increase 0.2.0 → 0.4.0

package/resources/real-time-payments-transfers.ts

@@ -0,0 +1,351 @@
+// File generated from our OpenAPI spec by Stainless.
+
+import * as Core from '~/core';
+import { APIResource } from '~/resource';
+import { isRequestOptions } from '~/core';
+import { Page, PageParams } from '~/pagination';
+
+export class RealTimePaymentsTransfers extends APIResource {
+  /**
+   * Create a Real Time Payments Transfer
+   */
+  create(
+    body: RealTimePaymentsTransferCreateParams,
+    options?: Core.RequestOptions,
+  ): Promise<Core.APIResponse<RealTimePaymentsTransfer>> {
+    return this.post('/real_time_payments_transfers', { body, ...options });
+  }
+
+  /**
+   * Retrieve a Real Time Payments Transfer
+   */
+  retrieve(
+    realTimePaymentsTransferId: string,
+    options?: Core.RequestOptions,
+  ): Promise<Core.APIResponse<RealTimePaymentsTransfer>> {
+    return this.get(`/real_time_payments_transfers/${realTimePaymentsTransferId}`, options);
+  }
+
+  /**
+   * List Real Time Payments Transfers
+   */
+  list(
+    query?: RealTimePaymentsTransferListParams,
+    options?: Core.RequestOptions,
+  ): Core.PagePromise<RealTimePaymentsTransfersPage>;
+  list(options?: Core.RequestOptions): Core.PagePromise<RealTimePaymentsTransfersPage>;
+  list(
+    query: RealTimePaymentsTransferListParams | Core.RequestOptions = {},
+    options?: Core.RequestOptions,
+  ): Core.PagePromise<RealTimePaymentsTransfersPage> {
+    if (isRequestOptions(query)) {
+      return this.list({}, query);
+    }
+    return this.getAPIList('/real_time_payments_transfers', RealTimePaymentsTransfersPage, {
+      query,
+      ...options,
+    });
+  }
+}
+
+export class RealTimePaymentsTransfersPage extends Page<RealTimePaymentsTransfer> {}
+
+/**
+ * Real Time Payments transfers move funds, within seconds, between your Increase
+ * account and any other account on the Real Time Payments network.
+ */
+export interface RealTimePaymentsTransfer {
+  /**
+   * The Account from which the transfer was sent.
+   */
+  account_id: string;
+
+  /**
+   * The transfer amount in USD cents.
+   */
+  amount: number;
+
+  /**
+   * If your account requires approvals for transfers and the transfer was approved,
+   * this will contain details of the approval.
+   */
+  approval: RealTimePaymentsTransfer.Approval | null;
+
+  /**
+   * If your account requires approvals for transfers and the transfer was not
+   * approved, this will contain details of the cancellation.
+   */
+  cancellation: RealTimePaymentsTransfer.Cancellation | null;
+
+  /**
+   * The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which
+   * the transfer was created.
+   */
+  created_at: string;
+
+  /**
+   * The name of the transfer's recipient as provided by the sender.
+   */
+  creditor_name: string;
+
+  /**
+   * The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the transfer's
+   * currency. For real time payments transfers this is always equal to `USD`.
+   */
+  currency: 'CAD' | 'CHF' | 'EUR' | 'GBP' | 'JPY' | 'USD';
+
+  /**
+   * The destination account number.
+   */
+  destination_account_number: string;
+
+  /**
+   * The destination American Bankers' Association (ABA) Routing Transit Number
+   * (RTN).
+   */
+  destination_routing_number: string;
+
+  /**
+   * The identifier of the External Account the transfer was made to, if any.
+   */
+  external_account_id: string | null;
+
+  /**
+   * The Real Time Payments Transfer's identifier.
+   */
+  id: string;
+
+  /**
+   * If the transfer is rejected by Real Time Payments or the destination financial
+   * institution, this will contain supplemental details.
+   */
+  rejection: RealTimePaymentsTransfer.Rejection | null;
+
+  /**
+   * Unstructured information that will show on the recipient's bank statement.
+   */
+  remittance_information: string;
+
+  /**
+   * The Account Number the recipient will see as having sent the transfer.
+   */
+  source_account_number_id: string;
+
+  /**
+   * The lifecycle status of the transfer.
+   */
+  status:
+    | 'pending_approval'
+    | 'canceled'
+    | 'pending_submission'
+    | 'submitted'
+    | 'complete'
+    | 'rejected'
+    | 'requires_attention';
+
+  /**
+   * After the transfer is submitted to Real Time Payments, this will contain
+   * supplemental details.
+   */
+  submission: RealTimePaymentsTransfer.Submission | null;
+
+  /**
+   * The Transaction funding the transfer once it is complete.
+   */
+  transaction_id: string | null;
+
+  /**
+   * A constant representing the object's type. For this resource it will always be
+   * `real_time_payments_transfer`.
+   */
+  type: 'real_time_payments_transfer';
+}
+
+export namespace RealTimePaymentsTransfer {
+  /**
+   * If your account requires approvals for transfers and the transfer was approved,
+   * this will contain details of the approval.
+   */
+  export interface Approval {
+    /**
+     * The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which
+     * the transfer was approved.
+     */
+    approved_at: string;
+
+    /**
+     * If the Transfer was approved by a user in the dashboard, the email address of
+     * that user.
+     */
+    approved_by: string | null;
+  }
+
+  /**
+   * If your account requires approvals for transfers and the transfer was not
+   * approved, this will contain details of the cancellation.
+   */
+  export interface Cancellation {
+    /**
+     * The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which
+     * the Transfer was canceled.
+     */
+    canceled_at: string;
+
+    /**
+     * If the Transfer was canceled by a user in the dashboard, the email address of
+     * that user.
+     */
+    canceled_by: string | null;
+  }
+
+  /**
+   * After the transfer is submitted to Real Time Payments, this will contain
+   * supplemental details.
+   */
+  export interface Submission {
+    /**
+     * The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which
+     * the transfer was submitted to The Clearing House.
+     */
+    submitted_at: string | null;
+
+    /**
+     * The Real Time Payments network identification of the transfer.
+     */
+    transaction_identification: string;
+  }
+
+  /**
+   * If the transfer is rejected by Real Time Payments or the destination financial
+   * institution, this will contain supplemental details.
+   */
+  export interface Rejection {
+    /**
+     * Additional information about the rejection provided by the recipient bank when
+     * the `reject_reason_code` is `NARRATIVE`.
+     */
+    reject_reason_additional_information: string | null;
+
+    /**
+     * The reason the transfer was rejected as provided by the recipient bank or the
+     * Real Time Payments network.
+     */
+    reject_reason_code:
+      | 'account_closed'
+      | 'account_blocked'
+      | 'invalid_creditor_account_type'
+      | 'invalid_creditor_account_number'
+      | 'invalid_creditor_financial_institution_identifier'
+      | 'end_customer_deceased'
+      | 'narrative'
+      | 'transaction_forbidden'
+      | 'transaction_type_not_supported'
+      | 'unexpected_amount'
+      | 'amount_exceeds_bank_limits'
+      | 'invalid_creditor_address'
+      | 'unknown_end_customer'
+      | 'invalid_debtor_address'
+      | 'timeout'
+      | 'unsupported_message_for_recipient'
+      | 'recipient_connection_not_available'
+      | 'real_time_payments_suspended'
+      | 'instructed_agent_signed_off'
+      | 'processing_error'
+      | 'other';
+
+    /**
+     * The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which
+     * the transfer was rejected.
+     */
+    rejected_at: string | null;
+  }
+}
+
+export interface RealTimePaymentsTransferCreateParams {
+  /**
+   * The transfer amount in USD cents. For Real Time Payments transfers, must be
+   * positive.
+   */
+  amount: number;
+
+  /**
+   * The name of the transfer's recipient.
+   */
+  creditor_name: string;
+
+  /**
+   * Unstructured information that will show on the recipient's bank statement.
+   */
+  remittance_information: string;
+
+  /**
+   * The identifier of the Account Number from which to send the transfer.
+   */
+  source_account_number_id: string;
+
+  /**
+   * The destination account number.
+   */
+  destination_account_number?: string;
+
+  /**
+   * The destination American Bankers' Association (ABA) Routing Transit Number
+   * (RTN).
+   */
+  destination_routing_number?: string;
+
+  /**
+   * The ID of an External Account to initiate a transfer to. If this parameter is
+   * provided, `destination_account_number` and `destination_routing_number` must be
+   * absent.
+   */
+  external_account_id?: string;
+
+  /**
+   * Whether the transfer requires explicit approval via the dashboard or API.
+   */
+  require_approval?: boolean;
+}
+
+export interface RealTimePaymentsTransferListParams extends PageParams {
+  /**
+   * Filter Real Time Payments Transfers to those belonging to the specified Account.
+   */
+  account_id?: string;
+
+  created_at?: RealTimePaymentsTransferListParams.CreatedAt;
+
+  /**
+   * Filter Real Time Payments Transfers to those made to the specified External
+   * Account.
+   */
+  external_account_id?: string;
+}
+
+export namespace RealTimePaymentsTransferListParams {
+  export interface CreatedAt {
+    /**
+     * Return results after this [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601)
+     * timestamp.
+     */
+    after?: string;
+
+    /**
+     * Return results before this [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601)
+     * timestamp.
+     */
+    before?: string;
+
+    /**
+     * Return results on or after this
+     * [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) timestamp.
+     */
+    on_or_after?: string;
+
+    /**
+     * Return results on or before this
+     * [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) timestamp.
+     */
+    on_or_before?: string;
+  }
+}