@utilix-tech/mcp 0.72.0 → 0.73.0

package/CHANGELOG.md

@@ -2,6 +2,10 @@
 
 Full release notes for all Utilix surfaces (browser tools, REST API, SDKs, MCP server) live at [utilix.tech/changelog](https://utilix.tech/changelog). This file tracks just this package.
 
+## 0.73.0
+- Add `calculate_mortgage_points` tool: compare a loan with no discount points against the same loan at a reduced rate bought with points, and compute the monthly savings and break-even month.
+- Add `calculate_cookie_size_budget` tool: parse a Cookie header's name=value pairs and compute each cookie's and the total header's byte size against RFC 6265's per-cookie limit and a configurable budget.
+
 ## 0.72.0
 - Add `validate_vin` tool: validate a 17-character VIN via the ISO 3779 / NHTSA weighted mod-11 check digit and split it into its WMI, VDS, and VIS sections.
 - Add `validate_isin` tool: validate a 12-character ISIN via its Luhn-style mod-10 check digit and break it into its country code and security identifier.

package/README.md

@@ -1,6 +1,6 @@
 # @utilix-tech/mcp
 
-MCP server exposing 239 developer utility tools to Claude, Cursor, VS Code Copilot, and any [Model Context Protocol](https://modelcontextprotocol.io) compatible AI assistant.
+MCP server exposing 241 developer utility tools to Claude, Cursor, VS Code Copilot, and any [Model Context Protocol](https://modelcontextprotocol.io) compatible AI assistant.
 
 No API key required. All tools run locally. Requires Node.js 18 or later.
 
@@ -162,7 +162,7 @@ claude mcp add utilix -- npx -y @utilix-tech/mcp
 | `convert_timezone` | Convert a date/time between timezones |
 | `convert_iso8601_duration` | Parse an ISO 8601 duration into components and total seconds, or format seconds into a duration string |
 
-### Units (42 tools)
+### Units (43 tools)
 | Tool | Description |
 |------|-------------|
 | `convert_bytes` | Convert between B, KB, MB, GB, TB, KiB, MiB, GiB, TiB |
@@ -207,8 +207,9 @@ claude mcp add utilix -- npx -y @utilix-tech/mcp
 | `calculate_loan_refinance` | Compare a current loan's remaining payments against a new refinanced loan on the same outstanding balance, and compute the monthly savings and the break-even month where cumulative savings recoup the closing costs |
 | `validate_vin` | Validate a 17-character VIN via the ISO 3779 / NHTSA weighted mod-11 check digit and split it into its WMI, VDS, and VIS sections |
 | `validate_isin` | Validate a 12-character ISIN via its Luhn-style mod-10 check digit and break it into its country code and security identifier |
+| `calculate_mortgage_points` | Compare a loan with no discount points against the same loan at a reduced rate bought with points, and compute the monthly savings and the break-even month where cumulative savings recoup the points cost |
 
-### API / Network (48 tools)
+### API / Network (49 tools)
 | Tool | Description |
 |------|-------------|
 | `decode_jwt` | Decode a JWT: header, payload, and expiry |
@@ -261,6 +262,7 @@ claude mcp add utilix -- npx -y @utilix-tech/mcp
 | `list_websocket_opcodes` | List every WebSocket frame opcode (0x0-0xF) |
 | `build_robots_meta_tag` | Build a `<meta name="robots" content="...">` tag from directives (noindex, nofollow, max-snippet, etc.), the same vocabulary as X-Robots-Tag, optionally scoped to a crawler via the name attribute |
 | `parse_robots_meta_tag` | Parse an existing robots meta tag (or bare content value) into the same shape |
+| `calculate_cookie_size_budget` | Parse a Cookie header's name=value pairs and compute each cookie's and the total header's byte size against RFC 6265's 4096-byte per-cookie guarantee and a configurable budget |
 
 ### Color (4 tools)
 | Tool | Description |

package/dist/index.js

@@ -11505,5 +11505,123 @@ server.tool(
     return text(JSON.stringify(result, null, 2));
   }
 );
+function _roundMoneyMortgagePointsMcp(n) {
+  return Math.round(n * 100) / 100;
+}
+function _calculateLoanForPointsMcp(principal, annualRatePercent, termMonths) {
+  if (!Number.isFinite(principal) || principal <= 0) return { error: "Principal must be a positive number" };
+  if (!Number.isFinite(annualRatePercent) || annualRatePercent < 0) {
+    return { error: "Annual interest rate must be zero or a positive number" };
+  }
+  if (!Number.isInteger(termMonths) || termMonths <= 0) {
+    return { error: "Term must be a positive whole number of months" };
+  }
+  const monthlyRate = annualRatePercent / 100 / 12;
+  let monthlyPayment;
+  if (monthlyRate === 0) {
+    monthlyPayment = principal / termMonths;
+  } else {
+    const factor = Math.pow(1 + monthlyRate, termMonths);
+    monthlyPayment = principal * monthlyRate * factor / (factor - 1);
+  }
+  let balance = _roundMoneyMortgagePointsMcp(principal);
+  let totalPayment = 0;
+  for (let month = 1; month <= termMonths; month++) {
+    const interest = monthlyRate === 0 ? 0 : _roundMoneyMortgagePointsMcp(balance * monthlyRate);
+    let principalPortion = _roundMoneyMortgagePointsMcp(monthlyPayment) - interest;
+    if (month === termMonths || principalPortion > balance) principalPortion = balance;
+    const payment = _roundMoneyMortgagePointsMcp(principalPortion + interest);
+    balance = _roundMoneyMortgagePointsMcp(balance - principalPortion);
+    totalPayment += payment;
+  }
+  return { monthlyPayment: _roundMoneyMortgagePointsMcp(monthlyPayment), totalInterest: _roundMoneyMortgagePointsMcp(totalPayment - principal) };
+}
+function _calculateMortgagePointsMcp(loanAmount, baseRatePercent, termMonths, pointsCostPercent, rateReductionPercent) {
+  if (!Number.isFinite(pointsCostPercent) || pointsCostPercent < 0) {
+    return { error: "Points cost must be zero or a positive percent of the loan amount" };
+  }
+  if (!Number.isFinite(rateReductionPercent) || rateReductionPercent < 0) {
+    return { error: "Rate reduction must be zero or a positive number" };
+  }
+  if (rateReductionPercent > baseRatePercent) {
+    return { error: "Rate reduction cannot exceed the base interest rate" };
+  }
+  const withoutPoints = _calculateLoanForPointsMcp(loanAmount, baseRatePercent, termMonths);
+  if ("error" in withoutPoints) return withoutPoints;
+  const withPoints = _calculateLoanForPointsMcp(loanAmount, baseRatePercent - rateReductionPercent, termMonths);
+  if ("error" in withPoints) return withPoints;
+  const pointsCost = _roundMoneyMortgagePointsMcp(loanAmount * (pointsCostPercent / 100));
+  const monthlySavings = _roundMoneyMortgagePointsMcp(withoutPoints.monthlyPayment - withPoints.monthlyPayment);
+  const breakEvenMonths = monthlySavings > 0 ? Math.ceil(pointsCost / monthlySavings) : null;
+  return {
+    pointsCost,
+    monthlyPaymentWithoutPoints: withoutPoints.monthlyPayment,
+    monthlyPaymentWithPoints: withPoints.monthlyPayment,
+    monthlySavings,
+    breakEvenMonths,
+    totalInterestWithoutPoints: withoutPoints.totalInterest,
+    totalInterestWithPoints: withPoints.totalInterest,
+    totalInterestSavings: _roundMoneyMortgagePointsMcp(withoutPoints.totalInterest - withPoints.totalInterest)
+  };
+}
+server.tool(
+  "calculate_mortgage_points",
+  "Compare a loan with no discount points against the same loan at a reduced rate bought with points costing a percentage of the loan amount, and compute the monthly savings and the break-even month where cumulative savings recoup the points cost.",
+  {
+    loanAmount: z.number().describe("The loan principal"),
+    baseRatePercent: z.number().describe("The loan's annual interest rate with no points, as a percent, e.g. 6.5"),
+    termMonths: z.number().int().describe("The loan term in months"),
+    pointsCostPercent: z.number().describe("Cost of the discount points, as a percent of the loan amount, e.g. 1 for one point"),
+    rateReductionPercent: z.number().describe("How many percentage points the rate drops when the points are bought, e.g. 0.25")
+  },
+  async ({ loanAmount, baseRatePercent, termMonths, pointsCostPercent, rateReductionPercent }) => {
+    const result = _calculateMortgagePointsMcp(loanAmount, baseRatePercent, termMonths, pointsCostPercent, rateReductionPercent);
+    if ("error" in result) return errText(result);
+    return text(JSON.stringify(result, null, 2));
+  }
+);
+var _PER_COOKIE_BYTE_LIMIT_MCP = 4096;
+var _DEFAULT_COOKIE_BUDGET_BYTES_MCP = 4096;
+function _calculateCookieSizeBudgetMcp(cookieHeader, budgetBytes = _DEFAULT_COOKIE_BUDGET_BYTES_MCP) {
+  if (typeof cookieHeader !== "string" || !cookieHeader.trim()) {
+    return { error: "A Cookie header value is required" };
+  }
+  if (!Number.isFinite(budgetBytes) || budgetBytes <= 0) {
+    return { error: "Budget must be a positive number of bytes" };
+  }
+  const parts = cookieHeader.split(";").map((p) => p.trim()).filter(Boolean);
+  if (parts.length === 0) return { error: "A Cookie header value is required" };
+  const cookies = [];
+  for (const part of parts) {
+    const eq = part.indexOf("=");
+    if (eq === -1) return { error: `Malformed cookie pair "${part}" is missing '='` };
+    const name = part.slice(0, eq).trim();
+    const value = part.slice(eq + 1).trim();
+    if (!name) return { error: "Cookie name cannot be empty" };
+    const bytes = Buffer.byteLength(`${name}=${value}`, "utf8");
+    cookies.push({ name, value, bytes, exceedsPerCookieLimit: bytes > _PER_COOKIE_BYTE_LIMIT_MCP });
+  }
+  const totalBytes = cookies.reduce((sum, c) => sum + c.bytes, 0) + Math.max(cookies.length - 1, 0) * 2;
+  return {
+    cookies,
+    cookieCount: cookies.length,
+    totalBytes,
+    budgetBytes,
+    exceedsBudget: totalBytes > budgetBytes
+  };
+}
+server.tool(
+  "calculate_cookie_size_budget",
+  "Parse a Cookie request header's name=value pairs and compute each cookie's serialized byte size and the total header size, flagging any cookie over RFC 6265's 4096-byte per-cookie guarantee and the total against a configurable budget (4096 bytes by default).",
+  {
+    cookieHeader: z.string().describe('The Cookie header value to parse, e.g. "session=abc123; theme=dark"'),
+    budgetBytes: z.number().optional().describe("Total byte budget to check against; defaults to 4096")
+  },
+  async ({ cookieHeader, budgetBytes }) => {
+    const result = _calculateCookieSizeBudgetMcp(cookieHeader, budgetBytes ?? _DEFAULT_COOKIE_BUDGET_BYTES_MCP);
+    if ("error" in result) return errText(result);
+    return text(JSON.stringify(result, null, 2));
+  }
+);
 var transport = new StdioServerTransport();
 await server.connect(transport);

package/package.json

@@ -1,6 +1,6 @@
 {
   "name": "@utilix-tech/mcp",
-  "version": "0.72.0",
+  "version": "0.73.0",
   "description": "MCP server exposing 198 Utilix developer tools to Claude, Cursor, VS Code Copilot, and any MCP-compatible AI assistant.",
   "author": "Utilix <hello@utilix.tech>",
   "license": "MIT",