@utilix-tech/mcp 0.90.0 → 0.91.0

package/CHANGELOG.md

@@ -2,6 +2,10 @@
 
 Full release notes for all Utilix surfaces (browser tools, REST API, SDKs, MCP server) live at [utilix.tech/changelog](https://utilix.tech/changelog). This file tracks just this package.
 
+## 0.91.0
+- Add `find_yaml_duplicate_keys` tool: report every mapping key that collides with an earlier key in the same YAML mapping scope, with the line and column of each repeated occurrence.
+- Add `detect_negative_amortization` tool: check whether a proposed loan payment covers the interest accruing each period and, if not, project the shortfall and the resulting balance growth, optionally flagging the month a balance cap is crossed.
+
 ## 0.90.0
 - Add `intersect_semver_ranges` tool: determine whether two semver ranges overlap and, if so, the intersecting range, supporting the same caret/tilde/comparison-operator/exact-version syntax as the semver tool.
 - Add `check_markdown_internal_links` tool: scan a Markdown document's ATX headings, compute GitHub-style anchor slugs, and flag `[text](#slug)` links that point at a heading that doesn't exist.

package/README.md

@@ -1,6 +1,6 @@
 # @utilix-tech/mcp
 
-MCP server exposing 272 developer utility tools to Claude, Cursor, VS Code Copilot, and any [Model Context Protocol](https://modelcontextprotocol.io) compatible AI assistant.
+MCP server exposing 274 developer utility tools to Claude, Cursor, VS Code Copilot, and any [Model Context Protocol](https://modelcontextprotocol.io) compatible AI assistant.
 
 No API key required. All tools run locally. Requires Node.js 18 or later.
 
@@ -169,7 +169,7 @@ claude mcp add utilix -- npx -y @utilix-tech/mcp
 | `convert_timezone` | Convert a date/time between timezones |
 | `convert_iso8601_duration` | Parse an ISO 8601 duration into components and total seconds, or format seconds into a duration string |
 
-### Units (49 tools)
+### Units (51 tools)
 | Tool | Description |
 |------|-------------|
 | `convert_bytes` | Convert between B, KB, MB, GB, TB, KiB, MiB, GiB, TiB |
@@ -220,6 +220,7 @@ claude mcp add utilix -- npx -y @utilix-tech/mcp
 | `estimate_data_transfer_time` | Estimate the theoretical time to transfer a file of a given size over a connection of a given speed, or (given a target time instead) the bandwidth required to hit it |
 | `calculate_real_rate_of_return` | Apply the Fisher equation to solve for whichever of the nominal rate, inflation rate, or inflation-adjusted real rate is missing, given exactly two of the three |
 | `calculate_credit_card_minimum_payment` | Simulate paying only the minimum payment on a revolving credit card balance, where the minimum is the larger of a percent of the balance or a fixed dollar floor, and report months/years to payoff, total interest, and total paid |
+| `detect_negative_amortization` | Given a loan's balance, annual rate, and a proposed monthly payment, check whether that payment covers the interest accruing each period; if not, report the shortfall and project how the balance grows instead of shrinking |
 | `calculate_sales_commission` | Compute a sales commission from either a flat percent rate applied to the whole sale amount, or a tiered (marginal) rate structure where each tier applies only to the slice of sales within it, plus an optional base salary added to the total payout |
 | `intersect_semver_ranges` | Determine whether two semver ranges overlap and, if so, the intersecting range, supporting the same caret/tilde/comparison-operator/exact-version syntax as the semver tool |
 
@@ -321,11 +322,12 @@ claude mcp add utilix -- npx -y @utilix-tech/mcp
 | `extract_markdown_link_references` | Extract every reference-style Markdown link ([text][ref], [text][], ![alt][ref]) and match it against its [ref]: url definition, flagging unresolved references and unused definitions |
 | `build_character_class` | Assemble a [...] regex character class from named building blocks (lowercase, uppercase, digits, whitespace), custom ranges, and literal custom characters, with optional negation |
 
-### Data (19 tools)
+### Data (20 tools)
 | Tool | Description |
 |------|-------------|
 | `validate_yaml` | Validate YAML syntax |
 | `resolve_yaml_anchors` | Expand YAML anchors, aliases, and merge keys inline, and list which anchors were referenced vs. left unused |
+| `find_yaml_duplicate_keys` | Parse a YAML document and report every mapping key that collides with an earlier key in the same mapping scope, with the line and column of each repeated occurrence |
 | `toml_to_json` | Convert TOML to JSON |
 | `xml_to_json` | Convert XML to JSON |
 | `parse_csv` | Parse a CSV string and return the data as JSON |

package/dist/index.js

@@ -803,6 +803,62 @@ server.tool(
     return text(JSON.stringify(result, null, 2));
   }
 );
+function _matchYamlKeyMcp(lineText) {
+  const dashMatch = /^(\s*)((?:-\s+)*)/.exec(lineText);
+  const basePrefix = (dashMatch?.[1].length ?? 0) + (dashMatch?.[2].length ?? 0);
+  const rest = lineText.slice(basePrefix);
+  const quoted = /^(["'])((?:\\.|(?!\1).)*)\1(\s*:(?:\s|$))/.exec(rest);
+  if (quoted) {
+    return { key: quoted[2], prefixLength: basePrefix, matchLength: quoted[1].length * 2 + quoted[2].length, quote: quoted[1] };
+  }
+  const plain = /^([^\s:#][^:]*?)(\s*:(?:\s|$))/.exec(rest);
+  if (plain) {
+    return { key: plain[1], prefixLength: basePrefix, matchLength: plain[1].length, quote: null };
+  }
+  return null;
+}
+function _maskYamlKeyMcp(lineText, match, n) {
+  const suffix = `__dup${n}__`;
+  const before = lineText.slice(0, match.prefixLength);
+  const keyPart = lineText.slice(match.prefixLength, match.prefixLength + match.matchLength);
+  const after = lineText.slice(match.prefixLength + match.matchLength);
+  if (match.quote) {
+    return `${before}${keyPart.slice(0, -1)}${suffix}${match.quote}${after}`;
+  }
+  return `${before}${keyPart}${suffix}${after}`;
+}
+function _findYamlDuplicateKeys(yamlText) {
+  if (!yamlText || !yamlText.trim()) return { error: "Input is empty" };
+  const lines = yamlText.split("\n");
+  const duplicates = [];
+  for (let pass = 0; pass < 500; pass++) {
+    try {
+      yaml.load(lines.join("\n"));
+      return { duplicateCount: duplicates.length, duplicates };
+    } catch (e) {
+      const err = e;
+      const reason = err.reason ?? err.message;
+      if (!/duplicated mapping key/i.test(reason)) return { error: reason };
+      const lineIdx = err.mark?.line;
+      if (lineIdx == null || lineIdx < 0 || lineIdx >= lines.length) return { error: reason };
+      const match = _matchYamlKeyMcp(lines[lineIdx]);
+      if (!match) return { error: reason };
+      duplicates.push({ key: match.key, line: lineIdx + 1, column: match.prefixLength + 1 });
+      lines[lineIdx] = _maskYamlKeyMcp(lines[lineIdx], match, duplicates.length);
+    }
+  }
+  return { error: "Too many duplicate keys to fully enumerate" };
+}
+server.tool(
+  "find_yaml_duplicate_keys",
+  "Parse a YAML document and report every mapping key that collides with an earlier key in the same mapping scope, with the line and column of each repeated occurrence.",
+  { yaml: z.string().describe("The YAML document to check") },
+  async ({ yaml: yamlText }) => {
+    const result = _findYamlDuplicateKeys(yamlText);
+    if ("error" in result) return errText(result);
+    return text(JSON.stringify(result, null, 2));
+  }
+);
 server.tool(
   "toml_to_json",
   "Convert a TOML string to JSON.",
@@ -12370,6 +12426,73 @@ server.tool(
     return text(JSON.stringify(result, null, 2));
   }
 );
+var _NEGATIVE_AMORTIZATION_MAX_PROJECTION_MONTHS_MCP = 600;
+function _detectNegativeAmortizationMcp(principal, annualRatePercent, monthlyPayment, projectionMonths, capPercent) {
+  if (!Number.isFinite(principal) || principal <= 0) {
+    return { error: "principal must be a positive number" };
+  }
+  if (!Number.isFinite(annualRatePercent) || annualRatePercent < 0) {
+    return { error: "annualRatePercent must be zero or a positive number" };
+  }
+  if (!Number.isFinite(monthlyPayment) || monthlyPayment < 0) {
+    return { error: "monthlyPayment must be zero or a positive number" };
+  }
+  if (projectionMonths !== void 0 && (!Number.isInteger(projectionMonths) || projectionMonths <= 0)) {
+    return { error: "projectionMonths must be a positive whole number" };
+  }
+  if (capPercent !== void 0 && (!Number.isFinite(capPercent) || capPercent <= 0)) {
+    return { error: "capPercent must be a positive number" };
+  }
+  const monthlyRate = annualRatePercent / 100 / 12;
+  const monthlyInterest = principal * monthlyRate;
+  const shortfall = Math.max(0, _roundMoneyPrepaymentPenaltyMcp(monthlyInterest - monthlyPayment));
+  const isNegativeAmortizing = monthlyPayment < monthlyInterest;
+  const months = Math.min(projectionMonths ?? 12, _NEGATIVE_AMORTIZATION_MAX_PROJECTION_MONTHS_MCP);
+  const capBalance = capPercent != null ? principal * (capPercent / 100) : null;
+  const projection = [];
+  let balance = principal;
+  let capCrossedMonth = null;
+  for (let month = 1; month <= months; month++) {
+    const interest = balance * monthlyRate;
+    const endingBalance = balance + interest - monthlyPayment;
+    projection.push({
+      month,
+      startingBalance: _roundMoneyPrepaymentPenaltyMcp(balance),
+      interest: _roundMoneyPrepaymentPenaltyMcp(interest),
+      payment: _roundMoneyPrepaymentPenaltyMcp(monthlyPayment),
+      endingBalance: _roundMoneyPrepaymentPenaltyMcp(Math.max(endingBalance, 0))
+    });
+    if (capBalance != null && capCrossedMonth == null && endingBalance >= capBalance) {
+      capCrossedMonth = month;
+    }
+    balance = endingBalance;
+    if (balance <= 0) break;
+  }
+  return {
+    monthlyInterest: _roundMoneyPrepaymentPenaltyMcp(monthlyInterest),
+    isNegativeAmortizing,
+    shortfall,
+    breakEvenPayment: _roundMoneyPrepaymentPenaltyMcp(monthlyInterest),
+    projection,
+    capCrossedMonth
+  };
+}
+server.tool(
+  "detect_negative_amortization",
+  "Given a loan's balance, annual rate, and a proposed monthly payment, check whether that payment covers the interest accruing each period. If not, report the shortfall and project how the balance grows instead of shrinking.",
+  {
+    principal: z.number().describe("The loan's current balance"),
+    annualRatePercent: z.number().describe("The loan's annual interest rate as a percent"),
+    monthlyPayment: z.number().describe("The proposed monthly payment"),
+    projectionMonths: z.number().optional().describe("How many months to project the balance (default 12, max 600)"),
+    capPercent: z.number().optional().describe("Optional balance cap as a percent of the original principal (e.g. 110 for a 110% cap)")
+  },
+  async ({ principal, annualRatePercent, monthlyPayment, projectionMonths, capPercent }) => {
+    const result = _detectNegativeAmortizationMcp(principal, annualRatePercent, monthlyPayment, projectionMonths, capPercent);
+    if ("error" in result) return errText(result);
+    return text(JSON.stringify(result, null, 2));
+  }
+);
 var _ARIA_GLOBAL_ATTRS_MCP = /* @__PURE__ */ new Set([
   "aria-atomic",
   "aria-busy",

package/package.json

@@ -1,6 +1,6 @@
 {
   "name": "@utilix-tech/mcp",
-  "version": "0.90.0",
+  "version": "0.91.0",
   "description": "MCP server exposing 272 Utilix developer tools to Claude, Cursor, VS Code Copilot, and any MCP-compatible AI assistant.",
   "author": "Utilix <hello@utilix.tech>",
   "license": "MIT",