calcsuite-react 1.1.0 → 1.1.1

package/CHANGELOG.md

@@ -3,6 +3,14 @@
 All notable changes to **CalcSuite** are documented here. This project adheres to
 [Semantic Versioning](https://semver.org/).
 
+## [1.1.1] — 2026-09-04
+
+### Fixed
+- **Dialog layers above host UI.** Raised the dialog / command-palette / toast z-index so CalcSuite renders above app chrome (e.g. MUI app bars & drawers) when embedded in another app.
+
+### Changed
+- **`<FinCalcProvider settings={…}>` now applies.** The provider accepts a deep-partial `settings` prop as *defaults* (region, currency, theme, …). The user's in-app choices still persist in `localStorage` and take precedence, so region stays user-driven.
+
 ## [1.1.0] — 2026-09-04
 
 ### Added

package/README.md

@@ -3,6 +3,9 @@
 [![CI](https://github.com/ashish13377/calcsuite/actions/workflows/ci.yml/badge.svg)](https://github.com/ashish13377/calcsuite/actions/workflows/ci.yml)
 [![npm version](https://img.shields.io/npm/v/calcsuite-react.svg)](https://www.npmjs.com/package/calcsuite-react)
 [![license: MIT](https://img.shields.io/npm/l/calcsuite-react.svg)](LICENSE)
+[![live demo](https://img.shields.io/badge/demo-live-brightgreen)](https://ashish13377.github.io/calcsuite/)
+
+**▶ Live demo:** https://ashish13377.github.io/calcsuite/
 
 **Decimal-exact, offline-first financial calculator library for React** — ~55 calculators for **🇮🇳 India (₹)** and **🇺🇸 United States ($)**, a scientific calculator, live currency conversion, export, and a keyboard-first launcher/dialog. All money math runs on `decimal.js` — no floating-point in any money path.
 

package/dist/calcsuite.js

@@ -3,7 +3,7 @@ var pa = (e, t, n) => t in e ? ma(e, t, { enumerable: !0, configurable: !0, writ
 var ge = (e, t, n) => pa(e, typeof t != "symbol" ? t + "" : t, n);
 import { jsx as o, jsxs as b, Fragment as re } from "react/jsx-runtime";
 import { useState as M, useCallback as ke, useMemo as ne, useContext as ha, createContext as fa, useRef as de, useEffect as X, Fragment as xn, useSyncExternalStore as ya } from "react";
-import ut from "decimal.js";
+import dt from "decimal.js";
 const ba = {
   money: 2,
   rate: 6,
@@ -29,7 +29,7 @@ const ba = {
   persistence: { driver: "localStorage", namespace: "calcsuite", historyLimit: 100 },
   features: { integrationPanel: !1, beta: !1 }
 };
-function Nt(e) {
+function xt(e) {
   return e === "US" ? {
     ...qt,
     region: "US",
@@ -68,12 +68,12 @@ function Nt(e) {
     defaults: { tenureUnit: "both", rateType: "floating", maxRatePercent: 50, sipReturnPercent: "12", inflationPercent: "6" }
   };
 }
-const Ze = Nt("IN"), H = ut.clone({
+const Ze = xt("IN"), H = dt.clone({
   precision: 40,
-  rounding: ut.ROUND_HALF_UP,
+  rounding: dt.ROUND_HALF_UP,
   toExpPos: 60,
   toExpNeg: -60,
-  modulo: ut.ROUND_DOWN
+  modulo: dt.ROUND_DOWN
 }), g = (e) => new H(e), cs = (e, t) => g(e).eq(t), us = (e, t) => g(e).gt(t), ds = (e, t) => g(e).lt(t), ce = (e, t = "1e-9") => e.abs().lt(t), ga = {
   HALF_UP: H.ROUND_HALF_UP,
   HALF_EVEN: H.ROUND_HALF_EVEN,
@@ -122,66 +122,70 @@ function Sn(e) {
   };
   return { settings: e, money: m, moneyParts: d, num: i, pct: (l, p = e.numberFormat.percentPlaces) => `${i(l, p)}%`, compact: u, round: n };
 }
-function dt(e) {
+function mt(e) {
   const t = Math.floor(e / 12), n = e % 12, a = [];
   return t && a.push(`${t} yr`), n && a.push(`${n} mo`), a.join(" ") || "0 mo";
 }
 const Cn = fa(null), Pn = "calcsuite:settings";
-function $t(e, t) {
+function Xe(e, t) {
   if (t == null) return e;
   const n = Array.isArray(e) ? [...e] : { ...e };
   for (const a of Object.keys(t)) {
     const r = t[a], s = e[a];
-    n[a] = r && typeof r == "object" && !Array.isArray(r) && s && typeof s == "object" ? $t(s, r) : r;
+    n[a] = r && typeof r == "object" && !Array.isArray(r) && s && typeof s == "object" ? Xe(s, r) : r;
   }
   return n;
 }
-function ka() {
+function ka(e) {
+  const t = e ? Xe(Ze, e) : Ze;
   try {
-    const e = localStorage.getItem(Pn);
-    if (e) return $t(Ze, JSON.parse(e));
+    const n = localStorage.getItem(Pn);
+    if (n) return Xe(t, JSON.parse(n));
   } catch {
   }
-  return Ze;
+  return t;
 }
-function mt(e) {
+function pt(e) {
   try {
     e.persistence.driver === "localStorage" && localStorage.setItem(Pn, JSON.stringify(e));
   } catch {
   }
 }
-function ms({ children: e }) {
-  const [t, n] = M(ka), a = ke((l) => {
-    n(l), mt(l);
-  }, []), r = ke((l) => n((p) => {
-    const h = $t(p, l);
-    return mt(h), h;
-  }), []), s = ke((l) => {
-    n((p) => {
-      const f = { ...Nt(l), ui: p.ui, compliance: p.compliance, persistence: p.persistence, features: p.features };
-      return mt(f), f;
+function ms({
+  children: e,
+  settings: t
+}) {
+  const [n, a] = M(() => ka(t)), r = ke((p) => {
+    a(p), pt(p);
+  }, []), s = ke((p) => a((h) => {
+    const f = Xe(h, p);
+    return pt(f), f;
+  }), []), u = ke((p) => {
+    a((h) => {
+      const y = { ...xt(p), ui: h.ui, compliance: h.compliance, persistence: h.persistence, features: h.features };
+      return pt(y), y;
     });
-  }, []), u = ke(() => a(Nt(t.region)), [a, t.region]), m = ke((l) => a(l), [a]), d = ne(() => Sn(t), [t]), i = ne(() => {
-    var p;
-    const l = t.ui.theme;
-    return l === "system" ? (p = window.matchMedia) != null && p.call(window, "(prefers-color-scheme: dark)").matches ? "dark" : "light" : l;
-  }, [t.ui.theme]), c = ne(
-    () => ({ settings: t, fmt: d, update: r, setRegion: s, reset: u, replace: m, resolvedTheme: i }),
-    [t, d, r, s, u, m, i]
+  }, []), m = ke(() => r(xt(n.region)), [r, n.region]), d = ke((p) => r(p), [r]), i = ne(() => Sn(n), [n]), c = ne(() => {
+    var h;
+    const p = n.ui.theme;
+    return p === "system" ? (h = window.matchMedia) != null && h.call(window, "(prefers-color-scheme: dark)").matches ? "dark" : "light" : p;
+  }, [n.ui.theme]), l = ne(
+    () => ({ settings: n, fmt: i, update: s, setRegion: u, reset: m, replace: d, resolvedTheme: c }),
+    [n, i, s, u, m, d, c]
   );
-  return /* @__PURE__ */ o(Cn.Provider, { value: c, children: e });
+  return /* @__PURE__ */ o(Cn.Provider, { value: l, children: e });
 }
 function ue() {
   const e = ha(Cn);
   if (!e) throw new Error("useSettings must be used within SettingsProvider");
   return e;
 }
-let Xe = 0;
+let Qe = 0;
 const wa = () => {
-  Xe += 1;
+  Qe += 1;
 }, Na = () => {
-  Xe = Math.max(0, Xe - 1);
-}, xa = () => Xe > 0, Sa = 'a[href],button:not([disabled]),textarea:not([disabled]),input:not([disabled]),select:not([disabled]),[tabindex]:not([tabindex="-1"])';
+  Qe = Math.max(0, Qe - 1);
+}, xa = () => Qe > 0, Sa = 'a[href],button:not([disabled]),textarea:not([disabled]),input:not([disabled]),select:not([disabled]),[tabindex]:not([tabindex="-1"])';
 function Ca({
   open: e,
   onClose: t,
@@ -261,7 +265,7 @@ function be(e, t, n, a = !1) {
   let m = s.times(u.minus(1)).div(r);
   return a && (m = m.times(r.plus(1))), m;
 }
-function Qe(e, t, n) {
+function et(e, t, n) {
   return g(e).times(g(t).plus(1).pow(n));
 }
 function Tn(e, t, n, a = !1) {
@@ -285,7 +289,7 @@ function Ta(e, t, n) {
   const a = g(n), r = g(e), s = g(t);
   return ce(a) ? r.div(s) : H.ln(s.div(s.minus(r.times(a)))).div(H.ln(a.plus(1)));
 }
-function at(e, t = -0.9999, n = 100, a = 200) {
+function rt(e, t = -0.9999, n = 100, a = 200) {
   let r = g(t), s = g(n), u = e(r), m = e(s);
   if (u.times(m).gt(0)) return null;
   for (let d = 0; d < a; d++) {
@@ -303,7 +307,7 @@ function At(e, t) {
   return a;
 }
 function Fn(e) {
-  return at((t) => At(t, e));
+  return rt((t) => At(t, e));
 }
 const Fa = (e, t) => (Date.parse(t) - Date.parse(e)) / 864e5;
 function In(e, t) {
@@ -318,17 +322,17 @@ function In(e, t) {
 function Rn(e) {
   if (e.length < 2) return null;
   const t = [...e].sort((n, a) => Date.parse(n.date) - Date.parse(a.date));
-  return at((n) => In(n, t), -0.9999, 100);
+  return rt((n) => In(n, t), -0.9999, 100);
 }
-function rt(e, t, n) {
+function ot(e, t, n) {
   return g(t).div(e).pow(g(1).div(n)).minus(1);
 }
 const ps = /* @__PURE__ */ Object.freeze(/* @__PURE__ */ Object.defineProperty({
   __proto__: null,
-  bisectRate: at,
-  cagr: rt,
+  bisectRate: rt,
+  cagr: ot,
   fvAnnuity: be,
-  fvLump: Qe,
+  fvLump: et,
   irr: Fn,
   nper: Ta,
   npv: At,
@@ -374,8 +378,8 @@ class se extends Error {
     this.name = "FinCalcError", this.code = n, this.field = r;
   }
 }
-const Ia = 2, ee = (e) => e.toDecimalPlaces(Ia, H.ROUND_HALF_UP), xt = (e) => e.div(100).div(12);
-function St(e, t, n) {
+const Ia = 2, ee = (e) => e.toDecimalPlaces(Ia, H.ROUND_HALF_UP), St = (e) => e.div(100).div(12);
+function Ct(e, t, n) {
   if (ce(t)) return e.div(n);
   const a = t.plus(1).pow(n);
   return e.times(t).times(a).div(a.minus(1));
@@ -402,7 +406,7 @@ function Gt(e, t, n, a) {
     throw new se("RATE_OUT_OF_RANGE", "Payment is too low to repay this amount.", "payment");
   let r = g(0), s = g(a);
   for (let m = 0; m < 200; m++) {
-    const d = r.plus(s).div(2), i = St(e, xt(d), t);
+    const d = r.plus(s).div(2), i = Ct(e, St(d), t);
     if (ce(i.minus(n), "1e-8")) return d;
     i.lt(n) ? r = d : s = d;
   }
@@ -466,10 +470,10 @@ function Ie(e) {
     else throw s === "tenure" ? new se("MISSING_SOLVE_TARGET", "Flat-rate loans need an explicit tenure.", "tenureMonths") : new se("MISSING_SOLVE_TARGET", "Flat-rate loans need an explicit rate.", "annualRatePct");
     c = Gt(u, d, i, t.maxRatePct), l = "Flat: interest = P × rate × years;  EMI = (P + interest) / n";
   } else {
-    const k = () => xt(m);
+    const k = () => St(m);
     switch (s) {
       case "payment":
-        i = ee(St(u, k(), d)), l = "PMT = P·r·(1+r)^n / ((1+r)^n − 1)";
+        i = ee(Ct(u, k(), d)), l = "PMT = P·r·(1+r)^n / ((1+r)^n − 1)";
         break;
       case "principal":
         u = Ra(i, k(), d), l = "P = PMT·((1+r)^n − 1) / (r·(1+r)^n)";
@@ -482,7 +486,7 @@ function Ie(e) {
         break;
     }
   }
-  const p = xt(m), h = n === "flat" ? i : ee(St(u, p, d)), f = Ma(u, p, d, h);
+  const p = St(m), h = n === "flat" ? i : ee(Ct(u, p, d)), f = Ma(u, p, d, h);
   d = f.length;
   const y = f.reduce((k, S) => k.plus(S.interest), g(0)), w = f.reduce((k, S) => k.plus(S.payment), g(0));
   return {
@@ -794,7 +798,7 @@ const Aa = {
       let S = a;
       for (let F = 1; F <= s; F++) S = S.plus(S.times(m)).minus(k.times(d(F)));
       return S;
-    }, c = U(at((k) => i(k), 0, a.toNumber(), 200) ?? we(a, m, s)), l = [];
+    }, c = U(rt((k) => i(k), 0, a.toNumber(), 200) ?? we(a, m, s)), l = [];
     let p = a, h = g(0), f = c;
     for (let k = 1; k <= s && p.gt("0.005"); k++) {
       const S = U(p.times(m));
@@ -969,7 +973,7 @@ const Aa = {
   Ba,
   _a,
   Ha
-], ot = Ze.defaults.sipReturnPercent, Ga = Ze.defaults.inflationPercent, it = (e, t) => ({
+], it = Ze.defaults.sipReturnPercent, Ga = Ze.defaults.inflationPercent, st = (e, t) => ({
   labels: e,
   series: [{ name: "Value", tone: "accent", points: t, area: !0 }]
 }), Dt = (e) => ({
@@ -987,7 +991,7 @@ const Aa = {
   keywords: ["sip", "systematic investment plan", "mutual fund", "monthly investment", "future value"],
   inputs: [
     { key: "monthlyAmount", label: "Monthly investment", kind: "money", prefix: "currency", default: "10000" },
-    { key: "expectedReturnPct", label: "Expected return", kind: "percent", suffix: "% p.a.", default: ot },
+    { key: "expectedReturnPct", label: "Expected return", kind: "percent", suffix: "% p.a.", default: it },
     { key: "tenure", label: "Investment period", kind: "tenure", default: 120 }
   ],
   compute(e, t) {
@@ -1005,7 +1009,7 @@ const Aa = {
       ],
       split: Lt(i.toFixed(2), c.toFixed(2)),
       schedule: Dt(p),
-      chart: it(p.map((f) => f.label), h),
+      chart: st(p.map((f) => f.label), h),
       formula: "FV = P·[((1+i)^n − 1) / i]·(1+i),  i = r/12 (invested at the start of each month)",
       notes: ["Returns are assumed constant; actual market returns vary year to year."],
       raw: {
@@ -1025,7 +1029,7 @@ const Aa = {
   inputs: [
     { key: "monthlyAmount", label: "Initial monthly investment", kind: "money", prefix: "currency", default: "10000" },
     { key: "annualStepPct", label: "Annual step-up", kind: "percent", suffix: "%", default: "10" },
-    { key: "returnPct", label: "Expected return", kind: "percent", suffix: "% p.a.", default: ot },
+    { key: "returnPct", label: "Expected return", kind: "percent", suffix: "% p.a.", default: it },
     { key: "tenure", label: "Investment period", kind: "tenure", default: 120 }
   ],
   compute(e, t) {
@@ -1044,7 +1048,7 @@ const Aa = {
       ],
       split: Lt(c.toFixed(2), f.toFixed(2)),
       schedule: Dt(p),
-      chart: it(p.map((y) => y.label), h),
+      chart: st(p.map((y) => y.label), h),
       formula: "Monthly simulation; the SIP amount is increased by the step-up % every 12 months",
       notes: ["The monthly amount steps up on each yearly anniversary; returns are assumed constant."],
       raw: { maturity: i.toFixed(2), invested: c.toFixed(2), gains: f.toFixed(2), finalMonthly: l.toFixed(2) }
@@ -1058,7 +1062,7 @@ const Aa = {
   keywords: ["lump sum", "lumpsum", "one time investment", "compound interest", "maturity"],
   inputs: [
     { key: "principal", label: "Investment amount", kind: "money", prefix: "currency", default: "100000" },
-    { key: "ratePct", label: "Expected return", kind: "percent", suffix: "% p.a.", default: ot },
+    { key: "ratePct", label: "Expected return", kind: "percent", suffix: "% p.a.", default: it },
     { key: "years", label: "Investment period", kind: "years", suffix: "years", default: 10 },
     {
       key: "compounding",
@@ -1074,7 +1078,7 @@ const Aa = {
     }
   ],
   compute(e, t) {
-    const { D: n, fmt: a } = t, r = D(e.principal, "100000"), s = n(C(e.ratePct, Number(t.settings.defaults.sipReturnPercent))), u = Math.max(1, Math.round(C(e.years, 10))), m = Ya[_(e.compounding, "annual")] ?? 1, d = s.div(100).div(m), i = r.times(d.plus(1).pow(m * u)), c = i.minus(r), l = r.isZero() ? n(0) : rt(r, i, u), p = [], h = [];
+    const { D: n, fmt: a } = t, r = D(e.principal, "100000"), s = n(C(e.ratePct, Number(t.settings.defaults.sipReturnPercent))), u = Math.max(1, Math.round(C(e.years, 10))), m = Ya[_(e.compounding, "annual")] ?? 1, d = s.div(100).div(m), i = r.times(d.plus(1).pow(m * u)), c = i.minus(r), l = r.isZero() ? n(0) : ot(r, i, u), p = [], h = [];
     for (let f = 1; f <= u; f++) {
       const y = r.times(d.plus(1).pow(m * f));
       p.push({ label: String(f), cells: [a.money(r), a.money(y.minus(r)), a.money(y)] }), h.push(Number(y.toFixed(2)));
@@ -1088,7 +1092,7 @@ const Aa = {
       ],
       split: Lt(r.toFixed(2), c.toFixed(2)),
       schedule: Dt(p),
-      chart: it(p.map((f) => f.label), h),
+      chart: st(p.map((f) => f.label), h),
       formula: "A = P·(1 + r/f)^(f·t)",
       notes: ["Returns are assumed constant across the whole period."],
       raw: { maturity: i.toFixed(2), invested: r.toFixed(2), gains: c.toFixed(2), cagr: l.times(100).toFixed(4) }
@@ -1133,7 +1137,7 @@ const Aa = {
         rows: h,
         toneCols: { 2: "interest", 3: "principal" }
       },
-      chart: it(h.map((N) => N.label), f),
+      chart: st(h.map((N) => N.label), f),
       formula: "Each month: balance = balance·(1 + r/12) − withdrawal",
       notes: [
         S ? `The corpus is exhausted in month ${p}; the final withdrawal may be partial.` : "The corpus survives the whole withdrawal period; the remaining balance is shown.",
@@ -1155,12 +1159,12 @@ const Aa = {
   inputs: [
     { key: "targetCorpus", label: "Today's cost of goal", kind: "money", prefix: "currency", default: "10000000" },
     { key: "years", label: "Years to goal", kind: "years", suffix: "years", default: 15 },
-    { key: "expectedReturnPct", label: "Expected return", kind: "percent", suffix: "% p.a.", default: ot },
+    { key: "expectedReturnPct", label: "Expected return", kind: "percent", suffix: "% p.a.", default: it },
     { key: "inflationPct", label: "Inflation", kind: "percent", suffix: "% p.a.", default: Ga },
     { key: "existingSavings", label: "Existing savings", kind: "money", prefix: "currency", default: "0", optional: !0 }
   ],
   compute(e, t) {
-    const { D: n, fmt: a } = t, r = D(e.targetCorpus, "10000000"), s = Math.max(1, Math.round(C(e.years, 15))), u = C(e.expectedReturnPct, Number(t.settings.defaults.sipReturnPercent)), m = n(C(e.inflationPct, Number(t.settings.defaults.inflationPercent))).div(100), d = D(e.existingSavings, "0"), i = s * 12, c = J(u, 12), l = r.times(m.plus(1).pow(s)), p = Qe(d, c, i), h = l.minus(p), f = be(1, c, i, !0), y = h.gt(0) ? h.div(f) : n(0), w = y.times(i), k = h.gt(0) ? h.minus(w) : n(0), S = [
+    const { D: n, fmt: a } = t, r = D(e.targetCorpus, "10000000"), s = Math.max(1, Math.round(C(e.years, 15))), u = C(e.expectedReturnPct, Number(t.settings.defaults.sipReturnPercent)), m = n(C(e.inflationPct, Number(t.settings.defaults.inflationPercent))).div(100), d = D(e.existingSavings, "0"), i = s * 12, c = J(u, 12), l = r.times(m.plus(1).pow(s)), p = et(d, c, i), h = l.minus(p), f = be(1, c, i, !0), y = h.gt(0) ? h.div(f) : n(0), w = y.times(i), k = h.gt(0) ? h.minus(w) : n(0), S = [
       `Target grows with ${a.pct(m.times(100))} inflation to ${a.money(l)} in ${s} years.`
     ];
     d.gt(0) && S.push(`Existing savings grow to ${a.money(p)}, reducing what the SIP must fund.`);
@@ -1636,7 +1640,7 @@ const Aa = {
     { key: "collegeCostInflationPct", label: "College cost inflation", kind: "percent", suffix: "%", default: 5, advanced: !0 }
   ],
   compute(e, t) {
-    const { fmt: n } = t, a = g(C(e.currentSavings)), r = g(C(e.monthlyContribution)), s = Math.max(0, Math.round(C(e.yearsUntilCollege))), u = s * 12, m = J(C(e.expectedReturnPct), 12), d = Qe(a, m, u), i = be(r, m, u), c = d.plus(i), l = a.plus(r.times(u)), p = c.minus(l), h = [
+    const { fmt: n } = t, a = g(C(e.currentSavings)), r = g(C(e.monthlyContribution)), s = Math.max(0, Math.round(C(e.yearsUntilCollege))), u = s * 12, m = J(C(e.expectedReturnPct), 12), d = et(a, m, u), i = be(r, m, u), c = d.plus(i), l = a.plus(r.times(u)), p = c.minus(l), h = [
       v("Total invested", n.money(l), "principal"),
       v("Investment growth", n.money(p), "interest")
     ], f = {
@@ -1650,7 +1654,7 @@ const Aa = {
       const k = g(C(e.currentAnnualCost)), S = g(C(e.collegeCostInflationPct)).div(100);
       let F = g(0);
       for (let x = 0; x < 4; x++)
-        F = F.plus(Qe(k, S, s + x));
+        F = F.plus(et(k, S, s + x));
       const N = c.minus(F), P = N.gte(0);
       h.push(v("4-year college cost", n.money(F), "default", "inflation-adjusted")), h.push(
         v(
@@ -1675,7 +1679,7 @@ const Aa = {
       raw: f
     };
   }
-}, lr = [or, ir, sr], cr = (e) => e === "annual" ? 1 : e === "semiannual" ? 2 : e === "quarterly" ? 4 : 12, st = (e) => _(e).split(/[, ]+/).map((t) => t.trim()).filter(Boolean).map(Number).filter((t) => Number.isFinite(t)), ur = {
+}, lr = [or, ir, sr], cr = (e) => e === "annual" ? 1 : e === "semiannual" ? 2 : e === "quarterly" ? 4 : 12, lt = (e) => _(e).split(/[, ]+/).map((t) => t.trim()).filter(Boolean).map(Number).filter((t) => Number.isFinite(t)), ur = {
   id: "returns.tvm",
   group: "returns",
   title: "Time value of money (TVM)",
@@ -1755,7 +1759,7 @@ const Aa = {
     { key: "years", label: "Period", kind: "years", default: "10" }
   ],
   compute(e, t) {
-    const n = t.D(C(e.begin)), a = t.D(C(e.end)), r = C(e.years) || 1, s = rt(n, a, r).times(100), u = a.minus(n).div(n).times(100);
+    const n = t.D(C(e.begin)), a = t.D(C(e.end)), r = C(e.years) || 1, s = ot(n, a, r).times(100), u = a.minus(n).div(n).times(100);
     return {
       primary: v("CAGR", `${t.fmt.num(s, 2)}%`, "accent"),
       secondary: [
@@ -1779,7 +1783,7 @@ const Aa = {
   ],
   compute(e, t) {
     const n = t.D(C(e.invested)), a = t.D(C(e.current)), r = a.minus(n).div(n).times(100), s = C(e.years), u = [v("Total gain", t.fmt.money(a.minus(n)), a.gte(n) ? "positive" : "negative")];
-    return s > 0 && u.push(v("Annualised (CAGR)", `${t.fmt.num(rt(n, a, s).times(100), 2)}%`)), {
+    return s > 0 && u.push(v("Annualised (CAGR)", `${t.fmt.num(ot(n, a, s).times(100), 2)}%`)), {
       primary: v("Absolute return", `${t.fmt.num(r, 2)}%`, "accent"),
       secondary: u,
       formula: "Absolute return = (Current − Invested) / Invested",
@@ -1819,7 +1823,7 @@ const Aa = {
   keywords: ["irr", "internal rate of return"],
   inputs: [{ key: "series", label: "Cashflows (comma-separated, period 0 first)", kind: "text", default: "-100000, 30000, 40000, 50000, 40000", help: "-100000, 30000, ..." }],
   compute(e, t) {
-    const n = st(_(e.series));
+    const n = lt(_(e.series));
     if (n.length < 2) return { primary: v("IRR", "—"), warnings: ["Enter at least two cashflows."] };
     const a = Fn(n);
     return a ? { primary: v("IRR", `${t.fmt.num(a.times(100), 2)}%`, "accent"), formula: "IRR: rate where NPV = 0", raw: { irr: a.times(100).toNumber() } } : { primary: v("IRR", "—"), warnings: ["No sign change — IRR is undefined for these flows."] };
@@ -1835,7 +1839,7 @@ const Aa = {
     { key: "series", label: "Cashflows (comma-separated, period 0 first)", kind: "text", default: "-100000, 30000, 40000, 50000, 40000" }
   ],
   compute(e, t) {
-    const n = st(_(e.series)), a = At(g(C(e.ratePct)).div(100), n);
+    const n = lt(_(e.series)), a = At(g(C(e.ratePct)).div(100), n);
     return {
       primary: v("NPV", t.fmt.money(a), a.gte(0) ? "positive" : "negative"),
       secondary: [v(a.gte(0) ? "Value-creating" : "Value-destroying", a.gte(0) ? "NPV ≥ 0" : "NPV < 0")],
@@ -1855,7 +1859,7 @@ const Aa = {
     { key: "reinvestPct", label: "Reinvestment rate", kind: "percent", default: "12" }
   ],
   compute(e, t) {
-    const n = st(_(e.series)), a = n.length - 1;
+    const n = lt(_(e.series)), a = n.length - 1;
     if (a < 1) return { primary: v("MIRR", "—"), warnings: ["Enter at least two cashflows."] };
     const r = g(C(e.financePct)).div(100), s = g(C(e.reinvestPct)).div(100);
     let u = g(0), m = g(0);
@@ -1877,7 +1881,7 @@ const Aa = {
     { key: "discountPct", label: "Discount rate (for discounted payback)", kind: "percent", default: "0", optional: !0, advanced: !0 }
   ],
   compute(e, t) {
-    const n = t.D(C(e.investment)), a = st(_(e.series)), r = g(C(e.discountPct)).div(100), s = r.gt(0);
+    const n = t.D(C(e.investment)), a = lt(_(e.series)), r = g(C(e.discountPct)).div(100), s = r.gt(0);
     let u = g(0), m = 0, d = null;
     for (let i = 0; i < a.length; i++) {
       const c = s ? g(a[i]).div(r.plus(1).pow(i + 1)) : g(a[i]), l = u;
@@ -1962,7 +1966,7 @@ function Ut(e, t, n) {
   }
   return { tax: a, rows: s };
 }
-const wr = (e, t) => Ut(e, t, Nr).tax, Nr = { money: (e) => String(e) }, jt = (e, t) => e.gt(t) ? g(t) : e, lt = (e, t) => v(e, t, "positive"), xr = {
+const wr = (e, t) => Ut(e, t, Nr).tax, Nr = { money: (e) => String(e) }, jt = (e, t) => e.gt(t) ? g(t) : e, ct = (e, t) => v(e, t, "positive"), xr = {
   id: "tax.gst",
   group: "tax",
   title: "GST Calculator",
@@ -2077,7 +2081,7 @@ const wr = (e, t) => Ut(e, t, Nr).tax, Nr = { money: (e) => String(e) }, jt = (e
     ), {
       primary: v("TDS deducted", n.money(p), p.gt(0) ? "negative" : "positive"),
       secondary: [
-        lt("Net interest received", n.money(h)),
+        ct("Net interest received", n.money(h)),
         v("Effective TDS rate", n.pct(f), "accent"),
         v("Applicable threshold", n.money(d), "default")
       ],
@@ -2244,7 +2248,7 @@ const Tr = {
     l.lt(h) && (h = l), p.lt(h) && (h = p);
     const f = s.minus(h);
     return {
-      primary: lt("HRA exempt", n.money(h)),
+      primary: ct("HRA exempt", n.money(h)),
       secondary: [
         v("Taxable HRA", n.money(f), "negative"),
         v("HRA received", n.money(s), "principal"),
@@ -2405,7 +2409,7 @@ const Tr = {
         v("Taxable income", n.money(i), "principal", `after ${n.money(m)} deduction`),
         v("Effective rate", n.pct(p), "accent"),
         v("Marginal rate", `${f}%`, "default"),
-        lt("After-tax income", n.money(y))
+        ct("After-tax income", n.money(y))
       ],
       schedule: {
         title: "Bracket breakdown",
@@ -2445,7 +2449,7 @@ const Tr = {
       "Acquisition-debt limit is $750,000 ($375,000 if married filing separately) for loans after 15 Dec 2017. " + Ne
     ];
     return s.gt(u) && i.unshift(`Loan balance exceeds $750k: only ${n.pct(g(u).div(s).times(100))} of the interest is deductible.`), {
-      primary: lt("Estimated tax savings", n.money(d)),
+      primary: ct("Estimated tax savings", n.money(d)),
       secondary: [
         v("Deductible interest", n.money(m), "principal"),
         v("Marginal tax rate", n.pct(g(C(e.marginalTaxRatePct, 24))), "accent")
@@ -2470,7 +2474,7 @@ const Tr = {
   area: { sqm: 1, sqft: 0.092903, sqyd: 0.836127, acre: 4046.8564224, hectare: 1e4, bigha: 1337.8, gunta: 101.17, cent: 40.4686 },
   weight: { kg: 1, g: 1e-3, mg: 1e-6, lb: 0.45359237, oz: 0.0283495, tonne: 1e3, quintal: 100 },
   volume: { l: 1, ml: 1e-3, m3: 1e3, gal_us: 3.785411784, gal_uk: 4.54609, cup: 0.24, pint: 0.473176 }
-}, Ct = {
+}, Pt = {
   m: "Meters (m)",
   km: "Kilometers (km)",
   cm: "Centimeters (cm)",
@@ -2504,7 +2508,7 @@ const Tr = {
   C: "Celsius (°C)",
   F: "Fahrenheit (°F)",
   K: "Kelvin (K)"
-}, Lr = ["C", "F", "K"], Wt = (e) => e.map((t) => ({ value: t, label: Ct[t] ?? t })), Ae = (e, t, n, a) => [
+}, Lr = ["C", "F", "K"], Wt = (e) => e.map((t) => ({ value: t, label: Pt[t] ?? t })), Ae = (e, t, n, a) => [
   { key: `${e}From`, label: "From", kind: "select", default: n, options: Wt(t), showIf: (r) => r.category === e },
   { key: `${e}To`, label: "To", kind: "select", default: a, options: Wt(t), showIf: (r) => r.category === e }
 ], Ur = {
@@ -2544,21 +2548,21 @@ const Tr = {
       const p = $e[s];
       i = r.times(p[u] ?? 1).div(p[m] ?? 1), (u === "bigha" || m === "bigha") && d.push("Bigha is not standardised — its size varies by state; this uses a common ~1337.8 m² value.");
     }
-    const c = Ct[u] ?? u, l = Ct[m] ?? m;
+    const c = Pt[u] ?? u, l = Pt[m] ?? m;
     return {
       primary: v(`${r.toString()} ${c} =`, `${a.num(i, 4)} ${l}`, "accent"),
       notes: d,
       raw: { result: i.toFixed(6), from: u, to: m, category: s }
     };
   }
-}, je = 864e5, pt = (e) => {
+}, je = 864e5, ht = (e) => {
   if (!e) {
     const r = /* @__PURE__ */ new Date();
     return new Date(Date.UTC(r.getUTCFullYear(), r.getUTCMonth(), r.getUTCDate()));
   }
   const [t, n, a] = e.split("-").map(Number);
   return new Date(Date.UTC(t, (n || 1) - 1, a || 1));
-}, ht = (e, t) => new Date(Date.UTC(e, t, 0)).getUTCDate(), Ve = (e) => e.toISOString().slice(0, 10), Or = {
+}, ft = (e, t) => new Date(Date.UTC(e, t, 0)).getUTCDate(), Ve = (e) => e.toISOString().slice(0, 10), Or = {
   id: "tools.dateCalc",
   group: "tools",
   title: "Date Calculator",
@@ -2605,15 +2609,15 @@ const Tr = {
   ],
   compute(e) {
     if (_(e.mode, "difference") === "addSubtract") {
-      const l = pt(_(e.startDate, "")), p = Math.round(C(e.count, 0)), h = _(e.unit, "days"), f = _(e.direction, "add") === "subtract" ? -1 : 1, y = f * p;
+      const l = ht(_(e.startDate, "")), p = Math.round(C(e.count, 0)), h = _(e.unit, "days"), f = _(e.direction, "add") === "subtract" ? -1 : 1, y = f * p;
       let w;
       if (h === "days" || h === "weeks")
         w = new Date(l.getTime() + y * (h === "weeks" ? 7 : 1) * je);
       else if (h === "months") {
-        const S = l.getUTCMonth() + y, F = l.getUTCFullYear() + Math.floor(S / 12), N = (S % 12 + 12) % 12, P = Math.min(l.getUTCDate(), ht(F, N + 1));
+        const S = l.getUTCMonth() + y, F = l.getUTCFullYear() + Math.floor(S / 12), N = (S % 12 + 12) % 12, P = Math.min(l.getUTCDate(), ft(F, N + 1));
         w = new Date(Date.UTC(F, N, P));
       } else {
-        const S = l.getUTCFullYear() + y, F = Math.min(l.getUTCDate(), ht(S, l.getUTCMonth() + 1));
+        const S = l.getUTCFullYear() + y, F = Math.min(l.getUTCDate(), ft(S, l.getUTCMonth() + 1));
         w = new Date(Date.UTC(S, l.getUTCMonth(), F));
       }
       const k = ["Sunday", "Monday", "Tuesday", "Wednesday", "Thursday", "Friday", "Saturday"][w.getUTCDay()];
@@ -2623,10 +2627,10 @@ const Tr = {
         raw: { resultDate: Ve(w), weekday: k, from: Ve(l) }
       };
     }
-    let n = pt(_(e.startDate, "")), a = pt(_(e.endDate, "")), r = !1;
+    let n = ht(_(e.startDate, "")), a = ht(_(e.endDate, "")), r = !1;
     a.getTime() < n.getTime() && ([n, a] = [a, n], r = !0);
     let s = a.getUTCFullYear() - n.getUTCFullYear(), u = a.getUTCMonth() - n.getUTCMonth(), m = a.getUTCDate() - n.getUTCDate();
-    m < 0 && (u -= 1, m += ht(a.getUTCFullYear(), a.getUTCMonth())), u < 0 && (s -= 1, u += 12);
+    m < 0 && (u -= 1, m += ft(a.getUTCFullYear(), a.getUTCMonth())), u < 0 && (s -= 1, u += 12);
     const d = Math.round((a.getTime() - n.getTime()) / je);
     let i = 0;
     for (let l = n.getTime() + je; l <= a.getTime(); l += je) {
@@ -2645,22 +2649,22 @@ const Tr = {
       raw: { years: s, months: u, days: m, totalDays: d, weeks: Number((d / 7).toFixed(2)), businessDays: i }
     };
   }
-}, Pt = ["Zero", "One", "Two", "Three", "Four", "Five", "Six", "Seven", "Eight", "Nine", "Ten", "Eleven", "Twelve", "Thirteen", "Fourteen", "Fifteen", "Sixteen", "Seventeen", "Eighteen", "Nineteen"], Br = ["", "", "Twenty", "Thirty", "Forty", "Fifty", "Sixty", "Seventy", "Eighty", "Ninety"], et = (e) => e < 20 ? Pt[e] : Br[Math.floor(e / 10)] + (e % 10 ? " " + Pt[e % 10] : ""), Tt = (e) => {
+}, Tt = ["Zero", "One", "Two", "Three", "Four", "Five", "Six", "Seven", "Eight", "Nine", "Ten", "Eleven", "Twelve", "Thirteen", "Fourteen", "Fifteen", "Sixteen", "Seventeen", "Eighteen", "Nineteen"], Br = ["", "", "Twenty", "Thirty", "Forty", "Fifty", "Sixty", "Seventy", "Eighty", "Ninety"], tt = (e) => e < 20 ? Tt[e] : Br[Math.floor(e / 10)] + (e % 10 ? " " + Tt[e % 10] : ""), Ft = (e) => {
   const t = Math.floor(e / 100), n = e % 100, a = [];
-  return t && a.push(Pt[t] + " Hundred"), n && a.push(et(n)), a.join(" ");
+  return t && a.push(Tt[t] + " Hundred"), n && a.push(tt(n)), a.join(" ");
 }, An = (e) => {
   if (e === 0) return "Zero";
   const t = ["", " Thousand", " Million", " Billion", " Trillion"], n = [];
   let a = 0;
   for (; e > 0 && a < t.length; ) {
     const r = e % 1e3;
-    r && n.unshift(Tt(r) + t[a]), e = Math.floor(e / 1e3), a++;
+    r && n.unshift(Ft(r) + t[a]), e = Math.floor(e / 1e3), a++;
   }
   return n.length ? n.join(" ") : "Zero";
 }, _r = (e) => {
   if (e === 0) return "Zero";
   const t = Math.floor(e / 1e7), n = Math.floor(e / 1e5) % 100, a = Math.floor(e / 1e3) % 100, r = e % 1e3, s = [];
-  return t && s.push((t <= 999 ? Tt(t) : An(t)) + " Crore"), n && s.push(et(n) + " Lakh"), a && s.push(et(a) + " Thousand"), r && s.push(Tt(r)), s.join(" ");
+  return t && s.push((t <= 999 ? Ft(t) : An(t)) + " Crore"), n && s.push(tt(n) + " Lakh"), a && s.push(tt(a) + " Thousand"), r && s.push(Ft(r)), s.join(" ");
 }, Hr = {
   id: "tools.numToWords",
   group: "tools",
@@ -2684,7 +2688,7 @@ const Tr = {
   compute(e, t) {
     const { D: n, fmt: a } = t, r = _(e.scale, "indian"), s = ye(e.cheque, !1), u = n(_(e.amount, "0").replace(/[, ]/g, "") || "0"), m = u.isNegative(), d = u.abs(), i = d.floor(), c = Number(d.minus(i).times(100).toDecimalPlaces(0).toString()), l = Number(i.toString()), p = t.settings.currency.code, h = p === "INR" ? "Rupees" : p === "USD" ? "Dollars" : p, f = p === "INR" ? "Paise" : "Cents";
     let y = r === "western" ? An(l) : _r(l);
-    return c > 0 && (y += ` and ${et(c)} ${f}`), s && (y = `${h} ${y} Only`), m && (y = `Minus ${y}`), {
+    return c > 0 && (y += ` and ${tt(c)} ${f}`), s && (y = `${h} ${y} Only`), m && (y = `Minus ${y}`), {
       primary: v("In words", y, "accent"),
       secondary: [v("In figures", a.num(u, c > 0 ? 2 : 0))],
       notes: ['Words are Title Case with the chosen number scale; the cheque format adds the currency name and "Only".'],
@@ -2731,17 +2735,17 @@ const Tr = {
   ...Dr,
   ...qr,
   ...Gr
-], Ft = [];
+], It = [];
 function hs(e) {
-  Ft.some((t) => t.id === e.id) || Ft.push(e);
+  It.some((t) => t.id === e.id) || It.push(e);
 }
 function Dn() {
-  return [...Yr, ...Ft];
+  return [...Yr, ...It];
 }
 function Kr(e) {
   return Dn().filter((t) => !t.regions || t.regions.includes(e));
 }
-function It(e) {
+function Rt(e) {
   return Dn().find((t) => t.id === e);
 }
 const Wr = [
@@ -3042,19 +3046,19 @@ function oo(e) {
   var t;
   return e ? e.groups ? e.groups.reduce((n, a) => n + a.rows.length, 0) : ((t = e.rows) == null ? void 0 : t.length) ?? 0 : 0;
 }
-function Rt(e) {
+function Et(e) {
   return String(e ?? "").replace(/[/\\]/g, "-").replace(/[-<>:"|?*]/g, "").trim().replace(/^\.+/, "") || "export";
 }
 function ve(e, t) {
   var m;
-  const n = new Date(((m = e.meta) == null ? void 0 : m.computedAt) || Date.now()), a = n.getFullYear(), r = String(n.getMonth() + 1).padStart(2, "0"), s = String(n.getDate()).padStart(2, "0"), u = Rt(e.calculatorId || e.title || "export");
-  return Rt(`${u}-${a}${r}${s}.${t}`);
+  const n = new Date(((m = e.meta) == null ? void 0 : m.computedAt) || Date.now()), a = n.getFullYear(), r = String(n.getMonth() + 1).padStart(2, "0"), s = String(n.getDate()).padStart(2, "0"), u = Et(e.calculatorId || e.title || "export");
+  return Et(`${u}-${a}${r}${s}.${t}`);
 }
 function Se(e, t, n = "application/octet-stream") {
   if (!Ot() || typeof URL > "u" || !URL.createObjectURL)
     throw new Error("Download is only available in the browser.");
   const a = t instanceof Blob ? t : new Blob([t], { type: n }), r = URL.createObjectURL(a), s = document.createElement("a");
-  s.href = r, s.download = Rt(e), s.style.display = "none", document.body.appendChild(s), s.click(), setTimeout(() => {
+  s.href = r, s.download = Et(e), s.style.display = "none", document.body.appendChild(s), s.click(), setTimeout(() => {
     URL.revokeObjectURL(r), s.remove();
   }, 0);
 }
@@ -3482,7 +3486,7 @@ function Wn() {
     payment: T ? t.money(T.payment) : "—",
     principal: T ? t.money(T.principal) : "—",
     rate: T ? `${t.num(T.annualRatePct, 3)} %` : "—",
-    tenure: T ? dt(T.tenureMonths) : "—"
+    tenure: T ? mt(T.tenureMonths) : "—"
   }, G = T ? t.moneyParts(T.payment) : { symbol: "", digits: "—" }, q = e.currency.symbol, A = {
     region: n,
     basis: u,
@@ -3523,7 +3527,7 @@ function Wn() {
         { label: "Principal", value: t.money(R.principal) },
         { label: "Total interest", value: t.money(R.totalInterest), tone: "interest" },
         { label: "Total payment", value: t.money(R.totalPayment) },
-        { label: a.tenureWord, value: dt(R.tenureMonths) }
+        { label: a.tenureWord, value: mt(R.tenureMonths) }
       ],
       schedule: j,
       formula: R.formula,
@@ -3559,8 +3563,8 @@ function Wn() {
         ] })
       ] }),
       /* @__PURE__ */ b("div", { className: "grid two", children: [
-        /* @__PURE__ */ o(ft, { label: "Loan amount", solved: L("principal"), solvedText: B.principal, affix: q, children: /* @__PURE__ */ o("input", { className: "num", inputMode: "decimal", value: d, onChange: (R) => i(R.target.value), "aria-label": "Loan amount" }) }),
-        /* @__PURE__ */ o(ft, { label: "Interest rate", solved: L("rate"), solvedText: B.rate, suffix: "% p.a.", children: /* @__PURE__ */ o("input", { className: "num", inputMode: "decimal", value: c, onChange: (R) => l(R.target.value), "aria-label": "Interest rate" }) }),
+        /* @__PURE__ */ o(yt, { label: "Loan amount", solved: L("principal"), solvedText: B.principal, affix: q, children: /* @__PURE__ */ o("input", { className: "num", inputMode: "decimal", value: d, onChange: (R) => i(R.target.value), "aria-label": "Loan amount" }) }),
+        /* @__PURE__ */ o(yt, { label: "Interest rate", solved: L("rate"), solvedText: B.rate, suffix: "% p.a.", children: /* @__PURE__ */ o("input", { className: "num", inputMode: "decimal", value: c, onChange: (R) => l(R.target.value), "aria-label": "Interest rate" }) }),
         /* @__PURE__ */ b("div", { className: "field", children: [
           /* @__PURE__ */ o("span", { className: "lbl", children: a.tenureWord }),
           L("tenure") ? /* @__PURE__ */ b(re, { children: [
@@ -3577,7 +3581,7 @@ function Wn() {
             ] })
           ] })
         ] }),
-        /* @__PURE__ */ o(ft, { label: a.paymentLabel, solved: L("payment"), solvedText: B.payment, affix: q, children: /* @__PURE__ */ o("input", { className: "num", inputMode: "decimal", value: w, onChange: (R) => k(R.target.value), "aria-label": a.paymentLabel }) })
+        /* @__PURE__ */ o(yt, { label: a.paymentLabel, solved: L("payment"), solvedText: B.payment, affix: q, children: /* @__PURE__ */ o("input", { className: "num", inputMode: "decimal", value: w, onChange: (R) => k(R.target.value), "aria-label": a.paymentLabel }) })
       ] }),
       $ && /* @__PURE__ */ o("div", { className: "error", role: "alert", style: { marginTop: 16 }, children: $ })
     ] }),
@@ -3610,7 +3614,7 @@ function Wn() {
           ] }),
           /* @__PURE__ */ b("div", { className: "kv", children: [
             /* @__PURE__ */ o("div", { className: "k", children: a.tenureWord }),
-            /* @__PURE__ */ o("div", { className: "v num", children: dt(T.tenureMonths) })
+            /* @__PURE__ */ o("div", { className: "v num", children: mt(T.tenureMonths) })
           ] })
         ] }),
         /* @__PURE__ */ b("div", { className: "actions-row", children: [
@@ -3679,7 +3683,7 @@ function Wn() {
     ] })
   ] });
 }
-function ft({
+function yt({
   label: e,
   solved: t,
   solvedText: n,
@@ -4113,10 +4117,10 @@ function Vo(e) {
   return m;
 }
 const Yo = new H("3.141592653589793238462643383279502884197"), Ko = new H("2.718281828459045235360287471352662497757"), Wo = new H("1.618033988749894848204586834365638117720");
-function yt(e, t) {
+function bt(e, t) {
   return t === "deg" ? e * Math.PI / 180 : t === "grad" ? e * Math.PI / 200 : e;
 }
-function bt(e, t) {
+function gt(e, t) {
   return t === "deg" ? e * 180 / Math.PI : t === "grad" ? e * 200 / Math.PI : e;
 }
 function an(e) {
@@ -4147,7 +4151,7 @@ function rn(e, t) {
   }
   return n;
 }
-function gt(e, t) {
+function vt(e, t) {
   if (e.isNegative()) {
     if (t.isInteger() && !t.mod(2).isZero()) return e.abs().pow(g(1).div(t)).neg();
     throw new Error("root of negative");
@@ -4167,22 +4171,22 @@ function Zo(e, t = {}) {
     let p;
     switch (i) {
       case "sin":
-        p = Math.sin(yt(l, n));
+        p = Math.sin(bt(l, n));
         break;
       case "cos":
-        p = Math.cos(yt(l, n));
+        p = Math.cos(bt(l, n));
         break;
       case "tan":
-        p = Math.tan(yt(l, n));
+        p = Math.tan(bt(l, n));
         break;
       case "asin":
-        p = bt(Math.asin(l), n);
+        p = gt(Math.asin(l), n);
         break;
       case "acos":
-        p = bt(Math.acos(l), n);
+        p = gt(Math.acos(l), n);
         break;
       case "atan":
-        p = bt(Math.atan(l), n);
+        p = gt(Math.atan(l), n);
         break;
       case "sinh":
         p = Math.sinh(l);
@@ -4216,11 +4220,11 @@ function Zo(e, t = {}) {
       case "sqrt":
         return p(1), l.sqrt();
       case "cbrt":
-        return p(1), gt(l, g(3));
+        return p(1), vt(l, g(3));
       case "qdrt":
-        return p(1), gt(l, g(4));
+        return p(1), vt(l, g(4));
       case "root":
-        return p(2), gt(l, c[1]);
+        return p(2), vt(l, c[1]);
       case "pow":
         return p(2), l.pow(c[1]);
       case "ln":
@@ -4536,7 +4540,7 @@ function Jn({ def: e }) {
     ] })
   ] });
 }
-const tt = [
+const nt = [
   { code: "USD", name: "US Dollar", symbol: "$" },
   { code: "EUR", name: "Euro", symbol: "€" },
   { code: "GBP", name: "British Pound", symbol: "£" },
@@ -4581,11 +4585,11 @@ const tt = [
   { code: "BDT", name: "Bangladeshi Taka", symbol: "৳" },
   { code: "LKR", name: "Sri Lankan Rupee", symbol: "Rs" },
   { code: "NPR", name: "Nepalese Rupee", symbol: "रू" }
-], Xo = (e) => tt.find((t) => t.code === e), Qo = (e) => e === "INR" ? "en-IN" : "en-US", Zn = (e, t) => g(e).times(t), Xn = (e) => {
+], Xo = (e) => nt.find((t) => t.code === e), Qo = (e) => e === "INR" ? "en-IN" : "en-US", Zn = (e, t) => g(e).times(t), Xn = (e) => {
   const t = g(e);
   return t.gt(0) ? g(1).div(t) : g(0);
 };
-function Et(e, t) {
+function Mt(e, t) {
   const n = g(e);
   try {
     return new Intl.NumberFormat(Qo(t), { style: "currency", currency: t }).format(
@@ -4616,11 +4620,11 @@ function Je(e, t) {
 }
 const ea = (e, t) => t - e > 864e5, fs = /* @__PURE__ */ Object.freeze(/* @__PURE__ */ Object.defineProperty({
   __proto__: null,
-  CURRENCIES: tt,
+  CURRENCIES: nt,
   convert: Zn,
   currencyByCode: Xo,
   currencyDecimals: Qn,
-  formatCurrency: Et,
+  formatCurrency: Mt,
   inverseRate: Xn,
   isStale: ea,
   stalenessLabel: Je
@@ -4642,7 +4646,7 @@ function ln(e, t) {
   const n = Date.parse(e);
   return Number.isFinite(n) ? n : t;
 }
-const ta = "calcsuite:fxrates", na = "calcsuite:fxmode", vt = () => {
+const ta = "calcsuite:fxrates", na = "calcsuite:fxmode", kt = () => {
   try {
     return JSON.parse(localStorage.getItem(ta) || "{}");
   } catch {
@@ -4662,7 +4666,7 @@ const ta = "calcsuite:fxrates", na = "calcsuite:fxmode", vt = () => {
 }, Ke = (e, t) => `${e}_${t}`;
 function aa() {
   var _t;
-  const [e, t] = M("USD"), [n, a] = M("INR"), [r, s] = M(""), [u, m] = M(""), [d, i] = M("none"), [c, l] = M(""), [p, h] = M("idle"), [f, y] = M(""), [w, k] = M(() => ai()), [S, F] = M(() => vt()), [N, P] = M(() => Date.now()), x = de(null);
+  const [e, t] = M("USD"), [n, a] = M("INR"), [r, s] = M(""), [u, m] = M(""), [d, i] = M("none"), [c, l] = M(""), [p, h] = M("idle"), [f, y] = M(""), [w, k] = M(() => ai()), [S, F] = M(() => kt()), [N, P] = M(() => Date.now()), x = de(null);
   X(() => {
     const O = setInterval(() => P(Date.now()), 3e4);
     return () => clearInterval(O);
@@ -4684,7 +4688,7 @@ function aa() {
       ae.signal.aborted || (m(xe.rate), i("live"), l(xe.asOf), h("idle"), T(xe.rate, ln(xe.asOf, Date.now())));
     }).catch((xe) => {
       if (ae.signal.aborted) return;
-      const Ht = vt()[Ke(O, Z)];
+      const Ht = kt()[Ke(O, Z)];
       Ht ? (m(Ht.rate), i("saved"), h("error"), y("Offline — showing your last saved rate. Refresh when back online.")) : (i("none"), h("error"), y(`Couldn’t fetch a live rate (${xe instanceof Error ? xe.message : "offline"}). Enter one manually.`));
     });
   }, L = (O, Z) => {
@@ -4693,7 +4697,7 @@ function aa() {
       m("1"), i("saved");
       return;
     }
-    const ae = vt()[Ke(O, Z)];
+    const ae = kt()[Ke(O, Z)];
     ae ? (m(ae.rate), i("saved")) : (m(""), i("none"));
   };
   X(() => (w === "online" ? $(e, n) : L(e, n), () => {
@@ -4752,12 +4756,12 @@ function aa() {
         ] }),
         /* @__PURE__ */ b("label", { className: "field cc-cur", children: [
           /* @__PURE__ */ o("span", { className: "lbl", children: "From" }),
-          /* @__PURE__ */ o("div", { className: "input-wrap", children: /* @__PURE__ */ o("select", { value: e, onChange: (O) => t(O.target.value), "aria-label": "From currency", children: tt.map(pe) }) })
+          /* @__PURE__ */ o("div", { className: "input-wrap", children: /* @__PURE__ */ o("select", { value: e, onChange: (O) => t(O.target.value), "aria-label": "From currency", children: nt.map(pe) }) })
         ] }),
         /* @__PURE__ */ o("button", { type: "button", className: "cc-swap", onClick: Q, "aria-label": "Swap currencies", title: "Swap", children: "⇄" }),
         /* @__PURE__ */ b("label", { className: "field cc-cur", children: [
           /* @__PURE__ */ o("span", { className: "lbl", children: "To" }),
-          /* @__PURE__ */ o("div", { className: "input-wrap", children: /* @__PURE__ */ o("select", { value: n, onChange: (O) => a(O.target.value), "aria-label": "To currency", children: tt.map(pe) }) })
+          /* @__PURE__ */ o("div", { className: "input-wrap", children: /* @__PURE__ */ o("select", { value: n, onChange: (O) => a(O.target.value), "aria-label": "To currency", children: nt.map(pe) }) })
         ] })
       ] }),
       /* @__PURE__ */ b("label", { className: "field", style: { marginTop: 16 }, children: [
@@ -4798,10 +4802,10 @@ function aa() {
     /* @__PURE__ */ b("section", { className: "card", children: [
       j ? /* @__PURE__ */ b("div", { className: "result", "aria-live": "polite", children: [
         /* @__PURE__ */ b("div", { className: "label", children: [
-          Et(q, e),
+          Mt(q, e),
           " ="
         ] }),
-        /* @__PURE__ */ o("div", { className: "value num accent-txt", children: Et(j, n) }),
+        /* @__PURE__ */ o("div", { className: "value num accent-txt", children: Mt(j, n) }),
         /* @__PURE__ */ b("div", { className: "secondary", children: [
           /* @__PURE__ */ b("div", { className: "kv", children: [
             /* @__PURE__ */ o("div", { className: "k", children: "Rate" }),
@@ -4894,7 +4898,7 @@ function ii({
   actions: s
 }) {
   var L, B, G, q;
-  const u = e ?? (t ? It(t) : void 0), m = u ?? ri, d = { ...oi, ...a }, { settings: i, fmt: c } = ue(), [l, p] = M(() => cn(m, n)), [h, f] = M("schedule"), [y, w] = M(!1);
+  const u = e ?? (t ? Rt(t) : void 0), m = u ?? ri, d = { ...oi, ...a }, { settings: i, fmt: c } = ue(), [l, p] = M(() => cn(m, n)), [h, f] = M("schedule"), [y, w] = M(!1);
   X(() => p(cn(m, n)), [m.id, n]);
   const k = i.region, S = (A, I) => p((R) => ({ ...R, [A]: I })), F = m.inputs.filter((A) => A.showIf ? A.showIf(l, k) : !0), N = F.filter((A) => !A.advanced), P = F.filter((A) => A.advanced), { result: x, error: T } = ne(() => {
     const A = { settings: i, region: k, fmt: c, D: g };
@@ -4976,10 +4980,10 @@ const si = [
   { id: "blue", label: "Blue", main: "#2065D1", light: "#76B0F1", dark: "#103996", ink: "#FFFFFF" },
   { id: "orange", label: "Orange", main: "#FDA92D", light: "#FED680", dark: "#B66816", ink: "#212B36" },
   { id: "gray", label: "Gray", main: "#A4AAB3", light: "#CED1D7", dark: "#63686C", ink: "#FFFFFF" }
-], kt = "-apple-system, 'Segoe UI', system-ui, sans-serif", li = [
-  { id: "Inter Tight", label: "Inter Tight", stack: `'Inter Tight', ${kt}` },
-  { id: "Public Sans", label: "Public Sans", stack: `'Public Sans', ${kt}` },
-  { id: "system-ui", label: "System UI", stack: `system-ui, ${kt}` },
+], wt = "-apple-system, 'Segoe UI', system-ui, sans-serif", li = [
+  { id: "Inter Tight", label: "Inter Tight", stack: `'Inter Tight', ${wt}` },
+  { id: "Public Sans", label: "Public Sans", stack: `'Public Sans', ${wt}` },
+  { id: "system-ui", label: "System UI", stack: `system-ui, ${wt}` },
   { id: "Georgia", label: "Georgia (serif)", stack: "Georgia, 'Times New Roman', serif" }
 ];
 class z extends Error {
@@ -5031,7 +5035,7 @@ function oa(e, t) {
   const n = /* @__PURE__ */ new Date(), a = (d) => String(d).padStart(2, "0"), r = (((m = t.filename) == null ? void 0 : m.split(".").pop()) || t.kind || "bin").toLowerCase(), s = (t.inputsHash || "").replace(/^sha256:/, "").slice(0, 8) || "00000000", u = e.replace(/\{calculator\}/g, t.calculator || "calc").replace(/\{yyyy\}/g, String(n.getFullYear())).replace(/\{MM\}/g, a(n.getMonth() + 1)).replace(/\{dd\}/g, a(n.getDate())).replace(/\{hash8\}/g, s).replace(/\{ext\}/g, r).replace(/\{kind\}/g, t.kind || "file");
   return pi(u);
 }
-function Mt(e, t = []) {
+function $t(e, t = []) {
   const n = /* @__PURE__ */ new Set([...ci, ...t.map((r) => r.toLowerCase())]), a = {};
   for (const [r, s] of Object.entries(e)) a[r] = n.has(r.toLowerCase()) ? "***" : s;
   return a;
@@ -5146,7 +5150,7 @@ function fi(e) {
         ...R.headers
       };
       $ && (j[a.headerName] = $);
-      const Y = Mt(j, R.keys);
+      const Y = $t(j, R.keys);
       let V = P.body;
       const Q = { endpoint: String(N), method: x, url: T, headers: Y, body: V, attempt: I };
       e.transformRequest && V !== void 0 && (V = e.transformRequest(V, Q)), (B = e.onRequest) == null || B.call(e, Q);
@@ -5443,13 +5447,13 @@ function Ci(e, t, n) {
       return String(e);
   }
 }
-function nt(e, t) {
+function at(e, t) {
   if (t === "number") return e;
   if (typeof e == "number") return String(e);
-  if (Array.isArray(e)) return e.map((n) => nt(n, t));
+  if (Array.isArray(e)) return e.map((n) => at(n, t));
   if (e && typeof e == "object") {
     const n = {};
-    for (const [a, r] of Object.entries(e)) n[a] = nt(r, t);
+    for (const [a, r] of Object.entries(e)) n[a] = at(r, t);
     return n;
   }
   return e;
@@ -5490,7 +5494,7 @@ function Ti(e, t, n) {
     u.transform && u.transform !== "none" && (m = xi(m, u.transform)), bn(a, i, Ci(m, u.type, t));
   }
   const r = t.include, s = (u, m) => {
-    m !== void 0 && (a[gn(u, t.keyCase)] = nt(m, t.numberEncoding));
+    m !== void 0 && (a[gn(u, t.keyCase)] = at(m, t.numberEncoding));
   };
   return r != null && r.inputs && s("inputs", n.inputs), r != null && r.outputs && s("outputs", n.outputs), r != null && r.schedule && s("schedule", n.schedule), r != null && r.settingsSnapshot && s("settingsSnapshot", n.settings), r != null && r.meta && s("meta", n.context), t.numberEncoding === "number" && console.warn('[fincalc] numberEncoding="number" reintroduces float error; prefer "string".'), t.mode === "wrapped" && t.wrapperKey ? { [t.wrapperKey]: a } : a;
 }
@@ -5503,7 +5507,7 @@ const ys = {
   include: { inputs: !0, outputs: !0, schedule: !1, settingsSnapshot: !0, meta: !0 }
 };
 function vn(e) {
-  return nt(e, "string");
+  return at(e, "string");
 }
 function bs(e) {
   const t = e.settings;
@@ -6001,9 +6005,9 @@ function Gi({ cfg: e, getToken: t }) {
         const c = performance.now();
         try {
           const l = await fetch(d, { method: m.method, headers: i, credentials: e.credentials }), p = await l.text(), h = {};
-          l.headers.forEach((f, y) => h[y] = f), a({ loading: !1, ok: l.ok, status: l.status, ms: Math.round(performance.now() - c), headers: h, body: Ki(p), sent: { url: d, method: m.method, headers: Mt(i) } });
+          l.headers.forEach((f, y) => h[y] = f), a({ loading: !1, ok: l.ok, status: l.status, ms: Math.round(performance.now() - c), headers: h, body: Ki(p), sent: { url: d, method: m.method, headers: $t(i) } });
         } catch (l) {
-          a({ loading: !1, ok: !1, ms: Math.round(performance.now() - c), error: l instanceof Error ? l.message : "request failed", sent: { url: d, method: m.method, headers: Mt(i) } });
+          a({ loading: !1, ok: !1, ms: Math.round(performance.now() - c), error: l instanceof Error ? l.message : "request failed", sent: { url: d, method: m.method, headers: $t(i) } });
         }
       }, disabled: n.loading, children: n.loading ? "Testing…" : "Test connection" }) })
     ] }),
@@ -6373,7 +6377,7 @@ function Zi({
     ] })
   ] }) });
 }
-const ct = (e) => ({
+const ut = (e) => ({
   width: e,
   height: e,
   viewBox: "0 0 24 24",
@@ -6385,22 +6389,22 @@ const ct = (e) => ({
   "aria-hidden": !0
 });
 function Xi({ size: e = 17 }) {
-  return /* @__PURE__ */ b("svg", { ...ct(e), children: [
+  return /* @__PURE__ */ b("svg", { ...ut(e), children: [
     /* @__PURE__ */ o("circle", { cx: "12", cy: "12", r: "3" }),
     /* @__PURE__ */ o("path", { d: "M19.4 15a1.65 1.65 0 0 0 .33 1.82l.06.06a2 2 0 1 1-2.83 2.83l-.06-.06a1.65 1.65 0 0 0-1.82-.33 1.65 1.65 0 0 0-1 1.51V21a2 2 0 0 1-4 0v-.09A1.65 1.65 0 0 0 9 19.4a1.65 1.65 0 0 0-1.82.33l-.06.06a2 2 0 1 1-2.83-2.83l.06-.06a1.65 1.65 0 0 0 .33-1.82 1.65 1.65 0 0 0-1.51-1H3a2 2 0 0 1 0-4h.09A1.65 1.65 0 0 0 4.6 9a1.65 1.65 0 0 0-.33-1.82l-.06-.06a2 2 0 1 1 2.83-2.83l.06.06a1.65 1.65 0 0 0 1.82.33H9a1.65 1.65 0 0 0 1-1.51V3a2 2 0 0 1 4 0v.09a1.65 1.65 0 0 0 1 1.51 1.65 1.65 0 0 0 1.82-.33l.06-.06a2 2 0 1 1 2.83 2.83l-.06.06a1.65 1.65 0 0 0-.33 1.82V9a1.65 1.65 0 0 0 1.51 1H21a2 2 0 0 1 0 4h-.09a1.65 1.65 0 0 0-1.51 1Z" })
   ] });
 }
 function Qi({ size: e = 17 }) {
-  return /* @__PURE__ */ b("svg", { ...ct(e), children: [
+  return /* @__PURE__ */ b("svg", { ...ut(e), children: [
     /* @__PURE__ */ o("circle", { cx: "12", cy: "12", r: "4" }),
     /* @__PURE__ */ o("path", { d: "M12 2v2M12 20v2M4.93 4.93l1.41 1.41M17.66 17.66l1.41 1.41M2 12h2M20 12h2M6.34 17.66l-1.41 1.41M19.07 4.93l-1.41 1.41" })
   ] });
 }
 function es({ size: e = 17 }) {
-  return /* @__PURE__ */ o("svg", { ...ct(e), children: /* @__PURE__ */ o("path", { d: "M12 3a6 6 0 0 0 9 9 9 9 0 1 1-9-9Z" }) });
+  return /* @__PURE__ */ o("svg", { ...ut(e), children: /* @__PURE__ */ o("path", { d: "M12 3a6 6 0 0 0 9 9 9 9 0 1 1-9-9Z" }) });
 }
 function ts({ size: e = 17 }) {
-  return /* @__PURE__ */ b("svg", { ...ct(e), children: [
+  return /* @__PURE__ */ b("svg", { ...ut(e), children: [
     /* @__PURE__ */ o("path", { d: "M3 3v5h5" }),
     /* @__PURE__ */ o("path", { d: "M3.05 13A9 9 0 1 0 6 5.3L3 8" }),
     /* @__PURE__ */ o("path", { d: "M12 7v5l4 2" })
@@ -6412,7 +6416,7 @@ function as({ onClose: e }) {
   X(() => {
     const x = () => {
       const T = new URLSearchParams(location.hash.replace(/^#/, "") || location.search), $ = T.get("fincalc");
-      if ($ && It($)) {
+      if ($ && Rt($)) {
         d($), c("calc");
         const L = T.get("s");
         if (L)
@@ -6428,7 +6432,7 @@ function as({ onClose: e }) {
     (x.metaKey || x.ctrlKey) && x.key.toLowerCase() === "k" && (x.preventDefault(), f(!0));
   }, S = (x) => {
     d(x), c("calc"), p(void 0), f(!1);
-  }, F = It(m) ?? u[0], N = [
+  }, F = Rt(m) ?? u[0], N = [
     { id: "settings", label: "Open settings", run: () => {
       c("settings"), f(!1);
     } },
@@ -6590,7 +6594,7 @@ function gs({
     /* @__PURE__ */ o(Ca, { open: k, onClose: F.close, title: h, size: p, children: /* @__PURE__ */ o(as, { onClose: F.close }) })
   ] });
 }
-const rs = 60 * 60 * 1e3, wt = (e, t) => `${e}|${[...t].sort().join(",")}`;
+const rs = 60 * 60 * 1e3, Nt = (e, t) => `${e}|${[...t].sort().join(",")}`;
 function vs(e, t = {}) {
   const n = t.ttlMs ?? rs, a = t.now ?? Date.now, r = /* @__PURE__ */ new Map();
   let s = null;
@@ -6604,7 +6608,7 @@ function vs(e, t = {}) {
     return a() - i.lastUpdated < n;
   }
   async function d(i, c) {
-    const l = wt(i, c), p = r.get(l);
+    const l = Nt(i, c), p = r.get(l);
     if (p && m(p)) return { ...p, stale: !1 };
     if (e)
       try {
@@ -6627,12 +6631,12 @@ function vs(e, t = {}) {
   return {
     getRates: d,
     /** Non-throwing peek at whatever is cached, if anything. */
-    peek: (i, c) => r.get(wt(i, c)),
+    peek: (i, c) => r.get(Nt(i, c)),
     get lastUpdated() {
       return s == null ? null : new Date(s);
     },
     isStale(i, c) {
-      const l = r.get(wt(i, c));
+      const l = r.get(Nt(i, c));
       return !l || !m(l);
     },
     clear: () => r.clear()
@@ -6675,7 +6679,7 @@ export {
   oa as buildFilename,
   Ti as buildPayload,
   bs as buildSavePayload,
-  It as calculatorById,
+  Rt as calculatorById,
   Kr as calculatorsForRegion,
   Eo as clearHistory,
   To as createExporter,
@@ -6696,7 +6700,7 @@ export {
   v as metric,
   C as numval,
   Vo as parseExpression,
-  Nt as regionDefaults,
+  xt as regionDefaults,
   hs as registerCalculator,
   pi as sanitizeFilename,
   Yn as saveHistory,

package/dist/settings/SettingsContext.d.ts

@@ -13,8 +13,10 @@ interface SettingsCtx {
     replace: (s: Settings) => void;
     resolvedTheme: 'light' | 'dark' | 'highContrast';
 }
-export declare function SettingsProvider({ children }: {
+export declare function SettingsProvider({ children, settings: initial, }: {
     children: ReactNode;
+    /** Default settings (deep-partial). The user's in-app choices still persist and win. */
+    settings?: DeepPartial<Settings>;
 }): import("react").JSX.Element;
 export declare function useSettings(): SettingsCtx;
 export {};

package/package.json

@@ -1,6 +1,6 @@
 {
   "name": "calcsuite-react",
-  "version": "1.1.0",
+  "version": "1.1.1",
   "description": "Decimal-exact, offline-first financial calculator library for React — India (₹) & US ($). ~55 calculators, scientific calculator, live FX, export, launcher/dialog. The financial-calculator module of AceCBM (Ace Cloud Business Management).",
   "keywords": [
     "finance",

package/src/theme.css

@@ -461,7 +461,7 @@ td .in-txt { color: var(--fc-interest); }
 
 /* FAB */
 .fc-fab {
-  position: fixed; z-index: 40; width: 56px; height: 56px; border-radius: 50%;
+  position: fixed; z-index: 9000; width: 56px; height: 56px; border-radius: 50%;
   border: 0; background: var(--fc-accent); color: #fff; cursor: pointer;
   box-shadow: var(--fc-shadow);
   display: flex; align-items: center; justify-content: center;
@@ -477,7 +477,7 @@ td .in-txt { color: var(--fc-interest); }
 /* Dialog */
 .dialog-backdrop {
   position: fixed; inset: 0; background: rgba(10, 16, 20, 0.5);
-  display: flex; align-items: center; justify-content: center; z-index: 50; padding: 20px;
+  display: flex; align-items: center; justify-content: center; z-index: 2147483000; padding: 20px;
   animation: fc-fade 0.12s ease;
 }
 .dialog {
@@ -501,7 +501,7 @@ td .in-txt { color: var(--fc-interest); }
 }
 
 /* Command palette */
-.palette-backdrop { position: fixed; inset: 0; background: rgba(10, 16, 20, 0.4); z-index: 60; display: flex; justify-content: center; align-items: flex-start; padding-top: 12vh; }
+.palette-backdrop { position: fixed; inset: 0; background: rgba(10, 16, 20, 0.4); z-index: 2147483010; display: flex; justify-content: center; align-items: flex-start; padding-top: 12vh; }
 .palette { background: var(--fc-surface); border: 1px solid var(--fc-line); border-radius: 14px; width: min(560px, 92vw); box-shadow: var(--fc-shadow); overflow: hidden; }
 .palette-input { width: 100%; border: 0; border-bottom: 1px solid var(--fc-line); outline: 0; background: transparent; color: var(--fc-ink); font: inherit; font-size: 16px; padding: 16px; }
 .palette-list { list-style: none; margin: 0; padding: 6px; max-height: 50vh; overflow-y: auto; }
@@ -577,7 +577,7 @@ td .in-txt { color: var(--fc-interest); }
   bottom: 20px;
   left: 50%;
   transform: translateX(-50%);
-  z-index: 50;
+  z-index: 2147483020;
   padding: 10px 16px;
   border-radius: 999px;
   font-size: 13px;