@spritz-finance/api-client 0.5.0 → 0.6.0

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package/README.md CHANGED
@@ -820,8 +820,10 @@ const accounts = await client.virtualAccounts.list()
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  ACH onramp lets users convert USD from their bank account into USDC delivered to a Solana wallet. The flow is:
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  1. **Link bank account** via Plaid → funding source created automatically
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- 2. **Bind wallet** — user signs a message proving wallet ownership
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- 3. **Create deposit** — user authorizes an ACH debit, USDC released to wallet
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+ 2. **Prepare deposit** — quote and ACH authorization message for the user to review
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+ 3. **Create deposit** — confirm to debit the bank and release USDC to the wallet
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+ Authorization is derived from the verified ACH funding source — no wallet signature is required.
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  For a complete walkthrough with code examples, request/response schemas, and deposit lifecycle documentation, see the **[ACH Onramp Integration Guide](docs/ach-onramp-guide.md)**.
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