@valentine-efagene/qshelter-common 2.0.52 → 2.0.54

package/prisma/schema.prisma

@@ -69,6 +69,8 @@ enum StepType {
   EXTERNAL_CHECK
   WAIT
   GENERATE_DOCUMENT // Triggers document generation (offer letters, contracts, etc.)
+  PRE_APPROVAL // Customer answers eligibility questionnaire
+  UNDERWRITING // System evaluates DTI, score, eligibility
 }
 
 enum StepStatus {
@@ -914,6 +916,13 @@ model Contract {
   totalPaidToDate   Float  @default(0)
   totalInterestPaid Float  @default(0)
 
+  // Pre-approval and underwriting data (moved from prequalification)
+  monthlyIncome      Float? // Buyer's monthly income
+  monthlyExpenses    Float? // Buyer's monthly expenses
+  preApprovalAnswers Json? // Questionnaire answers from PRE_APPROVAL step
+  underwritingScore  Float? // Aggregate score from underwriting evaluation
+  debtToIncomeRatio  Float? // Calculated DTI ratio
+
   // FSM state (DB-enforced enums)
   status         ContractStatus @default(DRAFT)
   state          ContractStatus @default(DRAFT) // FSM state for workflow
@@ -1040,6 +1049,15 @@ model DocumentationStep {
   // Configuration metadata (for GENERATE_DOCUMENT steps, etc.)
   metadata Json?
 
+  // For PRE_APPROVAL steps: store questionnaire answers
+  preApprovalAnswers Json?
+
+  // For UNDERWRITING steps: store evaluation results
+  underwritingScore    Float?
+  debtToIncomeRatio    Float?
+  underwritingDecision String? // APPROVED, CONDITIONAL, DECLINED
+  underwritingNotes    String? @db.Text
+
   // Assignment
   assigneeId String?
   assignee   User?   @relation("DocumentationStepAssignee", fields: [assigneeId], references: [id])