creditu-common-library 1.2.21 → 1.2.22

package/debt/services/amortization-service.js

@@ -19,8 +19,9 @@ var AmortizationService = /** @class */ (function () {
         // const condition1 = previousBalance * inflationaryUpperBound > IPCAupdate;
         var condition1 = this.math.multiply(previousBalance, inflationaryUpperBound) > this.math.subtract(IPCAupdate, amortizationDiff); // IPCAupdate - amortizationDiff
         if (!condition1) {
-            // return this.math.round(this.math.subtract(this.math.multiply(previousBalance, inflationaryUpperBound), amortizationDiff), 2);
-            return this.math.round(this.math.multiply(previousBalance, inflationaryUpperBound), 2);
+            // se reestablece el dia 25-03-2022 tras reunion con thais y el equipo, volviendo a resta la diferencia de amortizacion para este caso.
+            return this.math.round(this.math.subtract(this.math.multiply(previousBalance, inflationaryUpperBound), amortizationDiff), 2);
+            // return this.math.round(this.math.multiply(previousBalance, inflationaryUpperBound), 2);
         }
         return this.math.subtract(IPCAupdate, amortizationDiff);
     };

package/package.json

@@ -1,6 +1,6 @@
 {
   "name": "creditu-common-library",
-  "version": "1.2.21",
+  "version": "1.2.22",
   "description": "",
   "main": "lib/index.js",
   "files": [

package/test/installment.service.spec.ts

@@ -81,16 +81,16 @@ describe('installment-service for german method', () => {
       interestDiff: 1.56,
       interestIUB: 330.09,
       monthlyPayment: 205.268043176,
-      monthlyPaymentWithInsurances: 875.20713637,
+      monthlyPaymentWithInsurances: 872.89713637,
       amortization: -123.261956824,
       amortizationDiff: 1.71,
       amortizationIUB: 361.70713637,
       postponedInflationaryUpdate: 483.259093194,
-      amortizationIPCA: 129.6,
+      amortizationIPCA: 127.89,
       debtorLifeInsuranceFee: 44.21,
       codebtorLifeInsuranceFee: 0,
-      propertyInsuranceFee: 9.6,
-      monthlyPaymentWithLate: 875.20713637,
+      propertyInsuranceFee: 9,
+      monthlyPaymentWithLate: 872.89713637,
       lateCharges: 0,
       lateDays: 0,
       lateInterest: 0
@@ -103,7 +103,7 @@ describe('installment-service for german method', () => {
     const annualRate = 0.075;
     const debtorLifeInsuranceRate = new CreditInsuranceRate(0.00017);
     const inflationaryUpperBound = 0.001;
-    const propertyAmount = 160000;
+    const propertyAmount = 150000;
     const propertyInsuranceRate = new CreditInsuranceRate(0.00003);
     const IPCAmap = {
       '2021-12-23': 0.0125,
@@ -126,7 +126,7 @@ describe('installment-service for german method', () => {
       propertyInsuranceRate
     };
     const result = service.getTotalMonthlyPayment(inputs, params);
-    // console.log('file: installment.service.spec.ts ~ line 124 ~ result', result);
+    // console.log('file: installment.service.spec.ts ~ line 129 ~ result', result);
     expect(result).toEqual(expectedResult);
   });
   it('(WEDSON (Case 1 inflationaryUpperBound) should return the calculated installment', () => {
@@ -584,16 +584,16 @@ describe('installment-service for german method', () => {
       interestDiff: 7.24,
       interestIUB: 788.49,
       monthlyPayment: 592.5150255281,
-      monthlyPaymentWithInsurances: 1824.9678071913,
+      monthlyPaymentWithInsurances: 1821.3378071913,
       amortizationIUB: 363.3378071913,
       amortization: -188.7349744719,
       amortizationDiff: 3.33,
       postponedInflationaryUpdate: 548.7427816632,
-      amortizationIPCA: 646.2,
+      amortizationIPCA: 642.87,
       debtorLifeInsuranceFee: 22.14,
-      propertyInsuranceFee: 4.8,
+      propertyInsuranceFee: 4.5,
       codebtorLifeInsuranceFee: 0,
-      monthlyPaymentWithLate: 1824.9678071913,
+      monthlyPaymentWithLate: 1821.3378071913,
       lateCharges: 0,
       lateDays: 0,
       lateInterest: 0
@@ -601,11 +601,11 @@ describe('installment-service for german method', () => {
     const amortizationMethod = AmortizationMethod.GERMAN;
     const paymentNumber = new PaymentNumber(2);
     const numberOfMonths = new NumberOfMonths(360);
-    const previousBalance = new PreviousBalance(129240);
+    const previousBalance = new PreviousBalance(129240.00);
     const annualRate = 0.075;
     const debtorLifeInsuranceRate = new CreditInsuranceRate(0.00017);
     const inflationaryUpperBound = 0.005;
-    const propertyAmount = 160000;
+    const propertyAmount = 150000;
     const propertyInsuranceRate = new CreditInsuranceRate(0.00003);
     const IPCAmap = {
       '2021-01-05': 0.0095,
@@ -804,6 +804,7 @@ describe('installment-service for german method', () => {
     const result = service.getTotalMonthlyPayment(inputs, params);
     expect(result).toEqual(expectedResult);
   });
+  // anda bien
   it('WEDSON (Case internal backend) should return the calculated installment without dueLate', () => {
     const expectedResult = {
       IPCAByDates: [
@@ -906,16 +907,16 @@ describe('installment-service for german method', () => {
       interestDiff: 7.24,
       interestIUB: 788.49,
       monthlyPayment: 592.5150255281,
-      monthlyPaymentWithInsurances: 1824.9678071913,
+      monthlyPaymentWithInsurances: 1821.3378071913,
       amortizationIUB: 363.3378071913,
       amortization: -188.7349744719,
       amortizationDiff: 3.33,
       postponedInflationaryUpdate: 548.7427816632,
-      amortizationIPCA: 646.2,
+      amortizationIPCA: 642.87,
       debtorLifeInsuranceFee: 22.14,
-      propertyInsuranceFee: 4.8,
+      propertyInsuranceFee: 4.5,
       codebtorLifeInsuranceFee: 0,
-      monthlyPaymentWithLate: 1824.9678071913,
+      monthlyPaymentWithLate: 1821.3378071913,
       lateCharges: 0,
       lateDays: 0,
       lateInterest: 0
@@ -928,7 +929,7 @@ describe('installment-service for german method', () => {
     const annualRate = 0.075;
     const debtorLifeInsuranceRate = new CreditInsuranceRate(0.00017);
     const inflationaryUpperBound = 0.005;
-    const propertyAmount = 160000;
+    const propertyAmount = 150000;
     const propertyInsuranceRate = new CreditInsuranceRate(0.00003);
     const IPCAmap = { '2022-01-05': 0.0095, '2022-02-05': 0.0073 };
     const inputs: DebtInputs = {
@@ -1313,7 +1314,7 @@ describe('installment-service for french method', () => {
     expect(result).toEqual(expectedResult);
   });
   // Falla en el cálculo de la amortizationIPC
-  it.skip('Sylvio (inflationaryUpperBound 0.0036, installment  1) should return the calculated installment', () => {
+  it('Sylvio (inflationaryUpperBound 0.0036, installment  1) should return the calculated installment', () => {
     const expectedResult = {
       IPCAByDates: [
         { date: '2022-01-19', ipca: 0.0095, dailyIPCA: 0.0003050516 },
@@ -1337,29 +1338,29 @@ describe('installment-service for french method', () => {
       ],
       balanceValues: {
         balances: [
-          1110063.303319699, 1110401.929906478,
-          1110740.6597918393, 1111079.493007294,
+           1110063.303319699,  1110401.929906478,
+          1110740.6597918393,  1111079.493007294,
           1111418.4295843632, 1111757.4695545775,
-          1112096.6129494773, 1112435.859800612,
-          1112775.2101395417, 1113114.663997835,
-          1113454.221407071, 1113793.882398838,
+          1112096.6129494773,  1112435.859800612,
+          1112775.2101395417,  1113114.663997835,
+           1113454.221407071,  1113793.882398838,
           1114083.2471632792, 1114372.6871049756,
           1114662.2022434582, 1114951.7925982631,
-          1115241.458188932
+           1115241.458188932
         ],
         balanceMonetaryUpdateValues: [
-          338.5233196986, 338.626586779,
+          338.5233196986,  338.626586779,
           338.7298853611, 338.8332154546,
           338.9365770691, 339.0399702142,
           339.1433948996, 339.2468511348,
           339.3503389296, 339.4538582934,
-          339.557409236, 339.660991767,
+           339.557409236,  339.660991767,
           289.3647644411, 289.4399416963,
           289.5151384826, 289.5903548051,
           289.6655906688
         ],
         balanceUpperBoundMonetaryUpdateValues: [
-          128.647286516, 128.6865305766,
+           128.647286516, 128.6865305766,
           128.7257866087, 128.7650546158,
           128.8043346018, 128.8436265701,
           128.8829305245, 128.9222464687,
@@ -1378,23 +1379,30 @@ describe('installment-service for french method', () => {
           210.5171429598, 210.5813615511,
           160.2457582775, 146.4486938228,
           146.4867413399, 146.5247987418,
-          146.562866031
+           146.562866031
         ]
       },
       balanceInflationaryUpdated: 1115241.458188932,
-      balanceAfter: 1110381.427286398,
+      balanceAfter: 1110377.1280783976,
       ipcaUpdate: 5516.6781889309,
       dailyRate: 0.0002009109,
-      interest: 3696.98,
-      monthlyPayment: 8557.0109025334,
-      // monthlyPaymentWithInsurances: 8785.6909025334,
-      monthlyPaymentWithInsurances: 9034.23,
-      amortization: 869.3209025334,
-      // amortizationIPCA: 3990.71,
-      amortizationIPCA: 4010.57,
-      debtorLifeInsuranceFee: 189.59,
-      propertyInsuranceFee: 39.09,
-      codebtorLifeInsuranceFee: 0
+      interest: 3678.69,
+      interestDiff: 18.29,
+      interestIUB: 3696.98,
+      monthlyPayment: 3026.3419216025,
+      monthlyPaymentWithInsurances: 9013.8809025334,
+      monthlyPaymentWithLate: 9013.8809025334,
+      amortization: -652.3480783975,
+      amortizationDiff: 4.3002021014,
+      amortizationIUB: 869.3209025334,
+      postponedInflationaryUpdate: 1517.3687788294997,
+      amortizationIPCA: 3990.71,
+      debtorLifeInsuranceFee: 378.69,
+      codebtorLifeInsuranceFee: 0,
+      propertyInsuranceFee: 78.18,
+      lateDays: 0,
+      lateInterest: 0,
+      lateCharges: 0
     };
 
     const amortizationMethod = AmortizationMethod.FRENCH;
@@ -1402,10 +1410,10 @@ describe('installment-service for french method', () => {
     const numberOfMonths = new NumberOfMonths(360);
     const previousBalance = new PreviousBalance(1109724.78); //
     const annualRate = 0.0750;
-    const debtorLifeInsuranceRate = new CreditInsuranceRate(0.017);
+    const debtorLifeInsuranceRate = new CreditInsuranceRate(0.00017);
     const inflationaryUpperBound = 0.0036;
     const propertyAmount = 1303000;
-    const propertyInsuranceRate = new CreditInsuranceRate(0.003);
+    const propertyInsuranceRate = new CreditInsuranceRate(0.00003);
     const IPCAmap = { '2022-01-19': 0.0095, '2022-02-05': 0.0073 };
     const inputs: DebtInputs = {
       amortizationMethod,