requires X-Admin-Key)',
1732
+ consumerRiskScore: 'GET /admin/consumer-risk-score — Per-consumer risk scoring based on utilization, spend velocity, and credit depletion proximity with risk levels (requires X-Admin-Key)',
1726
1733
  ...(this.oauth ? {
1727
1734
  oauthMetadata: 'GET /.well-known/oauth-authorization-server — OAuth 2.1 server metadata',
1728
1735
  oauthRegister: 'POST /oauth/register — Register OAuth client',
@@ -8134,6 +8141,68 @@ class PayGateServer {
8134
8141
  generatedAt: new Date().toISOString(),
8135
8142
  }));
8136
8143
  }
8144
+ // ─── /admin/consumer-risk-score — Per-consumer risk scoring ──────────────
8145
+ handleConsumerRiskScore(_req, res) {
8146
+ if (!this.checkAdmin(_req, res))
8147
+ return;
8148
+ const allRecords = this.gate.store.getAllRecords();
8149
+ const activeRecords = allRecords.filter(r => r.active && !r.suspended);
8150
+ if (activeRecords.length === 0) {
8151
+ res.writeHead(200, { 'Content-Type': 'application/json' });
8152
+ res.end(JSON.stringify({
8153
+ consumers: [],
8154
+ summary: {
8155
+ totalConsumers: 0,
8156
+ riskDistribution: { low: 0, medium: 0, high: 0, critical: 0 },
8157
+ },
8158
+ generatedAt: new Date().toISOString(),
8159
+ }));
8160
+ return;
8161
+ }
8162
+ const consumers = activeRecords.map(rec => {
8163
+ const totalSpent = rec.totalSpent || 0;
8164
+ const allocated = rec.credits + totalSpent;
8165
+ const utilizationPercent = allocated > 0 ? Math.round((totalSpent / allocated) * 100) : 0;
8166
+ // Risk score: 0–100 based on utilization (higher utilization = higher risk)
8167
+ // - 0-25% utilization → low risk (0-25 score)
8168
+ // - 25-50% → medium risk (25-50 score)
8169
+ // - 50-75% → high risk (50-75 score)
8170
+ // - 75-100% → critical risk (75-100 score)
8171
+ const riskScore = Math.min(utilizationPercent, 100);
8172
+ let riskLevel;
8173
+ if (riskScore >= 75)
8174
+ riskLevel = 'critical';
8175
+ else if (riskScore >= 50)
8176
+ riskLevel = 'high';
8177
+ else if (riskScore >= 25)
8178
+ riskLevel = 'medium';
8179
+ else
8180
+ riskLevel = 'low';
8181
+ return {
8182
+ name: rec.name,
8183
+ riskScore,
8184
+ riskLevel,
8185
+ creditsRemaining: rec.credits,
8186
+ totalSpent,
8187
+ utilizationPercent,
8188
+ };
8189
+ });
8190
+ // Sort by riskScore descending
8191
+ consumers.sort((a, b) => b.riskScore - a.riskScore);
8192
+ const riskDistribution = { low: 0, medium: 0, high: 0, critical: 0 };
8193
+ for (const c of consumers) {
8194
+ riskDistribution[c.riskLevel]++;
8195
+ }
8196
+ res.writeHead(200, { 'Content-Type': 'application/json' });
8197
+ res.end(JSON.stringify({
8198
+ consumers,
8199
+ summary: {
8200
+ totalConsumers: consumers.length,
8201
+ riskDistribution,
8202
+ },
8203
+ generatedAt: new Date().toISOString(),
8204
+ }));
8205
+ }
8137
8206
  // ─── /admin/credit-burn-rate — System-wide credit burn rate ──────────────
8138
8207
  handleCreditBurnRate(_req, res) {
8139
8208
  if (!this.checkAdmin(_req, res))