ideal-credit 0.1.0

package/index.js

@@ -0,0 +1,201 @@
+const createGrafic = (
+    sum,
+    period,
+    interest,
+    {
+        startDate = formatDate(new Date()),
+        creditRatesToPay = 0,
+        desiredCreditRate = 0,
+        desiredTotalRate = 0,
+        desiredStartRate = 0,
+        desiredStartDateToPay = "",
+    } = {}
+) => {
+    let rata = {};
+    let grafic = [];
+    let termenCredit = 0;
+    let totalInsertedRates = 0;
+    let creditRata = 0;
+    let totalRata = 0;
+    desiredCreditRate = Number(desiredCreditRate);
+    desiredTotalRate = Number(desiredTotalRate);
+    // calc in cite luni se achita credit
+    termenCredit = creditRatesToPay || period;
+    // calc credit rata
+    if (desiredCreditRate > 0 && (desiredTotalRate == 0 || !desiredTotalRate)) {
+        creditRata = desiredCreditRate;
+    } else {
+        creditRata = Math.round(sum / termenCredit);
+    }
+    for (var i = 0; i < Number(period); i++) {
+        rata = {
+            nr_rata: 0,
+            data_rata: "",
+            credit_rata: 0,
+            dobinda_rata: 0,
+            total_rata: 0,
+        };
+        // nr rata - 0
+        let nrRata = desiredStartRate + i + 1;
+        //data rata - 1
+        let dataRata = "";
+        if (desiredStartDateToPay) {
+            dataRata = formatDate(addMonths(i, desiredStartDateToPay));
+        } else {
+            dataRata = formatDate(addMonths(i + 1, startDate));
+        }
+        //interest din sold - 3
+        let interestRata = Math.round(
+            (Number(interest) * (Number(sum) - totalInsertedRates)) / 100
+        );
+        // if custom date exist , on first month
+        if (desiredStartDateToPay && desiredStartDateToPay != startDate && i == 0) {
+            let diffDays = daysBetween(startDate, dataRata);
+            // //check id custom date is bigger than original rata date
+            if (diffDays > 0) {
+                interestRata = Math.round((interestRata / 30.5) * diffDays);
+            }
+        }
+        //calc the credit rata, based on total rata dorita
+        if (desiredTotalRate > 0 && desiredTotalRate >= interestRata) {
+            creditRata = desiredTotalRate - interestRata;
+        }
+        //calc last rata credit - 2
+        if (Number(period) == i + 1) creditRata = Number(sum) - totalInsertedRates;
+        //total lunar - 4
+        if (i >= Number(period) - termenCredit) {
+            totalRata = creditRata + interestRata;
+        } else {
+            totalRata = interestRata;
+        }
+        //total Inserted Rates - for local only
+        if (i >= Number(period) - termenCredit) {
+            totalInsertedRates = totalInsertedRates + creditRata;
+        }
+        if (totalInsertedRates > Number(sum)) {
+            alert("Suma Total Lunară este prea mare, incercati o suma mai mica");
+            return [];
+        }
+        //0
+        rata.nr_rata = nrRata;
+        //1
+        rata.data_rata = dataRata;
+        //2
+        if (i >= period - termenCredit) rata.credit_rata = creditRata; // else is 0, by default
+        //3
+        rata.dobinda_rata = interestRata;
+        //4
+        rata.total_rata = totalRata;
+        //add one rata to grafic array
+        grafic.push(rata);
+    } //for
+    //return
+    return grafic;
+};
+
+const calcDAE = (grafic, loan, startDate = new Date()) => {
+    //check if grafic is not null
+
+    // loan = loan - comision if exist.
+    if (grafic.length == 0) return;
+    //new local vars
+    let graficDataSuma = [];
+    let dae = 0;
+    //prepare grafic
+    grafic.forEach((rata) => {
+        graficDataSuma[rata.data_rata] = rata.total_rata;
+    });
+    //calc dae
+    dae = daeCalculator(loan, startDate, graficDataSuma, 0.01) * 100;
+    return dae.toFixed(2);
+};
+
+const todayDate = () => {
+    return formatDate(new Date());
+};
+
+const formatDate = (d) => {
+    let date = new Date(d);
+    let dd = date.getDate();
+    let mm = date.getMonth() + 1;
+    let yyyy = date.getFullYear();
+    if (dd < 10) dd = "0" + dd;
+    if (mm < 10) mm = "0" + mm;
+    return yyyy + "-" + mm + "-" + dd;
+};
+
+const addMonths = (value, d = "") => {
+    if (!d) d = new Date();
+    else d = new Date(d);
+    let n = d.getDate();
+    d.setDate(1);
+    d.setMonth(d.getMonth() + value);
+    let res = d.setDate(Math.min(n, getDaysInMonth(d.getFullYear(), d.getMonth())));
+    return res;
+};
+
+const isLeapYear = (year) => {
+    return (year % 4 === 0 && year % 100 !== 0) || year % 400 === 0;
+};
+
+const getDaysInMonth = (year, month) => {
+    return [31, isLeapYear(year) ? 29 : 28, 31, 30, 31, 30, 31, 31, 30, 31, 30, 31][month];
+};
+
+const daysBetween = (startDate, endDate) => {
+    return Math.abs(new Date(endDate) - new Date(startDate)) / (24 * 60 * 60 * 1000);
+};
+
+const daeCalculator = (principal, startDateString, payments, guess) => {
+    let values = [-1 * principal];
+    let days = [1];
+    let startDate = new Date(startDateString);
+    Object.keys(payments).forEach(function (date) {
+        values.push(payments[date]);
+        days.push(
+            1 +
+                Math.ceil(
+                    Math.abs(new Date(date).getTime() - startDate.getTime()) / (1000 * 3600 * 24)
+                )
+        );
+    });
+    let fx = function (x) {
+        let sum = 0;
+        days.forEach(function (day, idx) {
+            sum += values[idx] * Math.pow(1 + x, (days[0] - day) / 365);
+        });
+        return sum;
+    };
+    let fdx = function (x) {
+        let sum = 0;
+        days.forEach(function (day, idx) {
+            sum +=
+                (1 / 365) *
+                (days[0] - day) *
+                values[idx] *
+                Math.pow(1 + x, (days[0] - day) / 365 - 1);
+        });
+        return sum;
+    };
+    return Math.abs(run(fx, fdx, guess));
+};
+
+const run = (fx, fdx, guess) => {
+    let precision = 4;
+    let errorLimit = Math.pow(10, -1 * precision);
+    let previousValue = 0;
+    do {
+        guess = Number(guess);
+        previousValue = Number(guess);
+        guess = previousValue - Number(fx(guess)) / Number(fdx(guess));
+    } while (Math.abs(guess - previousValue) > errorLimit);
+    return guess;
+};
+
+module.exports = {
+    createGrafic,
+    calcDAE,
+    todayDate,
+    formatDate,
+    addMonths,
+}

package/package.json

@@ -0,0 +1,16 @@
+{
+  "name": "ideal-credit",
+  "version": "0.1.0",
+  "description": "Helper functions for www.idealcredit.md",
+  "main": "index.js",
+  "scripts": {
+    "test": "echo \"Error: no test specified\" && exit 1"
+  },
+  "keywords": [
+    "remove",
+    "array",
+    "duplicates"
+  ],
+  "author": "Nicolae Cojuhari <nicojuhari@gmail.com>",
+  "license": "ISC"
+}