@visa/cli 4.1.0-rc.13 → 4.1.0-rc.130

package/dist/checkout-engine/vgs-gateway/fetch-credential.mjs

@@ -1,240 +0,0 @@
-// Real credential fetch — NO mocks. Calls the live VGS agentic gateway to mint a
-// fresh, intent-scoped payment credential (DPAN + expiry + the 3-digit DAVV) and
-// returns it in memory. Same wire calls the enrollment harness (../server-e2e.mjs)
-// uses; this just returns the FULL values (for the form-filler) instead of masking.
-//
-// Nothing here persists or logs the credential — it is returned to the caller
-// (fillCheckout), and must never be written to disk or passed through an
-// LLM/agent context.
-//
-// Requires env: VGS_USERNAME, VGS_PASSWORD (the VGS service-account client id/secret),
-// and either VGS_ENVIRONMENT=live (+ optional VGS_GATEWAY_URL) or sandbox.
-
-const TOKEN_URL = 'https://auth.verygoodsecurity.com/auth/realms/vgs/protocol/openid-connect/token'
-
-function gatewayBase(env = process.env) {
-  if (env.VGS_GATEWAY_URL) return env.VGS_GATEWAY_URL.replace(/\/$/, '')
-  return env.VGS_ENVIRONMENT === 'live'
-    ? 'https://gw-01-live.vgsapi.com'
-    : 'https://gw-01-sandbox.vgsapi.com'
-}
-
-async function mintOauthToken(env = process.env) {
-  const clientId = env.VGS_USERNAME
-  const clientSecret = env.VGS_PASSWORD
-  if (!clientId || !clientSecret) {
-    throw new Error('Set VGS_USERNAME and VGS_PASSWORD (the VGS service-account client id/secret).')
-  }
-  const body = new URLSearchParams({
-    client_id: clientId,
-    client_secret: clientSecret,
-    grant_type: 'client_credentials',
-  })
-  const r = await fetch(TOKEN_URL, {
-    method: 'POST',
-    headers: { 'Content-Type': 'application/x-www-form-urlencoded' },
-    body,
-  })
-  if (!r.ok) throw new Error(`VGS token grant failed (${r.status}).`)
-  return (await r.json()).access_token
-}
-
-async function postJsonApi(url, type, attributes, env = process.env) {
-  const token = await mintOauthToken(env)
-  const r = await fetch(url, {
-    method: 'POST',
-    headers: {
-      Authorization: `Bearer ${token}`,
-      'Content-Type': 'application/vnd.api+json',
-    },
-    body: JSON.stringify({ data: { ...(type ? { type } : {}), attributes } }),
-  })
-  const text = await r.text()
-  let doc = {}
-  try {
-    doc = JSON.parse(text)
-  } catch {
-    /* non-json error body */
-  }
-  // Support trace handles VGS asked for on the #5713 decline thread: trace_id
-  // keys the request on VGS's side, network_correlation_id on the Visa network
-  // side. Routing metadata only — never credential material — and logged even
-  // on error responses so any run stays traceable after the fact.
-  const obs = doc?.meta?.observability
-  if (obs && typeof obs === 'object') {
-    console.info(
-      JSON.stringify({
-        op: 'vgs_observability',
-        type,
-        status: r.status,
-        trace_id: obs.trace_id,
-        vault_id: obs.vault_id,
-        network_correlation_id: obs.network_correlation_id,
-      })
-    )
-  }
-  if (!r.ok) {
-    // Never echo the full body (can carry ids); surface status + a short detail.
-    const detail = doc?.errors?.[0]?.detail || doc?.errors?.[0]?.title || ''
-    throw new Error(`VGS ${type} POST failed (${r.status})${detail ? `: ${detail}` : ''}.`)
-  }
-  return doc
-}
-
-const txnData = (t) => [
-  {
-    merchant_name: t.merchantName,
-    merchant_url: t.merchantUrl,
-    merchant_country_code: t.merchantCountryCode,
-    transaction_amount: {
-      transaction_amount: t.transactionAmount,
-      transaction_currency_code: t.transactionCurrencyCode,
-    },
-  },
-]
-
-/**
- * Create a fresh intent scoped to `transaction`, bound to the passkey assurance.
- * Needs `assuranceData` from a device-binding passkey ceremony run for THIS
- * purchase (merchant + amount + currency aligned) — replaying enrollment-time
- * assurance mints an intent that 201s but whose cryptogram never completes
- * (#5709, confirmed live 2026-07-17).
- * @returns {Promise<{intentId: string, status: string | null}>} the fresh
- * intent id plus the creation-time status attribute (null when VGS omits it) —
- * callers surface the status when a later cryptogram fails, since HTTP 201
- * alone does not mean the intent is authorized.
- */
-export async function createIntent({ tokenId, assuranceData, transaction }, env = process.env) {
-  const effectiveUntil = new Date(Date.now() + 30 * 24 * 60 * 60 * 1000).toISOString()
-  const cap = Math.max(Math.ceil(Number(transaction.transactionAmount) || 0) + 10, 25)
-  const doc = await postJsonApi(
-    `${gatewayBase(env)}/agentic-tokens/${encodeURIComponent(tokenId)}/intents`,
-    'intents',
-    {
-      consumer_prompt: `Buy an item from ${transaction.merchantName} for ${transaction.transactionCurrencyCode} ${transaction.transactionAmount}`,
-      assurance_data: assuranceData,
-      mandates: [
-        {
-          description: `Purchase at ${transaction.merchantName}`,
-          decline_threshold: { amount: cap, currency_code: transaction.transactionCurrencyCode },
-          effective_until: effectiveUntil,
-          merchant_category: 'Retail',
-          merchant_category_code: '5999',
-          preferred_merchant_name: transaction.merchantName,
-          quantity: 1,
-        },
-      ],
-    },
-    env
-  )
-  const intentId = doc.data?.id
-  if (!intentId) throw new Error('createIntent: response missing data.id')
-  const status = doc.data?.attributes?.status
-  return { intentId, status: typeof status === 'string' && status ? status : null }
-}
-
-/**
- * Mint the FULL payment credential for an existing intent. Real VGS call — the
- * DAVV is single-use and expires in hours, so call this immediately before fill.
- * @returns {Promise<{networkToken,expMonth,expYear,cryptogramType,cryptogramValue}>}
- */
-export async function fetchCryptogram({ tokenId, intentId, transaction }, env = process.env) {
-  // Intent approval can be asynchronous on live: creation returns PENDING and
-  // the first cryptogram answer can be PENDING too (observed 2026-07-17,
-  // donate.stripe.com run). Poll briefly on PENDING only — every other
-  // non-COMPLETED status still fails fast on the first answer. Both knobs are
-  // env-tunable (and injectable for tests, which must not sleep wall-clock).
-  const PENDING_ATTEMPTS = Math.max(1, Number(env.VGS_CRYPTOGRAM_PENDING_ATTEMPTS) || 4)
-  const PENDING_WAIT_MS = Number.isFinite(Number(env.VGS_CRYPTOGRAM_PENDING_WAIT_MS))
-    ? Number(env.VGS_CRYPTOGRAM_PENDING_WAIT_MS)
-    : 5000
-  let a = {}
-  for (let attempt = 1; ; attempt++) {
-    const doc = await postJsonApi(
-      `${gatewayBase(env)}/agentic-tokens/${encodeURIComponent(tokenId)}/intents/${encodeURIComponent(intentId)}/cryptograms`,
-      'cryptograms',
-      { transaction_data: txnData(transaction) },
-      env
-    )
-    a = doc.data?.attributes ?? {}
-    const s = typeof a.status === 'string' ? a.status.toUpperCase() : ''
-    if (s !== 'PENDING' || attempt >= PENDING_ATTEMPTS) break
-    console.info(
-      JSON.stringify({ op: 'cryptogram_pending_retry', attempt, waitMs: PENDING_WAIT_MS })
-    )
-    await new Promise((resolve) => setTimeout(resolve, PENDING_WAIT_MS))
-  }
-  // A network_token can come back while the cryptogram is still pending/failed —
-  // mirror lib/server/vgs.ts and reject anything not COMPLETED, so we never key a
-  // not-yet-valid credential (which would decline and read as a fill bug).
-  const status = a.status
-  if (typeof status === 'string' && status && status.toUpperCase() !== 'COMPLETED') {
-    throw new Error(`cryptogram not completed (status ${status})`)
-  }
-  const networkToken = a.network_token
-  const value = a.cryptogram?.value
-  if (typeof networkToken !== 'string' || !networkToken) {
-    throw new Error('cryptogram response missing network_token')
-  }
-  if (typeof value !== 'string' || !value) {
-    throw new Error('cryptogram response missing cryptogram value')
-  }
-  return {
-    networkToken,
-    expMonth: typeof a.exp_month === 'number' ? a.exp_month : Number(a.exp_month) || 0,
-    expYear: typeof a.exp_year === 'number' ? a.exp_year : Number(a.exp_year) || 0,
-    cryptogramType: a.cryptogram?.type ?? '',
-    cryptogramValue: value,
-    cryptogramExpiresAt:
-      typeof a.cryptogram?.expires_at === 'string' ? a.cryptogram.expires_at : undefined,
-  }
-}
-
-/**
- * Full path: create the intent (needs fresh passkey assurance) then mint the
- * credential. Use fetchCryptogram directly if you already have an intentId.
- */
-export async function getCredential({ tokenId, assuranceData, transaction }, env = process.env) {
-  const { intentId, status } = await createIntent({ tokenId, assuranceData, transaction }, env)
-  try {
-    return await fetchCryptogram({ tokenId, intentId, transaction }, env)
-  } catch (err) {
-    // HTTP 201 on intent creation does not mean the intent was authorized —
-    // surface its creation-time status so a not-completed cryptogram is
-    // diagnosable (#5709) instead of an opaque failure.
-    throw new Error(`${err.message} (intent status at creation: ${status ?? 'unknown'})`)
-  }
-}
-
-/**
- * Report the observed merchant outcome back to VIC for a consumed intent.
- * Mirrors lib/server/vgs.ts postConfirmation exactly: same endpoint, same
- * JSON:API envelope, and the guide's quoted Unix-epoch-seconds timestamp
- * (callers pass ISO 8601; converted here).
- */
-export async function postConfirmation(
-  { tokenId, intentId, transactionStatus, transactionType, transactionTimestamp, transaction },
-  env = process.env
-) {
-  await postJsonApi(
-    `${gatewayBase(env)}/agentic-tokens/${encodeURIComponent(tokenId)}/intents/${encodeURIComponent(intentId)}/confirmations`,
-    'confirmations',
-    {
-      confirmation_data: [
-        {
-          payment_confirmation_data: {
-            transaction_status: transactionStatus,
-            transaction_type: transactionType,
-            transaction_timestamp: String(Math.floor(Date.parse(transactionTimestamp) / 1000)),
-            transaction_amount: {
-              transaction_amount: transaction.transactionAmount,
-              transaction_currency_code: transaction.transactionCurrencyCode,
-            },
-          },
-        },
-      ],
-    },
-    env
-  )
-  return { ok: true }
-}