lane-sdk 0.2.3 → 0.2.9

package/dist/server/vic-demo.js.map

@@ -0,0 +1 @@
+{"version":3,"sources":["../../server/vic-demo/index.ts","../../server/vic-demo/routes.ts","../../server/vic-demo/helpers.ts"],"sourcesContent":["// ---------------------------------------------------------------------------\n// VIC Demo Server — Standalone Express Server\n// ---------------------------------------------------------------------------\n// A self-contained mock of the Lane VIC API endpoints for demos and\n// development. No Supabase or Visa access required — fully in-memory.\n//\n// Supports:\n//   - All SDK VIC resource methods (issue, get, list, revoke, suspend, reactivate)\n//   - Payment credential retrieval (DPAN + cryptogram)\n//   - Purchase intent lifecycle (create, update, cancel, confirm)\n//   - Instruction lifecycle (create, confirm, credential) for MCP tool flow\n//   - Raw Visa IC 6-step flow endpoints\n//   - Wallet/card lookup for auto-resolution\n//   - Idempotency key support\n//\n// Usage:\n//   npx tsx server/vic-demo/index.ts          # Dev mode\n//   node dist/server/vic-demo.js              # Production build\n//\n// Point the SDK at this server:\n//   const lane = Lane._unsafeCreate({ baseUrl: 'http://localhost:3020' });\n// ---------------------------------------------------------------------------\n\nimport 'dotenv/config';\nimport crypto from 'node:crypto';\nimport express from 'express';\nimport type { Request, Response, NextFunction } from 'express';\nimport {\n  createVICRoutes,\n  createInstructionRoutes,\n  createVICFlowRoutes,\n  wallets,\n  cards,\n  tokens,\n  intents,\n  instructions,\n} from './routes.js';\n\n// ---------------------------------------------------------------------------\n// Express app\n// ---------------------------------------------------------------------------\n\nconst app = express();\n\napp.use(express.json());\n\n// Permissive CORS for demo\napp.use((_req: Request, res: Response, next: NextFunction) => {\n  res.header('Access-Control-Allow-Origin', '*');\n  res.header('Access-Control-Allow-Methods', 'GET, POST, PUT, DELETE, PATCH, OPTIONS');\n  res.header('Access-Control-Allow-Headers', 'Content-Type, Authorization, X-Lane-Request-Id, X-Idempotency-Key, X-Lane-Signature, X-Lane-Timestamp');\n  if (_req.method === 'OPTIONS') {\n    res.status(204).send();\n    return;\n  }\n  next();\n});\n\n// ---------------------------------------------------------------------------\n// Lightweight auth middleware — accepts any Bearer token\n// ---------------------------------------------------------------------------\n\napp.use('/agent', (req: Request, _res: Response, next: NextFunction) => {\n  const auth = req.headers.authorization;\n  if (!auth || !auth.startsWith('Bearer ')) {\n    _res.status(401).json({\n      error: { code: 'unauthorized', message: 'Bearer token required', statusCode: 401 },\n    });\n    return;\n  }\n  // Set a demo developer context\n  (req as unknown as Record<string, unknown>).developer = { id: 'dev_demo_001', name: 'Demo Developer' };\n  next();\n});\n\n// Also protect /vic routes\napp.use('/vic', (req: Request, _res: Response, next: NextFunction) => {\n  const auth = req.headers.authorization;\n  if (!auth || !auth.startsWith('Bearer ')) {\n    _res.status(401).json({\n      error: { code: 'unauthorized', message: 'Bearer token required', statusCode: 401 },\n    });\n    return;\n  }\n  (req as unknown as Record<string, unknown>).developer = { id: 'dev_demo_001', name: 'Demo Developer' };\n  next();\n});\n\n// ---------------------------------------------------------------------------\n// Seed data\n// ---------------------------------------------------------------------------\n\nwallets.set('wallet_demo_001', {\n  id: 'wallet_demo_001',\n  balance: 100_000, // $1,000.00\n  currency: 'USD',\n  createdAt: new Date().toISOString(),\n});\n\nwallets.set('wallet_demo_002', {\n  id: 'wallet_demo_002',\n  balance: 500_000, // $5,000.00\n  currency: 'USD',\n  createdAt: new Date().toISOString(),\n});\n\ncards.set('card_demo_001', {\n  id: 'card_demo_001',\n  walletId: 'wallet_demo_001',\n  last4: '4242',\n  brand: 'visa',\n  expMonth: 12,\n  expYear: 2030,\n  status: 'active',\n});\n\ncards.set('card_demo_002', {\n  id: 'card_demo_002',\n  walletId: 'wallet_demo_002',\n  last4: '1234',\n  brand: 'visa',\n  expMonth: 6,\n  expYear: 2029,\n  status: 'active',\n});\n\n// ---------------------------------------------------------------------------\n// Health check\n// ---------------------------------------------------------------------------\n\napp.get('/health', (_req: Request, res: Response) => {\n  res.json({\n    service: 'VIC Demo Server',\n    status: 'healthy',\n    version: '1.1.0',\n    note: 'Mock implementation of Lane VIC API for demos and development',\n    features: [\n      'VIC token lifecycle (issue, suspend, reactivate, revoke)',\n      'Payment credentials (DPAN + cryptogram)',\n      'Purchase intent management (create, update, cancel, confirm)',\n      'Instruction lifecycle with biometric confirmation',\n      'Raw Visa IC 6-step flow endpoints',\n      'Idempotency key support',\n    ],\n    stats: {\n      tokens: tokens.size,\n      intents: intents.size,\n      instructions: instructions.size,\n      wallets: wallets.size,\n      cards: cards.size,\n    },\n    seedData: {\n      wallets: ['wallet_demo_001 ($1,000.00)', 'wallet_demo_002 ($5,000.00)'],\n      cards: ['card_demo_001 (Visa ***4242)', 'card_demo_002 (Visa ***1234)'],\n    },\n  });\n});\n\n// ---------------------------------------------------------------------------\n// Mount routes\n// ---------------------------------------------------------------------------\n\n// SDK-facing VIC token routes (matches SDK basePath /agent/token)\napp.use('/agent/token', createVICRoutes());\n\n// SDK-facing instruction routes (matches SDK basePath /agent/instruction)\napp.use('/agent/instruction', createInstructionRoutes());\n\n// Raw Visa IC 6-step flow routes (matches production server/routes/vic.ts)\napp.use('/vic', createVICFlowRoutes());\n\n// ---------------------------------------------------------------------------\n// Wallet/card lookup endpoints (so MCP tool can auto-resolve)\n// ---------------------------------------------------------------------------\n\napp.get('/agent/wallet', (_req: Request, res: Response) => {\n  const allWallets = Array.from(wallets.values()).map((w) => ({\n    id: w.id,\n    label: `Demo Wallet (${w.id})`,\n    developerId: 'dev_demo_001',\n    status: 'active' as const,\n    createdAt: w.createdAt,\n    updatedAt: w.createdAt,\n  }));\n  const limit = Math.min(parseInt(_req.query.limit as string) || 20, 100);\n  const offset = parseInt(_req.query.offset as string) || 0;\n  res.json({\n    data: allWallets.slice(offset, offset + limit),\n    total: allWallets.length,\n    limit,\n    offset,\n  });\n});\n\napp.get('/agent/wallet/:walletId', (req: Request, res: Response) => {\n  const wallet = wallets.get(req.params.walletId as string);\n  if (!wallet) {\n    res.status(404).json({ error: { code: 'not_found', message: 'Wallet not found' } });\n    return;\n  }\n  res.json({\n    id: wallet.id,\n    label: `Demo Wallet (${wallet.id})`,\n    developerId: 'dev_demo_001',\n    status: 'active',\n    createdAt: wallet.createdAt,\n    updatedAt: wallet.createdAt,\n  });\n});\n\napp.get('/agent/wallet/:walletId/cards', (req: Request, res: Response) => {\n  const walletCards = Array.from(cards.values())\n    .filter((c) => c.walletId === req.params.walletId)\n    .map((c) => ({\n      id: c.id,\n      last4: c.last4,\n      brand: c.brand,\n      status: c.status,\n      isDefault: true,\n      createdAt: new Date().toISOString(),\n    }));\n  res.json(walletCards);\n});\n\napp.get('/agent/wallet/:walletId/balance', (req: Request, res: Response) => {\n  const walletId = req.params.walletId as string;\n  // 'default' resolves to the first wallet (used by lane status)\n  const wallet = walletId === 'default'\n    ? Array.from(wallets.values())[0]\n    : wallets.get(walletId);\n  if (!wallet) {\n    res.status(404).json({ error: { code: 'not_found', message: 'Wallet not found' } });\n    return;\n  }\n  res.json({\n    balance: wallet.balance,\n    currency: wallet.currency,\n  });\n});\n\n// ---------------------------------------------------------------------------\n// Auth & admin endpoints (for CLI flow: status, whoami, pay budget check)\n// ---------------------------------------------------------------------------\n\n// POST /agent/auth/verify-sdk-access — always grants access in demo\napp.post('/agent/auth/verify-sdk-access', (_req: Request, res: Response) => {\n  res.json({ access: true, demo: true });\n});\n\n// GET /agent/admin/whoami — DeveloperProfile shape for lane status / lane whoami\napp.get('/agent/admin/whoami', (_req: Request, res: Response) => {\n  res.json({\n    id: 'dev_demo_001',\n    email: 'demo@getonlane.com',\n    plan: 'demo',\n    memberSince: '2024-01-01',\n  });\n});\n\n// GET /agent/admin/budgets — BudgetConfig shape for lane pay budget check\napp.get('/agent/admin/budgets', (_req: Request, res: Response) => {\n  res.json({\n    dailyLimit: 50000,\n    weeklyLimit: 200000,\n    monthlyLimit: 500000,\n    perTaskLimit: 10000,\n  });\n});\n\n// GET /agent/card — PaginatedResponse<Card> for lane status / lane card list\napp.get('/agent/card', (_req: Request, res: Response) => {\n  const allCards = Array.from(cards.values()).map((c) => ({\n    id: c.id,\n    last4: c.last4,\n    brand: c.brand,\n    status: c.status,\n    isDefault: true,\n    createdAt: new Date().toISOString(),\n  }));\n  const limit = Math.min(parseInt(_req.query.limit as string) || 20, 100);\n  const offset = parseInt(_req.query.offset as string) || 0;\n  res.json({\n    data: allCards.slice(offset, offset + limit),\n    total: allCards.length,\n    limit,\n    offset,\n  });\n});\n\n// POST /agent/pay — Transaction shape for lane pay (non-provision)\napp.post('/agent/pay', (req: Request, res: Response) => {\n  res.json({\n    id: `txn_demo_${crypto.randomUUID().slice(0, 8)}`,\n    amount: req.body.amount ?? 0,\n    currency: req.body.currency ?? 'USD',\n    recipient: req.body.recipient ?? 'demo-merchant',\n    description: req.body.description,\n    status: 'success',\n    testMode: true,\n    createdAt: new Date().toISOString(),\n  });\n});\n\n// GET /agent/transaction — empty transaction list\napp.get('/agent/transaction', (_req: Request, res: Response) => {\n  const limit = Math.min(parseInt(_req.query.limit as string) || 20, 100);\n  const offset = parseInt(_req.query.offset as string) || 0;\n  res.json({ data: [], total: 0, limit, offset });\n});\n\n// ---------------------------------------------------------------------------\n// Auth discovery endpoint (for MCP connection flow)\n// ---------------------------------------------------------------------------\n\napp.get('/agent/discovery', (_req: Request, res: Response) => {\n  res.json({\n    name: 'Lane VIC Demo',\n    version: '1.1.0',\n    capabilities: ['vic', 'instructions', 'wallets'],\n    authMethods: ['bearer'],\n  });\n});\n\n// ---------------------------------------------------------------------------\n// Global error handler\n// ---------------------------------------------------------------------------\n\napp.use((err: Error, _req: Request, res: Response, _next: NextFunction) => {\n  const requestId = (_req.headers['x-lane-request-id'] as string) ?? `req_${Date.now()}`;\n  console.error('[VIC Demo] Error:', err.message);\n  res.status(500).json({\n    error: {\n      code: 'internal_error',\n      message: err.message,\n      statusCode: 500,\n    },\n    requestId,\n  });\n});\n\n// ---------------------------------------------------------------------------\n// Start server\n// ---------------------------------------------------------------------------\n\nconst PORT = parseInt(process.env.PORT ?? '3020', 10);\n\nconst server = app.listen(PORT, () => {\n  console.log(`[VIC Demo] Server running on http://localhost:${PORT}`);\n  console.log(`[VIC Demo] Health: http://localhost:${PORT}/health`);\n  console.log(`[VIC Demo]`);\n  console.log(`[VIC Demo] Routes:`);\n  console.log(`[VIC Demo]   SDK VIC tokens:    /agent/token/*`);\n  console.log(`[VIC Demo]   SDK instructions:  /agent/instruction/*`);\n  console.log(`[VIC Demo]   SDK wallets:       /agent/wallet/*`);\n  console.log(`[VIC Demo]   Visa IC 6-step:    /vic/*`);\n  console.log(`[VIC Demo]`);\n  console.log(`[VIC Demo] Seed data:`);\n  console.log(`[VIC Demo]   Wallet: wallet_demo_001 ($1,000.00)`);\n  console.log(`[VIC Demo]   Wallet: wallet_demo_002 ($5,000.00)`);\n  console.log(`[VIC Demo]   Card:   card_demo_001 (Visa ***4242)`);\n  console.log(`[VIC Demo]   Card:   card_demo_002 (Visa ***1234)`);\n  console.log(`[VIC Demo]`);\n  console.log(`[VIC Demo] SDK usage:`);\n  console.log(`[VIC Demo]   const lane = Lane._unsafeCreate({ baseUrl: 'http://localhost:${PORT}' });`);\n  console.log(`[VIC Demo]   const token = await lane.vic.issue({ walletId: 'wallet_demo_001', cardId: 'card_demo_001' });`);\n  console.log(`[VIC Demo]   const creds = await lane.vic.getPaymentCredentials(token.id, { amount: 1999, currency: 'USD', merchantId: 'amazon.com' });`);\n});\n\n// Graceful shutdown\nfor (const signal of ['SIGTERM', 'SIGINT'] as const) {\n  process.on(signal, () => {\n    console.log(`[VIC Demo] Received ${signal}, shutting down...`);\n    server.close(() => process.exit(0));\n  });\n}\n\nexport default app;\n","// ---------------------------------------------------------------------------\n// VIC Demo Server — Route Handlers\n// ---------------------------------------------------------------------------\n// Implements all VIC-related Lane API endpoints with in-memory storage.\n// Matches the SDK resource at src/resources/vic.ts and supports the full\n// Visa Intelligent Commerce 6-step flow.\n// ---------------------------------------------------------------------------\n\nimport crypto from 'node:crypto';\nimport { Router } from 'express';\nimport type { Request, Response } from 'express';\nimport {\n  generateDPAN,\n  generateCryptogram,\n  generateId,\n  parseExpiry,\n  type VICTokenRecord,\n  type PurchaseIntent,\n  type IntentMandate,\n  type DemoWallet,\n  type DemoCard,\n  type DemoInstruction,\n  type DemoMandate,\n  type DemoConfirmation,\n  type DemoCredential,\n  type EnrolledCard,\n} from './helpers.js';\n\n// ---------------------------------------------------------------------------\n// In-memory stores\n// ---------------------------------------------------------------------------\n\nexport const tokens = new Map<string, VICTokenRecord>();\nexport const intents = new Map<string, PurchaseIntent>();\nexport const wallets = new Map<string, DemoWallet>();\nexport const cards = new Map<string, DemoCard>();\nexport const instructions = new Map<string, DemoInstruction>();\nexport const mandates = new Map<string, DemoMandate>();\nexport const confirmations = new Map<string, DemoConfirmation[]>();\nexport const credentials = new Map<string, DemoCredential>();\nexport const enrolledCards = new Map<string, EnrolledCard>();\n\n/** Idempotency cache: key → { statusCode, body, createdAt } */\nconst idempotencyCache = new Map<string, { statusCode: number; body: unknown; createdAt: number }>();\n\n// ---------------------------------------------------------------------------\n// Helpers\n// ---------------------------------------------------------------------------\n\nfunction toVICTokenResponse(token: VICTokenRecord) {\n  return {\n    id: token.id,\n    walletId: token.walletId,\n    networkTokenId: token.networkTokenId,\n    last4: token.last4,\n    brand: token.brand,\n    status: token.status,\n    expiresAt: token.expiresAt,\n    createdAt: token.createdAt,\n  };\n}\n\nfunction checkIdempotency(req: Request, res: Response): boolean {\n  const key = req.headers['x-idempotency-key'] as string | undefined;\n  if (!key) return false;\n  const cached = idempotencyCache.get(key);\n  if (cached) {\n    res.status(cached.statusCode).json(cached.body);\n    return true;\n  }\n  return false;\n}\n\nfunction cacheIdempotent(req: Request, statusCode: number, body: unknown): void {\n  const key = req.headers['x-idempotency-key'] as string | undefined;\n  if (key) {\n    idempotencyCache.set(key, { statusCode, body, createdAt: Date.now() });\n  }\n}\n\n// ---------------------------------------------------------------------------\n// VIC Token Routes (SDK-facing: mounted at /agent/token)\n// ---------------------------------------------------------------------------\n\nexport function createVICRoutes(): Router {\n  const router = Router();\n\n  // -------------------------------------------------------------------------\n  // Intent routes MUST be registered before /:id routes to avoid conflicts\n  // -------------------------------------------------------------------------\n\n  // GET /intents — List all purchase intents\n  router.get('/intents', (_req: Request, res: Response) => {\n    const results = Array.from(intents.values());\n    const limit = Math.min(parseInt(_req.query.limit as string) || 20, 100);\n    const offset = parseInt(_req.query.offset as string) || 0;\n\n    // Filter by tokenId if provided\n    let filtered = results;\n    if (_req.query.tokenId) {\n      filtered = filtered.filter((i) => i.tokenId === _req.query.tokenId);\n    }\n    if (_req.query.status) {\n      filtered = filtered.filter((i) => i.status === _req.query.status);\n    }\n\n    res.json({\n      data: filtered.slice(offset, offset + limit),\n      total: filtered.length,\n      limit,\n      offset,\n    });\n  });\n\n  // PUT /intents/:intentId — Update purchase intent (Visa IC Step 3)\n  router.put('/intents/:intentId', (req: Request, res: Response) => {\n    const intent = intents.get(req.params.intentId as string);\n    if (!intent) {\n      res.status(404).json({ error: { code: 'not_found', message: 'Purchase intent not found' } });\n      return;\n    }\n\n    if (intent.status === 'cancelled' || intent.status === 'confirmed') {\n      res.status(400).json({\n        error: { code: 'invalid_state', message: `Cannot update intent in status: ${intent.status}` },\n      });\n      return;\n    }\n\n    if (req.body.amount !== undefined) intent.amount = req.body.amount;\n    if (req.body.currency !== undefined) intent.currency = req.body.currency;\n    if (req.body.merchantId !== undefined) intent.merchantId = req.body.merchantId;\n    if (req.body.merchantName !== undefined) intent.merchantName = req.body.merchantName;\n    if (req.body.description !== undefined) intent.description = req.body.description;\n    if (req.body.mandates !== undefined) intent.mandates = req.body.mandates;\n    intent.status = 'updated';\n    intent.updatedAt = new Date().toISOString();\n\n    console.log(`[VIC Demo] Intent updated: ${intent.id}`);\n    res.json({ intentId: intent.id });\n  });\n\n  // DELETE /intents/:intentId — Cancel purchase intent (Visa IC Step 4)\n  router.delete('/intents/:intentId', (req: Request, res: Response) => {\n    const intent = intents.get(req.params.intentId as string);\n    if (!intent) {\n      res.status(404).json({ error: { code: 'not_found', message: 'Purchase intent not found' } });\n      return;\n    }\n\n    if (intent.status === 'confirmed') {\n      res.status(400).json({\n        error: { code: 'invalid_state', message: 'Cannot cancel a confirmed intent' },\n      });\n      return;\n    }\n\n    intent.status = 'cancelled';\n    intent.updatedAt = new Date().toISOString();\n\n    console.log(`[VIC Demo] Intent cancelled: ${intent.id}`);\n    // Return JSON body — SDK LaneClient always calls response.json()\n    res.json({ cancelled: true, intentId: intent.id });\n  });\n\n  // POST /intents/:intentId/confirm — Confirm transaction (Visa IC Step 6)\n  router.post('/intents/:intentId/confirm', (req: Request, res: Response) => {\n    const intent = intents.get(req.params.intentId as string);\n    if (!intent) {\n      res.status(404).json({ error: { code: 'not_found', message: 'Purchase intent not found' } });\n      return;\n    }\n\n    if (intent.status === 'cancelled') {\n      res.status(400).json({\n        error: { code: 'invalid_state', message: 'Cannot confirm a cancelled intent' },\n      });\n      return;\n    }\n\n    intent.status = 'confirmed';\n    intent.updatedAt = new Date().toISOString();\n\n    console.log(`[VIC Demo] Transaction confirmed: ${intent.id} (txn: ${req.body.transactionId}, status: ${req.body.status})`);\n    res.json({\n      confirmed: true,\n      intentId: intent.id,\n      transactionId: req.body.transactionId,\n      confirmedAt: intent.updatedAt,\n    });\n  });\n\n  // POST /intents/:intentId/credentials — Retrieve credentials for an intent (VIC Step 5 alternative)\n  router.post('/intents/:intentId/credentials', (req: Request, res: Response) => {\n    const intent = intents.get(req.params.intentId as string);\n    if (!intent) {\n      res.status(404).json({ error: { code: 'not_found', message: 'Purchase intent not found' } });\n      return;\n    }\n\n    if (intent.status === 'cancelled') {\n      res.status(400).json({\n        error: { code: 'invalid_state', message: 'Cannot retrieve credentials for a cancelled intent' },\n      });\n      return;\n    }\n\n    // Find the associated token\n    const token = tokens.get(intent.tokenId);\n    const card = token ? Array.from(cards.values()).find((c) => c.walletId === token.walletId) : null;\n\n    const cryptogram = generateCryptogram();\n    intent.status = 'credentials_retrieved';\n    intent.updatedAt = new Date().toISOString();\n\n    console.log(`[VIC Demo] Credentials retrieved for intent: ${intent.id}`);\n\n    res.json({\n      tokenNumber: intent.networkTokenId,\n      cryptogram,\n      eci: '05',\n      expMonth: card?.expMonth ?? 12,\n      expYear: card?.expYear ?? 2030,\n    });\n  });\n\n  // -------------------------------------------------------------------------\n  // Token CRUD routes\n  // -------------------------------------------------------------------------\n\n  // POST / — Issue a VIC token (combines VIC Steps 1 & 2: enroll card + create intent)\n  router.post('/', (req: Request, res: Response) => {\n    if (checkIdempotency(req, res)) return;\n\n    const { walletId, cardId, maxTransactionAmount, allowedMCCs, expiresIn } = req.body;\n\n    if (!walletId || !cardId) {\n      res.status(400).json({\n        error: { code: 'validation_error', message: 'walletId and cardId are required' },\n      });\n      return;\n    }\n\n    const wallet = wallets.get(walletId);\n    if (!wallet) {\n      res.status(404).json({ error: { code: 'not_found', message: `Wallet ${walletId} not found` } });\n      return;\n    }\n\n    const card = cards.get(cardId);\n    if (!card || card.walletId !== walletId) {\n      res.status(404).json({ error: { code: 'not_found', message: `Card ${cardId} not found in wallet` } });\n      return;\n    }\n\n    if (card.status !== 'active') {\n      res.status(400).json({\n        error: { code: 'card_not_active', message: `Card ${cardId} is ${card.status}` },\n      });\n      return;\n    }\n\n    const tokenId = generateId('vic_tok');\n    const dpan = generateDPAN();\n    const now = new Date().toISOString();\n    const expiresAt = parseExpiry(expiresIn ?? '24h');\n\n    const token: VICTokenRecord = {\n      id: tokenId,\n      walletId,\n      cardId,\n      networkTokenId: dpan,\n      last4: card.last4,\n      brand: 'visa',\n      status: 'active',\n      maxTransactionAmount,\n      allowedMCCs,\n      expiresAt,\n      createdAt: now,\n    };\n\n    tokens.set(tokenId, token);\n\n    // Implicitly create a purchase intent (VIC Step 2)\n    const intentId = crypto.randomUUID();\n    intents.set(intentId, {\n      id: intentId,\n      tokenId,\n      networkTokenId: dpan,\n      amount: maxTransactionAmount ?? 0,\n      currency: 'USD',\n      merchantId: null,\n      merchantName: null,\n      description: null,\n      mandates: allowedMCCs\n        ? [{\n            mandateId: crypto.randomUUID(),\n            declineThreshold: { amount: String(maxTransactionAmount ?? 0), currencyCode: 'USD' },\n            effectiveUntilTime: expiresAt,\n            description: `MCC-restricted: ${allowedMCCs.join(', ')}`,\n          }]\n        : [],\n      status: 'created',\n      createdAt: now,\n      updatedAt: now,\n    });\n\n    console.log(`[VIC Demo] Token issued: ${tokenId} → DPAN ***${dpan.slice(-4)} (intent: ${intentId})`);\n\n    const body = toVICTokenResponse(token);\n    cacheIdempotent(req, 201, body);\n    res.status(201).json(body);\n  });\n\n  // GET / — List VIC tokens\n  router.get('/', (req: Request, res: Response) => {\n    let results = Array.from(tokens.values());\n\n    if (req.query.walletId) {\n      results = results.filter((t) => t.walletId === req.query.walletId);\n    }\n    if (req.query.status) {\n      results = results.filter((t) => t.status === req.query.status);\n    }\n    if (req.query.cardId) {\n      results = results.filter((t) => t.cardId === req.query.cardId);\n    }\n\n    const limit = Math.min(parseInt(req.query.limit as string) || 20, 100);\n    const offset = parseInt(req.query.offset as string) || 0;\n    const total = results.length;\n    const page = results.slice(offset, offset + limit);\n\n    res.json({\n      data: page.map(toVICTokenResponse),\n      total,\n      limit,\n      offset,\n    });\n  });\n\n  // GET /:id — Get a VIC token\n  router.get('/:id', (req: Request, res: Response) => {\n    const token = tokens.get(req.params.id as string);\n    if (!token) {\n      res.status(404).json({ error: { code: 'not_found', message: 'Token not found' } });\n      return;\n    }\n\n    // Check for token expiry\n    if (token.status === 'active' && new Date(token.expiresAt) < new Date()) {\n      token.status = 'expired';\n    }\n\n    res.json(toVICTokenResponse(token));\n  });\n\n  // POST /:id/cryptogram — Get payment credentials (VIC Step 5)\n  router.post('/:id/cryptogram', (req: Request, res: Response) => {\n    const token = tokens.get(req.params.id as string);\n    if (!token) {\n      res.status(404).json({ error: { code: 'not_found', message: 'Token not found' } });\n      return;\n    }\n\n    // Check for token expiry\n    if (token.status === 'active' && new Date(token.expiresAt) < new Date()) {\n      token.status = 'expired';\n    }\n\n    if (token.status !== 'active') {\n      res.status(400).json({\n        error: { code: 'token_not_active', message: `Token is ${token.status}` },\n      });\n      return;\n    }\n\n    // Enforce maxTransactionAmount\n    if (token.maxTransactionAmount && req.body.amount > token.maxTransactionAmount) {\n      res.status(400).json({\n        error: {\n          code: 'amount_exceeded',\n          message: `Amount ${req.body.amount} exceeds token max ${token.maxTransactionAmount}`,\n        },\n      });\n      return;\n    }\n\n    // Look up card for expiry\n    const card = cards.get(token.cardId) ??\n      Array.from(cards.values()).find((c) => c.walletId === token.walletId);\n\n    const cryptogram = generateCryptogram();\n\n    // Create/update a purchase intent to track the flow\n    const intentId = crypto.randomUUID();\n    const now = new Date().toISOString();\n    intents.set(intentId, {\n      id: intentId,\n      tokenId: token.id,\n      networkTokenId: token.networkTokenId,\n      amount: req.body.amount ?? 0,\n      currency: req.body.currency ?? 'USD',\n      merchantId: req.body.merchantId ?? null,\n      merchantName: null,\n      description: null,\n      mandates: [],\n      status: 'credentials_retrieved',\n      createdAt: now,\n      updatedAt: now,\n    });\n\n    console.log(`[VIC Demo] Credentials retrieved for token: ${token.id} (intent: ${intentId})`);\n\n    // Return NetworkTokenPayload shape\n    res.json({\n      tokenNumber: token.networkTokenId,\n      cryptogram,\n      eci: '05',\n      expMonth: card?.expMonth ?? 12,\n      expYear: card?.expYear ?? 2030,\n    });\n  });\n\n  // POST /:id/revoke — Revoke a VIC token\n  router.post('/:id/revoke', (req: Request, res: Response) => {\n    const token = tokens.get(req.params.id as string);\n    if (!token) {\n      res.status(404).json({ error: { code: 'not_found', message: 'Token not found' } });\n      return;\n    }\n\n    if (token.status === 'revoked') {\n      res.status(400).json({\n        error: { code: 'invalid_state', message: 'Token is already revoked' },\n      });\n      return;\n    }\n\n    token.status = 'revoked';\n    console.log(`[VIC Demo] Token revoked: ${token.id}`);\n    res.json(toVICTokenResponse(token));\n  });\n\n  // POST /:id/suspend — Suspend a VIC token\n  router.post('/:id/suspend', (req: Request, res: Response) => {\n    const token = tokens.get(req.params.id as string);\n    if (!token) {\n      res.status(404).json({ error: { code: 'not_found', message: 'Token not found' } });\n      return;\n    }\n\n    if (token.status !== 'active') {\n      res.status(400).json({\n        error: { code: 'invalid_state', message: `Cannot suspend token in status: ${token.status}` },\n      });\n      return;\n    }\n\n    token.status = 'suspended';\n    console.log(`[VIC Demo] Token suspended: ${token.id}`);\n    res.json(toVICTokenResponse(token));\n  });\n\n  // POST /:id/reactivate — Reactivate a suspended VIC token\n  router.post('/:id/reactivate', (req: Request, res: Response) => {\n    const token = tokens.get(req.params.id as string);\n    if (!token) {\n      res.status(404).json({ error: { code: 'not_found', message: 'Token not found' } });\n      return;\n    }\n\n    if (token.status !== 'suspended') {\n      res.status(400).json({\n        error: { code: 'invalid_state', message: `Cannot reactivate token in status: ${token.status}` },\n      });\n      return;\n    }\n\n    token.status = 'active';\n    console.log(`[VIC Demo] Token reactivated: ${token.id}`);\n    res.json(toVICTokenResponse(token));\n  });\n\n  return router;\n}\n\n// ---------------------------------------------------------------------------\n// Instruction Routes (SDK-facing: mounted at /agent/instruction)\n// ---------------------------------------------------------------------------\n// Supports the MCP provision_vic_payment tool flow:\n//   1. Create instruction with amount/merchant constraints\n//   2. Create biometric confirmation\n//   3. Retrieve credential\n// ---------------------------------------------------------------------------\n\nexport function createInstructionRoutes(): Router {\n  const router = Router();\n\n  // POST / — Create instruction\n  router.post('/', (req: Request, res: Response) => {\n    if (checkIdempotency(req, res)) return;\n\n    const now = new Date().toISOString();\n    const id = generateId('instr');\n\n    const instruction: DemoInstruction = {\n      id,\n      walletId: req.body.walletId,\n      type: req.body.type ?? 'payment',\n      amount: req.body.amount,\n      currency: req.body.currency ?? 'USD',\n      merchant: req.body.merchant,\n      permissions: req.body.permissions ?? ['pay'],\n      constraints: req.body.constraints ?? {},\n      status: 'pending_confirmation',\n      spentCents: 0,\n      remainingCents: req.body.amount ?? null,\n      expiresAt: req.body.expiresIn ? parseExpiry(req.body.expiresIn) : undefined,\n      createdAt: now,\n    };\n\n    instructions.set(id, instruction);\n    confirmations.set(id, []);\n\n    console.log(`[VIC Demo] Instruction created: ${id} (amount: ${instruction.amount}, merchant: ${instruction.merchant})`);\n\n    const body = { ...instruction };\n    cacheIdempotent(req, 201, body);\n    res.status(201).json(body);\n  });\n\n  // GET / — List instructions\n  router.get('/', (_req: Request, res: Response) => {\n    const results = Array.from(instructions.values());\n    const limit = Math.min(parseInt(_req.query.limit as string) || 20, 100);\n    const offset = parseInt(_req.query.offset as string) || 0;\n\n    res.json({\n      data: results.slice(offset, offset + limit),\n      total: results.length,\n      limit,\n      offset,\n    });\n  });\n\n  // GET /:id — Get instruction\n  router.get('/:id', (req: Request, res: Response) => {\n    const instruction = instructions.get(req.params.id as string);\n    if (!instruction) {\n      res.status(404).json({ error: { code: 'not_found', message: 'Instruction not found' } });\n      return;\n    }\n    res.json(instruction);\n  });\n\n  // PUT /:id — Update instruction\n  router.put('/:id', (req: Request, res: Response) => {\n    const instruction = instructions.get(req.params.id as string);\n    if (!instruction) {\n      res.status(404).json({ error: { code: 'not_found', message: 'Instruction not found' } });\n      return;\n    }\n\n    if (req.body.amount !== undefined) instruction.amount = req.body.amount;\n    if (req.body.currency !== undefined) instruction.currency = req.body.currency;\n    if (req.body.merchant !== undefined) instruction.merchant = req.body.merchant;\n    if (req.body.permissions !== undefined) instruction.permissions = req.body.permissions;\n    if (req.body.constraints !== undefined) instruction.constraints = req.body.constraints;\n\n    res.json(instruction);\n  });\n\n  // POST /:id/cancel — Cancel instruction\n  router.post('/:id/cancel', (req: Request, res: Response) => {\n    const instruction = instructions.get(req.params.id as string);\n    if (!instruction) {\n      res.status(404).json({ error: { code: 'not_found', message: 'Instruction not found' } });\n      return;\n    }\n\n    instruction.status = 'cancelled';\n    console.log(`[VIC Demo] Instruction cancelled: ${instruction.id}`);\n    res.json(instruction);\n  });\n\n  // -------------------------------------------------------------------------\n  // Mandate CRUD (nested under instruction)\n  // -------------------------------------------------------------------------\n\n  // POST /:id/mandate — Add mandate to instruction\n  router.post('/:id/mandate', (req: Request, res: Response) => {\n    const instruction = instructions.get(req.params.id as string);\n    if (!instruction) {\n      res.status(404).json({ error: { code: 'not_found', message: 'Instruction not found' } });\n      return;\n    }\n\n    const mandate: DemoMandate = {\n      id: generateId('mdt'),\n      instructionId: instruction.id,\n      type: req.body.type ?? 'spending_limit',\n      config: req.body.config ?? {},\n      status: 'active',\n      spentCents: 0,\n      remainingCents: req.body.config?.maxAmount ?? 0,\n      createdAt: new Date().toISOString(),\n    };\n\n    mandates.set(mandate.id, mandate);\n    res.status(201).json(mandate);\n  });\n\n  // GET /:id/mandate — List mandates for instruction\n  router.get('/:id/mandate', (req: Request, res: Response) => {\n    const instruction = instructions.get(req.params.id as string);\n    if (!instruction) {\n      res.status(404).json({ error: { code: 'not_found', message: 'Instruction not found' } });\n      return;\n    }\n\n    const result = Array.from(mandates.values()).filter((m) => m.instructionId === instruction.id);\n    res.json(result);\n  });\n\n  // GET /:id/mandate/:mandateId — Get mandate\n  router.get('/:id/mandate/:mandateId', (req: Request, res: Response) => {\n    const mandate = mandates.get(req.params.mandateId as string);\n    if (!mandate || mandate.instructionId !== req.params.id) {\n      res.status(404).json({ error: { code: 'not_found', message: 'Mandate not found' } });\n      return;\n    }\n    res.json(mandate);\n  });\n\n  // PUT /:id/mandate/:mandateId — Update mandate\n  router.put('/:id/mandate/:mandateId', (req: Request, res: Response) => {\n    const mandate = mandates.get(req.params.mandateId as string);\n    if (!mandate || mandate.instructionId !== req.params.id) {\n      res.status(404).json({ error: { code: 'not_found', message: 'Mandate not found' } });\n      return;\n    }\n\n    if (req.body.type !== undefined) mandate.type = req.body.type;\n    if (req.body.config !== undefined) mandate.config = req.body.config;\n    res.json(mandate);\n  });\n\n  // DELETE /:id/mandate/:mandateId — Delete mandate\n  router.delete('/:id/mandate/:mandateId', (req: Request, res: Response) => {\n    const mandate = mandates.get(req.params.mandateId as string);\n    if (!mandate || mandate.instructionId !== req.params.id) {\n      res.status(404).json({ error: { code: 'not_found', message: 'Mandate not found' } });\n      return;\n    }\n\n    mandates.delete(mandate.id);\n    res.json({ deleted: true });\n  });\n\n  // -------------------------------------------------------------------------\n  // Confirmations (biometric/manual)\n  // -------------------------------------------------------------------------\n\n  // GET /:id/confirmation — List confirmations for instruction\n  router.get('/:id/confirmation', (req: Request, res: Response) => {\n    const instruction = instructions.get(req.params.id as string);\n    if (!instruction) {\n      res.status(404).json({ error: { code: 'not_found', message: 'Instruction not found' } });\n      return;\n    }\n\n    const result = confirmations.get(instruction.id) ?? [];\n    res.json(result);\n  });\n\n  // POST /:id/confirmation — Create confirmation\n  router.post('/:id/confirmation', (req: Request, res: Response) => {\n    const instruction = instructions.get(req.params.id as string);\n    if (!instruction) {\n      res.status(404).json({ error: { code: 'not_found', message: 'Instruction not found' } });\n      return;\n    }\n\n    const confirmation: DemoConfirmation = {\n      id: generateId('conf'),\n      instructionId: instruction.id,\n      confirmedBy: req.body.confirmedBy,\n      confirmationType: req.body.confirmationType ?? 'biometric',\n      details: {\n        method: req.body.method ?? 'touchId',\n        timestamp: req.body.timestamp ?? new Date().toISOString(),\n        machineId: req.body.machineId,\n        ...req.body,\n      },\n      createdAt: new Date().toISOString(),\n    };\n\n    const existing = confirmations.get(instruction.id) ?? [];\n    existing.push(confirmation);\n    confirmations.set(instruction.id, existing);\n\n    // Mark instruction as confirmed\n    instruction.status = 'confirmed';\n\n    console.log(`[VIC Demo] Confirmation created for instruction: ${instruction.id} (type: ${confirmation.confirmationType})`);\n    res.status(201).json(confirmation);\n  });\n\n  // -------------------------------------------------------------------------\n  // Credential retrieval\n  // -------------------------------------------------------------------------\n\n  // POST /:id/credential — Get credential for instruction\n  router.post('/:id/credential', (req: Request, res: Response) => {\n    const instruction = instructions.get(req.params.id as string);\n    if (!instruction) {\n      res.status(404).json({ error: { code: 'not_found', message: 'Instruction not found' } });\n      return;\n    }\n\n    const credential: DemoCredential = {\n      id: generateId('cred'),\n      instructionId: instruction.id,\n      credentialType: 'vic_dpan',\n      credentialData: {\n        tokenNumber: generateDPAN(),\n        cryptogram: generateCryptogram(),\n        eci: '05',\n        expMonth: 12,\n        expYear: 2030,\n      },\n      expiresAt: instruction.expiresAt,\n      createdAt: new Date().toISOString(),\n    };\n\n    credentials.set(credential.id, credential);\n    console.log(`[VIC Demo] Credential issued for instruction: ${instruction.id}`);\n    res.status(201).json(credential);\n  });\n\n  // -------------------------------------------------------------------------\n  // Budget\n  // -------------------------------------------------------------------------\n\n  // GET /:id/budget — Get budget status for instruction\n  router.get('/:id/budget', (req: Request, res: Response) => {\n    const instruction = instructions.get(req.params.id as string);\n    if (!instruction) {\n      res.status(404).json({ error: { code: 'not_found', message: 'Instruction not found' } });\n      return;\n    }\n\n    const instructionMandates = Array.from(mandates.values())\n      .filter((m) => m.instructionId === instruction.id);\n\n    res.json({\n      amountCents: instruction.amount ?? null,\n      spentCents: instruction.spentCents,\n      remainingCents: instruction.remainingCents ?? (instruction.amount ? instruction.amount - instruction.spentCents : 0),\n      mandateCount: instructionMandates.length,\n      completedMandates: instructionMandates.filter((m) => m.status === 'completed').length,\n      mandates: instructionMandates.map((m) => ({\n        id: m.id,\n        name: m.type,\n        spentCents: m.spentCents,\n        remainingCents: m.remainingCents,\n        maxAmountCents: m.config.maxAmount as number | null ?? null,\n        status: m.status,\n      })),\n    });\n  });\n\n  return router;\n}\n\n// ---------------------------------------------------------------------------\n// Raw Visa IC 6-Step Flow Routes (mounted at /vic)\n// ---------------------------------------------------------------------------\n// These mirror the production server/routes/vic.ts and the raw Visa ACP API\n// for demos that want to show the full Visa Intelligent Commerce flow.\n// ---------------------------------------------------------------------------\n\nexport function createVICFlowRoutes(): Router {\n  const router = Router();\n\n  // POST /enroll — Step 1: Enroll a card (tokenize via Visa MDES)\n  router.post('/enroll', (req: Request, res: Response) => {\n    const { walletId, cardId } = req.body;\n\n    if (!walletId || !cardId) {\n      res.status(400).json({ error: { code: 'validation_error', message: 'walletId and cardId are required' } });\n      return;\n    }\n\n    const card = cards.get(cardId);\n    if (!card || card.walletId !== walletId) {\n      res.status(404).json({ error: { code: 'not_found', message: 'Card not found in wallet' } });\n      return;\n    }\n\n    // Check if already enrolled\n    const existing = Array.from(enrolledCards.values()).find(\n      (e) => e.instrumentIdentifierId === cardId && e.status === 'ACTIVE',\n    );\n    if (existing) {\n      res.json({ data: existing });\n      return;\n    }\n\n    const dpan = generateDPAN();\n    const enrolled: EnrolledCard = {\n      instrumentIdentifierId: cardId,\n      clientCorrelationId: req.body.clientCorrelationId ?? crypto.randomUUID(),\n      tokenReferenceId: crypto.randomBytes(16).toString('hex'),\n      dpan,\n      expMonth: card.expMonth,\n      expYear: card.expYear,\n      status: 'ACTIVE',\n      enrolledAt: new Date().toISOString(),\n    };\n\n    enrolledCards.set(cardId, enrolled);\n\n    // Also create a VIC token record for SDK compatibility\n    const tokenId = generateId('vic_tok');\n    const now = new Date().toISOString();\n    tokens.set(tokenId, {\n      id: tokenId,\n      walletId,\n      cardId,\n      networkTokenId: dpan,\n      last4: card.last4,\n      brand: 'visa',\n      status: 'active',\n      expiresAt: new Date(Date.now() + 365 * 24 * 60 * 60 * 1000).toISOString(),\n      createdAt: now,\n    });\n\n    console.log(`[VIC Demo] Card enrolled: ${cardId} → DPAN ***${dpan.slice(-4)}`);\n    res.status(201).json({ data: enrolled });\n  });\n\n  // POST /intents — Step 2: Create purchase intent\n  router.post('/intents', (req: Request, res: Response) => {\n    const { networkTokenId, amount, currency, merchantId, merchantName, description } = req.body;\n\n    if (!networkTokenId) {\n      res.status(400).json({ error: { code: 'validation_error', message: 'networkTokenId is required' } });\n      return;\n    }\n\n    // Verify network token exists\n    const token = Array.from(tokens.values()).find((t) => t.networkTokenId === networkTokenId || t.id === networkTokenId);\n    if (!token) {\n      res.status(404).json({ error: { code: 'not_found', message: 'Network token not found' } });\n      return;\n    }\n\n    const intentId = crypto.randomUUID();\n    const now = new Date().toISOString();\n\n    const intent: PurchaseIntent = {\n      id: intentId,\n      tokenId: token.id,\n      networkTokenId: token.networkTokenId,\n      amount: amount ?? 0,\n      currency: currency ?? 'USD',\n      merchantId: merchantId ?? null,\n      merchantName: merchantName ?? null,\n      description: description ?? null,\n      mandates: req.body.mandates ?? [],\n      status: 'created',\n      createdAt: now,\n      updatedAt: now,\n    };\n\n    intents.set(intentId, intent);\n\n    console.log(`[VIC Demo] Purchase intent created: ${intentId} (token: ${token.id})`);\n    res.status(201).json({ data: { intentId } });\n  });\n\n  // PUT /intents/:id — Step 3: Update purchase intent\n  router.put('/intents/:id', (req: Request, res: Response) => {\n    const intent = intents.get(req.params.id as string);\n    if (!intent) {\n      res.status(404).json({ error: { code: 'not_found', message: 'Purchase intent not found' } });\n      return;\n    }\n\n    if (intent.status === 'cancelled' || intent.status === 'confirmed') {\n      res.status(400).json({\n        error: { code: 'invalid_state', message: `Cannot update intent in status: ${intent.status}` },\n      });\n      return;\n    }\n\n    if (req.body.amount !== undefined) intent.amount = req.body.amount;\n    if (req.body.currency !== undefined) intent.currency = req.body.currency;\n    if (req.body.merchantId !== undefined) intent.merchantId = req.body.merchantId;\n    if (req.body.merchantName !== undefined) intent.merchantName = req.body.merchantName;\n    if (req.body.description !== undefined) intent.description = req.body.description;\n    if (req.body.mandates !== undefined) intent.mandates = req.body.mandates;\n    intent.status = 'updated';\n    intent.updatedAt = new Date().toISOString();\n\n    res.json({ data: { intentId: intent.id } });\n  });\n\n  // DELETE /intents/:id — Step 4: Cancel purchase intent\n  router.delete('/intents/:id', (req: Request, res: Response) => {\n    const intent = intents.get(req.params.id as string);\n    if (!intent) {\n      res.status(404).json({ error: { code: 'not_found', message: 'Purchase intent not found' } });\n      return;\n    }\n\n    if (intent.status === 'confirmed') {\n      res.status(400).json({\n        error: { code: 'invalid_state', message: 'Cannot cancel a confirmed intent' },\n      });\n      return;\n    }\n\n    intent.status = 'cancelled';\n    intent.updatedAt = new Date().toISOString();\n    res.json({ cancelled: true, intentId: intent.id });\n  });\n\n  // POST /intents/:id/credentials — Step 5: Retrieve payment credentials\n  router.post('/intents/:id/credentials', (req: Request, res: Response) => {\n    const intent = intents.get(req.params.id as string);\n    if (!intent) {\n      res.status(404).json({ error: { code: 'not_found', message: 'Purchase intent not found' } });\n      return;\n    }\n\n    if (intent.status === 'cancelled') {\n      res.status(400).json({\n        error: { code: 'invalid_state', message: 'Cannot retrieve credentials for a cancelled intent' },\n      });\n      return;\n    }\n\n    const token = tokens.get(intent.tokenId);\n    const card = token ? cards.get(token.cardId) ?? Array.from(cards.values()).find((c) => c.walletId === token.walletId) : null;\n\n    const cryptogram = generateCryptogram();\n    intent.status = 'credentials_retrieved';\n    intent.updatedAt = new Date().toISOString();\n\n    console.log(`[VIC Demo] Credentials retrieved for intent: ${intent.id}`);\n\n    res.json({\n      data: {\n        tokenNumber: intent.networkTokenId,\n        cryptogram,\n        eci: '05',\n        expMonth: card?.expMonth ?? 12,\n        expYear: card?.expYear ?? 2030,\n      },\n    });\n  });\n\n  // POST /intents/:id/confirm — Step 6: Confirm transaction\n  router.post('/intents/:id/confirm', (req: Request, res: Response) => {\n    const intent = intents.get(req.params.id as string);\n    if (!intent) {\n      res.status(404).json({ error: { code: 'not_found', message: 'Purchase intent not found' } });\n      return;\n    }\n\n    intent.status = 'confirmed';\n    intent.updatedAt = new Date().toISOString();\n\n    console.log(`[VIC Demo] Transaction confirmed: ${intent.id}`);\n    res.json({ data: { confirmed: true } });\n  });\n\n  // GET /tokens — List network tokens\n  router.get('/tokens', (_req: Request, res: Response) => {\n    const results = Array.from(tokens.values());\n    let filtered = results;\n    if (_req.query.walletId) {\n      filtered = filtered.filter((t) => t.walletId === _req.query.walletId);\n    }\n    res.json({ data: filtered.map(toVICTokenResponse) });\n  });\n\n  // GET /tokens/:id — Get network token\n  router.get('/tokens/:id', (req: Request, res: Response) => {\n    const token = tokens.get(req.params.id as string);\n    if (!token) {\n      res.status(404).json({ error: { code: 'not_found', message: 'Token not found' } });\n      return;\n    }\n    res.json({ data: toVICTokenResponse(token) });\n  });\n\n  return router;\n}\n","// ---------------------------------------------------------------------------\n// VIC Demo Server — Helpers & Types\n// ---------------------------------------------------------------------------\n\nimport crypto from 'node:crypto';\n\n// ---------------------------------------------------------------------------\n// Types\n// ---------------------------------------------------------------------------\n\nexport interface DemoWallet {\n  id: string;\n  balance: number; // cents\n  currency: string;\n  createdAt: string;\n}\n\nexport interface DemoCard {\n  id: string;\n  walletId: string;\n  last4: string;\n  brand: 'visa';\n  expMonth: number;\n  expYear: number;\n  status: 'active' | 'inactive';\n}\n\nexport interface VICTokenRecord {\n  id: string;\n  walletId: string;\n  cardId: string;\n  networkTokenId: string;\n  last4: string;\n  brand: 'visa';\n  status: 'active' | 'suspended' | 'expired' | 'revoked';\n  maxTransactionAmount?: number;\n  allowedMCCs?: string[];\n  expiresAt: string;\n  createdAt: string;\n}\n\nexport interface PurchaseIntent {\n  id: string;\n  tokenId: string;\n  networkTokenId: string;\n  amount: number;\n  currency: string;\n  merchantId: string | null;\n  merchantName: string | null;\n  description: string | null;\n  mandates: IntentMandate[];\n  status: 'created' | 'updated' | 'cancelled' | 'credentials_retrieved' | 'confirmed';\n  createdAt: string;\n  updatedAt: string;\n}\n\nexport interface IntentMandate {\n  mandateId: string;\n  declineThreshold: { amount: string; currencyCode: string };\n  effectiveUntilTime: string;\n  description: string;\n}\n\nexport interface DemoInstruction {\n  id: string;\n  walletId?: string;\n  type: string;\n  amount?: number;\n  currency: string;\n  merchant?: string;\n  permissions: string[];\n  constraints: Record<string, unknown>;\n  status: 'active' | 'pending_confirmation' | 'confirmed' | 'cancelled' | 'expired';\n  spentCents: number;\n  remainingCents: number | null;\n  expiresAt?: string;\n  createdAt: string;\n}\n\nexport interface DemoMandate {\n  id: string;\n  instructionId: string;\n  type: string;\n  config: Record<string, unknown>;\n  status: string;\n  spentCents: number;\n  remainingCents: number;\n  createdAt: string;\n}\n\nexport interface DemoConfirmation {\n  id: string;\n  instructionId: string;\n  confirmedBy?: string;\n  confirmationType: string;\n  details: Record<string, unknown>;\n  createdAt: string;\n}\n\nexport interface DemoCredential {\n  id: string;\n  instructionId: string;\n  credentialType: string;\n  credentialData: Record<string, unknown>;\n  expiresAt?: string;\n  createdAt: string;\n}\n\n/** Enrolled card in the raw Visa ACP flow (separate from Lane DemoCard). */\nexport interface EnrolledCard {\n  instrumentIdentifierId: string;\n  clientCorrelationId: string;\n  tokenReferenceId: string;\n  dpan: string;\n  expMonth: number;\n  expYear: number;\n  status: 'PENDING' | 'ACTIVE' | 'SUSPENDED';\n  enrolledAt: string;\n}\n\n// ---------------------------------------------------------------------------\n// Helpers\n// ---------------------------------------------------------------------------\n\n/** Generate a Luhn-valid Visa DPAN (starts with 4, 16 digits). */\nexport function generateDPAN(): string {\n  const prefix = '4';\n  let pan = prefix;\n  for (let i = 1; i < 15; i++) {\n    pan += Math.floor(Math.random() * 10).toString();\n  }\n  // Luhn check digit\n  let sum = 0;\n  for (let i = 0; i < pan.length; i++) {\n    let digit = parseInt(pan.charAt(pan.length - 1 - i), 10);\n    if (i % 2 === 0) {\n      digit *= 2;\n      if (digit > 9) digit -= 9;\n    }\n    sum += digit;\n  }\n  pan += ((10 - (sum % 10)) % 10).toString();\n  return pan;\n}\n\n/** Generate a random base64 cryptogram. */\nexport function generateCryptogram(): string {\n  return crypto.randomBytes(20).toString('base64');\n}\n\n/** Parse an expiry duration string (e.g. '24h', '7d', '1h') to an ISO date. */\nexport function parseExpiry(expiresIn: string): string {\n  const match = expiresIn.match(/^(\\d+)(h|d|m)$/);\n  if (!match || !match[1] || !match[2]) {\n    // Default to 24 hours\n    return new Date(Date.now() + 24 * 60 * 60 * 1000).toISOString();\n  }\n  const value = parseInt(match[1], 10);\n  const unit = match[2];\n  let ms: number;\n  switch (unit) {\n    case 'h':\n      ms = value * 60 * 60 * 1000;\n      break;\n    case 'd':\n      ms = value * 24 * 60 * 60 * 1000;\n      break;\n    case 'm':\n      ms = value * 60 * 1000;\n      break;\n    default:\n      ms = 24 * 60 * 60 * 1000;\n  }\n  return new Date(Date.now() + ms).toISOString();\n}\n\n/** Generate a unique ID with a prefix. */\nexport function generateId(prefix: string): string {\n  return `${prefix}_${crypto.randomUUID().replace(/-/g, '').slice(0, 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package/dist/server-http.cjs

@@ -757,13 +757,38 @@ var FileTokenStore = class {
 function isNodeError(err) {
   return err instanceof Error && "code" in err;
 }
-
-// src/config.ts
 var DEFAULT_BASE_URL = "https://api.getonlane.com";
 var DEFAULT_API_URL = "https://api.getonlane.com";
 var DEFAULT_TIMEOUT = 3e4;
 var DEFAULT_MAX_RETRIES = 2;
+async function readPersistentConfig() {
+  try {
+    const raw = await promises.readFile(path.join(os.homedir(), ".lane", "config.json"), "utf-8");
+    return JSON.parse(raw);
+  } catch {
+    return null;
+  }
+}
 async function resolveConfig(options = {}, tokenStore) {
+  const persistent = await readPersistentConfig();
+  if (persistent?.demo && process.env["LANE_DEMO"] !== "false") {
+    process.env["LANE_DEMO"] = "true";
+    if (persistent.demoUrl && !process.env["LANE_DEMO_URL"]) {
+      process.env["LANE_DEMO_URL"] = persistent.demoUrl;
+    }
+  }
+  if (process.env["LANE_DEMO"] === "true") {
+    const demoBaseUrl = process.env["LANE_DEMO_URL"] ?? "http://localhost:3020";
+    return Object.freeze({
+      apiKey: options.apiKey ?? process.env["LANE_API_KEY"] ?? "lane_sk_demo_000000000000",
+      baseUrl: demoBaseUrl,
+      apiUrl: demoBaseUrl,
+      testMode: true,
+      timeout: options.timeout ?? DEFAULT_TIMEOUT,
+      maxRetries: options.maxRetries ?? DEFAULT_MAX_RETRIES,
+      circuitBreaker: void 0
+    });
+  }
   let apiKey = options.apiKey;
   if (!apiKey) {
     apiKey = process.env["LANE_API_KEY"];
@@ -2346,7 +2371,9 @@ var Lane = class _Lane {
     } catch {
       _Lane._throwWaitlistError();
     }
-    await _Lane._verifyAccess(config);
+    if (process.env["LANE_DEMO"] !== "true") {
+      await _Lane._verifyAccess(config);
+    }
     return new _Lane(config);
   }
   /**
@@ -3139,6 +3166,7 @@ var BiometricVerifier = class {
   async tryWebAuthn(reason, instructionId) {
     const { createServer: createServer2 } = await import('http');
     const open = (await import('open')).default;
+    const { hostname } = await import('os');
     return new Promise((resolve, reject) => {
       const server = createServer2((req, res) => {
         const url = new URL(req.url ?? "/", "http://localhost");
@@ -3150,7 +3178,11 @@ var BiometricVerifier = class {
               '<!DOCTYPE html><html><body style="font-family:sans-serif;display:flex;justify-content:center;align-items:center;height:100vh"><h1 style="color:#10b981">Verified</h1></body></html>'
             );
             cleanup();
-            resolve({ method: "webauthn_passkey", timestamp: (/* @__PURE__ */ new Date()).toISOString() });
+            resolve({
+              method: "webauthn_passkey",
+              timestamp: (/* @__PURE__ */ new Date()).toISOString(),
+              machineId: `webauthn_${hostname()}`
+            });
             return;
           }
           res.writeHead(200, { "Content-Type": "text/html" });