@wirexapp/card-sdk-core 0.1.0-beta.3 → 0.1.0-beta.4

package/CHANGELOG.md

@@ -1,5 +1,33 @@
 # @wirexapp/card-sdk-core
 
+## 0.1.0-beta.4
+
+### Minor Changes
+
+- 0a24437: Wallet top-up reworked to the confirmed backend contract ("Wallet Top-Ups
+  Integration"): the checkout frame now TOKENIZES AND RETURNS instead of
+  executing. Breaking within the beta line for the wallet surface only
+  (collect/reveal/3ds untouched):
+
+  - `createWalletTopUpForm` / `<WalletTopUpForm />` take `{ quote, walletConfig }`
+    (the host's estimate response + the app config's `topup` provider block,
+    passed verbatim) instead of `{ session: { estimationId, getCheckoutToken } }`
+    — `checkout_token` does not exist in the confirmed contract.
+  - The payment sheet's encrypted payload arrives in `onToken` (replaces
+    `onResult`); relay it verbatim as the execute call's `wallet_payment_token`.
+    The execute watchdog is gone (the host owns execute), and the
+    `threeDsRequired` result is removed — `three_ds_state` is never present on a
+    wallet top-up.
+  - New `onAttemptFailed(reason)` callback for sheet attempts that produce no
+    token (e.g. merchant validation failure).
+  - `checkWalletAvailability` / `useWalletAvailability` accept the provider
+    config so the Google readiness check uses the backend's
+    `allowed_auth_methods` / networks verbatim instead of built-in defaults.
+  - Frames: the checkout document no longer calls estimation-view/config/execute
+    endpoints (its only backend call is Apple merchant validation); the dev mock
+    API now mirrors the real contract shapes (`/api/v1/cards/topup/estimate`,
+    `/execute`, `/api/v1/config` `topup` block).
+
 ## 0.1.0-beta.3
 
 ### Minor Changes

package/dist/index.d.ts

@@ -16,8 +16,8 @@ export { PciCollectGroup } from './collectGroup.js';
 export { PciFrameChannel, PciFrameRequestError } from './frameChannel.js';
 export type { PciEnvironment, PciFrameDocument, PciSdkConfig } from './frameUrl.js';
 export { buildFrameUrl, resolveFrameOrigin } from './frameUrl.js';
-export type { PciAppearance, PciAppearanceVariables, PciBrandBadgeAppearance, PciCardBrand, PciCollectChangeState, PciCollectFieldInitConfig, PciCollectFieldName, PciCollectInitConfig, PciCollectProfile, PciFrameAuth, PciFrameError, PciFrameStrings, PciFrameToHostMessage, PciHostToFrameMessage, PciInitConfig, PciRevealField, PciRevealInitConfig, PciRevealState, PciRevealStatus, PciTokenizeOctRequest, PciTokenizeOctResult, PciTokenizeRequest, PciTokenizeTopUpRequest, PciTokenizeTopUpResult, PciWalletAvailability, PciWalletButtonAppearance, PciWalletCheckoutInitConfig, PciWalletCheckoutState, PciWalletProbeInitConfig, PciWalletSessionRef, PciWalletTopUpResultDto, } from './protocol.js';
+export type { PciAppearance, PciAppearanceVariables, PciBrandBadgeAppearance, PciCardBrand, PciCollectChangeState, PciCollectFieldInitConfig, PciCollectFieldName, PciCollectInitConfig, PciCollectProfile, PciFrameAuth, PciFrameError, PciFrameStrings, PciFrameToHostMessage, PciHostToFrameMessage, PciInitConfig, PciRevealField, PciRevealInitConfig, PciRevealState, PciRevealStatus, PciTokenizeOctRequest, PciTokenizeOctResult, PciTokenizeRequest, PciTokenizeTopUpRequest, PciTokenizeTopUpResult, PciWalletApplePayConfig, PciWalletAvailability, PciWalletButtonAppearance, PciWalletCheckoutInitConfig, PciWalletCheckoutState, PciWalletGooglePayConfig, PciWalletMoney, PciWalletPaymentTokenDto, PciWalletProbeInitConfig, PciWalletProviderConfig, PciWalletQuote, } from './protocol.js';
 export { PCI_PROTOCOL_VERSION } from './protocol.js';
-export type { PciWalletTopUpElementConfig, PciWalletTopUpResult, PciWalletTopUpSession, } from './walletElement.js';
+export type { PciWalletPaymentToken, PciWalletTopUpElementConfig, } from './walletElement.js';
 export { PciWalletTopUpElement, probeWalletAvailability } from './walletElement.js';
 //# sourceMappingURL=index.d.ts.map

package/dist/index.d.ts.map

@@ -1 +1 @@
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+{"version":3,"file":"index.d.ts","sourceRoot":"","sources":["../src/index.ts"],"names":[],"mappings":"AAAA;;;;;;;;;;GAUG;AAEH,YAAY,EACV,cAAc,EACd,uBAAuB,EACvB,mBAAmB,EACnB,4BAA4B,EAC5B,mBAAmB,GACpB,MAAM,kBAAkB,CAAC;AAC1B,OAAO,EAAE,iBAAiB,EAAE,MAAM,kBAAkB,CAAC;AACrD,YAAY,EAAE,eAAe,EAAE,qBAAqB,EAAE,MAAM,gBAAgB,CAAC;AAC7E,OAAO,EAAE,eAAe,EAAE,MAAM,gBAAgB,CAAC;AACjD,OAAO,EAAE,eAAe,EAAE,oBAAoB,EAAE,MAAM,gBAAgB,CAAC;AACvE,YAAY,EAAE,cAAc,EAAE,gBAAgB,EAAE,YAAY,EAAE,MAAM,YAAY,CAAC;AACjF,OAAO,EAAE,aAAa,EAAE,kBAAkB,EAAE,MAAM,YAAY,CAAC;AAC/D,YAAY,EACV,aAAa,EACb,sBAAsB,EACtB,uBAAuB,EACvB,YAAY,EACZ,qBAAqB,EACrB,yBAAyB,EACzB,mBAAmB,EACnB,oBAAoB,EACpB,iBAAiB,EACjB,YAAY,EACZ,aAAa,EACb,eAAe,EACf,qBAAqB,EACrB,qBAAqB,EACrB,aAAa,EACb,cAAc,EACd,mBAAmB,EACnB,cAAc,EACd,eAAe,EACf,qBAAqB,EACrB,oBAAoB,EACpB,kBAAkB,EAClB,uBAAuB,EACvB,sBAAsB,EACtB,uBAAuB,EACvB,qBAAqB,EACrB,yBAAyB,EACzB,2BAA2B,EAC3B,sBAAsB,EACtB,wBAAwB,EACxB,cAAc,EACd,wBAAwB,EACxB,wBAAwB,EACxB,uBAAuB,EACvB,cAAc,GACf,MAAM,YAAY,CAAC;AACpB,OAAO,EAAE,oBAAoB,EAAE,MAAM,YAAY,CAAC;AAClD,YAAY,EACV,qBAAqB,EACrB,2BAA2B,GAC5B,MAAM,iBAAiB,CAAC;AACzB,OAAO,EAAE,qBAAqB,EAAE,uBAAuB,EAAE,MAAM,iBAAiB,CAAC"}

package/dist/index.js.map

@@ -1 +1 @@
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+{"version":3,"file":"index.js","sourceRoot":"","sources":["../src/index.ts"],"names":[],"mappings":"AAAA;;;;;;;;;;GAUG;AASH,OAAO,EAAE,iBAAiB,EAAE,MAAM,kBAAkB,CAAC;AAErD,OAAO,EAAE,eAAe,EAAE,MAAM,gBAAgB,CAAC;AACjD,OAAO,EAAE,eAAe,EAAE,oBAAoB,EAAE,MAAM,gBAAgB,CAAC;AAEvE,OAAO,EAAE,aAAa,EAAE,kBAAkB,EAAE,MAAM,YAAY,CAAC;AAsC/D,OAAO,EAAE,oBAAoB,EAAE,MAAM,YAAY,CAAC;AAKlD,OAAO,EAAE,qBAAqB,EAAE,uBAAuB,EAAE,MAAM,iBAAiB,CAAC"}

package/dist/protocol.d.ts

@@ -227,6 +227,11 @@ export interface PciRevealInitConfig {
  *  request's result carries `PciWalletAvailability`. */
 export interface PciWalletProbeInitConfig {
     mode: 'wallet-probe';
+    /** Provider wallet config (from the app config's `topup` block). Optional —
+     *  the probe is loadable before any quote — but when present its Google Pay
+     *  values (auth methods, networks) are used verbatim so the availability
+     *  answer reflects the real tokenization path instead of built-in defaults. */
+    config?: PciWalletProviderConfig;
 }
 export interface PciWalletAvailability {
     applePay: boolean;
@@ -247,42 +252,112 @@ export interface PciWalletButtonAppearance {
         type?: 'plain' | 'pay' | 'buy';
     };
 }
+export interface PciWalletMoney {
+    amount: string | number;
+    currency: string;
+}
+/**
+ * Provider wallet config blocks — the `topup.providers.<name>` entry of
+ * `GET /api/v1/config`, passed through VERBATIM in the backend's own casing.
+ * The frame copies these values into the platform payment requests unchanged
+ * (contract rule: a value that is wrong here reaches the provider unchanged,
+ * so nothing is normalised, re-cased or hardcoded).
+ */
+export interface PciWalletApplePayConfig {
+    merchant_name?: string;
+    /** ISO-3166-1 alpha-2 — the acquirer's country, not the cardholder's. */
+    merchant_country_code?: string;
+    /** Apple's values, e.g. `supports3DS`. */
+    merchant_capabilities?: string[];
+    /** Apple's casing — `visa`, `masterCard`. */
+    supported_networks?: string[];
+    /** Empty when the acquirer needs none. */
+    required_billing_contact_fields?: string[];
+    /** `ApplePaySession` version the page constructs. */
+    api_version?: number;
+}
+export interface PciWalletGooglePayConfig {
+    merchant_id?: string;
+    merchant_name?: string;
+    merchant_country_code?: string;
+    /** Gateway as registered with Google, and the merchant id it knows you by. */
+    gateway_name?: string;
+    gateway_merchant_id?: string;
+    api_version?: number;
+    api_version_minor?: number;
+    /** Read, never hardcoded — `CRYPTOGRAM_3DS` alone keeps this leg out of 3DS. */
+    allowed_auth_methods?: string[];
+    /** Google's casing — `VISA`, `MASTERCARD`. */
+    allowed_card_networks?: string[];
+    allow_credit_cards?: boolean;
+    allow_prepaid_cards?: boolean;
+    billing_address_required?: boolean;
+    /** Read only when `billing_address_required`. */
+    billing_address_parameters?: {
+        format?: string;
+        phone_number_required?: boolean;
+    };
+    /** Lowest Android WebView major version that reaches the native sheet. */
+    min_webview_version?: number;
+}
+/** A provider that doesn't acquire a given method simply omits that key —
+ *  an absent `apple_pay` is not an error state; it means "don't offer it". */
+export interface PciWalletProviderConfig {
+    apple_pay?: PciWalletApplePayConfig;
+    google_pay?: PciWalletGooglePayConfig;
+}
 /**
- * Wallet checkout frame init. The host passes ONLY the estimation reference and
- * the checkout token (short-lived, estimation-scoped, minted by the estimate
- * call) — the frame fetches the estimation view and the wallet config from the
- * backend itself. No amounts, no API URLs, nothing in the frame URL.
+ * The quote the frame renders and binds the payment sheet to — taken from the
+ * host's estimate response (`POST /api/v1/cards/topup/estimate` with a wallet
+ * `payment_method`). The backend re-validates the estimation on execute, so
+ * the sheet display is UX; the estimation is the priced truth.
+ */
+export interface PciWalletQuote {
+    estimationId: string;
+    /** The fiat leg the sheet charges (estimate `source_amount`/`_currency`). */
+    sourceAmount: PciWalletMoney;
+    /** "You receive" row — the on-chain leg (`currency` = token symbol). */
+    destinationAmount?: PciWalletMoney;
+    fee?: PciWalletMoney;
+    /** Display-only rate line. */
+    rate?: string;
+    /** Estimate `expires_at` converted to epoch MILLISECONDS. Drives the
+     *  countdown + button disable; the server check on execute is the guarantee. */
+    expiresAtMs?: number;
+}
+/**
+ * Wallet checkout frame init. The host passes the quote (from its estimate
+ * call) and the provider's wallet config (from the app config, keyed by the
+ * estimate's `provider`) — the frame makes no backend calls of its own except
+ * Apple merchant validation. Everything rides postMessage; nothing sensitive
+ * is in the frame URL.
  */
 export interface PciWalletCheckoutInitConfig {
     mode: 'wallet-checkout';
-    estimationId: string;
-    checkoutToken: string;
+    quote: PciWalletQuote;
+    config: PciWalletProviderConfig;
     appearance?: PciAppearance;
     buttons?: PciWalletButtonAppearance;
     strings?: PciFrameStrings;
 }
-/** Fresh estimation reference for re-arming a mounted checkout frame
- *  (e.g. after the previous estimation expired). */
-export interface PciWalletSessionRef {
-    estimationId: string;
-    checkoutToken: string;
-}
-export type PciWalletCheckoutState = 'loading' | 'ready' | 'sheet-open' | 'executing';
+export type PciWalletCheckoutState = 'loading' | 'ready' | 'sheet-open';
 /**
- * Terminal outcome of one wallet payment attempt. `threeDsRequired` is the
- * designed-in fallback (WALLET-TOPUP-DESIGN.md D6): feed `url` into
- * `@wirexapp/card-3ds-web`. A UX signal only — the money-moved truth is the
- * partner backend's webhook / status check.
+ * One authorized payment sheet's output. `walletPaymentToken` is the encrypted
+ * payload straight off the sheet, serialized for the wire — relay it VERBATIM
+ * as the execute call's `wallet_payment_token` (never parse, reshape or log
+ * it; max 16384 chars server-side). The rest is non-sensitive display
+ * metadata. The sheet has already closed successfully when this arrives —
+ * sheet success means "tokenized", not "money moved"; the execute response
+ * and the status feed own the top-up outcome, and `three_ds_state` is never
+ * present on a wallet top-up.
  */
-export type PciWalletTopUpResultDto = {
-    kind: 'completed' | 'pending' | 'failed';
-    topupId: string;
-    status: string;
-} | {
-    kind: 'threeDsRequired';
-    topupId: string;
-    url: string;
-};
+export interface PciWalletPaymentTokenDto {
+    method: 'apple_pay' | 'google_pay';
+    walletPaymentToken: string;
+    cardNetwork?: string;
+    panLast4?: string;
+    displayName?: string;
+}
 export type PciInitConfig = PciCollectInitConfig | PciCollectFieldInitConfig | PciRevealInitConfig | PciWalletProbeInitConfig | PciWalletCheckoutInitConfig;
 /** Extra non-sensitive data merged into the tokenize call by the frame. */
 export interface PciTokenizeTopUpRequest {
@@ -346,12 +421,14 @@ export type PciHostToFrameMessage = Envelope & ({
     requestId: string;
     payload: PciTokenizeRequest;
 }
-/** Re-arm a mounted wallet checkout frame with a fresh estimation — the
- *  frame refetches and re-renders; no remount. */
+/** Re-arm a mounted wallet checkout frame with a fresh quote (typically
+ *  after expiry) — re-renders in place, no remount. `config` rides along
+ *  because the fresh estimate's `provider` may differ from the last one. */
  | {
     type: 'wallet-update';
     requestId: string;
-    session: PciWalletSessionRef;
+    quote: PciWalletQuote;
+    config: PciWalletProviderConfig;
 });
 export type PciFrameToHostMessage = Envelope & ({
     type: 'ready';
@@ -373,27 +450,32 @@ export type PciFrameToHostMessage = Envelope & ({
     type: 'reveal-copied';
     field: PciRevealField;
 }
-/** Wallet checkout lifecycle. `sheet-open` = the OS wallet sheet is up;
- *  `executing` = token obtained, execute call in flight (the host arms its
- *  watchdog on this). */
+/** Wallet checkout lifecycle. `sheet-open` = the OS wallet sheet is up. */
  | {
     type: 'wallet-state';
     state: PciWalletCheckoutState;
 }
-/** The user dismissed the wallet sheet — no backend call was made. */
+/** The user dismissed the wallet sheet — nothing was tokenized. */
  | {
     type: 'wallet-cancelled';
 }
-/** The estimation reached `valid_until`; buttons are disabled until the
- *  host re-arms via `wallet-update`. */
+/** The sheet opened but no token came out (session/tokenization failure).
+ *  `reason` is a stable slug, e.g. `merchant_validation_failed`. */
+ | {
+    type: 'wallet-attempt-failed';
+    reason: string;
+}
+/** The quote reached `expiresAtMs`; buttons are disabled until the host
+ *  re-estimates and re-arms via `wallet-update`. */
  | {
     type: 'wallet-estimation-expired';
 }
-/** Terminal outcome of one wallet payment attempt (user-gesture-driven, so
- *  an event rather than a request/response pair). */
+/** The sheet authorized — the encrypted token is handed to the host, which
+ *  calls execute (user-gesture-driven, so an event rather than a
+ *  request/response pair). */
  | {
-    type: 'wallet-result';
-    result: PciWalletTopUpResultDto;
+    type: 'wallet-token';
+    token: PciWalletPaymentTokenDto;
 } | {
     type: 'result';
     requestId: string;

package/dist/protocol.d.ts.map

@@ -1 +1 @@
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+{"version":3,"file":"protocol.d.ts","sourceRoot":"","sources":["../src/protocol.ts"],"names":[],"mappings":"AAAA;;;;;;;;;;;;;;;;GAgBG;AAIH;;8DAE8D;AAC9D,eAAO,MAAM,oBAAoB,EAAE,MAAwB,CAAC;AAE5D,8DAA8D;AAC9D,MAAM,MAAM,iBAAiB,GAAG,OAAO,GAAG,iBAAiB,CAAC;AAE5D,uEAAuE;AACvE,MAAM,MAAM,mBAAmB,GAAG,QAAQ,GAAG,QAAQ,GAAG,KAAK,GAAG,MAAM,CAAC;AAEvE,MAAM,MAAM,YAAY,GAAG,MAAM,GAAG,YAAY,GAAG,SAAS,CAAC;AAE7D,2EAA2E;AAC3E,MAAM,WAAW,qBAAqB;IACpC,2CAA2C;IAC3C,QAAQ,EAAE,OAAO,CAAC;IAClB,KAAK,EAAE,YAAY,CAAC;IACpB,sDAAsD;IACtD,MAAM,EAAE,MAAM,CAAC,MAAM,EAAE;QAAE,KAAK,EAAE,OAAO,CAAC;QAAC,OAAO,EAAE,OAAO,CAAA;KAAE,CAAC,CAAC;CAC9D;AAED,MAAM,MAAM,eAAe,GAAG,SAAS,GAAG,OAAO,GAAG,OAAO,CAAC;AAE5D,MAAM,WAAW,cAAc;IAC7B,MAAM,EAAE,eAAe,CAAC;IACxB,qEAAqE;IACrE,YAAY,CAAC,EAAE,MAAM,CAAC;CACvB;AAED;;8EAE8E;AAC9E,MAAM,MAAM,eAAe,GAAG,MAAM,CAAC,MAAM,EAAE,MAAM,CAAC,CAAC;AAErD;;;;;;;;;;;;;;;;;;GAkBG;AACH,MAAM,WAAW,sBAAsB;IACrC,SAAS,CAAC,EAAE,MAAM,CAAC;IACnB,UAAU,CAAC,EAAE,MAAM,CAAC;IACpB,gBAAgB,CAAC,EAAE,MAAM,CAAC;IAC1B,UAAU,CAAC,EAAE,MAAM,CAAC;IACpB,iEAAiE;IACjE,UAAU,CAAC,EAAE,MAAM,CAAC;IACpB,qCAAqC;IACrC,eAAe,CAAC,EAAE,MAAM,CAAC;IACzB,WAAW,CAAC,EAAE,MAAM,CAAC;IACrB;;oDAEgD;IAChD,YAAY,CAAC,EAAE,MAAM,CAAC;IACtB;mEAC+D;IAC/D,UAAU,CAAC,EAAE,MAAM,CAAC;IACpB;;;;2EAIuE;IACvE,OAAO,CAAC,EAAE,MAAM,CAAC;IACjB;;;qEAGiE;IACjE,SAAS,CAAC,EAAE,KAAK,CAAC;QAAE,GAAG,EAAE,MAAM,CAAC;QAAC,MAAM,CAAC,EAAE,MAAM,CAAC;QAAC,KAAK,CAAC,EAAE,QAAQ,GAAG,QAAQ,CAAA;KAAE,CAAC,CAAC;IACjF,YAAY,CAAC,EAAE,MAAM,CAAC;IACtB,aAAa,CAAC,EAAE,MAAM,CAAC;IACvB,wDAAwD;IACxD,cAAc,CAAC,EAAE,MAAM,CAAC;IACxB,4CAA4C;IAC5C,eAAe,CAAC,EAAE,MAAM,CAAC;IACzB,sFAAsF;IACtF,cAAc,CAAC,EAAE,MAAM,CAAC;IACxB,2CAA2C;IAC3C,eAAe,CAAC,EAAE,MAAM,CAAC;IACzB,YAAY,CAAC,EAAE,MAAM,CAAC;IACtB,WAAW,CAAC,EAAE,MAAM,CAAC;IACrB,wCAAwC;IACxC,WAAW,CAAC,EAAE,MAAM,CAAC;IACrB,yDAAyD;IACzD,gBAAgB,CAAC,EAAE,MAAM,CAAC;IAC1B,kEAAkE;IAClE,YAAY,CAAC,EAAE,MAAM,CAAC;IACtB,4EAA4E;IAC5E,aAAa,CAAC,EAAE,MAAM,CAAC;IACvB;0BACsB;IACtB,YAAY,CAAC,EAAE,MAAM,CAAC;IACtB,wEAAwE;IACxE,aAAa,CAAC,EAAE,MAAM,CAAC;IACvB,gFAAgF;IAChF,kBAAkB,CAAC,EAAE,MAAM,CAAC;IAC5B;oCACgC;IAChC,mBAAmB,CAAC,EAAE,MAAM,CAAC;CAC9B;AAED;;;;;;GAMG;AACH,MAAM,WAAW,uBAAuB;IACtC,yDAAyD;IACzD,IAAI,CAAC,EAAE,OAAO,CAAC;IACf;0EACsE;IACtE,KAAK,CAAC,EAAE,MAAM,GAAG,MAAM,CAAC;IACxB;6EACyE;IACzE,IAAI,CAAC,EAAE,OAAO,GAAG,MAAM,CAAC;IACxB;+DAC2D;IAC3D,UAAU,CAAC,EAAE,MAAM,CAAC;IACpB;kDAC8C;IAC9C,YAAY,CAAC,EAAE,MAAM,CAAC;IACtB,mDAAmD;IACnD,IAAI,CAAC,EAAE,MAAM,CAAC;IACd;;wDAEoD;IACpD,OAAO,CAAC,EAAE,MAAM,CAAC;IACjB,OAAO,CAAC,EAAE,MAAM,CAAC;CAClB;AAED,MAAM,WAAW,aAAa;IAC5B,KAAK,CAAC,EAAE,OAAO,GAAG,MAAM,CAAC;IACzB,SAAS,CAAC,EAAE,sBAAsB,CAAC;IACnC,+EAA+E;IAC/E,UAAU,CAAC,EAAE,uBAAuB,CAAC;CACtC;AAED;;;qCAGqC;AACrC;;;;;;GAMG;AACH,MAAM,WAAW,YAAY;IAC3B,WAAW,EAAE,MAAM,CAAC;IACpB,SAAS,CAAC,EAAE,MAAM,CAAC;IACnB,UAAU,CAAC,EAAE,MAAM,CAAC;CACrB;AAED,MAAM,WAAW,oBAAoB;IACnC,IAAI,EAAE,SAAS,CAAC;IAChB,OAAO,EAAE,iBAAiB,CAAC;IAC3B,IAAI,EAAE,YAAY,CAAC;IACnB,UAAU,CAAC,EAAE,aAAa,CAAC;IAC3B,OAAO,CAAC,EAAE,eAAe,CAAC;CAC3B;AAED;;;;;;;;GAQG;AACH,MAAM,WAAW,yBAAyB;IACxC,IAAI,EAAE,eAAe,CAAC;IACtB,KAAK,EAAE,mBAAmB,CAAC;IAC3B,4EAA4E;IAC5E,OAAO,EAAE,MAAM,CAAC;IAChB,UAAU,CAAC,EAAE,aAAa,CAAC;IAC3B,OAAO,CAAC,EAAE,eAAe,CAAC;CAC3B;AAED,oEAAoE;AACpE,MAAM,MAAM,cAAc,GAAG,YAAY,GAAG,QAAQ,GAAG,QAAQ,GAAG,KAAK,GAAG,KAAK,CAAC;AAEhF,MAAM,WAAW,mBAAmB;IAClC,IAAI,EAAE,QAAQ,CAAC;IACf,IAAI,EAAE,YAAY,CAAC;IACnB,MAAM,EAAE,MAAM,CAAC;IACf;wFACoF;IACpF,WAAW,EAAE,MAAM,CAAC;IACpB,YAAY,EAAE,OAAO,CAAC;IACtB,QAAQ,EAAE,OAAO,CAAC;IAClB;;uEAEmE;IACnE,MAAM,CAAC,EAAE,cAAc,EAAE,CAAC;IAC1B,uEAAuE;IACvE,cAAc,CAAC,EAAE,MAAM,CAAC;IACxB,UAAU,CAAC,EAAE,aAAa,CAAC;IAC3B,OAAO,CAAC,EAAE,eAAe,CAAC;CAC3B;AAmBD;wDACwD;AACxD,MAAM,WAAW,wBAAwB;IACvC,IAAI,EAAE,cAAc,CAAC;IACrB;;;mFAG+E;IAC/E,MAAM,CAAC,EAAE,uBAAuB,CAAC;CAClC;AAED,MAAM,WAAW,qBAAqB;IACpC,QAAQ,EAAE,OAAO,CAAC;IAClB,SAAS,EAAE,OAAO,CAAC;CACpB;AAED;;;;GAIG;AACH,MAAM,WAAW,yBAAyB;IACxC,QAAQ,CAAC,EAAE;QACT,KAAK,CAAC,EAAE,OAAO,GAAG,OAAO,GAAG,eAAe,CAAC;QAC5C,IAAI,CAAC,EAAE,OAAO,GAAG,QAAQ,GAAG,KAAK,CAAC;KACnC,CAAC;IACF,SAAS,CAAC,EAAE;QACV,KAAK,CAAC,EAAE,OAAO,GAAG,OAAO,CAAC;QAC1B,IAAI,CAAC,EAAE,OAAO,GAAG,KAAK,GAAG,KAAK,CAAC;KAChC,CAAC;CACH;AAED,MAAM,WAAW,cAAc;IAC7B,MAAM,EAAE,MAAM,GAAG,MAAM,CAAC;IACxB,QAAQ,EAAE,MAAM,CAAC;CAClB;AAED;;;;;;GAMG;AACH,MAAM,WAAW,uBAAuB;IACtC,aAAa,CAAC,EAAE,MAAM,CAAC;IACvB,yEAAyE;IACzE,qBAAqB,CAAC,EAAE,MAAM,CAAC;IAC/B,0CAA0C;IAC1C,qBAAqB,CAAC,EAAE,MAAM,EAAE,CAAC;IACjC,6CAA6C;IAC7C,kBAAkB,CAAC,EAAE,MAAM,EAAE,CAAC;IAC9B,0CAA0C;IAC1C,+BAA+B,CAAC,EAAE,MAAM,EAAE,CAAC;IAC3C,qDAAqD;IACrD,WAAW,CAAC,EAAE,MAAM,CAAC;CACtB;AAED,MAAM,WAAW,wBAAwB;IACvC,WAAW,CAAC,EAAE,MAAM,CAAC;IACrB,aAAa,CAAC,EAAE,MAAM,CAAC;IACvB,qBAAqB,CAAC,EAAE,MAAM,CAAC;IAC/B,8EAA8E;IAC9E,YAAY,CAAC,EAAE,MAAM,CAAC;IACtB,mBAAmB,CAAC,EAAE,MAAM,CAAC;IAC7B,WAAW,CAAC,EAAE,MAAM,CAAC;IACrB,iBAAiB,CAAC,EAAE,MAAM,CAAC;IAC3B,gFAAgF;IAChF,oBAAoB,CAAC,EAAE,MAAM,EAAE,CAAC;IAChC,8CAA8C;IAC9C,qBAAqB,CAAC,EAAE,MAAM,EAAE,CAAC;IACjC,kBAAkB,CAAC,EAAE,OAAO,CAAC;IAC7B,mBAAmB,CAAC,EAAE,OAAO,CAAC;IAC9B,wBAAwB,CAAC,EAAE,OAAO,CAAC;IACnC,iDAAiD;IACjD,0BAA0B,CAAC,EAAE;QAAE,MAAM,CAAC,EAAE,MA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package/dist/walletElement.d.ts

@@ -1,73 +1,61 @@
-import type { PciAppearance, PciFrameStrings, PciWalletAvailability, PciWalletButtonAppearance, PciWalletCheckoutState, PciWalletTopUpResultDto } from './protocol.js';
-export interface PciWalletTopUpSession {
-    /** From the partner backend's estimate call. */
-    estimationId: string;
-    /**
-     * Called at mount/update time so a refreshed estimation can re-arm the
-     * element. The token is the frame flow's only credential (short-lived,
-     * estimation-scoped, single successful execute) — it authorizes the frame's
-     * backend calls: estimation view, wallet config, validate-merchant, execute.
-     */
-    getCheckoutToken: () => Promise<string>;
-}
-export type PciWalletTopUpResult = PciWalletTopUpResultDto;
+import type { PciAppearance, PciFrameStrings, PciWalletAvailability, PciWalletButtonAppearance, PciWalletCheckoutState, PciWalletPaymentTokenDto, PciWalletProviderConfig, PciWalletQuote } from './protocol.js';
+export type PciWalletPaymentToken = PciWalletPaymentTokenDto;
 export interface PciWalletTopUpElementConfig {
-    session: PciWalletTopUpSession;
+    /** From your estimate call (a wallet `payment_method`, no card id). */
+    quote: PciWalletQuote;
+    /** The provider block of the app config's `topup` section, selected by the
+     *  ESTIMATE's `provider` field — passed to the frame verbatim. */
+    walletConfig: PciWalletProviderConfig;
     appearance?: PciAppearance;
     buttons?: PciWalletButtonAppearance;
     strings?: PciFrameStrings;
-    /** Estimation + wallet config loaded, review screen rendered. */
+    /** Review screen rendered, buttons live. */
     onReady?: () => void;
     onStateChange?: (state: PciWalletCheckoutState) => void;
-    /** The user dismissed the wallet sheet — no backend call was made. */
+    /** The user dismissed the wallet sheet — nothing was tokenized. */
     onCancel?: () => void;
-    /** The estimation expired in view. Re-estimate through your backend and call
-     *  `update()` with the fresh estimation — no remount needed. */
+    /** The sheet opened but produced no token (e.g. merchant validation
+     *  failure). `reason` is a stable slug for messaging/analytics. */
+    onAttemptFailed?: (reason: string) => void;
+    /** The quote expired in view. Re-estimate through your backend and call
+     *  `update()` with the fresh quote — no remount needed. */
     onEstimationExpired?: () => void;
     /**
-     * Terminal outcome of one payment attempt. A UX signal only — reconcile the
-     * money-moved truth on your backend (webhook / status API). The
-     * `threeDsRequired` variant is the designed-in fallback: feed its `url` into
-     * `@wirexapp/card-3ds-web`.
-     */
-    onResult: (result: PciWalletTopUpResult) => void;
-    /**
-     * Execute-phase watchdog (ms, default 90_000). If the frame reported
-     * `executing` and no result arrived in time (lost message, hung request),
-     * `onResult` fires once with `{ kind: 'pending', status: 'watchdog_timeout' }`
-     * instead of hanging the user.
+     * The payment sheet authorized. Relay `walletPaymentToken` VERBATIM as the
+     * execute call's `wallet_payment_token` (never parse, reshape or log it).
+     * The sheet has already closed successfully — its success means
+     * "tokenized"; the execute response and your status feed own the top-up
+     * outcome. `three_ds_state` is never present on a wallet top-up.
      */
-    executeTimeoutMs?: number;
+    onToken: (token: PciWalletPaymentToken) => void;
 }
 /**
  * The wallet checkout element — review screen + wallet buttons in one
- * Wirex-served iframe. `mount()` resolves when the frame has fetched the
- * estimation and rendered; payment attempts are user-gesture-driven inside the
- * frame and surface through the config callbacks.
+ * Wirex-served iframe. `mount()` resolves when the frame has rendered the
+ * quote; payment attempts are user-gesture-driven inside the frame and
+ * surface through the config callbacks.
  */
 export declare class PciWalletTopUpElement {
     private readonly config;
     private readonly channel;
-    private session;
-    private watchdog;
-    /** One terminal outcome per payment attempt; re-armed when a new sheet opens. */
+    /** One token per payment attempt; re-armed when a new sheet opens. */
     private attemptSettled;
     constructor(frameUrl: string, config: PciWalletTopUpElementConfig);
     mount(container: HTMLElement): Promise<void>;
-    /** Re-arm a mounted element with a fresh estimation (typically after
-     *  `onEstimationExpired`) — the frame refetches and re-renders in place. */
-    update(session: PciWalletTopUpSession): Promise<void>;
+    /** Re-arm a mounted element with a fresh quote (typically after
+     *  `onEstimationExpired`) — re-renders in place. Pass `walletConfig` when
+     *  the fresh estimate's `provider` selects a different config block. */
+    update(quote: PciWalletQuote, walletConfig?: PciWalletProviderConfig): Promise<void>;
     destroy(): void;
-    private armWatchdog;
-    private clearWatchdog;
-    private settle;
 }
 /**
  * Phase-A availability probe: mounts a hidden probe frame that runs
  * `ApplePaySession.canMakePayments()` / Google Pay `isReadyToPay()`
  * (cryptogram-only) and reports booleans. No transaction context, no backend
- * calls. Callers cache the result per page session — see
- * `checkWalletAvailability` in `@wirexapp/card-wallet-topup-web`.
+ * calls. Pass the provider's wallet config when you have it (app config's
+ * `topup` block, `default_provider` entry) so the Google check mirrors the
+ * real tokenization parameters. Callers cache the result per page session —
+ * see `checkWalletAvailability` in `@wirexapp/card-wallet-topup-web`.
  */
-export declare const probeWalletAvailability: (frameUrl: string) => Promise<PciWalletAvailability>;
+export declare const probeWalletAvailability: (frameUrl: string, config?: PciWalletProviderConfig) => Promise<PciWalletAvailability>;
 //# sourceMappingURL=walletElement.d.ts.map

package/dist/walletElement.d.ts.map

@@ -1 +1 @@
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package/dist/walletElement.js

@@ -1,49 +1,50 @@
 /**
  * Wallet top-up (Apple Pay / Google Pay) host-side machinery: the checkout
  * element that mounts the Wirex-hosted wallet frame, and the availability
- * probe. Design: docs/WALLET-TOPUP-DESIGN.md.
+ * probe. Design: docs/WALLET-TOPUP-DESIGN.md, on the confirmed backend
+ * contract ("Wallet Top-Ups Integration").
  *
  * Unlike collect/reveal this is not CHD isolation — wallet tokens are
- * encrypted, gateway-bound blobs. The frame exists for (a) Apple Pay's origin
+ * encrypted, gateway-bound blobs. The frame exists for Apple Pay's origin
  * binding: the wallet JS must run on a Wirex-registered domain, so partners
- * skip Apple onboarding entirely; and (b) amount integrity: the frame fetches
- * the estimation from the backend itself, so the review screen shows
- * backend-priced amounts the host page cannot spoof.
+ * skip Apple onboarding entirely. The frame TOKENIZES AND RETURNS: the sheet's
+ * encrypted payload arrives in `onToken`, and the HOST calls the execute
+ * endpoint with it (`wallet_payment_token`). There is no 3DS on this path.
  */
 import { PciFrameChannel } from './frameChannel.js';
-const EXECUTE_WATCHDOG_MS = 90000;
 /**
  * The wallet checkout element — review screen + wallet buttons in one
- * Wirex-served iframe. `mount()` resolves when the frame has fetched the
- * estimation and rendered; payment attempts are user-gesture-driven inside the
- * frame and surface through the config callbacks.
+ * Wirex-served iframe. `mount()` resolves when the frame has rendered the
+ * quote; payment attempts are user-gesture-driven inside the frame and
+ * surface through the config callbacks.
  */
 export class PciWalletTopUpElement {
     constructor(frameUrl, config) {
-        this.watchdog = null;
-        /** One terminal outcome per payment attempt; re-armed when a new sheet opens. */
+        /** One token per payment attempt; re-armed when a new sheet opens. */
         this.attemptSettled = false;
         this.config = config;
-        this.session = config.session;
         this.channel = new PciFrameChannel(frameUrl, {}, { allowPayment: true });
         this.channel.onMessage(message => {
             switch (message.type) {
                 case 'wallet-state':
                     if (message.state === 'sheet-open')
                         this.attemptSettled = false;
-                    if (message.state === 'executing')
-                        this.armWatchdog();
                     this.config.onStateChange?.(message.state);
                     break;
                 case 'wallet-cancelled':
-                    this.clearWatchdog();
                     this.config.onCancel?.();
                     break;
+                case 'wallet-attempt-failed':
+                    this.config.onAttemptFailed?.(message.reason);
+                    break;
                 case 'wallet-estimation-expired':
                     this.config.onEstimationExpired?.();
                     break;
-                case 'wallet-result':
-                    this.settle(message.result);
+                case 'wallet-token':
+                    if (this.attemptSettled)
+                        break;
+                    this.attemptSettled = true;
+                    this.config.onToken(message.token);
                     break;
                 default:
                     break;
@@ -56,8 +57,8 @@ export class PciWalletTopUpElement {
             type: 'init',
             config: {
                 mode: 'wallet-checkout',
-                estimationId: this.session.estimationId,
-                checkoutToken: await this.session.getCheckoutToken(),
+                quote: this.config.quote,
+                config: this.config.walletConfig,
                 appearance: this.config.appearance,
                 buttons: this.config.buttons,
                 strings: this.config.strings,
@@ -65,50 +66,30 @@ export class PciWalletTopUpElement {
         });
         this.config.onReady?.();
     }
-    /** Re-arm a mounted element with a fresh estimation (typically after
-     *  `onEstimationExpired`) — the frame refetches and re-renders in place. */
-    async update(session) {
-        this.session = session;
+    /** Re-arm a mounted element with a fresh quote (typically after
+     *  `onEstimationExpired`) — re-renders in place. Pass `walletConfig` when
+     *  the fresh estimate's `provider` selects a different config block. */
+    async update(quote, walletConfig) {
         await this.channel.request({
             type: 'wallet-update',
-            session: {
-                estimationId: session.estimationId,
-                checkoutToken: await session.getCheckoutToken(),
-            },
+            quote,
+            config: walletConfig ?? this.config.walletConfig,
         });
     }
     destroy() {
-        this.clearWatchdog();
         this.channel.destroy();
     }
-    armWatchdog() {
-        this.clearWatchdog();
-        this.watchdog = setTimeout(() => {
-            this.settle({ kind: 'pending', topupId: '', status: 'watchdog_timeout' });
-        }, this.config.executeTimeoutMs ?? EXECUTE_WATCHDOG_MS);
-    }
-    clearWatchdog() {
-        if (this.watchdog) {
-            clearTimeout(this.watchdog);
-            this.watchdog = null;
-        }
-    }
-    settle(result) {
-        if (this.attemptSettled)
-            return;
-        this.attemptSettled = true;
-        this.clearWatchdog();
-        this.config.onResult(result);
-    }
 }
 /**
  * Phase-A availability probe: mounts a hidden probe frame that runs
  * `ApplePaySession.canMakePayments()` / Google Pay `isReadyToPay()`
  * (cryptogram-only) and reports booleans. No transaction context, no backend
- * calls. Callers cache the result per page session — see
- * `checkWalletAvailability` in `@wirexapp/card-wallet-topup-web`.
+ * calls. Pass the provider's wallet config when you have it (app config's
+ * `topup` block, `default_provider` entry) so the Google check mirrors the
+ * real tokenization parameters. Callers cache the result per page session —
+ * see `checkWalletAvailability` in `@wirexapp/card-wallet-topup-web`.
  */
-export const probeWalletAvailability = async (frameUrl) => {
+export const probeWalletAvailability = async (frameUrl, config) => {
     // Zero-sized but not display:none/visibility:hidden — some wallet
     // availability checks report unavailable inside hidden documents.
     const container = document.createElement('div');
@@ -122,7 +103,7 @@ export const probeWalletAvailability = async (frameUrl) => {
         await channel.mount(container);
         return await channel.request({
             type: 'init',
-            config: { mode: 'wallet-probe' },
+            config: { mode: 'wallet-probe', config },
         });
     }
     finally {

package/dist/walletElement.js.map

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package/package.json

@@ -1,6 +1,6 @@
 {
   "name": "@wirexapp/card-sdk-core",
-  "version": "0.1.0-beta.3",
+  "version": "0.1.0-beta.4",
   "type": "module",
   "description": "Shared foundation of the Wirex PCI card SDK: postMessage protocol, frame channel, frame-URL building, collect machinery. CHD-free.",
   "license": "UNLICENSED",