finprim 0.1.1 → 0.1.3

package/dist/index.js

@@ -1,5 +1,42 @@
 'use strict';
 
+// src/_guard.ts
+var MAX_SAFE_INPUT_LENGTH = 256;
+function guardStringInput(input, label = "Input") {
+  if (input == null || typeof input !== "string") {
+    return { ok: false, error: `${label} must be a non-empty string` };
+  }
+  if (input.length === 0) {
+    return { ok: false, error: `${label} must be a non-empty string` };
+  }
+  if (input.length > MAX_SAFE_INPUT_LENGTH) {
+    return {
+      ok: false,
+      error: `${label} must not exceed ${MAX_SAFE_INPUT_LENGTH} characters`
+    };
+  }
+  return { ok: true, value: input };
+}
+function guardNumber(value, options) {
+  const label = options.label ?? "Value";
+  if (typeof value !== "number" || !Number.isFinite(value)) {
+    return { ok: false, error: `${label} must be a finite number` };
+  }
+  if (Number.isNaN(value)) {
+    return { ok: false, error: `${label} must not be NaN` };
+  }
+  if (options.integer && !Number.isInteger(value)) {
+    return { ok: false, error: `${label} must be an integer` };
+  }
+  if (options.min !== void 0 && value < options.min) {
+    return { ok: false, error: `${label} must be at least ${options.min}` };
+  }
+  if (options.max !== void 0 && value > options.max) {
+    return { ok: false, error: `${label} must be at most ${options.max}` };
+  }
+  return { ok: true, value };
+}
+
 // src/iban.ts
 var IBAN_LENGTHS = {
   AL: 28,
@@ -86,11 +123,15 @@ function ibanToDigits(iban) {
 function formatIBANString(iban) {
   return iban.replace(/(.{4})/g, "$1 ").trim();
 }
+function formatIBAN(input) {
+  if (typeof input !== "string") return "";
+  const cleaned = input.replace(/\s/g, "").toUpperCase().slice(0, 34);
+  return formatIBANString(cleaned);
+}
 function validateIBAN(input) {
-  if (!input || typeof input !== "string") {
-    return { valid: false, error: "Input must be a non-empty string" };
-  }
-  const cleaned = input.replace(/\s/g, "").toUpperCase();
+  const guarded = guardStringInput(input);
+  if (!guarded.ok) return { valid: false, error: guarded.error };
+  const cleaned = guarded.value.replace(/\s/g, "").toUpperCase();
   if (cleaned.length < 4) {
     return { valid: false, error: "IBAN is too short" };
   }
@@ -124,11 +165,22 @@ function validateIBAN(input) {
 }
 
 // src/sortcode.ts
+function formatSortCode(input) {
+  if (typeof input !== "string") return "";
+  const digits = input.replace(/[-\s]/g, "").slice(0, 6);
+  if (digits.length < 6) return digits;
+  return `${digits.slice(0, 2)}-${digits.slice(2, 4)}-${digits.slice(4, 6)}`;
+}
+function formatUKAccountNumber(input) {
+  if (typeof input !== "string") return "";
+  const digits = input.replace(/\s/g, "").slice(0, 8);
+  if (digits.length < 8) return digits;
+  return `${digits.slice(0, 4)} ${digits.slice(4, 8)}`;
+}
 function validateUKSortCode(input) {
-  if (!input || typeof input !== "string") {
-    return { valid: false, error: "Input must be a non-empty string" };
-  }
-  const cleaned = input.replace(/[-\s]/g, "");
+  const guarded = guardStringInput(input);
+  if (!guarded.ok) return { valid: false, error: guarded.error };
+  const cleaned = guarded.value.replace(/[-\s]/g, "");
   if (!/^\d{6}$/.test(cleaned)) {
     return {
       valid: false,
@@ -143,10 +195,9 @@ function validateUKSortCode(input) {
   };
 }
 function validateUKAccountNumber(input) {
-  if (!input || typeof input !== "string") {
-    return { valid: false, error: "Input must be a non-empty string" };
-  }
-  const cleaned = input.replace(/\s/g, "");
+  const guarded = guardStringInput(input);
+  if (!guarded.ok) return { valid: false, error: guarded.error };
+  const cleaned = guarded.value.replace(/\s/g, "");
   if (!/^\d{8}$/.test(cleaned)) {
     return {
       valid: false,
@@ -190,14 +241,13 @@ var SYMBOL_MAP = {
   "CHF": "CHF"
 };
 function validateCurrencyCode(input) {
-  if (!input || typeof input !== "string") {
-    return { valid: false, error: "Input must be a non-empty string" };
-  }
-  const upper = input.toUpperCase();
+  const guarded = guardStringInput(input);
+  if (!guarded.ok) return { valid: false, error: guarded.error };
+  const upper = guarded.value.toUpperCase();
   if (!SUPPORTED_CURRENCIES.includes(upper)) {
     return {
       valid: false,
-      error: `Unsupported currency code: ${input}. Supported: ${SUPPORTED_CURRENCIES.join(", ")}`
+      error: `Unsupported currency code: ${upper}. Supported: ${SUPPORTED_CURRENCIES.join(", ")}`
     };
   }
   return {
@@ -207,6 +257,9 @@ function validateCurrencyCode(input) {
   };
 }
 function formatCurrency(amount, currency, locale) {
+  if (typeof amount !== "number" || !Number.isFinite(amount)) {
+    return "";
+  }
   const resolvedLocale = locale ?? CURRENCY_LOCALES[currency] ?? "en-GB";
   return new Intl.NumberFormat(resolvedLocale, {
     style: "currency",
@@ -216,11 +269,10 @@ function formatCurrency(amount, currency, locale) {
   }).format(amount);
 }
 function parseMoney(input) {
-  if (!input || typeof input !== "string") {
-    return { valid: false, error: "Input must be a non-empty string" };
-  }
+  const guarded = guardStringInput(input);
+  if (!guarded.ok) return { valid: false, error: guarded.error };
   let currency;
-  let cleaned = input.trim();
+  let cleaned = guarded.value.trim();
   for (const [symbol, code] of Object.entries(SYMBOL_MAP)) {
     if (cleaned.startsWith(symbol) || cleaned.endsWith(symbol)) {
       currency = code;
@@ -247,10 +299,9 @@ function parseMoney(input) {
 // src/bic.ts
 var BIC_REGEX = /^[A-Z]{4}[A-Z]{2}[A-Z0-9]{2}([A-Z0-9]{3})?$/;
 function validateBIC(input) {
-  if (!input || typeof input !== "string") {
-    return { valid: false, error: "Input must be a non-empty string" };
-  }
-  const cleaned = input.replace(/\s/g, "").toUpperCase();
+  const guarded = guardStringInput(input);
+  if (!guarded.ok) return { valid: false, error: guarded.error };
+  const cleaned = guarded.value.replace(/\s/g, "").toUpperCase();
   if (cleaned.length !== 8 && cleaned.length !== 11) {
     return {
       valid: false,
@@ -289,10 +340,9 @@ function formatCardNumber(digits, network) {
   return digits.replace(/(.{4})/g, "$1 ").trim();
 }
 function validateCardNumber(input) {
-  if (!input || typeof input !== "string") {
-    return { valid: false, error: "Input must be a non-empty string" };
-  }
-  const digits = input.replace(/[\s-]/g, "");
+  const guarded = guardStringInput(input);
+  if (!guarded.ok) return { valid: false, error: guarded.error };
+  const digits = guarded.value.replace(/[\s-]/g, "");
   if (!/^\d+$/.test(digits)) {
     return { valid: false, error: "Card number must contain only digits" };
   }
@@ -326,20 +376,148 @@ function validateCardNumber(input) {
   };
 }
 
+// src/vat.ts
+var EU_VAT_PATTERNS = {
+  AT: /^ATU\d{8}$/,
+  BE: /^BE0?\d{9}$/,
+  BG: /^BG\d{9,10}$/,
+  CY: /^CY\d{8}[A-Z]$/,
+  CZ: /^CZ\d{8,10}$/,
+  DE: /^DE\d{9}$/,
+  DK: /^DK\d{8}$/,
+  EE: /^EE\d{9}$/,
+  EL: /^EL\d{9}$/,
+  ES: /^ES[A-Z0-9]\d{7}[A-Z0-9]$/,
+  FI: /^FI\d{8}$/,
+  FR: /^FR[A-HJ-NP-Z0-9]{2}\d{9}$/,
+  GR: /^GR\d{9}$/,
+  HR: /^HR\d{11}$/,
+  HU: /^HU\d{8}$/,
+  IE: /^IE\d[A-Z0-9]\d{5}[A-Z]$|^IE\d{7}[A-W][A-I0-9]?$/,
+  IT: /^IT\d{11}$/,
+  LT: /^LT\d{9}$|^LT\d{12}$/,
+  LU: /^LU\d{8}$/,
+  LV: /^LV\d{11}$/,
+  MT: /^MT\d{8}$/,
+  NL: /^NL\d{9}B\d{2}$/,
+  PL: /^PL\d{10}$/,
+  PT: /^PT\d{9}$/,
+  RO: /^RO\d{2,10}$/,
+  SE: /^SE\d{12}$/,
+  SI: /^SI\d{8}$/,
+  SK: /^SK\d{10}$/
+};
+function validateEUVAT(input) {
+  const guarded = guardStringInput(input);
+  if (!guarded.ok) return { valid: false, error: guarded.error };
+  const cleaned = guarded.value.replace(/\s/g, "").toUpperCase();
+  if (cleaned.length < 4) {
+    return { valid: false, error: "VAT number is too short" };
+  }
+  const countryCode = cleaned.slice(0, 2);
+  const pattern = EU_VAT_PATTERNS[countryCode];
+  if (!pattern) {
+    return { valid: false, error: `Unsupported EU VAT country code: ${countryCode}` };
+  }
+  if (!pattern.test(cleaned)) {
+    return { valid: false, error: `Invalid VAT format for ${countryCode}` };
+  }
+  const formatted = `${countryCode} ${cleaned.slice(2)}`;
+  return {
+    valid: true,
+    value: cleaned,
+    formatted,
+    countryCode
+  };
+}
+
+// src/routing.ts
+function routingChecksum(digits) {
+  if (digits.length !== 9) return false;
+  const sum = 3 * (Number(digits[0]) + Number(digits[3]) + Number(digits[6])) + 7 * (Number(digits[1]) + Number(digits[4]) + Number(digits[7])) + Number(digits[2]) + Number(digits[5]) + Number(digits[8]);
+  return sum % 10 === 0;
+}
+function validateUSRoutingNumber(input) {
+  const guarded = guardStringInput(input);
+  if (!guarded.ok) return { valid: false, error: guarded.error };
+  const cleaned = guarded.value.replace(/\s/g, "");
+  if (!/^\d{9}$/.test(cleaned)) {
+    return {
+      valid: false,
+      error: "US routing number must be exactly 9 digits"
+    };
+  }
+  if (!routingChecksum(cleaned)) {
+    return { valid: false, error: "US routing number checksum is invalid" };
+  }
+  return {
+    valid: true,
+    value: cleaned,
+    formatted: cleaned
+  };
+}
+
+// src/loan.ts
+var MAX_LOAN_MONTHS = 3600;
+function calculateEMI(principal, annualRatePercent, months) {
+  const p = guardNumber(principal, { min: 0, label: "Principal" });
+  const m = guardNumber(months, { min: 1, max: MAX_LOAN_MONTHS, integer: true, label: "Months" });
+  const rate = guardNumber(annualRatePercent, { min: 0, label: "Annual rate" });
+  if (!p.ok || !m.ok || !rate.ok) return 0;
+  if (rate.value === 0) return p.value / m.value;
+  const r = rate.value / 100 / 12;
+  return p.value * (r * (1 + r) ** m.value) / ((1 + r) ** m.value - 1);
+}
+function getLoanSchedule(principal, annualRatePercent, months) {
+  const emi = calculateEMI(principal, annualRatePercent, months);
+  if (emi === 0) return [];
+  const p = guardNumber(principal, { min: 0, label: "Principal" });
+  const m = guardNumber(months, { min: 1, max: MAX_LOAN_MONTHS, integer: true, label: "Months" });
+  const rate = guardNumber(annualRatePercent, { min: 0, label: "Annual rate" });
+  if (!p.ok || !m.ok || !rate.ok) return [];
+  const r = rate.value / 100 / 12;
+  const schedule = [];
+  let balance = p.value;
+  for (let month = 1; month <= m.value; month++) {
+    const interest = balance * r;
+    const principalPayment = emi - interest;
+    balance = Math.max(0, balance - principalPayment);
+    schedule.push({
+      month,
+      payment: emi,
+      principal: principalPayment,
+      interest,
+      balance
+    });
+  }
+  return schedule;
+}
+
 // src/types.ts
 function isValidationSuccess(result) {
   return result.valid === true;
 }
+function isValidationFailure(result) {
+  return result.valid === false;
+}
 
 exports.SUPPORTED_CURRENCIES = SUPPORTED_CURRENCIES;
+exports.calculateEMI = calculateEMI;
 exports.formatCurrency = formatCurrency;
+exports.formatIBAN = formatIBAN;
+exports.formatSortCode = formatSortCode;
+exports.formatUKAccountNumber = formatUKAccountNumber;
+exports.getLoanSchedule = getLoanSchedule;
+exports.isValidationFailure = isValidationFailure;
 exports.isValidationSuccess = isValidationSuccess;
 exports.parseMoney = parseMoney;
 exports.validateBIC = validateBIC;
 exports.validateCardNumber = validateCardNumber;
 exports.validateCurrencyCode = validateCurrencyCode;
+exports.validateEUVAT = validateEUVAT;
 exports.validateIBAN = validateIBAN;
 exports.validateUKAccountNumber = validateUKAccountNumber;
 exports.validateUKSortCode = validateUKSortCode;
+exports.validateUSRoutingNumber = validateUSRoutingNumber;
 //# sourceMappingURL=index.js.map
 //# sourceMappingURL=index.js.map

package/dist/index.js.map

@@ -1 +1 @@
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type { IBAN, IBANValidationResult } from './types'\n\nconst IBAN_LENGTHS: Record<string, number> = {\n  AL: 28, AD: 24, AT: 20, AZ: 28, BH: 22, BE: 16, BA: 20, BR: 29,\n  BG: 22, CR: 22, HR: 21, CY: 28, CZ: 24, DK: 18, DO: 28, EE: 20,\n  FI: 18, FR: 27, GE: 22, DE: 22, GI: 23, GR: 27, GT: 28, HU: 28,\n  IS: 26, IE: 22, IL: 23, IT: 27, JO: 30, KZ: 20, KW: 30, LV: 21,\n  LB: 28, LI: 21, LT: 20, LU: 20, MK: 19, MT: 31, MR: 27, MU: 30,\n  MC: 27, MD: 24, ME: 22, NL: 18, NO: 15, PK: 24, PS: 29, PL: 28,\n  PT: 25, QA: 29, RO: 24, SM: 27, SA: 24, RS: 22, SK: 24, SI: 19,\n  ES: 24, SE: 24, CH: 21, TN: 24, TR: 26, AE: 23, GB: 22, VG: 24,\n}\n\nconst LETTER_A = 'A'.codePointAt(0)!\nconst LETTER_Z = 'Z'.codePointAt(0)!\nconst LETTER_TO_DIGIT_OFFSET = 55\n\nfunction mod97(value: string): number {\n  return [...value].reduce(\n    (remainder, char) => (remainder * 10 + Number.parseInt(char, 10)) % 97,\n    0\n  )\n}\n\nfunction ibanToDigits(iban: string): string {\n  const rearranged = iban.slice(4) + iban.slice(0, 4)\n  return [...rearranged]\n    .map((char) => {\n      const code = char.codePointAt(0) ?? 0\n      return code >= LETTER_A && code <= LETTER_Z\n        ? (code - LETTER_TO_DIGIT_OFFSET).toString()\n        : char\n    })\n    .join('')\n}\n\nfunction formatIBANString(iban: string): string {\n  return iban.replace(/(.{4})/g, '$1 ').trim()\n}\n\nexport function validateIBAN(input: string): IBANValidationResult {\n  if (!input || typeof input !== 'string') {\n    return { valid: false, error: 'Input must be a non-empty string' }\n  }\n\n  const cleaned = input.replace(/\\s/g, '').toUpperCase()\n\n  if (cleaned.length < 4) {\n    return { valid: false, error: 'IBAN is too short' }\n  }\n\n  const countryCode = cleaned.slice(0, 2)\n\n  if (!/^[A-Z]{2}$/.test(countryCode)) {\n    return { valid: false, error: 'IBAN must start with a 2-letter country code' }\n  }\n\n  const expectedLength = IBAN_LENGTHS[countryCode]\n\n  if (!expectedLength) {\n    return { valid: false, error: `Unsupported country code: ${countryCode}` }\n  }\n\n  if (cleaned.length !== expectedLength) {\n    return {\n      valid: false,\n      error: `Invalid length for ${countryCode} IBAN. Expected ${expectedLength} characters, got ${cleaned.length}`,\n    }\n  }\n\n  if (!/^[A-Z0-9]+$/.test(cleaned)) {\n    return { valid: false, error: 'IBAN contains invalid characters' }\n  }\n\n  const digits = ibanToDigits(cleaned)\n\n  if (mod97(digits) !== 1) {\n    return { valid: false, error: 'IBAN checksum is invalid' }\n  }\n\n  return {\n    valid: true,\n    value: cleaned as IBAN,\n    formatted: formatIBANString(cleaned),\n    countryCode,\n  }\n}\n","import type { SortCode, AccountNumber, ValidationResult } from './types'\n\nexport function validateUKSortCode(input: string): ValidationResult<SortCode> {\n  if (!input || typeof input !== 'string') {\n    return { valid: false, error: 'Input must be a non-empty string' }\n  }\n\n  const cleaned = input.replace(/[-\\s]/g, '')\n\n  if (!/^\\d{6}$/.test(cleaned)) {\n    return {\n      valid: false,\n      error: 'Sort code must be exactly 6 digits. Accepted formats: 60-16-13, 601613, 60 16 13',\n    }\n  }\n\n  const formatted = `${cleaned.slice(0, 2)}-${cleaned.slice(2, 4)}-${cleaned.slice(4, 6)}`\n\n  return {\n    valid: true,\n    value: cleaned as SortCode,\n    formatted,\n  }\n}\n\nexport function validateUKAccountNumber(input: string): ValidationResult<AccountNumber> {\n  if (!input || typeof input !== 'string') {\n    return { valid: false, error: 'Input must be a non-empty string' }\n  }\n\n  const cleaned = input.replace(/\\s/g, '')\n\n  if (!/^\\d{8}$/.test(cleaned)) {\n    return {\n      valid: false,\n      error: 'UK account number must be exactly 8 digits',\n    }\n  }\n\n  const formatted = `${cleaned.slice(0, 4)} ${cleaned.slice(4, 8)}`\n\n  return {\n    valid: true,\n    value: cleaned as AccountNumber,\n    formatted,\n  }\n}\n","import type { CurrencyCode, SupportedCurrency, MoneyResult, ValidationResult } from './types'\n\nexport const SUPPORTED_CURRENCIES: SupportedCurrency[] = [\n  'GBP', 'EUR', 'USD', 'JPY', 'CHF', 'CAD', 'AUD', 'NZD',\n]\n\nconst CURRENCY_LOCALES: Record<SupportedCurrency, string> = {\n  GBP: 'en-GB',\n  EUR: 'de-DE',\n  USD: 'en-US',\n  JPY: 'ja-JP',\n  CHF: 'de-CH',\n  CAD: 'en-CA',\n  AUD: 'en-AU',\n  NZD: 'en-NZ',\n}\n\nconst SYMBOL_MAP: Record<string, SupportedCurrency> = {\n  '£': 'GBP',\n  '€': 'EUR',\n  '$': 'USD',\n  '¥': 'JPY',\n  'CHF': 'CHF',\n}\n\nexport function validateCurrencyCode(input: string): ValidationResult<CurrencyCode> {\n  if (!input || typeof input !== 'string') {\n    return { valid: false, error: 'Input must be a non-empty string' }\n  }\n\n  const upper = input.toUpperCase() as SupportedCurrency\n\n  if (!SUPPORTED_CURRENCIES.includes(upper)) {\n    return {\n      valid: false,\n      error: `Unsupported currency code: ${input}. Supported: ${SUPPORTED_CURRENCIES.join(', ')}`,\n    }\n  }\n\n  return {\n    valid: true,\n    value: upper as CurrencyCode,\n    formatted: upper,\n  }\n}\n\nexport function formatCurrency(\n  amount: number,\n  currency: SupportedCurrency,\n  locale?: string\n): string {\n  const resolvedLocale = locale ?? CURRENCY_LOCALES[currency] ?? 'en-GB'\n  return new Intl.NumberFormat(resolvedLocale, {\n    style: 'currency',\n    currency,\n    minimumFractionDigits: currency === 'JPY' ? 0 : 2,\n    maximumFractionDigits: currency === 'JPY' ? 0 : 2,\n  }).format(amount)\n}\n\nexport function parseMoney(input: string): MoneyResult {\n  if (!input || typeof input !== 'string') {\n    return { valid: false, error: 'Input must be a non-empty string' }\n  }\n\n  let currency: SupportedCurrency | undefined\n  let cleaned = input.trim()\n\n  for (const [symbol, code] of Object.entries(SYMBOL_MAP)) {\n    if (cleaned.startsWith(symbol) || cleaned.endsWith(symbol)) {\n      currency = code\n      cleaned = cleaned.replace(symbol, '').trim()\n      break\n    }\n  }\n\n  if (!currency) {\n    return { valid: false, error: 'Could not detect currency from input. Expected a symbol like £, €, $, ¥' }\n  }\n\n  const normalised = cleaned.replace(/,/g, '')\n  const amount = Number.parseFloat(normalised)\n\n  if (Number.isNaN(amount)) {\n    return { valid: false, error: `Could not parse amount from: \"${cleaned}\"` }\n  }\n\n  return {\n    valid: true,\n    amount,\n    currency,\n    formatted: formatCurrency(amount, currency),\n  }\n}\n","import type { BIC, ValidationResult } from './types'\n\nconst BIC_REGEX = /^[A-Z]{4}[A-Z]{2}[A-Z0-9]{2}([A-Z0-9]{3})?$/\n\nexport function validateBIC(input: string): ValidationResult<BIC> {\n  if (!input || typeof input !== 'string') {\n    return { valid: false, error: 'Input must be a non-empty string' }\n  }\n\n  const cleaned = input.replace(/\\s/g, '').toUpperCase()\n\n  if (cleaned.length !== 8 && cleaned.length !== 11) {\n    return {\n      valid: false,\n      error: `BIC must be 8 or 11 characters. Got ${cleaned.length}`,\n    }\n  }\n\n  if (!BIC_REGEX.test(cleaned)) {\n    return {\n      valid: false,\n      error: 'Invalid BIC format. Expected: 4 letters + 2 letters + 2 alphanumeric + optional 3 alphanumeric',\n    }\n  }\n\n  const bankCode = cleaned.slice(0, 4)\n  const countryCode = cleaned.slice(4, 6)\n  const location = cleaned.slice(6, 8)\n  const branch = cleaned.length === 11 ? cleaned.slice(8, 11) : 'XXX'\n\n  return {\n    valid: true,\n    value: cleaned as BIC,\n    formatted: `${bankCode} ${countryCode} ${location} ${branch}`,\n  }\n}\n","import type { CardNumber, ValidationResult } from './types'\n\nexport type CardNetwork = 'Visa' | 'Mastercard' | 'Amex' | 'Discover' | 'Unknown'\n\nexport type CardValidationResult =\n  | { valid: true; value: CardNumber; formatted: string; network: CardNetwork; last4: string }\n  | { valid: false; error: string }\n\nfunction detectNetwork(digits: string): CardNetwork {\n  if (/^4/.test(digits)) return 'Visa'\n  if (/^5[1-5]/.test(digits) || /^2[2-7]/.test(digits)) return 'Mastercard'\n  if (/^3[47]/.test(digits)) return 'Amex'\n  if (/^6(?:011|5)/.test(digits)) return 'Discover'\n  return 'Unknown'\n}\n\nfunction formatCardNumber(digits: string, network: CardNetwork): string {\n  if (network === 'Amex') {\n    return `${digits.slice(0, 4)} ${digits.slice(4, 10)} ${digits.slice(10, 15)}`\n  }\n  return digits.replace(/(.{4})/g, '$1 ').trim()\n}\n\nexport function validateCardNumber(input: string): CardValidationResult {\n  if (!input || typeof input !== 'string') {\n    return { valid: false, error: 'Input must be a non-empty string' }\n  }\n\n  const digits = input.replace(/[\\s-]/g, '')\n\n  if (!/^\\d+$/.test(digits)) {\n    return { valid: false, error: 'Card number must contain only digits' }\n  }\n\n  if (digits.length < 13 || digits.length > 19) {\n    return {\n      valid: false,\n      error: `Card number length invalid. Expected 13-19 digits, got ${digits.length}`,\n    }\n  }\n\n  let sum = 0\n  let shouldDouble = false\n\n  for (let i = digits.length - 1; i >= 0; i--) {\n    let digit = Number.parseInt(digits[i]!, 10)\n    if (shouldDouble) {\n      digit *= 2\n      if (digit > 9) digit -= 9\n    }\n    sum += digit\n    shouldDouble = !shouldDouble\n  }\n\n  if (sum % 10 !== 0) {\n    return { valid: false, error: 'Card number failed Luhn check — this is not a valid card number' }\n  }\n\n  const network = detectNetwork(digits)\n\n  return {\n    valid: true,\n    value: digits as CardNumber,\n    formatted: formatCardNumber(digits, network),\n    network,\n    last4: digits.slice(-4),\n  }\n}\n","declare const __brand: unique symbol\ntype Brand<T, B> = T & { readonly [__brand]: B }\n\nexport type IBAN = Brand<string, 'IBAN'>\nexport type SortCode = Brand<string, 'SortCode'>\nexport type AccountNumber = Brand<string, 'AccountNumber'>\nexport type CurrencyCode = Brand<string, 'CurrencyCode'>\nexport type BIC = Brand<string, 'BIC'>\nexport type CardNumber = Brand<string, 'CardNumber'>\n\nexport type SupportedCurrency =\n  | 'GBP' | 'EUR' | 'USD' | 'JPY'\n  | 'CHF' | 'CAD' | 'AUD' | 'NZD'\n\nexport type ValidationSuccess<T> = {\n  valid: true\n  value: T\n  formatted: string\n}\n\nexport type ValidationFailure = {\n  valid: false\n  error: string\n}\n\nexport type ValidationResult<T> = ValidationSuccess<T> | ValidationFailure\n\nexport function isValidationSuccess<T>(\n  result: ValidationResult<T>\n): result is ValidationSuccess<T> {\n  return result.valid === true\n}\n\nexport type IBANValidationSuccess = ValidationSuccess<IBAN> & { countryCode: string }\nexport type IBANValidationResult = IBANValidationSuccess | ValidationFailure\n\nexport type MoneyResult =\n  | { valid: true; amount: number; currency: SupportedCurrency; formatted: string }\n  | { valid: false; error: string }\n"]}
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'Value'\n  if (typeof value !== 'number' || !Number.isFinite(value)) {\n    return { ok: false, error: `${label} must be a finite number` }\n  }\n  if (Number.isNaN(value)) {\n    return { ok: false, error: `${label} must not be NaN` }\n  }\n  if (options.integer && !Number.isInteger(value)) {\n    return { ok: false, error: `${label} must be an integer` }\n  }\n  if (options.min !== undefined && value < options.min) {\n    return { ok: false, error: `${label} must be at least ${options.min}` }\n  }\n  if (options.max !== undefined && value > options.max) {\n    return { ok: false, error: `${label} must be at most ${options.max}` }\n  }\n  return { ok: true, value }\n}\n","import type { IBAN, IBANValidationResult } from './types'\nimport { guardStringInput } from './_guard'\n\nconst IBAN_LENGTHS: Record<string, number> = {\n  AL: 28, AD: 24, AT: 20, AZ: 28, BH: 22, BE: 16, BA: 20, BR: 29,\n  BG: 22, CR: 22, HR: 21, CY: 28, CZ: 24, DK: 18, DO: 28, EE: 20,\n  FI: 18, FR: 27, GE: 22, DE: 22, GI: 23, GR: 27, GT: 28, HU: 28,\n  IS: 26, IE: 22, IL: 23, IT: 27, JO: 30, KZ: 20, KW: 30, LV: 21,\n  LB: 28, LI: 21, LT: 20, LU: 20, MK: 19, MT: 31, MR: 27, MU: 30,\n  MC: 27, MD: 24, ME: 22, NL: 18, NO: 15, PK: 24, PS: 29, PL: 28,\n  PT: 25, QA: 29, RO: 24, SM: 27, SA: 24, RS: 22, SK: 24, SI: 19,\n  ES: 24, SE: 24, CH: 21, TN: 24, TR: 26, AE: 23, GB: 22, VG: 24,\n}\n\nconst LETTER_A = 'A'.codePointAt(0)!\nconst LETTER_Z = 'Z'.codePointAt(0)!\nconst LETTER_TO_DIGIT_OFFSET = 55\n\nfunction mod97(value: string): number {\n  return [...value].reduce(\n    (remainder, char) => (remainder * 10 + Number.parseInt(char, 10)) % 97,\n    0\n  )\n}\n\nfunction ibanToDigits(iban: string): string {\n  const rearranged = iban.slice(4) + iban.slice(0, 4)\n  return [...rearranged]\n    .map((char) => {\n      const code = char.codePointAt(0) ?? 0\n      return code >= LETTER_A && code <= LETTER_Z\n        ? (code - LETTER_TO_DIGIT_OFFSET).toString()\n        : char\n    })\n    .join('')\n}\n\nfunction formatIBANString(iban: string): string {\n  return iban.replace(/(.{4})/g, '$1 ').trim()\n}\n\nexport function formatIBAN(input: string): string {\n  if (typeof input !== 'string') return ''\n  const cleaned = input.replace(/\\s/g, '').toUpperCase().slice(0, 34)\n  return formatIBANString(cleaned)\n}\n\nexport function validateIBAN(input: string): IBANValidationResult {\n  const guarded = guardStringInput(input)\n  if (!guarded.ok) return { valid: false, error: guarded.error }\n\n  const cleaned = guarded.value.replace(/\\s/g, '').toUpperCase()\n\n  if (cleaned.length < 4) {\n    return { valid: false, error: 'IBAN is too short' }\n  }\n\n  const countryCode = cleaned.slice(0, 2)\n\n  if (!/^[A-Z]{2}$/.test(countryCode)) {\n    return { valid: false, error: 'IBAN must start with a 2-letter country code' }\n  }\n\n  const expectedLength = IBAN_LENGTHS[countryCode]\n\n  if (!expectedLength) {\n    return { valid: false, error: `Unsupported country code: ${countryCode}` }\n  }\n\n  if (cleaned.length !== expectedLength) {\n    return {\n      valid: false,\n      error: `Invalid length for ${countryCode} IBAN. Expected ${expectedLength} characters, got ${cleaned.length}`,\n    }\n  }\n\n  if (!/^[A-Z0-9]+$/.test(cleaned)) {\n    return { valid: false, error: 'IBAN contains invalid characters' }\n  }\n\n  const digits = ibanToDigits(cleaned)\n\n  if (mod97(digits) !== 1) {\n    return { valid: false, error: 'IBAN checksum is invalid' }\n  }\n\n  return {\n    valid: true,\n    value: cleaned as IBAN,\n    formatted: formatIBANString(cleaned),\n    countryCode,\n  }\n}\n","import type { SortCode, AccountNumber, ValidationResult } from './types'\nimport { guardStringInput } from './_guard'\n\nexport function formatSortCode(input: string): string {\n  if (typeof input !== 'string') return ''\n  const digits = input.replace(/[-\\s]/g, '').slice(0, 6)\n  if (digits.length < 6) return digits\n  return `${digits.slice(0, 2)}-${digits.slice(2, 4)}-${digits.slice(4, 6)}`\n}\n\nexport function formatUKAccountNumber(input: string): string {\n  if (typeof input !== 'string') return ''\n  const digits = input.replace(/\\s/g, '').slice(0, 8)\n  if (digits.length < 8) return digits\n  return `${digits.slice(0, 4)} ${digits.slice(4, 8)}`\n}\n\nexport function validateUKSortCode(input: string): ValidationResult<SortCode> {\n  const guarded = guardStringInput(input)\n  if (!guarded.ok) return { valid: false, error: guarded.error }\n\n  const cleaned = guarded.value.replace(/[-\\s]/g, '')\n\n  if (!/^\\d{6}$/.test(cleaned)) {\n    return {\n      valid: false,\n      error: 'Sort code must be exactly 6 digits. Accepted formats: 60-16-13, 601613, 60 16 13',\n    }\n  }\n\n  const formatted = `${cleaned.slice(0, 2)}-${cleaned.slice(2, 4)}-${cleaned.slice(4, 6)}`\n\n  return {\n    valid: true,\n    value: cleaned as SortCode,\n    formatted,\n  }\n}\n\nexport function validateUKAccountNumber(input: string): ValidationResult<AccountNumber> {\n  const guarded = guardStringInput(input)\n  if (!guarded.ok) return { valid: false, error: guarded.error }\n\n  const cleaned = guarded.value.replace(/\\s/g, '')\n\n  if (!/^\\d{8}$/.test(cleaned)) {\n    return {\n      valid: false,\n      error: 'UK account number must be exactly 8 digits',\n    }\n  }\n\n  const formatted = `${cleaned.slice(0, 4)} ${cleaned.slice(4, 8)}`\n\n  return {\n    valid: true,\n    value: cleaned as AccountNumber,\n    formatted,\n  }\n}\n","import type { CurrencyCode, SupportedCurrency, MoneyResult, ValidationResult } from './types'\nimport { guardStringInput } from './_guard'\n\nexport const SUPPORTED_CURRENCIES: SupportedCurrency[] = [\n  'GBP', 'EUR', 'USD', 'JPY', 'CHF', 'CAD', 'AUD', 'NZD',\n]\n\nconst CURRENCY_LOCALES: Record<SupportedCurrency, string> = {\n  GBP: 'en-GB',\n  EUR: 'de-DE',\n  USD: 'en-US',\n  JPY: 'ja-JP',\n  CHF: 'de-CH',\n  CAD: 'en-CA',\n  AUD: 'en-AU',\n  NZD: 'en-NZ',\n}\n\nconst SYMBOL_MAP: Record<string, SupportedCurrency> = {\n  '£': 'GBP',\n  '€': 'EUR',\n  '$': 'USD',\n  '¥': 'JPY',\n  'CHF': 'CHF',\n}\n\nexport function validateCurrencyCode(input: string): ValidationResult<CurrencyCode> {\n  const guarded = guardStringInput(input)\n  if (!guarded.ok) return { valid: false, error: guarded.error }\n\n  const upper = guarded.value.toUpperCase() as SupportedCurrency\n\n  if (!SUPPORTED_CURRENCIES.includes(upper)) {\n    return {\n      valid: false,\n      error: `Unsupported currency code: ${upper}. Supported: ${SUPPORTED_CURRENCIES.join(', ')}`,\n    }\n  }\n\n  return {\n    valid: true,\n    value: upper as CurrencyCode,\n    formatted: upper,\n  }\n}\n\nexport function formatCurrency(\n  amount: number,\n  currency: SupportedCurrency,\n  locale?: string\n): string {\n  if (typeof amount !== 'number' || !Number.isFinite(amount)) {\n    return ''\n  }\n  const resolvedLocale = locale ?? CURRENCY_LOCALES[currency] ?? 'en-GB'\n  return new Intl.NumberFormat(resolvedLocale, {\n    style: 'currency',\n    currency,\n    minimumFractionDigits: currency === 'JPY' ? 0 : 2,\n    maximumFractionDigits: currency === 'JPY' ? 0 : 2,\n  }).format(amount)\n}\n\nexport function parseMoney(input: string): MoneyResult {\n  const guarded = guardStringInput(input)\n  if (!guarded.ok) return { valid: false, error: guarded.error }\n\n  let currency: SupportedCurrency | undefined\n  let cleaned = guarded.value.trim()\n\n  for (const [symbol, code] of Object.entries(SYMBOL_MAP)) {\n    if (cleaned.startsWith(symbol) || cleaned.endsWith(symbol)) {\n      currency = code\n      cleaned = cleaned.replace(symbol, '').trim()\n      break\n    }\n  }\n\n  if (!currency) {\n    return { valid: false, error: 'Could not detect currency from input. Expected a symbol like £, €, $, ¥' }\n  }\n\n  const normalised = cleaned.replace(/,/g, '')\n  const amount = Number.parseFloat(normalised)\n\n  if (Number.isNaN(amount)) {\n    return { valid: false, error: `Could not parse amount from: \"${cleaned}\"` }\n  }\n\n  return {\n    valid: true,\n    amount,\n    currency,\n    formatted: formatCurrency(amount, currency),\n  }\n}\n","import type { BIC, ValidationResult } from './types'\nimport { guardStringInput } from './_guard'\n\nconst BIC_REGEX = /^[A-Z]{4}[A-Z]{2}[A-Z0-9]{2}([A-Z0-9]{3})?$/\n\nexport function validateBIC(input: string): ValidationResult<BIC> {\n  const guarded = guardStringInput(input)\n  if (!guarded.ok) return { valid: false, error: guarded.error }\n\n  const cleaned = guarded.value.replace(/\\s/g, '').toUpperCase()\n\n  if (cleaned.length !== 8 && cleaned.length !== 11) {\n    return {\n      valid: false,\n      error: `BIC must be 8 or 11 characters. Got ${cleaned.length}`,\n    }\n  }\n\n  if (!BIC_REGEX.test(cleaned)) {\n    return {\n      valid: false,\n      error: 'Invalid BIC format. Expected: 4 letters + 2 letters + 2 alphanumeric + optional 3 alphanumeric',\n    }\n  }\n\n  const bankCode = cleaned.slice(0, 4)\n  const countryCode = cleaned.slice(4, 6)\n  const location = cleaned.slice(6, 8)\n  const branch = cleaned.length === 11 ? cleaned.slice(8, 11) : 'XXX'\n\n  return {\n    valid: true,\n    value: cleaned as BIC,\n    formatted: `${bankCode} ${countryCode} ${location} ${branch}`,\n  }\n}\n","import type { CardNumber, ValidationResult } from './types'\nimport { guardStringInput } from './_guard'\n\nexport type CardNetwork = 'Visa' | 'Mastercard' | 'Amex' | 'Discover' | 'Unknown'\n\nexport type CardValidationResult =\n  | { valid: true; value: CardNumber; formatted: string; network: CardNetwork; last4: string }\n  | { valid: false; error: string }\n\nfunction detectNetwork(digits: string): CardNetwork {\n  if (/^4/.test(digits)) return 'Visa'\n  if (/^5[1-5]/.test(digits) || /^2[2-7]/.test(digits)) return 'Mastercard'\n  if (/^3[47]/.test(digits)) return 'Amex'\n  if (/^6(?:011|5)/.test(digits)) return 'Discover'\n  return 'Unknown'\n}\n\nfunction formatCardNumber(digits: string, network: CardNetwork): string {\n  if (network === 'Amex') {\n    return `${digits.slice(0, 4)} ${digits.slice(4, 10)} ${digits.slice(10, 15)}`\n  }\n  return digits.replace(/(.{4})/g, '$1 ').trim()\n}\n\nexport function validateCardNumber(input: string): CardValidationResult {\n  const guarded = guardStringInput(input)\n  if (!guarded.ok) return { valid: false, error: guarded.error }\n\n  const digits = guarded.value.replace(/[\\s-]/g, '')\n\n  if (!/^\\d+$/.test(digits)) {\n    return { valid: false, error: 'Card number must contain only digits' }\n  }\n\n  if (digits.length < 13 || digits.length > 19) {\n    return {\n      valid: false,\n      error: `Card number length invalid. Expected 13-19 digits, got ${digits.length}`,\n    }\n  }\n\n  let sum = 0\n  let shouldDouble = false\n\n  for (let i = digits.length - 1; i >= 0; i--) {\n    let digit = Number.parseInt(digits[i]!, 10)\n    if (shouldDouble) {\n      digit *= 2\n      if (digit > 9) digit -= 9\n    }\n    sum += digit\n    shouldDouble = !shouldDouble\n  }\n\n  if (sum % 10 !== 0) {\n    return { valid: false, error: 'Card number failed Luhn check — this is not a valid card number' }\n  }\n\n  const network = detectNetwork(digits)\n\n  return {\n    valid: true,\n    value: digits as CardNumber,\n    formatted: formatCardNumber(digits, network),\n    network,\n    last4: digits.slice(-4),\n  }\n}\n","import type { VATNumber, VATValidationResult } from './types'\nimport { guardStringInput } from './_guard'\n\nconst EU_VAT_PATTERNS: Record<string, RegExp> = {\n  AT: /^ATU\\d{8}$/,\n  BE: /^BE0?\\d{9}$/,\n  BG: /^BG\\d{9,10}$/,\n  CY: /^CY\\d{8}[A-Z]$/,\n  CZ: /^CZ\\d{8,10}$/,\n  DE: /^DE\\d{9}$/,\n  DK: /^DK\\d{8}$/,\n  EE: /^EE\\d{9}$/,\n  EL: /^EL\\d{9}$/,\n  ES: /^ES[A-Z0-9]\\d{7}[A-Z0-9]$/,\n  FI: /^FI\\d{8}$/,\n  FR: /^FR[A-HJ-NP-Z0-9]{2}\\d{9}$/,\n  GR: /^GR\\d{9}$/,\n  HR: /^HR\\d{11}$/,\n  HU: /^HU\\d{8}$/,\n  IE: /^IE\\d[A-Z0-9]\\d{5}[A-Z]$|^IE\\d{7}[A-W][A-I0-9]?$/,\n  IT: /^IT\\d{11}$/,\n  LT: /^LT\\d{9}$|^LT\\d{12}$/,\n  LU: /^LU\\d{8}$/,\n  LV: /^LV\\d{11}$/,\n  MT: /^MT\\d{8}$/,\n  NL: /^NL\\d{9}B\\d{2}$/,\n  PL: /^PL\\d{10}$/,\n  PT: /^PT\\d{9}$/,\n  RO: /^RO\\d{2,10}$/,\n  SE: /^SE\\d{12}$/,\n  SI: /^SI\\d{8}$/,\n  SK: /^SK\\d{10}$/,\n}\n\nexport function validateEUVAT(input: string): VATValidationResult {\n  const guarded = guardStringInput(input)\n  if (!guarded.ok) return { valid: false, error: guarded.error }\n\n  const cleaned = guarded.value.replace(/\\s/g, '').toUpperCase()\n\n  if (cleaned.length < 4) {\n    return { valid: false, error: 'VAT number is too short' }\n  }\n\n  const countryCode = cleaned.slice(0, 2)\n\n  const pattern = EU_VAT_PATTERNS[countryCode]\n  if (!pattern) {\n    return { valid: false, error: `Unsupported EU VAT country code: ${countryCode}` }\n  }\n\n  if (!pattern.test(cleaned)) {\n    return { valid: false, error: `Invalid VAT format for ${countryCode}` }\n  }\n\n  const formatted = `${countryCode} ${cleaned.slice(2)}`\n\n  return {\n    valid: true,\n    value: cleaned as VATNumber,\n    formatted,\n    countryCode,\n  }\n}\n","import type { RoutingNumber, ValidationResult } from './types'\nimport { guardStringInput } from './_guard'\n\nfunction routingChecksum(digits: string): boolean {\n  if (digits.length !== 9) return false\n  const sum =\n    3 * (Number(digits[0]) + Number(digits[3]) + Number(digits[6])) +\n    7 * (Number(digits[1]) + Number(digits[4]) + Number(digits[7])) +\n    Number(digits[2]) + Number(digits[5]) + Number(digits[8])\n  return sum % 10 === 0\n}\n\nexport function validateUSRoutingNumber(input: string): ValidationResult<RoutingNumber> {\n  const guarded = guardStringInput(input)\n  if (!guarded.ok) return { valid: false, error: guarded.error }\n\n  const cleaned = guarded.value.replace(/\\s/g, '')\n\n  if (!/^\\d{9}$/.test(cleaned)) {\n    return {\n      valid: false,\n      error: 'US routing number must be exactly 9 digits',\n    }\n  }\n\n  if (!routingChecksum(cleaned)) {\n    return { valid: false, error: 'US routing number checksum is invalid' }\n  }\n\n  return {\n    valid: true,\n    value: cleaned as RoutingNumber,\n    formatted: cleaned,\n  }\n}\n","import { guardNumber } from './_guard'\n\nexport type LoanScheduleEntry = {\n  month: number\n  payment: number\n  principal: number\n  interest: number\n  balance: number\n}\n\nconst MAX_LOAN_MONTHS = 3600\n\nexport function calculateEMI(\n  principal: number,\n  annualRatePercent: number,\n  months: number\n): number {\n  const p = guardNumber(principal, { min: 0, label: 'Principal' })\n  const m = guardNumber(months, { min: 1, max: MAX_LOAN_MONTHS, integer: true, label: 'Months' })\n  const rate = guardNumber(annualRatePercent, { min: 0, label: 'Annual rate' })\n  if (!p.ok || !m.ok || !rate.ok) return 0\n\n  if (rate.value === 0) return p.value / m.value\n  const r = rate.value / 100 / 12\n  return p.value * (r * (1 + r) ** m.value) / ((1 + r) ** m.value - 1)\n}\n\nexport function getLoanSchedule(\n  principal: number,\n  annualRatePercent: number,\n  months: number\n): LoanScheduleEntry[] {\n  const emi = calculateEMI(principal, annualRatePercent, months)\n  if (emi === 0) return []\n\n  const p = guardNumber(principal, { min: 0, label: 'Principal' })\n  const m = guardNumber(months, { min: 1, max: MAX_LOAN_MONTHS, integer: true, label: 'Months' })\n  const rate = guardNumber(annualRatePercent, { min: 0, label: 'Annual rate' })\n  if (!p.ok || !m.ok || !rate.ok) return []\n\n  const r = rate.value / 100 / 12\n  const schedule: LoanScheduleEntry[] = []\n  let balance = p.value\n\n  for (let month = 1; month <= m.value; month++) {\n    const interest = balance * r\n    const principalPayment = emi - interest\n    balance = Math.max(0, balance - principalPayment)\n    schedule.push({\n      month,\n      payment: emi,\n      principal: principalPayment,\n      interest,\n      balance,\n    })\n  }\n\n  return schedule\n}\n","declare const __brand: unique symbol\ntype Brand<T, B> = T & { readonly [__brand]: B }\n\nexport type IBAN = Brand<string, 'IBAN'>\nexport type SortCode = Brand<string, 'SortCode'>\nexport type AccountNumber = Brand<string, 'AccountNumber'>\nexport type CurrencyCode = Brand<string, 'CurrencyCode'>\nexport type BIC = Brand<string, 'BIC'>\nexport type CardNumber = Brand<string, 'CardNumber'>\nexport type VATNumber = Brand<string, 'VATNumber'>\nexport type RoutingNumber = Brand<string, 'RoutingNumber'>\n\nexport type SupportedCurrency =\n  | 'GBP' | 'EUR' | 'USD' | 'JPY'\n  | 'CHF' | 'CAD' | 'AUD' | 'NZD'\n\nexport type ValidationSuccess<T> = {\n  valid: true\n  value: T\n  formatted: string\n}\n\nexport type ValidationFailure = {\n  valid: false\n  error: string\n}\n\nexport type ValidationResult<T> = ValidationSuccess<T> | ValidationFailure\n\nexport function isValidationSuccess<T>(\n  result: ValidationResult<T>\n): result is ValidationSuccess<T> {\n  return result.valid === true\n}\n\nexport function isValidationFailure<T>(\n  result: ValidationResult<T>\n): result is ValidationFailure {\n  return result.valid === false\n}\n\nexport type IBANValidationSuccess = ValidationSuccess<IBAN> & { countryCode: string }\nexport type IBANValidationResult = IBANValidationSuccess | ValidationFailure\n\nexport type MoneyResult =\n  | { valid: true; amount: number; currency: SupportedCurrency; formatted: string }\n  | { valid: false; error: string }\n\nexport type VATValidationSuccess = ValidationSuccess<VATNumber> & { countryCode: string }\nexport type VATValidationResult = VATValidationSuccess | ValidationFailure\n"]}