creditu-common-library 1.2.24 → 1.3.2

package/debt/services/amortization-service.d.ts

@@ -10,7 +10,7 @@ export declare class AmortizationService {
     getAmortizationDiffGerman(previousBalance: number, balance: number, numberOfMonths: number): number;
     /**
      *
-     * @param montlyRate Tasa mensual del crédito
+     * @param monthlyRate Tasa mensual del crédito
      * @param numberOfMonths Número de meses del crédito
      * @param previusBalance Balance anterior
      * @param balance Balance actual
@@ -20,13 +20,13 @@ export declare class AmortizationService {
     getAmortizationDiffFrench(monthlyRate: number, numberOfMonths: number, previusBalance: number, balance: number, paymentNumber: number): number;
     /**
      *
-     * @param montlyRate Tasa mensual del crédito
+     * @param monthlyRate Tasa mensual del crédito
      * @param numberOfMonths Número de meses del crédito
      * @param balance Balance actual
      * @param paymentNumber Número de cuota
      * @returns
      */
-    getAmortizationFrench(montlyRate: number, numberOfMonths: number, balance: number, paymentNumber: number): number;
+    getAmortizationFrench(monthlyRate: number, numberOfMonths: number, balance: number, paymentNumber: number): number;
     /**
      * Calcula la amortizacion
      * @param paymentNumber

package/debt/services/amortization-service.js

@@ -11,11 +11,11 @@ var AmortizationService = /** @class */ (function () {
         this.interestService = new interest_service_1.InterestService(this.math);
         this.math = new math_1.MathService(true, 10);
     }
-    AmortizationService.prototype.getMonthlyPayment = function (montlyRate, period, balance) {
-        var a = Math.pow(this.math.add(1, montlyRate), period);
-        var b = this.math.multiply(a, montlyRate);
-        var c = this.math.subtract(a, 1);
-        return this.math.multiply(this.math.divide(b, c), balance);
+    AmortizationService.prototype.getMonthlyPayment = function (monthlyRate, period, balance) {
+        var periodInterest = Math.pow(this.math.add(1, monthlyRate), period);
+        var interest = this.math.multiply(periodInterest, monthlyRate);
+        var periodRate = this.math.subtract(periodInterest, 1);
+        return this.math.multiply(this.math.divide(interest, periodRate), balance);
     };
     AmortizationService.prototype.getAmortizationIPC = function (upperBound, amortizationDiff, IPCAupdate) {
         return this.math.round(upperBound < IPCAupdate
@@ -28,7 +28,7 @@ var AmortizationService = /** @class */ (function () {
     };
     /**
      *
-     * @param montlyRate Tasa mensual del crédito
+     * @param monthlyRate Tasa mensual del crédito
      * @param numberOfMonths Número de meses del crédito
      * @param previusBalance Balance anterior
      * @param balance Balance actual
@@ -47,16 +47,16 @@ var AmortizationService = /** @class */ (function () {
     };
     /**
      *
-     * @param montlyRate Tasa mensual del crédito
+     * @param monthlyRate Tasa mensual del crédito
      * @param numberOfMonths Número de meses del crédito
      * @param balance Balance actual
      * @param paymentNumber Número de cuota
      * @returns
      */
-    AmortizationService.prototype.getAmortizationFrench = function (montlyRate, numberOfMonths, balance, paymentNumber) {
+    AmortizationService.prototype.getAmortizationFrench = function (monthlyRate, numberOfMonths, balance, paymentNumber) {
         var period = this.math.subtract(this.math.add(numberOfMonths, 1), paymentNumber);
-        var monthlyPayment = this.getMonthlyPayment(montlyRate, period, balance);
-        var interest = this.math.multiply(balance, montlyRate);
+        var monthlyPayment = this.getMonthlyPayment(monthlyRate, period, balance);
+        var interest = this.math.multiply(balance, monthlyRate);
         return this.math.subtract(monthlyPayment, interest);
     };
     /**

package/debt/services/installment-service.js

@@ -51,14 +51,14 @@ var InstallmentService = /** @class */ (function () {
         var insurancePeriods = this.insuranceService.getInsurancePeriods(inputs.IPCAmap, inputs.paymentNumber.value(), inputs.numberOfMonths.value());
         var lifeInsuranceBalance = this.insuranceService.getLifeInsuranceBalance(IPCAByDates, balanceValues.balances);
         var debtorLifeInsuranceFee = this.insuranceService.getInsuranceFee(lifeInsuranceBalance, params.debtorLifeInsuranceRate, insurancePeriods);
-        var codebtorLifeInsuranceFee = params.codebtorLifeInsuranceRate ? this.insuranceService.getInsuranceFee(lifeInsuranceBalance, params.codebtorLifeInsuranceRate, insurancePeriods) : 0;
+        var codebtorLifeInsuranceFee = 0;
         var propertyInsuranceFee = this.insuranceService.getInsuranceFee(inputs.propertyAmount, params.propertyInsuranceRate, insurancePeriods);
         var monthlyPaymentWithInsurances = this.monthlyPaymentService.getMonthlyPaymentWithInsurances(interest, interestDiff, amortizationIUB, amortizationIPCA, debtorLifeInsuranceFee, codebtorLifeInsuranceFee, propertyInsuranceFee);
         var dailyRate = this.interestService.getDailyInterestValue(params.annualRate);
         var lateChargesFineRate = params.lateChargesFineRate, lateChargesInterestRate = params.lateChargesInterestRate;
         var IPCAmapLate = inputs.IPCAmapLate, todayIn = inputs.today;
         var today = todayIn || new creditu_date_model_1.DateModel().toString();
-        var _b = this.lateService.getTotalMonthlyPayment(endDate, today, monthlyPaymentWithInsurances, inputs.isGraceMonth, lateChargesFineRate, dailyRate, IPCAmapLate, lateChargesInterestRate), lateCharges = _b.lateCharges, lateInterest = _b.lateInterest, lateAmortizationIPCA = _b.lateAmortizationIPCA, lateChargesInterest = _b.lateChargesInterest, monthlyPaymentWithLate = _b.monthlyPaymentWithLate, lateDays = _b.lateDays;
+        var _b = this.lateService.getTotalMonthlyPayment(endDate, today, monthlyPaymentWithInsurances, lateChargesFineRate, dailyRate, IPCAmapLate, lateChargesInterestRate), lateCharges = _b.lateCharges, lateInterest = _b.lateInterest, lateAmortizationIPCA = _b.lateAmortizationIPCA, lateChargesInterest = _b.lateChargesInterest, monthlyPaymentWithLate = _b.monthlyPaymentWithLate, lateDays = _b.lateDays;
         var lateRate = this.lateService.getLateRate(lateChargesInterestRate, dailyRate, dailyIPCAvalues);
         return {
             IPCAByDates: IPCAByDates,

package/debt/services/interest.service.d.ts

@@ -4,10 +4,10 @@ export declare class InterestService {
     constructor(math: MathService);
     /**
      * Método que calcula el interés diario a partir del interés anual.
-     * @param annyalRate Tasa de interés anual.
+     * @param annualRate Tasa de interés anual.
      * @returns
      */
-    getDailyInterestValue(annyalRate: number): number;
+    getDailyInterestValue(annualRate: number): number;
     /**
      * Método que calcula el interés mensual a partir del interés anual.
      * @param annualRate Tasa de interés anual.
@@ -16,7 +16,7 @@ export declare class InterestService {
     getMonthlyInterestValue(annualRate: number): number;
     /**
      * Método que calcula el interés de un periodo de tiempo a partir del interés anual.
-     * @param annyalRate Tasa de interés anual.
+     * @param annualRate Tasa de interés anual.
      * @param period Periodo de tiempo para calcular la tasa, normalmente 360 para la tasa diaria o 12 para la tasa mensual.
      * @returns
      */

package/debt/services/interest.service.js

@@ -10,11 +10,11 @@ var InterestService = /** @class */ (function () {
     }
     /**
      * Método que calcula el interés diario a partir del interés anual.
-     * @param annyalRate Tasa de interés anual.
+     * @param annualRate Tasa de interés anual.
      * @returns
      */
-    InterestService.prototype.getDailyInterestValue = function (annyalRate) {
-        return this.getPeriodInterestValue(annyalRate, 360);
+    InterestService.prototype.getDailyInterestValue = function (annualRate) {
+        return this.getPeriodInterestValue(annualRate, 360);
     };
     /**
      * Método que calcula el interés mensual a partir del interés anual.
@@ -26,14 +26,14 @@ var InterestService = /** @class */ (function () {
     };
     /**
      * Método que calcula el interés de un periodo de tiempo a partir del interés anual.
-     * @param annyalRate Tasa de interés anual.
+     * @param annualRate Tasa de interés anual.
      * @param period Periodo de tiempo para calcular la tasa, normalmente 360 para la tasa diaria o 12 para la tasa mensual.
      * @returns
      */
-    InterestService.prototype.getPeriodInterestValue = function (annyalRate, period) {
-        if (!annyalRate)
+    InterestService.prototype.getPeriodInterestValue = function (annualRate, period) {
+        if (!annualRate)
             throw new Error('Invalid annual rate');
-        var op1 = this.math.add(1, annyalRate);
+        var op1 = this.math.add(1, annualRate);
         var op2 = this.math.divide(1, period);
         var preResult = Math.pow(op1, op2);
         return this.math.round(this.math.subtract(preResult, 1), 10);

package/debt/services/late.service.d.ts

@@ -13,7 +13,7 @@ export declare class LateService {
      * * @param endDate
      */
     getLateDaysAndIPC(startDate: string, endDate: string, ipcaValues: Record<string, number>): any[];
-    getTotalLates(dueDate: string, date: string, monthlyPaymentWithLate: number, isGraceMonth: boolean, lateChargesFineRate: number, dailyRateInterest: number, lateChargesInterestRate: number, ipcaValues: Record<string, number>): any;
-    getTotalMonthlyPayment(dueDateIn: string, date: string, monthlyPaymentWithLate: number, isGraceMonth: boolean, lateChargesFineRate: number, dailyInterestRate: number, ipcaValues: Record<string, number>, lateChargesInterestRate: number): any;
+    getTotalLates(dueDate: string, date: string, monthlyPaymentWithLate: number, lateChargesFineRate: number, dailyRateInterest: number, lateChargesInterestRate: number, ipcaValues: Record<string, number>): any;
+    getTotalMonthlyPayment(dueDateIn: string, today: string, monthlyPaymentWithInsurances: number, lateChargesFineRate: number, dailyInterestRate: number, ipcaValues: Record<string, number>, lateChargesInterestRate: number): any;
     getLateRate(lateChargesInterestRate: number, dailyRate: number, dailyIPCAvalues: number[]): number;
 }

package/debt/services/late.service.js

@@ -62,7 +62,7 @@ var LateService = /** @class */ (function () {
     };
     // Agregar ipca por cada dia de mora, mirando los ipcaValues dos meses atras
     // eslint-disable-next-line max-len
-    LateService.prototype.getTotalLates = function (dueDate, date, monthlyPaymentWithLate, isGraceMonth, lateChargesFineRate, dailyRateInterest, lateChargesInterestRate, ipcaValues) {
+    LateService.prototype.getTotalLates = function (dueDate, date, monthlyPaymentWithLate, lateChargesFineRate, dailyRateInterest, lateChargesInterestRate, ipcaValues) {
         var _this = this;
         var lateCharges = this.getLate(monthlyPaymentWithLate, lateChargesFineRate);
         var lateDaysArray = this.getLateDaysAndIPC(dueDate, date, ipcaValues);
@@ -70,8 +70,8 @@ var LateService = /** @class */ (function () {
             var _a = lateDay.date.split('-'), year = _a[0], month = _a[1];
             var rateIPCA = _this.getDailyIPC(lateDay.ipca, _this.calculateDaysOfMonth(year, month));
             var lateChargesDailyRate = _this.getLateChargesDailyRate(date, lateChargesInterestRate);
-            var lateInterest = isGraceMonth ? 0 : _this.getLate(acc.monthlyPaymentWithLate, dailyRateInterest);
-            var lateAmortizationIPCA = isGraceMonth ? 0 : _this.getLate(acc.monthlyPaymentWithLate, rateIPCA);
+            var lateInterest = _this.getLate(acc.monthlyPaymentWithLate, dailyRateInterest);
+            var lateAmortizationIPCA = _this.getLate(acc.monthlyPaymentWithLate, rateIPCA);
             var lateChargesInterest = _this.getLate(acc.monthlyPaymentWithLate, lateChargesDailyRate);
             acc.lateInterest = _this.math.add(acc.lateInterest, lateInterest);
             acc.lateAmortizationIPCA = _this.math.add(acc.lateAmortizationIPCA, lateAmortizationIPCA);
@@ -86,19 +86,19 @@ var LateService = /** @class */ (function () {
         return lates;
     };
     // eslint-disable-next-line no-param-reassign
-    LateService.prototype.getTotalMonthlyPayment = function (dueDateIn, date, monthlyPaymentWithLate, isGraceMonth, lateChargesFineRate, dailyInterestRate, ipcaValues, lateChargesInterestRate) {
-        var lateDays = new creditu_date_model_1.DateModel(date).daysDiff(new creditu_date_model_1.DateModel(dueDateIn));
+    LateService.prototype.getTotalMonthlyPayment = function (dueDateIn, today, monthlyPaymentWithInsurances, lateChargesFineRate, dailyInterestRate, ipcaValues, lateChargesInterestRate) {
+        var lateDays = new creditu_date_model_1.DateModel(today).daysDiff(new creditu_date_model_1.DateModel(dueDateIn));
         if (lateDays <= 0) {
             return {
                 lateCharges: 0,
                 lateInterest: 0,
                 lateAmortizationIPCA: 0,
                 lateChargesInterest: 0,
-                monthlyPaymentWithLate: monthlyPaymentWithLate,
+                monthlyPaymentWithLate: monthlyPaymentWithInsurances,
                 lateDays: 0
             };
         }
-        var lates = this.getTotalLates(new creditu_date_model_1.DateModel(dueDateIn).addDays(1).toString(), date, monthlyPaymentWithLate, isGraceMonth, lateChargesFineRate, dailyInterestRate, lateChargesInterestRate, ipcaValues);
+        var lates = this.getTotalLates(new creditu_date_model_1.DateModel(dueDateIn).addDays(1).toString(), today, monthlyPaymentWithInsurances, lateChargesFineRate, dailyInterestRate, lateChargesInterestRate, ipcaValues);
         lates.lateDays = lateDays;
         return lates;
     };

package/offer/models/dto/offer-inputs.dto.d.ts

@@ -67,4 +67,18 @@ export declare class OfferInputs {
      * Se utiliza para aplicar o no lógico de doble cuota y setear los valores de: numberOfAnnualDoublePayments, indexOfFirstDoublePayment, indexOfSecondDoublePayment
      */
     useDoublePayments: boolean;
+    /**
+     * Estado de la propiedad
+     * true = Nueva
+     * false = Usada
+     */
+    isPropertyNew: boolean;
+    /**
+     * Distrito del cliente (Perú)
+     */
+    district: string;
+    /**
+     * Edad prospecto
+     */
+    prospectAge: number;
 }

package/package.json

@@ -1,6 +1,6 @@
 {
   "name": "creditu-common-library",
-  "version": "1.2.24",
+  "version": "1.3.2",
   "description": "",
   "main": "lib/index.js",
   "files": [

package/test/installment.service.spec.ts

@@ -1510,14 +1510,14 @@ describe('installment-service for french method', () => {
       interestDiff: 8.1492915458,
       interestIUB: 1292.4276568637,
       monthlyPayment: 177.7754709601,
-      monthlyPaymentWithInsurances: 1655.2241060841,
+      monthlyPaymentWithInsurances: 1584.4958814739,
       amortization: -1106.5028943578,
       amortizationDiff: 0,
       amortizationIUB: 0,
       postponedInflationaryUpdate: 1106.5028943578,
       amortizationIPCA: 207,
       debtorLifeInsuranceFee: 70.7282246102,
-      codebtorLifeInsuranceFee: 70.7282246102,
+      codebtorLifeInsuranceFee: 0,
       propertyInsuranceFee: 14.34,
       lateDays: 0,
       lateCharges: 0,
@@ -1525,7 +1525,7 @@ describe('installment-service for french method', () => {
       lateAmortizationIPCA: 0,
       lateChargesInterest: 0,
       lateRate: 0.0003875435,
-      monthlyPaymentWithLate: 1655.2241060841
+      monthlyPaymentWithLate: 1584.4958814739
     };
     const amortizationMethod = AmortizationMethod.FRENCH;
     const paymentNumber = new PaymentNumber(1);
@@ -1637,14 +1637,14 @@ describe('installment-service for french method', () => {
       interestDiff: 8.9681456397,
       interestIUB: 1347.9316492677,
       monthlyPayment: 153.2086940493,
-      monthlyPaymentWithInsurances: 1634.2476474001,
+      monthlyPaymentWithInsurances: 1598.7278997811,
       amortization: -1185.7548095787,
       amortizationDiff: 0,
       amortizationIUB: 0,
       postponedInflationaryUpdate: 1185.7548095787,
       amortizationIPCA: 208.1065028944,
       debtorLifeInsuranceFee: 35.519747619,
-      codebtorLifeInsuranceFee: 35.519747619,
+      codebtorLifeInsuranceFee: 0,
       propertyInsuranceFee: 7.17,
       lateDays: 0,
       lateCharges: 0,
@@ -1652,7 +1652,7 @@ describe('installment-service for french method', () => {
       lateAmortizationIPCA: 0,
       lateChargesInterest: 0,
       lateRate: 0.0005488375,
-      monthlyPaymentWithLate: 1634.2476474001
+      monthlyPaymentWithLate: 1598.7278997811
     };
     const amortizationMethod = AmortizationMethod.FRENCH;
     const paymentNumber = new PaymentNumber(2);
@@ -1761,14 +1761,14 @@ describe('installment-service for french method', () => {
       interestDiff: 12.0642793752,
       interestIUB: 1861.5760642211,
       monthlyPayment: 1129.7984759794,
-      monthlyPaymentWithInsurances: 3315.4991476599,
+      monthlyPaymentWithInsurances: 3214.1189294405,
       amortization: -719.7133088665,
       amortizationDiff: 0,
       amortizationIUB: 0,
       postponedInflationaryUpdate: 719.7133088665,
       amortizationIPCA: 1217.862647,
       debtorLifeInsuranceFee: 101.3802182194,
-      codebtorLifeInsuranceFee: 101.3802182194,
+      codebtorLifeInsuranceFee: 0,
       propertyInsuranceFee: 33.3,
       lateDays: 0,
       lateCharges: 0,
@@ -1776,7 +1776,7 @@ describe('installment-service for french method', () => {
       lateAmortizationIPCA: 0,
       lateChargesInterest: 0,
       lateRate: 0.0005488375,
-      monthlyPaymentWithLate: 3315.4991476599
+      monthlyPaymentWithLate: 3214.1189294405
     };
 
     const amortizationMethod = AmortizationMethod.FRENCH;

package/test/offer.service.spec.ts

@@ -72,7 +72,10 @@ describe('offerService', () => {
       numberOfGraceMonths: 0,
       operationalExpensesFinancing: OperationalExpensesFinancing.DEBTOR,
       useDoublePayments: true,
-      clientAge: undefined
+      clientAge: undefined,
+      district: undefined,
+      isPropertyNew: undefined,
+      prospectAge: undefined
     };
     const offerParams: OfferParams = {
       purpose: Purpose.HOME,
@@ -218,7 +221,10 @@ describe('offerService', () => {
       numberOfGraceMonths: 0, // Meses de gracias(N)
       operationalExpensesFinancing: OperationalExpensesFinancing.DEBTOR,
       clientAge: 35,
-      useDoublePayments: false
+      useDoublePayments: false,
+      district: undefined,
+      isPropertyNew: undefined,
+      prospectAge: undefined
     };
     const math = new MathService(true, 20);
     const offerService = new OfferService(math);
@@ -326,7 +332,10 @@ describe('offerService', () => {
       numberOfGraceMonths: 12, // Meses de gracias(N)
       operationalExpensesFinancing: OperationalExpensesFinancing.DEBTOR,
       clientAge: 35,
-      useDoublePayments: false
+      useDoublePayments: false,
+      district: undefined,
+      isPropertyNew: undefined,
+      prospectAge: undefined
     };
     const math = new MathService(true, 20);
     const offerService = new OfferService(math);
@@ -436,7 +445,10 @@ describe('offerService', () => {
       numberOfGraceMonths: 0, // Meses de gracias(N)
       operationalExpensesFinancing: OperationalExpensesFinancing.DEBTOR,
       clientAge: 35,
-      useDoublePayments: false
+      useDoublePayments: false,
+      district: undefined,
+      isPropertyNew: undefined,
+      prospectAge: undefined
     };
     const math = new MathService(true, 20);
     const offerService = new OfferService(math);
@@ -546,7 +558,10 @@ describe('offerService', () => {
       numberOfGraceMonths: 12, // Meses de gracias(N)
       operationalExpensesFinancing: OperationalExpensesFinancing.DEBTOR,
       clientAge: 35,
-      useDoublePayments: false
+      useDoublePayments: false,
+      district: undefined,
+      isPropertyNew: undefined,
+      prospectAge: undefined
     };
     const math = new MathService(true, 20);
     const offerService = new OfferService(math);
@@ -656,7 +671,10 @@ describe('offerService', () => {
       numberOfGraceMonths: 0, // Meses de gracias(N)
       operationalExpensesFinancing: OperationalExpensesFinancing.DEBTOR,
       clientAge: 35,
-      useDoublePayments: false
+      useDoublePayments: false,
+      district: undefined,
+      isPropertyNew: undefined,
+      prospectAge: undefined
     };
     const math = new MathService(true, 20);
     const offerService = new OfferService(math);
@@ -766,7 +784,10 @@ describe('offerService', () => {
       numberOfGraceMonths: 0, // Meses de gracias(N)
       operationalExpensesFinancing: OperationalExpensesFinancing.DEBTOR,
       clientAge: 35,
-      useDoublePayments: false
+      useDoublePayments: false,
+      district: undefined,
+      isPropertyNew: undefined,
+      prospectAge: undefined
     };
     const math = new MathService(true, 20);
     const offerService = new OfferService(math);
@@ -876,7 +897,10 @@ describe('offerService', () => {
       numberOfGraceMonths: 12, // Meses de gracias(N)
       operationalExpensesFinancing: OperationalExpensesFinancing.DEBTOR,
       clientAge: 35,
-      useDoublePayments: false
+      useDoublePayments: false,
+      district: undefined,
+      isPropertyNew: undefined,
+      prospectAge: undefined
     };
     const math = new MathService(true, 20);
     const offerService = new OfferService(math);
@@ -986,7 +1010,10 @@ describe('offerService', () => {
       numberOfGraceMonths: 0, // Meses de gracias(N)
       operationalExpensesFinancing: OperationalExpensesFinancing.DEBTOR,
       clientAge: 35,
-      useDoublePayments: false
+      useDoublePayments: false,
+      district: undefined,
+      isPropertyNew: undefined,
+      prospectAge: undefined
     };
     const math = new MathService(true, 20);
     const offerService = new OfferService(math);
@@ -1095,7 +1122,10 @@ describe('offerService', () => {
       numberOfGraceMonths: 0, // Meses de gracias(N)
       operationalExpensesFinancing: OperationalExpensesFinancing.CREDITU,
       clientAge: 35,
-      useDoublePayments: false
+      useDoublePayments: false,
+      district: undefined,
+      isPropertyNew: undefined,
+      prospectAge: undefined
     };
     const math = new MathService(true, 20);
     const offerService = new OfferService(math);
@@ -1205,7 +1235,10 @@ describe('offerService', () => {
       numberOfGraceMonths: 0, // Meses de gracias(N)
       operationalExpensesFinancing: OperationalExpensesFinancing.DEBTOR,
       clientAge: 35,
-      useDoublePayments: false
+      useDoublePayments: false,
+      district: undefined,
+      isPropertyNew: undefined,
+      prospectAge: undefined
     };
     const math = new MathService(true, 20);
     const offerService = new OfferService(math);
@@ -1314,7 +1347,10 @@ describe('offerService', () => {
       numberOfGraceMonths: 0, // Meses de gracias(N)
       operationalExpensesFinancing: OperationalExpensesFinancing.DEBTOR,
       clientAge: 35,
-      useDoublePayments: false
+      useDoublePayments: false,
+      district: undefined,
+      isPropertyNew: undefined,
+      prospectAge: undefined
     };
     const math = new MathService(true, 20);
     const offerService = new OfferService(math);
@@ -1423,7 +1459,10 @@ describe('offerService', () => {
       numberOfGraceMonths: 0, // Meses de gracias(N)
       operationalExpensesFinancing: OperationalExpensesFinancing.DEBTOR,
       clientAge: 35,
-      useDoublePayments: false
+      useDoublePayments: false,
+      district: undefined,
+      isPropertyNew: undefined,
+      prospectAge: undefined
     };
     const math = new MathService(true, 20);
     const offerService = new OfferService(math);
@@ -1532,7 +1571,10 @@ describe('offerService', () => {
       numberOfGraceMonths: 0, // Meses de gracias(N)
       operationalExpensesFinancing: OperationalExpensesFinancing.DEBTOR,
       clientAge: 0,
-      useDoublePayments: false
+      useDoublePayments: false,
+      district: undefined,
+      isPropertyNew: undefined,
+      prospectAge: undefined
     };
     const math = new MathService(true, 20);
     const offerService = new OfferService(math);
@@ -1641,7 +1683,10 @@ describe('offerService', () => {
       numberOfGraceMonths: 0, // Meses de gracias(N)
       operationalExpensesFinancing: OperationalExpensesFinancing.DEBTOR,
       clientAge: null,
-      useDoublePayments: false
+      useDoublePayments: false,
+      district: undefined,
+      isPropertyNew: undefined,
+      prospectAge: undefined
     };
     const math = new MathService(true, 20);
     const offerService = new OfferService(math);
@@ -1750,7 +1795,10 @@ describe('offerService', () => {
       numberOfGraceMonths: 0, // Meses de gracias(N)
       operationalExpensesFinancing: OperationalExpensesFinancing.DEBTOR,
       clientAge: undefined,
-      useDoublePayments: false
+      useDoublePayments: false,
+      district: undefined,
+      isPropertyNew: undefined,
+      prospectAge: undefined
     };
     const math = new MathService(true, 20);
     const offerService = new OfferService(math);