earnrate 0.2.8 → 0.2.10

package/data/cards/chase-united-quest.yaml

@@ -8,8 +8,10 @@ verified_by: claude
 source_urls:
   - https://creditcards.chase.com/travel-credit-cards/united/united-quest
   - https://www.chase.com/personal/credit-cards/rewards-category-faq
+  - https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65756.html
 base_rate: 1
 annual_fee: 350
+foreign_transaction_fee: 0
 welcome_offer:
   points: 80000
   spend: 4000
@@ -37,9 +39,32 @@ rules:
     rate: 2
     note: Includes takeout and eligible delivery services.
   - id: streaming
-    match: { categories: [streaming] }
+    match:
+      {
+        merchants:
+          [
+            apple-music,
+            apple-tv,
+            disney-plus,
+            espn,
+            fubotv,
+            max,
+            hulu,
+            netflix,
+            pandora,
+            paramount-plus,
+            peacock,
+            showtime,
+            siriusxm,
+            sling-tv,
+            spotify,
+            youtube-premium,
+            youtube-tv,
+            fandango-at-home,
+          ],
+      }
     rate: 2
-    note: Only Chase's select streaming list (Apple Music, Apple TV, Disney+, ESPN+, Fubo TV, Max, Hulu, Netflix, Pandora, Paramount+, Peacock, Showtime, SiriusXM, Sling, Spotify, YouTube Premium, YouTube TV, Vudu).
+    note: Only the services on Chase's select streaming list, like Netflix, Hulu, Disney+ and Spotify.
 todo:
   - United Card Events from Chase also earn 4x; no merchant exists for them, so they aren't modeled.
 # Issuer text backing each rule; `yarn check-sources` checks it weekly.
@@ -92,3 +117,6 @@ evidence:
   - rule: dining
     url: https://www.chase.com/personal/credit-cards/rewards-category-faq
     quote: 'Delivery and takeout services will be included if they classify as a restaurant merchant'
+  - rule: foreign_transaction_fee
+    url: https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65756.html
+    quote: 'Foreign Transactions None Penalty Fees'

package/data/cards/citi-aadvantage-business.yaml

@@ -13,6 +13,7 @@ base_rate: 1
 business: true
 annual_fee: 99
 first_year_fee: 0
+foreign_transaction_fee: 0
 welcome_offer:
   points: 75000
   spend: 5000
@@ -82,3 +83,6 @@ evidence:
   - rule: welcome_offer
     url: https://www.citi.com/credit-cards/citi-aadvantage-business-credit-card
     quote: 'new account bonus for a Citi® / AAdvantage® Business account in the past 48 months'
+  - rule: foreign_transaction_fee
+    url: https://www.citi.com/credit-cards/citi-aadvantage-business-credit-card
+    quote: 'Fee for Foreign Purchases — None'

package/data/cards/citi-aadvantage-executive.yaml

@@ -9,6 +9,7 @@ source_urls:
   - https://www.citi.com/credit-cards/citi-aadvantage-executive-world-legend-mastercard
 base_rate: 1
 annual_fee: 695
+foreign_transaction_fee: 0
 welcome_offer:
   points: 80000
   spend: 8000
@@ -61,3 +62,6 @@ evidence:
   - rule: welcome_offer
     url: https://www.citi.com/credit-cards/citi-aadvantage-executive-world-legend-mastercard
     quote: 'new account bonus for a Citi® / AAdvantage® Executive account in the past 48 months'
+  - rule: foreign_transaction_fee
+    url: https://www.citi.com/credit-cards/citi-aadvantage-executive-world-legend-mastercard
+    quote: 'Fee for Foreign Purchases - None'

package/data/cards/citi-aadvantage-globe.yaml

@@ -9,6 +9,7 @@ source_urls:
   - https://www.citi.com/credit-cards/citi-aadvantage-globe-mastercard
 base_rate: 1
 annual_fee: 350
+foreign_transaction_fee: 0
 welcome_offer:
   points: 60000
   spend: 4000
@@ -63,3 +64,6 @@ evidence:
   - rule: welcome_offer
     url: https://www.citi.com/credit-cards/citi-aadvantage-globe-mastercard
     quote: 'new account bonus for a Citi® / AAdvantage® Globe™ account in the past 48 months'
+  - rule: foreign_transaction_fee
+    url: https://www.citi.com/credit-cards/citi-aadvantage-globe-mastercard
+    quote: 'Fee for Foreign Purchases - None'

package/data/cards/citi-aadvantage-mileup.yaml

@@ -11,6 +11,7 @@ source_urls:
   - https://www.citi.com/credit-cards/aadvantage-mile-up-credit-card
 base_rate: 1
 annual_fee: 0
+foreign_transaction_fee: 3
 welcome_offer:
   points: 15000
   spend: 500
@@ -58,3 +59,6 @@ evidence:
   - rule: welcome_offer
     url: https://www.citi.com/credit-cards/aadvantage-mile-up-credit-card
     quote: 'new account bonus for an AAdvantage® MileUp® account in the past 48 months'
+  - rule: foreign_transaction_fee
+    url: https://www.citi.com/credit-cards/aadvantage-mile-up-credit-card
+    quote: 'Fee for Foreign Purchases - 3% of the U.S. dollar amount of each purchase'

package/data/cards/citi-aadvantage-platinum-select.yaml

@@ -10,6 +10,7 @@ source_urls:
 base_rate: 1
 annual_fee: 99
 first_year_fee: 0
+foreign_transaction_fee: 0
 welcome_offer:
   points: 50000
   spend: 2500
@@ -69,3 +70,6 @@ evidence:
   - rule: welcome_offer
     url: https://www.citi.com/credit-cards/citi-aadvantage-platinum-elite-credit-card
     quote: 'new account bonus for a Citi® / AAdvantage® Platinum Select® account in the past 48 months'
+  - rule: foreign_transaction_fee
+    url: https://www.citi.com/credit-cards/citi-aadvantage-platinum-elite-credit-card
+    quote: 'there are no foreign transaction fees'

package/data/cards/citi-costco-anywhere-visa-business.yaml

@@ -13,6 +13,7 @@ source_urls:
 base_rate: 1
 business: true
 annual_fee: 0
+foreign_transaction_fee: 0
 requires_membership: costco # its fee is in data/memberships.yaml
 caps:
   # Costco gas, other gas and EV charging share one $7,000 cap. Rewards run on
@@ -96,3 +97,6 @@ evidence:
   - rule: requires_membership
     url: https://www.costco.com/join-costco.html
     quote: 'Gold Star $65/yr'
+  - rule: foreign_transaction_fee
+    url: https://www.citi.com/credit-cards/costco-anywhere-visa-business-card
+    quote: 'Fee for foreign purchases — None'

package/data/cards/citi-costco-anywhere-visa.yaml

@@ -12,6 +12,7 @@ source_urls:
 # redeemable for cash or merchandise at a U.S. Costco warehouse.
 base_rate: 1
 annual_fee: 0
+foreign_transaction_fee: 0
 requires_membership: costco # its fee is in data/memberships.yaml
 caps:
   # Costco gas, other gas and EV charging share one $7,000 cap. Rewards run on
@@ -95,3 +96,6 @@ evidence:
   - rule: requires_membership
     url: https://www.costco.com/join-costco.html
     quote: 'Gold Star $65/yr'
+  - rule: foreign_transaction_fee
+    url: https://www.citi.com/credit-cards/citi-costco-anywhere-visa-credit-card
+    quote: 'Fee for foreign purchases — None'

package/data/cards/citi-custom-cash.yaml

@@ -15,6 +15,7 @@ source_urls:
 # Paid as ThankYou Points, which redeem at 1¢ for cash back on this card, so a
 # point here is 1%.
 base_rate: 1
+foreign_transaction_fee: null
 # Points can be combined into one ThankYou account, which then runs on that
 # account's terms: pooled with a Strata card, they transfer like Strata points.
 pools_into:
@@ -97,6 +98,7 @@ rules:
     rate: 5
     note: 4 extra points per $1 on top of the 1% base, for hotels, car rentals and attractions booked with Citi Travel. Only the part paid with the card earns, and canceled bookings don't. Citi's terms don't say whether the extra 4 also stacks on the 5% when travel or transit is the top category.
 todo:
+  - 'Foreign transaction fee not on file: the card page is a "Not Available" stub since applications closed, and no readable Citi page states the fee.'
   - Network set to mastercard, but no current Citi page states it (the card page is now a "Not Available" stub). Check your card.
   - Travel agencies (MCC 4722) count toward select travel, but a choice option can only list categories or merchants, so they aren't in the option.
   - Citi Travel hotel bookings may also count toward select travel (Citi Travel is a travel agency). Possible 5% + 4% stacking is unconfirmed.

package/data/cards/citi-double-cash.yaml

@@ -14,6 +14,7 @@ source_urls:
 # redeem at 1¢ for cash back (10,000 points = $100), so a point here is 1%.
 base_rate: 2
 annual_fee: 0
+foreign_transaction_fee: 3
 welcome_offer:
   dollars: 200
   spend: 1500
@@ -72,3 +73,6 @@ evidence:
   - rule: welcome_offer
     url: https://www.citi.com/credit-cards/citi-double-cash-credit-card
     quote: 'new account bonus for a Citi Double Cash account in the past 48 months'
+  - rule: foreign_transaction_fee
+    url: https://www.citi.com/credit-cards/citi-double-cash-credit-card
+    quote: 'Fee for foreign purchases – 3% of the U.S. dollar amount of each purchase'

package/data/cards/citi-my-best-buy-visa.yaml

@@ -11,6 +11,7 @@ source_urls:
 # points per dollar is the advertised 5%.
 base_rate: 0.5
 annual_fee: 59
+foreign_transaction_fee: 0
 rules:
   - id: best-buy
     match: { merchants: [best-buy, pacific-kitchen-home] }
@@ -50,3 +51,6 @@ evidence:
   - rule: annual_fee
     url: https://www.citi.com/credit-cards/citi-best-buy-credit-cards
     quote: 'Annual Fee: $0 - $59, based on creditworthiness.'
+  - rule: foreign_transaction_fee
+    url: https://www.citi.com/credit-cards/citi-best-buy-credit-cards
+    quote: 'Tap and go with your contactless card. No foreign transaction fees'

package/data/cards/citi-strata-elite.yaml

@@ -10,6 +10,7 @@ source_urls:
   - https://www.thankyou.com/terms
 base_rate: 1.5
 annual_fee: 595
+foreign_transaction_fee: 0
 welcome_offer:
   points: 75000
   spend: 6000
@@ -78,3 +79,6 @@ evidence:
   - rule: welcome_offer
     url: https://www.citi.com/credit-cards/citi-strata-elite-credit-card
     quote: 'New account bonus offer is not available if you currently have or previously had a Citi Strata Elite® account'
+  - rule: foreign_transaction_fee
+    url: https://www.citi.com/credit-cards/citi-strata-elite-credit-card
+    quote: 'Fee for foreign purchases - None'

package/data/cards/citi-strata-premier.yaml

@@ -10,6 +10,7 @@ source_urls:
   - https://www.thankyou.com/terms
 base_rate: 1
 annual_fee: 95
+foreign_transaction_fee: 0
 welcome_offer:
   points: 60000
   spend: 4000
@@ -109,3 +110,6 @@ evidence:
   - rule: welcome_offer
     url: https://www.citi.com/credit-cards/citi-strata-premier-credit-card
     quote: 'not available if you currently have or previously had a Citi Strata Premier® or a Citi Premier® account'
+  - rule: foreign_transaction_fee
+    url: https://www.citi.com/credit-cards/citi-strata-premier-credit-card
+    quote: 'Fee for foreign purchases - None'

package/data/cards/sofi-unlimited-2.yaml

@@ -11,6 +11,7 @@ source_urls:
   - https://www.sofi.com/card/terms?cardType=c
 base_rate: 2
 annual_fee: 0
+foreign_transaction_fee: 0
 rules:
   - id: sofi-travel
     match: { merchants: [sofi-travel] }
@@ -39,5 +40,8 @@ evidence:
   - rule: annual_fee
     url: https://www.sofi.com/card/terms?cardType=c
     quote: 'FEES Annual Fee None Transaction Fees'
+  - rule: foreign_transaction_fee
+    url: https://www.sofi.com/credit-card/unlimited/
+    quote: 'Enjoy globetrotting that much more by skipping foreign transaction fees'
 todo:
   - 'No public welcome offer: the page says the card is currently invite only (apply with a mailed reservation code), and shows no bonus.'

package/data/cards/td-bank-nordstrom-credit-card.yaml

@@ -16,6 +16,7 @@ source_urls:
 # however they pay.
 base_rate: 0
 annual_fee: 0
+foreign_transaction_fee: null
 welcome_offer:
   dollars: 60
   spend: 0
@@ -38,6 +39,7 @@ rules:
     rate: 5
     note: No points at Nordstrom Rack. Instead an instant 5% discount in Rack stores and on NordstromRack.com, counted here as 5 points per dollar because a point is worth 1¢ in Notes. Not through Apple Pay, PayPal or Afterpay, and not on gift cards.
 todo:
+  - "Foreign transaction fee not on file: Nordstrom's pages block the source check. It works only at Nordstrom, so it doesn't matter abroad."
   - Last Chance clearance stores earn no points, and the 5% discount terms name only Rack stores and NordstromRack.com.
   - Not modeled are bonus points events, Personal Double Points Days and alterations reimbursement Notes.
 evidence:

package/data/cards/td-bank-nordstrom-visa.yaml

@@ -14,6 +14,7 @@ source_urls:
 # point per dollar at Nordstrom however they pay.
 base_rate: 1
 annual_fee: 0
+foreign_transaction_fee: null
 welcome_offer:
   dollars: 60
   spend: 0
@@ -60,6 +61,7 @@ rules:
     rate: 2
     note: Cable, satellite and other TV, radio and streaming services billed by subscription.
 todo:
+  - "Foreign transaction fee not on file: Nordstrom's pages block the source check, so the rates table couldn't be read."
   - No points at Last Chance clearance stores either.
   - Not modeled are bonus points events, Personal Double Points Days and alterations reimbursement Notes.
 evidence:

package/data/cards/td-bank-target-circle-card.yaml

@@ -13,6 +13,7 @@ source_urls:
 # elsewhere) belongs to the Target Mastercard, a separate card.
 base_rate: 0
 annual_fee: 0
+foreign_transaction_fee: null
 welcome_offer:
   dollars: 50
   spend: 50
@@ -24,6 +25,7 @@ rules:
     rate: 5
     note: An instant 5% discount at checkout in Target stores and on Target.com, after other discounts, on the part of the purchase paid with the card. Not on prescriptions, pharmacy-counter items or clinic services, Target Optical eye exams and protection plans (glasses and contacts do count), Target GiftCards, prepaid Visa/Mastercard/Amex cards or sports betting gift cards, Starbucks gift cards bought at in-store Starbucks, Shipt or Target Circle 360 fees, wireless protection plans and carrier deposits, gift wrapping, alcohol in Indiana, taxes, shipping or other fees.
 todo:
+  - "Foreign transaction fee not on file: Target's credit rates and fees page loads empty for the source check. It works only at Target, so it doesn't matter abroad."
   - The debit version (Target Circle Debit Card) gets the same 5% discount but isn't modeled as a separate card.
   - Target considers credit applicants for the Target Mastercard first, which also earns 2% on dining and gas and 1% elsewhere. Not modeled; target.com doesn't say what form those earnings take.
   - Starbucks counters inside Target stores get the 5% discount too. They aren't a separate merchant here.

package/data/cards/usbank-cash-plus.yaml

@@ -8,8 +8,10 @@ verified_by: claude
 source_urls:
   - https://www.usbank.com/credit-cards/cash-plus-visa-signature-credit-card.html
   - https://cashplus.usbank.com/cash-plus/samplemerchants
+  - https://onboarding.usbank.com/gateway/partner/credit-card/begin?locationCode=8069&offerId=WRH8D23H2R&sourceCode=88256&page=terms
 base_rate: 1
 annual_fee: 0
+foreign_transaction_fee: 3
 welcome_offer:
   dollars: 200
   spend: 1000
@@ -120,5 +122,8 @@ evidence:
   - rule: welcome_offer
     url: https://www.usbank.com/credit-cards/cash-plus-visa-signature-credit-card.html
     quote: 'Earn a $200 rewards bonus after you spend $1,000 in eligible purchases within the first 90 days of account opening'
+  - rule: foreign_transaction_fee
+    url: https://onboarding.usbank.com/gateway/partner/credit-card/begin?locationCode=8069&offerId=WRH8D23H2R&sourceCode=88256&page=terms
+    quote: 'Foreign Transaction 3% of each foreign transaction'
 todo:
   - "Gas at grocery stores (Kroger, Hy-Vee, Meijer) is modeled at 2%, as U.S. Bank's sample merchants page says it may qualify, varying by location; the card page's footnote says 1%, so it may earn 1% at some stations."

package/data/cards/wells-fargo-active-cash.yaml

@@ -10,6 +10,7 @@ source_urls:
   - https://www.wellsfargo.com/credit-cards/active-cash/terms/
 base_rate: 2
 annual_fee: 0
+foreign_transaction_fee: 3
 welcome_offer:
   dollars: 100
   spend: 500
@@ -39,3 +40,6 @@ evidence:
   - rule: welcome_offer
     url: https://www.wellsfargo.com/credit-cards/active-cash/terms/
     quote: 'opened one within the last 48 months from the date of this application'
+  - rule: foreign_transaction_fee
+    url: https://www.wellsfargo.com/credit-cards/active-cash/terms/
+    quote: 'Foreign Currency Conversion/Foreign Transaction 3% of each transaction converted to U.S. dollars'

package/data/cards/wells-fargo-autograph.yaml

@@ -11,6 +11,7 @@ source_urls:
   - https://www.wellsfargo.com/credit-cards/autograph-visa/terms/
 base_rate: 1
 annual_fee: 0
+foreign_transaction_fee: 0
 welcome_offer:
   points: 20000
   spend: 1000
@@ -101,6 +102,9 @@ evidence:
   - rule: welcome_offer
     url: https://creditcards.wellsfargo.com/autograph-visa-credit-card/
     quote: 'To qualify for the 20,000 bonus rewards points, a total of at least $1,000 in net purchases'
+  - rule: foreign_transaction_fee
+    url: https://www.wellsfargo.com/credit-cards/autograph-visa/terms/
+    quote: 'Foreign Currency Conversion/Foreign Transaction None'
 todo:
   - 'Wells Fargo values a point at $0.01 and says points transfer to select travel loyalty programs, but names no partners.'
   - 'The streaming page lists merchant types, not providers; no issuer list of specific streaming services was found.'

package/data/merchants/overrides.yaml

@@ -281,3 +281,293 @@
     aliases: [bilt travel flight],
     category: travel,
   }
+
+# More warehouse clubs and discount stores. Chase's grocery category leaves out
+# "warehouse clubs, discount stores and some smaller merchants such as
+# drugstores" (chase.com/personal/credit-cards/rewards-category-faq).
+- id: bjs-wholesale-club
+  name: "BJ's Wholesale Club"
+  aliases: [bjs, bjs wholesale, bjs wholesale club, bjs club]
+  domains: [bjs.com]
+  category: warehouse_club
+  note: Codes as a warehouse club, which Amex, Chase and Capital One leave out of their grocery bonuses. For the restaurant chain, ask about BJ's Restaurant & Brewhouse.
+# Listed here, beside BJ's Wholesale Club, so "BJ's" alone means the club
+# and the restaurant still answers to its own names.
+- id: bjs-restaurant
+  name: "BJ's Restaurant & Brewhouse"
+  aliases: [bjs restaurant, bjs restaurant and brewhouse, bjs brewhouse]
+  category: dining
+- id: bjs-gas
+  name: "BJ's Gas"
+  aliases: [bjs gas, bjs gas station]
+  category: gas.superstore
+  note: Issuers usually exclude warehouse-club gas from gas bonuses.
+- id: dollar-general
+  name: Dollar General
+  domains: [dollargeneral.com]
+  category: other
+  note: Sells groceries but codes as a discount store, which issuers leave out of grocery bonuses.
+- id: dollar-tree
+  name: Dollar Tree
+  domains: [dollartree.com]
+  category: other
+  note: Sells groceries but codes as a discount store, which issuers leave out of grocery bonuses.
+- id: family-dollar
+  name: Family Dollar
+  domains: [familydollar.com]
+  category: other
+  note: Sells groceries but codes as a discount store, which issuers leave out of grocery bonuses.
+
+# Gas stations with convenience stores. Chase's gas category covers gas "paid
+# for either at the pump or inside the station", and U.S. Bank lists several of
+# these chains as gas stations.
+- id: wawa
+  name: Wawa
+  domains: [wawa.com]
+  category: gas
+  ambiguity:
+    may_code_as: [convenience_store]
+    note: Wawa is a gas station with a convenience store. A location without fuel pumps may code as a convenience store.
+- id: sheetz
+  name: Sheetz
+  domains: [sheetz.com]
+  category: gas
+  ambiguity:
+    may_code_as: [convenience_store]
+    note: Sheetz is a gas station with a convenience store. A location without fuel pumps may code as a convenience store.
+- id: circle-k
+  name: Circle K
+  domains: [circlek.com]
+  category: gas
+  ambiguity:
+    may_code_as: [convenience_store]
+    note: Circle K is a gas station with a convenience store. A location without fuel pumps may code as a convenience store.
+- id: caseys
+  name: "Casey's"
+  aliases: [caseys, caseys general store]
+  domains: [caseys.com]
+  category: gas
+  ambiguity:
+    may_code_as: [convenience_store]
+    note: "Casey's is a gas station with a convenience store. A location without fuel pumps may code as a convenience store."
+- id: quiktrip
+  name: QuikTrip
+  aliases: [qt, quik trip]
+  domains: [quiktrip.com]
+  category: gas
+  ambiguity:
+    may_code_as: [convenience_store]
+    note: QuikTrip is a gas station with a convenience store. A location without fuel pumps may code as a convenience store.
+- id: racetrac
+  name: RaceTrac
+  aliases: [race trac]
+  domains: [racetrac.com]
+  category: gas
+  ambiguity:
+    may_code_as: [convenience_store]
+    note: RaceTrac is a gas station with a convenience store. A location without fuel pumps may code as a convenience store.
+- id: speedway
+  name: Speedway
+  domains: [speedway.com]
+  category: gas
+  ambiguity:
+    may_code_as: [convenience_store]
+    note: Speedway is a gas station with a convenience store. A location without fuel pumps may code as a convenience store.
+- id: cumberland-farms
+  name: Cumberland Farms
+  aliases: [cumby, cumbys]
+  domains: [cumberlandfarms.com]
+  category: gas
+  ambiguity:
+    may_code_as: [convenience_store]
+    note: Cumberland Farms is a gas station with a convenience store. A location without fuel pumps may code as a convenience store.
+- id: kwik-trip
+  name: Kwik Trip
+  aliases: [kwik star]
+  domains: [kwiktrip.com]
+  category: gas
+  ambiguity:
+    may_code_as: [convenience_store]
+    note: Kwik Trip is a gas station with a convenience store. A location without fuel pumps may code as a convenience store.
+- id: maverik
+  name: Maverik
+  aliases: [maverik adventures first stop, kum & go, kum and go]
+  domains: [maverik.com]
+  category: gas
+  ambiguity:
+    may_code_as: [convenience_store]
+    note: Maverik (which now runs the Kum & Go stores) is a gas station with a convenience store. A location without fuel pumps may code as a convenience store.
+- id: holiday-stationstores
+  name: Holiday Stationstores
+  aliases: [holiday gas, holiday gas station, holiday station]
+  domains: [holidaystationstores.com]
+  category: gas
+  ambiguity:
+    may_code_as: [convenience_store]
+    note: Holiday is a gas station with a convenience store. A location without fuel pumps may code as a convenience store.
+
+# Fast-casual chains can post as fast food (MCC 5814) or as restaurants (5812).
+# U.S. Bank's Cash+ sample lists put Smashburger under restaurants but Subway
+# and Qdoba under fast food, so the counter-service burger and smoothie chains
+# below could go either way.
+- id: five-guys
+  name: Five Guys
+  aliases: [five guys burgers and fries]
+  category: dining.fast_food
+  ambiguity:
+    may_code_as: [dining]
+    note: Fast-casual chains can post as fast food (MCC 5814) or as a restaurant (5812); a statement shows which.
+- id: shake-shack
+  name: Shake Shack
+  category: dining.fast_food
+  ambiguity:
+    may_code_as: [dining]
+    note: Fast-casual chains can post as fast food (MCC 5814) or as a restaurant (5812); a statement shows which.
+- id: tropical-smoothie-cafe
+  name: Tropical Smoothie Cafe
+  aliases: [tropical smoothie]
+  category: dining.fast_food
+  ambiguity:
+    may_code_as: [dining]
+    note: Fast-casual chains can post as fast food (MCC 5814) or as a restaurant (5812); a statement shows which.
+
+# Delivery apps. U.S. Bank lists them under Restaurants and Chase's dining
+# category counts them, but Chase's "dining purchased directly from a
+# restaurant" category leaves out third-party delivery.
+- id: grubhub
+  name: Grubhub
+  aliases: [grub hub, seamless]
+  domains: [grubhub.com, seamless.com]
+  category: dining
+  note: A delivery app that codes as a restaurant for most issuers. Bonuses limited to buying directly from a restaurant don't count it.
+- id: postmates
+  name: Postmates
+  domains: [postmates.com]
+  category: dining
+  note: A delivery app that codes as a restaurant for most issuers. Bonuses limited to buying directly from a restaurant don't count it.
+
+# A dinner theater: food ordered at your seat may land on the same check.
+- id: alamo-drafthouse
+  name: Alamo Drafthouse Cinema
+  aliases: [alamo drafthouse]
+  domains: [drafthouse.com]
+  category: movie_theaters
+  ambiguity:
+    may_code_as: [dining]
+    note: Tickets code as a movie theater. Food and drinks ordered at your seat usually post on the theater's charge too, but a location's kitchen may bill separately as a restaurant.
+
+# Parking codes as MCC 7523, which Amex and Chase count as transit but U.S.
+# Bank's Cash+ ground transportation leaves out.
+- id: parkmobile
+  name: ParkMobile
+  aliases: [park mobile]
+  domains: [parkmobile.io]
+  category: transit
+  likely_mcc: 7523
+  note: Parking codes as MCC 7523. Amex and Chase count parking as transit; U.S. Bank's ground transportation doesn't.
+- id: spothero
+  name: SpotHero
+  aliases: [spot hero]
+  domains: [spothero.com]
+  category: transit
+  likely_mcc: 7523
+  note: Parking codes as MCC 7523. Amex and Chase count parking as transit; U.S. Bank's ground transportation doesn't.
+
+# Booking.com charges prepaid stays itself, but "pay at the property" stays are
+# charged by the hotel.
+- id: booking-com
+  name: Booking.com
+  aliases: [booking com]
+  domains: [booking.com]
+  category: travel
+  ambiguity:
+    may_code_as: [travel.hotels]
+    note: Prepaid bookings code as a travel agency. Stays you pay for at the property are charged by the hotel and code as a hotel.
+
+# AT&T bills wireless and home internet separately.
+- id: att
+  name: AT&T
+  aliases: [att, at and t, at&t wireless]
+  domains: [att.com]
+  category: phone
+  ambiguity:
+    may_code_as: [tv_internet]
+    note: AT&T bills wireless and home internet separately. A wireless bill is cell phone service; an AT&T Internet or Fiber bill is TV and internet service.
+
+# Specialty stores with no bonus category in store. Amex counts their websites
+# as U.S. online retail ("U.S. merchants selling physical goods, paid on their
+# website or app").
+- id: chewy
+  name: Chewy
+  domains: [chewy.com]
+  category: online_retail
+- id: wayfair
+  name: Wayfair
+  domains: [wayfair.com]
+  category: online_retail
+  ambiguity:
+    may_code_as: [furniture]
+    note: Wayfair sells online, but some issuers code its purchases as a furniture store (MCC 5712). A statement shows which.
+- id: zappos
+  name: Zappos
+  domains: [zappos.com]
+  category: online_retail
+- id: petco
+  name: Petco
+  domains: [petco.com]
+  category: other
+  online:
+    category: online_retail
+  note: A pet store, with no bonus category in store. Its website counts as online retail.
+- id: petsmart
+  name: PetSmart
+  aliases: [pet smart]
+  domains: [petsmart.com]
+  category: other
+  online:
+    category: online_retail
+  note: A pet store, with no bonus category in store. Its website counts as online retail.
+- id: ulta-beauty
+  name: Ulta Beauty
+  aliases: [ulta]
+  domains: [ulta.com]
+  category: other
+  online:
+    category: online_retail
+  note: A cosmetics store, with no bonus category in store. Its website counts as online retail.
+- id: sephora
+  name: Sephora
+  domains: [sephora.com]
+  category: other
+  online:
+    category: online_retail
+  note: A cosmetics store, with no bonus category in store. Its website counts as online retail.
+- id: michaels
+  name: Michaels
+  domains: [michaels.com]
+  category: other
+  online:
+    category: online_retail
+  note: A craft store, with no bonus category in store. Its website counts as online retail.
+- id: hobby-lobby
+  name: Hobby Lobby
+  domains: [hobbylobby.com]
+  category: other
+  online:
+    category: online_retail
+  note: A craft store, with no bonus category in store. Its website counts as online retail.
+- id: autozone
+  name: AutoZone
+  aliases: [auto zone]
+  domains: [autozone.com]
+  category: other
+  online:
+    category: online_retail
+  note: An auto parts store, with no bonus category in store. Its website counts as online retail.
+
+# Listed here, not in seed.yaml, so "Amazon Music" doesn't match Amazon itself.
+- id: amazon-music
+  name: Amazon Music Unlimited
+  aliases: [amazon music]
+  category: streaming
+  note: On Amex's Select U.S. Streaming Subscriptions list. Charged by Amazon, so other issuers may code it as Amazon.