gondi 0.43.0 → 0.44.0

package/README.md

@@ -6,6 +6,10 @@ A JavaScript library for crypto-native lending: borrow, lend & refinance NFTs (n
 
 - [Installation](#installation)
 - [Getting Started](#getting-started)
+- [Headless lender (scripts and AI agents)](#headless-lender-scripts-and-ai-agents)
+- [Supported chains and currencies](#supported-chains-and-currencies)
+- [Reading lending data](#reading-lending-data)
+- [Risks](#risks)
 - [Examples](#examples)
 - [Need help migrating between versions? Check our Changelog!](./CHANGELOG.md)
 
@@ -42,6 +46,103 @@ const gondi = new Gondi({ wallet });
 
 Typescript types are included in the package.
 
+## Headless lender (scripts and AI agents)
+
+A lender needs no browser: a private key is enough. The first API call signs a Sign-In with
+Ethereum message with the wallet (a signature, no gas) and the SDK reuses the session afterwards.
+Publishing, listing and hiding offers are API calls; approving the currency and cancelling an
+offer are onchain transactions.
+
+```javascript
+import { Gondi, OfferStatus } from 'gondi';
+import { createWalletClient, http, parseEther } from 'viem';
+import { privateKeyToAccount } from 'viem/accounts';
+import { mainnet } from 'viem/chains';
+
+const WETH = '0xC02aaA39b223FE8D0A0e5C4F27eAD9083C756Cc2';
+const SECONDS_PER_DAY = 86_400n;
+
+const wallet = createWalletClient({
+  account: privateKeyToAccount(process.env.PRIVATE_KEY),
+  transport: http(process.env.RPC_URL),
+  chain: mainnet,
+});
+const gondi = new Gondi({ wallet });
+
+// 1. Let the loan contract pull the principal when a borrower takes the offer (onchain, once).
+const principalAmount = parseEther('1');
+if (!(await gondi.isApprovedToken({ tokenAddress: WETH, amount: principalAmount }))) {
+  const approval = await gondi.approveToken({ tokenAddress: WETH }); // Unlimited unless you pass `amount`.
+  await approval.waitTxInBlock();
+}
+
+// 2. Find the collection to lend against (`gondi.collections({})` pages through all of them).
+const collectionId = await gondi.collectionId({ slug: 'pudgypenguins' });
+
+// 3. Sign and publish a collection offer.
+const offer = await gondi.makeCollectionOffer({
+  collectionId,
+  principalAddress: WETH,
+  principalAmount,
+  capacity: principalAmount, // Total you lend across every loan taken from this offer.
+  fee: 0n, // Origination fee, in principal units.
+  aprBps: 1_000n, // 10% APR.
+  duration: 30n * SECONDS_PER_DAY, // In seconds; see "Loan durations" below.
+  expirationTime: BigInt(Math.floor(Date.now() / 1_000)) + SECONDS_PER_DAY, // Valid for one day.
+  maxSeniorRepayment: 0n, // 0n: the offer only funds a loan's first (senior) tranche.
+});
+
+// 4. List your active offers (pass `cursor` back to read the next page while `hasNextPage`).
+const { offers, cursor, hasNextPage } = await gondi.offers({
+  filterBy: { lenders: [wallet.account.address], status: [OfferStatus.Active] },
+});
+
+// 5. Withdraw it. `hideOffer` only removes it from the API (no gas): the signed offer stays
+//    executable onchain until it expires. `cancelOffer` invalidates it onchain.
+await gondi.hideOffer({ id: offer.offerId, contractAddress: offer.contractAddress });
+const cancellation = await gondi.cancelOffer({
+  id: offer.offerId,
+  contractAddress: offer.contractAddress,
+});
+await cancellation.waitTxInBlock();
+```
+
+[`examples/headlessLender.ts`](./examples/headlessLender.ts) runs the same flow against the
+local chain the other examples use (see [`examples/common.ts`](./examples/common.ts) for the
+environment it reads).
+
+API errors are thrown as an `Error` whose message is the JSON of the GraphQL errors.
+
+### Loan durations
+
+`duration` is in seconds and must be a whole number of days: a multiple of 30 days, or one of the
+short terms the API accepts (currently 3, 5, 7, 10, 15, 20 or 45 days). Other values fail with
+`INVALID_OFFER_DURATION_ERROR`.
+
+## Supported chains and currencies
+
+The SDK picks the contracts from the wallet's chain. Amounts are in the currency's smallest unit.
+
+| Chain            | viem chain  | Chain id | Principal currencies                                                                                               |
+| ---------------- | ----------- | -------- | ------------------------------------------------------------------------------------------------------------------ |
+| Ethereum mainnet | `mainnet`   | 1        | WETH `0xC02aaA39b223FE8D0A0e5C4F27eAD9083C756Cc2`, USDC (6 decimals) `0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48`  |
+| HyperEVM         | `hyperEvm`  | 999      | WHYPE `0x5555555555555555555555555555555555555555`, USDC (6 decimals) `0xb88339CB7199b77E23DB6E890353E22632Ba630f` |
+| Robinhood Chain  | `robinhood` | 4663     | WETH `0x0Bd7D308f8E1639FAb988df18A8011f41EAcAD73`, USDG (6 decimals) `0x5fc5360D0400a0Fd4f2af552ADD042D716F1d168`  |
+
+## Reading lending data
+
+Lending data is public: the GraphQL API at https://api.gondi.xyz/graphql answers reads without
+authentication and supports introspection, so any GraphQL client can explore the schema and query
+collections, offers and loans directly.
+
+## Risks
+
+The collateral is an NFT. If the borrower does not repay by the end of the term, the lender does
+not get the principal back: a loan with a single lender is foreclosed and the lender claims the
+NFT (`liquidateLoan`), whose value may be below what was lent; a loan split across several
+tranches goes to auction instead. The protocol takes a fee on the interest the lender earns (and
+on any origination fee); `getProtocolFee` reads it.
+
 ## Examples
 
 ### Getting NFT/Collection ids
@@ -63,19 +164,18 @@ const collectionId = (
 #### Single NFT Offer
 
 ```javascript
-const offers = await gondi.makeSingleNftOffer({
-    nftId=1,
-    principalAddress="0xC02aaA39b223FE8D0A0e5C4F27eAD9083C756Cc2",  // Principal currency address. (e.g. WETH)
-    principalAmount=1_000_000_000_000_000_000n,                     // Principal amount. In units of currency (e.g. WETH is wei)(e.g. 1WETH)
-    capacity=1_000_000_000_000_000_000n,                            // How much money do you want to loan in total,
-                                                                    // valid for collection offers.
-                                                                    // If you want N loans for example, it should be N*principalAmount.
-    fee=0n,                                                         // Origination fee.
-    aprBps=100n,                                                    // Apr expressed in basis points. (e.g. 1% apr)
-    expirationTime=1700000000n,                                     // Expiration time expressed in seconds since epoch. (e.g. 2023/11/14)
-    duration=31_536_000n,                                           // Duration expressed in secconds. (e.g. 1 year)
-    requiresLiquidation,                                            // Sets the collateral to be liquidated on default.
-    borrowerAddress,                                                // Optional: allow only this borrower to accept the offer.
+const offer = await gondi.makeSingleNftOffer({
+  nftId: 1,
+  principalAddress: '0xC02aaA39b223FE8D0A0e5C4F27eAD9083C756Cc2', // Principal currency address (e.g. WETH).
+  principalAmount: 1_000_000_000_000_000_000n, // In the currency's smallest unit (e.g. 1 WETH in wei).
+  capacity: 1_000_000_000_000_000_000n, // How much you lend in total; for N loans on a collection offer, N * principalAmount.
+  fee: 0n, // Origination fee.
+  aprBps: 100n, // APR in basis points (e.g. 1% APR).
+  expirationTime: BigInt(Math.floor(Date.now() / 1_000) + 86_400), // Seconds since epoch (e.g. one day from now).
+  duration: 2_592_000n, // Seconds (e.g. 30 days); see "Loan durations".
+  maxSeniorRepayment: 0n, // 0n: the offer only funds a loan's first (senior) tranche.
+  requiresLiquidation, // Sets the collateral to be liquidated on default.
+  borrowerAddress, // Optional: allow only this borrower to accept the offer.
 });
 ```
 
@@ -107,7 +207,7 @@ available where the API has trait loan offers enabled.
 ```javascript
 import { OffersSortField, Ordering } from 'gondi';
 const offer = await gondi.offers({
-  cusor, // Cursor returned by previous calls.
+  cursor, // Cursor returned by previous calls.
   limit, // Number results.
   sortBy: {
     // Sort criteria.
@@ -122,9 +222,8 @@ const offer = await gondi.offers({
 
 ```javascript
 const listings = await gondi.listings({
-  cusor, // Cursor returned by previous calls.
+  cursor, // Cursor returned by previous calls.
   limit, // Number results.
-  sortBy, // Sort criteria.
-  filterBy, // Filter criteria, result is conjunction of components.
+  collections, // Optional: only listings of these collection ids.
 });
 ```