moneyfunx 1.3.0 → 1.3.2

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Files changed (17) hide show
  1. package/build/lib/payments.d.ts +2 -2
  2. package/build/lib/payments.js +6 -6
  3. package/coverage/clover.xml +52 -52
  4. package/coverage/coverage-final.json +2 -2
  5. package/coverage/index.html +1 -1
  6. package/coverage/src/index.html +1 -1
  7. package/coverage/src/index.ts.html +1 -1
  8. package/coverage/src/lib/constants.ts.html +1 -1
  9. package/coverage/src/lib/errors.ts.html +1 -1
  10. package/coverage/src/lib/helperFunctions.ts.html +1 -1
  11. package/coverage/src/lib/index.html +1 -1
  12. package/coverage/src/lib/loan.ts.html +3 -3
  13. package/coverage/src/lib/paymentTypes.ts.html +1 -1
  14. package/coverage/src/lib/payments.ts.html +35 -38
  15. package/coverage/src/lib/sorting.ts.html +1 -1
  16. package/package.json +1 -1
  17. package/src/lib/payments.ts +7 -8
package/build/lib/payments.d.ts CHANGED
@@ -21,11 +21,11 @@ export declare function determineExtraPayment(loans: ILoan[], payment: number):
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  *
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  * @param {Loan} loan The loan serving as the base for carryover
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  * @param {number} loanPayment The payment applied to the loan
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- * @param {number} loanCarryover The amount of balance remaining on the loan after N-1 of N required payments of loanPayment to zero the balance of the Loan
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+ * @param {number} loanFinalPayment The (partial) amount of the final payment to the loan
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  * @param {boolean} reduceMinimum Flag to reduce the total payment amount by a loan's minimum when that loan is paid off
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  * @returns {number} The carryover to apply to the last payment on loan N+1
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  */
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- export declare function determineCarryover(loan: Loan, loanPayment: number, loanCarryover: number, reduceMinimum: boolean): number;
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+ export declare function determineCarryover(loan: Loan, loanPayment: number, loanFinalPayment: number, reduceMinimum: boolean): number;
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  /**
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  *
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  * Calculates the amortization schedule for a loan paid with a payment
package/build/lib/payments.js CHANGED
@@ -27,16 +27,16 @@ export function determineExtraPayment(loans, payment) {
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  *
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  * @param {Loan} loan The loan serving as the base for carryover
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  * @param {number} loanPayment The payment applied to the loan
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- * @param {number} loanCarryover The amount of balance remaining on the loan after N-1 of N required payments of loanPayment to zero the balance of the Loan
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+ * @param {number} loanFinalPayment The (partial) amount of the final payment to the loan
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  * @param {boolean} reduceMinimum Flag to reduce the total payment amount by a loan's minimum when that loan is paid off
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  * @returns {number} The carryover to apply to the last payment on loan N+1
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  */
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- export function determineCarryover(loan, loanPayment, loanCarryover, reduceMinimum) {
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+ export function determineCarryover(loan, loanPayment, loanFinalPayment, reduceMinimum) {
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  switch (true) {
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  case reduceMinimum:
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- return Math.max(loanPayment - loanCarryover - loan.minPayment, 0);
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+ return Math.max(loanPayment - loan.minPayment - loanFinalPayment, 0);
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  default:
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- return Math.max(loanPayment - loanCarryover, 0);
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+ return Math.max(loanPayment - loanFinalPayment, 0);
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  }
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  }
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  /**
@@ -110,7 +110,7 @@ export function payLoans(loans, payment, reduceMinimum = false) {
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  const firstLoanPrincipalRemaining = loanPrincipalsRemaining[firstLoan.id];
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  const periodsToPay = firstLoan.numPaymentsToZero(firstLoanPayment, firstLoanPrincipalRemaining);
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  const firstLoanAmortizedPayments = amortizePayments(firstLoan, firstLoanPrincipalRemaining, firstLoanPayment, periodsToPay, periodsElapsed);
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- const naiveFirstLoanCarryover = firstLoanPayment - (firstLoan.principalRemaining(periodsToPay - 1, firstLoanPayment, firstLoanPrincipalRemaining) + firstLoan.accrueInterest(firstLoan.principalRemaining(periodsToPay - 1, firstLoanPayment, firstLoanPrincipalRemaining)));
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+ const firstLoanFinalPayment = firstLoan.principalRemaining(periodsToPay - 1, firstLoanPayment, firstLoanPrincipalRemaining) + firstLoan.accrueInterest(firstLoan.principalRemaining(periodsToPay - 1, firstLoanPayment, firstLoanPrincipalRemaining));
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  paymentSchedule[firstLoan.id].amortizationSchedule = [
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  ...paymentSchedule[firstLoan.id].amortizationSchedule,
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  ...firstLoanAmortizedPayments
@@ -127,7 +127,7 @@ export function payLoans(loans, payment, reduceMinimum = false) {
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  // handle calculating information for the rest of the loans
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  loans.slice(paidLoans).forEach((loan, index) => {
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  const loanPrincipalRemaining = loanPrincipalsRemaining[loan.id];
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- const loanAmortizedPayments = amortizePayments(loan, loanPrincipalRemaining, loan.minPayment, Math.min(periodsToPay, loan.numPaymentsToZero(loan.minPayment, loanPrincipalRemaining)), periodsElapsed, (index === 0 ? determineCarryover(firstLoan, firstLoanPayment, naiveFirstLoanCarryover, reduceMinimum) : 0));
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+ const loanAmortizedPayments = amortizePayments(loan, loanPrincipalRemaining, loan.minPayment, Math.min(periodsToPay, loan.numPaymentsToZero(loan.minPayment, loanPrincipalRemaining)), periodsElapsed, (index === 0 ? determineCarryover(firstLoan, firstLoanPayment, firstLoanFinalPayment, reduceMinimum) : 0));
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  paymentSchedule[loan.id].amortizationSchedule = [
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  ...paymentSchedule[loan.id].amortizationSchedule,
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  ...loanAmortizedPayments,
package/coverage/clover.xml CHANGED
@@ -1,6 +1,6 @@
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@@ -216,21 +216,21 @@
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package/coverage/src/index.html CHANGED
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103
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105
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106
106
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107
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package/coverage/src/index.ts.html CHANGED
@@ -136,7 +136,7 @@ export { snowball, avalanche, sortLoans } from './lib/sorting';
136
136
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137
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138
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142
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package/coverage/src/lib/constants.ts.html CHANGED
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72
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73
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75
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76
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package/coverage/src/lib/errors.ts.html CHANGED
@@ -91,7 +91,7 @@
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  <div class='footer quiet pad2 space-top1 center small'>
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93
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  <a href="https://istanbul.js.org/" target="_blank" rel="noopener noreferrer">istanbul</a>
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package/coverage/src/lib/helperFunctions.ts.html CHANGED
@@ -331,7 +331,7 @@ export function numPaymentsToZero(
331
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  <div class='footer quiet pad2 space-top1 center small'>
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333
333
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package/coverage/src/lib/index.html CHANGED
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package/coverage/src/lib/loan.ts.html CHANGED
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@@ -604,7 +604,7 @@ export class Loan implements ILoan {
604
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606
606
  <a href="https://istanbul.js.org/" target="_blank" rel="noopener noreferrer">istanbul</a>
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610
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package/coverage/src/lib/paymentTypes.ts.html CHANGED
@@ -118,7 +118,7 @@ export type LoanPrincipals = Record&lt;string, number&gt;;
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package/coverage/src/lib/payments.ts.html CHANGED
@@ -326,8 +326,7 @@
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  <a name='L261'></a><a href='#L261'>261</a>
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@@ -637,21 +635,21 @@ export function determineExtraPayment(
637
635
  *
638
636
  * @param {Loan} loan The loan serving as the base for carryover
639
637
  * @param {number} loanPayment The payment applied to the loan
640
- * @param {number} loanCarryover The amount of balance remaining on the loan after N-1 of N required payments of loanPayment to zero the balance of the Loan
638
+ * @param {number} loanFinalPayment The (partial) amount of the final payment to the loan
641
639
  * @param {boolean} reduceMinimum Flag to reduce the total payment amount by a loan's minimum when that loan is paid off
642
640
  * @returns {number} The carryover to apply to the last payment on loan N+1
643
641
  */
644
642
  export function determineCarryover(
645
643
  loan: Loan,
646
644
  loanPayment: number,
647
- loanCarryover: number,
645
+ loanFinalPayment: number,
648
646
  reduceMinimum: boolean,
649
647
  ): number {
650
648
  switch (true) {
651
649
  case reduceMinimum:
652
- return Math.max(loanPayment - loanCarryover - loan.minPayment, 0);
653
- default:
654
- return Math.max(loanPayment - loanCarryover, 0);
650
+ return Math.max(loanPayment - loan.minPayment - loanFinalPayment, 0);
651
+ default:
652
+ return Math.max(loanPayment - loanFinalPayment, 0);
655
653
  }
656
654
  }
657
655
  &nbsp;
@@ -756,7 +754,7 @@ export function payLoans(
756
754
  periodsToPay,
757
755
  periodsElapsed
758
756
  );
759
- const naiveFirstLoanCarryover = firstLoanPayment - (
757
+ const firstLoanFinalPayment =
760
758
  firstLoan.principalRemaining(
761
759
  periodsToPay - 1,
762
760
  firstLoanPayment,
@@ -767,7 +765,6 @@ export function payLoans(
767
765
  firstLoanPayment,
768
766
  firstLoanPrincipalRemaining
769
767
  )
770
- )
771
768
  );
772
769
  paymentSchedule[firstLoan.id].amortizationSchedule = [
773
770
  ...paymentSchedule[firstLoan.id].amortizationSchedule,
@@ -799,7 +796,7 @@ export function payLoans(
799
796
  (index === 0 ? determineCarryover(
800
797
  firstLoan,
801
798
  firstLoanPayment,
802
- naiveFirstLoanCarryover,
799
+ firstLoanFinalPayment,
803
800
  reduceMinimum,
804
801
  ) : 0)
805
802
  );
@@ -862,7 +859,7 @@ export function payLoans(
862
859
  <div class='footer quiet pad2 space-top1 center small'>
863
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864
861
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865
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866
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867
864
  <script src="../../prettify.js"></script>
868
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package/coverage/src/lib/sorting.ts.html CHANGED
@@ -193,7 +193,7 @@ export function sortLoans(loans: ILoan[], sortFunction: sortFunction): ILoan[] {
193
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package/package.json CHANGED
@@ -1,7 +1,7 @@
1
1
  {
2
2
  "name": "moneyfunx",
3
3
  "type": "module",
4
- "version": "1.3.0",
4
+ "version": "1.3.2",
5
5
  "description": "MoneyFunx is a small library of functions for financial computations, with a focus on personal finance",
6
6
  "main": "build/index.js",
7
7
  "types": "build/index.d.ts",
package/src/lib/payments.ts CHANGED
@@ -44,21 +44,21 @@ export function determineExtraPayment(
44
44
  *
45
45
  * @param {Loan} loan The loan serving as the base for carryover
46
46
  * @param {number} loanPayment The payment applied to the loan
47
- * @param {number} loanCarryover The amount of balance remaining on the loan after N-1 of N required payments of loanPayment to zero the balance of the Loan
47
+ * @param {number} loanFinalPayment The (partial) amount of the final payment to the loan
48
48
  * @param {boolean} reduceMinimum Flag to reduce the total payment amount by a loan's minimum when that loan is paid off
49
49
  * @returns {number} The carryover to apply to the last payment on loan N+1
50
50
  */
51
51
  export function determineCarryover(
52
52
  loan: Loan,
53
53
  loanPayment: number,
54
- loanCarryover: number,
54
+ loanFinalPayment: number,
55
55
  reduceMinimum: boolean,
56
56
  ): number {
57
57
  switch (true) {
58
58
  case reduceMinimum:
59
- return Math.max(loanPayment - loanCarryover - loan.minPayment, 0);
60
- default:
61
- return Math.max(loanPayment - loanCarryover, 0);
59
+ return Math.max(loanPayment - loan.minPayment - loanFinalPayment, 0);
60
+ default:
61
+ return Math.max(loanPayment - loanFinalPayment, 0);
62
62
  }
63
63
  }
64
64
 
@@ -163,7 +163,7 @@ export function payLoans(
163
163
  periodsToPay,
164
164
  periodsElapsed
165
165
  );
166
- const naiveFirstLoanCarryover = firstLoanPayment - (
166
+ const firstLoanFinalPayment =
167
167
  firstLoan.principalRemaining(
168
168
  periodsToPay - 1,
169
169
  firstLoanPayment,
@@ -174,7 +174,6 @@ export function payLoans(
174
174
  firstLoanPayment,
175
175
  firstLoanPrincipalRemaining
176
176
  )
177
- )
178
177
  );
179
178
  paymentSchedule[firstLoan.id].amortizationSchedule = [
180
179
  ...paymentSchedule[firstLoan.id].amortizationSchedule,
@@ -206,7 +205,7 @@ export function payLoans(
206
205
  (index === 0 ? determineCarryover(
207
206
  firstLoan,
208
207
  firstLoanPayment,
209
- naiveFirstLoanCarryover,
208
+ firstLoanFinalPayment,
210
209
  reduceMinimum,
211
210
  ) : 0)
212
211
  );