@utilix-tech/sdk 0.43.0 → 0.45.0

package/CHANGELOG.md

@@ -2,6 +2,14 @@
 
 Full release notes for all Utilix surfaces (browser tools, REST API, SDKs, MCP server) live at [utilix.tech/changelog](https://utilix.tech/changelog). This file tracks just this package.
 
+## 0.45.0
+- Add `calculateCdMaturity` (cd-maturity-calculator): compute a certificate of deposit's maturity value and effective annual yield (APY) from a principal, nominal rate, term, and compounding frequency, plus the net payout if withdrawn early.
+- Add `buildClientHints`, `parseClientHintHeaders` (client-hints-header-builder): build an `Accept-CH`/`Critical-CH` response header from a list of client hint names with a plain-English note per hint, or decode raw Client Hints request-header text into structured values.
+
+## 0.44.0
+- Add `buildPermissionsPolicy`, `parsePermissionsPolicy` (permissions-policy-builder): build a `Permissions-Policy` response header from browser features and their per-feature allowlist with a plain-English note per feature, or parse an existing one into the same shape.
+- Add `calculatePaybackPeriod` (payback-period-calculator): compute the simple and discounted payback period from an initial investment and a series of periodic cash flows.
+
 ## 0.43.0
 - Add `validateManifest` (manifest-validator): validate a web app manifest.json against the W3C Web App Manifest spec's installability requirements, including a 512x512 icon and a maskable icon check.
 - Add `lintToolSchema` (tool-schema-linter): lint an LLM tool/function-calling definition (OpenAI, Anthropic, or MCP format) for missing descriptions, invalid names, empty enums, and required/properties mismatches.

package/README.md

@@ -1,6 +1,6 @@
 # @utilix-tech/sdk
 
-**622 developer utility functions for Node.js: runs locally, no API key required.**
+**630 developer utility functions for Node.js: runs locally, no API key required.**
 
 [![npm version](https://img.shields.io/npm/v/@utilix-tech/sdk?style=flat-square&color=cb3837)](https://www.npmjs.com/package/@utilix-tech/sdk)
 [![npm downloads](https://img.shields.io/npm/dm/@utilix-tech/sdk?style=flat-square)](https://www.npmjs.com/package/@utilix-tech/sdk)
@@ -312,7 +312,7 @@ formatIso8601Duration(90061);        // { iso: "P1DT1H1M1S", ... }
 ### `/units`: Conversions
 
 ```ts
-import { convertBytes, pxToAll, convert, formatValue, validateCardNumber, validateIban, calculateLoan, validateBarcode, calculateTax, calculateCompoundInterest, validateIsbn, calculateTipSplit, calculateSimpleInterest, calculateTimeValue, calculatePercentageChange, convertAprApy, calculateMarginMarkup, calculateDiscount, applySuccessiveDiscounts, calculateBreakEven, calculateVideoBitrate, calculateRuleOf72, calculateEmi, calculateRoi, compareUnitPrices } from "@utilix-tech/sdk/units";
+import { convertBytes, pxToAll, convert, formatValue, validateCardNumber, validateIban, calculateLoan, validateBarcode, calculateTax, calculateCompoundInterest, validateIsbn, calculateTipSplit, calculateSimpleInterest, calculateTimeValue, calculatePercentageChange, convertAprApy, calculateMarginMarkup, calculateDiscount, applySuccessiveDiscounts, calculateBreakEven, calculateVideoBitrate, calculateRuleOf72, calculateEmi, calculateRoi, compareUnitPrices, calculatePaybackPeriod, calculateCdMaturity } from "@utilix-tech/sdk/units";
 
 // File sizes
 convertBytes(1073741824, "GB");  // 1
@@ -422,6 +422,14 @@ calculateCashBreakdown(53.75, USD_DENOMINATIONS);
 // Change owed for a payment/tender pair, broken down the same way
 calculateChange(4.65, 5.0, USD_DENOMINATIONS);
 // { changeDue: 0.35, breakdown: [{ denomination: 0.25, count: 1, subtotal: 0.25 }, ...], totalCount: 2 }
+
+// Payback period: simple + discounted, from an initial investment and periodic cash flows
+calculatePaybackPeriod({ initialInvestment: 1000, cashFlows: [400, 400, 400], discountRatePercent: 8 });
+// { paybackPeriod: 2.5, paybackPeriodRounded: 3, recovered: true, discountedPaybackPeriod: 2.9029, ... }
+
+// Certificate of deposit maturity value, APY, and net early-withdrawal payout
+calculateCdMaturity(1000, 12, 12, 12, 3);
+// { maturityValue: 1126.83, totalInterest: 126.83, apy: 12.6825, earlyWithdrawalPayout: 1096.83, ... }
 ```
 
 ---
@@ -433,7 +441,8 @@ import { getStatusCode, isValidIp, isValidIpv4, isValidIpv6,
          searchStatusCodes, buildGeoUrl, countryCodeToFlag,
          parseHar, validateSitemap, validateRobotsTxt,
          parseUserAgent, buildCacheControl, buildReferrerPolicy, parseIpv6Address, buildLinkHeader, checkSetCookieHeader, analyzeEmailHeaders,
-         buildRangeHeader, parseContentRangeHeader, buildVaryHeader, parseVaryHeader, validateManifest } from "@utilix-tech/sdk/network";
+         buildRangeHeader, parseContentRangeHeader, buildVaryHeader, parseVaryHeader, validateManifest,
+         buildPermissionsPolicy, parsePermissionsPolicy, buildClientHints, parseClientHintHeaders } from "@utilix-tech/sdk/network";
 
 getStatusCode(404);
 // { code: 404, text: "Not Found", description: "...", category: "Client Error" }
@@ -508,6 +517,22 @@ parseVaryHeader("Vary: Accept-Encoding, Accept-Language");
 // Validate a web app manifest.json against the W3C spec's installability requirements
 validateManifest(JSON.stringify({ name: "My App", start_url: "/", display: "standalone", icons: [{ src: "/icon-512.png", sizes: "512x512", purpose: "any maskable" }] }));
 // { issues: [...], valid: true, summary: { hasMaskableIcon: true, has512Icon: true, ... } }
+
+// Build a Permissions-Policy header from features and their allowlists, with a plain-English note per feature
+buildPermissionsPolicy([{ feature: "camera", allowlist: [] }, { feature: "geolocation", allowlist: ["self"] }]);
+// { header: "Permissions-Policy: camera=(), geolocation=(self)", directives: [...], warnings: [] }
+
+// Parse an existing Permissions-Policy header value into the same shape
+parsePermissionsPolicy("camera=(), geolocation=(self)");
+// { header: "Permissions-Policy: camera=(), geolocation=(self)", directives: [...], warnings: [] }
+
+// Build an Accept-CH header from a list of client hint names, with a plain-English note per hint
+buildClientHints(["Sec-CH-UA-Platform", "Sec-CH-DPR"]);
+// { acceptCH: "Sec-CH-UA-Platform, Sec-CH-DPR", hints: [...] }
+
+// Decode raw Client Hints request-header text into structured values
+parseClientHintHeaders("Sec-CH-UA-Mobile: ?0");
+// { hints: [{ name: "Sec-CH-UA-Mobile", value: false, ... }], unrecognized: [] }
 ```
 
 ---
@@ -745,8 +770,8 @@ readVideoInfo(new Uint8Array(videoBytes));
 | `@utilix-tech/sdk/data` | CSV, YAML, TOML, XML, INI, NDJSON parse and convert, SRT/WebVTT subtitles, Markdown front matter parser |
 | `@utilix-tech/sdk/generators` | UUID v4/v7, ULID, passwords, strength check, entropy estimator, fake data |
 | `@utilix-tech/sdk/time` | Date diff, timezone convert, cron parse, relative time |
-| `@utilix-tech/sdk/units` | Bytes, CSS px/rem, number bases, currency format, credit card/IBAN/barcode/ISBN validation, loan calculator, EMI calculator, compound/simple interest calculators, VAT/sales tax calculator, tip/bill split calculator, break-even point calculator, Rule of 72 calculator, savings goal calculator, ROI calculator, cash denomination/till calculator |
-| `@utilix-tech/sdk/network` | HTTP status codes, IP validation, country flags, geolocation URLs, HAR file parsing, User-Agent parsing, IPv6 address compress/expand |
+| `@utilix-tech/sdk/units` | Bytes, CSS px/rem, number bases, currency format, credit card/IBAN/barcode/ISBN validation, loan calculator, EMI calculator, compound/simple interest calculators, VAT/sales tax calculator, tip/bill split calculator, break-even point calculator, Rule of 72 calculator, savings goal calculator, ROI calculator, cash denomination/till calculator, payback period calculator, CD maturity calculator |
+| `@utilix-tech/sdk/network` | HTTP status codes, IP validation, country flags, geolocation URLs, HAR file parsing, User-Agent parsing, IPv6 address compress/expand, Permissions-Policy header builder, Client Hints header builder/parser |
 | `@utilix-tech/sdk/api` | cURL build/parse, JWT decode/sign, JWKS parse, CORS headers, CSP header |
 | `@utilix-tech/sdk/code` | SQL format/minify, HTML format/minify, regex tester, GraphQL format, MIME type lookup, GitHub URL parsing, regex ReDoS detector, Conventional Commits linter |
 | `@utilix-tech/sdk/color` | Hex/RGB/HSL/HSV/CMYK convert, palette generation, contrast check |

package/dist/{chunk-XPNZYPM5.js → chunk-7PEKYLRB.js}

@@ -3,17 +3,21 @@ import { __export } from './chunk-MLKGABMK.js';
 // src/tools/network.ts
 var network_exports = {};
 __export(network_exports, {
+  CLIENT_HINTS: () => CLIENT_HINTS,
   DNS_RECORD_TYPES: () => DNS_RECORD_TYPES,
   HTTP_HEADERS: () => HTTP_HEADERS,
   LINK_REL_VALUES: () => LINK_REL_VALUES,
+  PERMISSIONS_POLICY_FEATURES: () => PERMISSIONS_POLICY_FEATURES,
   REFERRER_POLICY_VALUES: () => REFERRER_POLICY_VALUES,
   STATUS_CODES: () => STATUS_CODES,
   analyzeEmailHeaders: () => analyzeEmailHeaders,
   buildCacheControl: () => buildCacheControl,
+  buildClientHints: () => buildClientHints,
   buildDnsQueryUrl: () => buildDnsQueryUrl,
   buildGeoUrl: () => buildGeoUrl,
   buildLinkHeader: () => buildLinkHeader,
   buildMapUrl: () => buildMapUrl,
+  buildPermissionsPolicy: () => buildPermissionsPolicy,
   buildRangeHeader: () => buildRangeHeader,
   buildReferrerPolicy: () => buildReferrerPolicy,
   buildVaryHeader: () => buildVaryHeader,
@@ -32,11 +36,13 @@ __export(network_exports, {
   isValidIp: () => isValidIp,
   isValidIpv4: () => isValidIpv4,
   isValidIpv6: () => isValidIpv6,
+  parseClientHintHeaders: () => parseClientHintHeaders,
   parseContentRangeHeader: () => parseContentRangeHeader,
   parseDnsResponse: () => parseDnsResponse,
   parseGeoResponse: () => parseGeoResponse,
   parseHar: () => parseHar,
   parseIpv6Address: () => parseIpv6Address,
+  parsePermissionsPolicy: () => parsePermissionsPolicy,
   parseUserAgent: () => parseUserAgent,
   parseVaryHeader: () => parseVaryHeader,
   searchHeaders: () => searchHeaders,
@@ -2471,5 +2477,206 @@ function validateManifest(jsonText) {
     }
   };
 }
+var PERMISSIONS_POLICY_NOTES = {
+  camera: "Controls access to video capture devices (getUserMedia video).",
+  microphone: "Controls access to audio capture devices (getUserMedia audio).",
+  geolocation: "Controls access to the Geolocation API.",
+  autoplay: "Controls whether media elements can autoplay without a user gesture.",
+  fullscreen: "Controls access to the Fullscreen API (requestFullscreen).",
+  payment: "Controls access to the Payment Request API.",
+  usb: "Controls access to the WebUSB API.",
+  accelerometer: "Controls access to the Accelerometer sensor API.",
+  gyroscope: "Controls access to the Gyroscope sensor API.",
+  magnetometer: "Controls access to the Magnetometer sensor API.",
+  midi: "Controls access to the Web MIDI API.",
+  "picture-in-picture": "Controls whether video elements can enter picture-in-picture mode.",
+  "sync-xhr": "Controls whether synchronous XMLHttpRequest is allowed.",
+  "display-capture": "Controls access to screen/tab capture (getDisplayMedia).",
+  "encrypted-media": "Controls access to the Encrypted Media Extensions API (DRM playback).",
+  "clipboard-read": "Controls read access to the async Clipboard API.",
+  "clipboard-write": "Controls write access to the async Clipboard API.",
+  "screen-wake-lock": "Controls access to the Screen Wake Lock API.",
+  "web-share": "Controls access to the Web Share API.",
+  "xr-spatial-tracking": "Controls access to WebXR device sensors and spatial tracking."
+};
+var PERMISSIONS_POLICY_FEATURES = Object.keys(PERMISSIONS_POLICY_NOTES);
+function _formatPermissionsPolicyAllowlist(allowlist) {
+  if (allowlist.includes("*")) return "*";
+  if (allowlist.length === 0) return "()";
+  return "(" + allowlist.map((o) => o === "self" ? "self" : `"${o}"`).join(" ") + ")";
+}
+function buildPermissionsPolicy(features) {
+  if (!Array.isArray(features) || features.length === 0) return { error: "At least one feature is required" };
+  const warnings = [];
+  const seen = /* @__PURE__ */ new Map();
+  for (const f of features) {
+    if (!f || typeof f.feature !== "string" || f.feature.trim() === "") continue;
+    const name = f.feature.trim().toLowerCase();
+    const allowlist = Array.isArray(f.allowlist) ? f.allowlist.map((o) => typeof o === "string" ? o.trim() : "").filter((o) => o.length > 0) : [];
+    if (seen.has(name)) warnings.push(`duplicate feature "${name}" was merged, the last occurrence wins`);
+    seen.set(name, { feature: name, allowlist });
+  }
+  if (seen.size === 0) return { error: "At least one feature is required" };
+  const directives = [];
+  for (const { feature, allowlist } of seen.values()) {
+    if (!PERMISSIONS_POLICY_NOTES[feature]) {
+      warnings.push(`"${feature}" is not a widely recognized feature name, it will still be included as written`);
+    }
+    if (allowlist.includes("*") && allowlist.length > 1) {
+      warnings.push(`"${feature}" combines "*" with other origins; "*" already allows every origin so the others are redundant`);
+    }
+    const invalidOrigin = allowlist.find((o) => o !== "self" && o !== "*" && !/^https?:\/\//i.test(o));
+    if (invalidOrigin) {
+      warnings.push(`"${invalidOrigin}" on "${feature}" doesn't look like an origin (expected "self", "*", or an http(s):// URL); it will still be quoted as written`);
+    }
+    directives.push({
+      feature,
+      value: _formatPermissionsPolicyAllowlist(allowlist),
+      note: PERMISSIONS_POLICY_NOTES[feature] ?? `Controls access to the "${feature}" feature.`
+    });
+  }
+  const headerValue = directives.map((d) => `${d.feature}=${d.value}`).join(", ");
+  return { header: `Permissions-Policy: ${headerValue}`, headerValue, directives, warnings };
+}
+function _splitPermissionsPolicyTopLevel(input) {
+  const segments = [];
+  let depth = 0;
+  let current = "";
+  for (const ch of input) {
+    if (ch === "(") depth++;
+    if (ch === ")") depth--;
+    if (ch === "," && depth === 0) {
+      if (current.trim()) segments.push(current.trim());
+      current = "";
+    } else {
+      current += ch;
+    }
+  }
+  if (current.trim()) segments.push(current.trim());
+  return segments;
+}
+function _parsePermissionsPolicyAllowlist(rawValue) {
+  if (rawValue === "*") return ["*"];
+  if (rawValue === "()" || rawValue === "") return [];
+  const inner = rawValue.replace(/^\(/, "").replace(/\)$/, "");
+  const tokens = inner.match(/"[^"]*"|\S+/g) ?? [];
+  return tokens.map((t) => t.replace(/^"|"$/g, ""));
+}
+function parsePermissionsPolicy(raw) {
+  if (!raw || raw.trim() === "") return { error: "Input is empty" };
+  const withoutLabel = raw.trim().replace(/^permissions-policy:\s*/i, "");
+  const segments = _splitPermissionsPolicyTopLevel(withoutLabel);
+  if (segments.length === 0) return { error: "No directives found" };
+  const features = [];
+  for (const segment of segments) {
+    const eq = segment.indexOf("=");
+    if (eq === -1) continue;
+    const feature = segment.slice(0, eq).trim();
+    const rawValue = segment.slice(eq + 1).trim();
+    features.push({ feature, allowlist: _parsePermissionsPolicyAllowlist(rawValue) });
+  }
+  if (features.length === 0) return { error: "No directives found" };
+  return buildPermissionsPolicy(features);
+}
+var CLIENT_HINTS = [
+  { name: "Sec-CH-UA", description: "The browser's brand(s) and significant version, sent automatically on every request without an Accept-CH opt-in.", lowEntropy: true, valueType: "sf-list-brand" },
+  { name: "Sec-CH-UA-Mobile", description: "Whether the browser is running on a mobile device (?1) or not (?0).", lowEntropy: true, valueType: "boolean" },
+  { name: "Sec-CH-UA-Platform", description: 'The platform/OS the browser is running on, e.g. "Windows" or "Android".', lowEntropy: true, valueType: "string" },
+  { name: "Sec-CH-UA-Full-Version-List", description: "The full version number for each brand in the user agent, not just the significant version.", lowEntropy: false, valueType: "sf-list-brand" },
+  { name: "Sec-CH-UA-Platform-Version", description: 'The exact OS version, e.g. "15.0.0".', lowEntropy: false, valueType: "string" },
+  { name: "Sec-CH-UA-Arch", description: 'The underlying CPU architecture, e.g. "x86" or "arm".', lowEntropy: false, valueType: "string" },
+  { name: "Sec-CH-UA-Bitness", description: 'The CPU architecture bitness, e.g. "64".', lowEntropy: false, valueType: "string" },
+  { name: "Sec-CH-UA-Model", description: "The device model, mostly populated on mobile devices.", lowEntropy: false, valueType: "string" },
+  { name: "Sec-CH-UA-WoW64", description: "Whether a 32-bit browser is running on 64-bit Windows.", lowEntropy: false, valueType: "boolean" },
+  { name: "Sec-CH-UA-Form-Factor", description: `The device's form factor, e.g. "Desktop", "Mobile", "Tablet", or "XR".`, lowEntropy: false, valueType: "string" },
+  { name: "Sec-CH-Prefers-Color-Scheme", description: "The user's preferred color scheme, mirrors the prefers-color-scheme media feature.", lowEntropy: false, valueType: "string" },
+  { name: "Sec-CH-Prefers-Reduced-Motion", description: "Whether the user has requested reduced motion.", lowEntropy: false, valueType: "string" },
+  { name: "Sec-CH-Prefers-Reduced-Transparency", description: "Whether the user has requested reduced transparency.", lowEntropy: false, valueType: "string" },
+  { name: "Sec-CH-Viewport-Width", description: "The layout viewport width in CSS pixels.", lowEntropy: false, valueType: "number" },
+  { name: "Sec-CH-Viewport-Height", description: "The layout viewport height in CSS pixels.", lowEntropy: false, valueType: "number" },
+  { name: "Sec-CH-DPR", description: "The device pixel ratio.", lowEntropy: false, valueType: "number" },
+  { name: "Sec-CH-Width", description: "The intrinsic width of a requested image resource, set per-request via the image's `sizes` attribute.", lowEntropy: false, valueType: "number" },
+  { name: "Sec-CH-Device-Memory", description: "Approximate device RAM in GiB, rounded to the nearest power of two for privacy.", lowEntropy: false, valueType: "number" },
+  { name: "Save-Data", description: "Legacy hint signaling the user opted into a reduced-data mode; sent automatically like a low-entropy hint.", lowEntropy: true, valueType: "boolean" }
+];
+function _findClientHint(raw) {
+  const normalized = raw.trim().toLowerCase();
+  return CLIENT_HINTS.find((d) => d.name.toLowerCase() === normalized);
+}
+function buildClientHints(hintNames, criticalHintNames = []) {
+  if (!Array.isArray(hintNames) || hintNames.length === 0) return { error: "At least one client hint is required" };
+  const resolved = [];
+  for (const raw of hintNames) {
+    if (typeof raw !== "string" || raw.trim() === "") continue;
+    const def = _findClientHint(raw);
+    if (!def) return { error: `Unknown client hint: "${raw}"` };
+    resolved.push(def);
+  }
+  if (resolved.length === 0) return { error: "At least one client hint is required" };
+  const critical = [];
+  if (Array.isArray(criticalHintNames)) {
+    for (const raw of criticalHintNames) {
+      if (typeof raw !== "string" || raw.trim() === "") continue;
+      const def = _findClientHint(raw);
+      if (!def) return { error: `Unknown client hint: "${raw}"` };
+      if (!resolved.some((d) => d.name === def.name)) {
+        return { error: `Critical hint "${def.name}" must also be included in hintNames` };
+      }
+      critical.push(def);
+    }
+  }
+  const uniqueNames = Array.from(new Set(resolved.map((d) => d.name)));
+  const result = {
+    acceptCH: uniqueNames.join(", "),
+    hints: resolved.map((d) => ({ name: d.name, description: d.description, lowEntropy: d.lowEntropy }))
+  };
+  if (critical.length > 0) {
+    result.criticalCH = Array.from(new Set(critical.map((d) => d.name))).join(", ");
+  }
+  return result;
+}
+function _decodeClientHintValue(valueType, rawValue) {
+  switch (valueType) {
+    case "boolean":
+      if (rawValue === "?1") return true;
+      if (rawValue === "?0") return false;
+      return rawValue;
+    case "string":
+      return rawValue.replace(/^"|"$/g, "");
+    case "number": {
+      const n = Number(rawValue);
+      return Number.isFinite(n) ? n : rawValue;
+    }
+    case "sf-list-brand":
+      return rawValue.split(",").map((part) => {
+        const m = part.trim().match(/^"([^"]*)";v="([^"]*)"$/);
+        return m ? { brand: m[1], version: m[2] } : { raw: part.trim() };
+      });
+    default:
+      return rawValue;
+  }
+}
+function parseClientHintHeaders(rawHeaders) {
+  if (typeof rawHeaders !== "string" || rawHeaders.trim() === "") return { error: "Provide one or more header lines to parse" };
+  const lines = rawHeaders.split("\n").map((l) => l.trim()).filter((l) => l.length > 0);
+  const hints = [];
+  const unrecognized = [];
+  for (const line of lines) {
+    const idx = line.indexOf(":");
+    if (idx === -1) continue;
+    const name = line.slice(0, idx).trim();
+    const rawValue = line.slice(idx + 1).trim();
+    const def = _findClientHint(name);
+    if (!def) {
+      unrecognized.push({ name, rawValue });
+      continue;
+    }
+    hints.push({ name: def.name, rawValue, description: def.description, value: _decodeClientHintValue(def.valueType, rawValue) });
+  }
+  if (hints.length === 0 && unrecognized.length === 0) {
+    return { error: 'No parsable header lines found (expected "Header-Name: value" per line)' };
+  }
+  return { hints, unrecognized };
+}
 
-export { DNS_RECORD_TYPES, HTTP_HEADERS, LINK_REL_VALUES, REFERRER_POLICY_VALUES, STATUS_CODES, analyzeEmailHeaders, buildCacheControl, buildDnsQueryUrl, buildGeoUrl, buildLinkHeader, buildMapUrl, buildRangeHeader, buildReferrerPolicy, buildVaryHeader, checkSetCookieHeader, countryCodeToFlag, formatCoordinates, formatTtl, getByCategory, getHeader, getHeadersByCategory, getStatusByCategory, getStatusCode, isClientError, isServerError, isSuccess, isValidIp, isValidIpv4, isValidIpv6, network_exports, parseContentRangeHeader, parseDnsResponse, parseGeoResponse, parseHar, parseIpv6Address, parseUserAgent, parseVaryHeader, searchHeaders, searchStatusCodes, statusCodeToText, typeNumberToLabel, validateDomain, validateHeaderName, validateHeaderValue, validateManifest, validateRobotsTxt, validateSitemap };
+export { CLIENT_HINTS, DNS_RECORD_TYPES, HTTP_HEADERS, LINK_REL_VALUES, PERMISSIONS_POLICY_FEATURES, REFERRER_POLICY_VALUES, STATUS_CODES, analyzeEmailHeaders, buildCacheControl, buildClientHints, buildDnsQueryUrl, buildGeoUrl, buildLinkHeader, buildMapUrl, buildPermissionsPolicy, buildRangeHeader, buildReferrerPolicy, buildVaryHeader, checkSetCookieHeader, countryCodeToFlag, formatCoordinates, formatTtl, getByCategory, getHeader, getHeadersByCategory, getStatusByCategory, getStatusCode, isClientError, isServerError, isSuccess, isValidIp, isValidIpv4, isValidIpv6, network_exports, parseClientHintHeaders, parseContentRangeHeader, parseDnsResponse, parseGeoResponse, parseHar, parseIpv6Address, parsePermissionsPolicy, parseUserAgent, parseVaryHeader, searchHeaders, searchStatusCodes, statusCodeToText, typeNumberToLabel, validateDomain, validateHeaderName, validateHeaderValue, validateManifest, validateRobotsTxt, validateSitemap };

package/dist/{chunk-2MTHD2LG.js → chunk-DFLHX4NW.js}

@@ -22,12 +22,14 @@ __export(units_exports, {
   calcSubnet: () => calcSubnet,
   calculateBreakEven: () => calculateBreakEven,
   calculateCashBreakdown: () => calculateCashBreakdown,
+  calculateCdMaturity: () => calculateCdMaturity,
   calculateChange: () => calculateChange,
   calculateCompoundInterest: () => calculateCompoundInterest,
   calculateDiscount: () => calculateDiscount,
   calculateEmi: () => calculateEmi,
   calculateLoan: () => calculateLoan,
   calculateMarginMarkup: () => calculateMarginMarkup,
+  calculatePaybackPeriod: () => calculatePaybackPeriod,
   calculatePercentageChange: () => calculatePercentageChange,
   calculateRoi: () => calculateRoi,
   calculateRuleOf72: () => calculateRuleOf72,
@@ -1928,5 +1930,97 @@ function calculateChange(amountDue, amountTendered, denominations) {
     remainder: breakdown.remainder
   };
 }
+function _computePayback(initialInvestment, flows) {
+  const round4 = (n) => Math.round(n * 1e4) / 1e4;
+  let cumulative = 0;
+  const cumulativeCashFlows = [];
+  let period = null;
+  for (let i = 0; i < flows.length; i++) {
+    const prevCumulative = cumulative;
+    cumulative += flows[i];
+    cumulativeCashFlows.push(round4(cumulative));
+    if (period === null && cumulative >= initialInvestment) {
+      const remaining = initialInvestment - prevCumulative;
+      const fraction = flows[i] !== 0 ? remaining / flows[i] : 0;
+      period = i + fraction;
+    }
+  }
+  return { cumulative: cumulativeCashFlows, period };
+}
+function calculatePaybackPeriod(input) {
+  const { initialInvestment, cashFlows, discountRatePercent } = input;
+  const round4 = (n) => Math.round(n * 1e4) / 1e4;
+  if (!Number.isFinite(initialInvestment) || initialInvestment <= 0) {
+    return { error: "initialInvestment must be a finite number greater than zero" };
+  }
+  if (!Array.isArray(cashFlows) || cashFlows.length === 0) {
+    return { error: "cashFlows must be a non-empty array of numbers" };
+  }
+  if (cashFlows.some((f) => !Number.isFinite(f))) {
+    return { error: "Every cash flow must be a finite number" };
+  }
+  const { cumulative, period } = _computePayback(initialInvestment, cashFlows);
+  const result = {
+    initialInvestment: round4(initialInvestment),
+    cashFlows: cashFlows.map(round4),
+    cumulativeCashFlows: cumulative,
+    paybackPeriod: period !== null ? round4(period) : null,
+    paybackPeriodRounded: period !== null ? Math.ceil(period) : null,
+    recovered: period !== null
+  };
+  if (discountRatePercent !== void 0) {
+    if (!Number.isFinite(discountRatePercent) || discountRatePercent < 0) {
+      return { error: "discountRatePercent must be a finite, non-negative number when provided" };
+    }
+    const r = discountRatePercent / 100;
+    const discountedCashFlows = cashFlows.map((f, i) => f / Math.pow(1 + r, i + 1));
+    const { cumulative: discountedCumulative, period: discountedPeriod } = _computePayback(initialInvestment, discountedCashFlows);
+    result.discountRatePercent = round4(discountRatePercent);
+    result.discountedCashFlows = discountedCashFlows.map(round4);
+    result.discountedCumulativeCashFlows = discountedCumulative;
+    result.discountedPaybackPeriod = discountedPeriod !== null ? round4(discountedPeriod) : null;
+    result.discountedPaybackPeriodRounded = discountedPeriod !== null ? Math.ceil(discountedPeriod) : null;
+    result.discountedRecovered = discountedPeriod !== null;
+  }
+  return result;
+}
+function calculateCdMaturity(principal, annualRatePercent, termMonths, compoundsPerYear, earlyWithdrawalPenaltyMonths) {
+  if (!Number.isFinite(principal) || principal <= 0) return { error: "Principal must be a finite number greater than zero" };
+  if (!Number.isFinite(annualRatePercent) || annualRatePercent < 0) {
+    return { error: "Annual interest rate must be zero or a positive number" };
+  }
+  if (!Number.isFinite(termMonths) || termMonths <= 0) return { error: "Term must be a positive number of months" };
+  if (!Number.isInteger(compoundsPerYear) || compoundsPerYear <= 0) {
+    return { error: "Compounding frequency must be a positive whole number of periods per year" };
+  }
+  if (earlyWithdrawalPenaltyMonths !== void 0 && (!Number.isFinite(earlyWithdrawalPenaltyMonths) || earlyWithdrawalPenaltyMonths < 0)) {
+    return { error: "earlyWithdrawalPenaltyMonths must be zero or a positive number when provided" };
+  }
+  const round22 = (n) => Math.round(n * 100) / 100;
+  const round4 = (n) => Math.round(n * 1e4) / 1e4;
+  const ratePerPeriod = annualRatePercent / 100 / compoundsPerYear;
+  const totalPeriods = compoundsPerYear * (termMonths / 12);
+  const growth = ratePerPeriod === 0 ? 1 : Math.pow(1 + ratePerPeriod, totalPeriods);
+  const maturityValue = principal * growth;
+  const totalInterest = maturityValue - principal;
+  const apy = ratePerPeriod === 0 ? 0 : (Math.pow(1 + ratePerPeriod, compoundsPerYear) - 1) * 100;
+  const result = {
+    principal: round22(principal),
+    annualRatePercent: round4(annualRatePercent),
+    termMonths,
+    compoundsPerYear,
+    maturityValue: round22(maturityValue),
+    totalInterest: round22(totalInterest),
+    apy: round4(apy)
+  };
+  if (earlyWithdrawalPenaltyMonths !== void 0) {
+    const monthlyRate = annualRatePercent / 100 / 12;
+    const forfeited = Math.min(principal * monthlyRate * earlyWithdrawalPenaltyMonths, Math.max(totalInterest, 0));
+    result.earlyWithdrawalPenaltyMonths = earlyWithdrawalPenaltyMonths;
+    result.earlyWithdrawalForfeitedInterest = round22(forfeited);
+    result.earlyWithdrawalPayout = round22(maturityValue - forfeited);
+  }
+  return result;
+}
 
-export { BASE_LABELS, BASE_PREFIXES, BYTE_UNITS, COMMON_CURRENCIES, COMMON_LOCALES, COMMON_PERMISSIONS, COMMON_RATIOS, COMMON_SIZES, COMMON_TAX_RATES, COMMON_TIP_PERCENTAGES, COMMON_VIEWPORTS, USD_DENOMINATIONS, applySuccessiveDiscounts, autoFormat, bumpVersion, calcAspectRatio, calcSubnet, calculateBreakEven, calculateCashBreakdown, calculateChange, calculateCompoundInterest, calculateDiscount, calculateEmi, calculateLoan, calculateMarginMarkup, calculatePercentageChange, calculateRoi, calculateRuleOf72, calculateSavingsGoal, calculateSimpleInterest, calculateTax, calculateTimeValue, calculateTipSplit, calculateVideoBitrate, compareSemver, compareUnitPrices, convert, convertAprApy, convertBytes, convertIp, coverBox, decimalToIp, decimalToIpCidr, describePermissions, fitIntoBox, formatNumber, formatValue, formatVwValue, formatWithSeparator, gcd, ipFromBinary, ipFromDecimal, ipFromHex, ipToBinary, ipToDecimal, ipToDecimalCidr, ipToHex, ipToOctal, isValid, isValidCidr, isValidIp, isValidIpv4, marginToMarkup, markupToMargin, octalToPermissions, parseFileSize, parseInput, parseNumberString, parseSemver, permissionsToChmod, permissionsToOctal, permissionsToSymbolic, ptToPx, pxToAll, pxToViewport, remToPx, satisfiesRange, scaleByHeight, scaleByWidth, sortVersions, splitSubnet, symbolicToPermissions, units_exports, validateBarcode, validateCardNumber, validateIban, validateIsbn, viewportToPx };
+export { BASE_LABELS, BASE_PREFIXES, BYTE_UNITS, COMMON_CURRENCIES, COMMON_LOCALES, COMMON_PERMISSIONS, COMMON_RATIOS, COMMON_SIZES, COMMON_TAX_RATES, COMMON_TIP_PERCENTAGES, COMMON_VIEWPORTS, USD_DENOMINATIONS, applySuccessiveDiscounts, autoFormat, bumpVersion, calcAspectRatio, calcSubnet, calculateBreakEven, calculateCashBreakdown, calculateCdMaturity, calculateChange, calculateCompoundInterest, calculateDiscount, calculateEmi, calculateLoan, calculateMarginMarkup, calculatePaybackPeriod, calculatePercentageChange, calculateRoi, calculateRuleOf72, calculateSavingsGoal, calculateSimpleInterest, calculateTax, calculateTimeValue, calculateTipSplit, calculateVideoBitrate, compareSemver, compareUnitPrices, convert, convertAprApy, convertBytes, convertIp, coverBox, decimalToIp, decimalToIpCidr, describePermissions, fitIntoBox, formatNumber, formatValue, formatVwValue, formatWithSeparator, gcd, ipFromBinary, ipFromDecimal, ipFromHex, ipToBinary, ipToDecimal, ipToDecimalCidr, ipToHex, ipToOctal, isValid, isValidCidr, isValidIp, isValidIpv4, marginToMarkup, markupToMargin, octalToPermissions, parseFileSize, parseInput, parseNumberString, parseSemver, permissionsToChmod, permissionsToOctal, permissionsToSymbolic, ptToPx, pxToAll, pxToViewport, remToPx, satisfiesRange, scaleByHeight, scaleByWidth, sortVersions, splitSubnet, symbolicToPermissions, units_exports, validateBarcode, validateCardNumber, validateIban, validateIsbn, viewportToPx };