@trustchex/react-native-sdk 1.512.1 → 1.513.0

package/lib/module/Screens/Static/ResultScreen.js

@@ -807,6 +807,26 @@ const ResultScreen = () => {
                   })]
                 })
               })]
+            }), appContext.identificationInfo.address && (appContext.identificationInfo.address.addressText || appContext.identificationInfo.address.proofImage) && /*#__PURE__*/_jsxs(View, {
+              style: styles.addressSection,
+              children: [/*#__PURE__*/_jsx(Text, {
+                style: styles.mrzTextLabel,
+                children: t('addressCaptureScreen.addressLabel')
+              }), appContext.identificationInfo.address.addressText ? /*#__PURE__*/_jsx(Text, {
+                style: styles.addressText,
+                children: appContext.identificationInfo.address.addressText
+              }) : null, appContext.identificationInfo.address.proofImage ? /*#__PURE__*/_jsxs(_Fragment, {
+                children: [/*#__PURE__*/_jsx(Text, {
+                  style: styles.addressProofLabel,
+                  children: t('addressCaptureScreen.proofLabel')
+                }), /*#__PURE__*/_jsx(Image, {
+                  style: styles.addressProofImage,
+                  resizeMode: "contain",
+                  source: {
+                    uri: `data:image/jpeg;base64,${appContext.identificationInfo.address.proofImage}`
+                  }
+                })]
+              }) : null]
             }), appContext.identificationInfo.livenessDetection?.videoPath && /*#__PURE__*/_jsxs(_Fragment, {
               children: [/*#__PURE__*/_jsx(Text, {
                 style: styles.sectionHeader,
@@ -1090,6 +1110,32 @@ const styles = StyleSheet.create({
     lineHeight: 14,
     color: '#1F2937'
   },
+  addressSection: {
+    marginTop: 16,
+    padding: 12,
+    backgroundColor: '#F3F4F6',
+    borderRadius: 8,
+    borderWidth: 1,
+    borderColor: '#D1D5DB'
+  },
+  addressText: {
+    fontSize: 14,
+    lineHeight: 20,
+    color: '#1F2937'
+  },
+  addressProofLabel: {
+    fontSize: 12,
+    fontWeight: '600',
+    color: '#6B7280',
+    marginTop: 12,
+    marginBottom: 8
+  },
+  addressProofImage: {
+    width: '100%',
+    // Portrait frame so the whole document shows upright, letterboxed not cropped.
+    aspectRatio: 3 / 4,
+    borderRadius: 8
+  },
   trustchexLogo: {
     width: 150,
     height: 75,

package/lib/module/Shared/Animations/address-scan.json

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package/lib/module/Shared/Components/DebugNavigationPanel.js

@@ -149,6 +149,16 @@ const DebugNavigationPanel = () => {
         appContext.currentWorkflowStep = step;
       }
     }
+  }, {
+    screen: 'AddressCaptureScreen',
+    label: 'Address',
+    setupDemo: () => {
+      setupDemoSession(true);
+      const step = appContext.workflowSteps?.find(s => s.type === 'ADDRESS_CAPTURE');
+      if (step) {
+        appContext.currentWorkflowStep = step;
+      }
+    }
   }, {
     screen: 'LivenessDetectionScreen',
     label: 'Liveness',

package/lib/module/Shared/Components/EIDScanner.js

@@ -11,7 +11,7 @@ import { debugError, debugLog } from "../Libs/debug.utils.js";
 import { eidReader } from "../EIDReader/eidReader.js";
 import NativeProgressBar from "./NativeProgressBar.js";
 import { buildDocumentName } from "../Libs/mrzTransliteration.js";
-import { recoverVizName, recognizeVizBlocks } from "../Libs/vizName.js";
+import { recoverVizName, recognizeVizBlocks, voteVizName } from "../Libs/vizName.js";
 import { normalizeFromMRZInfo, normalizeFromMRZFields } from "../Libs/documentDataNormalizer.js";
 import { compareChipToViz } from "../Libs/chipVizMatch.js";
 import { useTranslation } from 'react-i18next';
@@ -38,6 +38,7 @@ const EIDScanner = ({
   documentType,
   vizMrzFields,
   vizImage,
+  vizImages,
   onScanSuccess,
   isNFCSupported
 }) => {
@@ -256,11 +257,22 @@ const EIDScanner = ({
           // VIZ candidate when DG11 did NOT provide a clean two-part name.
           const dg11HasBothNames = !!passportData.dg11FirstName && !!passportData.dg11LastName;
           // Only OCR the VIZ when DG11 didn't already provide a clean name.
-          const vizBlocks = !dg11HasBothNames ? await recognizeVizBlocks(vizImage) : [];
-          const viz = vizBlocks.length ? recoverVizName(vizBlocks, documentData.firstName, documentData.lastName, Math.max(...vizBlocks.map(b => b.top))) : null;
+          // OCR every available image (data page + ID front/back) and fuse the
+          // recovered names by majority vote, so one noisy OCR pass can't corrupt
+          // the diacritic name. De-dup images so the same capture isn't voted
+          // twice (which would let a single pass outvote the others).
+          const vizSources = !dg11HasBothNames ? Array.from(new Set([vizImage, ...(vizImages ?? [])].filter(Boolean))) : [];
+          const perImage = await Promise.all(vizSources.map(async img => {
+            const blocks = await recognizeVizBlocks(img);
+            if (!blocks.length) return null;
+            return recoverVizName(blocks, documentData.firstName, documentData.lastName, Math.max(...blocks.map(b => b.top)), documentData.issuingCountry);
+          }));
+          const candidates = perImage.filter(c => c !== null);
+          const viz = candidates.length ? voteVizName(candidates) : null;
           debugLog('VIZName', 'eid recovery', {
             dg11HasBothNames,
-            vizBlockCount: vizBlocks.length,
+            sources: vizSources.length,
+            candidates: candidates.length,
             matchedFirst: !!viz?.vizFirst,
             matchedLast: !!viz?.vizLast,
             mismatch: viz?.mismatch ?? false

package/lib/module/Shared/Components/IdentityDocumentCamera.js

@@ -22,7 +22,7 @@ import { speak, resetLastMessage } from "../Libs/tts.utils.js";
 import AppContext from "../Contexts/AppContext.js";
 import { useTheme } from "../Contexts/ThemeContext.js";
 import DebugOverlay, { TestModePanel } from "./DebugOverlay.js";
-import { getStatusMessage, getFrameToScreenTransform, transformBoundsToScreen, getScanAreaBounds, angleBetweenPoints, detectDocumentType, determineDocumentTypeToSet, areMRZFieldsEqual, hasRequiredMRZFields, validateFacePosition, isPassportDocumentCode } from "./IdentityDocumentCamera.utils.js";
+import { getStatusMessage, getFrameToScreenTransform, transformBoundsToScreen, getScanAreaBounds, angleBetweenPoints, detectDocumentType, determineDocumentTypeToSet, areMRZFieldsEqual, hasRequiredMRZFields, validateFacePosition, isPassportDocumentCode, StableFlag } from "./IdentityDocumentCamera.utils.js";
 import { handlePassportFlow, handleIDFrontFlow, handleIDBackFlow, getNextStepAfterHologram } from "./IdentityDocumentCamera.flows.js";
 import { HOLOGRAM_IMAGE_COUNT, HOLOGRAM_DETECTION_THRESHOLD, HOLOGRAM_DETECTION_RETRY_COUNT, HOLOGRAM_CAPTURE_INTERVAL, HOLOGRAM_MAX_FRAMES_WITHOUT_FACE, MIN_BRIGHTNESS_THRESHOLD, MAX_BRIGHTNESS_THRESHOLD, FACE_EDGE_MARGIN_PERCENT, MAX_CONSECUTIVE_QUALITY_FAILURES, REQUIRED_CONSISTENT_DOCTYPE_DETECTIONS, HELP_PROMPT_DELAY_MS, SIGNATURE_TEXT_REGEX, MRZ_BLOCK_PATTERN, MIN_CARD_FACE_SIZE_PERCENT } from "./IdentityDocumentCamera.constants.js";
 
@@ -99,6 +99,31 @@ const IdentityDocumentCamera = ({
   const consecutiveQualityFailures = useRef(0);
   const mrzDetectionCurrentRetryCount = useRef(0);
 
+  // Hysteresis for the on-screen quality guidance. Brightness/blur/glare are
+  // measured every frame; feeding the raw per-frame booleans straight into
+  // state made the guidance strobe (a single blurry hand-shake frame flipped
+  // "hold steady" on and off). These smooth each flag: it appears after a few
+  // confirming frames and lingers briefly before clearing, so the message is
+  // stable and only reflects a sustained condition. Raise fast (react to real
+  // problems), clear slow (don't flicker off on one good frame).
+  const brightnessLowFlag = useRef(new StableFlag(2, 5));
+  const blurryFlag = useRef(new StableFlag(3, 6));
+  const glareFlag = useRef(new StableFlag(2, 5));
+  // Glare is asserted by accept-time helpers that run inside the (separately
+  // scoped) handleFaceAndText callback, so it can't flow through a handler
+  // local. This ref is cleared at the top of each frame and set true if any
+  // glare check in that frame found glare; the handler reads it to feed
+  // `glareFlag`. `hadGlareText` distinguishes "card present but glaring" from
+  // an empty view so the warning only shows over an actual document.
+  const rawGlareRef = useRef(false);
+  // Whether a document was visible in the PREVIOUS frame (recognized text,
+  // barcode, or face). The quality guidance is stabilized BEFORE the quality
+  // gate (so dark/blurry frames — which the gate early-returns on — can still
+  // raise their warnings), but document-presence is only known LATER in the
+  // frame, so blur/glare are gated on the previous frame's value. One-frame lag
+  // at ~8fps is imperceptible and the hysteresis smooths it.
+  const documentPresentRef = useRef(false);
+
   // MRZ stability tracking - require consistent valid reads
   const lastValidMRZText = useRef(null);
   const lastValidMRZFields = useRef(null);
@@ -422,8 +447,13 @@ const IdentityDocumentCamera = ({
       100,
       // Full face height
       MAX_BRIGHTNESS_THRESHOLD);
-      setIsGlareDetected(hasGlare);
-      if (hasGlare) diagStats.current.hadGlare = true;
+      // OR-accumulate into the per-frame glare signal (reset at frame top); the
+      // frame handler feeds it through the stabilized UI flag. Also record the
+      // diagnostic.
+      if (hasGlare) {
+        rawGlareRef.current = true;
+        diagStats.current.hadGlare = true;
+      }
       return hasGlare;
     } catch (error) {
       return false; // Assume no glare on error
@@ -442,8 +472,13 @@ const IdentityDocumentCamera = ({
     try {
       // Check center 80% region for glare (document area)
       const hasGlare = await OpenCVModule.isRectangularRegionBright(image, Math.round(width * 0.1), Math.round(height * 0.1), Math.round(width * 0.8), Math.round(height * 0.8), MAX_BRIGHTNESS_THRESHOLD);
-      setIsGlareDetected(hasGlare);
-      if (hasGlare) diagStats.current.hadGlare = true;
+      // OR-accumulate into the per-frame glare signal (reset at frame top); the
+      // frame handler feeds it through the stabilized UI flag. Also record the
+      // diagnostic.
+      if (hasGlare) {
+        rawGlareRef.current = true;
+        diagStats.current.hadGlare = true;
+      }
       return hasGlare;
     } catch (error) {
       return false;
@@ -511,7 +546,16 @@ const IdentityDocumentCamera = ({
     }
     validMRZConsecutiveCount.current = 0;
     cachedBarcode.current = null; // Clear cached barcode on step change
-
+    // Start each step with clean, non-flickering guidance (no stale warning
+    // carried over from the previous side).
+    brightnessLowFlag.current.reset(false);
+    blurryFlag.current.reset(false);
+    glareFlag.current.reset(false);
+    rawGlareRef.current = false;
+    documentPresentRef.current = false;
+    setIsBrightnessLow(false);
+    setIsFrameBlurry(false);
+    setIsGlareDetected(false);
     if (nextStepType !== 'COMPLETED') {
       setTimeout(() => {
         setStatus('SEARCHING');
@@ -1407,17 +1451,26 @@ const IdentityDocumentCamera = ({
     } catch (error) {
       isRegionBright = isOverallBright;
     }
-    setIsBrightnessLow(!isRegionBright);
-    if (!isRegionBright) diagStats.current.hadLowBrightness = true;
-
-    // Reset glare to false at the start of every frame. The glare helpers
-    // (checkDocumentGlare/checkFaceGlare) only run at accept-time and set it
-    // true when they find glare; without this per-frame clear the flag would
-    // latch — a "Glare detected" warning would stick over a now-clean view
-    // (and, once a face is locked, the face-glare site never runs again so it
-    // could never clear at all). The accept-time checks run later in this same
-    // frame's handlers and re-assert true if glare is still present.
-    setIsGlareDetected(false);
+
+    // Raw per-frame quality readings. The UI-facing warnings are NOT set from
+    // these directly — they are stabilized (hysteresis) and gated on document
+    // presence at the end of the handler so the guidance doesn't strobe or nag
+    // over an empty view. The raw values still feed the frame-processing
+    // quality gate below unchanged.
+    const rawBrightnessLow = !isRegionBright;
+    if (rawBrightnessLow) diagStats.current.hadLowBrightness = true;
+
+    // Per-frame glare is asserted by the accept-time helpers (checkDocumentGlare
+    // /checkFaceGlare), but those run inside handleFaceAndText which is fired
+    // (async, un-awaited) LATER in this handler — so this frame's glare result
+    // isn't known yet at the stabilization block below. We therefore feed the
+    // stabilizer the PREVIOUS frame's glare signal (captured here before the
+    // reset). At ~8fps the one-frame lag is imperceptible and the hysteresis
+    // smooths it anyway; without this the read would always see false and the
+    // glare warning could never fire. Reset after capturing so a now-clean
+    // view clears (no latch).
+    const prevFrameGlare = rawGlareRef.current;
+    rawGlareRef.current = false;
 
     // Check blur only in center region (area of interest) to avoid false positives
     // from iOS depth-of-field background blur
@@ -1437,10 +1490,9 @@ const IdentityDocumentCamera = ({
       50 // threshold
       );
       isNotBlurry = !isBlurry;
-      setIsFrameBlurry(isBlurry);
       if (isBlurry) diagStats.current.hadBlurryFrames = true;
     } catch (error) {
-      setIsFrameBlurry(false);
+      isBlurry = false;
     }
 
     // Flush accumulated camera stats into the diagnostics collector.
@@ -1465,6 +1517,29 @@ const IdentityDocumentCamera = ({
     // Only proceed if image quality is acceptable
     const hasAcceptableQuality = isRegionBright && isNotBlurry;
 
+    // --- Stabilized, presence-gated quality guidance -------------------
+    // MUST run BEFORE the quality-gate early-return below: a dark or blurry
+    // frame is exactly what makes hasAcceptableQuality false, so if this ran
+    // after the gate the "too dark" / "hold steady" warnings could never
+    // raise (their triggering frames would have already returned). Blur/glare
+    // are gated on document presence; brightness shows regardless, since a
+    // dark room is worth flagging before the card is even framed.
+    //
+    // Presence combines the previous frame's confirmed value (documentPresent-
+    // Ref, set post-detection) with a CHEAP raw-frame proxy read directly off
+    // the native ML Kit results (faces/text/barcodes are on `frame` before any
+    // processing). Without the raw proxy, a document that is blurry/dark from
+    // its very first framed moment would keep failing the quality gate and
+    // early-returning before documentPresentRef is ever set true — suppressing
+    // its blur/glare hints for ~30 frames. The proxy lets the hint fire on the
+    // first framed frame.
+    const rawDocumentPresent = (frame.faces?.length ?? 0) > 0 || (frame.textBlocks?.length ?? 0) > 0 || (frame.barcodes?.length ?? 0) > 0;
+    const documentWasPresent = documentPresentRef.current || rawDocumentPresent;
+    setIsBrightnessLow(brightnessLowFlag.current.push(rawBrightnessLow));
+    setIsFrameBlurry(blurryFlag.current.push(documentWasPresent && isBlurry));
+    setIsGlareDetected(glareFlag.current.push(documentWasPresent && prevFrameGlare));
+    // -------------------------------------------------------------------
+
     // Store quality metrics in ref for access in handleFaceAndText callback
     lastFrameQuality.current = {
       hasAcceptableQuality,
@@ -1698,6 +1773,12 @@ const IdentityDocumentCamera = ({
         setAllElementsDetected(false);
       }
 
+      // Record whether a document is present THIS frame (recognized text, a
+      // barcode, or a face) so next frame's blur/glare gating can read it.
+      // The stabilized guidance itself is set earlier, before the quality
+      // gate — see the block above `hasAcceptableQuality`.
+      documentPresentRef.current = textBlocks.length > 0 || barcodes.length > 0 || detectedFaces.length > 0 || cachedBarcode.current !== null;
+
       // Check if detected elements are inside the scan area
       const {
         scanLeft,

package/lib/module/Shared/Components/IdentityDocumentCamera.utils.js

@@ -4,6 +4,53 @@ import { Dimensions } from 'react-native';
 import { SIGNATURE_REGEX, PASSPORT_MRZ_PATTERN, MRZ_DENSE_PATTERN } from "./IdentityDocumentCamera.constants.js";
 import { debugLog, isDebugEnabled } from "../Libs/debug.utils.js";
 
+/**
+ * Debounced boolean with hysteresis, for stabilizing per-frame quality flags.
+ *
+ * The camera measures brightness/blur/glare on EVERY frame, and a single noisy
+ * frame (a momentary blur while the hand moves, one dark frame) would otherwise
+ * flip the on-screen guidance on and off many times a second — a distracting
+ * flicker. This smooths a raw per-frame boolean so it only turns ON after
+ * `raiseFrames` consecutive true readings and only turns OFF after `clearFrames`
+ * consecutive false readings; isolated opposite frames are absorbed. Asymmetric
+ * by design: warnings should appear promptly once a problem is real (small
+ * `raiseFrames`) but linger briefly so they don't strobe (larger `clearFrames`).
+ */
+export class StableFlag {
+  streak = 0;
+  constructor(raiseFrames, clearFrames, initial = false) {
+    this.raiseFrames = raiseFrames;
+    this.clearFrames = clearFrames;
+    this.value = initial;
+    this.lastRaw = initial;
+  }
+
+  /** Feed one raw measurement; returns the current stabilized value. */
+  push(raw) {
+    if (raw === this.lastRaw) {
+      this.streak++;
+    } else {
+      this.streak = 1;
+      this.lastRaw = raw;
+    }
+    if (raw !== this.value) {
+      const needed = raw ? this.raiseFrames : this.clearFrames;
+      if (this.streak >= needed) this.value = raw;
+    }
+    return this.value;
+  }
+
+  /** Force the stabilized value (e.g. on step change) without waiting. */
+  reset(value) {
+    this.value = value;
+    this.lastRaw = value;
+    this.streak = 0;
+  }
+  get current() {
+    return this.value;
+  }
+}
+
 /**
  * Checks if a document code represents an ID card (TD1/TD2).
  * Per ICAO 9303, valid ID card codes start with 'I', 'A', or 'C'.

package/lib/module/Shared/Libs/addressProofHeuristic.js

@@ -0,0 +1,130 @@
+"use strict";
+
+/**
+ * On-device, best-effort check that a captured address-proof photo actually
+ * looks like a document containing the holder's NAME and ADDRESS information.
+ *
+ * MASAK Tebliğ No. 32 Art. 4/C(1)(d) requires an OPERATOR to manually review the
+ * address proof, so this is only a soft quality gate: it nudges the user to
+ * retake an obviously-wrong photo (a selfie, a blank wall, the wrong document)
+ * before it wastes an operator's time. A negative result NEVER blocks the user.
+ *
+ * Input is the OCR text recognised on the captured proof photo (full image,
+ * via the native still-image recognizer), plus the holder's name and any chip
+ * (DG11) address tokens — no extra ML models, no network, works offline.
+ */
+
+import { foldDiacritics } from "./vizName.js";
+/**
+ * Address keywords across the languages this SDK targets (TR + common EU/EN).
+ * Matched as whole words after normalisation. A Set so membership is O(1) and
+ * duplicates collapse. Deliberately broad — recall over precision, since the
+ * operator makes the real decision — BUT we exclude very short tokens
+ * ('NO','IL','ST','SK','RD') that collide with everyday non-address text and
+ * would make the address signal fire on almost any document.
+ */
+const ADDRESS_KEYWORDS = new Set([
+// Turkish
+'MAH', 'MAHALLE', 'MAHALLESI', 'CAD', 'CADDE', 'CADDESI', 'SOK', 'SOKAK', 'APT', 'DAIRE', 'BINA', 'BLOK', 'KAPI', 'ILCE', 'SEHIR', 'POSTA', 'ADRES', 'BULVAR', 'BULVARI', 'SITE',
+// English / generic
+'STREET', 'AVENUE', 'AVE', 'ROAD', 'LANE', 'BLVD', 'BOULEVARD', 'APARTMENT', 'SUITE', 'FLOOR', 'BUILDING', 'CITY', 'TOWN', 'POSTAL', 'POSTCODE', 'ZIP', 'ADDRESS', 'DISTRICT', 'PROVINCE',
+// German (passports/utility bills are common)
+'STRASSE', 'PLATZ', 'GASSE', 'STADT', 'PLZ', 'ADRESSE']);
+
+/**
+ * Strip diacritics + uppercase so "Şişli" ~ "SISLI" and OCR variants align.
+ * Shares the SDK's canonical diacritic fold ({@link foldDiacritics}) so the
+ * address path and the VIZ-name path stay in sync (ß→SS, ø→O, ł→L, …).
+ */
+function normalize(input) {
+  return foldDiacritics(input);
+}
+
+/** Split into alphabetic / numeric tokens, dropping punctuation. */
+function tokenize(input) {
+  return normalize(input).split(/[^A-Z0-9]+/).filter(t => t.length > 0);
+}
+
+/**
+ * A postal-code-like run, REQUIRED to be flanked by address-ish context to
+ * avoid matching invoice/account/order numbers. We accept a 4–6 digit run only
+ * when it is not part of a longer digit run (so account numbers like 1234567890
+ * don't count) — `\b\d{4,6}\b` already excludes longer runs.
+ */
+const POSTAL_RE = /\b\d{4,6}\b/;
+
+/**
+ * Levenshtein distance ≤ 1 check (single insert/delete/substitute), used to
+ * tolerate one OCR slip in a name token (e.g. "SAYGI" read as "SAYGL").
+ */
+function withinEditDistance1(a, b) {
+  if (a === b) return true;
+  const la = a.length;
+  const lb = b.length;
+  if (Math.abs(la - lb) > 1) return false;
+  // Substitution (equal length): at most one differing char.
+  if (la === lb) {
+    let diffs = 0;
+    for (let i = 0; i < la; i++) {
+      if (a[i] !== b[i] && ++diffs > 1) return false;
+    }
+    return true;
+  }
+  // Insertion/deletion (length differs by 1): the shorter is a subsequence
+  // of the longer with exactly one extra char.
+  const [short, long] = la < lb ? [a, b] : [b, a];
+  let i = 0;
+  let j = 0;
+  let skips = 0;
+  while (i < short.length && j < long.length) {
+    if (short[i] === long[j]) {
+      i++;
+      j++;
+    } else if (++skips > 1) {
+      return false;
+    } else {
+      j++;
+    }
+  }
+  return true;
+}
+
+/**
+ * Assess whether the OCR text from a captured proof plausibly contains the
+ * holder's name and an address. Best-effort and tolerant of OCR noise.
+ */
+export function assessAddressProof(recognizedText, ctx) {
+  const text = (recognizedText ?? '').trim();
+  if (!text) {
+    // No text recognised at all (blank/sideways/too blurry) — fail soft.
+    return {
+      hasName: false,
+      hasAddress: false,
+      ok: false
+    };
+  }
+  const normText = normalize(text);
+  const tokens = tokenize(text);
+  const textTokens = new Set(tokens);
+
+  // --- Name: a name part (>=3 chars) appears as a token in the OCR text,
+  //     tolerating a single OCR slip (edit distance ≤1) on tokens of 4+ chars
+  //     so the holder's own document isn't flagged over one misread letter. ---
+  const nameTokens = ctx.nameParts.flatMap(p => p ? tokenize(p) : []).filter(t => t.length >= 3 && !/^\d+$/.test(t));
+  const hasName = nameTokens.some(n => textTokens.has(n) || n.length >= 4 && tokens.some(t => withinEditDistance1(n, t)));
+
+  // --- Address: postal code OR an address keyword OR overlap with the chip
+  //     address tokens (a strong, holder-specific signal). ---
+  const hasPostal = POSTAL_RE.test(normText);
+  const hasKeyword = tokens.some(t => ADDRESS_KEYWORDS.has(t));
+  const chipTokens = (ctx.chipAddress ? tokenize(ctx.chipAddress) : []).filter(t => t.length >= 3);
+  const chipOverlap = chipTokens.filter(t => textTokens.has(t)).length;
+  const hasChipMatch = chipOverlap >= 2; // ≥2 chip-address words present
+
+  const hasAddress = hasPostal || hasKeyword || hasChipMatch;
+  return {
+    hasName,
+    hasAddress,
+    ok: hasName && hasAddress
+  };
+}