paygate-mcp 8.12.0 → 8.14.0

package/README.md

@@ -119,6 +119,8 @@ Agent → PayGate (auth + billing) → Your MCP Server (stdio or HTTP)
 - **Revenue Analysis** — `GET /admin/revenue` revenue metrics with per-tool revenue breakdown, per-key spending, hourly revenue trends, credit flow summary (allocated/spent/remaining), and average revenue per call
 - **Key Portfolio Health** — `GET /admin/key-portfolio` portfolio-wide key health with active/inactive/suspended counts, stale keys, expiring-soon keys, age distribution, credit utilization, and namespace breakdown
 - **Anomaly Detection** — `GET /admin/anomalies` identifies unusual patterns: keys with high denial rates, rapid credit depletion, low remaining credits, with severity ratings and detailed descriptions
+- **Usage Forecasting** — `GET /admin/forecast` predicts future credit consumption with per-key depletion estimates, calls remaining, at-risk key identification, system-wide consumption aggregates, and per-tool cost breakdown
+- **Compliance Report** — `GET /admin/compliance` generates compliance-ready report with key governance (expiry coverage), access control (ACL/IP/spending limit coverage), audit trail completeness, weighted overall score, and actionable recommendations
 - **Config Hot Reload** — `POST /config/reload` reloads pricing, rate limits, webhooks, quotas, and behavior flags from config file without server restart
 - **Webhook Events** — POST batched usage events to any URL for external billing/alerting
 - **Config File Mode** — Load all settings from a JSON file (`--config`)
@@ -2735,6 +2737,60 @@ curl http://localhost:3000/admin/anomalies -H "X-Admin-Key: YOUR_ADMIN_KEY"
 
 Scans all active keys for anomalous patterns: keys with >50% denial rates (3+ calls minimum), rapid credit depletion (>=75% spent), and low remaining credits (<=10 credits or <=10% remaining). Each anomaly includes type, severity, affected key name, and human-readable description. Read-only.
 
+### Usage Forecasting
+
+```bash
+curl http://localhost:3000/admin/forecast -H "X-Admin-Key: YOUR_ADMIN_KEY"
+```
+
+```json
+{
+  "summary": { "totalActiveKeys": 3, "keysAtRisk": 1 },
+  "keyForecasts": [
+    { "keyName": "heavy-user", "creditsRemaining": 50, "totalSpent": 950, "callCount": 95, "avgCreditsPerCall": 10, "estimatedCallsRemaining": 5, "atRisk": true },
+    { "keyName": "light-user", "creditsRemaining": 900, "totalSpent": 100, "callCount": 20, "avgCreditsPerCall": 5, "estimatedCallsRemaining": 180, "atRisk": false }
+  ],
+  "systemForecast": {
+    "totalCreditsRemaining": 950,
+    "totalCreditsSpent": 1050,
+    "totalCalls": 115,
+    "byTool": [
+      { "tool": "expensive_tool", "calls": 50, "totalCredits": 500, "avgCreditsPerCall": 10 },
+      { "tool": "cheap_tool", "calls": 65, "totalCredits": 325, "avgCreditsPerCall": 5 }
+    ]
+  },
+  "generatedAt": "2025-01-15T14:30:00Z"
+}
+```
+
+Forecasts credit consumption for all active keys: per-key depletion estimates with calls remaining, at-risk identification (<=5 estimated calls), system-wide credit aggregates, and per-tool cost breakdown sorted by revenue. Keys with no usage history show `estimatedCallsRemaining: null`. Read-only.
+
+### Compliance Report
+
+```bash
+curl http://localhost:3000/admin/compliance -H "X-Admin-Key: YOUR_ADMIN_KEY"
+```
+
+```json
+{
+  "keyGovernance": { "totalKeys": 5, "keysWithExpiry": 3, "keysWithoutExpiry": 2 },
+  "accessControl": {
+    "keysWithAcl": 3, "keysWithoutAcl": 2,
+    "keysWithIpRestriction": 2, "keysWithoutIpRestriction": 3,
+    "keysWithSpendingLimit": 4, "keysWithoutSpendingLimit": 1
+  },
+  "auditTrail": { "totalEvents": 150, "uniqueTools": 5, "uniqueKeys": 4 },
+  "overallScore": 72,
+  "recommendations": [
+    "Set expiry dates on 2 key(s) without time-limited access",
+    "Add tool ACL restrictions to 2 key(s) with unrestricted tool access"
+  ],
+  "generatedAt": "2025-01-15T14:30:00Z"
+}
+```
+
+Compliance-ready report scoring key governance (expiry 25%), access control (ACL 25%, IP 20%, spending limits 15%), and audit trail (15%). Actionable recommendations for each gap. Read-only.
+
 ### IP Allowlisting
 
 Restrict API keys to specific IP addresses or CIDR ranges:

package/dist/server.d.ts

@@ -254,6 +254,8 @@ export declare class PayGateServer {
     private handleRevenueAnalysis;
     private handleLifecycleAnalysis;
     private handleAnomalyDetection;
+    private handleUsageForecasting;
+    private handleComplianceReport;
     private handleGetNotes;
     private handleAddNote;
     private handleDeleteNote;

package/dist/server.d.ts.map

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+{"version":3,"file":"server.d.ts","sourceRoot":"","sources":["../src/server.ts"],"names":[],"mappings":"AAAA;;;;;;;;;;;;;GAaG;AAEH,OAAO,EAAgB,eAAe,EAA0B,MAAM,MAAM,CAAC;AAI7E,OAAO,EAAE,aAAa,EAAkB,mBAAmB,EAAkB,MAAM,SAAS,CAAC;AAU7F,OAAO,EAAE,IAAI,EAAE,MAAM,QAAQ,CAAC;AAC9B,OAAO,EAAE,QAAQ,EAAE,MAAM,SAAS,CAAC;AACnC,OAAO,EAAE,YAAY,EAAE,MAAM,cAAc,CAAC;AAC5C,OAAO,EAAE,iBAAiB,EAAE,MAAM,UAAU,CAAC;AAE7C,OAAO,EAAE,aAAa,EAAE,MAAM,SAAS,CAAC;AACxC,OAAO,EAAE,cAAc,EAAqD,MAAM,WAAW,CAAC;AAC9F,OAAO,EAAE,WAAW,EAAmB,MAAM,SAAS,CAAC;AACvD,OAAO,EAAE,YAAY,EAAE,MAAM,iBAAiB,CAAC;AAC/C,OAAO,EAAE,YAAY,EAAE,MAAM,YAAY,CAAC;AAC1C,OAAO,EAAE,gBAAgB,EAAE,MAAM,WAAW,CAAC;AAE7C,OAAO,EAAE,eAAe,EAAE,MAAM,aAAa,CAAC;AAC9C,OAAO,EAAE,WAAW,EAAS,MAAM,UAAU,CAAC;AAC9C,OAAO,EAAE,WAAW,EAAE,MAAM,SAAS,CAAC;AAEtC,OAAO,EAAE,SAAS,EAAE,MAAM,cAAc,CAAC;AACzC,OAAO,EAAE,kBAAkB,EAAE,MAAM,UAAU,CAAC;AAC9C,OAAO,EAAE,eAAe,EAA6B,MAAM,cAAc,CAAC;AAC1E,OAAO,EAAE,aAAa,EAAE,aAAa,EAAqB,MAAM,UAAU,CAAC;AAC3E,OAAO,EAAE,eAAe,EAAE,MAAM,UAAU,CAAC;AAE3C,OAAO,EAAE,aAAa,EAAE,MAAM,kBAAkB,CAAC;AACjD,OAAO,EAAE,kBAAkB,EAAE,MAAM,iBAAiB,CAAC;AAKrD,0EAA0E;AAC1E,wBAAgB,iBAAiB,IAAI,MAAM,CAE1C;AAED,sFAAsF;AACtF,wBAAgB,YAAY,CAAC,GAAG,EAAE,eAAe,GAAG,MAAM,GAAG,SAAS,CAErE;AAED;;;;;;;;;GASG;AACH,wBAAgB,eAAe,CAAC,GAAG,EAAE,eAAe,EAAE,cAAc,CAAC,EAAE,MAAM,EAAE,GAAG,MAAM,CAsBvF;AAyCD,yCAAyC;AACzC,KAAK,YAAY,GAAG,QAAQ,GAAG,YAAY,CAAC;AAa5C,qBAAa,aAAa;IACxB,QAAQ,CAAC,IAAI,EAAE,IAAI,CAAC;IACpB,0DAA0D;IAC1D,QAAQ,CAAC,KAAK,EAAE,YAAY,GAAG,IAAI,CAAC;IACpC,8DAA8D;IAC9D,QAAQ,CAAC,MAAM,EAAE,iBAAiB,GAAG,IAAI,CAAC;IAC1C,OAAO,CAAC,MAAM,CAAuB;IACrC,OAAO,CAAC,QAAQ,CAAC,MAAM,CAAgB;IACvC,oEAAoE;IACpE,QAAQ,CAAC,SAAS,EAAE,eAAe,CAAC;IACpC,mEAAmE;IACnE,OAAO,CAAC,QAAQ,CAAC,iBAAiB,CAAS;IAC3C,OAAO,CAAC,aAAa,CAAqC;IAC1D,wDAAwD;IACxD,QAAQ,CAAC,KAAK,EAAE,aAAa,GAAG,IAAI,CAAQ;IAC5C,oDAAoD;IACpD,QAAQ,CAAC,QAAQ,EAAE,cAAc,CAAC;IAClC,2BAA2B;IAC3B,QAAQ,CAAC,KAAK,EAAE,WAAW,CAAC;IAC5B,0CAA0C;IAC1C,QAAQ,CAAC,QAAQ,EAAE,YAAY,CAAC;IAChC,8CAA8C;IAC9C,QAAQ,CAAC,OAAO,EAAE,gBAAgB,CAAC;IACnC,mCAAmC;IACnC,QAAQ,CAAC,SAAS,EAAE,eAAe,CAAC;IACpC,4CAA4C;IAC5C,QAAQ,CAAC,MAAM,EAAE,WAAW,CAAC;IAC7B,gCAAgC;IAChC,QAAQ,CAAC,KAAK,EAAE,WAAW,CAAC;IAC5B,yEAAyE;IACzE,QAAQ,CAAC,SAAS,EAAE,SAAS,GAAG,IAAI,CAAQ;IAC5C,4DAA4D;IAC5D,QAAQ,CAAC,MAAM,EAAE,kBAAkB,CAAC;IACpC,qDAAqD;IACrD,QAAQ,CAAC,OAAO,EAAE,aAAa,CAAC;IAChC,QAAQ,CAAC,MAAM,EAAE,eAAe,CAAC;IACjC,oCAAoC;IACpC,QAAQ,CAAC,aAAa,EAAE,aAAa,CAAC;IACtC,oDAAoD;IACpD,QAAQ,CAAC,SAAS,EAAE,kBAAkB,CAAC;IACvC,sCAAsC;IACtC,QAAQ,CAAC,YAAY,EAAE,YAAY,CAAC;IACpC,yCAAyC;IACzC,OAAO,CAAC,QAAQ,CAAC,SAAS,CAAsB;IAChD,gEAAgE;IAChE,OAAO,CAAC,QAAQ,CAAS;IACzB,wEAAwE;IACxE,OAAO,CAAC,eAAe,CAAS;IAChC,mDAAmD;IACnD,OAAO,CAAC,kBAAkB,CAAiC;IAC3D,kDAAkD;IAClD,OAAO,CAAC,gBAAgB,CAAuB;IAC/C,gDAAgD;IAChD,OAAO,CAAC,iBAAiB,CAAqF;IAC9G,8CAA8C;IAC9C,OAAO,CAAC,wBAAwB,CAA+C;IAC/E,8BAA8B;IAC9B,OAAO,CAAC,gBAAgB,CAOhB;IACR,2CAA2C;IAC3C,OAAO,CAAC,aAAa,CAA+C;IACpE,4CAA4C;IAC5C,OAAO,CAAC,cAAc,CAAK;IAC3B,kCAAkC;IAClC,OAAO,CAAC,kBAAkB,CAOX;IACf,+CAA+C;IAC/C,OAAO,CAAC,iBAAiB,CAAK;IAC9B,qDAAqD;IACrD,OAAO,CAAC,UAAU,CAUV;IACR,gCAAgC;IAChC,OAAO,CAAC,gBAAgB,CAAK;IAC7B,4CAA4C;IAC5C,OAAO,CAAC,QAAQ,CAAC,oBAAoB,CAAQ;IAC7C,wCAAwC;IACxC,OAAO,CAAC,QAAQ,CAAK;IACrB,sEAAsE;IACtE,OAAO,CAAC,UAAU,CAAuB;IAEzC,0DAA0D;IAC1D,OAAO,KAAK,OAAO,GAElB;gBAGC,MAAM,EAAE,OAAO,CAAC,aAAa,CAAC,GAAG;QAAE,aAAa,EAAE,MAAM,CAAA;KAAE,EAC1D,QAAQ,CAAC,EAAE,MAAM,EACjB,SAAS,CAAC,EAAE,MAAM,EAClB,SAAS,CAAC,EAAE,MAAM,EAClB,mBAAmB,CAAC,EAAE,MAAM,EAC5B,OAAO,CAAC,EAAE,mBAAmB,EAAE,EAC/B,QAAQ,CAAC,EAAE,MAAM;IAsMnB;;;OAGG;IACH,aAAa,CAAC,IAAI,EAAE,MAAM,GAAG,IAAI;IAIjC;;;;;;;;;;;OAWG;IACH,GAAG,CAAC,MAAM,EAAE,aAAa,GAAG,IAAI;IAK1B,KAAK,IAAI,OAAO,CAAC;QAAE,IAAI,EAAE,MAAM,CAAC;QAAC,QAAQ,EAAE,MAAM,CAAA;KAAE,CAAC;YA0C5C,aAAa;YAyZb,SAAS;IAmQvB;;;OAGG;IACH,OAAO,CAAC,kBAAkB;IA+C1B;;OAEG;IACH,OAAO,CAAC,sBAAsB;IAyB9B;;;;OAIG;IACH,OAAO,CAAC,aAAa;IAyCrB;;;OAGG;IACH,OAAO,CAAC,qBAAqB;IAuC7B,OAAO,CAAC,UAAU;IA+HlB,OAAO,CAAC,YAAY;IAepB,OAAO,CAAC,YAAY;IAyCpB,OAAO,CAAC,UAAU;IAuElB,OAAO,CAAC,kBAAkB;IA0D1B,kEAAkE;IAClE,OAAO,CAAC,OAAO;YAWD,eAAe;IAqH7B,OAAO,CAAC,cAAc;YA0CR,WAAW;YAuEX,oBAAoB;YAwHpB,oBAAoB;IA4IlC,OAAO,CAAC,eAAe;YAoDT,eAAe;YAsEf,eAAe;YAsDf,gBAAgB;YAkEhB,eAAe;YAgEf,cAAc;YAuFd,cAAc;YAoEd,eAAe;YA0Df,YAAY;YAkDZ,eAAe;YAwDf,cAAc;YA+Dd,aAAa;YAsDb,oBAAoB;YAsDpB,qBAAqB;IAgCnC,OAAO,CAAC,cAAc;IA2CtB,OAAO,CAAC,kBAAkB;IAiC1B,OAAO,CAAC,cAAc;IAyEtB,OAAO,CAAC,qBAAqB;IAsD7B,OAAO,CAAC,iBAAiB;IAuEzB,OAAO,CAAC,mBAAmB;IA8C3B,OAAO,CAAC,sBAAsB;IAwD9B,OAAO,CAAC,mBAAmB;IAoG3B,OAAO,CAAC,eAAe;IAiJvB,OAAO,CAAC,kBAAkB;YA4LZ,kBAAkB;IAoFhC,OAAO,CAAC,aAAa;YAuDP,YAAY;IAkD1B,OAAO,CAAC,WAAW;YA+CL,mBAAmB;IAmCjC,OAAO,CAAC,eAAe;IAYvB,+EAA+E;IAC/E,OAAO,CAAC,mBAAmB;IAU3B,oEAAoE;YACtD,mBAAmB;IA4DjC,yDAAyD;YAC3C,oBAAoB;IAuFlC,yCAAyC;YAC3B,gBAAgB;IA8E9B,uDAAuD;YACzC,iBAAiB;IAiC/B,sEAAsE;IACtE,OAAO,CAAC,kBAAkB;IAqB1B,OAAO,CAAC,qBAAqB;IAO7B,OAAO,CAAC,aAAa;IAOrB,OAAO,CAAC,aAAa;IAOrB,OAAO,CAAC,eAAe;IA0BvB,OAAO,CAAC,eAAe;YAYT,qBAAqB;IAmDnC,OAAO,CAAC,oBAAoB;IAiB5B,OAAO,CAAC,sBAAsB;YAwBhB,mBAAmB;IAoDjC,OAAO,CAAC,oBAAoB;IAgB5B,OAAO,CAAC,oBAAoB;IA0D5B,OAAO,CAAC,sBAAsB;IA2D9B,OAAO,CAAC,wBAAwB;IA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package/dist/server.js

@@ -870,6 +870,18 @@ class PayGateServer {
                 res.writeHead(405, { 'Content-Type': 'application/json' });
                 res.end(JSON.stringify({ error: 'Method not allowed. Use GET.' }));
                 return;
+            case '/admin/forecast':
+                if (req.method === 'GET')
+                    return this.handleUsageForecasting(req, res);
+                res.writeHead(405, { 'Content-Type': 'application/json' });
+                res.end(JSON.stringify({ error: 'Method not allowed. Use GET.' }));
+                return;
+            case '/admin/compliance':
+                if (req.method === 'GET')
+                    return this.handleComplianceReport(req, res);
+                res.writeHead(405, { 'Content-Type': 'application/json' });
+                res.end(JSON.stringify({ error: 'Method not allowed. Use GET.' }));
+                return;
             // ─── Plugin endpoints ──────────────────────────────────────────────
             case '/plugins':
                 return this.handleListPlugins(req, res);
@@ -1422,6 +1434,8 @@ class PayGateServer {
                 revenueAnalysis: 'GET /admin/revenue — Revenue metrics with per-tool revenue, per-key spending, hourly revenue trends, credit flow summary, and average revenue per call (requires X-Admin-Key)',
                 keyPortfolio: 'GET /admin/key-portfolio — Key portfolio health with active/inactive/suspended counts, stale keys, expiring-soon keys, age distribution, credit utilization, and namespace breakdown (requires X-Admin-Key)',
                 anomalyDetection: 'GET /admin/anomalies — Anomaly detection identifying high denial rates, rapid credit depletion, low credit balances, and other unusual patterns (requires X-Admin-Key)',
+                usageForecasting: 'GET /admin/forecast — Usage forecasting with per-key depletion estimates, system-wide consumption trends, per-tool breakdown, and at-risk key identification (requires X-Admin-Key)',
+                complianceReport: 'GET /admin/compliance — Compliance report with key governance, access control coverage, audit trail completeness, recommendations, and overall compliance score (requires X-Admin-Key)',
                 ...(this.oauth ? {
                     oauthMetadata: 'GET /.well-known/oauth-authorization-server — OAuth 2.1 server metadata',
                     oauthRegister: 'POST /oauth/register — Register OAuth client',
@@ -5670,6 +5684,180 @@ class PayGateServer {
             analyzedAt: new Date().toISOString(),
         }));
     }
+    // ─── /admin/forecast — Usage Forecasting ─────────────────────────────────
+    handleUsageForecasting(req, res) {
+        if (!this.checkAdmin(req, res))
+            return;
+        const events = this.gate.meter.getEvents();
+        const allRecords = this.gate.store.getAllRecords();
+        const activeRecords = allRecords.filter(r => r.active);
+        // ── Per-key forecasts ──
+        const keyForecasts = [];
+        for (const record of activeRecords) {
+            const keyName = record.name;
+            const creditsRemaining = record.credits;
+            const totalSpent = record.totalSpent || 0;
+            const callCount = record.totalCalls || 0;
+            const avgCreditsPerCall = callCount > 0 ? totalSpent / callCount : 0;
+            const estimatedCallsRemaining = callCount > 0 && avgCreditsPerCall > 0
+                ? Math.floor(creditsRemaining / avgCreditsPerCall)
+                : null;
+            // At risk: has usage history and <= 5 estimated calls remaining
+            const atRisk = estimatedCallsRemaining !== null && estimatedCallsRemaining <= 5;
+            keyForecasts.push({
+                keyName,
+                creditsRemaining,
+                totalSpent,
+                callCount,
+                avgCreditsPerCall: Math.round(avgCreditsPerCall * 100) / 100,
+                estimatedCallsRemaining,
+                atRisk,
+            });
+        }
+        // ── System-wide forecast ──
+        const totalCreditsRemaining = activeRecords.reduce((sum, r) => sum + r.credits, 0);
+        const totalCreditsSpent = activeRecords.reduce((sum, r) => sum + (r.totalSpent || 0), 0);
+        const totalCalls = activeRecords.reduce((sum, r) => sum + (r.totalCalls || 0), 0);
+        // Per-tool breakdown from events
+        const toolMap = new Map();
+        const allowedEvents = events.filter(e => e.allowed);
+        for (const e of allowedEvents) {
+            const tool = e.tool || 'unknown';
+            if (!toolMap.has(tool))
+                toolMap.set(tool, { calls: 0, totalCredits: 0 });
+            const t = toolMap.get(tool);
+            t.calls++;
+            t.totalCredits += e.creditsCharged || 0;
+        }
+        const byTool = Array.from(toolMap.entries())
+            .map(([tool, stats]) => ({
+            tool,
+            calls: stats.calls,
+            totalCredits: stats.totalCredits,
+            avgCreditsPerCall: stats.calls > 0 ? Math.round(stats.totalCredits / stats.calls * 100) / 100 : 0,
+        }))
+            .sort((a, b) => b.totalCredits - a.totalCredits);
+        const keysAtRisk = keyForecasts.filter(f => f.atRisk).length;
+        res.writeHead(200, { 'Content-Type': 'application/json' });
+        res.end(JSON.stringify({
+            summary: {
+                totalActiveKeys: activeRecords.length,
+                keysAtRisk,
+            },
+            keyForecasts,
+            systemForecast: {
+                totalCreditsRemaining,
+                totalCreditsSpent,
+                totalCalls,
+                byTool,
+            },
+            generatedAt: new Date().toISOString(),
+        }));
+    }
+    // ─── /admin/compliance — Compliance Report ──────────────────────────────
+    handleComplianceReport(req, res) {
+        if (!this.checkAdmin(req, res))
+            return;
+        const events = this.gate.meter.getEvents();
+        const allRecords = this.gate.store.getAllRecords();
+        const activeRecords = allRecords.filter(r => r.active);
+        // ── Key Governance ──
+        const totalKeys = activeRecords.length;
+        let keysWithExpiry = 0;
+        let keysWithoutExpiry = 0;
+        for (const r of activeRecords) {
+            if (r.expiresAt)
+                keysWithExpiry++;
+            else
+                keysWithoutExpiry++;
+        }
+        // ── Access Control ──
+        let keysWithAcl = 0;
+        let keysWithoutAcl = 0;
+        let keysWithIpRestriction = 0;
+        let keysWithoutIpRestriction = 0;
+        let keysWithSpendingLimit = 0;
+        let keysWithoutSpendingLimit = 0;
+        for (const r of activeRecords) {
+            if (r.allowedTools && r.allowedTools.length > 0)
+                keysWithAcl++;
+            else
+                keysWithoutAcl++;
+            if (r.ipAllowlist && r.ipAllowlist.length > 0)
+                keysWithIpRestriction++;
+            else
+                keysWithoutIpRestriction++;
+            if (r.spendingLimit && r.spendingLimit > 0)
+                keysWithSpendingLimit++;
+            else
+                keysWithoutSpendingLimit++;
+        }
+        // ── Audit Trail ──
+        const totalEvents = events.length;
+        const tools = new Set();
+        const keys = new Set();
+        for (const e of events) {
+            if (e.tool)
+                tools.add(e.tool);
+            if (e.keyName || e.apiKey)
+                keys.add(e.keyName || e.apiKey);
+        }
+        // ── Overall Score (0-100) ──
+        // Weighted: expiry 25%, ACL 25%, IP 20%, spending limit 15%, audit trail 15%
+        let score = 100;
+        if (totalKeys > 0) {
+            const expiryPct = keysWithExpiry / totalKeys;
+            const aclPct = keysWithAcl / totalKeys;
+            const ipPct = keysWithIpRestriction / totalKeys;
+            const spendPct = keysWithSpendingLimit / totalKeys;
+            score = Math.round(expiryPct * 25 +
+                aclPct * 25 +
+                ipPct * 20 +
+                spendPct * 15 +
+                (totalEvents > 0 ? 15 : 0));
+        }
+        // ── Recommendations ──
+        const recommendations = [];
+        if (keysWithoutExpiry > 0) {
+            recommendations.push(`Set expiry dates on ${keysWithoutExpiry} key(s) without time-limited access`);
+        }
+        if (keysWithoutAcl > 0) {
+            recommendations.push(`Add tool ACL restrictions to ${keysWithoutAcl} key(s) with unrestricted tool access`);
+        }
+        if (keysWithoutIpRestriction > 0) {
+            recommendations.push(`Add IP allowlists to ${keysWithoutIpRestriction} key(s) accessible from any IP`);
+        }
+        if (keysWithoutSpendingLimit > 0) {
+            recommendations.push(`Set spending limits on ${keysWithoutSpendingLimit} key(s) without cost controls`);
+        }
+        if (totalEvents === 0 && totalKeys > 0) {
+            recommendations.push('No usage events recorded — ensure audit trail is capturing tool calls');
+        }
+        res.writeHead(200, { 'Content-Type': 'application/json' });
+        res.end(JSON.stringify({
+            keyGovernance: {
+                totalKeys,
+                keysWithExpiry,
+                keysWithoutExpiry,
+            },
+            accessControl: {
+                keysWithAcl,
+                keysWithoutAcl,
+                keysWithIpRestriction,
+                keysWithoutIpRestriction,
+                keysWithSpendingLimit,
+                keysWithoutSpendingLimit,
+            },
+            auditTrail: {
+                totalEvents,
+                uniqueTools: tools.size,
+                uniqueKeys: keys.size,
+            },
+            overallScore: score,
+            recommendations,
+            generatedAt: new Date().toISOString(),
+        }));
+    }
     // ─── /keys/notes — Timestamped notes on API keys ─────────────────────────
     handleGetNotes(req, res) {
         if (!this.checkAdmin(req, res))