credgate-sdk 1.0.4 → 1.0.6

This diff represents the content of publicly available package versions that have been released to one of the supported registries. The information contained in this diff is provided for informational purposes only and reflects changes between package versions as they appear in their respective public registries.
package/README.md CHANGED
@@ -1,11 +1,11 @@
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  # credgate-sdk
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- On-chain credit scoring for onchain protocols, powered by CreditCoin ZK proofs.
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+ On-chain credit scoring for onchain protocols, powered by CreditCoin Merkle proofs.
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  Any onchain protocol can use this SDK to:
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  - Analyze a wallet's on-chain credit score
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  - Determine max loan size and interest tier
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- - Poll CreditCoin ZK proof status
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+ - Poll CreditCoin Merkle proof status
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  - Gate loan disbursement by credit tier
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  > **API key required.** Generate yours free at [credgate.vercel.app/keys](https://credgate.vercel.app/keys) — connect your wallet and get a key in seconds.
@@ -159,7 +159,7 @@ Your Lending Protocol
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  CreditScoreRegistry (Sepolia)
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- ZK Proof via CreditCoin SDK
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+ Merkle Proof via CreditCoin SDK
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  CreditScoreUSC (CreditCoin USC Testnet)
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@@ -175,11 +175,10 @@ Your Lending Protocol
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  | Tier | Score | LTV | Interest |
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  |---|---|---|---|
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- | `ELITE` | 95–100 | 70% | Lowest |
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- | `PRIME` | 80–94 | 70% | Low |
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- | `PREFERRED` | 65–79 | 60% | Standard |
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- | `STANDARD` | 50–64 | 50% | Higher |
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- | `HIGH_RISK` | 30–49 | 35% | High |
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+ | `PRIME` | 75 | 70% | Low |
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+ | `PREFERRED` | 60 | 60% | Standard |
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+ | `STANDARD` | 45 | 50% | Higher |
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+ | `HIGH_RISK` | 30 | 35% | High |
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  | `REJECT` | < 30 | 0% | N/A |
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  > **Note:** Loan size is also capped by capital base (stablecoin inflow × retention ratio). A high score does not guarantee a large loan — capital history matters.
@@ -236,7 +235,7 @@ Triggers analysis and polls until score is ready. Returns full `AnalysisResult`.
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  ```typescript
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  const result = await client.analyzeWallet("0x...", {
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- waitForProof: true, // also wait for CreditCoin ZK proof
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+ waitForProof: true, // also wait for CreditCoin Merkle proof
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  timeout: 180_000, // override timeout
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  pollInterval: 5000, // override poll interval
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  });
@@ -408,8 +407,8 @@ import type {
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  | `POST` | `/wallet/analyze/:address` | Trigger wallet analysis |
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  | `GET` | `/wallet/result/:address` | Poll for score result |
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  | `GET` | `/wallet/onchain/:address` | On-chain registry status |
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- | `GET` | `/proof/status/address/:address` | ZK proof status by address |
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- | `GET` | `/proof/status/:jobId` | ZK proof status by job ID |
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+ | `GET` | `/proof/status/address/:address` | Merkle proof status by address |
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+ | `GET` | `/proof/status/:jobId` | Merkle proof status by job ID |
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  All endpoints require the `x-api-key` header. Requests without a valid key return `401 Unauthorized`.
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@@ -423,8 +422,8 @@ All endpoints require the `x-api-key` header. Requests without a valid key retur
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  | Stable | 35 | Stablecoin treasury inflow/retention/age |
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  | CrossChain | 20 | Multi-chain activity maturity |
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  | DEX | 15 | DEX swap history and volume |
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- | Age Bonus | 10 | Wallet age (log scale) |
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- | Risk Penalty | −30 | Combined risk score deduction |
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+ | Age Bonus | +15 | Wallet age (log scale, capped at 15pts) |
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+ | Risk Penalty | −30 | Risk score × 0.2, base risk starts at 35 |
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  ---
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package/dist/client.d.ts CHANGED
@@ -56,9 +56,6 @@ export declare class CredGateClient {
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  timeout?: number;
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  pollInterval?: number;
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  }): Promise<ProofStatus>;
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- /**
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- * Get on-chain credit registry status from Sepolia.
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- */
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  getOnChainStatus(address: string): Promise<OnChainStatus>;
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  /**
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  * Quick eligibility check — returns false if tier is REJECT or maxLoanSizeUSD is 0.
@@ -1 +1 @@
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+ {"version":3,"file":"client.d.ts","sourceRoot":"","sources":["../src/client.ts"],"names":[],"mappings":"AAAA,OAAO,EACH,cAAc,EAGd,cAAc,EACd,cAAc,EACd,WAAW,EACX,WAAW,EACX,aAAa,EAEhB,MAAM,SAAS,CAAC;AAcjB,qBAAa,cAAc;IACvB,OAAO,CAAC,QAAQ,CAAC,MAAM,CAAS;IAChC,OAAO,CAAC,QAAQ,CAAC,MAAM,CAAC,CAAS;IACjC,OAAO,CAAC,QAAQ,CAAC,mBAAmB,CAAS;IAC7C,OAAO,CAAC,QAAQ,CAAC,cAAc,CAAS;gBAE5B,MAAM,EAAE,cAAc;YAQpB,MAAM;IAmCpB,OAAO,CAAC,gBAAgB;IAmDxB;;;;;;;;;;;;OAYG;IACG,aAAa,CAAC,OAAO,EAAE,MAAM,EAAE,OAAO,GAAE,cAAmB,GAAG,OAAO,CAAC,cAAc,CAAC;IAyD3F;;;;;;;OAOG;IACG,QAAQ,CAAC,OAAO,EAAE,MAAM,GAAG,OAAO,CAAC,WAAW,GAAG,IAAI,CAAC;IAW5D;;;;;;;;;;;;OAYG;IACG,cAAc,CAAC,OAAO,EAAE,MAAM,GAAG,OAAO,CAAC,WAAW,CAAC;IAI3D;;;;;;;OAOG;IACG,YAAY,CACd,OAAO,EAAE,MAAM,EACf,OAAO,GAAE;QAAE,OAAO,CAAC,EAAE,MAAM,CAAC;QAAC,YAAY,CAAC,EAAE,MAAM,CAAA;KAAO,GAC1D,OAAO,CAAC,WAAW,CAAC;IA4BjB,gBAAgB,CAAC,OAAO,EAAE,MAAM,GAAG,OAAO,CAAC,aAAa,CAAC;IAU/D;;;;;;;OAOG;IACG,UAAU,CAAC,OAAO,EAAE,MAAM,GAAG,OAAO,CAAC,OAAO,CAAC;IAMnD;;;;;;;OAOG;IACG,UAAU,CAAC,OAAO,EAAE,MAAM,GAAG,OAAO,CAAC,MAAM,CAAC;CAIrD"}
package/dist/client.js CHANGED
@@ -2,7 +2,7 @@
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  Object.defineProperty(exports, "__esModule", { value: true });
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  exports.CredGateClient = void 0;
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  const types_1 = require("./types");
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- // ── helpers ───────────────────────────────────────────────────────────────────
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+ // helpers
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  const sleep = (ms) => new Promise((r) => setTimeout(r, ms));
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  function deriveTier(score) {
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  if (score >= 95)
@@ -15,7 +15,6 @@ function deriveTier(score) {
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  return "STANDARD";
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  return "REJECT";
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  }
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- // ── CredGateClient ────────────────────────────────────────────────────────────
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  class CredGateClient {
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  constructor(config) {
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  this.apiUrl = config.apiUrl.replace(/\/$/, "");
@@ -23,7 +22,6 @@ class CredGateClient {
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  this.defaultPollInterval = config.pollInterval ?? 3000;
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  this.defaultTimeout = config.timeout ?? 120000;
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  }
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- // ── Internal fetch ────────────────────────────────────────────────────────
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  async _fetch(path, options) {
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  const headers = {
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  "Content-Type": "application/json",
@@ -51,7 +49,6 @@ class CredGateClient {
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  }
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  return res.json();
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  }
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- // ── Normalize /wallet/result/:address response ────────────────────────────
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  // Backend returns: { status: "DONE", result: { address, intelligence, onchain, meta, ... } }
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  _normalizeResult(raw) {
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  // result is nested under `result` key when status === "DONE"
@@ -92,9 +89,7 @@ class CredGateClient {
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  };
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  return { score, onchain };
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  }
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- // ─────────────────────────────────────────────────────────────────────────
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  // PUBLIC API
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- // ─────────────────────────────────────────────────────────────────────────
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  /**
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  * Trigger a full wallet analysis and poll until score is ready.
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  *
@@ -112,9 +107,9 @@ class CredGateClient {
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  const pollInterval = options.pollInterval ?? this.defaultPollInterval;
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  const timeout = options.timeout ?? this.defaultTimeout;
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  const deadline = Date.now() + timeout;
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- // 1. Trigger analysis
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+ // Trigger analysis
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  await this._fetch(`/wallet/analyze/${address}`, { method: "POST" });
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- // 2. Poll for DONE
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+ // Poll for DONE
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  let raw = null;
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  while (Date.now() < deadline) {
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  try {
@@ -138,11 +133,11 @@ class CredGateClient {
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  throw new types_1.CredGateError(types_1.ErrorCode.ANALYSIS_TIMEOUT, `Analysis timed out after ${timeout / 1000}s for ${address}`);
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  }
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  const { score, onchain } = this._normalizeResult(raw);
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- // 3. Handle cooldown
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+ // Handle cooldown
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  if (onchain.status === "COOLDOWN_ACTIVE") {
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  throw new types_1.CredGateError(types_1.ErrorCode.COOLDOWN_ACTIVE, `Wallet is in cooldown. Retry in ${onchain.remainingSeconds ?? "?"}s`, { remainingSeconds: onchain.remainingSeconds });
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  }
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- // 4. Optionally wait for ZK proof
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+ // Optionally wait for ZK proof
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  let proof;
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  if (options.waitForProof) {
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  proof = await this.waitForProof(address, { timeout: Math.max(0, deadline - Date.now()) });
@@ -212,9 +207,6 @@ class CredGateClient {
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  }
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  throw new types_1.CredGateError(types_1.ErrorCode.ANALYSIS_TIMEOUT, `Proof timed out after ${timeout / 1000}s`);
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  }
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- /**
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- * Get on-chain credit registry status from Sepolia.
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- */
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  async getOnChainStatus(address) {
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  const raw = await this._fetch(`/wallet/onchain/${address}`);
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  return {
@@ -1 +1 @@
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package/dist/index.js CHANGED
@@ -1,10 +1,8 @@
1
1
  "use strict";
2
2
  Object.defineProperty(exports, "__esModule", { value: true });
3
3
  exports.ErrorCode = exports.CredGateError = exports.CredGateClient = void 0;
4
- // Core
5
4
  var client_1 = require("./client");
6
5
  Object.defineProperty(exports, "CredGateClient", { enumerable: true, get: function () { return client_1.CredGateClient; } });
7
- // Errors
8
6
  var types_1 = require("./types");
9
7
  Object.defineProperty(exports, "CredGateError", { enumerable: true, get: function () { return types_1.CredGateError; } });
10
8
  Object.defineProperty(exports, "ErrorCode", { enumerable: true, get: function () { return types_1.ErrorCode; } });
package/dist/index.js.map CHANGED
@@ -1 +1 @@
1
- {"version":3,"file":"index.js","sourceRoot":"","sources":["../src/index.ts"],"names":[],"mappings":";;;AAAA,OAAO;AACP,mCAA0C;AAAjC,wGAAA,cAAc,OAAA;AAmBvB,SAAS;AACT,iCAAmD;AAA1C,sGAAA,aAAa,OAAA;AAAE,kGAAA,SAAS,OAAA"}
1
+ {"version":3,"file":"index.js","sourceRoot":"","sources":["../src/index.ts"],"names":[],"mappings":";;;AACA,mCAA0C;AAAjC,wGAAA,cAAc,OAAA;AAoBvB,iCAAmD;AAA1C,sGAAA,aAAa,OAAA;AAAE,kGAAA,SAAS,OAAA"}
package/package.json CHANGED
@@ -1,6 +1,6 @@
1
1
  {
2
2
  "name": "credgate-sdk",
3
- "version": "1.0.4",
3
+ "version": "1.0.6",
4
4
  "description": "On-chain credit scoring SDK — integrate undercollateralized lending into any DeFi protocol",
5
5
  "main": "dist/index.js",
6
6
  "types": "dist/index.d.ts",