@wopr-network/platform-core 1.45.0 → 1.46.0

package/dist/billing/stripe/usage-report-writer.js

@@ -0,0 +1,95 @@
+import crypto from "node:crypto";
+import { logger } from "../../config/logger.js";
+import { Credit } from "../../credits/credit.js";
+/**
+ * Report metered usage to Stripe for all metered tenants in a given billing period.
+ *
+ * Uses Stripe's Billing Meters API (stripe.billing.meterEvents.create) — the v20
+ * replacement for the legacy subscriptionItems.createUsageRecord API.
+ *
+ * Flow:
+ * 1. Query billingPeriodSummaries for the period window
+ * 2. Filter to tenants with inferenceMode === "metered"
+ * 3. For each (tenant, capability, provider) tuple:
+ *    a. Check if already reported (idempotent via stripeUsageReports unique index)
+ *    b. Submit meter event to Stripe with idempotency identifier
+ *    c. Insert into stripeUsageReports
+ */
+export async function runUsageReportWriter(cfg) {
+    const result = {
+        tenantsProcessed: 0,
+        reportsCreated: 0,
+        reportsSkipped: 0,
+        errors: [],
+    };
+    // 1. Find all metered tenants
+    const meteredTenants = await cfg.tenantRepo.listMetered();
+    if (meteredTenants.length === 0)
+        return result;
+    const meteredTenantIds = new Set(meteredTenants.map((t) => t.tenant));
+    const customerIdMap = new Map(meteredTenants.map((t) => [t.tenant, t.processorCustomerId]));
+    // 2. Query billing period summaries for this period
+    const summaries = await cfg.billingPeriodSummaryRepo.listByPeriodWindow(cfg.periodStart, cfg.periodEnd);
+    // 3. Filter to metered tenants only
+    const meteredSummaries = summaries.filter((s) => meteredTenantIds.has(s.tenant));
+    const processedTenants = new Set();
+    for (const summary of meteredSummaries) {
+        const { tenant, capability, provider, totalCharge } = summary;
+        // Skip zero usage
+        if (totalCharge <= 0)
+            continue;
+        // Skip capabilities without a metered price config
+        const priceConfig = cfg.meteredPriceMap.get(capability);
+        if (!priceConfig)
+            continue;
+        processedTenants.add(tenant);
+        try {
+            // Check if already reported (idempotent)
+            const existing = await cfg.usageReportRepo.getByTenantAndPeriod(tenant, capability, provider, summary.periodStart);
+            if (existing) {
+                result.reportsSkipped++;
+                continue;
+            }
+            // Look up Stripe customer ID
+            const customerId = customerIdMap.get(tenant);
+            if (!customerId) {
+                result.errors.push({ tenant, capability, error: "No Stripe customer ID" });
+                continue;
+            }
+            // Convert nanodollars to cents
+            const valueCents = Credit.fromRaw(totalCharge).toCentsRounded();
+            // Build a stable idempotency identifier: tenant + capability + provider + periodStart
+            const identifier = `${tenant}:${capability}:${provider}:${summary.periodStart}`;
+            // Submit to Stripe Billing Meters API (v20+)
+            await cfg.stripe.billing.meterEvents.create({
+                event_name: priceConfig.eventName,
+                payload: {
+                    stripe_customer_id: customerId,
+                    value: String(valueCents),
+                },
+                identifier,
+                timestamp: Math.floor(summary.periodStart / 1000),
+            });
+            // Insert local record
+            await cfg.usageReportRepo.insert({
+                id: crypto.randomUUID(),
+                tenant,
+                capability,
+                provider,
+                periodStart: summary.periodStart,
+                periodEnd: summary.periodEnd,
+                eventName: priceConfig.eventName,
+                valueCents,
+                reportedAt: Date.now(),
+            });
+            result.reportsCreated++;
+        }
+        catch (err) {
+            const msg = err instanceof Error ? err.message : String(err);
+            logger.error("Failed to report usage to Stripe", { tenant, capability, error: msg });
+            result.errors.push({ tenant, capability, error: msg });
+        }
+    }
+    result.tenantsProcessed = processedTenants.size;
+    return result;
+}

package/dist/billing/stripe/usage-report-writer.test.d.ts

@@ -0,0 +1 @@
+export {};

package/dist/billing/stripe/usage-report-writer.test.js

@@ -0,0 +1,167 @@
+import crypto from "node:crypto";
+import { afterAll, beforeAll, beforeEach, describe, expect, it, vi } from "vitest";
+import { Credit } from "../../credits/credit.js";
+import { billingPeriodSummaries } from "../../db/schema/meter-events.js";
+import { tenantCustomers } from "../../db/schema/tenant-customers.js";
+import { createTestDb, truncateAllTables } from "../../test/db.js";
+import { DrizzleBillingPeriodSummaryRepository } from "./billing-period-summary-repository.js";
+import { DrizzleTenantCustomerRepository } from "./tenant-store.js";
+import { DrizzleStripeUsageReportRepository } from "./usage-report-repository.js";
+import { runUsageReportWriter } from "./usage-report-writer.js";
+vi.mock("../../config/logger.js", () => ({
+    logger: { info: vi.fn(), error: vi.fn(), warn: vi.fn(), debug: vi.fn() },
+}));
+describe("runUsageReportWriter", () => {
+    let db;
+    let pool;
+    let reportRepo;
+    let tenantRepo;
+    let billingPeriodSummaryRepo;
+    const NOW = Date.now();
+    const PERIOD_START = 1700000000000;
+    const PERIOD_END = 1700003600000;
+    const mockCreateMeterEvent = vi.fn().mockResolvedValue({ identifier: "evt_xxx" });
+    const mockStripe = {
+        billing: {
+            meterEvents: { create: mockCreateMeterEvent },
+        },
+    };
+    const priceMap = new Map([["chat-completions", { eventName: "chat_completions_usage" }]]);
+    beforeAll(async () => {
+        const t = await createTestDb();
+        pool = t.pool;
+        db = t.db;
+        reportRepo = new DrizzleStripeUsageReportRepository(db);
+        tenantRepo = new DrizzleTenantCustomerRepository(db);
+        billingPeriodSummaryRepo = new DrizzleBillingPeriodSummaryRepository(db);
+    });
+    beforeEach(async () => {
+        await truncateAllTables(pool);
+        vi.clearAllMocks();
+    });
+    afterAll(async () => {
+        await pool.close();
+    });
+    async function seedMeteredTenant(tenant) {
+        await db.insert(tenantCustomers).values({
+            tenant,
+            processorCustomerId: `cus_${tenant}`,
+            processor: "stripe",
+            inferenceMode: "metered",
+            createdAt: NOW,
+            updatedAt: NOW,
+        });
+    }
+    async function seedBillingPeriod(tenant, opts) {
+        await db.insert(billingPeriodSummaries).values({
+            id: crypto.randomUUID(),
+            tenant,
+            capability: opts?.capability ?? "chat-completions",
+            provider: "openrouter",
+            eventCount: 10,
+            totalCost: opts?.totalCharge ?? Credit.fromCents(100).toRaw(),
+            totalCharge: opts?.totalCharge ?? Credit.fromCents(100).toRaw(),
+            totalDuration: 0,
+            periodStart: PERIOD_START,
+            periodEnd: PERIOD_END,
+            updatedAt: NOW,
+        });
+    }
+    it("reports usage for metered tenants to Stripe and inserts local record", async () => {
+        await seedMeteredTenant("t1");
+        await seedBillingPeriod("t1");
+        const result = await runUsageReportWriter({
+            stripe: mockStripe,
+            tenantRepo,
+            billingPeriodSummaryRepo,
+            usageReportRepo: reportRepo,
+            meteredPriceMap: priceMap,
+            periodStart: PERIOD_START,
+            periodEnd: PERIOD_END,
+        });
+        expect(result.reportsCreated).toBe(1);
+        expect(result.errors).toHaveLength(0);
+        expect(mockCreateMeterEvent).toHaveBeenCalledOnce();
+        const stored = await reportRepo.getByTenantAndPeriod("t1", "chat-completions", "openrouter", PERIOD_START);
+        expect(stored).toBeTruthy();
+        expect(stored?.valueCents).toBe(100);
+    });
+    it("skips non-metered tenants", async () => {
+        // Insert a managed-mode tenant
+        await db.insert(tenantCustomers).values({
+            tenant: "t2",
+            processorCustomerId: "cus_t2",
+            processor: "stripe",
+            inferenceMode: "managed",
+            createdAt: NOW,
+            updatedAt: NOW,
+        });
+        await seedBillingPeriod("t2");
+        const result = await runUsageReportWriter({
+            stripe: mockStripe,
+            tenantRepo,
+            billingPeriodSummaryRepo,
+            usageReportRepo: reportRepo,
+            meteredPriceMap: priceMap,
+            periodStart: PERIOD_START,
+            periodEnd: PERIOD_END,
+        });
+        expect(result.tenantsProcessed).toBe(0);
+        expect(mockCreateMeterEvent).not.toHaveBeenCalled();
+    });
+    it("skips already-reported periods (idempotent)", async () => {
+        await seedMeteredTenant("t1");
+        await seedBillingPeriod("t1");
+        // Pre-insert a report for this period
+        await reportRepo.insert({
+            id: crypto.randomUUID(),
+            tenant: "t1",
+            capability: "chat-completions",
+            provider: "openrouter",
+            periodStart: PERIOD_START,
+            periodEnd: PERIOD_END,
+            eventName: "chat_completions_usage",
+            valueCents: 100,
+            reportedAt: NOW,
+        });
+        const result = await runUsageReportWriter({
+            stripe: mockStripe,
+            tenantRepo,
+            billingPeriodSummaryRepo,
+            usageReportRepo: reportRepo,
+            meteredPriceMap: priceMap,
+            periodStart: PERIOD_START,
+            periodEnd: PERIOD_END,
+        });
+        expect(result.reportsSkipped).toBe(1);
+        expect(result.reportsCreated).toBe(0);
+        expect(mockCreateMeterEvent).not.toHaveBeenCalled();
+    });
+    it("skips zero-usage periods", async () => {
+        await seedMeteredTenant("t1");
+        await db.insert(billingPeriodSummaries).values({
+            id: crypto.randomUUID(),
+            tenant: "t1",
+            capability: "chat-completions",
+            provider: "openrouter",
+            eventCount: 0,
+            totalCost: 0,
+            totalCharge: 0,
+            totalDuration: 0,
+            periodStart: PERIOD_START,
+            periodEnd: PERIOD_END,
+            updatedAt: NOW,
+        });
+        const result = await runUsageReportWriter({
+            stripe: mockStripe,
+            tenantRepo,
+            billingPeriodSummaryRepo,
+            usageReportRepo: reportRepo,
+            meteredPriceMap: priceMap,
+            periodStart: PERIOD_START,
+            periodEnd: PERIOD_END,
+        });
+        expect(result.reportsCreated).toBe(0);
+        expect(mockCreateMeterEvent).not.toHaveBeenCalled();
+    });
+});

package/dist/gateway/credit-gate.js

@@ -26,6 +26,11 @@ export async function creditBalanceCheck(c, deps, estimatedCostCents = 0) {
     if (tenant.type === "platform_service") {
         return null;
     }
+    // Metered tenants are invoiced via Stripe subscription, not prepaid credits.
+    // Skip balance enforcement but still allow debit (for P&L tracking).
+    if (tenant.inferenceMode === "metered") {
+        return null;
+    }
     const balance = await deps.creditLedger.balance(tenant.id);
     const required = Math.max(0, estimatedCostCents);
     const graceBuffer = deps.graceBufferCents ?? 50; // default -$0.50

package/dist/gateway/credit-gate.test.js

@@ -165,3 +165,56 @@ describe("debitCredits with allowNegative and onBalanceExhausted", () => {
         expect(onBalanceExhausted).not.toHaveBeenCalled();
     });
 });
+// ---------------------------------------------------------------------------
+// creditBalanceCheck — metered tenant bypass
+// ---------------------------------------------------------------------------
+async function buildHonoContextWithMode(tenantId, inferenceMode) {
+    let capturedCtx;
+    const app = new Hono();
+    app.get("/test", (c) => {
+        c.set("gatewayTenant", {
+            id: tenantId,
+            spendLimits: { maxSpendPerHour: null, maxSpendPerMonth: null },
+            inferenceMode,
+        });
+        capturedCtx = c;
+        return c.json({});
+    });
+    await app.request("/test");
+    return capturedCtx;
+}
+describe("creditBalanceCheck metered tenant bypass", () => {
+    beforeEach(async () => {
+        await truncateAllTables(pool);
+        await new DrizzleLedger(db).seedSystemAccounts();
+    });
+    it("skips balance check for metered tenants even with zero balance", async () => {
+        const ledger = new DrizzleLedger(db);
+        // No credits — would normally fail with credits_exhausted
+        const c = await buildHonoContextWithMode("metered-t1", "metered");
+        const deps = { creditLedger: ledger, topUpUrl: "/billing" };
+        const error = await creditBalanceCheck(c, deps, 0);
+        expect(error).toBeNull();
+    });
+    it("still debits metered tenants for P&L tracking", async () => {
+        const ledger = new DrizzleLedger(db);
+        await ledger.credit("metered-t1", Credit.fromCents(0), "purchase", { description: "setup" }).catch(() => { });
+        const mockLedger = {
+            debit: vi.fn().mockResolvedValue(undefined),
+            balance: vi.fn(),
+            credit: vi.fn(),
+        };
+        const deps = { creditLedger: mockLedger, topUpUrl: "/billing" };
+        await debitCredits(deps, "metered-tenant", 0.05, 1.5, "chat-completions", "openrouter");
+        expect(mockLedger.debit).toHaveBeenCalled();
+    });
+    it("non-metered (managed) tenant still gets balance checked", async () => {
+        const ledger = new DrizzleLedger(db);
+        // No credits seeded — should fail
+        const c = await buildHonoContextWithMode("managed-t1", "managed");
+        const deps = { creditLedger: ledger, topUpUrl: "/billing" };
+        const error = await creditBalanceCheck(c, deps, 0);
+        // Balance is 0, within grace buffer — passes
+        expect(error).toBeNull();
+    });
+});

package/dist/gateway/types.d.ts

@@ -44,6 +44,8 @@ export interface GatewayTenant {
     instanceId?: string;
     /** User-configured spending caps (null fields = no cap). */
     spendingCaps?: SpendingCaps;
+    /** Billing mode — "metered" tenants are invoiced via Stripe, not prepaid credits. */
+    inferenceMode?: "metered" | "managed" | "byok";
 }
 /** Fetch function type for dependency injection in tests. */
 export type FetchFn = (url: string, init?: RequestInit) => Promise<Response>;

package/dist/monetization/stripe/stripe-payment-processor.test.js

@@ -43,6 +43,7 @@ function createMocks() {
         setInferenceMode: vi.fn(),
         list: vi.fn(),
         buildCustomerIdMap: vi.fn(),
+        listMetered: vi.fn(),
     };
     const creditLedger = {
         post: vi.fn(),

package/package.json

@@ -1,6 +1,6 @@
 {
   "name": "@wopr-network/platform-core",
-  "version": "1.45.0",
+  "version": "1.46.0",
   "type": "module",
   "main": "dist/index.js",
   "types": "dist/index.d.ts",

package/src/billing/stripe/billing-period-summary-repository.ts

@@ -0,0 +1,32 @@
+import { and, gte, lte } from "drizzle-orm";
+import type { PlatformDb } from "../../db/index.js";
+import { billingPeriodSummaries } from "../../db/schema/meter-events.js";
+
+export interface BillingPeriodSummaryRow {
+  id: string;
+  tenant: string;
+  capability: string;
+  provider: string;
+  eventCount: number;
+  totalCost: number;
+  totalCharge: number;
+  totalDuration: number;
+  periodStart: number;
+  periodEnd: number;
+  updatedAt: number;
+}
+
+export interface IBillingPeriodSummaryRepository {
+  listByPeriodWindow(start: number, end: number): Promise<BillingPeriodSummaryRow[]>;
+}
+
+export class DrizzleBillingPeriodSummaryRepository implements IBillingPeriodSummaryRepository {
+  constructor(private readonly db: PlatformDb) {}
+
+  async listByPeriodWindow(start: number, end: number): Promise<BillingPeriodSummaryRow[]> {
+    return this.db
+      .select()
+      .from(billingPeriodSummaries)
+      .where(and(gte(billingPeriodSummaries.periodStart, start), lte(billingPeriodSummaries.periodEnd, end)));
+  }
+}

package/src/billing/stripe/index.ts

@@ -1,3 +1,8 @@
+export type {
+  BillingPeriodSummaryRow,
+  IBillingPeriodSummaryRepository,
+} from "./billing-period-summary-repository.js";
+export { DrizzleBillingPeriodSummaryRepository } from "./billing-period-summary-repository.js";
 export { createCreditCheckoutSession, createVpsCheckoutSession } from "./checkout.js";
 export { createStripeClient, loadStripeConfig } from "./client.js";
 export type { CreditPriceMap, CreditPricePoint } from "./credit-prices.js";
@@ -8,6 +13,8 @@ export {
   loadCreditPriceMap,
   lookupCreditPrice,
 } from "./credit-prices.js";
+export type { MeteredPriceConfig, MeteredPriceMap } from "./metered-price-map.js";
+export { loadMeteredPriceMap } from "./metered-price-map.js";
 export type { DetachPaymentMethodOpts } from "./payment-methods.js";
 export { detachAllPaymentMethods, detachPaymentMethod } from "./payment-methods.js";
 export { createPortalSession } from "./portal.js";
@@ -15,6 +22,8 @@ export type { SetupIntentOpts } from "./setup-intent.js";
 export { createSetupIntent } from "./setup-intent.js";
 export type { StripePaymentProcessorDeps, StripeWebhookHandlerResult } from "./stripe-payment-processor.js";
 export { StripePaymentProcessor } from "./stripe-payment-processor.js";
+export type { StripeUsageReconciliationConfig, UsageReconciliationResult } from "./stripe-usage-reconciliation.js";
+export { runStripeUsageReconciliation } from "./stripe-usage-reconciliation.js";
 export type { ITenantCustomerRepository } from "./tenant-store.js";
 export { DrizzleTenantCustomerRepository, TenantCustomerRepository } from "./tenant-store.js";
 export type {
@@ -24,3 +33,11 @@ export type {
   TenantCustomerRow,
   VpsCheckoutOpts,
 } from "./types.js";
+export type {
+  IStripeUsageReportRepository,
+  StripeUsageReportInsert,
+  StripeUsageReportRow,
+} from "./usage-report-repository.js";
+export { DrizzleStripeUsageReportRepository } from "./usage-report-repository.js";
+export type { UsageReportResult, UsageReportWriterConfig } from "./usage-report-writer.js";
+export { runUsageReportWriter } from "./usage-report-writer.js";

package/src/billing/stripe/metered-price-map.ts

@@ -0,0 +1,95 @@
+/**
+ * Metered billing price configuration.
+ *
+ * Maps capability names to their Stripe Billing Meter event names.
+ * Stripe v20 uses the Billing Meters API (stripe.billing.meterEvents.create)
+ * instead of the legacy subscriptionItems.createUsageRecord API.
+ *
+ * Pattern follows loadCreditPriceMap() in credit-prices.ts.
+ */
+
+/** Maps capability name to its metered Stripe configuration. */
+export interface MeteredPriceConfig {
+  /** Stripe Billing Meter event name (e.g., "chat_completions_usage"). */
+  eventName: string;
+  /** Stripe Billing Meter ID for reconciliation lookups (e.g., mtr_xxx). Optional. */
+  meterId?: string;
+}
+
+/** Maps capability name to MeteredPriceConfig. */
+export type MeteredPriceMap = ReadonlyMap<string, MeteredPriceConfig>;
+
+const METERED_CAPABILITIES: Array<{
+  capability: string;
+  eventEnvVar: string;
+  meterEnvVar: string;
+  defaultEvent: string;
+}> = [
+  {
+    capability: "chat-completions",
+    eventEnvVar: "STRIPE_METERED_EVENT_CHAT",
+    meterEnvVar: "STRIPE_METERED_METER_CHAT",
+    defaultEvent: "chat_completions_usage",
+  },
+  {
+    capability: "tts",
+    eventEnvVar: "STRIPE_METERED_EVENT_TTS",
+    meterEnvVar: "STRIPE_METERED_METER_TTS",
+    defaultEvent: "tts_usage",
+  },
+  {
+    capability: "transcription",
+    eventEnvVar: "STRIPE_METERED_EVENT_TRANSCRIPTION",
+    meterEnvVar: "STRIPE_METERED_METER_TRANSCRIPTION",
+    defaultEvent: "transcription_usage",
+  },
+  {
+    capability: "image-generation",
+    eventEnvVar: "STRIPE_METERED_EVENT_IMAGE",
+    meterEnvVar: "STRIPE_METERED_METER_IMAGE",
+    defaultEvent: "image_generation_usage",
+  },
+  {
+    capability: "embeddings",
+    eventEnvVar: "STRIPE_METERED_EVENT_EMBEDDINGS",
+    meterEnvVar: "STRIPE_METERED_METER_EMBEDDINGS",
+    defaultEvent: "embeddings_usage",
+  },
+  {
+    capability: "phone-inbound",
+    eventEnvVar: "STRIPE_METERED_EVENT_PHONE_IN",
+    meterEnvVar: "STRIPE_METERED_METER_PHONE_IN",
+    defaultEvent: "phone_inbound_usage",
+  },
+  {
+    capability: "phone-outbound",
+    eventEnvVar: "STRIPE_METERED_EVENT_PHONE_OUT",
+    meterEnvVar: "STRIPE_METERED_METER_PHONE_OUT",
+    defaultEvent: "phone_outbound_usage",
+  },
+  {
+    capability: "sms",
+    eventEnvVar: "STRIPE_METERED_EVENT_SMS",
+    meterEnvVar: "STRIPE_METERED_METER_SMS",
+    defaultEvent: "sms_usage",
+  },
+];
+
+/**
+ * Load metered price mappings from environment variables.
+ *
+ * Returns a Map from capability name -> MeteredPriceConfig.
+ * All capabilities are included with default event names.
+ * meterId is only populated when the env var is set.
+ */
+export function loadMeteredPriceMap(): MeteredPriceMap {
+  const map = new Map<string, MeteredPriceConfig>();
+
+  for (const { capability, eventEnvVar, meterEnvVar, defaultEvent } of METERED_CAPABILITIES) {
+    const eventName = process.env[eventEnvVar] ?? defaultEvent;
+    const meterId = process.env[meterEnvVar];
+    map.set(capability, { eventName, ...(meterId ? { meterId } : {}) });
+  }
+
+  return map;
+}

package/src/billing/stripe/stripe-payment-processor.test.ts

@@ -56,6 +56,7 @@ function createMocks() {
     setInferenceMode: vi.fn(),
     list: vi.fn(),
     buildCustomerIdMap: vi.fn(),
+    listMetered: vi.fn(),
   };
 
   const creditLedger: ILedger = {

package/src/billing/stripe/stripe-usage-reconciliation.test.ts

@@ -0,0 +1,127 @@
+import crypto from "node:crypto";
+import { afterAll, beforeAll, beforeEach, describe, expect, it, vi } from "vitest";
+import type { PlatformDb } from "../../db/index.js";
+import { createTestDb, truncateAllTables } from "../../test/db.js";
+import { runStripeUsageReconciliation } from "./stripe-usage-reconciliation.js";
+import { DrizzleStripeUsageReportRepository } from "./usage-report-repository.js";
+
+vi.mock("../../config/logger.js", () => ({
+  logger: { info: vi.fn(), error: vi.fn(), warn: vi.fn(), debug: vi.fn() },
+}));
+
+describe("runStripeUsageReconciliation", () => {
+  let db: PlatformDb;
+  let pool: import("@electric-sql/pglite").PGlite;
+  let reportRepo: DrizzleStripeUsageReportRepository;
+
+  const NOW = Date.now();
+
+  beforeAll(async () => {
+    const t = await createTestDb();
+    pool = t.pool;
+    db = t.db;
+    reportRepo = new DrizzleStripeUsageReportRepository(db);
+  });
+
+  beforeEach(async () => {
+    await truncateAllTables(pool);
+    vi.clearAllMocks();
+  });
+
+  afterAll(async () => {
+    await pool.close();
+  });
+
+  it("returns empty result when no local reports exist", async () => {
+    const mockStripe = {
+      billing: {
+        meters: { listEventSummaries: vi.fn().mockResolvedValue({ data: [] }) },
+      },
+    } as unknown as import("stripe").default;
+
+    const result = await runStripeUsageReconciliation({
+      stripe: mockStripe,
+      usageReportRepo: reportRepo,
+      targetDate: new Date().toISOString().slice(0, 10),
+      flagThresholdCents: 10,
+    });
+
+    expect(result.tenantsChecked).toBe(0);
+    expect(result.discrepancies).toEqual([]);
+  });
+
+  it("detects drift when local valueCents differs from Stripe aggregated_value", async () => {
+    await reportRepo.insert({
+      id: crypto.randomUUID(),
+      tenant: "t1",
+      capability: "chat-completions",
+      provider: "openrouter",
+      periodStart: 1700000000000,
+      periodEnd: 1700003600000,
+      eventName: "chat_completions_usage",
+      valueCents: 100,
+      reportedAt: NOW,
+    });
+
+    // Stripe says it only received 80
+    const mockStripe = {
+      billing: {
+        meters: {
+          listEventSummaries: vi.fn().mockResolvedValue({
+            data: [{ aggregated_value: 80 }],
+          }),
+        },
+      },
+    } as unknown as import("stripe").default;
+
+    const targetDate = new Date(NOW).toISOString().slice(0, 10);
+    // meterLookup returns "meterId:customerId"
+    const result = await runStripeUsageReconciliation({
+      stripe: mockStripe,
+      usageReportRepo: reportRepo,
+      meterLookup: vi.fn().mockResolvedValue({ meterId: "mtr_123", customerId: "cus_t1" }),
+      targetDate,
+      flagThresholdCents: 10,
+    });
+
+    expect(result.discrepancies).toHaveLength(1);
+    expect(result.discrepancies[0].driftCents).toBe(20);
+    expect(result.flagged).toContain("t1");
+  });
+
+  it("no discrepancy when values match", async () => {
+    await reportRepo.insert({
+      id: crypto.randomUUID(),
+      tenant: "t1",
+      capability: "chat-completions",
+      provider: "openrouter",
+      periodStart: 1700000000000,
+      periodEnd: 1700003600000,
+      eventName: "chat_completions_usage",
+      valueCents: 100,
+      reportedAt: NOW,
+    });
+
+    const mockStripe = {
+      billing: {
+        meters: {
+          listEventSummaries: vi.fn().mockResolvedValue({
+            data: [{ aggregated_value: 100 }],
+          }),
+        },
+      },
+    } as unknown as import("stripe").default;
+
+    const targetDate = new Date(NOW).toISOString().slice(0, 10);
+    const result = await runStripeUsageReconciliation({
+      stripe: mockStripe,
+      usageReportRepo: reportRepo,
+      meterLookup: vi.fn().mockResolvedValue({ meterId: "mtr_123", customerId: "cus_t1" }),
+      targetDate,
+      flagThresholdCents: 10,
+    });
+
+    expect(result.discrepancies).toHaveLength(0);
+    expect(result.flagged).toHaveLength(0);
+  });
+});