@yottagraph-app/aether-instructions 1.1.8 → 1.1.9

package/skills/data-model/fdic/DATA_DICTIONARY.md

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+# Data Dictionary: FDIC
+
+## Purpose
+
+This dictionary documents the entity types, properties, and relationships that the FDIC source contributes to the Lovelace knowledge graph.
+
+FDIC ingests data from the Federal Deposit Insurance Corporation's BankFind Suite API (`https://api.fdic.gov/banks/`), which provides public data on all FDIC-insured depository institutions in the United States. The source covers:
+
+- **Institution profiles**: identity, location, charter, and regulatory information for ~4,300 active and ~27,800 total (including inactive) FDIC-insured banks and thrifts
+- **Quarterly financial data**: balance sheet and income statement figures from Call Reports (FFIEC 031/041/051), updated quarterly with data back to 1984
+- **Bank failures**: all 4,100+ FDIC-insured institution failures since 1934, including resolution details and acquiring institution
+
+Financial figures are reported in thousands of USD as filed in Call Reports. Not all institutions report all fields; smaller banks (FFIEC 051 filers) report a reduced set.
+
+**Source names used on records:**
+
+| Pipeline | `Record.Source` |
+|----------|----------------|
+| Institution profiles + financials | `fdic` |
+| Bank failures | `fdic_failure` |
+
+---
+
+## Entity Types
+
+### `organization`
+
+An FDIC-insured depository institution (commercial bank, savings bank, savings association, or industrial bank).
+
+- Primary key: `fdic_certificate_number` (FDIC Certificate Number, unique identifier assigned to each insured institution)
+- Entity resolver: named entity. Strong ID = `fdic_certificate_number`. Disambiguation context includes institution name, city, state, and holding company name. Prior names serve as aliases.
+- Sources: `fdic`, `fdic_failure`
+
+---
+
+## Properties
+
+### Organization Properties
+
+#### Identity and Registration (source: `fdic`)
+
+Data source: FDIC BankFind Suite Institutions API (`https://api.fdic.gov/banks/institutions`).
+
+* `fdic_certificate_number`
+  * The FDIC Certificate Number uniquely identifying this insured institution. Also serves as the entity's strong ID for resolution.
+  * Examples: `"628"` (JPMorgan Chase Bank, N.A.), `"3850"` (First Community Bank)
+  * Derivation: `CERT` field from the Institutions API response.
+
+* `fed_rssd_id`
+  * Federal Reserve RSSD ID, a unique identifier assigned by the Federal Reserve to every financial institution, branch, and office.
+  * Examples: `"852218"`, `"242"`
+  * Derivation: `FED_RSSD` field from the Institutions API response.
+
+* `physical_address`
+  * Headquarters street address formatted as a single string.
+  * Examples: `"1111 Polaris Pkwy, Columbus, OH 43240"`, `"101 Main St, Xenia, IL 62899"`
+  * Derivation: `ADDRESS`, `CITY`, `STALP`, `ZIP` fields concatenated from the Institutions API response.
+
+* `charter_class`
+  * FDIC institution charter class code describing the type of charter and regulatory supervision.
+  * Examples: `"N"` (national bank, OCC-supervised), `"SM"` (state-chartered, Fed member), `"NM"` (state-chartered, non-Fed-member), `"SB"` (savings bank), `"SA"` (savings association)
+  * Derivation: `BKCLASS` field from the Institutions API response.
+
+* `regulatory_agency`
+  * The primary federal regulatory agency supervising this institution.
+  * Examples: `"OCC"` (Office of the Comptroller of the Currency), `"FED"` (Federal Reserve), `"FDIC"` (Federal Deposit Insurance Corporation)
+  * Derivation: `REGAGNT` field from the Institutions API response.
+
+* `established_date`
+  * Date the institution was established, formatted as YYYY-MM-DD.
+  * Examples: `"1824-01-01"`, `"1934-01-01"`
+  * Derivation: `ESTYMD` field from the Institutions API response, reformatted from MM/DD/YYYY.
+
+* `fdic_insurance_date`
+  * Date the institution obtained FDIC insurance, formatted as YYYY-MM-DD.
+  * Examples: `"1934-01-01"`, `"2005-06-15"`
+  * Derivation: `INSDATE` field from the Institutions API response, reformatted from MM/DD/YYYY.
+
+* `active_flag`
+  * Whether the institution is currently active (open and operating).
+  * Values: `1.0` = active, `0.0` = inactive
+  * Derivation: `ACTIVE` field from the Institutions API response, stored as float.
+
+* `holding_company_name`
+  * Name of the top-tier bank holding company, if any.
+  * Examples: `"JPMORGAN CHASE&CO"`, `"FIRST COMMUNITY BANCSHARES"`
+  * Derivation: `NAMEHCR` field from the Institutions API response. Omitted when the institution is not part of a holding company.
+
+* `website`
+  * The institution's primary website URL.
+  * Examples: `"www.jpmorganchase.com"`, `"www.fcbanking.com"`
+  * Derivation: `WEBADDR` field from the Institutions API response. Omitted when blank.
+
+* `fdic_geographic_region`
+  * FDIC supervisory region name.
+  * Examples: `"Chicago"`, `"Atlanta"`, `"Dallas"`
+  * Derivation: `FDICREGN` field from the Institutions API response.
+
+* `institution_category`
+  * FDIC specialization group description classifying the institution by size and type.
+  * Examples: `"International Specialization"`, `"ALL OTHER UNDER 1 BILLION"`, `"ALL OTHER 1 TO 10 BILLION"`
+  * Derivation: `SPECGRPN` field from the Institutions API response.
+
+* `office_count`
+  * Total number of offices (branches) operated by the institution, including domestic and foreign.
+  * Examples: `5320.0`, `1.0`, `25.0`
+  * Derivation: `OFFICES` field from the Institutions API response, stored as float.
+
+* `former_name`
+  * A previous legal name of the institution. One property value per prior name entry.
+  * Examples: `"Chemical Bank"`, `"The Chase Manhattan Bank"`
+  * Derivation: `PRIORNAME1` through `PRIORNAME6` fields from the Institutions API response. Each non-empty prior name produces a separate atom. Prior names also serve as aliases for entity resolution.
+
+#### Financial Data (source: `fdic`)
+
+Data source: FDIC BankFind Suite Financials API (`https://api.fdic.gov/banks/financials`). All dollar amounts are in thousands of USD as reported in Call Reports. Updated quarterly; the `REPDTE` field indicates the report period end date.
+
+* `total_assets`
+  * Total assets of the institution as reported in Call Reports.
+  * Unit: thousands of USD
+  * Examples: `3752662000.0` (JPMorgan Chase, Q4 2025), `56044.0` (First Community Bank)
+  * Derivation: `ASSET` field from the Financials API response, stored as float.
+
+* `total_deposits`
+  * Total deposits held by the institution.
+  * Unit: thousands of USD
+  * Examples: `2697842000.0`, `47678.0`
+  * Derivation: `DEP` field from the Financials API response, stored as float.
+
+* `total_liabilities`
+  * Total liabilities.
+  * Unit: thousands of USD
+  * Derivation: `LIAB` field from the Financials API response, stored as float.
+
+* `shareholders_equity`
+  * Total equity capital.
+  * Unit: thousands of USD
+  * Derivation: `EQ` field from the Financials API response, stored as float.
+
+* `net_income`
+  * Net income (loss) for the reporting period. Negative for losses.
+  * Unit: thousands of USD
+  * Derivation: `NETINC` field from the Financials API response, stored as float.
+
+* `net_loans_and_leases`
+  * Net loans and leases after deducting allowance for loan losses.
+  * Unit: thousands of USD
+  * Derivation: `LNLSNET` field from the Financials API response, stored as float.
+
+* `insured_deposits`
+  * Estimated amount of insured deposits (covered by FDIC insurance, up to $250K per depositor).
+  * Unit: thousands of USD
+  * Derivation: `DEPINS` field from the Financials API response, stored as float.
+
+* `uninsured_deposits`
+  * Estimated amount of deposits exceeding FDIC insurance coverage limits.
+  * Unit: thousands of USD
+  * Derivation: `DEPUNINS` field from the Financials API response, stored as float.
+
+* `return_on_assets`
+  * Return on assets (annualized net income as a percentage of average total assets).
+  * Examples: `1.34`, `1.42`
+  * Derivation: `ROA` field from the Financials API response, stored as float. Expressed as a percentage.
+
+* `return_on_equity`
+  * Return on equity (annualized net income as a percentage of average total equity).
+  * Examples: `15.32`, `16.87`
+  * Derivation: `ROE` field from the Financials API response, stored as float. Expressed as a percentage.
+
+* `net_interest_margin`
+  * Net interest margin (net interest income as a percentage of average earning assets).
+  * Examples: `2.96`, `3.91`
+  * Derivation: `NIMY` field from the Financials API response, stored as float. Expressed as a percentage.
+
+* `number_of_employees`
+  * Total number of full-time equivalent employees.
+  * Examples: `226674.0`, `12.0`
+  * Derivation: `NUMEMP` field from the Financials API response, stored as float.
+
+* `interest_income`
+  * Total interest income for the reporting period.
+  * Unit: thousands of USD
+  * Derivation: `INTINC` field from the Financials API response, stored as float.
+
+* `interest_expense`
+  * Total interest expense for the reporting period.
+  * Unit: thousands of USD
+  * Derivation: `EINTEXP` field from the Financials API response, stored as float.
+
+#### Failure Information (source: `fdic_failure`)
+
+Data source: FDIC BankFind Suite Failures API (`https://api.fdic.gov/banks/failures`). These properties are set on organization entities for institutions that have failed.
+
+* `failure_date`
+  * Date the institution was closed by its chartering authority.
+  * Examples: `"2026-01-30"`, `"2025-06-27"`
+  * Derivation: `FAILDATE` field from the Failures API response, reformatted from M/D/YYYY to YYYY-MM-DD.
+
+* `failure_resolution_type`
+  * Type of resolution action taken by the FDIC.
+  * Examples: `"P&A"` (Purchase and Assumption), `"PI"` (Purchase and Assumption — Insured Deposits), `"PA"` (Purchase and Assumption — All Deposits), `"PO"` (Payout)
+  * Derivation: `RESTYPE1` field from the Failures API response.
+
+* `failure_estimated_loss`
+  * Estimated loss to the Deposit Insurance Fund (DIF) from the failure.
+  * Unit: thousands of USD
+  * Examples: `23460.0`, `30284.0`
+  * Derivation: `COST` field from the Failures API response. Null when the estimate is not yet available.
+  * Note: may be updated over time as the FDIC finalizes loss estimates.
+
+* `failure_total_deposits`
+  * Total deposits at the time of failure.
+  * Unit: thousands of USD
+  * Derivation: `QBFDEP` field from the Failures API response, stored as float.
+
+* `failure_total_assets`
+  * Total assets at the time of failure.
+  * Unit: thousands of USD
+  * Derivation: `QBFASSET` field from the Failures API response, stored as float.
+
+* `acquired_by`
+  * Link from the failed institution to the acquiring institution (the bank that purchased assets/assumed deposits).
+  * Target flavor: `organization`
+  * Examples: First Independence Bank acquired Metropolitan Capital B&T
+  * Derivation: `BIDNAME` field from the Failures API response. Omitted when no acquirer (payout resolution). The acquiring institution is created as a separate organization entity identified by name.
+
+---
+
+## Entity Relationships
+
+```
+organization ──[acquired_by]──→ organization   (failed bank → acquirer, from fdic_failure)
+```
+
+---
+
+## Attributes
+
+FDIC records do not use source-specific attributes beyond the standard citation text on atoms.
+
+- **Institution atoms**: citation text follows the pattern `"FDIC BankFind: {field_description} for {institution_name} (CERT: {cert})"`.
+- **Financial atoms**: citation text follows the pattern `"FDIC Call Report ({report_date}): {field_description} for {institution_name} (CERT: {cert})"`.
+- **Failure atoms**: citation text follows the pattern `"FDIC Failure: {institution_name} failed {failure_date}"`.

package/skills/data-model/fdic/schema.yaml

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+# Dataset schema for FDIC banking data (BankFind Suite API).
+#
+# This schema describes entity types, properties, and relationships produced
+# by atomizing structured JSON from the FDIC BankFind Suite API endpoints:
+# Institutions, Financials (Call Reports), and Failures. All elements are
+# passive — they are created by the atomizer from parsed JSON fields, not
+# by LLM extraction.
+#
+# Two source identifiers are used on records:
+#   - "fdic"          — institution profiles + quarterly financials
+#   - "fdic_failure"  — bank failure and resolution data
+name: "fdic"
+description: "FDIC-insured depository institution profiles, quarterly Call Report financials, and bank failure/resolution data from the FDIC BankFind Suite API"
+
+extraction:
+  flavors: closed
+  properties: closed
+  relationships: closed
+  attributes: closed
+  events: closed
+
+flavors:
+  - name: "organization"
+    description: "A particular business, institution, or organization such as a corporation, university, government agency, or non-profit"
+    display_name: "Organization"
+    mergeability: not_mergeable
+    strong_id_properties: ["fdic_certificate_number"]
+    passive: true
+
+  - name: "location"
+    description: "A specific named geographic location such as a city, country, region, or landmark"
+    display_name: "Location"
+    mergeability: not_mergeable
+    examples: ["New York City", "San Francisco", "North America", "Bakery Square"]
+    passive: true
+
+# --- Identity and Registration (source: fdic) ---
+
+properties:
+  - name: "fdic_certificate_number"
+    type: string
+    description: "FDIC Certificate Number uniquely identifying an insured institution, derived from the CERT field in the Institutions API"
+    display_name: "FDIC Certificate Number"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    examples: ["628", "3850"]
+    passive: true
+
+  - name: "fed_rssd_id"
+    type: string
+    description: "Federal Reserve RSSD ID assigned to the financial institution by the Federal Reserve, derived from the FED_RSSD field"
+    display_name: "Federal Reserve RSSD ID"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    examples: ["852218", "242"]
+    passive: true
+
+  - name: "physical_address"
+    type: string
+    description: "Physical street address of the entity"
+    display_name: "Physical Address"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    examples: ["1111 Polaris Pkwy, Columbus, OH 43240", "101 Main St, Xenia, IL 62899"]
+    passive: true
+
+  - name: "charter_class"
+    type: string
+    description: "FDIC institution charter class code describing charter type and regulatory supervision (e.g., N=national bank OCC-supervised, SM=state-chartered Fed member, NM=state-chartered non-member, SB=savings bank, SA=savings association)"
+    display_name: "Charter Class"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    examples: ["N", "SM", "NM", "SB", "SA"]
+    passive: true
+
+  - name: "regulatory_agency"
+    type: string
+    description: "Primary federal regulatory agency supervising this institution, derived from the REGAGNT field"
+    display_name: "Regulatory Agency"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    examples: ["OCC", "FED", "FDIC"]
+    passive: true
+
+  - name: "established_date"
+    type: string
+    description: "Date the institution was established, reformatted from ESTYMD to YYYY-MM-DD"
+    display_name: "Established Date"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    examples: ["1824-01-01", "1934-01-01"]
+    passive: true
+
+  - name: "fdic_insurance_date"
+    type: string
+    description: "Date the institution obtained FDIC deposit insurance, reformatted from INSDATE to YYYY-MM-DD"
+    display_name: "FDIC Insurance Date"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    examples: ["1934-01-01", "2005-06-15"]
+    passive: true
+
+  - name: "active_flag"
+    type: float
+    description: "Whether the institution is currently active and operating (1.0 = active, 0.0 = inactive), derived from the ACTIVE field"
+    display_name: "Active Flag"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    passive: true
+
+  - name: "holding_company_name"
+    type: string
+    description: "Name of the top-tier bank holding company, derived from the NAMEHCR field; omitted when the institution is independent"
+    display_name: "Holding Company Name"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    examples: ["JPMORGAN CHASE&CO", "FIRST COMMUNITY BANCSHARES"]
+    passive: true
+
+  - name: "website"
+    type: string
+    description: "Primary website URL of the institution, derived from the WEBADDR field; omitted when blank"
+    display_name: "Website"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    examples: ["www.jpmorganchase.com", "www.fcbanking.com"]
+    passive: true
+
+  - name: "fdic_geographic_region"
+    type: string
+    description: "FDIC supervisory region name, derived from the FDICREGN field"
+    display_name: "FDIC Geographic Region"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    examples: ["Chicago", "Atlanta", "Dallas"]
+    passive: true
+
+  - name: "institution_category"
+    type: string
+    description: "FDIC specialization group description classifying the institution by size and type, derived from the SPECGRPN field"
+    display_name: "Institution Category"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    examples: ["International Specialization", "ALL OTHER UNDER 1 BILLION", "ALL OTHER 1 TO 10 BILLION"]
+    passive: true
+
+  - name: "office_count"
+    type: float
+    description: "Total number of offices (branches) operated by the institution including domestic and foreign, derived from the OFFICES field"
+    display_name: "Office Count"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    examples: ["5320.0", "1.0", "25.0"]
+    passive: true
+
+  - name: "former_name"
+    type: string
+    description: "A previous legal name of the entity"
+    display_name: "Former Name"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    examples: ["Chemical Bank", "The Chase Manhattan Bank"]
+    passive: true
+
+  # --- Quarterly Financial Data (source: fdic) ---
+  # From FDIC BankFind Suite Financials API (Call Reports FFIEC 031/041/051).
+  # Shared properties (total_assets, total_liabilities, shareholders_equity,
+  # net_income) are converted from thousands to USD for cross-source
+  # compatibility. FDIC-specific properties remain in thousands of USD.
+
+  - name: "total_assets"
+    type: float
+    description: "Total assets"
+    display_name: "Total Assets"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    passive: true
+
+  - name: "total_deposits"
+    type: float
+    description: "Total deposits held by the institution in thousands of USD as reported in Call Reports"
+    display_name: "Total Deposits"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    passive: true
+
+  - name: "total_liabilities"
+    type: float
+    description: "Total liabilities"
+    display_name: "Total Liabilities"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    passive: true
+
+  - name: "shareholders_equity"
+    type: float
+    description: "Total stockholders' or shareholders' equity"
+    display_name: "Shareholders Equity"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    passive: true
+
+  - name: "net_income"
+    type: float
+    description: "Net income or loss for the reporting period"
+    display_name: "Net Income"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    passive: true
+
+  - name: "net_loans_and_leases"
+    type: float
+    description: "Net loans and leases after deducting allowance for loan losses, in thousands of USD as reported in Call Reports"
+    display_name: "Net Loans and Leases"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    passive: true
+
+  - name: "insured_deposits"
+    type: float
+    description: "Estimated FDIC-insured deposits (covered up to $250K per depositor) in thousands of USD"
+    display_name: "Insured Deposits"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    passive: true
+
+  - name: "uninsured_deposits"
+    type: float
+    description: "Estimated deposits exceeding FDIC insurance coverage limits, in thousands of USD"
+    display_name: "Uninsured Deposits"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    passive: true
+
+  - name: "return_on_assets"
+    type: float
+    description: "Return on assets: annualized net income as a percentage of average total assets"
+    display_name: "Return on Assets"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    passive: true
+
+  - name: "return_on_equity"
+    type: float
+    description: "Return on equity: annualized net income as a percentage of average total equity capital"
+    display_name: "Return on Equity"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    passive: true
+
+  - name: "net_interest_margin"
+    type: float
+    description: "Net interest margin: net interest income as a percentage of average earning assets"
+    display_name: "Net Interest Margin"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    passive: true
+
+  - name: "number_of_employees"
+    type: float
+    description: "Total number of full-time equivalent employees as reported in Call Reports"
+    display_name: "Number of Employees"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    passive: true
+
+  - name: "interest_income"
+    type: float
+    description: "Total interest income for the reporting period, in thousands of USD"
+    display_name: "Interest Income"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    passive: true
+
+  - name: "interest_expense"
+    type: float
+    description: "Total interest expense for the reporting period, in thousands of USD"
+    display_name: "Interest Expense"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    passive: true
+
+  # --- Failure Identifiers (source: fdic_failure) ---
+
+  - name: "fdic_financial_institution_number"
+    type: string
+    description: "FDIC Financial Institution Number assigned to a failed bank, derived from the FIN field in the Failures API"
+    display_name: "FDIC Financial Institution Number"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    examples: ["2470", "10537"]
+    passive: true
+
+  # --- Failure Information (source: fdic_failure) ---
+
+  - name: "failure_date"
+    type: string
+    description: "Date the institution was closed by its chartering authority, reformatted from FAILDATE to YYYY-MM-DD"
+    display_name: "Failure Date"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    examples: ["2026-01-30", "2025-06-27"]
+    passive: true
+
+  - name: "failure_resolution_type"
+    type: string
+    description: "Type of FDIC resolution action taken (e.g., P&A=Purchase and Assumption, PI=Purchase and Assumption Insured Deposits, PA=Purchase and Assumption All Deposits, PO=Payout)"
+    display_name: "Failure Resolution Type"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    examples: ["P&A", "PI", "PA", "PO"]
+    passive: true
+
+  - name: "failure_estimated_loss"
+    type: float
+    description: "Estimated loss to the FDIC Deposit Insurance Fund from the institution's failure, in thousands of USD; may be updated as estimates are finalized"
+    display_name: "Failure Estimated Loss"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    examples: ["23460.0", "30284.0"]
+    passive: true
+
+  - name: "failure_total_deposits"
+    type: float
+    description: "Total deposits held by the institution at the time of failure, in thousands of USD"
+    display_name: "Failure Total Deposits"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    passive: true
+
+  - name: "failure_total_assets"
+    type: float
+    description: "Total assets held by the institution at the time of failure, in thousands of USD"
+    display_name: "Failure Total Assets"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    passive: true
+
+relationships:
+  - name: "is_located_at"
+    description: "An entity is located at, operates in, resides in, is headquartered in, was born in, visits, or died in a location"
+    display_name: "Located At"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    target_flavors: ["location"]
+    examples: ["JPMorgan Chase Bank is located at Columbus, OH"]
+    passive: true
+
+  - name: "acquired_by"
+    description: "Links a failed institution to the acquiring institution that purchased its assets and/or assumed its deposits during FDIC resolution; derived from the BIDNAME field in the Failures API"
+    display_name: "Acquired By"
+    mergeability: not_mergeable
+    domain_flavors: ["organization"]
+    target_flavors: ["organization"]
+    examples: ["First Independence Bank acquired Metropolitan Capital B&T"]
+    passive: true