increase 0.378.0 → 0.379.0

package/src/resources/real-time-decisions.ts

@@ -68,10 +68,16 @@ export interface RealTimeDecision {
    */
   card_authorization: RealTimeDecision.CardAuthorization | null;
 
+  /**
+   * Fields related to a card balance inquiry.
+   */
+  card_balance_inquiry: RealTimeDecision.CardBalanceInquiry | null;
+
   /**
    * The category of the Real-Time Decision.
    *
    * - `card_authorization_requested` - A card is being authorized.
+   * - `card_balance_inquiry_requested` - A balance inquiry is being made on a card.
    * - `card_authentication_requested` - 3DS authentication is requested.
    * - `card_authentication_challenge_requested` - 3DS authentication challenge
    *   requires cardholder involvement.
@@ -82,6 +88,7 @@ export interface RealTimeDecision {
    */
   category:
     | 'card_authorization_requested'
+    | 'card_balance_inquiry_requested'
     | 'card_authentication_requested'
     | 'card_authentication_challenge_requested'
     | 'digital_wallet_token_requested'
@@ -209,6 +216,12 @@ export namespace RealTimeDecision {
      */
     additional_amounts: CardAuthorization.AdditionalAmounts;
 
+    /**
+     * Present if and only if `decision` is `approve`. Contains information related to
+     * the approval of the authorization.
+     */
+    approval: CardAuthorization.Approval | null;
+
     /**
      * The identifier of the Card that is being authorized.
      */
@@ -300,6 +313,14 @@ export namespace RealTimeDecision {
      */
     network_risk_score: number | null;
 
+    /**
+     * Whether or not the authorization supports partial approvals.
+     *
+     * - `supported` - This transaction supports partial approvals.
+     * - `not_supported` - This transaction does not support partial approvals.
+     */
+    partial_approval_capability: 'supported' | 'not_supported';
+
     /**
      * If the authorization was made in-person with a physical card, the Physical Card
      * that was used.
@@ -339,6 +360,8 @@ export namespace RealTimeDecision {
      *   voucher authorization, where funds are credited to the cardholder.
      * - `cash_disbursement` - Cash disbursement transactions are used to withdraw cash
      *   from an ATM or a point of sale.
+     * - `balance_inquiry` - A balance inquiry transaction is used to check the balance
+     *   of an account associated with a card.
      * - `unknown` - The processing category is unknown.
      */
     processing_category:
@@ -350,6 +373,7 @@ export namespace RealTimeDecision {
       | 'quasi_cash'
       | 'refund'
       | 'cash_disbursement'
+      | 'balance_inquiry'
       | 'unknown';
 
     /**
@@ -629,6 +653,18 @@ export namespace RealTimeDecision {
       }
     }
 
+    /**
+     * Present if and only if `decision` is `approve`. Contains information related to
+     * the approval of the authorization.
+     */
+    export interface Approval {
+      /**
+       * If the authorization was partially approved, this field contains the approved
+       * amount in the minor unit of the settlement currency.
+       */
+      partial_amount: number | null;
+    }
+
     /**
      * Present if and only if `decision` is `decline`. Contains information related to
      * the reason the authorization was declined.
@@ -967,249 +1003,896 @@ export namespace RealTimeDecision {
   }
 
   /**
-   * Fields related to a digital wallet authentication attempt.
+   * Fields related to a card balance inquiry.
    */
-  export interface DigitalWalletAuthentication {
+  export interface CardBalanceInquiry {
     /**
-     * The identifier of the Card that is being tokenized.
+     * The identifier of the Account the authorization will debit.
      */
-    card_id: string;
+    account_id: string;
 
     /**
-     * The channel to send the card user their one-time passcode.
-     *
-     * - `sms` - Send one-time passcodes over SMS.
-     * - `email` - Send one-time passcodes over email.
+     * Additional amounts associated with the card authorization, such as ATM
+     * surcharges fees. These are usually a subset of the `amount` field and are used
+     * to provide more detailed information about the transaction.
      */
-    channel: 'sms' | 'email';
+    additional_amounts: CardBalanceInquiry.AdditionalAmounts;
 
     /**
-     * The digital wallet app being used.
-     *
-     * - `apple_pay` - Apple Pay
-     * - `google_pay` - Google Pay
-     * - `samsung_pay` - Samsung Pay
-     * - `unknown` - Unknown
+     * Present if and only if `decision` is `approve`. Contains information related to
+     * the approval of the balance inquiry.
      */
-    digital_wallet: 'apple_pay' | 'google_pay' | 'samsung_pay' | 'unknown';
+    approval: CardBalanceInquiry.Approval | null;
 
     /**
-     * The email to send the one-time passcode to if `channel` is equal to `email`.
+     * The identifier of the Card that is being authorized.
      */
-    email: string | null;
+    card_id: string;
 
     /**
-     * The one-time passcode to send the card user.
+     * Whether or not the authorization was approved.
+     *
+     * - `approve` - Approve the authorization.
+     * - `decline` - Decline the authorization.
      */
-    one_time_passcode: string;
+    decision: 'approve' | 'decline' | null;
 
     /**
-     * The phone number to send the one-time passcode to if `channel` is equal to
-     * `sms`.
+     * If the authorization was made via a Digital Wallet Token (such as an Apple Pay
+     * purchase), the identifier of the token that was used.
      */
-    phone: string | null;
+    digital_wallet_token_id: string | null;
 
     /**
-     * Whether your application successfully delivered the one-time passcode.
-     *
-     * - `success` - Your application successfully delivered the one-time passcode to
-     *   the cardholder.
-     * - `failure` - Your application failed to deliver the one-time passcode to the
-     *   cardholder.
+     * The merchant identifier (commonly abbreviated as MID) of the merchant the card
+     * is transacting with.
      */
-    result: 'success' | 'failure' | null;
-  }
+    merchant_acceptor_id: string;
 
-  /**
-   * Fields related to a digital wallet token provisioning attempt.
-   */
-  export interface DigitalWalletToken {
     /**
-     * The identifier of the Card that is being tokenized.
+     * The Merchant Category Code (commonly abbreviated as MCC) of the merchant the
+     * card is transacting with.
      */
-    card_id: string;
+    merchant_category_code: string;
 
     /**
-     * Whether or not the provisioning request was approved. This will be null until
-     * the real time decision is responded to.
-     *
-     * - `approve` - Approve the provisioning request.
-     * - `decline` - Decline the provisioning request.
+     * The city the merchant resides in.
      */
-    decision: 'approve' | 'decline' | null;
+    merchant_city: string | null;
 
     /**
-     * Device that is being used to provision the digital wallet token.
+     * The country the merchant resides in.
      */
-    device: DigitalWalletToken.Device;
+    merchant_country: string;
 
     /**
-     * The digital wallet app being used.
-     *
-     * - `apple_pay` - Apple Pay
-     * - `google_pay` - Google Pay
-     * - `samsung_pay` - Samsung Pay
-     * - `unknown` - Unknown
+     * The merchant descriptor of the merchant the card is transacting with.
      */
-    digital_wallet: 'apple_pay' | 'google_pay' | 'samsung_pay' | 'unknown';
-  }
+    merchant_descriptor: string;
 
-  export namespace DigitalWalletToken {
     /**
-     * Device that is being used to provision the digital wallet token.
+     * The merchant's postal code. For US merchants this is either a 5-digit or 9-digit
+     * ZIP code, where the first 5 and last 4 are separated by a dash.
      */
-    export interface Device {
-      /**
-       * ID assigned to the device by the digital wallet provider.
-       */
-      identifier: string | null;
-    }
-  }
-}
-
-export interface RealTimeDecisionActionParams {
-  /**
-   * If the Real-Time Decision relates to a 3DS card authentication attempt, this
-   * object contains your response to the authentication.
-   */
-  card_authentication?: RealTimeDecisionActionParams.CardAuthentication;
-
-  /**
-   * If the Real-Time Decision relates to 3DS card authentication challenge delivery,
-   * this object contains your response.
-   */
-  card_authentication_challenge?: RealTimeDecisionActionParams.CardAuthenticationChallenge;
+    merchant_postal_code: string | null;
 
-  /**
-   * If the Real-Time Decision relates to a card authorization attempt, this object
-   * contains your response to the authorization.
-   */
-  card_authorization?: RealTimeDecisionActionParams.CardAuthorization;
+    /**
+     * The state the merchant resides in.
+     */
+    merchant_state: string | null;
 
-  /**
-   * If the Real-Time Decision relates to a digital wallet authentication attempt,
-   * this object contains your response to the authentication.
-   */
-  digital_wallet_authentication?: RealTimeDecisionActionParams.DigitalWalletAuthentication;
+    /**
+     * Fields specific to the `network`.
+     */
+    network_details: CardBalanceInquiry.NetworkDetails;
 
-  /**
-   * If the Real-Time Decision relates to a digital wallet token provisioning
-   * attempt, this object contains your response to the attempt.
-   */
-  digital_wallet_token?: RealTimeDecisionActionParams.DigitalWalletToken;
-}
+    /**
+     * Network-specific identifiers for a specific request or transaction.
+     */
+    network_identifiers: CardBalanceInquiry.NetworkIdentifiers;
 
-export namespace RealTimeDecisionActionParams {
-  /**
-   * If the Real-Time Decision relates to a 3DS card authentication attempt, this
-   * object contains your response to the authentication.
-   */
-  export interface CardAuthentication {
     /**
-     * Whether the card authentication attempt should be approved or declined.
-     *
-     * - `approve` - Approve the authentication attempt without triggering a challenge.
-     * - `challenge` - Request further validation before approving the authentication
-     *   attempt.
-     * - `deny` - Deny the authentication attempt.
+     * The risk score generated by the card network. For Visa this is the Visa Advanced
+     * Authorization risk score, from 0 to 99, where 99 is the riskiest. For Pulse the
+     * score is from 0 to 999, where 999 is the riskiest.
      */
-    decision: 'approve' | 'challenge' | 'deny';
-  }
+    network_risk_score: number | null;
 
-  /**
-   * If the Real-Time Decision relates to 3DS card authentication challenge delivery,
-   * this object contains your response.
-   */
-  export interface CardAuthenticationChallenge {
     /**
-     * Whether the card authentication challenge was successfully delivered to the
-     * cardholder.
-     *
-     * - `success` - Your application successfully delivered the one-time code to the
-     *   cardholder.
-     * - `failure` - Your application was unable to deliver the one-time code to the
-     *   cardholder.
+     * If the authorization was made in-person with a physical card, the Physical Card
+     * that was used.
      */
-    result: 'success' | 'failure';
-  }
+    physical_card_id: string | null;
 
-  /**
-   * If the Real-Time Decision relates to a card authorization attempt, this object
-   * contains your response to the authorization.
-   */
-  export interface CardAuthorization {
     /**
-     * Whether the card authorization should be approved or declined.
-     *
-     * - `approve` - Approve the authorization.
-     * - `decline` - Decline the authorization.
+     * The terminal identifier (commonly abbreviated as TID) of the terminal the card
+     * is transacting with.
      */
-    decision: 'approve' | 'decline';
+    terminal_id: string | null;
 
     /**
-     * If your application approves the authorization, this contains metadata about
-     * your decision to approve. Your response here is advisory to the acquiring bank.
-     * The bank may choose to reverse the authorization if you approve the transaction
-     * but indicate the address does not match.
+     * The identifier of the Card Payment this authorization will belong to. Available
+     * in the API once the card authorization has completed.
      */
-    approval?: CardAuthorization.Approval;
+    upcoming_card_payment_id: string;
 
     /**
-     * If your application declines the authorization, this contains details about the
-     * decline.
+     * Fields related to verification of cardholder-provided values.
      */
-    decline?: CardAuthorization.Decline;
+    verification: CardBalanceInquiry.Verification;
 
     [k: string]: unknown;
   }
 
-  export namespace CardAuthorization {
+  export namespace CardBalanceInquiry {
     /**
-     * If your application approves the authorization, this contains metadata about
-     * your decision to approve. Your response here is advisory to the acquiring bank.
-     * The bank may choose to reverse the authorization if you approve the transaction
-     * but indicate the address does not match.
+     * Additional amounts associated with the card authorization, such as ATM
+     * surcharges fees. These are usually a subset of the `amount` field and are used
+     * to provide more detailed information about the transaction.
      */
-    export interface Approval {
+    export interface AdditionalAmounts {
       /**
-       * Your decisions on whether or not each provided address component is a match.
-       * Your response here is evaluated against the customer's provided `postal_code`
-       * and `line1`, and an appropriate network response is generated. For more
-       * information, see our
-       * [Address Verification System Codes and Overrides](https://increase.com/documentation/address-verification-system-codes-and-overrides)
-       * guide.
+       * The part of this transaction amount that was for clinic-related services.
        */
-      cardholder_address_verification_result?: Approval.CardholderAddressVerificationResult;
-    }
+      clinic: AdditionalAmounts.Clinic | null;
 
-    export namespace Approval {
       /**
-       * Your decisions on whether or not each provided address component is a match.
-       * Your response here is evaluated against the customer's provided `postal_code`
-       * and `line1`, and an appropriate network response is generated. For more
-       * information, see our
-       * [Address Verification System Codes and Overrides](https://increase.com/documentation/address-verification-system-codes-and-overrides)
-       * guide.
+       * The part of this transaction amount that was for dental-related services.
        */
-      export interface CardholderAddressVerificationResult {
-        /**
-         * Your decision on the address line of the provided address.
-         *
-         * - `match` - The cardholder address verification result matches the address
-         *   provided by the merchant.
-         * - `no_match` - The cardholder address verification result does not match the
-         *   address provided by the merchant.
-         */
-        line1: 'match' | 'no_match';
+      dental: AdditionalAmounts.Dental | null;
 
-        /**
-         * Your decision on the postal code of the provided address.
-         *
-         * - `match` - The cardholder address verification result matches the address
-         *   provided by the merchant.
-         * - `no_match` - The cardholder address verification result does not match the
-         *   address provided by the merchant.
-         */
+      /**
+       * The original pre-authorized amount.
+       */
+      original: AdditionalAmounts.Original | null;
+
+      /**
+       * The part of this transaction amount that was for healthcare prescriptions.
+       */
+      prescription: AdditionalAmounts.Prescription | null;
+
+      /**
+       * The surcharge amount charged for this transaction by the merchant.
+       */
+      surcharge: AdditionalAmounts.Surcharge | null;
+
+      /**
+       * The total amount of a series of incremental authorizations, optionally provided.
+       */
+      total_cumulative: AdditionalAmounts.TotalCumulative | null;
+
+      /**
+       * The total amount of healthcare-related additional amounts.
+       */
+      total_healthcare: AdditionalAmounts.TotalHealthcare | null;
+
+      /**
+       * The part of this transaction amount that was for transit-related services.
+       */
+      transit: AdditionalAmounts.Transit | null;
+
+      /**
+       * An unknown additional amount.
+       */
+      unknown: AdditionalAmounts.Unknown | null;
+
+      /**
+       * The part of this transaction amount that was for vision-related services.
+       */
+      vision: AdditionalAmounts.Vision | null;
+    }
+
+    export namespace AdditionalAmounts {
+      /**
+       * The part of this transaction amount that was for clinic-related services.
+       */
+      export interface Clinic {
+        /**
+         * The amount in minor units of the `currency` field. The amount is positive if it
+         * is added to the amount (such as an ATM surcharge fee) and negative if it is
+         * subtracted from the amount (such as a discount).
+         */
+        amount: number;
+
+        /**
+         * The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the additional
+         * amount's currency.
+         */
+        currency: string;
+      }
+
+      /**
+       * The part of this transaction amount that was for dental-related services.
+       */
+      export interface Dental {
+        /**
+         * The amount in minor units of the `currency` field. The amount is positive if it
+         * is added to the amount (such as an ATM surcharge fee) and negative if it is
+         * subtracted from the amount (such as a discount).
+         */
+        amount: number;
+
+        /**
+         * The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the additional
+         * amount's currency.
+         */
+        currency: string;
+      }
+
+      /**
+       * The original pre-authorized amount.
+       */
+      export interface Original {
+        /**
+         * The amount in minor units of the `currency` field. The amount is positive if it
+         * is added to the amount (such as an ATM surcharge fee) and negative if it is
+         * subtracted from the amount (such as a discount).
+         */
+        amount: number;
+
+        /**
+         * The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the additional
+         * amount's currency.
+         */
+        currency: string;
+      }
+
+      /**
+       * The part of this transaction amount that was for healthcare prescriptions.
+       */
+      export interface Prescription {
+        /**
+         * The amount in minor units of the `currency` field. The amount is positive if it
+         * is added to the amount (such as an ATM surcharge fee) and negative if it is
+         * subtracted from the amount (such as a discount).
+         */
+        amount: number;
+
+        /**
+         * The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the additional
+         * amount's currency.
+         */
+        currency: string;
+      }
+
+      /**
+       * The surcharge amount charged for this transaction by the merchant.
+       */
+      export interface Surcharge {
+        /**
+         * The amount in minor units of the `currency` field. The amount is positive if it
+         * is added to the amount (such as an ATM surcharge fee) and negative if it is
+         * subtracted from the amount (such as a discount).
+         */
+        amount: number;
+
+        /**
+         * The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the additional
+         * amount's currency.
+         */
+        currency: string;
+      }
+
+      /**
+       * The total amount of a series of incremental authorizations, optionally provided.
+       */
+      export interface TotalCumulative {
+        /**
+         * The amount in minor units of the `currency` field. The amount is positive if it
+         * is added to the amount (such as an ATM surcharge fee) and negative if it is
+         * subtracted from the amount (such as a discount).
+         */
+        amount: number;
+
+        /**
+         * The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the additional
+         * amount's currency.
+         */
+        currency: string;
+      }
+
+      /**
+       * The total amount of healthcare-related additional amounts.
+       */
+      export interface TotalHealthcare {
+        /**
+         * The amount in minor units of the `currency` field. The amount is positive if it
+         * is added to the amount (such as an ATM surcharge fee) and negative if it is
+         * subtracted from the amount (such as a discount).
+         */
+        amount: number;
+
+        /**
+         * The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the additional
+         * amount's currency.
+         */
+        currency: string;
+      }
+
+      /**
+       * The part of this transaction amount that was for transit-related services.
+       */
+      export interface Transit {
+        /**
+         * The amount in minor units of the `currency` field. The amount is positive if it
+         * is added to the amount (such as an ATM surcharge fee) and negative if it is
+         * subtracted from the amount (such as a discount).
+         */
+        amount: number;
+
+        /**
+         * The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the additional
+         * amount's currency.
+         */
+        currency: string;
+      }
+
+      /**
+       * An unknown additional amount.
+       */
+      export interface Unknown {
+        /**
+         * The amount in minor units of the `currency` field. The amount is positive if it
+         * is added to the amount (such as an ATM surcharge fee) and negative if it is
+         * subtracted from the amount (such as a discount).
+         */
+        amount: number;
+
+        /**
+         * The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the additional
+         * amount's currency.
+         */
+        currency: string;
+      }
+
+      /**
+       * The part of this transaction amount that was for vision-related services.
+       */
+      export interface Vision {
+        /**
+         * The amount in minor units of the `currency` field. The amount is positive if it
+         * is added to the amount (such as an ATM surcharge fee) and negative if it is
+         * subtracted from the amount (such as a discount).
+         */
+        amount: number;
+
+        /**
+         * The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the additional
+         * amount's currency.
+         */
+        currency: string;
+      }
+    }
+
+    /**
+     * Present if and only if `decision` is `approve`. Contains information related to
+     * the approval of the balance inquiry.
+     */
+    export interface Approval {
+      /**
+       * If the balance inquiry was approved, this field contains the balance in the
+       * minor unit of the settlement currency.
+       */
+      balance: number;
+    }
+
+    /**
+     * Fields specific to the `network`.
+     */
+    export interface NetworkDetails {
+      /**
+       * The payment network used to process this card authorization.
+       *
+       * - `visa` - Visa
+       * - `pulse` - Pulse
+       */
+      category: 'visa' | 'pulse';
+
+      /**
+       * Fields specific to the `pulse` network.
+       */
+      pulse: NetworkDetails.Pulse | null;
+
+      /**
+       * Fields specific to the `visa` network.
+       */
+      visa: NetworkDetails.Visa | null;
+    }
+
+    export namespace NetworkDetails {
+      /**
+       * Fields specific to the `pulse` network.
+       */
+      export interface Pulse {}
+
+      /**
+       * Fields specific to the `visa` network.
+       */
+      export interface Visa {
+        /**
+         * For electronic commerce transactions, this identifies the level of security used
+         * in obtaining the customer's payment credential. For mail or telephone order
+         * transactions, identifies the type of mail or telephone order.
+         *
+         * - `mail_phone_order` - Single transaction of a mail/phone order: Use to indicate
+         *   that the transaction is a mail/phone order purchase, not a recurring
+         *   transaction or installment payment. For domestic transactions in the US
+         *   region, this value may also indicate one bill payment transaction in the
+         *   card-present or card-absent environments.
+         * - `recurring` - Recurring transaction: Payment indicator used to indicate a
+         *   recurring transaction that originates from an acquirer in the US region.
+         * - `installment` - Installment payment: Payment indicator used to indicate one
+         *   purchase of goods or services that is billed to the account in multiple
+         *   charges over a period of time agreed upon by the cardholder and merchant from
+         *   transactions that originate from an acquirer in the US region.
+         * - `unknown_mail_phone_order` - Unknown classification: other mail order: Use to
+         *   indicate that the type of mail/telephone order is unknown.
+         * - `secure_electronic_commerce` - Secure electronic commerce transaction: Use to
+         *   indicate that the electronic commerce transaction has been authenticated using
+         *   e.g., 3-D Secure
+         * - `non_authenticated_security_transaction_at_3ds_capable_merchant` -
+         *   Non-authenticated security transaction at a 3-D Secure-capable merchant, and
+         *   merchant attempted to authenticate the cardholder using 3-D Secure: Use to
+         *   identify an electronic commerce transaction where the merchant attempted to
+         *   authenticate the cardholder using 3-D Secure, but was unable to complete the
+         *   authentication because the issuer or cardholder does not participate in the
+         *   3-D Secure program.
+         * - `non_authenticated_security_transaction` - Non-authenticated security
+         *   transaction: Use to identify an electronic commerce transaction that uses data
+         *   encryption for security however, cardholder authentication is not performed
+         *   using 3-D Secure.
+         * - `non_secure_transaction` - Non-secure transaction: Use to identify an
+         *   electronic commerce transaction that has no data protection.
+         */
+        electronic_commerce_indicator:
+          | 'mail_phone_order'
+          | 'recurring'
+          | 'installment'
+          | 'unknown_mail_phone_order'
+          | 'secure_electronic_commerce'
+          | 'non_authenticated_security_transaction_at_3ds_capable_merchant'
+          | 'non_authenticated_security_transaction'
+          | 'non_secure_transaction'
+          | null;
+
+        /**
+         * The method used to enter the cardholder's primary account number and card
+         * expiration date.
+         *
+         * - `unknown` - Unknown
+         * - `manual` - Manual key entry
+         * - `magnetic_stripe_no_cvv` - Magnetic stripe read, without card verification
+         *   value
+         * - `optical_code` - Optical code
+         * - `integrated_circuit_card` - Contact chip card
+         * - `contactless` - Contactless read of chip card
+         * - `credential_on_file` - Transaction initiated using a credential that has
+         *   previously been stored on file
+         * - `magnetic_stripe` - Magnetic stripe read
+         * - `contactless_magnetic_stripe` - Contactless read of magnetic stripe data
+         * - `integrated_circuit_card_no_cvv` - Contact chip card, without card
+         *   verification value
+         */
+        point_of_service_entry_mode:
+          | 'unknown'
+          | 'manual'
+          | 'magnetic_stripe_no_cvv'
+          | 'optical_code'
+          | 'integrated_circuit_card'
+          | 'contactless'
+          | 'credential_on_file'
+          | 'magnetic_stripe'
+          | 'contactless_magnetic_stripe'
+          | 'integrated_circuit_card_no_cvv'
+          | null;
+
+        /**
+         * Only present when `actioner: network`. Describes why a card authorization was
+         * approved or declined by Visa through stand-in processing.
+         *
+         * - `issuer_error` - Increase failed to process the authorization in a timely
+         *   manner.
+         * - `invalid_physical_card` - The physical card read had an invalid CVV, dCVV, or
+         *   authorization request cryptogram.
+         * - `invalid_cardholder_authentication_verification_value` - The 3DS cardholder
+         *   authentication verification value was invalid.
+         * - `internal_visa_error` - An internal Visa error occurred. Visa uses this reason
+         *   code for certain expected occurrences as well, such as Application Transaction
+         *   Counter (ATC) replays.
+         * - `merchant_transaction_advisory_service_authentication_required` - The merchant
+         *   has enabled Visa's Transaction Advisory Service and requires further
+         *   authentication to perform the transaction. In practice this is often utilized
+         *   at fuel pumps to tell the cardholder to see the cashier.
+         * - `payment_fraud_disruption_acquirer_block` - The transaction was blocked by
+         *   Visa's Payment Fraud Disruption service due to fraudulent Acquirer behavior,
+         *   such as card testing.
+         * - `other` - An unspecific reason for stand-in processing.
+         */
+        stand_in_processing_reason:
+          | 'issuer_error'
+          | 'invalid_physical_card'
+          | 'invalid_cardholder_authentication_verification_value'
+          | 'internal_visa_error'
+          | 'merchant_transaction_advisory_service_authentication_required'
+          | 'payment_fraud_disruption_acquirer_block'
+          | 'other'
+          | null;
+      }
+    }
+
+    /**
+     * Network-specific identifiers for a specific request or transaction.
+     */
+    export interface NetworkIdentifiers {
+      /**
+       * The randomly generated 6-character Authorization Identification Response code
+       * sent back to the acquirer in an approved response.
+       */
+      authorization_identification_response: string | null;
+
+      /**
+       * A life-cycle identifier used across e.g., an authorization and a reversal.
+       * Expected to be unique per acquirer within a window of time. For some card
+       * networks the retrieval reference number includes the trace counter.
+       */
+      retrieval_reference_number: string | null;
+
+      /**
+       * A counter used to verify an individual authorization. Expected to be unique per
+       * acquirer within a window of time.
+       */
+      trace_number: string | null;
+
+      /**
+       * A globally unique transaction identifier provided by the card network, used
+       * across multiple life-cycle requests.
+       */
+      transaction_id: string | null;
+    }
+
+    /**
+     * Fields related to verification of cardholder-provided values.
+     */
+    export interface Verification {
+      /**
+       * Fields related to verification of the Card Verification Code, a 3-digit code on
+       * the back of the card.
+       */
+      card_verification_code: Verification.CardVerificationCode;
+
+      /**
+       * Cardholder address provided in the authorization request and the address on file
+       * we verified it against.
+       */
+      cardholder_address: Verification.CardholderAddress;
+    }
+
+    export namespace Verification {
+      /**
+       * Fields related to verification of the Card Verification Code, a 3-digit code on
+       * the back of the card.
+       */
+      export interface CardVerificationCode {
+        /**
+         * The result of verifying the Card Verification Code.
+         *
+         * - `not_checked` - No card verification code was provided in the authorization
+         *   request.
+         * - `match` - The card verification code matched the one on file.
+         * - `no_match` - The card verification code did not match the one on file.
+         */
+        result: 'not_checked' | 'match' | 'no_match';
+      }
+
+      /**
+       * Cardholder address provided in the authorization request and the address on file
+       * we verified it against.
+       */
+      export interface CardholderAddress {
+        /**
+         * Line 1 of the address on file for the cardholder.
+         */
+        actual_line1: string | null;
+
+        /**
+         * The postal code of the address on file for the cardholder.
+         */
+        actual_postal_code: string | null;
+
+        /**
+         * The cardholder address line 1 provided for verification in the authorization
+         * request.
+         */
+        provided_line1: string | null;
+
+        /**
+         * The postal code provided for verification in the authorization request.
+         */
+        provided_postal_code: string | null;
+
+        /**
+         * The address verification result returned to the card network.
+         *
+         * - `not_checked` - No address information was provided in the authorization
+         *   request.
+         * - `postal_code_match_address_no_match` - Postal code matches, but the street
+         *   address does not match or was not provided.
+         * - `postal_code_no_match_address_match` - Postal code does not match, but the
+         *   street address matches or was not provided.
+         * - `match` - Postal code and street address match.
+         * - `no_match` - Postal code and street address do not match.
+         * - `postal_code_match_address_not_checked` - Postal code matches, but the street
+         *   address was not verified. (deprecated)
+         */
+        result:
+          | 'not_checked'
+          | 'postal_code_match_address_no_match'
+          | 'postal_code_no_match_address_match'
+          | 'match'
+          | 'no_match'
+          | 'postal_code_match_address_not_checked';
+      }
+    }
+  }
+
+  /**
+   * Fields related to a digital wallet authentication attempt.
+   */
+  export interface DigitalWalletAuthentication {
+    /**
+     * The identifier of the Card that is being tokenized.
+     */
+    card_id: string;
+
+    /**
+     * The channel to send the card user their one-time passcode.
+     *
+     * - `sms` - Send one-time passcodes over SMS.
+     * - `email` - Send one-time passcodes over email.
+     */
+    channel: 'sms' | 'email';
+
+    /**
+     * The digital wallet app being used.
+     *
+     * - `apple_pay` - Apple Pay
+     * - `google_pay` - Google Pay
+     * - `samsung_pay` - Samsung Pay
+     * - `unknown` - Unknown
+     */
+    digital_wallet: 'apple_pay' | 'google_pay' | 'samsung_pay' | 'unknown';
+
+    /**
+     * The email to send the one-time passcode to if `channel` is equal to `email`.
+     */
+    email: string | null;
+
+    /**
+     * The one-time passcode to send the card user.
+     */
+    one_time_passcode: string;
+
+    /**
+     * The phone number to send the one-time passcode to if `channel` is equal to
+     * `sms`.
+     */
+    phone: string | null;
+
+    /**
+     * Whether your application successfully delivered the one-time passcode.
+     *
+     * - `success` - Your application successfully delivered the one-time passcode to
+     *   the cardholder.
+     * - `failure` - Your application failed to deliver the one-time passcode to the
+     *   cardholder.
+     */
+    result: 'success' | 'failure' | null;
+  }
+
+  /**
+   * Fields related to a digital wallet token provisioning attempt.
+   */
+  export interface DigitalWalletToken {
+    /**
+     * The identifier of the Card that is being tokenized.
+     */
+    card_id: string;
+
+    /**
+     * Whether or not the provisioning request was approved. This will be null until
+     * the real time decision is responded to.
+     *
+     * - `approve` - Approve the provisioning request.
+     * - `decline` - Decline the provisioning request.
+     */
+    decision: 'approve' | 'decline' | null;
+
+    /**
+     * Device that is being used to provision the digital wallet token.
+     */
+    device: DigitalWalletToken.Device;
+
+    /**
+     * The digital wallet app being used.
+     *
+     * - `apple_pay` - Apple Pay
+     * - `google_pay` - Google Pay
+     * - `samsung_pay` - Samsung Pay
+     * - `unknown` - Unknown
+     */
+    digital_wallet: 'apple_pay' | 'google_pay' | 'samsung_pay' | 'unknown';
+  }
+
+  export namespace DigitalWalletToken {
+    /**
+     * Device that is being used to provision the digital wallet token.
+     */
+    export interface Device {
+      /**
+       * ID assigned to the device by the digital wallet provider.
+       */
+      identifier: string | null;
+    }
+  }
+}
+
+export interface RealTimeDecisionActionParams {
+  /**
+   * If the Real-Time Decision relates to a 3DS card authentication attempt, this
+   * object contains your response to the authentication.
+   */
+  card_authentication?: RealTimeDecisionActionParams.CardAuthentication;
+
+  /**
+   * If the Real-Time Decision relates to 3DS card authentication challenge delivery,
+   * this object contains your response.
+   */
+  card_authentication_challenge?: RealTimeDecisionActionParams.CardAuthenticationChallenge;
+
+  /**
+   * If the Real-Time Decision relates to a card authorization attempt, this object
+   * contains your response to the authorization.
+   */
+  card_authorization?: RealTimeDecisionActionParams.CardAuthorization;
+
+  /**
+   * If the Real-Time Decision relates to a card balance inquiry attempt, this object
+   * contains your response to the inquiry.
+   */
+  card_balance_inquiry?: RealTimeDecisionActionParams.CardBalanceInquiry;
+
+  /**
+   * If the Real-Time Decision relates to a digital wallet authentication attempt,
+   * this object contains your response to the authentication.
+   */
+  digital_wallet_authentication?: RealTimeDecisionActionParams.DigitalWalletAuthentication;
+
+  /**
+   * If the Real-Time Decision relates to a digital wallet token provisioning
+   * attempt, this object contains your response to the attempt.
+   */
+  digital_wallet_token?: RealTimeDecisionActionParams.DigitalWalletToken;
+}
+
+export namespace RealTimeDecisionActionParams {
+  /**
+   * If the Real-Time Decision relates to a 3DS card authentication attempt, this
+   * object contains your response to the authentication.
+   */
+  export interface CardAuthentication {
+    /**
+     * Whether the card authentication attempt should be approved or declined.
+     *
+     * - `approve` - Approve the authentication attempt without triggering a challenge.
+     * - `challenge` - Request further validation before approving the authentication
+     *   attempt.
+     * - `deny` - Deny the authentication attempt.
+     */
+    decision: 'approve' | 'challenge' | 'deny';
+  }
+
+  /**
+   * If the Real-Time Decision relates to 3DS card authentication challenge delivery,
+   * this object contains your response.
+   */
+  export interface CardAuthenticationChallenge {
+    /**
+     * Whether the card authentication challenge was successfully delivered to the
+     * cardholder.
+     *
+     * - `success` - Your application successfully delivered the one-time code to the
+     *   cardholder.
+     * - `failure` - Your application was unable to deliver the one-time code to the
+     *   cardholder.
+     */
+    result: 'success' | 'failure';
+  }
+
+  /**
+   * If the Real-Time Decision relates to a card authorization attempt, this object
+   * contains your response to the authorization.
+   */
+  export interface CardAuthorization {
+    /**
+     * Whether the card authorization should be approved or declined.
+     *
+     * - `approve` - Approve the authorization.
+     * - `decline` - Decline the authorization.
+     */
+    decision: 'approve' | 'decline';
+
+    /**
+     * If your application approves the authorization, this contains metadata about
+     * your decision to approve. Your response here is advisory to the acquiring bank.
+     * The bank may choose to reverse the authorization if you approve the transaction
+     * but indicate the address does not match.
+     */
+    approval?: CardAuthorization.Approval;
+
+    /**
+     * If your application declines the authorization, this contains details about the
+     * decline.
+     */
+    decline?: CardAuthorization.Decline;
+
+    [k: string]: unknown;
+  }
+
+  export namespace CardAuthorization {
+    /**
+     * If your application approves the authorization, this contains metadata about
+     * your decision to approve. Your response here is advisory to the acquiring bank.
+     * The bank may choose to reverse the authorization if you approve the transaction
+     * but indicate the address does not match.
+     */
+    export interface Approval {
+      /**
+       * Your decisions on whether or not each provided address component is a match.
+       * Your response here is evaluated against the customer's provided `postal_code`
+       * and `line1`, and an appropriate network response is generated. For more
+       * information, see our
+       * [Address Verification System Codes and Overrides](https://increase.com/documentation/address-verification-system-codes-and-overrides)
+       * guide.
+       */
+      cardholder_address_verification_result?: Approval.CardholderAddressVerificationResult;
+
+      /**
+       * If the transaction supports partial approvals
+       * (`partial_approval_capability: supported`) the `partial_amount` can be provided
+       * in the transaction's settlement currency to approve a lower amount than was
+       * requested.
+       */
+      partial_amount?: number;
+    }
+
+    export namespace Approval {
+      /**
+       * Your decisions on whether or not each provided address component is a match.
+       * Your response here is evaluated against the customer's provided `postal_code`
+       * and `line1`, and an appropriate network response is generated. For more
+       * information, see our
+       * [Address Verification System Codes and Overrides](https://increase.com/documentation/address-verification-system-codes-and-overrides)
+       * guide.
+       */
+      export interface CardholderAddressVerificationResult {
+        /**
+         * Your decision on the address line of the provided address.
+         *
+         * - `match` - The cardholder address verification result matches the address
+         *   provided by the merchant.
+         * - `no_match` - The cardholder address verification result does not match the
+         *   address provided by the merchant.
+         */
+        line1: 'match' | 'no_match';
+
+        /**
+         * Your decision on the postal code of the provided address.
+         *
+         * - `match` - The cardholder address verification result matches the address
+         *   provided by the merchant.
+         * - `no_match` - The cardholder address verification result does not match the
+         *   address provided by the merchant.
+         */
         postal_code: 'match' | 'no_match';
       }
     }
@@ -1246,6 +1929,39 @@ export namespace RealTimeDecisionActionParams {
     }
   }
 
+  /**
+   * If the Real-Time Decision relates to a card balance inquiry attempt, this object
+   * contains your response to the inquiry.
+   */
+  export interface CardBalanceInquiry {
+    /**
+     * Whether the card balance inquiry should be approved or declined.
+     *
+     * - `approve` - Approve the authorization.
+     * - `decline` - Decline the authorization.
+     */
+    decision: 'approve' | 'decline';
+
+    /**
+     * If your application approves the balance inquiry, this contains metadata about
+     * your decision to approve.
+     */
+    approval?: CardBalanceInquiry.Approval;
+  }
+
+  export namespace CardBalanceInquiry {
+    /**
+     * If your application approves the balance inquiry, this contains metadata about
+     * your decision to approve.
+     */
+    export interface Approval {
+      /**
+       * The balance on the card in the settlement currency of the transaction.
+       */
+      balance: number;
+    }
+  }
+
   /**
    * If the Real-Time Decision relates to a digital wallet authentication attempt,
    * this object contains your response to the authentication.