@utilix-tech/mcp 0.63.0 → 0.64.0

package/CHANGELOG.md

@@ -2,6 +2,10 @@
 
 Full release notes for all Utilix surfaces (browser tools, REST API, SDKs, MCP server) live at [utilix.tech/changelog](https://utilix.tech/changelog). This file tracks just this package.
 
+## 0.64.0
+- Add `calculate_loan_refinance` tool: compare a current loan's remaining payments against a new refinanced loan on the same outstanding balance, and compute the monthly savings and the break-even month where cumulative savings recoup the closing costs.
+- Add `parse_multipart_form_data` tool: parse a raw multipart/form-data request body into its individual parts (field name, filename, headers, decoded value) per RFC 7578, with an optional Content-Type header value to extract the boundary from.
+
 ## 0.63.0
 - Add `plan_debt_payoff` tool: simulate paying off a list of debts under both the snowball (smallest balance first) and avalanche (highest rate first) strategies given a fixed extra monthly payment, and compare months to payoff and total interest.
 - Add `audit_dependency_ranges` tool: classify each dependency's version specifier range type and flag wildcard ranges, the "latest" tag, git/URL/file/link dependencies, and packages listed with conflicting or redundant ranges across sections.

package/README.md

@@ -1,6 +1,6 @@
 # @utilix-tech/mcp
 
-MCP server exposing 218 developer utility tools to Claude, Cursor, VS Code Copilot, and any [Model Context Protocol](https://modelcontextprotocol.io) compatible AI assistant.
+MCP server exposing 220 developer utility tools to Claude, Cursor, VS Code Copilot, and any [Model Context Protocol](https://modelcontextprotocol.io) compatible AI assistant.
 
 No API key required. All tools run locally. Requires Node.js 18 or later.
 
@@ -162,7 +162,7 @@ claude mcp add utilix -- npx -y @utilix-tech/mcp
 | `convert_timezone` | Convert a date/time between timezones |
 | `convert_iso8601_duration` | Parse an ISO 8601 duration into components and total seconds, or format seconds into a duration string |
 
-### Units (38 tools)
+### Units (39 tools)
 | Tool | Description |
 |------|-------------|
 | `convert_bytes` | Convert between B, KB, MB, GB, TB, KiB, MiB, GiB, TiB |
@@ -203,8 +203,9 @@ claude mcp add utilix -- npx -y @utilix-tech/mcp
 | `calculate_freelancer_rate` | Solve for the minimum hourly rate a freelancer must charge to hit a target annual income, given billable hours, weeks worked, overhead, and a profit margin |
 | `calculate_extra_payment_payoff` | Compute how much faster a fixed-rate loan pays off, and how much interest is saved, when a fixed extra amount is added to every monthly payment |
 | `plan_debt_payoff` | Simulate paying off a list of debts under both the snowball (smallest balance first) and avalanche (highest rate first) strategies given a fixed extra monthly payment, and compare months to payoff and total interest |
+| `calculate_loan_refinance` | Compare a current loan's remaining payments against a new refinanced loan on the same outstanding balance, and compute the monthly savings and the break-even month where cumulative savings recoup the closing costs |
 
-### API / Network (37 tools)
+### API / Network (38 tools)
 | Tool | Description |
 |------|-------------|
 | `decode_jwt` | Decode a JWT: header, payload, and expiry |
@@ -246,6 +247,7 @@ claude mcp add utilix -- npx -y @utilix-tech/mcp
 | `parse_priority_header` | Parse an existing Priority header value into its urgency and incremental fields, with spec defaults applied |
 | `lookup_close_code` | Look up what a WebSocket close code means, per RFC 6455 and the IANA reserved ranges |
 | `list_close_codes` | List every well-known WebSocket close code (1000-1015) |
+| `parse_multipart_form_data` | Parse a raw multipart/form-data request body into its individual parts: field name, filename, headers, and decoded value, per RFC 7578 |
 
 ### Color (4 tools)
 | Tool | Description |

package/dist/index.js

@@ -10187,5 +10187,140 @@ server.tool(
     return text(JSON.stringify(result, null, 2));
   }
 );
+function _calculateLoanForRefinanceMcp(principal, annualRatePercent, termMonths) {
+  if (!Number.isFinite(principal) || principal <= 0) return { error: "Principal must be a positive number" };
+  if (!Number.isFinite(annualRatePercent) || annualRatePercent < 0) {
+    return { error: "Annual interest rate must be zero or a positive number" };
+  }
+  if (!Number.isInteger(termMonths) || termMonths <= 0) {
+    return { error: "Term must be a positive whole number of months" };
+  }
+  const monthlyRate = annualRatePercent / 100 / 12;
+  let monthlyPayment;
+  if (monthlyRate === 0) {
+    monthlyPayment = principal / termMonths;
+  } else {
+    const factor = Math.pow(1 + monthlyRate, termMonths);
+    monthlyPayment = principal * monthlyRate * factor / (factor - 1);
+  }
+  let balance = _roundMoneyMcp(principal);
+  let totalPayment = 0;
+  for (let month = 1; month <= termMonths; month++) {
+    const interest = monthlyRate === 0 ? 0 : _roundMoneyMcp(balance * monthlyRate);
+    let principalPortion = _roundMoneyMcp(monthlyPayment) - interest;
+    if (month === termMonths || principalPortion > balance) principalPortion = balance;
+    const payment = _roundMoneyMcp(principalPortion + interest);
+    balance = _roundMoneyMcp(balance - principalPortion);
+    totalPayment += payment;
+  }
+  return {
+    monthlyPayment: _roundMoneyMcp(monthlyPayment),
+    totalPayment: _roundMoneyMcp(totalPayment),
+    totalInterest: _roundMoneyMcp(totalPayment - principal),
+    termMonths
+  };
+}
+function _calculateLoanRefinanceMcp(currentBalance, currentRatePercent, currentRemainingMonths, newRatePercent, newTermMonths, closingCosts) {
+  const current = _calculateLoanForRefinanceMcp(currentBalance, currentRatePercent, currentRemainingMonths);
+  if ("error" in current) return current;
+  const refinanced = _calculateLoanForRefinanceMcp(currentBalance, newRatePercent, newTermMonths);
+  if ("error" in refinanced) return refinanced;
+  if (!Number.isFinite(closingCosts) || closingCosts < 0) {
+    return { error: "Closing costs must be zero or a positive number" };
+  }
+  const monthlySavings = _roundMoneyMcp(current.monthlyPayment - refinanced.monthlyPayment);
+  const breakEvenMonths = monthlySavings > 0 ? Math.ceil(closingCosts / monthlySavings) : null;
+  return {
+    currentMonthlyPayment: current.monthlyPayment,
+    newMonthlyPayment: refinanced.monthlyPayment,
+    monthlySavings,
+    closingCosts: _roundMoneyMcp(closingCosts),
+    breakEvenMonths,
+    currentTotalInterest: current.totalInterest,
+    newTotalInterest: refinanced.totalInterest,
+    totalInterestSavings: _roundMoneyMcp(current.totalInterest - refinanced.totalInterest)
+  };
+}
+server.tool(
+  "calculate_loan_refinance",
+  "Compare a current loan's remaining payments against a new refinanced loan on the same outstanding balance, and compute the monthly savings and the break-even month where cumulative monthly savings recoup the closing costs.",
+  {
+    currentBalance: z.number().describe("Outstanding balance on the current loan"),
+    currentRatePercent: z.number().describe("Current loan's annual interest rate as a percent, e.g. 6.5"),
+    currentRemainingMonths: z.number().int().describe("Months remaining on the current loan"),
+    newRatePercent: z.number().describe("New (refinanced) loan's annual interest rate as a percent, e.g. 5.5"),
+    newTermMonths: z.number().int().describe("New loan's term in months"),
+    closingCosts: z.number().describe("Total closing costs to refinance")
+  },
+  async ({ currentBalance, currentRatePercent, currentRemainingMonths, newRatePercent, newTermMonths, closingCosts }) => {
+    const result = _calculateLoanRefinanceMcp(currentBalance, currentRatePercent, currentRemainingMonths, newRatePercent, newTermMonths, closingCosts);
+    if ("error" in result) return errText(result);
+    return text(JSON.stringify(result, null, 2));
+  }
+);
+function _extractMultipartBoundaryMcp(contentType) {
+  if (!contentType) return null;
+  const match = contentType.match(/boundary=(?:"([^"]*)"|([^;\s]+))/i);
+  if (!match) return null;
+  return match[1] ?? match[2] ?? null;
+}
+function _parseMultipartFormDataMcp(body, boundary) {
+  if (!body || !body.trim()) return { error: "Body is empty" };
+  if (!boundary || !boundary.trim()) return { error: "Boundary is required" };
+  const normalized = body.replace(/\r\n/g, "\n");
+  const delimiter = `--${boundary}`;
+  const segments = normalized.split(delimiter);
+  if (segments.length < 3) {
+    return { error: `No parts found for boundary "${boundary}"; check that it matches the boundary used in the body` };
+  }
+  const parts = [];
+  for (let i = 1; i < segments.length; i++) {
+    let segment = segments[i];
+    if (segment.startsWith("--")) break;
+    segment = segment.replace(/^\n/, "").replace(/\n$/, "");
+    const headerEnd = segment.indexOf("\n\n");
+    if (headerEnd === -1) continue;
+    const headerBlock = segment.slice(0, headerEnd);
+    const value = segment.slice(headerEnd + 2);
+    const headers = {};
+    for (const line of headerBlock.split("\n")) {
+      const colon = line.indexOf(":");
+      if (colon === -1) continue;
+      headers[line.slice(0, colon).trim().toLowerCase()] = line.slice(colon + 1).trim();
+    }
+    const disposition = headers["content-disposition"] ?? "";
+    const nameMatch = disposition.match(/name="([^"]*)"/);
+    const filenameMatch = disposition.match(/filename="([^"]*)"/);
+    const partContentType = headers["content-type"] ?? "";
+    const isBinary = !!filenameMatch && !partContentType.startsWith("text/") && !partContentType.includes("json") && !partContentType.includes("xml");
+    parts.push({
+      name: nameMatch ? nameMatch[1] : null,
+      filename: filenameMatch ? filenameMatch[1] : null,
+      headers,
+      value,
+      isBinary
+    });
+  }
+  if (parts.length === 0) {
+    return { error: `No parts found for boundary "${boundary}"; check that it matches the boundary used in the body` };
+  }
+  return { boundary, parts };
+}
+server.tool(
+  "parse_multipart_form_data",
+  "Parse a raw multipart/form-data request body into its individual parts: field name, filename (for file fields), headers, and decoded value, per RFC 7578. Give the boundary directly, or the request's Content-Type header value to extract it from automatically.",
+  {
+    body: z.string().min(1).describe("The raw multipart/form-data request body"),
+    boundary: z.string().optional().describe("The multipart boundary (without the leading --), if known directly"),
+    contentType: z.string().optional().describe("Alternative to boundary: the request's Content-Type header value, from which the boundary is extracted")
+  },
+  async ({ body, boundary, contentType }) => {
+    const resolvedBoundary = boundary ?? (contentType ? _extractMultipartBoundaryMcp(contentType) : null);
+    if (!resolvedBoundary) return errText({ error: "boundary is required (either directly, or via a contentType header containing a boundary parameter)" });
+    const result = _parseMultipartFormDataMcp(body, resolvedBoundary);
+    if ("error" in result) return errText(result);
+    return text(JSON.stringify(result, null, 2));
+  }
+);
 var transport = new StdioServerTransport();
 await server.connect(transport);

package/package.json

@@ -1,6 +1,6 @@
 {
   "name": "@utilix-tech/mcp",
-  "version": "0.63.0",
+  "version": "0.64.0",
   "description": "MCP server exposing 198 Utilix developer tools to Claude, Cursor, VS Code Copilot, and any MCP-compatible AI assistant.",
   "author": "Utilix <hello@utilix.tech>",
   "license": "MIT",