earnrate 0.2.11 → 0.2.12

package/data/cards/capital-one-venture-x.yaml

@@ -1,5 +1,7 @@
 id: capital-one-venture-x
 name: Capital One Venture X Rewards Credit Card
+short_name: Capital One Venture X
+color: '#2b2d31'
 issuer: capital-one
 network: visa # Visa Infinite, per the card page's footnotes
 currency: C1

package/data/cards/capital-one-venture.yaml

@@ -1,5 +1,7 @@
 id: capital-one-venture
 name: Capital One Venture Rewards Credit Card
+short_name: Capital One Venture
+color: '#1d3c6e'
 issuer: capital-one
 # The card page never names the network in visible text. Its embedded product
 # data says MasterCard; older Venture accounts may be on Visa.

package/data/cards/chase-aeroplan.yaml

@@ -1,5 +1,7 @@
 id: chase-aeroplan
 name: Chase Air Canada Aeroplan Card
+short_name: Chase Aeroplan
+color: '#1e1e1e'
 issuer: chase
 network: mastercard
 currency: aeroplan

package/data/cards/chase-freedom-flex.yaml

@@ -1,5 +1,6 @@
 id: chase-freedom-flex
 name: Chase Freedom Flex
+color: '#22314f'
 issuer: chase
 network: mastercard
 currency: cash

package/data/cards/chase-freedom-rise.yaml

@@ -0,0 +1,29 @@
+id: chase-freedom-rise
+name: Chase Freedom Rise
+color: '#2f6db5'
+issuer: chase
+network: visa
+currency: cash
+last_verified: 2026-11-04
+verified_by: claude
+source_urls:
+  - https://creditcards.chase.com/cash-back-credit-cards/freedom/rise
+  - https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65397.html
+base_rate: 1.5
+annual_fee: 0
+foreign_transaction_fee: 3
+# No welcome offer: the $25 statement credit for enrolling in automatic
+# payments needs no spending, so it isn't a welcome offer earnrate can value.
+# Issuer text backing each rule; `yarn check-sources` checks it weekly.
+evidence:
+  - rule: base_rate
+    url: https://creditcards.chase.com/cash-back-credit-cards/freedom/rise
+    quote: 'establish credit and earn 1.5% cash back on all purchases'
+  - rule: annual_fee
+    url: https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65397.html
+    quote: 'Annual Membership Fee None'
+  - rule: foreign_transaction_fee
+    url: https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65397.html
+    quote: 'Foreign Transactions 3% of the amount of each transaction in U.S. dollars'
+todo:
+  - "Chase doesn't say on these pages whether Freedom Rise's cash back can be moved to a Sapphire or Ink Preferred card as Ultimate Rewards points, so pools_into isn't set."

package/data/cards/chase-freedom-unlimited.yaml

@@ -1,5 +1,6 @@
 id: chase-freedom-unlimited
 name: Chase Freedom Unlimited
+color: '#2a5fa8'
 issuer: chase
 network: visa
 currency: cash

package/data/cards/chase-ihg-one-rewards-business.yaml

@@ -1,5 +1,6 @@
 id: chase-ihg-one-rewards-business
 name: IHG One Rewards Business Credit Card
+color: '#2c2c2c'
 issuer: chase
 network: mastercard
 currency: ihg-points

package/data/cards/chase-ihg-one-rewards-premier-select.yaml

@@ -1,5 +1,7 @@
 id: chase-ihg-one-rewards-premier-select
 name: IHG One Rewards Premier Select Credit Card
+short_name: IHG Premier Select
+color: '#2f4f6f'
 issuer: chase
 network: mastercard
 currency: ihg-points

package/data/cards/chase-ihg-one-rewards-premier.yaml

@@ -1,5 +1,6 @@
 id: chase-ihg-one-rewards-premier
 name: IHG One Rewards Premier Credit Card
+color: '#1f2b3a'
 issuer: chase
 network: mastercard
 currency: ihg-points

package/data/cards/chase-ihg-one-rewards.yaml

@@ -1,5 +1,6 @@
 id: chase-ihg-one-rewards
 name: IHG One Rewards Credit Card
+color: '#3f5f7f'
 issuer: chase
 network: mastercard
 currency: ihg-points

package/data/cards/chase-ink-business-cash.yaml

@@ -1,5 +1,6 @@
 id: chase-ink-business-cash
 name: Ink Business Cash
+color: '#33393f'
 issuer: chase
 network: visa
 currency: cash

package/data/cards/chase-ink-business-preferred.yaml

@@ -1,5 +1,6 @@
 id: chase-ink-business-preferred
 name: Ink Business Preferred
+color: '#1f2328'
 issuer: chase
 network: visa
 currency: UR

package/data/cards/chase-ink-business-unlimited.yaml

@@ -0,0 +1,69 @@
+id: chase-ink-business-unlimited
+name: Ink Business Unlimited
+color: '#4a5560'
+issuer: chase
+# The pricing and terms say "By becoming a Visa Business Card cardmember".
+network: visa
+currency: cash
+last_verified: 2026-11-04
+verified_by: claude
+source_urls:
+  - https://creditcards.chase.com/business-credit-cards/ink/unlimited
+  - https://www.chase.com/personal/credit-cards/education/rewards-benefits/how-to-combine-chase-credit-card-points-in-household
+  - https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC63749.html
+base_rate: 1.5
+business: true
+annual_fee: 0
+foreign_transaction_fee: 3
+welcome_offer:
+  dollars: 750
+  spend: 6000
+  months: 3
+  note: 'Chase: "The new cardmember bonus may not be available to you if you have ever had this card or any other Chase for Business card without an annual fee." Chase may also consider factors about your business.'
+# Its cash back is earned as Ultimate Rewards points, which Chase lets you
+# move to another Ultimate Rewards card on your account.
+pools_into:
+  currency: UR
+  when_wallet_has:
+    [
+      chase-sapphire-preferred,
+      chase-sapphire-reserve,
+      chase-ink-business-preferred,
+    ]
+rules:
+  - id: lyft
+    match: { merchants: [lyft] }
+    rate: 5
+    valid_to: 2027-09-30
+    note: Limited-time offer, a total of 5% on Lyft rides through September 30, 2027.
+# Not modeled: the complimentary three-month Instacart+ membership and its
+# monthly Instacart credit, which are benefits rather than earning rates.
+# Issuer text backing each rule; `yarn check-sources` checks it weekly.
+evidence:
+  - rule: base_rate
+    url: https://creditcards.chase.com/business-credit-cards/ink/unlimited
+    quote: 'Earn unlimited 1.5% Cash Back rewards on every purchase made for your business.'
+  - rule: lyft
+    url: https://creditcards.chase.com/business-credit-cards/ink/unlimited
+    quote: 'Earn a total of 5% cash back on Lyft rides through September 30, 2027'
+  - rule: pools_into
+    url: https://creditcards.chase.com/business-credit-cards/ink/unlimited
+    quote: 'Redeem your rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards'
+  - rule: pools_into
+    url: https://www.chase.com/personal/credit-cards/education/rewards-benefits/how-to-combine-chase-credit-card-points-in-household
+    quote: 'You can combine points from one Chase card to another Chase card on your account'
+  - rule: annual_fee
+    url: https://creditcards.chase.com/business-credit-cards/ink/unlimited
+    quote: 'ANNUAL FEE $0'
+  - rule: annual_fee
+    url: https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC63749.html
+    quote: 'Annual Membership Fee None'
+  - rule: welcome_offer
+    url: https://creditcards.chase.com/business-credit-cards/ink/unlimited
+    quote: 'after you spend $6,000 on purchases in the first 3 months after account opening'
+  - rule: welcome_offer
+    url: https://creditcards.chase.com/business-credit-cards/ink/unlimited
+    quote: 'Earn $750 cash back'
+  - rule: foreign_transaction_fee
+    url: https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC63749.html
+    quote: 'Foreign Transactions 3% of the amount of each transaction in U.S. dollars'

package/data/cards/chase-marriott-bonvoy-bold.yaml

@@ -1,5 +1,6 @@
 id: chase-marriott-bonvoy-bold
 name: Marriott Bonvoy Bold Credit Card
+color: '#4b5a6a'
 issuer: chase
 network: visa
 currency: marriott-bonvoy

package/data/cards/chase-marriott-bonvoy-boundless.yaml

@@ -1,5 +1,7 @@
 id: chase-marriott-bonvoy-boundless
 name: Marriott Bonvoy Boundless Credit Card
+short_name: Bonvoy Boundless
+color: '#2e3742'
 issuer: chase
 network: visa
 currency: marriott-bonvoy

package/data/cards/chase-prime-visa.yaml

@@ -1,5 +1,6 @@
 id: chase-prime-visa
 name: Prime Visa
+color: '#24384f'
 issuer: chase
 network: visa
 currency: cash

package/data/cards/chase-sapphire-preferred.yaml

@@ -1,5 +1,6 @@
 id: chase-sapphire-preferred
 name: Chase Sapphire Preferred Card
+color: '#1f4f9c'
 issuer: chase
 network: visa
 currency: UR

package/data/cards/chase-sapphire-reserve.yaml

@@ -1,5 +1,6 @@
 id: chase-sapphire-reserve
 name: Chase Sapphire Reserve
+color: '#1b2a44'
 issuer: chase
 network: visa
 currency: UR

package/data/cards/chase-southwest-performance-business.yaml

@@ -1,5 +1,7 @@
 id: chase-southwest-performance-business
 name: Southwest Rapid Rewards Performance Business Credit Card
+short_name: Southwest Performance
+color: '#2b3a67'
 issuer: chase
 network: visa
 currency: southwest-rapid-rewards

package/data/cards/chase-southwest-plus.yaml

@@ -1,5 +1,7 @@
 id: chase-southwest-plus
 name: Southwest Rapid Rewards Plus Credit Card
+short_name: Southwest Plus
+color: '#3c6fc4'
 issuer: chase
 network: visa
 currency: southwest-rapid-rewards

package/data/cards/chase-southwest-premier-business.yaml

@@ -1,5 +1,7 @@
 id: chase-southwest-premier-business
 name: Southwest Rapid Rewards Premier Business Credit Card
+short_name: Southwest Premier Biz
+color: '#2d4b9a'
 issuer: chase
 network: visa
 currency: southwest-rapid-rewards

package/data/cards/chase-southwest-premier.yaml

@@ -1,5 +1,7 @@
 id: chase-southwest-premier
 name: Southwest Rapid Rewards Premier Credit Card
+short_name: Southwest Premier
+color: '#304cb2'
 issuer: chase
 network: visa
 currency: southwest-rapid-rewards

package/data/cards/chase-southwest-priority.yaml

@@ -1,5 +1,7 @@
 id: chase-southwest-priority
 name: Southwest Rapid Rewards Priority Credit Card
+short_name: Southwest Priority
+color: '#1e2f5e'
 issuer: chase
 network: visa
 currency: southwest-rapid-rewards

package/data/cards/chase-united-business.yaml

@@ -1,5 +1,6 @@
 id: chase-united-business
 name: United Business Card
+color: '#1f3f77'
 issuer: chase
 network: visa
 currency: united-miles

package/data/cards/chase-united-club-business.yaml

@@ -1,5 +1,6 @@
 id: chase-united-club-business
 name: United Club Business Card
+color: '#1a2130'
 issuer: chase
 network: visa
 currency: united-miles

package/data/cards/chase-united-club.yaml

@@ -1,5 +1,6 @@
 id: chase-united-club
 name: United Club Card
+color: '#1c2533'
 issuer: chase
 network: visa
 currency: united-miles

package/data/cards/chase-united-explorer.yaml

@@ -1,5 +1,6 @@
 id: chase-united-explorer
 name: United Explorer Card
+color: '#2b4f86'
 issuer: chase
 network: visa
 currency: united-miles

package/data/cards/chase-united-gateway.yaml

@@ -1,5 +1,6 @@
 id: chase-united-gateway
 name: United Gateway Card
+color: '#4f7bbd'
 issuer: chase
 network: visa
 currency: united-miles

package/data/cards/chase-united-quest.yaml

@@ -1,5 +1,6 @@
 id: chase-united-quest
 name: United Quest Card
+color: '#253a5c'
 issuer: chase
 network: visa
 currency: united-miles

package/data/cards/citi-aadvantage-business.yaml

@@ -1,5 +1,7 @@
 id: citi-aadvantage-business
 name: Citi / AAdvantage Business World Elite Mastercard
+short_name: AAdvantage Business
+color: '#3a4a5a'
 issuer: citi
 network: mastercard
 currency: aadvantage-miles

package/data/cards/citi-aadvantage-executive.yaml

@@ -1,5 +1,7 @@
 id: citi-aadvantage-executive
 name: Citi / AAdvantage Executive World Legend Mastercard
+short_name: AAdvantage Executive
+color: '#1e1e22'
 issuer: citi
 network: mastercard
 currency: aadvantage-miles

package/data/cards/citi-aadvantage-globe.yaml

@@ -1,5 +1,7 @@
 id: citi-aadvantage-globe
 name: Citi / AAdvantage Globe Mastercard
+short_name: AAdvantage Globe
+color: '#2c3e5a'
 issuer: citi
 network: mastercard
 currency: aadvantage-miles

package/data/cards/citi-aadvantage-mileup.yaml

@@ -1,5 +1,7 @@
 id: citi-aadvantage-mileup
 name: American Airlines AAdvantage MileUp Card
+short_name: AAdvantage MileUp
+color: '#8aa3bf'
 issuer: citi
 # The card page's ID Theft Protection terms have cardholders enroll "with your
 # Citibank Mastercard", and its footer carries the Mastercard trademark notice.

package/data/cards/citi-aadvantage-platinum-select.yaml

@@ -1,5 +1,7 @@
 id: citi-aadvantage-platinum-select
 name: Citi / AAdvantage Platinum Select World Elite Mastercard
+short_name: AAdvantage Platinum
+color: '#a7b0b8'
 issuer: citi
 network: mastercard
 currency: aadvantage-miles

package/data/cards/citi-costco-anywhere-visa-business.yaml

@@ -1,5 +1,7 @@
 id: citi-costco-anywhere-visa-business
 name: Costco Anywhere Visa Business Card by Citi
+short_name: Costco Visa Business
+color: '#3a3e44'
 issuer: citi
 network: visa
 currency: cash

package/data/cards/citi-costco-anywhere-visa.yaml

@@ -1,5 +1,7 @@
 id: citi-costco-anywhere-visa
 name: Costco Anywhere Visa Card by Citi
+short_name: Costco Anywhere Visa
+color: '#2f3338'
 issuer: citi
 network: visa
 currency: cash

package/data/cards/citi-custom-cash.yaml

@@ -1,5 +1,6 @@
 id: citi-custom-cash
 name: Citi Custom Cash Card
+color: '#3a7d8c'
 issuer: citi
 network: mastercard
 currency: cash

package/data/cards/citi-double-cash.yaml

@@ -1,5 +1,6 @@
 id: citi-double-cash
 name: Citi Double Cash Card
+color: '#6aa7a8'
 issuer: citi
 network: mastercard
 currency: cash

package/data/cards/citi-my-best-buy-visa.yaml

@@ -1,5 +1,6 @@
 id: citi-my-best-buy-visa
 name: My Best Buy Visa Card
+color: '#1d4fa0'
 issuer: citi
 network: visa
 currency: best-buy-rewards

package/data/cards/citi-strata-elite.yaml

@@ -1,5 +1,6 @@
 id: citi-strata-elite
 name: Citi Strata Elite Card
+color: '#2a2a2a'
 issuer: citi
 network: mastercard
 currency: TYP

package/data/cards/citi-strata-premier.yaml

@@ -1,5 +1,6 @@
 id: citi-strata-premier
 name: Citi Strata Premier Card
+color: '#3b4250'
 issuer: citi
 network: mastercard
 currency: TYP

package/data/cards/citi-strata.yaml

@@ -0,0 +1,164 @@
+id: citi-strata
+name: Citi Strata Card
+color: '#5c6b7a'
+issuer: citi
+# The card page's FAQ: "The Citi Strata Card is a Mastercard."
+network: mastercard
+currency: TYP
+last_verified: 2026-11-04
+verified_by: claude
+source_urls:
+  - https://www.citi.com/credit-cards/citi-strata-credit-card
+  # The card page's "Important Pricing & Information" link (terms, fees and
+  # rewards definitions).
+  - https://online.citi.com/US/nga/cards/displayterms?app=UNSOL&HKOP=694a2bccaa4fab7c7710d9d9f1f36fbac5552a971559393761b722e87102c50f
+base_rate: 1
+annual_fee: 0
+foreign_transaction_fee: 3
+welcome_offer:
+  points: 20000
+  spend: 1000
+  months: 3
+  note: Not available if you currently have or previously had a Citi Strata or Citi Strata Student account; Citi may also decline the bonus based on your history of opening, closing and using credit cards. Offers may vary.
+choices:
+  # Select Streaming Services until changed; it can be changed once each
+  # calendar quarter.
+  - id: self-select
+    pick: 1
+    period: until_changed
+    default: [select-streaming]
+    options:
+      select-streaming:
+        merchants:
+          [
+            amazon-prime-video,
+            apple-music,
+            disney-plus,
+            directv-stream,
+            espn,
+            fandango-at-home,
+            fubotv,
+            max,
+            hulu,
+            mlb-tv,
+            nba-league-pass,
+            netflix,
+            pandora,
+            paramount-plus,
+            sling-tv,
+            spotify,
+            starz,
+            siriusxm,
+            tidal,
+            youtube-premium,
+            youtube-tv,
+          ]
+      fitness-clubs: [fitness]
+      live-entertainment: [entertainment]
+rules:
+  - id: citi-travel-hotels-cars-attractions
+    match:
+      {
+        merchants:
+          [
+            citi-travel-hotels,
+            citi-travel-car-rentals,
+            citi-travel-attractions,
+          ],
+      }
+    rate: 5
+    note: Booked on the Citi Travel site (cititravel.com or 1-833-737-1288). Only the part paid with the card earns, not the part paid with points.
+  - id: supermarkets
+    match: { categories: [grocery.supermarket] }
+    exclude:
+      { categories: [superstore, warehouse_club, convenience_store, drugstore] }
+    rate: 3
+    note: Excludes superstores, warehouse clubs, convenience stores, drugstores, specialty food stores, bakeries and meal kit delivery. Online supermarkets count only if the merchant uses the supermarket merchant code.
+  - id: gas-ev-charging-select-transit
+    match: { categories: [gas, ev_charging, transit, travel.car_rental] }
+    exclude: { categories: [gas.superstore] }
+    rate: 3
+    note: Gas stations and EV charging, plus car rentals, ferries, commuter and passenger railways, subways, taxis and car services, tolls, parking, bus lines and RV rentals. Gas at warehouse clubs, superstores, discount, department and convenience stores doesn't count; neither do bike or scooter rentals.
+  - id: self-select
+    match: { choice: self-select }
+    rate: 3
+    note: The Self-Select Category you chose (Select Streaming Services until you change it). Streaming bundled with another product, or billed through another platform, doesn't count. Live entertainment is tickets for concerts, live sports, theater and amusement parks, not movie theaters, museums or golf.
+  - id: restaurants
+    match: { categories: [dining] }
+    exclude: { merchants: [dodger-stadium, bellagio] }
+    rate: 2
+    note: Includes cafes, bars, lounges, fast food, takeout and restaurant delivery services. Excludes bakeries, caterers and restaurants inside another business (hotels, stores, stadiums, grocery stores, warehouse clubs).
+# Issuer text backing each rule; `yarn check-sources` checks it weekly.
+evidence:
+  - rule: base_rate
+    url: https://www.citi.com/credit-cards/citi-strata-credit-card
+    quote: '1 point per dollar spent on All Other Purchases'
+  - rule: citi-travel-hotels-cars-attractions
+    url: https://www.citi.com/credit-cards/citi-strata-credit-card
+    quote: '5 points per dollar spent on Hotels, Car Rentals, and Attractions booked on cititravel.com'
+  - rule: citi-travel-hotels-cars-attractions
+    url: https://online.citi.com/US/nga/cards/displayterms?app=UNSOL&HKOP=694a2bccaa4fab7c7710d9d9f1f36fbac5552a971559393761b722e87102c50f
+    quote: 'only the portion paid with your card will earn points'
+  - rule: supermarkets
+    url: https://www.citi.com/credit-cards/citi-strata-credit-card
+    quote: '3 points per dollar spent at Supermarkets'
+  - rule: supermarkets
+    url: https://online.citi.com/US/nga/cards/displayterms?app=UNSOL&HKOP=694a2bccaa4fab7c7710d9d9f1f36fbac5552a971559393761b722e87102c50f
+    quote: 'Excludes purchases at general merchandise/discount superstores'
+  - rule: supermarkets
+    url: https://online.citi.com/US/nga/cards/displayterms?app=UNSOL&HKOP=694a2bccaa4fab7c7710d9d9f1f36fbac5552a971559393761b722e87102c50f
+    quote: 'drugstores, warehouse clubs, wholesale clubs, specialty vendors, bakeries'
+  - rule: gas-ev-charging-select-transit
+    url: https://www.citi.com/credit-cards/citi-strata-credit-card
+    quote: '3 points per dollar spent at Gas & EV Charging Stations and on Select Transit.'
+  - rule: gas-ev-charging-select-transit
+    url: https://online.citi.com/US/nga/cards/displayterms?app=UNSOL&HKOP=694a2bccaa4fab7c7710d9d9f1f36fbac5552a971559393761b722e87102c50f
+    quote: 'Select transit includes car rentals, ferries, commuter railways, subways, taxis/limousines/car services'
+  - rule: gas-ev-charging-select-transit
+    url: https://online.citi.com/US/nga/cards/displayterms?app=UNSOL&HKOP=694a2bccaa4fab7c7710d9d9f1f36fbac5552a971559393761b722e87102c50f
+    quote: 'bridge and road tolls, parking lots/garages, bus lines, and motor home and recreational vehicle rentals'
+  - rule: gas-ev-charging-select-transit
+    url: https://online.citi.com/US/nga/cards/displayterms?app=UNSOL&HKOP=694a2bccaa4fab7c7710d9d9f1f36fbac5552a971559393761b722e87102c50f
+    quote: 'Gas stations exclude gas purchases at warehouse clubs, wholesale stores, superstores, discount stores'
+  - rule: self-select
+    url: https://www.citi.com/credit-cards/citi-strata-credit-card
+    quote: '3 points per dollar spent on an eligible Self-Select Category of your choice'
+  - rule: self-select
+    url: https://online.citi.com/US/nga/cards/displayterms?app=UNSOL&HKOP=694a2bccaa4fab7c7710d9d9f1f36fbac5552a971559393761b722e87102c50f
+    quote: 'the default Self-Select Category is Select Streaming Services'
+  - rule: self-select
+    url: https://online.citi.com/US/nga/cards/displayterms?app=UNSOL&HKOP=694a2bccaa4fab7c7710d9d9f1f36fbac5552a971559393761b722e87102c50f
+    quote: 'You may change your Self-Select Category once each calendar quarter'
+  - rule: self-select
+    url: https://online.citi.com/US/nga/cards/displayterms?app=UNSOL&HKOP=694a2bccaa4fab7c7710d9d9f1f36fbac5552a971559393761b722e87102c50f
+    quote: 'Includes the following streaming providers: Amazon Prime Video, Apple Music, Disney+'
+  - rule: self-select
+    url: https://online.citi.com/US/nga/cards/displayterms?app=UNSOL&HKOP=694a2bccaa4fab7c7710d9d9f1f36fbac5552a971559393761b722e87102c50f
+    quote: 'including concerts, live sporting events, live theatrical productions, amusement parks, and orchestras'
+  - rule: self-select
+    url: https://online.citi.com/US/nga/cards/displayterms?app=UNSOL&HKOP=694a2bccaa4fab7c7710d9d9f1f36fbac5552a971559393761b722e87102c50f
+    quote: 'athletic, sports and recreation facilities requiring membership such as health, tennis, and swimming clubs'
+  - rule: restaurants
+    url: https://www.citi.com/credit-cards/citi-strata-credit-card
+    quote: '2 points per dollar spent at Restaurants'
+  - rule: restaurants
+    url: https://online.citi.com/US/nga/cards/displayterms?app=UNSOL&HKOP=694a2bccaa4fab7c7710d9d9f1f36fbac5552a971559393761b722e87102c50f
+    quote: 'Excludes purchases at bakeries, caterers, and restaurants located inside another business'
+  - rule: annual_fee
+    url: https://online.citi.com/US/nga/cards/displayterms?app=UNSOL&HKOP=694a2bccaa4fab7c7710d9d9f1f36fbac5552a971559393761b722e87102c50f
+    quote: 'Annual Fee None'
+  - rule: welcome_offer
+    url: https://www.citi.com/credit-cards/citi-strata-credit-card
+    quote: 'after spending $1,000 in the first 3 months'
+  - rule: welcome_offer
+    url: https://www.citi.com/credit-cards/citi-strata-credit-card
+    quote: 'Earn 20,000 bonus points'
+  - rule: welcome_offer
+    url: https://www.citi.com/credit-cards/citi-strata-credit-card
+    quote: 'if you currently have or previously had a Citi Strata® or a Citi Strata Student account'
+  - rule: foreign_transaction_fee
+    url: https://online.citi.com/US/nga/cards/displayterms?app=UNSOL&HKOP=694a2bccaa4fab7c7710d9d9f1f36fbac5552a971559393761b722e87102c50f
+    quote: 'Foreign Purchase Transaction 3% of each purchase transaction in U.S. dollars.'
+todo:
+  - "The Self-Select Category can also be Cosmetic Stores/Barber Shops/Hair Salons or Pet Supply Stores, which have no earnrate category, so those two options aren't offered."
+  - "The terms link carries a session-like token (HKOP); if Citi rotates it, take the new one from the card page's Important Pricing & Information link."