creditu-common-library 1.2.8 → 1.2.11

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Files changed (7) hide show
  1. package/debt/services/installment-service.js +6 -4
  2. package/debt/services/insurance-service.d.ts +9 -8
  3. package/debt/services/insurance-service.js +26 -30
  4. package/debt/services/interest.service.d.ts +8 -5
  5. package/debt/services/interest.service.js +28 -44
  6. package/package.json +1 -1
  7. package/test/installment.service.spec.ts +132 -37
package/debt/services/installment-service.js CHANGED
@@ -55,7 +55,8 @@ var InstallmentService = /** @class */ (function () {
55
55
  var balance = this.balanceService.getBalance(balanceValues.balances);
56
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  var startDate = Object.keys(inputs.IPCAmap)[0];
57
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  var endDate = Object.keys(inputs.IPCAmap).pop();
58
- var interest = this.interestService.getInterest(balanceValues.balances, params.annualRate, startDate, endDate, inputs.paymentNumber.value());
58
+ var proportionalDays = inputs.paymentNumber.value() === 1 ? this.interestService.getProportionalDays(startDate, endDate) : 1;
59
+ var interest = this.interestService.getInterest(balanceValues.balances, params.annualRate, proportionalDays);
59
60
  var amortization;
60
61
  var amortizationDiff;
61
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  if (inputs.amortizationMethod === amortization_method_enum_1.AmortizationMethod.GERMAN) {
@@ -71,9 +72,10 @@ var InstallmentService = /** @class */ (function () {
71
72
  var amortizationIPCA = this.amortizationService.getAmortizationIPC(inputs.previousBalance.value(), inputs.inflationaryUpperBound, amortizationDiff, ipcaUpdate);
72
73
  var monthlyPayment = this.paymentService.getMonthlyPayment(interest, amortization, amortizationIPCA);
73
74
  var balanceAfter = this.balanceService.getBalanceAfter(inputs.previousBalance, ipcaUpdate, amortization, amortizationIPCA);
74
- var debtorLifeInsuranceFee = this.insuranceService.getLifeInsurance(params.debtorLifeInsuranceRate, balance);
75
- var codebtorLifeInsuranceFee = params.codebtorLifeInsuranceRate ? this.insuranceService.getLifeInsurance(params.codebtorLifeInsuranceRate, balance) : 0;
76
- var propertyInsuranceFee = this.insuranceService.getPropertyInsurance(inputs.propertyAmount, params.propertyInsuranceRate, inputs.IPCAmap);
75
+ var insurancePeriods = this.insuranceService.getInsurancePeriods(inputs.IPCAmap, inputs.paymentNumber.value(), inputs.numberOfMonths.value());
76
+ var debtorLifeInsuranceFee = this.insuranceService.getInsuranceFee(balance, params.debtorLifeInsuranceRate, insurancePeriods);
77
+ var codebtorLifeInsuranceFee = params.codebtorLifeInsuranceRate ? this.insuranceService.getInsuranceFee(balance, params.codebtorLifeInsuranceRate, insurancePeriods) : 0;
78
+ var propertyInsuranceFee = this.insuranceService.getInsuranceFee(inputs.propertyAmount, params.propertyInsuranceRate, insurancePeriods);
77
79
  var monthlyPaymentWithInsurances = this.math.add(monthlyPayment, debtorLifeInsuranceFee, codebtorLifeInsuranceFee, propertyInsuranceFee);
78
80
  return {
79
81
  IPCAByDates: IPCAByDates,
package/debt/services/insurance-service.d.ts CHANGED
@@ -4,15 +4,16 @@ export declare class InsuranceService {
4
4
  private readonly math;
5
5
  constructor(math: MathService);
6
6
  /**
7
- * Calcula el seguro de propiedad
8
- * @param propertyAmount
9
- * @param propertyInsuranceRate
7
+ * Gives apropiate qty of months to apply insurances
8
+ * @param IPCAmap dates keyed object to know start and end dates
9
+ * @param paymentNumber to validate if it is first or last payment
10
+ * @param numberOfMonths to validate if it is last payment
10
11
  */
11
- getPropertyInsurance(propertyAmount: number, propertyInsuranceRate: CreditInsuranceRate, IPCAmap: Record<string, number>): number;
12
+ getInsurancePeriods(IPCAmap: any, paymentNumber: number, numberOfMonths: number): number;
12
13
  /**
13
- * Calcula el seguro de vida
14
- * @param lifeInsuranceRate // tasa sobre la que se calcula el valor de un seguro
15
- * @param balance // Balance actualizado por corrección monetaria
14
+ * Calcula el cobro de un seguro
15
+ * @param propertyAmount
16
+ * @param propertyInsuranceRate
16
17
  */
17
- getLifeInsurance(lifeInsuranceRate: CreditInsuranceRate, balance: number): number;
18
+ getInsuranceFee(baseAmount: number, insuranceRate: CreditInsuranceRate, insurancePeriods: number): number;
18
19
  }
package/debt/services/insurance-service.js CHANGED
@@ -1,6 +1,7 @@
1
1
  "use strict";
2
2
  Object.defineProperty(exports, "__esModule", { value: true });
3
3
  exports.InsuranceService = void 0;
4
+ var creditu_date_model_1 = require("creditu-date-model");
4
5
  var math_1 = require("../../math");
5
6
  var guarder_1 = require("../../shared/models/guarder");
6
7
  var InsuranceService = /** @class */ (function () {
@@ -9,40 +10,35 @@ var InsuranceService = /** @class */ (function () {
9
10
  this.math = new math_1.MathService(true, 10);
10
11
  }
11
12
  /**
12
- * Calcula el seguro de propiedad
13
- * @param propertyAmount
14
- * @param propertyInsuranceRate
13
+ * Gives apropiate qty of months to apply insurances
14
+ * @param IPCAmap dates keyed object to know start and end dates
15
+ * @param paymentNumber to validate if it is first or last payment
16
+ * @param numberOfMonths to validate if it is last payment
15
17
  */
16
- InsuranceService.prototype.getPropertyInsurance = function (propertyAmount, propertyInsuranceRate, IPCAmap) {
17
- var _this = this;
18
- guarder_1.Guarder.defined(propertyInsuranceRate, 'CreditInsuranceRate');
19
- var getLifeInsurancePeriods = function (IPCAmap) {
20
- var result = Object.keys(IPCAmap)
21
- .map(function (date) {
22
- var days = date.split(',').map(function (strNum) { return parseInt(strNum, 10); }).pop();
23
- return days > 5 ? 1 : 2;
24
- })
25
- .reduce(function (a, b) { return _this.math.add(a, b); }, 0);
26
- return result - 1;
27
- };
28
- var lifeInsurancePeriods = getLifeInsurancePeriods(IPCAmap);
29
- if (propertyInsuranceRate.value() === 0)
30
- throw new Error('Invalid property insurance rate');
31
- var propertyInsurance = this.math.multiply(propertyAmount, this.math.divide(propertyInsuranceRate.value(), 100));
32
- return this.math.round(this.math.multiply(propertyInsurance, lifeInsurancePeriods), 2);
18
+ // eslint-disable-next-line class-methods-use-this
19
+ InsuranceService.prototype.getInsurancePeriods = function (IPCAmap, paymentNumber, numberOfMonths) {
20
+ if (paymentNumber === numberOfMonths) {
21
+ return 0;
22
+ }
23
+ if (paymentNumber !== 1) {
24
+ return 1;
25
+ }
26
+ var datesMap = Object.keys(IPCAmap);
27
+ var firstDate = new creditu_date_model_1.DateModel(datesMap[0]);
28
+ var lastDate = new creditu_date_model_1.DateModel(datesMap[datesMap.length - 1]);
29
+ return lastDate.monthsDiff(firstDate) + 2;
33
30
  };
34
31
  /**
35
- * Calcula el seguro de vida
36
- * @param lifeInsuranceRate // tasa sobre la que se calcula el valor de un seguro
37
- * @param balance // Balance actualizado por corrección monetaria
32
+ * Calcula el cobro de un seguro
33
+ * @param propertyAmount
34
+ * @param propertyInsuranceRate
38
35
  */
39
- InsuranceService.prototype.getLifeInsurance = function (lifeInsuranceRate, balance) {
40
- guarder_1.Guarder.defined(lifeInsuranceRate, 'CreditInsuranceRate');
41
- if (lifeInsuranceRate.value() === 0)
42
- throw new Error('Invalid life insurance rate');
43
- var lifeInsurance = this.math.multiply(balance, this.math.divide(lifeInsuranceRate.value(), 100));
44
- var result = this.math.round(lifeInsurance, 2);
45
- return result;
36
+ InsuranceService.prototype.getInsuranceFee = function (baseAmount, insuranceRate, insurancePeriods) {
37
+ guarder_1.Guarder.defined(insuranceRate, 'CreditInsuranceRate');
38
+ if (insuranceRate.value() === 0)
39
+ throw new Error('Invalid insurance rate');
40
+ var propertyInsurance = this.math.multiply(baseAmount, insuranceRate.value());
41
+ return this.math.round(this.math.multiply(propertyInsurance, insurancePeriods), 2);
46
42
  };
47
43
  return InsuranceService;
48
44
  }());
package/debt/services/interest.service.d.ts CHANGED
@@ -2,7 +2,6 @@ import { MathService } from '../../math';
2
2
  export declare class InterestService {
3
3
  private readonly math;
4
4
  constructor(math: MathService);
5
- private calculateDaysOfMonth;
6
5
  /**
7
6
  * Método que calcula el interés diario a partir del interés anual.
8
7
  * @param annyalRate Tasa de interés anual.
@@ -22,13 +21,17 @@ export declare class InterestService {
22
21
  * @returns
23
22
  */
24
23
  private getPeriodInterestValue;
25
- private findPeriodIndex;
24
+ /**
25
+ * Taking past month as base, returns days between start and end date over past month's total days
26
+ * @param startDate
27
+ * @param endDate
28
+ */
29
+ getProportionalDays(startDate: string, endDate: string): number;
26
30
  /**
27
31
  * Calcula el interes a partir del interes diario
28
32
  * @param balanceValues
29
33
  * @param annualRate
30
- * @param startDate
31
- * @param endDate
34
+ * @param proportion
32
35
  */
33
- getInterest(balanceValues: number[], annualRate: number, startDate: string, endDate: string, paymentNumber: number): number;
36
+ getInterest(balanceValues: number[], annualRate: number, proportion: number): number;
34
37
  }
package/debt/services/interest.service.js CHANGED
@@ -1,6 +1,4 @@
1
1
  "use strict";
2
- // import { MathService } from '../../math';
3
- // import { PreviousBalance } from '../../shared/models/previous-balance';
4
2
  Object.defineProperty(exports, "__esModule", { value: true });
5
3
  exports.InterestService = void 0;
6
4
  var creditu_date_model_1 = require("creditu-date-model");
@@ -8,24 +6,8 @@ var math_1 = require("../../math");
8
6
  var InterestService = /** @class */ (function () {
9
7
  function InterestService(math) {
10
8
  this.math = math;
11
- this.findPeriodIndex = function (periodArray, period) {
12
- var periodIndex;
13
- // eslint-disable-next-line no-loop-func
14
- periodArray.find(function (element, index) {
15
- if (element.period === period) {
16
- periodIndex = index;
17
- return true;
18
- }
19
- return false;
20
- });
21
- return periodIndex;
22
- };
23
9
  this.math = new math_1.MathService(true, 10);
24
10
  }
25
- // eslint-disable-next-line class-methods-use-this
26
- InterestService.prototype.calculateDaysOfMonth = function (year, month) {
27
- return new Date(year, month, 0).getDate();
28
- };
29
11
  /**
30
12
  * Método que calcula el interés diario a partir del interés anual.
31
13
  * @param annyalRate Tasa de interés anual.
@@ -57,44 +39,46 @@ var InterestService = /** @class */ (function () {
57
39
  return this.math.round(this.math.subtract(preResult, 1), 10);
58
40
  };
59
41
  /**
60
- * Calcula el interes a partir del interes diario
61
- * @param balanceValues
62
- * @param annualRate
42
+ * Taking past month as base, returns days between start and end date over past month's total days
63
43
  * @param startDate
64
44
  * @param endDate
65
45
  */
66
- InterestService.prototype.getInterest = function (balanceValues, annualRate, startDate, endDate, paymentNumber) {
46
+ InterestService.prototype.getProportionalDays = function (startDate, endDate) {
67
47
  var _this = this;
68
- var periodArray = [];
69
- var startDateModel = new creditu_date_model_1.DateModel(startDate);
70
- if (paymentNumber === 1) {
71
- startDateModel = startDateModel.addDays(1);
72
- }
48
+ var startDateModel = new creditu_date_model_1.DateModel(startDate).addDays(1);
73
49
  var endDateModel = new creditu_date_model_1.DateModel(endDate);
74
- while (startDateModel <= endDateModel) {
75
- var _a = startDateModel.toString().split('-'), year = _a[0], month = _a[1];
76
- var period = "".concat(year, "-").concat(month);
77
- var periodIndex = this.findPeriodIndex(periodArray, period);
78
- if (periodIndex === undefined) {
79
- periodArray.push({ period: period, days: 1 });
50
+ var periodArray = [];
51
+ var _loop_1 = function () {
52
+ var _b = startDateModel.toString().split('-'), year_1 = _b[0], month_1 = _b[1];
53
+ var currentPeriod = "".concat(year_1, "-").concat(month_1);
54
+ var periodIndex = periodArray.findIndex(function (periodObject) { return periodObject.period === currentPeriod; });
55
+ if (periodIndex === -1) {
56
+ periodArray.push({ currentPeriod: currentPeriod, days: 1 });
80
57
  }
81
58
  else {
82
59
  periodArray[periodIndex].days += 1;
83
60
  }
84
61
  startDateModel = startDateModel.addDays(1);
62
+ };
63
+ while (startDateModel <= endDateModel) {
64
+ _loop_1();
85
65
  }
66
+ // Se utiliza el primer mes antes del vencimiento de la cuota para el total de días a considerar en la proporción para el interés.
67
+ var monthBeforeEndDate = endDateModel.substractMonths(1);
68
+ var _a = monthBeforeEndDate.toString().split('-'), year = _a[0], month = _a[1];
69
+ var daysOfMonth = new Date(Number(year), Number(month), 0).getDate();
70
+ var proportion = periodArray.reduce(function (proportion, element) { return proportion + _this.math.multiply(_this.math.divide(1, daysOfMonth), element.days); }, 0);
71
+ // return this.math.round(proportion, 2);
72
+ return proportion;
73
+ };
74
+ /**
75
+ * Calcula el interes a partir del interes diario
76
+ * @param balanceValues
77
+ * @param annualRate
78
+ * @param proportion
79
+ */
80
+ InterestService.prototype.getInterest = function (balanceValues, annualRate, proportion) {
86
81
  var interest = this.math.multiply(balanceValues[balanceValues.length - 1], this.getMonthlyInterestValue(annualRate));
87
- var proportion = 1;
88
- if (paymentNumber === 1) {
89
- // Se utiliza el primer mes antes del vencimiento de la cuota para el total de días a considerar en la proporción para el interés.
90
- var yearMonth = periodArray[periodArray.length - 2].period.split('-');
91
- var daysOfMonth_1 = this.calculateDaysOfMonth(yearMonth[0], yearMonth[1]);
92
- proportion = periodArray.reduce(function (proportion, element) {
93
- // eslint-disable-next-line no-param-reassign
94
- proportion += _this.math.multiply(_this.math.divide(1, daysOfMonth_1), element.days);
95
- return proportion;
96
- }, 0);
97
- }
98
82
  return this.math.round(this.math.multiply(interest, proportion), 2);
99
83
  };
100
84
  return InterestService;
package/package.json CHANGED
@@ -1,6 +1,6 @@
1
1
  {
2
2
  "name": "creditu-common-library",
3
- "version": "1.2.8",
3
+ "version": "1.2.11",
4
4
  "description": "",
5
5
  "main": "lib/index.js",
6
6
  "files": [
package/test/installment.service.spec.ts CHANGED
@@ -79,12 +79,12 @@ describe('installment-service for german method', () => {
79
79
  dailyRate: 0.0002009109,
80
80
  interest: 330.09,
81
81
  monthlyPayment: 819.68713637,
82
- monthlyPaymentWithInsurances: 846.62713637,
82
+ monthlyPaymentWithInsurances: 873.55713637,
83
83
  amortization: 361.70713637,
84
84
  amortizationIPCA: 127.89,
85
- debtorLifeInsuranceFee: 22.14,
85
+ debtorLifeInsuranceFee: 44.27,
86
86
  codebtorLifeInsuranceFee: 0,
87
- propertyInsuranceFee: 4.8
87
+ propertyInsuranceFee: 9.6
88
88
  };
89
89
 
90
90
  const amortizationMethod = AmortizationMethod.GERMAN;
@@ -92,10 +92,10 @@ describe('installment-service for german method', () => {
92
92
  const numberOfMonths = new NumberOfMonths(360);
93
93
  const previousBalance = new PreviousBalance(129600);
94
94
  const annualRate = 0.075;
95
- const debtorLifeInsuranceRate = new CreditInsuranceRate(0.017);
95
+ const debtorLifeInsuranceRate = new CreditInsuranceRate(0.00017);
96
96
  const inflationaryUpperBound = 0.001;
97
97
  const propertyAmount = 160000;
98
- const propertyInsuranceRate = new CreditInsuranceRate(0.003);
98
+ const propertyInsuranceRate = new CreditInsuranceRate(0.00003);
99
99
  const IPCAmap = {
100
100
  '2021-12-23': 0.0125,
101
101
  '2022-01-05': 0.0095
@@ -177,22 +177,22 @@ describe('installment-service for german method', () => {
177
177
  dailyRate: 0.0002009109,
178
178
  interest: 330.09,
179
179
  monthlyPayment: 1304.656229564,
180
- monthlyPaymentWithInsurances: 1331.596229564,
180
+ monthlyPaymentWithInsurances: 1358.526229564,
181
181
  amortization: 361.70713637,
182
182
  amortizationIPCA: 612.859093194,
183
- debtorLifeInsuranceFee: 22.14,
184
- propertyInsuranceFee: 4.8,
185
- codebtorLifeInsuranceFee: 0
183
+ debtorLifeInsuranceFee: 44.27,
184
+ codebtorLifeInsuranceFee: 0,
185
+ propertyInsuranceFee: 9.6
186
186
  };
187
187
  const amortizationMethod = AmortizationMethod.GERMAN;
188
188
  const paymentNumber = new PaymentNumber(1);
189
189
  const numberOfMonths = new NumberOfMonths(360);
190
190
  const previousBalance = new PreviousBalance(129600);
191
191
  const annualRate = 0.075;
192
- const debtorLifeInsuranceRate = new CreditInsuranceRate(0.017);
192
+ const debtorLifeInsuranceRate = new CreditInsuranceRate(0.00017);
193
193
  const inflationaryUpperBound = 1;
194
194
  const propertyAmount = 160000;
195
- const propertyInsuranceRate = new CreditInsuranceRate(0.003);
195
+ const propertyInsuranceRate = new CreditInsuranceRate(0.00003);
196
196
  const IPCAmap = {
197
197
  '2021-12-23': 0.0125,
198
198
  '2022-01-05': 0.0095
@@ -212,7 +212,6 @@ describe('installment-service for german method', () => {
212
212
  propertyInsuranceRate
213
213
  };
214
214
  const result = service.getTotalMonthlyPayment(inputs, params);
215
- // console.log('file: installment.service.spec.ts ~ line 216 ~ result', result);
216
215
  expect(result).toEqual(expectedResult);
217
216
  });
218
217
  it('(WEDSON (Case 1 inflationaryUpperBound) should return the calculated installment with 1 day late', () => {
@@ -275,20 +274,20 @@ describe('installment-service for german method', () => {
275
274
  dailyRate: 0.0002009109,
276
275
  interest: 330.09,
277
276
  monthlyPayment: 1304.656229564,
278
- monthlyPaymentWithInsurances: 1331.596229564,
277
+ monthlyPaymentWithInsurances: 1358.526229564,
279
278
  amortization: 361.70713637,
280
279
  amortizationIPCA: 612.859093194,
281
- debtorLifeInsuranceFee: 22.14,
282
- propertyInsuranceFee: 4.8,
283
- codebtorLifeInsuranceFee: 0
280
+ debtorLifeInsuranceFee: 44.27,
281
+ codebtorLifeInsuranceFee: 0,
282
+ propertyInsuranceFee: 9.6
284
283
  };
285
284
 
286
285
  const expectedLateResult = {
287
- lateInterest: 0.2675321969,
288
- lateAmotizationIPCA: 0.4062055604,
289
- lateChargesInterest: 0.4274822044,
290
- lateDays: 1,
291
- totalMonthlyPayment: 1359.329374117
286
+ totalMonthlyPayment: 1386.8202450224,
287
+ lateInterest: 0.2729427275,
288
+ lateAmotizationIPCA: 0.4144206,
289
+ lateChargesInterest: 0.4361275396,
290
+ lateDays: 1
292
291
  };
293
292
 
294
293
  const amortizationMethod = AmortizationMethod.GERMAN;
@@ -296,10 +295,10 @@ describe('installment-service for german method', () => {
296
295
  const numberOfMonths = new NumberOfMonths(360);
297
296
  const previousBalance = new PreviousBalance(129600);
298
297
  const annualRate = 0.075;
299
- const debtorLifeInsuranceRate = new CreditInsuranceRate(0.017);
298
+ const debtorLifeInsuranceRate = new CreditInsuranceRate(0.00017);
300
299
  const inflationaryUpperBound = 1;
301
300
  const propertyAmount = 160000;
302
- const propertyInsuranceRate = new CreditInsuranceRate(0.003);
301
+ const propertyInsuranceRate = new CreditInsuranceRate(0.00003);
303
302
  const IPCAmap = {
304
303
  '2021-12-23': 0.0125,
305
304
  '2022-01-05': 0.0095
@@ -319,7 +318,6 @@ describe('installment-service for german method', () => {
319
318
  propertyInsuranceRate
320
319
  };
321
320
  const result = service.getTotalMonthlyPayment(inputs, params);
322
- // console.log('file: installment.service.spec.ts ~ line 216 ~ result', result);
323
321
  expect(result).toEqual(expectedResult);
324
322
 
325
323
  const totalMonthlyPayment = result.monthlyPaymentWithInsurances;
@@ -432,10 +430,10 @@ describe('installment-service for german method', () => {
432
430
  const numberOfMonths = new NumberOfMonths(360);
433
431
  const previousBalance = new PreviousBalance(129240.00);
434
432
  const annualRate = 0.075;
435
- const debtorLifeInsuranceRate = new CreditInsuranceRate(0.017);
433
+ const debtorLifeInsuranceRate = new CreditInsuranceRate(0.00017);
436
434
  const inflationaryUpperBound = 1;
437
435
  const propertyAmount = 160000;
438
- const propertyInsuranceRate = new CreditInsuranceRate(0.003);
436
+ const propertyInsuranceRate = new CreditInsuranceRate(0.00003);
439
437
  const IPCAmap = {
440
438
  '2021-01-05': 0.0095,
441
439
  '2022-02-05': 0.0073
@@ -569,10 +567,10 @@ describe('installment-service for german method', () => {
569
567
  const numberOfMonths = new NumberOfMonths(360);
570
568
  const previousBalance = new PreviousBalance(129240);
571
569
  const annualRate = 0.075;
572
- const debtorLifeInsuranceRate = new CreditInsuranceRate(0.017);
570
+ const debtorLifeInsuranceRate = new CreditInsuranceRate(0.00017);
573
571
  const inflationaryUpperBound = 0.005;
574
572
  const propertyAmount = 160000;
575
- const propertyInsuranceRate = new CreditInsuranceRate(0.003);
573
+ const propertyInsuranceRate = new CreditInsuranceRate(0.00003);
576
574
  const IPCAmap = {
577
575
  '2021-01-05': 0.0095,
578
576
  '2022-02-05': 0.0073
@@ -879,10 +877,10 @@ describe('installment-service for german method', () => {
879
877
  const numberOfMonths = new NumberOfMonths(360);
880
878
  const previousBalance = new PreviousBalance(129240.00);
881
879
  const annualRate = 0.075;
882
- const debtorLifeInsuranceRate = new CreditInsuranceRate(0.017);
880
+ const debtorLifeInsuranceRate = new CreditInsuranceRate(0.00017);
883
881
  const inflationaryUpperBound = 0.005;
884
882
  const propertyAmount = 160000;
885
- const propertyInsuranceRate = new CreditInsuranceRate(0.003);
883
+ const propertyInsuranceRate = new CreditInsuranceRate(0.00003);
886
884
  const IPCAmap = { '2022-01-05': 0.0095, '2022-02-05': 0.0073 };
887
885
  const inputs: DebtInputs = {
888
886
  amortizationMethod,
@@ -901,7 +899,105 @@ describe('installment-service for german method', () => {
901
899
  const result = service.getTotalMonthlyPayment(inputs, params);
902
900
  expect(result).toEqual(expectedResult);
903
901
  });
902
+ it('WEDSON caso productivo 1ra cuota', () => {
903
+ const expectedResult = {
904
+ IPCAByDates: [
905
+ { date: '2021-12-23', ipca: 0.0125, dailyIPCA: 0.0004008068 },
906
+ { date: '2021-12-24', ipca: 0.0125, dailyIPCA: 0.0004008068 },
907
+ { date: '2021-12-25', ipca: 0.0125, dailyIPCA: 0.0004008068 },
908
+ { date: '2021-12-26', ipca: 0.0125, dailyIPCA: 0.0004008068 },
909
+ { date: '2021-12-27', ipca: 0.0125, dailyIPCA: 0.0004008068 },
910
+ { date: '2021-12-28', ipca: 0.0125, dailyIPCA: 0.0004008068 },
911
+ { date: '2021-12-29', ipca: 0.0125, dailyIPCA: 0.0004008068 },
912
+ { date: '2021-12-30', ipca: 0.0125, dailyIPCA: 0.0004008068 },
913
+ { date: '2021-12-31', ipca: 0.0125, dailyIPCA: 0.0004008068 },
914
+ { date: '2022-01-01', ipca: 0.0095, dailyIPCA: 0.0003050516 },
915
+ { date: '2022-01-02', ipca: 0.0095, dailyIPCA: 0.0003050516 },
916
+ { date: '2022-01-03', ipca: 0.0095, dailyIPCA: 0.0003050516 },
917
+ { date: '2022-01-04', ipca: 0.0095, dailyIPCA: 0.0003050516 },
918
+ { date: '2022-01-05', ipca: 0.0095, dailyIPCA: 0.0003050516 }
919
+ ],
920
+ balanceValues: {
921
+ balances: [
922
+ 129651.94456128,
923
+ 129703.9099422934,
924
+ 129755.8961513849,
925
+ 129807.9031969025,
926
+ 129859.9310871976,
927
+ 129911.9798306249,
928
+ 129964.0494355425,
929
+ 130016.1399103118,
930
+ 130055.8015418173,
931
+ 130095.4752721669,
932
+ 130135.1611050514,
933
+ 130174.8590441628,
934
+ 130214.569093194
935
+ ],
936
+ balanceMonetaryUpdateValues: [
937
+ 51.94456128, 51.9653810134,
938
+ 51.9862090915, 52.0070455176,
939
+ 52.0278902951, 52.0487434273,
940
+ 52.0696049176, 52.0904747693,
941
+ 39.6616315055, 39.6737303496,
942
+ 39.6858328845, 39.6979391114,
943
+ 39.7100490312
944
+ ],
945
+ balanceUpperBoundMonetaryUpdateValues: [
946
+ 0, 0, 0, 0, 0, 0,
947
+ 0, 0, 0, 0, 0, 0,
948
+ 0
949
+ ],
950
+ inflationaryBoundDifferenceValues: [
951
+ 0, 0, 0, 0, 0, 0,
952
+ 0, 0, 0, 0, 0, 0,
953
+ 0
954
+ ]
955
+ },
956
+ balance: 130214.569093194,
957
+ balanceAfter: 129240.00286363,
958
+ ipcaUpdate: 614.569093194,
959
+ dailyRate: 0.0002009109,
960
+ interest: 330.09,
961
+ monthlyPayment: 1304.656229564,
962
+ monthlyPaymentWithInsurances: 1358.526229564,
963
+ amortization: 361.70713637,
964
+ amortizationIPCA: 612.859093194,
965
+ debtorLifeInsuranceFee: 44.27,
966
+ codebtorLifeInsuranceFee: 0,
967
+ propertyInsuranceFee: 9.6
968
+ };
969
+ const amortizationMethod = AmortizationMethod.GERMAN;
970
+ const paymentNumber = new PaymentNumber(1);
971
+ const numberOfMonths = new NumberOfMonths(360);
972
+ const previousBalance = new PreviousBalance(129600);
973
+ const annualRate = 0.075;
974
+ const debtorLifeInsuranceRate = new CreditInsuranceRate(0.00017);
975
+ const inflationaryUpperBound = 1;
976
+ const propertyAmount = 160000;
977
+ const propertyInsuranceRate = new CreditInsuranceRate(0.00003);
978
+ const IPCAmap = {
979
+ '2021-12-23': 0.0125,
980
+ '2022-01-05': 0.0095
981
+ };
982
+ const inputs: DebtInputs = {
983
+ amortizationMethod,
984
+ paymentNumber,
985
+ numberOfMonths,
986
+ previousBalance,
987
+ inflationaryUpperBound,
988
+ propertyAmount,
989
+ IPCAmap
990
+ };
991
+ const params: DebtParams = {
992
+ annualRate,
993
+ debtorLifeInsuranceRate,
994
+ propertyInsuranceRate
995
+ };
996
+ const result = service.getTotalMonthlyPayment(inputs, params);
997
+ expect(expectedResult).toEqual(result);
998
+ });
904
999
  });
1000
+
905
1001
  describe('installment-service for french method', () => {
906
1002
  const service = new InstallmentService(new MathService(true, 10));
907
1003
  it('Alitio (inflationaryUpperBound 1) should return the calculated installment', () => {
@@ -966,12 +1062,12 @@ describe('installment-service for french method', () => {
966
1062
  dailyRate: 0.0002266368,
967
1063
  interest: 1804.52,
968
1064
  monthlyPayment: 5821.2051403922,
969
- monthlyPaymentWithInsurances: 5928.5651403922,
1065
+ monthlyPaymentWithInsurances: 6035.9151403922,
970
1066
  amortization: 1638.6085052585,
971
1067
  amortizationIPCA: 2378.0766351337,
972
- debtorLifeInsuranceFee: 82.01,
973
- propertyInsuranceFee: 25.35,
974
- codebtorLifeInsuranceFee: 0
1068
+ debtorLifeInsuranceFee: 164.01,
1069
+ codebtorLifeInsuranceFee: 0,
1070
+ propertyInsuranceFee: 50.7
975
1071
  };
976
1072
 
977
1073
  const amortizationMethod = AmortizationMethod.FRENCH;
@@ -979,10 +1075,10 @@ describe('installment-service for french method', () => {
979
1075
  const numberOfMonths = new NumberOfMonths(162);
980
1076
  const previousBalance = new PreviousBalance(480000.00); //
981
1077
  const annualRate = 0.085;
982
- const debtorLifeInsuranceRate = new CreditInsuranceRate(0.017);
1078
+ const debtorLifeInsuranceRate = new CreditInsuranceRate(0.00017);
983
1079
  const inflationaryUpperBound = 1;
984
1080
  const propertyAmount = 845000;
985
- const propertyInsuranceRate = new CreditInsuranceRate(0.003);
1081
+ const propertyInsuranceRate = new CreditInsuranceRate(0.00003);
986
1082
  const IPCAmap = { '2022-01-19': 0.0095, '2022-02-05': 0.0073 };
987
1083
  const inputs: DebtInputs = {
988
1084
  amortizationMethod,
@@ -999,7 +1095,6 @@ describe('installment-service for french method', () => {
999
1095
  propertyInsuranceRate
1000
1096
  };
1001
1097
  const result = service.getTotalMonthlyPayment(inputs, params);
1002
- // console.log('file: installment.service.spec.ts ~ line 883 ~ result', result);
1003
1098
  expect(result).toEqual(expectedResult);
1004
1099
  });
1005
1100
  // Falla en el cálculo de la amortizationIPC