gemcap-be-common 1.3.63 → 1.3.64

package/reports/new-summary.js

@@ -1,1327 +0,0 @@
-// import dayjs from 'dayjs';
-// import _ from 'lodash';
-// import Decimal from 'decimal.js';
-// import ExcelJS from 'exceljs';
-//
-// import { reorderObject } from '../helpers/common.helper';
-// import { getLastTransactionForDate, getLoanTransactions } from '../db/loan-transactions.db';
-// import { BorrowerModel, IBorrowerDocument } from '../models/Borrower.model';
-// import { ILoanProductDoc, LoanProduct } from '../models/LoanProducts.model';
-// import { getAverageActualBalance } from '../db/loan-products.db';
-// import { LoanStatementTransactionModel } from '../models/LoanStatementTransaction.model';
-// import { getLatestSignedBBCDateDoc } from '../db/bbcDates.db';
-// import { EReserveTypes } from '../enums/reserve-types.enum';
-// import { EComplianceItemStatus } from '../models/ComplianceItem.model';
-// import { IExcelJsCell } from '../helpers/excel.helper';
-// import { ILoanChargeDoc, LoanCharge } from '../models/LoanCharges.model';
-// import { ELoanTransactionTypes } from '../models/LoanTransaction.model';
-//
-// import { BorrowerCompliance, IComplianceBorrowerDocument } from '../models/BorrowerCompliance.model';
-// import { BorrowerSummary } from '../models/BorrowerSummary.model';
-// import {
-//   EFinanceSpreadingBSTotal,
-//   EFinanceSpreadingPLTotal,
-//   EFinancialSpreadingType, financialSpreadingTotalDictionary,
-// } from '../models/FinancialSpreadingSheet.model';
-// import { CRMProspectIndustry } from '../models/ProspectIndustry.model';
-// import { FinancialSpreadingDTO } from '../models/FinancialSpreading.model';
-//
-// import {
-//   _availabilityService,
-//   _borrowerService,
-//   _borrowerSummaryService,
-//   _complianceBorrowersService,
-//   _financialSpreadingService,
-//   _loanChargesService,
-//   _loanTransactionsService,
-// } from '../index';
-// import { getShiftedMonth } from '../helpers/date.helper';
-// import { ETotalType, YIELD_TOTALS_MAP } from '../models/Yield.model';
-// import { getLoanChargeForProduct } from '../db/loan-charges.db';
-// import { getFinancialSpreadingData } from '../db/financial-spreading.db';
-// import { YieldService } from '../services/yield.service';
-// import { SignsService } from '../services/signs.service';
-//
-// type DataSheet = {
-//   [p: string]: IExcelJsCell[][]
-// }
-//
-// type ReportRow = {
-//   borrowerName: string;
-//   productName: string;
-//   maturityDate: string;
-//   payOffDate: string;
-//   commitmentAmount: string | number;
-//   endingBalance: string | number;
-//   endingParticipationBalance: string | number;
-//   netExposure: string | number;
-//   lastSignedBBCDate: string | number;
-//   compliance: string;
-//   averageBalanceSinceInception: string | number;
-//   totalIncomeReceived: string | number;
-//   loanLifeIRR: string | number;
-//   MOIC: string | number;
-// }
-//
-// const numericFields_ReportRow: string[] = [
-//   'commitmentAmount',
-//   'endingBalance',
-//   'endingParticipationBalance',
-//   'netExposure',
-//   'averageBalanceSinceInception',
-//   'totalIncomeReceived',
-//   'loanLifeIRR',
-//   'MOIC',
-// ];
-//
-// const percentageFields_ReportRow: string[] = [
-//   'loanLifeIRR',
-//   'MOIC',
-// ];
-//
-// type BorrowerSummaryRow = {
-//   title: string;
-//   grossValue: string | number;
-//   ineligible: string | number;
-//   netValue: string | number;
-//   advanceRate: string | number;
-//   availability: string | number;
-// }
-//
-// type ComplianceItemRow = {
-//   name: string;
-//   dueDate: string;
-//   progress: string;
-//   submittedDate: string;
-//   status: string;
-// }
-//
-// type FinancialIndexOptions = {
-//   format: string;
-//   title: string;
-//   addEmptyRow: boolean;
-//   style?: object,
-// }
-//
-// const styles = {
-//   whiteOnBlack: {
-//     fill: {
-//       fgColor: { argb: 'FF000000' },
-//     },
-//     font: {
-//       bold: true,
-//       color: { argb: 'FFFFFFFF' },
-//     },
-//   },
-//   whiteOnGray: {
-//     fill: {
-//       fgColor: { argb: 'FF7F7F7F' },
-//     },
-//     font: {
-//       bold: true,
-//       color: { argb: 'FFFFFFFF' },
-//     },
-//   },
-// };
-//
-// const numberFormat = {
-//   fullNumber: '#,##0.00',
-//   shortNumber: '#,##0',
-//   xNumber: '0.00"x"',
-//   xNumber1DP: '0.0"x"',
-//   thousands: '0.0,',
-//   percent: '0.00%',
-//   percent1DP: '0.0%',
-// };
-//
-// const borrowerTitleLength = 12;
-// const dateFormat = 'MM-DD-YYYY';
-//
-// const productsDataMap = new Map<string, ReportRow>();
-// const borrowersMap = new Map<string, IBorrowerDocument>();
-// const productsMap = new Map<string, ILoanProductDoc>();
-// const chargesMap = new Map<string, ILoanChargeDoc>();
-// const complianceBorrowersMap = new Map<string, IComplianceBorrowerDocument>();
-//
-// const borrowerSummaryRowFields = {
-//   title: {
-//     t: 's',
-//   },
-//   'grossValue': {
-//     t: 'n',
-//     z: numberFormat.thousands,
-//   },
-//   'ineligible': {
-//     t: 'n',
-//     z: numberFormat.thousands,
-//   },
-//   'netValue': {
-//     t: 'n',
-//     z: numberFormat.thousands,
-//   },
-//   'advanceRate': {
-//     t: 'n',
-//     z: numberFormat.percent,
-//   },
-//   'availability': {
-//     t: 'n',
-//     z: numberFormat.thousands,
-//   },
-// };
-//
-// const emptyRow: IExcelJsCell[] = [{ v: '', t: 's' }];
-// const negativeCell: IExcelJsCell = { v: 'NA', t: 's', s: { alignment: { horizontal: 'right' } } };
-// const rightAlign: {
-//   alignment: Partial<ExcelJS.Alignment>;
-// } = {
-//   alignment: { horizontal: 'right' },
-// };
-//
-//
-// export class ExcelReport {
-//   constructor(
-//     private readonly yieldService: YieldService,
-//     private readonly signsService: SignsService,
-//   ) {
-//   }
-//
-//   private async getMainData(borrowerIds: string[], start: Date, end: Date): Promise<DataSheet> {
-//     const periodDays = 360;
-//
-//     const header: ReportRow = {
-//       borrowerName: 'Client name',
-//       productName: 'Product name',
-//       maturityDate: 'Maturity date',
-//       payOffDate: 'PayOff Date',
-//       commitmentAmount: 'Commitment amount',
-//       endingBalance: 'Ending Balance',
-//       endingParticipationBalance: 'Ending Participation balance',
-//       netExposure: 'Net Exposure',
-//       lastSignedBBCDate: 'Last Signed BBC',
-//       compliance: 'Compliance',
-//       averageBalanceSinceInception: 'Average Balance Since Inception',
-//       totalIncomeReceived: 'Total Income Received',
-//       loanLifeIRR: 'Loan Life IRR',
-//       MOIC: 'MOIC',
-//     };
-//
-//     const headerKeys = Object.keys(header);
-//
-//     const allBorrowersSummary: ReportRow[] = [];
-//
-//     for (const borrowerId of borrowerIds) {
-//       let periodEnd = end;
-//       const borrower = borrowersMap.get(borrowerId);
-//       if (!borrower) {
-//         continue;
-//       }
-//       const products = [...productsMap.values()].filter((product) => product.borrowerId.toString() === borrowerId);
-//       const complianceBorrower = [...complianceBorrowersMap.values()].find((complianceBorrower) => complianceBorrower.borrower.toString() === borrowerId);
-//       for (const product of products) {
-//         if (product.deactivationDate) {
-//           continue;
-//         }
-//         if (dayjs(product.payoffDate).isBefore(dayjs(periodEnd))) {
-//           periodEnd = product.payoffDate;
-//         }
-//         const daysHeld = dayjs(periodEnd).diff(dayjs(product.startDate), 'day');
-//         const lastTransaction = await getLastTransactionForDate(product._id.toString(), periodEnd);
-//         const endingBalance = lastTransaction ? lastTransaction.balance : 0;
-//         const endingParticipationBalance = product.isParticipant ? endingBalance : 0;
-//         const netExposure = new Decimal(endingBalance).sub(endingParticipationBalance).toNumber();
-//         const lastSignedBBC = await this.signsService.getLatestSignedBBCDate(borrowerId, periodEnd);
-//         const lastSignedBBCDate = lastSignedBBC ? dayjs(lastSignedBBC.bbcDate).format(dateFormat) : '';
-//         const averageBalanceSinceInception = new Decimal(await getAverageActualBalance(product._id.toString(), {
-//           start: dayjs(product.startDate),
-//           end: dayjs(periodEnd),
-//         })).toDP(2).toNumber();
-//
-//         const totalIncomeReceived = await this.getPaidAmount(product._id.toString());
-//         const MOIC = averageBalanceSinceInception ? new Decimal(totalIncomeReceived).add(Math.abs(averageBalanceSinceInception)).div(Math.abs(averageBalanceSinceInception)).toDP(2).toNumber() : 0;
-//         const loanLifeIRRMul = daysHeld ? new Decimal(periodDays).div(daysHeld).toNumber() : 0;
-//         const loanLifeIRR = MOIC ? new Decimal(MOIC).pow(loanLifeIRRMul).sub(1).toDP(4).toNumber() : 0;
-//
-//         const newDataRow: ReportRow = {
-//           borrowerName: borrower.name,
-//           productName: product.name,
-//           maturityDate: product.maturityDate ? dayjs(product.maturityDate).format(dateFormat) : '',
-//           payOffDate: product.payoffDate ? dayjs(product.payoffDate).format(dateFormat) : '',
-//           commitmentAmount: product.commitment,
-//           endingBalance,
-//           endingParticipationBalance,
-//           netExposure,
-//           lastSignedBBCDate,
-//           compliance: complianceBorrower ? complianceBorrower.fundingStatus : '',
-//           averageBalanceSinceInception,
-//           totalIncomeReceived,
-//           loanLifeIRR,
-//           MOIC,
-//         };
-//         productsDataMap.set(product._id.toString(), newDataRow);
-//         allBorrowersSummary.push(newDataRow);
-//       }
-//     }
-//     const sortedData = _.orderBy(allBorrowersSummary, ['borrowerName', 'productName'], ['asc', 'asc']);
-//     const headerAsArray = reorderObject(header, headerKeys);
-//     const dataAsArrays = sortedData.map((row) => reorderObject(row, headerKeys));
-//     const headerWithStyles = Object.values(headerAsArray).reduce((acc, header) => [...acc, {
-//       v: header,
-//       t: 's',
-//       s: styles.whiteOnGray,
-//     }], []);
-//     const dataWithStyles = Object.values(dataAsArrays).map((dataRow) => {
-//       return Object.entries(dataRow).map(([key, v]) => ({
-//         v,
-//         t: numericFields_ReportRow.includes(key) ? 'n' : 's',
-//         ...(numericFields_ReportRow.includes(key) ? { z: percentageFields_ReportRow.includes(key) ? numberFormat.percent : numberFormat.thousands } : {}),
-//       }));
-//     });
-//     const reportPeriod = [
-//       [{ v: 'Report period', t: 's' }],
-//       [{ v: 'From', t: 's' }, { v: dayjs(start).utcOffset(0).format(dateFormat), t: 's' }],
-//       [{ v: 'To', t: 's' }, { v: dayjs(end).utcOffset(0).format(dateFormat), t: 's' }],
-//     ];
-//     return { report: [...reportPeriod, emptyRow, headerWithStyles, ...dataWithStyles] };
-//   };
-//
-//   private async getAllBorrowersSummary(borrowerIds: string[], start: Date, end: Date): Promise<DataSheet> {
-//     const borrowerSummary: { [borrowerName: string]: IExcelJsCell[][] } = {};
-//     for (const borrowerId of borrowerIds) {
-//       const borrower = borrowersMap.get(borrowerId);
-//       const borrowerNameOrId = borrower ? borrower.name : borrowerId;
-//       const borrowerData = await this.getBorrowerSummary(borrowerId, start, end);
-//       if (borrowerData) {
-//         borrowerSummary[borrowerNameOrId] = borrowerData;
-//       }
-//     }
-//     return borrowerSummary;
-//   };
-//
-//   private async getBorrowerSummary(borrowerId: string, start: Date, end: Date): Promise<IExcelJsCell[][]> {
-//     const header: BorrowerSummaryRow = {
-//       title: '',
-//       grossValue: 'Gross Value',
-//       ineligible: 'Ineligible',
-//       netValue: 'Net Value',
-//       advanceRate: 'Advance Rate',
-//       availability: 'Availability',
-//     };
-//
-//     const borrower = borrowersMap.get(borrowerId);
-//     const borrowerTitle: IExcelJsCell[] = [
-//       { v: borrower?.name ?? borrowerId, s: styles.whiteOnBlack },
-//       ...Array(borrowerTitleLength).fill({ v: '', s: styles.whiteOnBlack }),
-//     ];
-//
-//     const getBorrowerSubTitle = async (): Promise<IExcelJsCell[]> => {
-//       const borrowerOption = await _borrowerService.getBorrowerOption(borrowerId, 'NAISC Code');
-//       if (!borrowerOption) {
-//         return [{ v: '' }];
-//       }
-//       const industry = await CRMProspectIndustry.findOne({ code: borrowerOption.dataValue.toString() });
-//       if (!industry) {
-//         return [{ v: `NASIC CODE: ${borrowerOption.dataValue}` }];
-//       }
-//       return [{ v: `NASIC CODE: ${borrowerOption.dataValue}     INDUSTRY: ${industry.name.toLocaleUpperCase()}` }];
-//     };
-//     const borrowerSubTitle = await getBorrowerSubTitle();
-//
-//     const borrowerSummary = await BorrowerSummary.findOne({ borrowerId });
-//
-//     const getSegment = (title: string) => {
-//       const segment: IExcelJsCell[] = [
-//         { v: title, t: 's', s: styles.whiteOnGray },
-//         ...Array(borrowerTitleLength).fill({ v: '', t: 's', s: styles.whiteOnGray }),
-//       ];
-//       return segment;
-//     };
-//
-//     const headerKeys = Object.keys(header);
-//     const headerAsArray = reorderObject(header, headerKeys);
-//     const headerWithStyles = Object.values(headerAsArray).reduce((acc, v) => [...acc, {
-//       v,
-//       t: 's',
-//       s: rightAlign,
-//     }], []);
-//
-//     const lastBBC = await getLatestSignedBBCDateDoc(borrowerId);
-//     if (!lastBBC) {
-//       return null;
-//     }
-//     const availability = await _availabilityService.getAllSummaries(lastBBC._id, null);
-//
-//     // INVENTORY
-//     const inventoryRows = availability.inventory.reduce((acc, inventory) => {
-//       if (inventory.inventoryName === 'TOTAL') {
-//         return acc;
-//       }
-//       const newRow: BorrowerSummaryRow = {
-//         title: inventory.inventoryName,
-//         grossValue: inventory.totalValue,
-//         ineligible: inventory.advanceRate === 0 ? inventory.totalValue : 0,
-//         netValue: inventory.advanceRate === 0 ? 0 : inventory.totalValue,
-//         advanceRate: inventory.advanceRate,
-//         availability: inventory.availability,
-//       };
-//       return [...acc, newRow];
-//     }, <BorrowerSummaryRow[]>[]);
-//     inventoryRows.push({
-//       title: 'Inventory Reserves',
-//       grossValue: null,
-//       ineligible: null,
-//       netValue: null,
-//       advanceRate: null,
-//       availability: availability.reserve[EReserveTypes.INVENTORY].availability ?? 0,
-//     });
-//     const inventorySumKeys = ['grossValue', 'ineligible', 'netValue', 'availability'];
-//     const emptyTotalRow: BorrowerSummaryRow = {
-//       title: 'Total Collateral',
-//       grossValue: 0,
-//       ineligible: 0,
-//       netValue: 0,
-//       advanceRate: 0,
-//       availability: 0,
-//     };
-//
-//     const inventoryTotalRow = inventoryRows.reduce((acc, row) => {
-//       inventorySumKeys.forEach((key) => {
-//         acc[key] = new Decimal(acc[key]).add(row[key] ?? 0).toNumber();
-//       });
-//       acc.advanceRate = acc.netValue ? new Decimal(acc.availability).div(acc.netValue).toDP(4).toNumber() : 0;
-//       return acc;
-//     }, { ...emptyTotalRow, title: 'Total Inventory Collateral' });
-//
-//     const inventoryDataAsArrays = inventoryRows.map((row) => reorderObject(row, headerKeys));
-//     const inventoryDataWithStyles = Object.values([...inventoryDataAsArrays, inventoryTotalRow]).map((dataRow) => {
-//       return Object.entries(dataRow).map(([key, v]) => ({
-//         v,
-//         t: borrowerSummaryRowFields[key].t,
-//         z: borrowerSummaryRowFields[key].z,
-//       }));
-//     });
-//
-//     // RECEIVABLE
-//     const receivableRows: BorrowerSummaryRow[] = [];
-//     const totalComponents = new Decimal(availability.receivable.uninsuredComponent).add(availability.receivable.insuredComponent);
-//     const ARUninsuredRow: BorrowerSummaryRow = {
-//       title: 'AR Uninsured',
-//       grossValue: availability.receivable.uninsuredComponent,
-//       ineligible: 0,
-//       netValue: 0,
-//       advanceRate: totalComponents ? new Decimal(availability.receivable.invoiceAmount).div(totalComponents).mul(availability.receivable.uninsuredComponent).toNumber() : 0,
-//       availability: availability.receivable.uninsuredAvailability,
-//     };
-//     const ARInsuredRow: BorrowerSummaryRow = {
-//       title: 'AR Insured',
-//       grossValue: availability.receivable.insuredComponent,
-//       ineligible: 0,
-//       netValue: 0,
-//       advanceRate: totalComponents ? new Decimal(availability.receivable.invoiceAmount).div(totalComponents).mul(availability.receivable.insuredComponent).toNumber() : 0,
-//       availability: availability.receivable.uninsuredAvailability,
-//     };
-//     const ARReservesRow: BorrowerSummaryRow = {
-//       title: 'AR Reserves',
-//       grossValue: null,
-//       ineligible: null,
-//       netValue: null,
-//       advanceRate: null,
-//       availability: 0,
-//     };
-//     receivableRows.push(ARUninsuredRow, ARInsuredRow, ARReservesRow);
-//     const receivableTotalRow = receivableRows.reduce((acc, row) => {
-//       acc.availability = row.availability ? new Decimal(acc.availability).add(row.availability).toNumber() : 0;
-//       return acc;
-//     }, { ...emptyTotalRow, title: 'Total Receivable Collateral' });
-//     const receivableDataAsArrays = receivableRows.map((row) => reorderObject(row, headerKeys));
-//     const receivableDataWithStyles = Object.values([...receivableDataAsArrays, receivableTotalRow]).map((dataRow) => {
-//       return Object.entries(dataRow).map(([key, v]) => ({
-//         v,
-//         t: borrowerSummaryRowFields[key].t,
-//         z: borrowerSummaryRowFields[key].z,
-//       }));
-//     });
-//
-//     // RESERVES
-//     const reserveRows: BorrowerSummaryRow[] = [];
-//     const otherReservesAvailability = Object
-//       .entries(availability.reserve)
-//       .reduce((acc, [key, el]) => {
-//         if (key === EReserveTypes.EQUIPMENT || key === EReserveTypes.INVENTORY || key === EReserveTypes.RECEIVABLES) {
-//           return acc;
-//         }
-//         return new Decimal(acc).sub(el.amount).toNumber();
-//       }, 0);
-//     const otherReservesRow: BorrowerSummaryRow = {
-//       title: 'Other non-equipment reserves',
-//       grossValue: null,
-//       ineligible: null,
-//       netValue: null,
-//       advanceRate: null,
-//       availability: otherReservesAvailability,
-//     };
-//     const collateralAdjustmentsAvailability = Object.values(availability.collateralAdjustment.summary).reduce((acc, summaryRow) => new Decimal(acc).add(summaryRow.amount).abs().toNumber(), 0);
-//     const collateralAdjustmentsRow: BorrowerSummaryRow = {
-//       title: 'Collateral Adjustments',
-//       grossValue: null,
-//       ineligible: null,
-//       netValue: null,
-//       advanceRate: null,
-//       availability: collateralAdjustmentsAvailability,
-//     };
-//     reserveRows.push(otherReservesRow, collateralAdjustmentsRow);
-//     const reserveTotalRow = reserveRows.reduce((acc, row) => {
-//       inventorySumKeys.forEach((key) => {
-//         acc[key] = new Decimal(acc[key]).add(row[key] ?? 0).toNumber();
-//       });
-//       acc.advanceRate = row.netValue ? new Decimal(acc.availability).div(row.netValue).toNumber() : 0;
-//       return acc;
-//     }, { ...emptyTotalRow, title: 'Other Reserves & Adjustments' });
-//     const reserveDataAsArrays = reserveRows.map((row) => reorderObject(row, headerKeys));
-//     const reserveDataWithStyles = Object.values([...reserveDataAsArrays, reserveTotalRow]).map((dataRow) => {
-//       return Object.entries(dataRow).map(([key, v]) => ({
-//         v,
-//         t: borrowerSummaryRowFields[key].t,
-//         z: borrowerSummaryRowFields[key].z,
-//       }));
-//     });
-//
-//     const loanBalanceTotalRows: BorrowerSummaryRow[] = [];
-//     const totalRevolvingCollateralRow: BorrowerSummaryRow = {
-//       title: 'TOTAL REVOLVING COLLATERAL',
-//       grossValue: '',
-//       ineligible: '',
-//       netValue: '',
-//       advanceRate: '',
-//       availability: new Decimal(inventoryTotalRow.availability).add(receivableTotalRow.availability).toNumber(),
-//     };
-//     const loanBalanceRow: BorrowerSummaryRow = {
-//       title: 'LOAN BALANCE',
-//       grossValue: '',
-//       ineligible: '',
-//       netValue: '',
-//       advanceRate: '',
-//       availability: availability.loanBalances.REVOLVER,
-//     };
-//     const netRevolverAvailabilityRow: BorrowerSummaryRow = {
-//       title: 'NET REVOLVER AVAILABILITY',
-//       grossValue: '',
-//       ineligible: '',
-//       netValue: '',
-//       advanceRate: '',
-//       availability: new Decimal(totalRevolvingCollateralRow.availability).sub(loanBalanceRow.availability).toNumber(),
-//     };
-//     const accruedStatementRow: BorrowerSummaryRow = {
-//       title: 'ACCRUED STATEMENT',
-//       grossValue: '',
-//       ineligible: '',
-//       netValue: '',
-//       advanceRate: '',
-//       availability: availability.accruedStatement,
-//     };
-//     const availableToBorrowRow: BorrowerSummaryRow = {
-//       title: 'AVAILABLE TO BORROW',
-//       grossValue: '',
-//       ineligible: '',
-//       netValue: '',
-//       advanceRate: '',
-//       availability: new Decimal(netRevolverAvailabilityRow.availability).sub(accruedStatementRow.availability).toNumber(),
-//     };
-//     const monthEndLoanBalanceRow: BorrowerSummaryRow = {
-//       title: 'MONTH END LOAN BALANCE',
-//       grossValue: '',
-//       ineligible: '',
-//       netValue: '',
-//       advanceRate: '',
-//       availability: 0,
-//     };
-//     const monthEndAccruedStatementRow: BorrowerSummaryRow = {
-//       title: 'MONTH END ACCRUED STATEMENT',
-//       grossValue: '',
-//       ineligible: '',
-//       netValue: '',
-//       advanceRate: '',
-//       availability: 0,
-//     };
-//     loanBalanceTotalRows.push(
-//       totalRevolvingCollateralRow,
-//       loanBalanceRow,
-//       netRevolverAvailabilityRow,
-//       accruedStatementRow,
-//       availableToBorrowRow,
-//       monthEndLoanBalanceRow,
-//       monthEndAccruedStatementRow,
-//     );
-//     const loanBalanceTotalDataAsArrays = loanBalanceTotalRows.map((row) => reorderObject(row, headerKeys));
-//     const loanBalanceTotalDataAsArraysWithStyles = Object.values([...loanBalanceTotalDataAsArrays]).map((dataRow) => {
-//       return Object.values(dataRow).map((v) => ({
-//         v,
-//         t: typeof v === 'number' ? 'n' : 's',
-//         z: numberFormat.thousands,
-//       }));
-//     });
-//
-//     // LOAN ECONOMICS
-//     const getLoanEconomics = async (): Promise<IExcelJsCell[][]> => {
-//       const loanEconomicsData: IExcelJsCell[][] = [];
-//       const chargesData: IExcelJsCell[][] = [];
-//       const products = [...productsMap.values()];
-//       const yieldProducts = products.filter((product) => product.borrowerId.toString() === borrowerId);
-//       for (const product of yieldProducts) {
-//
-//         const productData = productsDataMap.get(product._id.toString());
-//         loanEconomicsData.push([{ v: product.name }]);
-//         if (productData) {
-//           loanEconomicsData.push([{ v: 'Average Balance Since Inception' }, {
-//             v: productData.averageBalanceSinceInception,
-//             t: 'n',
-//             z: numberFormat.thousands,
-//           }]);
-//           loanEconomicsData.push([{ v: 'Total Income Received' }, {
-//             v: productData.totalIncomeReceived,
-//             t: 'n',
-//             z: numberFormat.thousands,
-//           }]);
-//           loanEconomicsData.push([{ v: 'Loan Life IRR' }, {
-//             v: productData.loanLifeIRR,
-//             t: 'n',
-//             z: numberFormat.percent,
-//           }]);
-//           loanEconomicsData.push([{ v: 'MOIC' }, {
-//             v: productData.MOIC,
-//             t: 'n',
-//             z: numberFormat.xNumber,
-//           }]);
-//         }
-//
-//         const dataDeep = 5;
-//         const periodEnd = { month: dayjs(start).month() + 1, year: dayjs(start).year() };
-//         const periodStart = getShiftedMonth(periodEnd, -dataDeep);
-//         const monthHeader: IExcelJsCell[] = [];
-//         const months = [];
-//         for (let i = 0; i <= dataDeep; i++) {
-//           const currentMonth = getShiftedMonth(periodEnd, -i);
-//           monthHeader.push({
-//             v: `${currentMonth.month}/${currentMonth.year}`,
-//             t: 's',
-//             s: { alignment: { horizontal: 'right' } },
-//           });
-//           months.push(dayjs(`${currentMonth.year}-${currentMonth.month}-01`).format('YYYY-MM'));
-//         }
-//         loanEconomicsData.push(emptyRow);
-//         loanEconomicsData.push([{ v: '' }, ...monthHeader]);
-//
-//         const transactions = await getLoanTransactions(
-//           {
-//             borrowerId,
-//             productId: product._id.toString(),
-//             periodStart: dayjs(`${periodStart.year}-${periodStart.month}-01`).utcOffset(0).toDate(),
-//             periodEnd: end,
-//           },
-//           null,
-//           false,
-//         );
-//
-//         const grouped = _.groupBy(transactions, (tx) => dayjs(tx.date).format('YYYY-MM'));
-//         const yieldData = await this.yieldService.getCalculatedYieldTotalsForPeriod(product._id.toString(), periodStart, periodEnd);
-//
-//         const totalDisbursementRow: IExcelJsCell[] = [{ v: 'Total Disbursements in Month' }];
-//         const countDisbursementRow: IExcelJsCell[] = [{ v: 'Number of Disbursements' }];
-//         const loanTurnRow: IExcelJsCell[] = [{ v: 'Loan Turn (days)' }];
-//         const totalCollectionRow: IExcelJsCell[] = [{ v: 'Total Collections in Month' }];
-//         const countCollectionRow: IExcelJsCell[] = [{ v: 'Number of Collections' }];
-//
-//         const charges = [...chargesMap.values()]
-//           .filter((charge) => charge.productId.toString() === product._id.toString() && charge.includeInYield)
-//           .sort((a, b) => a.order - b.order);
-//
-//         for (const month of months) {
-//           const txs = grouped[month] ?? [];
-//           const disbursements = txs.filter((t) => t.transactionType === ELoanTransactionTypes.DISBURSEMENT);
-//           const collections = txs.filter((t) => t.transactionType === ELoanTransactionTypes.COLLECTION);
-//           const totalDisbursements = _.sumBy(disbursements, 'amount');
-//           const totalCollections = Math.abs(_.sumBy(collections, 'amount'));
-//           totalDisbursementRow.push({ v: totalDisbursements, t: 'n', z: numberFormat.thousands });
-//           countDisbursementRow.push({ v: disbursements.length, t: 'n', z: numberFormat.shortNumber });
-//           totalCollectionRow.push({ v: totalCollections, t: 'n', z: numberFormat.thousands });
-//           countCollectionRow.push({ v: collections.length, t: 'n', z: numberFormat.shortNumber });
-//         }
-//
-//         charges.forEach((charge) => {
-//           const chargeYieldData = yieldData.filter((yieldDataDoc) => {
-//             return yieldDataDoc.chargeId?.toString() === charge._id.toString();
-//           });
-//
-//           const chargeData = chargeYieldData.reduce((acc, chargeYieldDataDoc) => {
-//             const newRow: IExcelJsCell = chargeYieldDataDoc.valuePercent < 0
-//               ? negativeCell
-//               : { v: chargeYieldDataDoc.valuePercent, t: 'n', z: numberFormat.percent };
-//             return [...acc, newRow];
-//           }, [{ v: charge.name, t: 's' }]);
-//           chargesData.push(chargeData);
-//         });
-//
-//         chargesData.push(emptyRow);
-//
-//         Object.entries(YIELD_TOTALS_MAP).forEach(([totalType, total]) => {
-//           const totalYieldData = yieldData.filter((yieldDataDoc) => {
-//             return yieldDataDoc.totalType === totalType;
-//           }).sort((a, b) => {
-//             if (a.year !== b.year) {
-//               return b.year - a.year;
-//             }
-//             return b.month - a.month;
-//           });
-//           if (totalType === ETotalType.AVERAGE_BALANCE) {
-//             const loanTurn = totalYieldData.reduce((acc, yieldDataDoc) => {
-//
-//               const monthStart = dayjs(`${yieldDataDoc.year}-${yieldDataDoc.month}-01`).utcOffset(0);
-//               const daysInMonth = monthStart.daysInMonth();
-//               const txs = grouped[monthStart.format('YYYY-MM')] ?? [];
-//               const collections = txs.filter((t) => t.transactionType === ELoanTransactionTypes.COLLECTION);
-//               const totalCollections = _.sumBy(collections, 'amount');
-//
-//               const newRow: IExcelJsCell = {
-//                 v: totalCollections === 0 ? 0 : new Decimal(yieldDataDoc.value).div(Math.abs(totalCollections)).mul(daysInMonth).round().toNumber(),
-//                 t: 'n',
-//                 z: numberFormat.thousands,
-//               };
-//               return [...acc, newRow];
-//             }, []);
-//             loanTurnRow.push(...loanTurn);
-//           }
-//
-//           const replacedValues = [ETotalType.APR_GROSS, ETotalType.APR_LIFE_GROSS];
-//
-//           const chargeData = totalYieldData.reduce((acc, yieldDataDoc) => {
-//             const isPercent = !!yieldDataDoc.valuePercent;
-//             if (replacedValues.includes(ETotalType[yieldDataDoc.totalType]) && yieldDataDoc.valuePercent < 0) {
-//               return [...acc, negativeCell];
-//             }
-//             const newRow: IExcelJsCell = isPercent
-//               ? { v: yieldDataDoc.valuePercent, t: 'n', z: numberFormat.percent }
-//               : { v: yieldDataDoc.value, t: 'n', z: numberFormat.thousands };
-//             return [...acc, newRow];
-//           }, [{ v: total.title, t: 's' }]);
-//           chargesData.push(chargeData);
-//         });
-//
-//         loanEconomicsData.push(totalDisbursementRow);
-//         loanEconomicsData.push(totalCollectionRow);
-//         loanEconomicsData.push(loanTurnRow);
-//         loanEconomicsData.push(countDisbursementRow);
-//         loanEconomicsData.push(countCollectionRow);
-//
-//         loanEconomicsData.push(emptyRow);
-//
-//         loanEconomicsData.push(...chargesData);
-//       }
-//       return loanEconomicsData;
-//     };
-//     const loanEconomicsData = await getLoanEconomics();
-//
-//     // FINANCIAL
-//     const getFinancialDate = async (endDate: Date): Promise<IExcelJsCell[][]> => {
-//       const month = dayjs(endDate).month();
-//       const year = dayjs(endDate).year();
-//       const monthDeep = 11;
-//       const { data: dataPL, sheets: sheetsPL } = await getFinancialSpreadingData({
-//         borrowerId,
-//         financialSpreadingType: EFinancialSpreadingType.PROFIT_LOSS,
-//         selectedMonth: { month, year },
-//       }, monthDeep);
-//
-//       const { data: dataBS, sheets: sheetsBS } = await getFinancialSpreadingData({
-//         borrowerId,
-//         financialSpreadingType: EFinancialSpreadingType.BALANCE_SHEET,
-//         selectedMonth: { month, year },
-//       }, monthDeep);
-//
-//       const data = [...dataPL, ...dataBS];
-//       const sheets = [...sheetsPL, ...sheetsBS];
-//
-//       const generateMonthCells = (): IExcelJsCell[] => {
-//         const result: IExcelJsCell[] = [];
-//
-//         for (let i = 0; i <= monthDeep; i++) {
-//           const date = dayjs(`${year}-${String(month).padStart(2, '0')}-01`).subtract(i, 'month');
-//           result.push({
-//             v: date.endOf('month').format(dateFormat),
-//             t: 's',
-//             s: rightAlign,
-//           });
-//         }
-//
-//         return [{ v: 'Last 12 months', t: 's' }, ...result];
-//       };
-//
-//       const percentageIndexes = [EFinanceSpreadingPLTotal.GROSS_MARGIN, EFinanceSpreadingPLTotal.OPERATING_MARGIN] as const;
-//
-//       const convertAmount = (index: string, amount: number): number => {
-//         if ((percentageIndexes as readonly string[]).includes(index)) {
-//           return new Decimal(amount).div(100).toDP(4).toNumber();
-//         }
-//         return amount;
-//       };
-//
-//       const createFinancialIndexes = <T extends Record<string, string>>(
-//         enumObj: T,
-//         keys: Array<keyof T>,
-//         overrides: Partial<Record<keyof T, Partial<FinancialIndexOptions>>> = {},
-//       ): Record<string, FinancialIndexOptions> =>
-//         keys.reduce((acc, key) => {
-//           const enumValue = enumObj[key] as keyof typeof financialSpreadingTotalDictionary;
-//           acc[enumValue] = {
-//             format: overrides[key]?.format ?? numberFormat.thousands,
-//             title: overrides[key]?.title ?? financialSpreadingTotalDictionary[enumValue],
-//             addEmptyRow: overrides[key]?.addEmptyRow ?? false,
-//             style: overrides[key]?.style ?? {},
-//           };
-//           return acc;
-//         }, {} as Record<string, FinancialIndexOptions>);
-//
-//       const financialPLIndexes = createFinancialIndexes(EFinanceSpreadingPLTotal, [
-//         EFinanceSpreadingPLTotal.SALES,
-//         EFinanceSpreadingPLTotal.COST_OF_SALES,
-//         EFinanceSpreadingPLTotal.GROSS_PROFIT,
-//         EFinanceSpreadingPLTotal.GROSS_MARGIN,
-//         EFinanceSpreadingPLTotal.OPERATING_EXPENSES,
-//         EFinanceSpreadingPLTotal.OPERATING_MARGIN,
-//         EFinanceSpreadingPLTotal.INCOME_FROM_OPERATIONS,
-//         EFinanceSpreadingPLTotal.NON_OPERATING_EXPENSES,
-//         EFinanceSpreadingPLTotal.NON_OPERATING_INCOME,
-//         EFinanceSpreadingPLTotal.FINANCING_COSTS,
-//         EFinanceSpreadingPLTotal.DEPRECIATION_AMORTIZATION,
-//         EFinanceSpreadingPLTotal.TAX,
-//         EFinanceSpreadingPLTotal.NET_INCOME,
-//       ], {
-//         [EFinanceSpreadingPLTotal.GROSS_MARGIN]: {
-//           format: numberFormat.percent,
-//           addEmptyRow: true,
-//           style: { font: { italic: true, name: 'Calibri' } },
-//         },
-//         [EFinanceSpreadingPLTotal.OPERATING_MARGIN]: {
-//           format: numberFormat.percent,
-//           addEmptyRow: true,
-//           style: { font: { italic: true, name: 'Calibri' } },
-//         },
-//         [EFinanceSpreadingPLTotal.INCOME_FROM_OPERATIONS]: {
-//           title: 'EBITDA',
-//           format: numberFormat.thousands,
-//           style: { font: { bold: true, name: 'Calibri' } },
-//         },
-//         [EFinanceSpreadingPLTotal.NON_OPERATING_EXPENSES]: {
-//           style: { font: { bold: true, name: 'Calibri' } },
-//         },
-//         [EFinanceSpreadingPLTotal.NON_OPERATING_INCOME]: {
-//           style: { font: { bold: true, name: 'Calibri' } },
-//         },
-//         [EFinanceSpreadingPLTotal.NET_INCOME]: {
-//           style: { font: { bold: true, name: 'Calibri' } },
-//         },
-//       });
-//
-//       const financialBSIndexes = createFinancialIndexes(EFinanceSpreadingBSTotal, [
-//         EFinanceSpreadingBSTotal.CASH_EQUIVALENTS,
-//         EFinanceSpreadingBSTotal.TRADE_RECEIVABLES,
-//         EFinanceSpreadingBSTotal.INVENTORY,
-//         EFinanceSpreadingBSTotal.OTHER_CURRENT_ASSETS,
-//         EFinanceSpreadingBSTotal.TOTAL_CURRENT_ASSET,
-//         EFinanceSpreadingBSTotal.TOTAL_ASSETS,
-//         EFinanceSpreadingBSTotal.ACCOUNTS_PAYABLE,
-//         EFinanceSpreadingBSTotal.OTHER_CURRENT_LIABILITIES,
-//         EFinanceSpreadingBSTotal.TOTAL_CURRENT_LIABILITIES,
-//         EFinanceSpreadingBSTotal.COMPANY_DEBT,
-//         EFinanceSpreadingBSTotal.OTHER_DEBT,
-//         EFinanceSpreadingBSTotal.OTHER_LONG_TERM_LIABILITIES,
-//         EFinanceSpreadingBSTotal.TOTAL_LIABILITIES,
-//       ], {
-//         [EFinanceSpreadingBSTotal.TOTAL_CURRENT_ASSET]: { style: { font: { bold: true, name: 'Calibri' } } },
-//         [EFinanceSpreadingBSTotal.TOTAL_ASSETS]: {
-//           addEmptyRow: true,
-//           style: { font: { bold: true, name: 'Calibri' } },
-//         },
-//         [EFinanceSpreadingBSTotal.TOTAL_CURRENT_LIABILITIES]: {
-//           addEmptyRow: true,
-//           style: { font: { bold: true, name: 'Calibri' } },
-//         },
-//         [EFinanceSpreadingBSTotal.COMPANY_DEBT]: { title: 'Senior Debt' },
-//         [EFinanceSpreadingBSTotal.TOTAL_LIABILITIES]: { style: { font: { bold: true, name: 'Calibri' } } },
-//       });
-//
-//       const generateFinancialRows = <T extends Record<string, string>>(financialIndexes: Record<string, FinancialIndexOptions>, enumObj: T): IExcelJsCell[][] => {
-//         return Object.entries(financialIndexes).reduce((acc, [financialIndex, options]) => {
-//           const sheet = sheets.find((s) => financialIndex === enumObj[s.rowType] && s.isTotal);
-//           if (!sheet) {
-//             return acc;
-//           }
-//
-//           const dataEntry = data.find((d) => d.sheetId === sheet._id);
-//           if (!dataEntry) {
-//             return acc;
-//           }
-//
-//           const baseValue = convertAmount(enumObj[financialIndex as keyof T], dataEntry.amount);
-//           const monthlyValues = Array.from({ length: monthDeep }, (_, i) => ({
-//             v: convertAmount(enumObj[financialIndex as keyof T], dataEntry[`minus_${i + 1}`]),
-//             t: 'n',
-//             z: options.format,
-//             s: options.style,
-//           }));
-//
-//           const row: IExcelJsCell[] = [
-//             { v: options.title, t: 's', s: options.style },
-//             { v: baseValue, t: 'n', z: options.format },
-//             ...monthlyValues,
-//           ];
-//
-//           return options.addEmptyRow ? [...acc, row, emptyRow] : [...acc, row];
-//         }, [] as IExcelJsCell[][]);
-//       };
-//
-//       type FinancialRatioFormula = {
-//         label: string;
-//         dependencies: string[];
-//         format?: string;
-//         formula: (data: Record<string, FinancialSpreadingDTO>, monthIndex: number) => number;
-//       };
-//
-//       const get = (base: Record<string, FinancialSpreadingDTO>, i: number, key: string) => new Decimal(i === 0 ? base[key]?.amount : base[key]?.[`minus_${i}`] ?? 0);
-//
-//       const financialRatioFormulas: FinancialRatioFormula[] = [
-//         {
-//           label: 'Fixed Charge Coverage Ratio',
-//           dependencies: [EFinanceSpreadingPLTotal.FINANCING_COSTS, EFinanceSpreadingPLTotal.DEPRECIATION_AMORTIZATION, EFinanceSpreadingPLTotal.INCOME_FROM_OPERATIONS],
-//           format: numberFormat.xNumber1DP,
-//           formula: (base, i) => {
-//             const EBITDA = get(base, i, EFinanceSpreadingPLTotal.INCOME_FROM_OPERATIONS);
-//             const DepreciationAmortization = get(base, i, EFinanceSpreadingPLTotal.DEPRECIATION_AMORTIZATION);
-//             const FinancingCost = get(base, i, EFinanceSpreadingPLTotal.FINANCING_COSTS);
-//             if (FinancingCost.lessThanOrEqualTo(0)) {
-//               return null;
-//             }
-//             const result = EBITDA.sub(DepreciationAmortization).add(FinancingCost).div(FinancingCost).toDP(4);
-//             if (result.lessThanOrEqualTo(0)) {
-//               return null;
-//             }
-//             return result.toNumber();
-//           },
-//         },
-//         {
-//           label: 'Interest Coverage Ratio',
-//           dependencies: [EFinanceSpreadingPLTotal.FINANCING_COSTS, EFinanceSpreadingPLTotal.DEPRECIATION_AMORTIZATION, EFinanceSpreadingPLTotal.INCOME_FROM_OPERATIONS],
-//           format: numberFormat.xNumber1DP,
-//           formula: (base, i) => {
-//             const EBITDA = get(base, i, EFinanceSpreadingPLTotal.INCOME_FROM_OPERATIONS);
-//             const DepreciationAmortization = get(base, i, EFinanceSpreadingPLTotal.DEPRECIATION_AMORTIZATION);
-//             const FinancingCost = get(base, i, EFinanceSpreadingPLTotal.FINANCING_COSTS);
-//             if (FinancingCost.lessThanOrEqualTo(0)) {
-//               return null;
-//             }
-//             const result = EBITDA.add(DepreciationAmortization).div(FinancingCost).toDP(4);
-//             if (result.lessThanOrEqualTo(0)) {
-//               return null;
-//             }
-//             return result.toNumber();
-//           },
-//         },
-//         {
-//           label: 'Total Debt / EBITDA',
-//           dependencies: [EFinanceSpreadingPLTotal.INCOME_FROM_OPERATIONS, EFinanceSpreadingBSTotal.COMPANY_DEBT, EFinanceSpreadingBSTotal.OTHER_DEBT],
-//           format: numberFormat.xNumber1DP,
-//           formula: (base, i) => {
-//             const EBITDA = get(base, i, EFinanceSpreadingPLTotal.INCOME_FROM_OPERATIONS);
-//             const CompanyDebt = get(base, i, EFinanceSpreadingBSTotal.COMPANY_DEBT);
-//             const OtherDebt = get(base, i, EFinanceSpreadingBSTotal.OTHER_DEBT);
-//             if (EBITDA.lessThanOrEqualTo(0)) {
-//               return null;
-//             }
-//             const result = CompanyDebt.add(OtherDebt).abs().div(EBITDA).toDP(4);
-//             if (result.lessThanOrEqualTo(0)) {
-//               return null;
-//             }
-//             return result.toNumber();
-//           },
-//         },
-//         {
-//           label: 'Senior Debt / EBITDA',
-//           dependencies: [EFinanceSpreadingPLTotal.INCOME_FROM_OPERATIONS, EFinanceSpreadingBSTotal.COMPANY_DEBT],
-//           format: numberFormat.xNumber1DP,
-//           formula: (base, i) => {
-//             const EBITDA = get(base, i, EFinanceSpreadingPLTotal.INCOME_FROM_OPERATIONS);
-//             const CompanyDebt = get(base, i, EFinanceSpreadingBSTotal.COMPANY_DEBT);
-//             if (EBITDA.lessThanOrEqualTo(0)) {
-//               return null;
-//             }
-//             const result = CompanyDebt.div(EBITDA).toDP(4);
-//             if (result.lessThanOrEqualTo(0)) {
-//               return null;
-//             }
-//             return result.toNumber();
-//           },
-//         },
-//         {
-//           label: 'AR Turnover Days',
-//           dependencies: [EFinanceSpreadingPLTotal.SALES, EFinanceSpreadingBSTotal.TRADE_RECEIVABLES],
-//           format: numberFormat.fullNumber,
-//           formula: (base, i) => {
-//             const Sales = get(base, i, EFinanceSpreadingPLTotal.SALES);
-//             const TradeReceivables = get(base, i, EFinanceSpreadingBSTotal.TRADE_RECEIVABLES);
-//             if (Sales.lessThanOrEqualTo(0)) {
-//               return null;
-//             }
-//             const result = TradeReceivables.abs().div(Sales).mul(30).toDP(0);
-//             if (result.lessThanOrEqualTo(0)) {
-//               return null;
-//             }
-//             return result.toNumber();
-//           },
-//         },
-//         {
-//           label: 'AP Turnover Days',
-//           dependencies: [EFinanceSpreadingPLTotal.COST_OF_SALES, EFinanceSpreadingBSTotal.ACCOUNTS_PAYABLE],
-//           format: numberFormat.fullNumber,
-//           formula: (base, i) => {
-//             const CostOfSales = get(base, i, EFinanceSpreadingPLTotal.COST_OF_SALES);
-//             const AccountsPayable = get(base, i, EFinanceSpreadingBSTotal.ACCOUNTS_PAYABLE);
-//             if (CostOfSales.lessThanOrEqualTo(0)) {
-//               return null;
-//             }
-//             const result = AccountsPayable.abs().div(CostOfSales).mul(30).toDP(0);
-//             if (result.lessThanOrEqualTo(0)) {
-//               return null;
-//             }
-//             return result.toNumber();
-//           },
-//         },
-//         {
-//           label: 'Inventory Turnover Days',
-//           dependencies: [EFinanceSpreadingPLTotal.COST_OF_SALES, EFinanceSpreadingBSTotal.INVENTORY],
-//           format: numberFormat.fullNumber,
-//           formula: (base, i) => {
-//             const CostOfSales = get(base, i, EFinanceSpreadingPLTotal.COST_OF_SALES);
-//             const Inventory = get(base, i, EFinanceSpreadingBSTotal.INVENTORY);
-//             if (CostOfSales.lessThanOrEqualTo(0)) {
-//               return null;
-//             }
-//             const result = Inventory.abs().div(CostOfSales).mul(30).toDP(0);
-//             if (result.lessThanOrEqualTo(0)) {
-//               return null;
-//             }
-//             return result.toNumber();
-//           },
-//         },
-//       ];
-//
-//       const generateFinancialRatios = (): IExcelJsCell[][] => {
-//         const ratiosData: IExcelJsCell[][] = [[{ v: 'FINANCIAL RATIOS:' }]];
-//
-//         const financialRatiosBaseKeys = _.uniq(financialRatioFormulas.flatMap((f) => f.dependencies));
-//
-//         const financialRatiosBase = financialRatiosBaseKeys.reduce((acc, key) => {
-//           const sheet = sheets.find((s) => s.rowType === key && s.isTotal);
-//           const dataEntry = data.find((d) => d.sheetId.toString() === sheet._id.toString());
-//           return { ...acc, [key]: dataEntry };
-//         }, {} as Record<string, FinancialSpreadingDTO>);
-//
-//         const ratioRows = financialRatioFormulas.map(({ label, formula, format }) => {
-//           const row: IExcelJsCell[] = [{ v: label, t: 's' }];
-//           for (let i = 0; i <= monthDeep; i++) {
-//             const result = formula(financialRatiosBase, i);
-//             if (result) {
-//               row.push({ v: result, t: 'n', z: format ?? numberFormat.thousands });
-//             } else {
-//               row.push(negativeCell);
-//             }
-//           }
-//           return row;
-//         });
-//
-//         return [...ratiosData, ...ratioRows];
-//       };
-//
-//       const financialPLDataFull = generateFinancialRows(financialPLIndexes, EFinanceSpreadingPLTotal);
-//       const financialBSDataFull = generateFinancialRows(financialBSIndexes, EFinanceSpreadingBSTotal);
-//       const financialRatios = generateFinancialRatios();
-//
-//       return [
-//         generateMonthCells(),
-//         emptyRow,
-//         [{ v: 'PROFIT & LOSS HIGHLIGHTS', t: 's' }],
-//         ...financialPLDataFull,
-//         emptyRow,
-//         [{ v: 'BALANCE SHEET HIGHLIGHTS', t: 's' }],
-//         ...financialBSDataFull,
-//         emptyRow,
-//         ...financialRatios,
-//       ];
-//     };
-//     const financialDate = await getFinancialDate(end);
-//
-//     // HEADROOM
-//     const headSourceData = borrowerSummary.chartData.LAST_6_MONTH.data.reverse();
-//     const headRoomHeader: IExcelJsCell[] = headSourceData.reduce((acc, row) => {
-//       return [...acc, { v: row.bbc, t: 's', s: rightAlign }];
-//     }, <IExcelJsCell[]>[{ v: 'Last 6 months' }]);
-//     const totalRevolver: number[] = headSourceData.map((dataRow) => dataRow.revolverCollateralTotal);
-//     const totalRevolverBalance: number[] = headSourceData.map((dataRow) => dataRow.revolverLoanBalance);
-//     const headRoom: number[] = headSourceData.map((dataRow) => {
-//       if (dataRow.revolverCollateralTotal === 0) {
-//         return 0;
-//       }
-//       return new Decimal(dataRow.revolverCollateralTotal).sub(dataRow.revolverLoanBalance).div(dataRow.revolverCollateralTotal).toDP(2).toNumber();
-//     });
-//     const totalRevolverWithStyle: IExcelJsCell[] = totalRevolver.map((v) => ({ v, t: 'n', z: numberFormat.thousands }));
-//     const totalRevolverBalanceWithStyle: IExcelJsCell[] = totalRevolverBalance.map((v) => ({
-//       v,
-//       t: 'n',
-//       z: numberFormat.thousands,
-//     }));
-//     const headRoomWithStyle: IExcelJsCell[] = headRoom.map((v) => ({ v, t: 'n', z: '0.00%' }));
-//     const headRoomRows = [
-//       [{ v: 'Total Revolver Availability', t: 's' }, ...totalRevolverWithStyle],
-//       [{ v: 'Revolver Loan Balance', t: 's' }, ...totalRevolverBalanceWithStyle],
-//       [{ v: 'Headroom %', t: 's' }, ...headRoomWithStyle],
-//     ];
-//
-//     // TOP 5
-//     const getTop5Data = async () => {
-//       const top5SKUs_new = await _borrowerSummaryService.getTop5SKUsData(borrowerId);
-//       const top5CustomerConcentration_new = await _borrowerSummaryService.getTop5CustomersConcentrationData(borrowerId);
-//       const gap = 1;
-//
-//       const titleStyleLeft = {
-//         font: { bold: true, name: 'Calibri' },
-//         alignment: { horizontal: 'left' },
-//       };
-//
-//       const titleStyleRight = {
-//         font: { bold: true, name: 'Calibri' },
-//         alignment: { horizontal: 'right' },
-//       };
-//
-//       const getTop5SummaryTable = (
-//         title: string,
-//         headers: string[],
-//         rows: { _id: string, totalAmount: number }[],
-//         startColIndex: number,
-//       ): IExcelJsCell[][] => {
-//         const result: IExcelJsCell[][] = [];
-//
-//         const total = rows.reduce((acc, row) => new Decimal(acc).add(row.totalAmount).toNumber(), 0);
-//
-//         // Title
-//         result.push(
-//           Array(startColIndex).fill({ v: '' }).concat([
-//             { v: title, t: 's', s: titleStyleLeft },
-//             { v: '' },
-//             { v: '' },
-//           ]),
-//         );
-//
-//         // Headers
-//         result.push(
-//           Array(startColIndex).fill({ v: '' }).concat(
-//             headers.map((header, index) => ({ v: header, t: 's', s: index > 0 ? titleStyleRight : titleStyleLeft })),
-//           ),
-//         );
-//
-//         // Data rows
-//         for (const row of rows.slice(0, 5)) {
-//           result.push(
-//             Array(startColIndex).fill({ v: '' }).concat([
-//               { v: row._id, t: 's' },
-//               {
-//                 v: row.totalAmount,
-//                 t: 'n',
-//                 z: numberFormat.thousands,
-//               },
-//               {
-//                 v: new Decimal(row.totalAmount).div(total).toDP(4).toNumber(),
-//                 t: 'n',
-//                 z: numberFormat.percent,
-//               },
-//             ]),
-//           );
-//         }
-//         return result;
-//       };
-//
-//       const leftTable = getTop5SummaryTable(
-//         'Top 5 SKU',
-//         ['SKU', 'Value', '%'],
-//         top5SKUs_new,
-//         1,
-//       );
-//
-//       const rightTable = getTop5SummaryTable(
-//         'Top 5 customers',
-//         ['Customer', 'Value', '%'],
-//         top5CustomerConcentration_new,
-//         gap,
-//       );
-//
-//       const maxRows = Math.max(leftTable.length, rightTable.length);
-//       const combined: IExcelJsCell[][] = [];
-//
-//       for (let i = 0; i < maxRows; i++) {
-//         combined.push([
-//           ...(leftTable[i] || []),
-//           ...(rightTable[i] || []),
-//         ]);
-//       }
-//       return combined;
-//     };
-//     const top5Data = await getTop5Data();
-//
-//     // COMPLIANCE REPORT
-//     const complianceItemsHeader: ComplianceItemRow = {
-//       name: 'Item',
-//       dueDate: 'Due date',
-//       progress: 'Progress',
-//       submittedDate: 'Submitted date',
-//       status: 'Status',
-//     };
-//     const complianceItemsHeaderKeys = Object.keys(complianceItemsHeader);
-//     const complianceItemsHeaderAsArray = reorderObject(complianceItemsHeader, complianceItemsHeaderKeys);
-//     const complianceItemsHeaderAsArrayWithStyles = Object.values(complianceItemsHeaderAsArray).reduce((acc, v) => [...acc, {
-//       v,
-//       t: 's',
-//     }], []);
-//
-//     const complianceBorrower = complianceBorrowersMap.get(borrowerId);
-//     const fullComplianceBorrower = await _complianceBorrowersService.getFullComplianceBorrowerById(complianceBorrower._id.toString());
-//     const dueItems = [];
-//     const acceptedItems = [];
-//     const previousMonthStart = dayjs(start).utcOffset(0).subtract(1, 'months').startOf('month');
-//
-//     if (fullComplianceBorrower) {
-//       fullComplianceBorrower.items.forEach((item) => {
-//         item.instances.forEach((instance) => {
-//           const row: ComplianceItemRow = {
-//             name: `${item.item?.name} (${dayjs(instance.nextDate).format('MMM.D, YYYY')})`,
-//             dueDate: instance.nextDate ? dayjs(instance.nextDate).format('YYYY/MM/DD') : '-',
-//             progress: instance.progress?.text ?? '-',
-//             submittedDate: instance.submittedDate ? dayjs(instance.submittedDate).format('YYYY/MM/DD') : '-',
-//             status: instance.status,
-//           };
-//           if (instance.status === EComplianceItemStatus.ACCEPTED) {
-//             if (previousMonthStart.isBefore(dayjs(instance.submittedDate))) {
-//               acceptedItems.push(row);
-//             }
-//           } else {
-//             dueItems.push(row);
-//           }
-//         });
-//       });
-//     }
-//     const dueItemsDataAsArrays = dueItems.map((row) => reorderObject(row, complianceItemsHeaderKeys));
-//     const dueItemsDataAsArraysWithStyles = Object.values([...dueItemsDataAsArrays]).map((dataRow) => {
-//       return Object.values(dataRow).map((v) => ({ v, t: 's' }));
-//     });
-//     const acceptedItemsDataAsArrays = acceptedItems.map((row) => reorderObject(row, complianceItemsHeaderKeys));
-//     const acceptedItemsDataAsArraysWithStyles = Object.values([...acceptedItemsDataAsArrays]).map((dataRow) => {
-//       return Object.values(dataRow).map((v) => ({ v, t: 's' }));
-//     });
-//
-//     return [
-//       borrowerTitle,
-//       borrowerSubTitle,
-//       [{ v: 'ALL VALUES $\'000' }],
-//       emptyRow,
-//
-//       getSegment(`LOAN BALANCE & COLLATERAL - AS AT ${dayjs(lastBBC.bbcDate).utcOffset(0).format(dateFormat)} (LAST SIGNED BBC)`),
-//       headerWithStyles,
-//       ...inventoryDataWithStyles,
-//       emptyRow,
-//       ...receivableDataWithStyles,
-//       emptyRow,
-//       ...reserveDataWithStyles,
-//       emptyRow,
-//       ...loanBalanceTotalDataAsArraysWithStyles,
-//       emptyRow,
-//
-//       getSegment('LOAN ECONOMICS'),
-//       ...loanEconomicsData,
-//       emptyRow,
-//
-//       getSegment('FINANCIALS'),
-//       emptyRow,
-//       ...financialDate,
-//       emptyRow,
-//
-//       getSegment('HEADROOM'),
-//       emptyRow,
-//       headRoomHeader,
-//       emptyRow,
-//       ...headRoomRows,
-//       emptyRow,
-//
-//       getSegment('TOP 5'),
-//       emptyRow,
-//       ...top5Data,
-//       emptyRow,
-//
-//       getSegment('COMPLIANCE REPORT'),
-//       complianceItemsHeaderAsArrayWithStyles,
-//       emptyRow,
-//       ...dueItemsDataAsArraysWithStyles,
-//       emptyRow,
-//       ...acceptedItemsDataAsArraysWithStyles,
-//     ];
-//   };
-//
-//   private async getPaidAmount(productId: string) {
-//     const loanCharges = await getLoanChargeForProduct(productId);
-//     const yieldLoanCharges = loanCharges.filter((charge) => charge.includeInYield);
-//
-//     const totals = await LoanStatementTransactionModel.aggregate<{ totalAmountPaid: number }>([
-//       {
-//         '$match': {
-//           'chargeId': {
-//             '$in': yieldLoanCharges.map((charge) => charge._id),
-//           },
-//         },
-//       }, {
-//         '$group': {
-//           '_id': null,
-//           'totalAmountPaid': {
-//             '$sum': '$amountPaid',
-//           },
-//         },
-//       }, {
-//         '$project': {
-//           '_id': 0,
-//           'totalAmountPaid': {
-//             '$round': [
-//               '$totalAmountPaid', 2,
-//             ],
-//           },
-//         },
-//       },
-//     ]);
-//     if (totals.length > 0) {
-//       return totals[0].totalAmountPaid;
-//     }
-//     return 0;
-//   };
-//
-//   async getNewSummaryData(borrowerIds: string[], start: Date, end: Date): Promise<{
-//     [p: string]: IExcelJsCell[][]
-//   }> {
-//     const allBorrowers = await BorrowerModel.find().lean();
-//     allBorrowers.forEach((borrower) => borrowersMap.set(borrower._id.toString(), borrower));
-//
-//     const allProducts = await LoanProduct.find().lean();
-//     allProducts.forEach((product) => productsMap.set(product._id.toString(), product));
-//
-//     const allCharges = await LoanCharge.find().lean();
-//     allCharges.forEach((charge) => chargesMap.set(charge._id.toString(), charge));
-//
-//     const allComplianceBorrowers = await BorrowerCompliance.find().lean();
-//     allComplianceBorrowers.forEach((borrower) => complianceBorrowersMap.set(borrower.borrower.toString(), borrower));
-//
-//     const mainData = await this.getMainData(borrowerIds, start, end);
-//     const borrowersSummary = await this.getAllBorrowersSummary(borrowerIds, start, end);
-//     return { ...mainData, ...borrowersSummary };
-//   };
-// }