@star-insure/sdk 1.1.18 → 1.1.19

package/src/lib/calculatePricing.tsx

@@ -0,0 +1,64 @@
+import { addGst } from ".";
+import type { PolicyEnhancement, QuoteRequestPurchaseOption } from "../types";
+
+interface CalculationArguments {
+    option: QuoteRequestPurchaseOption;
+    selectedEnhancements: PolicyEnhancement['id'][];
+    brokerFee?: number;
+}
+
+function calculateMonthly({ option, selectedEnhancements }: CalculationArguments) {
+    const premium = option.monthly_premium || 0;
+
+    const enhancementsCost = selectedEnhancements.reduce((acc, id) => {
+        const enhancement = option.enhancements?.find(e => e.id === id);
+        if (!enhancement) return acc;
+        const enhancementPremium = calcMonthlyEnhancementPrice(enhancement);
+
+        if (!acc) {
+            return enhancementPremium;
+        }
+
+        return acc + enhancementPremium;
+    }, 0) || 0;
+
+    return premium + enhancementsCost;
+}
+
+function calculateAnnually({ option, selectedEnhancements, brokerFee = 0 }: CalculationArguments) {
+    const premium = option.premium || 0;
+    const fsl = option.fsl || 0;
+    const enhancementsCost = selectedEnhancements.reduce((acc, id) => {
+        const enhancement = option.enhancements?.find(e => e.id === id);
+        if (!enhancement) return acc;
+        return (acc || 0) + (enhancement.premium || 0);
+    }, 0) || 0;
+
+    return premium + fsl + enhancementsCost + brokerFee;
+}
+
+export function calcMonthlyEnhancementPrice(enhancement: PolicyEnhancement): number {
+    if (!enhancement.premium) return 0;
+
+    const monthlyPremium = (enhancement.premium / 100) / 12;
+
+    if (enhancement.disable_rounding) {
+        return Math.round(monthlyPremium * 100);
+    }
+
+    return Math.round(Math.ceil(monthlyPremium) * 100);
+}
+
+export function calcPurchaseOptionPricing({ option, selectedEnhancements, brokerFee = 0 }: CalculationArguments) {
+    const monthly = calculateMonthly({ option, selectedEnhancements });
+    const annually = calculateAnnually({ option, selectedEnhancements, brokerFee });
+    const monthlyWithGst = addGst(monthly);
+    const annuallyWithGst = addGst(annually);
+
+    return {
+        monthly,
+        annually,
+        monthlyWithGst,
+        annuallyWithGst,
+    };
+}

package/src/lib/index.ts

@@ -10,3 +10,4 @@ export * from './quoteRequestForm';
 export * from './quoteRequestOptions';
 export * from './addressFinder';
 export * from './calculateAge';
+export * from './calculatePricing';