increase 0.378.0 → 0.380.0

package/resources/real-time-decisions.d.ts

@@ -50,10 +50,15 @@ export interface RealTimeDecision {
      * Fields related to a card authorization.
      */
     card_authorization: RealTimeDecision.CardAuthorization | null;
+    /**
+     * Fields related to a card balance inquiry.
+     */
+    card_balance_inquiry: RealTimeDecision.CardBalanceInquiry | null;
     /**
      * The category of the Real-Time Decision.
      *
      * - `card_authorization_requested` - A card is being authorized.
+     * - `card_balance_inquiry_requested` - A balance inquiry is being made on a card.
      * - `card_authentication_requested` - 3DS authentication is requested.
      * - `card_authentication_challenge_requested` - 3DS authentication challenge
      *   requires cardholder involvement.
@@ -62,7 +67,7 @@ export interface RealTimeDecision {
      * - `digital_wallet_authentication_requested` - A card is being loaded into a
      *   digital wallet and requires cardholder authentication.
      */
-    category: 'card_authorization_requested' | 'card_authentication_requested' | 'card_authentication_challenge_requested' | 'digital_wallet_token_requested' | 'digital_wallet_authentication_requested';
+    category: 'card_authorization_requested' | 'card_balance_inquiry_requested' | 'card_authentication_requested' | 'card_authentication_challenge_requested' | 'digital_wallet_token_requested' | 'digital_wallet_authentication_requested';
     /**
      * The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which
      * the Real-Time Decision was created.
@@ -168,6 +173,11 @@ export declare namespace RealTimeDecision {
          * to provide more detailed information about the transaction.
          */
         additional_amounts: CardAuthorization.AdditionalAmounts;
+        /**
+         * Present if and only if `decision` is `approve`. Contains information related to
+         * the approval of the authorization.
+         */
+        approval: CardAuthorization.Approval | null;
         /**
          * The identifier of the Card that is being authorized.
          */
@@ -244,6 +254,13 @@ export declare namespace RealTimeDecision {
          * score is from 0 to 999, where 999 is the riskiest.
          */
         network_risk_score: number | null;
+        /**
+         * Whether or not the authorization supports partial approvals.
+         *
+         * - `supported` - This transaction supports partial approvals.
+         * - `not_supported` - This transaction does not support partial approvals.
+         */
+        partial_approval_capability: 'supported' | 'not_supported';
         /**
          * If the authorization was made in-person with a physical card, the Physical Card
          * that was used.
@@ -280,9 +297,11 @@ export declare namespace RealTimeDecision {
          *   voucher authorization, where funds are credited to the cardholder.
          * - `cash_disbursement` - Cash disbursement transactions are used to withdraw cash
          *   from an ATM or a point of sale.
+         * - `balance_inquiry` - A balance inquiry transaction is used to check the balance
+         *   of an account associated with a card.
          * - `unknown` - The processing category is unknown.
          */
-        processing_category: 'account_funding' | 'automatic_fuel_dispenser' | 'bill_payment' | 'original_credit' | 'purchase' | 'quasi_cash' | 'refund' | 'cash_disbursement' | 'unknown';
+        processing_category: 'account_funding' | 'automatic_fuel_dispenser' | 'bill_payment' | 'original_credit' | 'purchase' | 'quasi_cash' | 'refund' | 'cash_disbursement' | 'balance_inquiry' | 'unknown';
         /**
          * Fields specific to the type of request, such as an incremental authorization.
          */
@@ -523,6 +542,17 @@ export declare namespace RealTimeDecision {
                 currency: string;
             }
         }
+        /**
+         * Present if and only if `decision` is `approve`. Contains information related to
+         * the approval of the authorization.
+         */
+        interface Approval {
+            /**
+             * If the authorization was partially approved, this field contains the approved
+             * amount in the minor unit of the settlement currency.
+             */
+            partial_amount: number | null;
+        }
         /**
          * Present if and only if `decision` is `decline`. Contains information related to
          * the reason the authorization was declined.
@@ -797,235 +827,776 @@ export declare namespace RealTimeDecision {
         }
     }
     /**
-     * Fields related to a digital wallet authentication attempt.
+     * Fields related to a card balance inquiry.
      */
-    interface DigitalWalletAuthentication {
+    interface CardBalanceInquiry {
         /**
-         * The identifier of the Card that is being tokenized.
+         * The identifier of the Account the authorization will debit.
+         */
+        account_id: string;
+        /**
+         * Additional amounts associated with the card authorization, such as ATM
+         * surcharges fees. These are usually a subset of the `amount` field and are used
+         * to provide more detailed information about the transaction.
+         */
+        additional_amounts: CardBalanceInquiry.AdditionalAmounts;
+        /**
+         * Present if and only if `decision` is `approve`. Contains information related to
+         * the approval of the balance inquiry.
+         */
+        approval: CardBalanceInquiry.Approval | null;
+        /**
+         * The identifier of the Card that is being authorized.
          */
         card_id: string;
         /**
-         * The channel to send the card user their one-time passcode.
+         * Whether or not the authorization was approved.
          *
-         * - `sms` - Send one-time passcodes over SMS.
-         * - `email` - Send one-time passcodes over email.
+         * - `approve` - Approve the authorization.
+         * - `decline` - Decline the authorization.
          */
-        channel: 'sms' | 'email';
+        decision: 'approve' | 'decline' | null;
         /**
-         * The digital wallet app being used.
-         *
-         * - `apple_pay` - Apple Pay
-         * - `google_pay` - Google Pay
-         * - `samsung_pay` - Samsung Pay
-         * - `unknown` - Unknown
+         * If the authorization was made via a Digital Wallet Token (such as an Apple Pay
+         * purchase), the identifier of the token that was used.
          */
-        digital_wallet: 'apple_pay' | 'google_pay' | 'samsung_pay' | 'unknown';
+        digital_wallet_token_id: string | null;
         /**
-         * The email to send the one-time passcode to if `channel` is equal to `email`.
+         * The merchant identifier (commonly abbreviated as MID) of the merchant the card
+         * is transacting with.
          */
-        email: string | null;
+        merchant_acceptor_id: string;
         /**
-         * The one-time passcode to send the card user.
+         * The Merchant Category Code (commonly abbreviated as MCC) of the merchant the
+         * card is transacting with.
          */
-        one_time_passcode: string;
+        merchant_category_code: string;
         /**
-         * The phone number to send the one-time passcode to if `channel` is equal to
-         * `sms`.
+         * The city the merchant resides in.
          */
-        phone: string | null;
+        merchant_city: string | null;
         /**
-         * Whether your application successfully delivered the one-time passcode.
-         *
-         * - `success` - Your application successfully delivered the one-time passcode to
-         *   the cardholder.
-         * - `failure` - Your application failed to deliver the one-time passcode to the
-         *   cardholder.
+         * The country the merchant resides in.
          */
-        result: 'success' | 'failure' | null;
-    }
-    /**
-     * Fields related to a digital wallet token provisioning attempt.
-     */
-    interface DigitalWalletToken {
+        merchant_country: string;
         /**
-         * The identifier of the Card that is being tokenized.
+         * The merchant descriptor of the merchant the card is transacting with.
          */
-        card_id: string;
+        merchant_descriptor: string;
         /**
-         * Whether or not the provisioning request was approved. This will be null until
-         * the real time decision is responded to.
-         *
-         * - `approve` - Approve the provisioning request.
-         * - `decline` - Decline the provisioning request.
+         * The merchant's postal code. For US merchants this is either a 5-digit or 9-digit
+         * ZIP code, where the first 5 and last 4 are separated by a dash.
          */
-        decision: 'approve' | 'decline' | null;
+        merchant_postal_code: string | null;
         /**
-         * Device that is being used to provision the digital wallet token.
+         * The state the merchant resides in.
          */
-        device: DigitalWalletToken.Device;
+        merchant_state: string | null;
         /**
-         * The digital wallet app being used.
-         *
-         * - `apple_pay` - Apple Pay
-         * - `google_pay` - Google Pay
-         * - `samsung_pay` - Samsung Pay
-         * - `unknown` - Unknown
+         * Fields specific to the `network`.
          */
-        digital_wallet: 'apple_pay' | 'google_pay' | 'samsung_pay' | 'unknown';
-    }
-    namespace DigitalWalletToken {
+        network_details: CardBalanceInquiry.NetworkDetails;
         /**
-         * Device that is being used to provision the digital wallet token.
+         * Network-specific identifiers for a specific request or transaction.
          */
-        interface Device {
-            /**
-             * ID assigned to the device by the digital wallet provider.
-             */
-            identifier: string | null;
-        }
-    }
-}
-export interface RealTimeDecisionActionParams {
-    /**
-     * If the Real-Time Decision relates to a 3DS card authentication attempt, this
-     * object contains your response to the authentication.
-     */
-    card_authentication?: RealTimeDecisionActionParams.CardAuthentication;
-    /**
-     * If the Real-Time Decision relates to 3DS card authentication challenge delivery,
-     * this object contains your response.
-     */
-    card_authentication_challenge?: RealTimeDecisionActionParams.CardAuthenticationChallenge;
-    /**
-     * If the Real-Time Decision relates to a card authorization attempt, this object
-     * contains your response to the authorization.
-     */
-    card_authorization?: RealTimeDecisionActionParams.CardAuthorization;
-    /**
-     * If the Real-Time Decision relates to a digital wallet authentication attempt,
-     * this object contains your response to the authentication.
-     */
-    digital_wallet_authentication?: RealTimeDecisionActionParams.DigitalWalletAuthentication;
-    /**
-     * If the Real-Time Decision relates to a digital wallet token provisioning
-     * attempt, this object contains your response to the attempt.
-     */
-    digital_wallet_token?: RealTimeDecisionActionParams.DigitalWalletToken;
-}
-export declare namespace RealTimeDecisionActionParams {
-    /**
-     * If the Real-Time Decision relates to a 3DS card authentication attempt, this
-     * object contains your response to the authentication.
-     */
-    interface CardAuthentication {
+        network_identifiers: CardBalanceInquiry.NetworkIdentifiers;
         /**
-         * Whether the card authentication attempt should be approved or declined.
-         *
-         * - `approve` - Approve the authentication attempt without triggering a challenge.
-         * - `challenge` - Request further validation before approving the authentication
-         *   attempt.
-         * - `deny` - Deny the authentication attempt.
+         * The risk score generated by the card network. For Visa this is the Visa Advanced
+         * Authorization risk score, from 0 to 99, where 99 is the riskiest. For Pulse the
+         * score is from 0 to 999, where 999 is the riskiest.
          */
-        decision: 'approve' | 'challenge' | 'deny';
-    }
-    /**
-     * If the Real-Time Decision relates to 3DS card authentication challenge delivery,
-     * this object contains your response.
-     */
-    interface CardAuthenticationChallenge {
+        network_risk_score: number | null;
         /**
-         * Whether the card authentication challenge was successfully delivered to the
-         * cardholder.
-         *
-         * - `success` - Your application successfully delivered the one-time code to the
-         *   cardholder.
-         * - `failure` - Your application was unable to deliver the one-time code to the
-         *   cardholder.
+         * If the authorization was made in-person with a physical card, the Physical Card
+         * that was used.
          */
-        result: 'success' | 'failure';
-    }
-    /**
-     * If the Real-Time Decision relates to a card authorization attempt, this object
-     * contains your response to the authorization.
-     */
-    interface CardAuthorization {
+        physical_card_id: string | null;
         /**
-         * Whether the card authorization should be approved or declined.
-         *
-         * - `approve` - Approve the authorization.
-         * - `decline` - Decline the authorization.
+         * The terminal identifier (commonly abbreviated as TID) of the terminal the card
+         * is transacting with.
          */
-        decision: 'approve' | 'decline';
+        terminal_id: string | null;
         /**
-         * If your application approves the authorization, this contains metadata about
-         * your decision to approve. Your response here is advisory to the acquiring bank.
-         * The bank may choose to reverse the authorization if you approve the transaction
-         * but indicate the address does not match.
+         * The identifier of the Card Payment this authorization will belong to. Available
+         * in the API once the card authorization has completed.
          */
-        approval?: CardAuthorization.Approval;
+        upcoming_card_payment_id: string;
         /**
-         * If your application declines the authorization, this contains details about the
-         * decline.
+         * Fields related to verification of cardholder-provided values.
          */
-        decline?: CardAuthorization.Decline;
+        verification: CardBalanceInquiry.Verification;
         [k: string]: unknown;
     }
-    namespace CardAuthorization {
+    namespace CardBalanceInquiry {
         /**
-         * If your application approves the authorization, this contains metadata about
-         * your decision to approve. Your response here is advisory to the acquiring bank.
-         * The bank may choose to reverse the authorization if you approve the transaction
-         * but indicate the address does not match.
+         * Additional amounts associated with the card authorization, such as ATM
+         * surcharges fees. These are usually a subset of the `amount` field and are used
+         * to provide more detailed information about the transaction.
          */
-        interface Approval {
+        interface AdditionalAmounts {
             /**
-             * Your decisions on whether or not each provided address component is a match.
-             * Your response here is evaluated against the customer's provided `postal_code`
-             * and `line1`, and an appropriate network response is generated. For more
-             * information, see our
-             * [Address Verification System Codes and Overrides](https://increase.com/documentation/address-verification-system-codes-and-overrides)
-             * guide.
+             * The part of this transaction amount that was for clinic-related services.
              */
-            cardholder_address_verification_result?: Approval.CardholderAddressVerificationResult;
-        }
-        namespace Approval {
+            clinic: AdditionalAmounts.Clinic | null;
             /**
-             * Your decisions on whether or not each provided address component is a match.
-             * Your response here is evaluated against the customer's provided `postal_code`
-             * and `line1`, and an appropriate network response is generated. For more
-             * information, see our
-             * [Address Verification System Codes and Overrides](https://increase.com/documentation/address-verification-system-codes-and-overrides)
-             * guide.
+             * The part of this transaction amount that was for dental-related services.
              */
-            interface CardholderAddressVerificationResult {
-                /**
-                 * Your decision on the address line of the provided address.
-                 *
-                 * - `match` - The cardholder address verification result matches the address
-                 *   provided by the merchant.
-                 * - `no_match` - The cardholder address verification result does not match the
-                 *   address provided by the merchant.
-                 */
-                line1: 'match' | 'no_match';
-                /**
-                 * Your decision on the postal code of the provided address.
-                 *
-                 * - `match` - The cardholder address verification result matches the address
-                 *   provided by the merchant.
-                 * - `no_match` - The cardholder address verification result does not match the
-                 *   address provided by the merchant.
-                 */
-                postal_code: 'match' | 'no_match';
-            }
-        }
-        /**
-         * If your application declines the authorization, this contains details about the
-         * decline.
-         */
-        interface Decline {
+            dental: AdditionalAmounts.Dental | null;
             /**
-             * The reason the card authorization was declined. This translates to a specific
-             * decline code that is sent to the card network.
+             * The original pre-authorized amount.
+             */
+            original: AdditionalAmounts.Original | null;
+            /**
+             * The part of this transaction amount that was for healthcare prescriptions.
+             */
+            prescription: AdditionalAmounts.Prescription | null;
+            /**
+             * The surcharge amount charged for this transaction by the merchant.
+             */
+            surcharge: AdditionalAmounts.Surcharge | null;
+            /**
+             * The total amount of a series of incremental authorizations, optionally provided.
+             */
+            total_cumulative: AdditionalAmounts.TotalCumulative | null;
+            /**
+             * The total amount of healthcare-related additional amounts.
+             */
+            total_healthcare: AdditionalAmounts.TotalHealthcare | null;
+            /**
+             * The part of this transaction amount that was for transit-related services.
+             */
+            transit: AdditionalAmounts.Transit | null;
+            /**
+             * An unknown additional amount.
+             */
+            unknown: AdditionalAmounts.Unknown | null;
+            /**
+             * The part of this transaction amount that was for vision-related services.
+             */
+            vision: AdditionalAmounts.Vision | null;
+        }
+        namespace AdditionalAmounts {
+            /**
+             * The part of this transaction amount that was for clinic-related services.
+             */
+            interface Clinic {
+                /**
+                 * The amount in minor units of the `currency` field. The amount is positive if it
+                 * is added to the amount (such as an ATM surcharge fee) and negative if it is
+                 * subtracted from the amount (such as a discount).
+                 */
+                amount: number;
+                /**
+                 * The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the additional
+                 * amount's currency.
+                 */
+                currency: string;
+            }
+            /**
+             * The part of this transaction amount that was for dental-related services.
+             */
+            interface Dental {
+                /**
+                 * The amount in minor units of the `currency` field. The amount is positive if it
+                 * is added to the amount (such as an ATM surcharge fee) and negative if it is
+                 * subtracted from the amount (such as a discount).
+                 */
+                amount: number;
+                /**
+                 * The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the additional
+                 * amount's currency.
+                 */
+                currency: string;
+            }
+            /**
+             * The original pre-authorized amount.
+             */
+            interface Original {
+                /**
+                 * The amount in minor units of the `currency` field. The amount is positive if it
+                 * is added to the amount (such as an ATM surcharge fee) and negative if it is
+                 * subtracted from the amount (such as a discount).
+                 */
+                amount: number;
+                /**
+                 * The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the additional
+                 * amount's currency.
+                 */
+                currency: string;
+            }
+            /**
+             * The part of this transaction amount that was for healthcare prescriptions.
+             */
+            interface Prescription {
+                /**
+                 * The amount in minor units of the `currency` field. The amount is positive if it
+                 * is added to the amount (such as an ATM surcharge fee) and negative if it is
+                 * subtracted from the amount (such as a discount).
+                 */
+                amount: number;
+                /**
+                 * The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the additional
+                 * amount's currency.
+                 */
+                currency: string;
+            }
+            /**
+             * The surcharge amount charged for this transaction by the merchant.
+             */
+            interface Surcharge {
+                /**
+                 * The amount in minor units of the `currency` field. The amount is positive if it
+                 * is added to the amount (such as an ATM surcharge fee) and negative if it is
+                 * subtracted from the amount (such as a discount).
+                 */
+                amount: number;
+                /**
+                 * The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the additional
+                 * amount's currency.
+                 */
+                currency: string;
+            }
+            /**
+             * The total amount of a series of incremental authorizations, optionally provided.
+             */
+            interface TotalCumulative {
+                /**
+                 * The amount in minor units of the `currency` field. The amount is positive if it
+                 * is added to the amount (such as an ATM surcharge fee) and negative if it is
+                 * subtracted from the amount (such as a discount).
+                 */
+                amount: number;
+                /**
+                 * The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the additional
+                 * amount's currency.
+                 */
+                currency: string;
+            }
+            /**
+             * The total amount of healthcare-related additional amounts.
+             */
+            interface TotalHealthcare {
+                /**
+                 * The amount in minor units of the `currency` field. The amount is positive if it
+                 * is added to the amount (such as an ATM surcharge fee) and negative if it is
+                 * subtracted from the amount (such as a discount).
+                 */
+                amount: number;
+                /**
+                 * The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the additional
+                 * amount's currency.
+                 */
+                currency: string;
+            }
+            /**
+             * The part of this transaction amount that was for transit-related services.
+             */
+            interface Transit {
+                /**
+                 * The amount in minor units of the `currency` field. The amount is positive if it
+                 * is added to the amount (such as an ATM surcharge fee) and negative if it is
+                 * subtracted from the amount (such as a discount).
+                 */
+                amount: number;
+                /**
+                 * The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the additional
+                 * amount's currency.
+                 */
+                currency: string;
+            }
+            /**
+             * An unknown additional amount.
+             */
+            interface Unknown {
+                /**
+                 * The amount in minor units of the `currency` field. The amount is positive if it
+                 * is added to the amount (such as an ATM surcharge fee) and negative if it is
+                 * subtracted from the amount (such as a discount).
+                 */
+                amount: number;
+                /**
+                 * The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the additional
+                 * amount's currency.
+                 */
+                currency: string;
+            }
+            /**
+             * The part of this transaction amount that was for vision-related services.
+             */
+            interface Vision {
+                /**
+                 * The amount in minor units of the `currency` field. The amount is positive if it
+                 * is added to the amount (such as an ATM surcharge fee) and negative if it is
+                 * subtracted from the amount (such as a discount).
+                 */
+                amount: number;
+                /**
+                 * The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the additional
+                 * amount's currency.
+                 */
+                currency: string;
+            }
+        }
+        /**
+         * Present if and only if `decision` is `approve`. Contains information related to
+         * the approval of the balance inquiry.
+         */
+        interface Approval {
+            /**
+             * If the balance inquiry was approved, this field contains the balance in the
+             * minor unit of the settlement currency.
+             */
+            balance: number;
+        }
+        /**
+         * Fields specific to the `network`.
+         */
+        interface NetworkDetails {
+            /**
+             * The payment network used to process this card authorization.
+             *
+             * - `visa` - Visa
+             * - `pulse` - Pulse
+             */
+            category: 'visa' | 'pulse';
+            /**
+             * Fields specific to the `pulse` network.
+             */
+            pulse: NetworkDetails.Pulse | null;
+            /**
+             * Fields specific to the `visa` network.
+             */
+            visa: NetworkDetails.Visa | null;
+        }
+        namespace NetworkDetails {
+            /**
+             * Fields specific to the `pulse` network.
+             */
+            interface Pulse {
+            }
+            /**
+             * Fields specific to the `visa` network.
+             */
+            interface Visa {
+                /**
+                 * For electronic commerce transactions, this identifies the level of security used
+                 * in obtaining the customer's payment credential. For mail or telephone order
+                 * transactions, identifies the type of mail or telephone order.
+                 *
+                 * - `mail_phone_order` - Single transaction of a mail/phone order: Use to indicate
+                 *   that the transaction is a mail/phone order purchase, not a recurring
+                 *   transaction or installment payment. For domestic transactions in the US
+                 *   region, this value may also indicate one bill payment transaction in the
+                 *   card-present or card-absent environments.
+                 * - `recurring` - Recurring transaction: Payment indicator used to indicate a
+                 *   recurring transaction that originates from an acquirer in the US region.
+                 * - `installment` - Installment payment: Payment indicator used to indicate one
+                 *   purchase of goods or services that is billed to the account in multiple
+                 *   charges over a period of time agreed upon by the cardholder and merchant from
+                 *   transactions that originate from an acquirer in the US region.
+                 * - `unknown_mail_phone_order` - Unknown classification: other mail order: Use to
+                 *   indicate that the type of mail/telephone order is unknown.
+                 * - `secure_electronic_commerce` - Secure electronic commerce transaction: Use to
+                 *   indicate that the electronic commerce transaction has been authenticated using
+                 *   e.g., 3-D Secure
+                 * - `non_authenticated_security_transaction_at_3ds_capable_merchant` -
+                 *   Non-authenticated security transaction at a 3-D Secure-capable merchant, and
+                 *   merchant attempted to authenticate the cardholder using 3-D Secure: Use to
+                 *   identify an electronic commerce transaction where the merchant attempted to
+                 *   authenticate the cardholder using 3-D Secure, but was unable to complete the
+                 *   authentication because the issuer or cardholder does not participate in the
+                 *   3-D Secure program.
+                 * - `non_authenticated_security_transaction` - Non-authenticated security
+                 *   transaction: Use to identify an electronic commerce transaction that uses data
+                 *   encryption for security however, cardholder authentication is not performed
+                 *   using 3-D Secure.
+                 * - `non_secure_transaction` - Non-secure transaction: Use to identify an
+                 *   electronic commerce transaction that has no data protection.
+                 */
+                electronic_commerce_indicator: 'mail_phone_order' | 'recurring' | 'installment' | 'unknown_mail_phone_order' | 'secure_electronic_commerce' | 'non_authenticated_security_transaction_at_3ds_capable_merchant' | 'non_authenticated_security_transaction' | 'non_secure_transaction' | null;
+                /**
+                 * The method used to enter the cardholder's primary account number and card
+                 * expiration date.
+                 *
+                 * - `unknown` - Unknown
+                 * - `manual` - Manual key entry
+                 * - `magnetic_stripe_no_cvv` - Magnetic stripe read, without card verification
+                 *   value
+                 * - `optical_code` - Optical code
+                 * - `integrated_circuit_card` - Contact chip card
+                 * - `contactless` - Contactless read of chip card
+                 * - `credential_on_file` - Transaction initiated using a credential that has
+                 *   previously been stored on file
+                 * - `magnetic_stripe` - Magnetic stripe read
+                 * - `contactless_magnetic_stripe` - Contactless read of magnetic stripe data
+                 * - `integrated_circuit_card_no_cvv` - Contact chip card, without card
+                 *   verification value
+                 */
+                point_of_service_entry_mode: 'unknown' | 'manual' | 'magnetic_stripe_no_cvv' | 'optical_code' | 'integrated_circuit_card' | 'contactless' | 'credential_on_file' | 'magnetic_stripe' | 'contactless_magnetic_stripe' | 'integrated_circuit_card_no_cvv' | null;
+                /**
+                 * Only present when `actioner: network`. Describes why a card authorization was
+                 * approved or declined by Visa through stand-in processing.
+                 *
+                 * - `issuer_error` - Increase failed to process the authorization in a timely
+                 *   manner.
+                 * - `invalid_physical_card` - The physical card read had an invalid CVV, dCVV, or
+                 *   authorization request cryptogram.
+                 * - `invalid_cardholder_authentication_verification_value` - The 3DS cardholder
+                 *   authentication verification value was invalid.
+                 * - `internal_visa_error` - An internal Visa error occurred. Visa uses this reason
+                 *   code for certain expected occurrences as well, such as Application Transaction
+                 *   Counter (ATC) replays.
+                 * - `merchant_transaction_advisory_service_authentication_required` - The merchant
+                 *   has enabled Visa's Transaction Advisory Service and requires further
+                 *   authentication to perform the transaction. In practice this is often utilized
+                 *   at fuel pumps to tell the cardholder to see the cashier.
+                 * - `payment_fraud_disruption_acquirer_block` - The transaction was blocked by
+                 *   Visa's Payment Fraud Disruption service due to fraudulent Acquirer behavior,
+                 *   such as card testing.
+                 * - `other` - An unspecific reason for stand-in processing.
+                 */
+                stand_in_processing_reason: 'issuer_error' | 'invalid_physical_card' | 'invalid_cardholder_authentication_verification_value' | 'internal_visa_error' | 'merchant_transaction_advisory_service_authentication_required' | 'payment_fraud_disruption_acquirer_block' | 'other' | null;
+            }
+        }
+        /**
+         * Network-specific identifiers for a specific request or transaction.
+         */
+        interface NetworkIdentifiers {
+            /**
+             * The randomly generated 6-character Authorization Identification Response code
+             * sent back to the acquirer in an approved response.
+             */
+            authorization_identification_response: string | null;
+            /**
+             * A life-cycle identifier used across e.g., an authorization and a reversal.
+             * Expected to be unique per acquirer within a window of time. For some card
+             * networks the retrieval reference number includes the trace counter.
+             */
+            retrieval_reference_number: string | null;
+            /**
+             * A counter used to verify an individual authorization. Expected to be unique per
+             * acquirer within a window of time.
+             */
+            trace_number: string | null;
+            /**
+             * A globally unique transaction identifier provided by the card network, used
+             * across multiple life-cycle requests.
+             */
+            transaction_id: string | null;
+        }
+        /**
+         * Fields related to verification of cardholder-provided values.
+         */
+        interface Verification {
+            /**
+             * Fields related to verification of the Card Verification Code, a 3-digit code on
+             * the back of the card.
+             */
+            card_verification_code: Verification.CardVerificationCode;
+            /**
+             * Cardholder address provided in the authorization request and the address on file
+             * we verified it against.
+             */
+            cardholder_address: Verification.CardholderAddress;
+        }
+        namespace Verification {
+            /**
+             * Fields related to verification of the Card Verification Code, a 3-digit code on
+             * the back of the card.
+             */
+            interface CardVerificationCode {
+                /**
+                 * The result of verifying the Card Verification Code.
+                 *
+                 * - `not_checked` - No card verification code was provided in the authorization
+                 *   request.
+                 * - `match` - The card verification code matched the one on file.
+                 * - `no_match` - The card verification code did not match the one on file.
+                 */
+                result: 'not_checked' | 'match' | 'no_match';
+            }
+            /**
+             * Cardholder address provided in the authorization request and the address on file
+             * we verified it against.
+             */
+            interface CardholderAddress {
+                /**
+                 * Line 1 of the address on file for the cardholder.
+                 */
+                actual_line1: string | null;
+                /**
+                 * The postal code of the address on file for the cardholder.
+                 */
+                actual_postal_code: string | null;
+                /**
+                 * The cardholder address line 1 provided for verification in the authorization
+                 * request.
+                 */
+                provided_line1: string | null;
+                /**
+                 * The postal code provided for verification in the authorization request.
+                 */
+                provided_postal_code: string | null;
+                /**
+                 * The address verification result returned to the card network.
+                 *
+                 * - `not_checked` - No address information was provided in the authorization
+                 *   request.
+                 * - `postal_code_match_address_no_match` - Postal code matches, but the street
+                 *   address does not match or was not provided.
+                 * - `postal_code_no_match_address_match` - Postal code does not match, but the
+                 *   street address matches or was not provided.
+                 * - `match` - Postal code and street address match.
+                 * - `no_match` - Postal code and street address do not match.
+                 * - `postal_code_match_address_not_checked` - Postal code matches, but the street
+                 *   address was not verified. (deprecated)
+                 */
+                result: 'not_checked' | 'postal_code_match_address_no_match' | 'postal_code_no_match_address_match' | 'match' | 'no_match' | 'postal_code_match_address_not_checked';
+            }
+        }
+    }
+    /**
+     * Fields related to a digital wallet authentication attempt.
+     */
+    interface DigitalWalletAuthentication {
+        /**
+         * The identifier of the Card that is being tokenized.
+         */
+        card_id: string;
+        /**
+         * The channel to send the card user their one-time passcode.
+         *
+         * - `sms` - Send one-time passcodes over SMS.
+         * - `email` - Send one-time passcodes over email.
+         */
+        channel: 'sms' | 'email';
+        /**
+         * The digital wallet app being used.
+         *
+         * - `apple_pay` - Apple Pay
+         * - `google_pay` - Google Pay
+         * - `samsung_pay` - Samsung Pay
+         * - `unknown` - Unknown
+         */
+        digital_wallet: 'apple_pay' | 'google_pay' | 'samsung_pay' | 'unknown';
+        /**
+         * The email to send the one-time passcode to if `channel` is equal to `email`.
+         */
+        email: string | null;
+        /**
+         * The one-time passcode to send the card user.
+         */
+        one_time_passcode: string;
+        /**
+         * The phone number to send the one-time passcode to if `channel` is equal to
+         * `sms`.
+         */
+        phone: string | null;
+        /**
+         * Whether your application successfully delivered the one-time passcode.
+         *
+         * - `success` - Your application successfully delivered the one-time passcode to
+         *   the cardholder.
+         * - `failure` - Your application failed to deliver the one-time passcode to the
+         *   cardholder.
+         */
+        result: 'success' | 'failure' | null;
+    }
+    /**
+     * Fields related to a digital wallet token provisioning attempt.
+     */
+    interface DigitalWalletToken {
+        /**
+         * The identifier of the Card that is being tokenized.
+         */
+        card_id: string;
+        /**
+         * Whether or not the provisioning request was approved. This will be null until
+         * the real time decision is responded to.
+         *
+         * - `approve` - Approve the provisioning request.
+         * - `decline` - Decline the provisioning request.
+         */
+        decision: 'approve' | 'decline' | null;
+        /**
+         * Device that is being used to provision the digital wallet token.
+         */
+        device: DigitalWalletToken.Device;
+        /**
+         * The digital wallet app being used.
+         *
+         * - `apple_pay` - Apple Pay
+         * - `google_pay` - Google Pay
+         * - `samsung_pay` - Samsung Pay
+         * - `unknown` - Unknown
+         */
+        digital_wallet: 'apple_pay' | 'google_pay' | 'samsung_pay' | 'unknown';
+    }
+    namespace DigitalWalletToken {
+        /**
+         * Device that is being used to provision the digital wallet token.
+         */
+        interface Device {
+            /**
+             * ID assigned to the device by the digital wallet provider.
+             */
+            identifier: string | null;
+        }
+    }
+}
+export interface RealTimeDecisionActionParams {
+    /**
+     * If the Real-Time Decision relates to a 3DS card authentication attempt, this
+     * object contains your response to the authentication.
+     */
+    card_authentication?: RealTimeDecisionActionParams.CardAuthentication;
+    /**
+     * If the Real-Time Decision relates to 3DS card authentication challenge delivery,
+     * this object contains your response.
+     */
+    card_authentication_challenge?: RealTimeDecisionActionParams.CardAuthenticationChallenge;
+    /**
+     * If the Real-Time Decision relates to a card authorization attempt, this object
+     * contains your response to the authorization.
+     */
+    card_authorization?: RealTimeDecisionActionParams.CardAuthorization;
+    /**
+     * If the Real-Time Decision relates to a card balance inquiry attempt, this object
+     * contains your response to the inquiry.
+     */
+    card_balance_inquiry?: RealTimeDecisionActionParams.CardBalanceInquiry;
+    /**
+     * If the Real-Time Decision relates to a digital wallet authentication attempt,
+     * this object contains your response to the authentication.
+     */
+    digital_wallet_authentication?: RealTimeDecisionActionParams.DigitalWalletAuthentication;
+    /**
+     * If the Real-Time Decision relates to a digital wallet token provisioning
+     * attempt, this object contains your response to the attempt.
+     */
+    digital_wallet_token?: RealTimeDecisionActionParams.DigitalWalletToken;
+}
+export declare namespace RealTimeDecisionActionParams {
+    /**
+     * If the Real-Time Decision relates to a 3DS card authentication attempt, this
+     * object contains your response to the authentication.
+     */
+    interface CardAuthentication {
+        /**
+         * Whether the card authentication attempt should be approved or declined.
+         *
+         * - `approve` - Approve the authentication attempt without triggering a challenge.
+         * - `challenge` - Request further validation before approving the authentication
+         *   attempt.
+         * - `deny` - Deny the authentication attempt.
+         */
+        decision: 'approve' | 'challenge' | 'deny';
+    }
+    /**
+     * If the Real-Time Decision relates to 3DS card authentication challenge delivery,
+     * this object contains your response.
+     */
+    interface CardAuthenticationChallenge {
+        /**
+         * Whether the card authentication challenge was successfully delivered to the
+         * cardholder.
+         *
+         * - `success` - Your application successfully delivered the one-time code to the
+         *   cardholder.
+         * - `failure` - Your application was unable to deliver the one-time code to the
+         *   cardholder.
+         */
+        result: 'success' | 'failure';
+    }
+    /**
+     * If the Real-Time Decision relates to a card authorization attempt, this object
+     * contains your response to the authorization.
+     */
+    interface CardAuthorization {
+        /**
+         * Whether the card authorization should be approved or declined.
+         *
+         * - `approve` - Approve the authorization.
+         * - `decline` - Decline the authorization.
+         */
+        decision: 'approve' | 'decline';
+        /**
+         * If your application approves the authorization, this contains metadata about
+         * your decision to approve. Your response here is advisory to the acquiring bank.
+         * The bank may choose to reverse the authorization if you approve the transaction
+         * but indicate the address does not match.
+         */
+        approval?: CardAuthorization.Approval;
+        /**
+         * If your application declines the authorization, this contains details about the
+         * decline.
+         */
+        decline?: CardAuthorization.Decline;
+        [k: string]: unknown;
+    }
+    namespace CardAuthorization {
+        /**
+         * If your application approves the authorization, this contains metadata about
+         * your decision to approve. Your response here is advisory to the acquiring bank.
+         * The bank may choose to reverse the authorization if you approve the transaction
+         * but indicate the address does not match.
+         */
+        interface Approval {
+            /**
+             * Your decisions on whether or not each provided address component is a match.
+             * Your response here is evaluated against the customer's provided `postal_code`
+             * and `line1`, and an appropriate network response is generated. For more
+             * information, see our
+             * [Address Verification System Codes and Overrides](https://increase.com/documentation/address-verification-system-codes-and-overrides)
+             * guide.
+             */
+            cardholder_address_verification_result?: Approval.CardholderAddressVerificationResult;
+            /**
+             * If the transaction supports partial approvals
+             * (`partial_approval_capability: supported`) the `partial_amount` can be provided
+             * in the transaction's settlement currency to approve a lower amount than was
+             * requested.
+             */
+            partial_amount?: number;
+        }
+        namespace Approval {
+            /**
+             * Your decisions on whether or not each provided address component is a match.
+             * Your response here is evaluated against the customer's provided `postal_code`
+             * and `line1`, and an appropriate network response is generated. For more
+             * information, see our
+             * [Address Verification System Codes and Overrides](https://increase.com/documentation/address-verification-system-codes-and-overrides)
+             * guide.
+             */
+            interface CardholderAddressVerificationResult {
+                /**
+                 * Your decision on the address line of the provided address.
+                 *
+                 * - `match` - The cardholder address verification result matches the address
+                 *   provided by the merchant.
+                 * - `no_match` - The cardholder address verification result does not match the
+                 *   address provided by the merchant.
+                 */
+                line1: 'match' | 'no_match';
+                /**
+                 * Your decision on the postal code of the provided address.
+                 *
+                 * - `match` - The cardholder address verification result matches the address
+                 *   provided by the merchant.
+                 * - `no_match` - The cardholder address verification result does not match the
+                 *   address provided by the merchant.
+                 */
+                postal_code: 'match' | 'no_match';
+            }
+        }
+        /**
+         * If your application declines the authorization, this contains details about the
+         * decline.
+         */
+        interface Decline {
+            /**
+             * The reason the card authorization was declined. This translates to a specific
+             * decline code that is sent to the card network.
              *
              * - `insufficient_funds` - The cardholder does not have sufficient funds to cover
              *   the transaction. The merchant may attempt to process the transaction again.
@@ -1043,6 +1614,36 @@ export declare namespace RealTimeDecisionActionParams {
             reason: 'insufficient_funds' | 'transaction_never_allowed' | 'exceeds_approval_limit' | 'card_temporarily_disabled' | 'suspected_fraud' | 'other';
         }
     }
+    /**
+     * If the Real-Time Decision relates to a card balance inquiry attempt, this object
+     * contains your response to the inquiry.
+     */
+    interface CardBalanceInquiry {
+        /**
+         * Whether the card balance inquiry should be approved or declined.
+         *
+         * - `approve` - Approve the authorization.
+         * - `decline` - Decline the authorization.
+         */
+        decision: 'approve' | 'decline';
+        /**
+         * If your application approves the balance inquiry, this contains metadata about
+         * your decision to approve.
+         */
+        approval?: CardBalanceInquiry.Approval;
+    }
+    namespace CardBalanceInquiry {
+        /**
+         * If your application approves the balance inquiry, this contains metadata about
+         * your decision to approve.
+         */
+        interface Approval {
+            /**
+             * The balance on the card in the settlement currency of the transaction.
+             */
+            balance: number;
+        }
+    }
     /**
      * If the Real-Time Decision relates to a digital wallet authentication attempt,
      * this object contains your response to the authentication.