jaz-clio 5.47.39 → 5.47.40

package/README.md

@@ -42,8 +42,8 @@ On top of these, one layer for accountants closing real books across many compan
 
 ```bash
 clio invoices create --contact "ACME" --json           # draft an invoice, JSON back
-clio bank import statement.csv                          # import and auto-reconcile
-clio reports pdf profit-loss                            # download the P&L as a PDF
+clio bank import --file statement.csv --account <id>    # import and auto-reconcile
+clio exports download --type profit-and-loss --format PDF  # download the P&L as a PDF
 clio calc lease --payment 5000 --term 36 --rate 5      # IFRS 16, offline, instant
 clio jobs month-end --period 2026-03                   # step-by-step close playbook
 clio magic create --file receipt.pdf                   # AI extracts, drafts the transaction

package/assets/skills/api/SKILL.md

@@ -1,6 +1,6 @@
 ---
 name: jaz-api
-version: 5.47.39
+version: 5.47.40
 description: >-
   Use this skill whenever you call, debug, or review code that touches the Jaz
   REST API. Covers field names, response shapes, 159 production gotchas, error

package/assets/skills/cli/SKILL.md

@@ -1,6 +1,6 @@
 ---
 name: jaz-cli
-version: 5.47.39
+version: 5.47.40
 description: >-
   Use this skill when running Clio CLI commands, building shell scripts with
   Clio, debugging auth issues, understanding --json output, paginating results,
@@ -106,8 +106,8 @@ Examples:
 ```bash
 clio invoices create --contact "Acme"           # Fuzzy-resolves to "Acme Corp Pte Ltd"
 clio invoices create --contact abc12345-...     # UUID passthrough, no API call
-clio journals create --account "Bank - SGD"     # Resolves by account name
-clio journals create --account "1000"           # Resolves by account code
+clio cash-in create --account "Bank - SGD"      # Resolves by account name
+clio cash-in create --account "1000"            # Resolves by account code
 ```
 
 > **IMPORTANT for agents:** Fuzzy matching works for `--contact` and top-level `--account` flags. It does NOT work inside `--lines` JSON arrays. Line item `accountResourceId` must be a UUID or exact account name.

package/assets/skills/conversion/SKILL.md

@@ -1,6 +1,6 @@
 ---
 name: jaz-conversion
-version: 5.47.39
+version: 5.47.40
 description: >-
   Use this skill when migrating accounting data into Jaz — importing from Xero,
   QuickBooks, Sage, MYOB, or Excel exports. Covers the full conversion pipeline:

package/assets/skills/jaz-kit/SKILL.md

@@ -1,6 +1,6 @@
 ---
 name: jaz-kit
-version: 5.47.39
+version: 5.47.40
 description: >-
   Use this skill when an accountant, bookkeeper, or owner is running real books
   in Jaz across one or more organizations from the terminal — setting up a

package/assets/skills/jaz-pseudo-sql/SKILL.md

@@ -1,6 +1,6 @@
 ---
 name: jaz-pseudo-sql
-version: 5.47.39
+version: 5.47.40
 description: >-
   Use this skill when answering ad-hoc data questions that aren't covered by
   download_export (canonical reports — anomaly, audit, aging, P&L, BS, GL,

package/assets/skills/jobs/SKILL.md

@@ -1,6 +1,6 @@
 ---
 name: jaz-jobs
-version: 5.47.39
+version: 5.47.40
 description: >-
   Use this skill for recurring accounting workflows — month/quarter/year-end
   close, bank reconciliation, GST/VAT filing, payment runs, credit control,

package/assets/skills/jobs/references/document-collection.md

@@ -13,7 +13,7 @@
 ### CLI tools (jaz-cli — offline)
 - **`clio jobs document-collection ingest --source <local-dir> --json`** — step 2 ingest local: scan a local directory, classify per file-type heuristics, output JSON with per-file metadata (`{path, classifiedAs, confidence, encrypted, suggestedAction}`).
 - **`clio jobs document-collection ingest --source 'https://www.dropbox.com/scl/fo/...' --json`** — step 2 ingest cloud: same flow over a Dropbox / Google Drive / OneDrive shared link. Recursive folder traversal. Files downloaded to a temp dir.
-- **`clio jobs document-collection ingest --source <dir> --decrypt --json`** — step 3 decryption: detect password-protected PDFs and decrypt via `qpdf`. Per memory rule: if `__pw__<password>` is in the filename, the ingest tool extracts and uses the password automatically.
+- **step 3 decryption is AUTOMATIC — there is no flag.** The same `ingest` call detects password-protected PDFs and decrypts via `qpdf`. Per memory rule: if `__pw__<password>` is in the filename, the ingest tool extracts and uses the password automatically.
 
 ### External dependencies
 - **`qpdf`** binary — required for encrypted PDF decryption. Document-collection ingest detects encryption + invokes qpdf transparently. If qpdf missing: surface install instruction (`brew install qpdf` on macOS, `apt-get install qpdf` on Linux).
@@ -71,7 +71,7 @@ Keep the ingest result for the period.
 For files where `encrypted: true`:
 
 ```
-clio jobs document-collection ingest --source <dir> --decrypt --json
+clio jobs document-collection ingest --source <dir> --json
 ```
 
 Decryption flow:

package/assets/skills/transaction-recipes/SKILL.md

@@ -1,6 +1,6 @@
 ---
 name: jaz-recipes
-version: 5.47.39
+version: 5.47.40
 description: >-
   Use this skill when modeling complex multi-step accounting transactions —
   anything that spans multiple periods, involves changing amounts, or requires

package/assets/skills/transaction-recipes/references/declining-balance.md

@@ -37,7 +37,7 @@ If a result returns: halt and surface "Depreciation capsule for asset `<name>` a
 ### Step 1 — Independent cross-check (calculator)
 
 ```
-clio calc depreciation --cost 50000 --salvage 5000 --life 5 --method ddb --frequency monthly --start-date 2025-01-01 --currency SGD --json
+clio calc depreciation --cost 50000 --salvage 5000 --life 5 --method ddb --frequency monthly --currency SGD --json
 ```
 
 Returns: `{ totalDepreciation: 45000, schedule: [{period: 1, openingBookValue: 50000, depreciationAmount: 833.33, accumulatedDepreciation: 833.33, closingBookValue: 49166.67}, ...60] }`. For DDB: amounts decline each period (40% annual rate × declining book value × 1/12 monthly). Final period absorbs rounding to land at exactly salvage value ($5,000).

package/assets/skills/transaction-recipes/references/employee-accruals.md

@@ -52,7 +52,7 @@ If returns: halt. One leave capsule per FY.
 ### Step 1A — Cross-check (calculator)
 
 ```
-clio calc leave-accrual --headcount 20 --days-per-employee 14 --daily-rate 300 --periods 12 --start-date 2025-01-01 --currency SGD --json
+clio calc leave-accrual --employees 20 --days 14 --daily-rate 300 --periods 12 --start-date 2025-01-01 --currency SGD --json
 ```
 
 Returns: `{ totalAnnualCost: 84000, perPeriodAmount: 7000, schedule: [{period: 1, accrualDate: '2025-01-31', accrualAmount: 7000, journal: {...}}, ...12] }`. `daily-rate` should be average daily compensation rate (annual salary / 260 working days).

package/package.json

@@ -1,6 +1,6 @@
 {
   "name": "jaz-clio",
-  "version": "5.47.39",
+  "version": "5.47.40",
   "description": "Clio: Command Line Interface Operator for Jaz AI.",
   "type": "module",
   "bin": {