paygate-mcp 7.9.0 → 8.0.0

package/README.md

@@ -106,6 +106,7 @@ Agent → PayGate (auth + billing) → Your MCP Server (stdio or HTTP)
 - **Tool Call Dry Run** — `POST /requests/dry-run` simulates a tool call without executing — checks key validity, ACL, rate limits, credits, and spending limits, returns predicted outcome with credits-after calculation and rate limit status
 - **Batch Dry Run** — `POST /requests/dry-run/batch` simulates multiple tool calls at once — aggregate credit check, per-tool ACL validation, spending limit, returns per-tool results with total credits required and credits-after
 - **Tool Availability** — `GET /tools/available?key=...` returns per-key tool availability with pricing, affordability (canAfford), ACL enforcement (accessible/denyReason), and per-tool + global rate limit status
+- **Key Dashboard** — `GET /keys/dashboard?key=...` consolidated single-endpoint view with metadata, balance, health score, spending velocity, rate limits, quotas, usage summary, and recent activity timeline
 - **Config Hot Reload** — `POST /config/reload` reloads pricing, rate limits, webhooks, quotas, and behavior flags from config file without server restart
 - **Webhook Events** — POST batched usage events to any URL for external billing/alerting
 - **Config File Mode** — Load all settings from a JSON file (`--config`)
@@ -2330,6 +2331,35 @@ curl "http://localhost:3402/tools/available?key=pg_..." \
 
 Returns every discovered tool with: `accessible` (ACL check), `denyReason` (if blocked), `creditsPerCall`, `canAfford` (credits vs price), and per-tool `rateLimit` when configured. Includes global rate limit info. Supports alias keys. Works on suspended keys (informational). Read-only — does not deduct credits or increment rate counters.
 
+### Key Dashboard
+
+Get a consolidated overview of any API key in a single request:
+
+```bash
+curl "http://localhost:3402/keys/dashboard?key=pg_..." \
+  -H "X-Admin-Key: YOUR_ADMIN_KEY"
+```
+
+**Response:**
+
+```json
+{
+  "key": "pg_c815...09a6",
+  "name": "production-agent",
+  "status": "active",
+  "namespace": "prod",
+  "balance": { "credits": 850, "totalSpent": 150, "totalAllocated": 1000, "spendingLimit": 500 },
+  "health": { "score": 92, "status": "good" },
+  "velocity": { "creditsPerHour": 6.2, "creditsPerDay": 149, "estimatedDepletionDate": "2025-02-03T..." },
+  "rateLimits": { "global": { "limit": 60, "used": 12, "remaining": 48, "resetInMs": 35000 } },
+  "quotas": { "source": "global", "daily": { "callsUsed": 24, "callsLimit": 100 }, "monthly": { "callsUsed": 340, "callsLimit": 5000 } },
+  "usage": { "totalCalls": 340, "totalAllowed": 330, "totalDenied": 10, "totalCredits": 150 },
+  "recentActivity": [{ "timestamp": "...", "event": "gate.allowed", "tool": "search", "credits": 5 }]
+}
+```
+
+Combines metadata (status/namespace/group/tags), balance (credits/spent/allocated/spendingLimit), health score (0-100 composite), spending velocity with depletion forecast, rate limit and quota status, usage summary, and last 10 audit events. Supports alias keys. Works on suspended/revoked/expired keys. Read-only.
+
 ### IP Allowlisting
 
 Restrict API keys to specific IP addresses or CIDR ranges:

package/dist/server.d.ts

@@ -211,6 +211,7 @@ export declare class PayGateServer {
     private handleSpendingVelocity;
     private handleKeyComparison;
     private handleKeyHealth;
+    private handleKeyDashboard;
     private handleSetAutoTopup;
     private handleBalance;
     private handleLimits;

package/dist/server.d.ts.map

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+{"version":3,"file":"server.d.ts","sourceRoot":"","sources":["../src/server.ts"],"names":[],"mappings":"AAAA;;;;;;;;;;;;;GAaG;AAEH,OAAO,EAAgB,eAAe,EAA0B,MAAM,MAAM,CAAC;AAI7E,OAAO,EAAE,aAAa,EAAkB,mBAAmB,EAAkB,MAAM,SAAS,CAAC;AAU7F,OAAO,EAAE,IAAI,EAAE,MAAM,QAAQ,CAAC;AAC9B,OAAO,EAAE,QAAQ,EAAE,MAAM,SAAS,CAAC;AACnC,OAAO,EAAE,YAAY,EAAE,MAAM,cAAc,CAAC;AAC5C,OAAO,EAAE,iBAAiB,EAAE,MAAM,UAAU,CAAC;AAE7C,OAAO,EAAE,aAAa,EAAE,MAAM,SAAS,CAAC;AACxC,OAAO,EAAE,cAAc,EAAqD,MAAM,WAAW,CAAC;AAC9F,OAAO,EAAE,WAAW,EAAmB,MAAM,SAAS,CAAC;AACvD,OAAO,EAAE,YAAY,EAAE,MAAM,iBAAiB,CAAC;AAC/C,OAAO,EAAE,YAAY,EAAE,MAAM,YAAY,CAAC;AAC1C,OAAO,EAAE,gBAAgB,EAAE,MAAM,WAAW,CAAC;AAE7C,OAAO,EAAE,eAAe,EAAE,MAAM,aAAa,CAAC;AAC9C,OAAO,EAAE,WAAW,EAAS,MAAM,UAAU,CAAC;AAC9C,OAAO,EAAE,WAAW,EAAE,MAAM,SAAS,CAAC;AAEtC,OAAO,EAAE,SAAS,EAAE,MAAM,cAAc,CAAC;AACzC,OAAO,EAAE,kBAAkB,EAAE,MAAM,UAAU,CAAC;AAC9C,OAAO,EAAE,eAAe,EAA6B,MAAM,cAAc,CAAC;AAC1E,OAAO,EAAE,aAAa,EAAE,aAAa,EAAqB,MAAM,UAAU,CAAC;AAC3E,OAAO,EAAE,eAAe,EAAE,MAAM,UAAU,CAAC;AAE3C,OAAO,EAAE,aAAa,EAAE,MAAM,kBAAkB,CAAC;AACjD,OAAO,EAAE,kBAAkB,EAAE,MAAM,iBAAiB,CAAC;AAKrD,0EAA0E;AAC1E,wBAAgB,iBAAiB,IAAI,MAAM,CAE1C;AAED,sFAAsF;AACtF,wBAAgB,YAAY,CAAC,GAAG,EAAE,eAAe,GAAG,MAAM,GAAG,SAAS,CAErE;AAED;;;;;;;;;GASG;AACH,wBAAgB,eAAe,CAAC,GAAG,EAAE,eAAe,EAAE,cAAc,CAAC,EAAE,MAAM,EAAE,GAAG,MAAM,CAsBvF;AAyCD,yCAAyC;AACzC,KAAK,YAAY,GAAG,QAAQ,GAAG,YAAY,CAAC;AAa5C,qBAAa,aAAa;IACxB,QAAQ,CAAC,IAAI,EAAE,IAAI,CAAC;IACpB,0DAA0D;IAC1D,QAAQ,CAAC,KAAK,EAAE,YAAY,GAAG,IAAI,CAAC;IACpC,8DAA8D;IAC9D,QAAQ,CAAC,MAAM,EAAE,iBAAiB,GAAG,IAAI,CAAC;IAC1C,OAAO,CAAC,MAAM,CAAuB;IACrC,OAAO,CAAC,QAAQ,CAAC,MAAM,CAAgB;IACvC,oEAAoE;IACpE,QAAQ,CAAC,SAAS,EAAE,eAAe,CAAC;IACpC,mEAAmE;IACnE,OAAO,CAAC,QAAQ,CAAC,iBAAiB,CAAS;IAC3C,OAAO,CAAC,aAAa,CAAqC;IAC1D,wDAAwD;IACxD,QAAQ,CAAC,KAAK,EAAE,aAAa,GAAG,IAAI,CAAQ;IAC5C,oDAAoD;IACpD,QAAQ,CAAC,QAAQ,EAAE,cAAc,CAAC;IAClC,2BAA2B;IAC3B,QAAQ,CAAC,KAAK,EAAE,WAAW,CAAC;IAC5B,0CAA0C;IAC1C,QAAQ,CAAC,QAAQ,EAAE,YAAY,CAAC;IAChC,8CAA8C;IAC9C,QAAQ,CAAC,OAAO,EAAE,gBAAgB,CAAC;IACnC,mCAAmC;IACnC,QAAQ,CAAC,SAAS,EAAE,eAAe,CAAC;IACpC,4CAA4C;IAC5C,QAAQ,CAAC,MAAM,EAAE,WAAW,CAAC;IAC7B,gCAAgC;IAChC,QAAQ,CAAC,KAAK,EAAE,WAAW,CAAC;IAC5B,yEAAyE;IACzE,QAAQ,CAAC,SAAS,EAAE,SAAS,GAAG,IAAI,CAAQ;IAC5C,4DAA4D;IAC5D,QAAQ,CAAC,MAAM,EAAE,kBAAkB,CAAC;IACpC,qDAAqD;IACrD,QAAQ,CAAC,OAAO,EAAE,aAAa,CAAC;IAChC,QAAQ,CAAC,MAAM,EAAE,eAAe,CAAC;IACjC,oCAAoC;IACpC,QAAQ,CAAC,aAAa,EAAE,aAAa,CAAC;IACtC,oDAAoD;IACpD,QAAQ,CAAC,SAAS,EAAE,kBAAkB,CAAC;IACvC,sCAAsC;IACtC,QAAQ,CAAC,YAAY,EAAE,YAAY,CAAC;IACpC,yCAAyC;IACzC,OAAO,CAAC,QAAQ,CAAC,SAAS,CAAsB;IAChD,gEAAgE;IAChE,OAAO,CAAC,QAAQ,CAAS;IACzB,wEAAwE;IACxE,OAAO,CAAC,eAAe,CAAS;IAChC,mDAAmD;IACnD,OAAO,CAAC,kBAAkB,CAAiC;IAC3D,kDAAkD;IAClD,OAAO,CAAC,gBAAgB,CAAuB;IAC/C,gDAAgD;IAChD,OAAO,CAAC,iBAAiB,CAAqF;IAC9G,8CAA8C;IAC9C,OAAO,CAAC,wBAAwB,CAA+C;IAC/E,8BAA8B;IAC9B,OAAO,CAAC,gBAAgB,CAOhB;IACR,2CAA2C;IAC3C,OAAO,CAAC,aAAa,CAA+C;IACpE,4CAA4C;IAC5C,OAAO,CAAC,cAAc,CAAK;IAC3B,kCAAkC;IAClC,OAAO,CAAC,kBAAkB,CAOX;IACf,+CAA+C;IAC/C,OAAO,CAAC,iBAAiB,CAAK;IAC9B,qDAAqD;IACrD,OAAO,CAAC,UAAU,CAUV;IACR,gCAAgC;IAChC,OAAO,CAAC,gBAAgB,CAAK;IAC7B,4CAA4C;IAC5C,OAAO,CAAC,QAAQ,CAAC,oBAAoB,CAAQ;IAC7C,wCAAwC;IACxC,OAAO,CAAC,QAAQ,CAAK;IACrB,sEAAsE;IACtE,OAAO,CAAC,UAAU,CAAuB;IAEzC,0DAA0D;IAC1D,OAAO,KAAK,OAAO,GAElB;gBAGC,MAAM,EAAE,OAAO,CAAC,aAAa,CAAC,GAAG;QAAE,aAAa,EAAE,MAAM,CAAA;KAAE,EAC1D,QAAQ,CAAC,EAAE,MAAM,EACjB,SAAS,CAAC,EAAE,MAAM,EAClB,SAAS,CAAC,EAAE,MAAM,EAClB,mBAAmB,CAAC,EAAE,MAAM,EAC5B,OAAO,CAAC,EAAE,mBAAmB,EAAE,EAC/B,QAAQ,CAAC,EAAE,MAAM;IAsMnB;;;OAGG;IACH,aAAa,CAAC,IAAI,EAAE,MAAM,GAAG,IAAI;IAIjC;;;;;;;;;;;OAWG;IACH,GAAG,CAAC,MAAM,EAAE,aAAa,GAAG,IAAI;IAK1B,KAAK,IAAI,OAAO,CAAC;QAAE,IAAI,EAAE,MAAM,CAAC;QAAC,QAAQ,EAAE,MAAM,CAAA;KAAE,CAAC;YA0C5C,aAAa;YAmVb,SAAS;IAmQvB;;;OAGG;IACH,OAAO,CAAC,kBAAkB;IA+C1B;;OAEG;IACH,OAAO,CAAC,sBAAsB;IAyB9B;;;;OAIG;IACH,OAAO,CAAC,aAAa;IAyCrB;;;OAGG;IACH,OAAO,CAAC,qBAAqB;IAuC7B,OAAO,CAAC,UAAU;IAiHlB,OAAO,CAAC,YAAY;IAepB,OAAO,CAAC,YAAY;IAyCpB,OAAO,CAAC,UAAU;IAuElB,OAAO,CAAC,kBAAkB;IA0D1B,kEAAkE;IAClE,OAAO,CAAC,OAAO;YAWD,eAAe;IAqH7B,OAAO,CAAC,cAAc;YA0CR,WAAW;YAuEX,oBAAoB;YAwHpB,oBAAoB;IA4IlC,OAAO,CAAC,eAAe;YAoDT,eAAe;YAsEf,eAAe;YAsDf,gBAAgB;YAkEhB,eAAe;YAgEf,cAAc;YAuFd,cAAc;YAoEd,eAAe;YA0Df,YAAY;YAkDZ,eAAe;YAwDf,cAAc;YA+Dd,aAAa;YAsDb,oBAAoB;YAsDpB,qBAAqB;IAgCnC,OAAO,CAAC,cAAc;IA2CtB,OAAO,CAAC,kBAAkB;IAiC1B,OAAO,CAAC,cAAc;IAyEtB,OAAO,CAAC,qBAAqB;IAsD7B,OAAO,CAAC,iBAAiB;IAuEzB,OAAO,CAAC,mBAAmB;IA8C3B,OAAO,CAAC,sBAAsB;IAwD9B,OAAO,CAAC,mBAAmB;IAoG3B,OAAO,CAAC,eAAe;IAiJvB,OAAO,CAAC,kBAAkB;YA4LZ,kBAAkB;IAoFhC,OAAO,CAAC,aAAa;YAuDP,YAAY;IAkD1B,OAAO,CAAC,WAAW;YA+CL,mBAAmB;IAmCjC,OAAO,CAAC,eAAe;IAYvB,+EAA+E;IAC/E,OAAO,CAAC,mBAAmB;IAU3B,oEAAoE;YACtD,mBAAmB;IA4DjC,yDAAyD;YAC3C,oBAAoB;IAuFlC,yCAAyC;YAC3B,gBAAgB;IA8E9B,uDAAuD;YACzC,iBAAiB;IAiC/B,sEAAsE;IACtE,OAAO,CAAC,kBAAkB;IAqB1B,OAAO,CAAC,qBAAqB;IAO7B,OAAO,CAAC,aAAa;IAOrB,OAAO,CAAC,aAAa;IAOrB,OAAO,CAAC,eAAe;IA0BvB,OAAO,CAAC,eAAe;YAYT,qBAAqB;IAmDnC,OAAO,CAAC,oBAAoB;IAiB5B,OAAO,CAAC,sBAAsB;YAwBhB,mBAAmB;IAoDjC,OAAO,CAAC,oBAAoB;IAgB5B,OAAO,CAAC,oBAAoB;IA0D5B,OAAO,CAAC,sBAAsB;IA2D9B,OAAO,CAAC,cAAc;IAyB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package/dist/server.js

@@ -638,6 +638,12 @@ class PayGateServer {
                 return this.handleKeyComparison(req, res);
             case '/keys/health':
                 return this.handleKeyHealth(req, res);
+            case '/keys/dashboard':
+                if (req.method === 'GET')
+                    return this.handleKeyDashboard(req, res);
+                res.writeHead(405, { 'Content-Type': 'application/json' });
+                res.end(JSON.stringify({ error: 'Method not allowed. Use GET.' }));
+                return;
             case '/keys/templates':
                 if (req.method === 'GET')
                     return this.handleListTemplates(req, res);
@@ -1331,6 +1337,7 @@ class PayGateServer {
                 requestDryRunBatch: 'POST /requests/dry-run/batch — Simulate multiple tool calls without executing (requires X-Admin-Key)',
                 toolStats: 'GET /tools/stats — Per-tool call counts, success rates, latency, credits, and top consumers (requires X-Admin-Key)',
                 toolAvailability: 'GET /tools/available?key=... — Per-key tool availability with pricing, affordability, and rate limit status (requires X-Admin-Key)',
+                keyDashboard: 'GET /keys/dashboard?key=... — Consolidated key overview with metadata, balance, health, velocity, rate limits, quotas, and recent activity (requires X-Admin-Key)',
                 ...(this.oauth ? {
                     oauthMetadata: 'GET /.well-known/oauth-authorization-server — OAuth 2.1 server metadata',
                     oauthRegister: 'POST /oauth/register — Register OAuth client',
@@ -3289,6 +3296,188 @@ class PayGateServer {
             },
         }));
     }
+    // ─── /keys/dashboard — Consolidated key overview ──────────────────────────────
+    handleKeyDashboard(req, res) {
+        if (!this.checkAdmin(req, res))
+            return;
+        const urlParts = req.url?.split('?') || [];
+        const params = new URLSearchParams(urlParts[1] || '');
+        const keyParam = params.get('key');
+        if (!keyParam) {
+            res.writeHead(400, { 'Content-Type': 'application/json' });
+            res.end(JSON.stringify({ error: 'Missing required parameter: key' }));
+            return;
+        }
+        const record = this.gate.store.resolveKeyRaw(keyParam);
+        if (!record) {
+            res.writeHead(404, { 'Content-Type': 'application/json' });
+            res.end(JSON.stringify({ error: 'Key not found' }));
+            return;
+        }
+        const actualKey = record.key;
+        const maskedKey = actualKey.slice(0, 7) + '...' + actualKey.slice(-4);
+        // ── Metadata ──
+        const isExpired = record.expiresAt ? new Date(record.expiresAt).getTime() < Date.now() : false;
+        let status = 'active';
+        if (!record.active)
+            status = 'revoked';
+        else if (record.suspended)
+            status = 'suspended';
+        else if (isExpired)
+            status = 'expired';
+        const metadata = {
+            key: maskedKey,
+            name: record.name || null,
+            status,
+            namespace: record.namespace || null,
+            group: record.group || null,
+            createdAt: record.createdAt || null,
+            ...(record.expiresAt ? { expiresAt: record.expiresAt } : {}),
+            tags: record.tags && Object.keys(record.tags).length > 0 ? record.tags : undefined,
+        };
+        // ── Balance ──
+        const balance = {
+            credits: record.credits,
+            totalSpent: record.totalSpent || 0,
+            totalAllocated: record.credits + (record.totalSpent || 0),
+            ...(record.spendingLimit ? { spendingLimit: record.spendingLimit } : {}),
+        };
+        // ── Health score (simplified from handleKeyHealth) ──
+        const velocity = this.creditLedger.getSpendingVelocity(actualKey, record.credits, 24);
+        let balanceScore = 100;
+        if (velocity.creditsPerHour > 0) {
+            const hoursLeft = velocity.estimatedHoursRemaining ?? Infinity;
+            if (hoursLeft <= 1)
+                balanceScore = 0;
+            else if (hoursLeft <= 6)
+                balanceScore = 20;
+            else if (hoursLeft <= 24)
+                balanceScore = 40;
+            else if (hoursLeft <= 72)
+                balanceScore = 60;
+            else if (hoursLeft <= 168)
+                balanceScore = 80;
+        }
+        else if (record.credits <= 0) {
+            balanceScore = 0;
+        }
+        // Quota component
+        let quotaScore = 100;
+        const quotaConfig = record.quota || this.config.globalQuota;
+        if (quotaConfig) {
+            this.gate.quotaTracker.resetIfNeeded(record);
+            let maxUtil = 0;
+            if (quotaConfig.dailyCallLimit && quotaConfig.dailyCallLimit > 0)
+                maxUtil = Math.max(maxUtil, record.quotaDailyCalls / quotaConfig.dailyCallLimit);
+            if (quotaConfig.monthlyCallLimit && quotaConfig.monthlyCallLimit > 0)
+                maxUtil = Math.max(maxUtil, record.quotaMonthlyCalls / quotaConfig.monthlyCallLimit);
+            if (quotaConfig.dailyCreditLimit && quotaConfig.dailyCreditLimit > 0)
+                maxUtil = Math.max(maxUtil, record.quotaDailyCredits / quotaConfig.dailyCreditLimit);
+            if (quotaConfig.monthlyCreditLimit && quotaConfig.monthlyCreditLimit > 0)
+                maxUtil = Math.max(maxUtil, record.quotaMonthlyCredits / quotaConfig.monthlyCreditLimit);
+            quotaScore = Math.max(0, Math.round((1 - maxUtil) * 100));
+        }
+        // Rate limit component
+        const rateStatus = this.gate.rateLimiter.getStatus(actualKey);
+        let rateLimitScore = 100;
+        if (rateStatus.limit > 0) {
+            const utilization = rateStatus.used / rateStatus.limit;
+            rateLimitScore = Math.max(0, Math.round((1 - utilization) * 100));
+        }
+        // Error rate component
+        const keyUsage = this.gate.meter.getKeyUsage(actualKey);
+        let errorScore = 100;
+        if (keyUsage.totalCalls > 0) {
+            const errorRate = keyUsage.totalDenied / keyUsage.totalCalls;
+            errorScore = Math.max(0, Math.round((1 - errorRate) * 100));
+        }
+        const healthScore = Math.round(balanceScore * 0.30 + quotaScore * 0.25 + rateLimitScore * 0.20 + errorScore * 0.25);
+        let healthStatus = 'healthy';
+        if (healthScore < 25)
+            healthStatus = 'critical';
+        else if (healthScore < 50)
+            healthStatus = 'warning';
+        else if (healthScore < 75)
+            healthStatus = 'caution';
+        else if (healthScore < 90)
+            healthStatus = 'good';
+        // ── Velocity ──
+        const velocitySummary = {
+            creditsPerHour: velocity.creditsPerHour,
+            creditsPerDay: velocity.creditsPerDay,
+            callsPerHour: velocity.callsPerHour,
+            callsPerDay: velocity.callsPerDay,
+            estimatedDepletionDate: velocity.estimatedDepletionDate || null,
+        };
+        // ── Rate limits ──
+        const rateLimits = {
+            global: {
+                limit: rateStatus.limit,
+                used: rateStatus.used,
+                remaining: rateStatus.remaining,
+                resetInMs: rateStatus.resetInMs,
+            },
+        };
+        // ── Quotas ──
+        let quotas;
+        if (quotaConfig) {
+            this.gate.quotaTracker.resetIfNeeded(record);
+            quotas = {
+                source: record.quota ? 'per-key' : 'global',
+                daily: {
+                    callsUsed: record.quotaDailyCalls,
+                    callsLimit: quotaConfig.dailyCallLimit || 0,
+                    creditsUsed: record.quotaDailyCredits,
+                    creditsLimit: quotaConfig.dailyCreditLimit || 0,
+                },
+                monthly: {
+                    callsUsed: record.quotaMonthlyCalls,
+                    callsLimit: quotaConfig.monthlyCallLimit || 0,
+                    creditsUsed: record.quotaMonthlyCredits,
+                    creditsLimit: quotaConfig.monthlyCreditLimit || 0,
+                },
+            };
+        }
+        // ── Usage summary ──
+        const usage = {
+            totalCalls: keyUsage.totalCalls || 0,
+            totalAllowed: keyUsage.totalAllowed || 0,
+            totalDenied: keyUsage.totalDenied || 0,
+            totalCredits: keyUsage.totalCreditsSpent || 0,
+        };
+        // ── Recent activity (last 10 events) ──
+        const maskedForAudit = (0, audit_1.maskKeyForAudit)(actualKey);
+        const auditResult = this.audit.query({ limit: 100 });
+        const recentActivity = auditResult.events
+            .filter(e => {
+            for (const field of ['key', 'keyMasked', 'sourceKey', 'destKey']) {
+                const val = e.metadata?.[field];
+                if (val && typeof val === 'string' && val === maskedForAudit)
+                    return true;
+            }
+            if (e.actor === maskedForAudit)
+                return true;
+            return false;
+        })
+            .slice(0, 10)
+            .map(e => ({
+            timestamp: e.timestamp,
+            event: e.type,
+            ...(e.metadata?.tool ? { tool: e.metadata.tool } : {}),
+            ...(e.metadata?.credits ? { credits: e.metadata.credits } : {}),
+        }));
+        res.writeHead(200, { 'Content-Type': 'application/json' });
+        res.end(JSON.stringify({
+            ...metadata,
+            balance,
+            health: { score: healthScore, status: healthStatus },
+            velocity: velocitySummary,
+            rateLimits,
+            ...(quotas ? { quotas } : {}),
+            usage,
+            recentActivity: recentActivity.length > 0 ? recentActivity : [],
+        }));
+    }
     // ─── /keys/auto-topup — Configure auto-topup ────────────────────────────────
     async handleSetAutoTopup(req, res) {
         if (req.method !== 'POST') {