@spritz-finance/api-client 0.0.3 → 0.0.5

This diff represents the content of publicly available package versions that have been released to one of the supported registries. The information contained in this diff is provided for informational purposes only and reflects changes between package versions as they appear in their respective public registries.
package/LICENCE ADDED
@@ -0,0 +1,15 @@
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+ ISC License
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+
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+ Copyright (c) 2023, Spritz Finance Inc.
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+
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+ Permission to use, copy, modify, and/or distribute this software for any
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+ purpose with or without fee is hereby granted, provided that the above
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+ copyright notice and this permission notice appear in all copies.
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+
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+ THE SOFTWARE IS PROVIDED "AS IS" AND THE AUTHOR DISCLAIMS ALL WARRANTIES
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+ WITH REGARD TO THIS SOFTWARE INCLUDING ALL IMPLIED WARRANTIES OF
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+ MERCHANTABILITY AND FITNESS. IN NO EVENT SHALL THE AUTHOR BE LIABLE FOR
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+ ANY SPECIAL, DIRECT, INDIRECT, OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES
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+ WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER IN AN
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+ ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF
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+ OR IN CONNECTION WITH THE USE OR PERFORMANCE OF THIS SOFTWARE.
package/README.md CHANGED
@@ -28,8 +28,12 @@ const client = SpritzApiClient.initialize(Environment.Staging, 'YOUR_API_KEY_HER
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  ## Bank Accounts
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+ Spritz provides robust support for bank accounts, allowing you to easily manage and interact with a user's bank account. To leverage these capabilities, you can utilize our specific methods and functionalities designed for bank accounts.
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+
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  ### List user bank accounts
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+ You can retrieve a comprehensive list of all bank accounts that have been linked to a user's account using this functionality.
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+
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  ```typescript
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  const bankAccounts = await client.bankAccounts.list()
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  ```
@@ -40,33 +44,37 @@ The bank accounts endpoint returns a standard response comprising an array of al
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  ```typescript
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  const bankAccounts = [{
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- id: "62d17d3b377dab6c1342136e",
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- name: "Precious Savings",
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- type: "BankAccount",
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- bankAccountType: "USBankAccount",
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- bankAccountSubType: "Checking",
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- userId: "62d17d3b377dab6c1342136e",
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- accountNumber: "1234567",
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- bankAccountDetails: {
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- routingNumber: "00000123",
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- }
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- country: "US",
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- currency: "USD",
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- email: "bilbo@shiremail.net",
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- holder: "Bilbo Baggins",
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- institution: {
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- id: "62d27d4b277dab3c1342126e",
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- name: "Shire Bank",
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- logo: "https://tinyurl.com/shire-bank-logo",
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- },
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- ownedByUser: true,
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- createdAt: "2023-05-03T11:25:02.401Z",
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+ id: "62d17d3b377dab6c1342136e",
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+ name: "Precious Savings",
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+ type: "BankAccount",
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+ bankAccountType: "USBankAccount",
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+ bankAccountSubType: "Checking",
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+ userId: "62d17d3b377dab6c1342136e",
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+ accountNumber: "1234567",
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+ bankAccountDetails: {
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+ routingNumber: "00000123",
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+ }
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+ country: "US",
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+ currency: "USD",
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+ email: "bilbo@shiremail.net",
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+ holder: "Bilbo Baggins",
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+ institution: {
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+ id: "62d27d4b277dab3c1342126e",
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+ name: "Shire Bank",
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+ logo: "https://tinyurl.com/shire-bank-logo",
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+ },
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+ ownedByUser: true,
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+ createdAt: "2023-05-03T11:25:02.401Z",
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  }];
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  ```
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  ### Add US bank account
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+ At present, you can only add US bank accounts to a user's account. To add a US bank account for the user, you can use the following.
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+
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  ```typescript
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+ // Input arguments for creating a US bank account
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+
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  export interface USBankAccountInput {
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  accountNumber: string
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  email: string
@@ -94,12 +102,144 @@ const bankAccounts = await client.bankAccounts.create(BankAccountType.USBankAcco
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  ### Rename a bank account
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+ You can conveniently change the display name of a bank account using the following endpoint. The first argument specifies the ID of the bank account, while the second argument represents the desired new name for the account.
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+
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  ```typescript
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  const updateAccount = await client.bankAccounts.rename('62d17d3b377dab6c1342136e', 'My new account')
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  ```
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  ### Delete a bank account
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+ To remove a bank account from a user's account, you can use the following endpoint. You only need to specify the ID of the bank account that you want to delete as an argument.
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+
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  ```typescript
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  await client.bankAccounts.delete('62d17d3b377dab6c1342136e')
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  ```
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+
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+ ## Payment Requests
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+
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+ A payment request refers to the intent to initiate a payment to a specific account. Once a payment request is created, a blockchain transaction is required to fulfill it. After the blockchain transaction settles, the payment request is completed, and a fiat payment is issued to the designated account.
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+
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+ ### Create a payment request
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+
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+ To initiate a payment request for a specific account, you can use the following functionality. The required inputs for creating a payment request include the ID of the account to be paid, the amount of the fiat payment in USD, and the network on which the blockchain transaction will settle.
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+
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+ ```typescript
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+ import {PaymentNetwork} from '@spritz-finance/api-client';
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+
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+ const paymentRequest = await client.paymentRequest.create({
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+ amount: 100,
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+ accountId: account.id,
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+ network: PaymentNetwork.Ethereum,
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+ });
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+
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+ // Example response
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+
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+ {
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+ id: '645399c8c1ac408007b12273',
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+ userId: '63d12d3B577fab6c6382136e',
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+ accountId: '6322445f10d3f4d19c4d72fe',
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+ status: 'CREATED',
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+ amount: 100,
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+ feeAmount: 0,
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+ amountDue: 100,
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+ network: 'ethereum',
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+ createdAt: '2023-05-04T11:40:56.488Z'
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+ }
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+ ```
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+
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+ ### Fulfil a payment request (EVM transactions)
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+
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+ After creating a payment request, you must issue a blockchain transaction to settle the payment request. For EVM compatible networks, this involves interacting with the SpritzPay smart contract (see: [SpritzPay deployments](https://docs.spritz.finance/docs/deployment-addresses)).
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+
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+ To obtain the data needed for the transaction, you can use the following endpoint.
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+
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+ ```typescript
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+ import {PaymentNetwork} from '@spritz-finance/api-client';
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+
160
+ const paymentRequest = await client.paymentRequest.create({
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+ amount: 100,
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+ accountId: account.id,
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+ network: PaymentNetwork.Ethereum,
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+ });
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+
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+ const transactionData = await client.paymentRequest.getWeb3PaymentParams({
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+ paymentRequest,
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+ paymentTokenAddress: '0xa0b86991c6218b36c1d19d4a2e9eb0ce3606eb48', // USDC on mainnet
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+ })
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+
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+ // Example response
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+
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+ {
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+ contractAddress: '0xbF7Abc15f00a8C2d6b13A952c58d12b7c194A8D0',
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+ method: 'payWithToken',
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+ calldata: '0xd71d9632000000000000000000000000a0b86991c6218b36c1d19d4a2e9eb0ce3606eb480000000000000000000000000000000000000000000000000000000005f5e100000000000000000000000000000000000000000064539a31c1ac408007b12277',
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+ value: null,
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+ requiredTokenInput: '100000000',
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+ suggestedGasLimit: '110000'
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+ }
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+ ```
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+
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+ The contract address (to), calldata (data), and value are the primary components used to execute the blockchain transaction. You can use the `requiredTokenInput` to verify that the user's wallet has sufficient funds to complete the payment before initiating the transaction.
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+
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+ ### Transaction fees
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+
187
+ Transaction fees are applied once the monthly transaction volume exceeds $100. To determine the fee amount for a specific payment value, you can use the following endpoint.
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+
189
+ ```typescript
190
+ const fees = await client.paymentRequest.transactionPrice(101)
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+
192
+ // Example response
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+ 0.01
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+ ```
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+
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+ ## Payments
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+
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+ Payments represent a fiat payment that has been issued to the account. Once the status of the Payment Request has moved to `Confirmed` then the Payment will be created.
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+
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+ ### Retrieve the payment for a payment request
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+
202
+ ```typescript
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+ import {PaymentNetwork} from '@spritz-finance/api-client';
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+
205
+ const paymentRequest = await client.paymentRequest.create({
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+ amount: 100,
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+ accountId: account.id,
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+ network: PaymentNetwork.Ethereum,
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+ });
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+
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+ const payment = await client.payment.getForPaymentRequest(paymentRequest.id);
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+
213
+ // Example response
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+
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+ {
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+ id: '6368e3a3ec516e9572bbd23b',
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+ userId: '63d12d3B577fab6c6382136e',
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+ status: 'PENDING',
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+ accountId: '6322445f10d3f4d19c4d72fe',
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+ amount: 100,
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+ feeAmount: null,
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+ createdAt: '2022-11-07T10:53:23.998Z'
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+ }
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+
225
+ ```
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+
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+ ### Retrieve all payments for an account
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+
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+ ```typescript
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+ const payments = await client.payment.listForAccount(account.id)
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+
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+ // Example response
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+
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+ ;[
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+ {
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+ id: '6368e3a3ec516e9572bbd23b',
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+ userId: '63d12d3B577fab6c6382136e',
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+ status: 'PENDING',
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+ accountId: '6322445f10d3f4d19c4d72fe',
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+ amount: 100,
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+ feeAmount: null,
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+ createdAt: '2022-11-07T10:53:23.998Z',
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+ },
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+ ]
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+ ```
@@ -6,21 +6,10 @@ declare enum Environment {
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6
  Production = "production"
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7
  }
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8
 
9
- interface QueryParams<V = any> {
10
- query: DocumentNode;
11
- variables?: V;
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- }
13
- declare class GraphClient {
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- client: AxiosInstance;
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- constructor(environment: Environment, apiKey: string);
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- query<Q = any, V = any>({ query, variables }: QueryParams<V>): Promise<Q>;
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+ declare enum AccountProvider {
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+ CHECKBOOK = "CHECKBOOK",
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+ METHOD_FI = "METHOD_FI"
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12
  }
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-
19
- declare class AccountsService {
20
- private client;
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- constructor(client: GraphClient);
22
- }
23
-
24
13
  declare enum BankAccountSubType {
25
14
  Business = "Business",
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15
  Checking = "Checking",
@@ -29,6 +18,16 @@ declare enum BankAccountSubType {
29
18
  declare enum BankAccountType {
30
19
  USBankAccount = "USBankAccount"
31
20
  }
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+ declare enum DirectPaymentStatus {
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+ COMPLETED = "COMPLETED",
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+ CONFIRMED = "CONFIRMED",
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+ CREATED = "CREATED",
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+ FAILED = "FAILED",
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+ PENDING = "PENDING",
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+ REFUNDED = "REFUNDED",
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+ TRANSACTION_FAILED = "TRANSACTION_FAILED",
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+ TRANSACTION_PENDING = "TRANSACTION_PENDING"
30
+ }
32
31
  declare enum ModuleStatus {
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32
  ACTIVE = "ACTIVE",
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33
  FAILED = "FAILED",
@@ -42,6 +41,28 @@ declare enum PayableAccountType {
42
41
  Bill = "Bill",
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42
  DebitCard = "DebitCard"
44
43
  }
44
+ declare enum PaymentStatus {
45
+ CANCELLED = "CANCELLED",
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+ COMPLETED = "COMPLETED",
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+ FAILED = "FAILED",
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+ INITIALIZED = "INITIALIZED",
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+ PENDING = "PENDING",
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+ REFUNDED = "REFUNDED",
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+ REVERSAL_IN_PROGRESS = "REVERSAL_IN_PROGRESS",
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+ REVERSED = "REVERSED",
53
+ SCHEDULED = "SCHEDULED",
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+ SENT = "SENT"
55
+ }
56
+ interface CreateDirectPaymentInput {
57
+ accountId: string;
58
+ amount: number;
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+ network?: string | null;
60
+ provider?: AccountProvider | null;
61
+ rewardsAmount?: number | null;
62
+ subscriptionId?: string | null;
63
+ testPayment?: boolean | null;
64
+ tokenAddress?: string | null;
65
+ }
45
66
  interface USBankAccountInput {
46
67
  accountNumber: string;
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68
  email: string;
@@ -130,6 +151,23 @@ interface RenameBankAccount_renamePayableAccount_BankAccount {
130
151
  }
131
152
  type RenameBankAccount_renamePayableAccount = RenameBankAccount_renamePayableAccount_Bill | RenameBankAccount_renamePayableAccount_BankAccount;
132
153
 
154
+ interface AccountPayments_paymentsForAccount {
155
+ __typename: 'Payment';
156
+ id: string;
157
+ userId: any;
158
+ status: PaymentStatus;
159
+ accountId: any | null;
160
+ amount: number | null;
161
+ feeAmount: number | null;
162
+ createdAt: any;
163
+ }
164
+ interface AccountPayments {
165
+ paymentsForAccount: AccountPayments_paymentsForAccount[];
166
+ }
167
+ interface AccountPaymentsVariables {
168
+ accountId: string;
169
+ }
170
+
133
171
  interface BankAccountFragment_bankAccountDetails_CanadianBankAccountDetails {
134
172
  __typename: 'CanadianBankAccountDetails';
135
173
  }
@@ -181,6 +219,25 @@ interface CurrentUser {
181
219
  me: CurrentUser_me;
182
220
  }
183
221
 
222
+ interface GetSpritzPayParams_spritzPayParams {
223
+ __typename: 'PaymentParams';
224
+ contractAddress: string;
225
+ method: string;
226
+ calldata: string;
227
+ value: string | null;
228
+ requiredTokenInput: string;
229
+ suggestedGasLimit: string | null;
230
+ }
231
+ interface GetSpritzPayParams {
232
+ spritzPayParams: GetSpritzPayParams_spritzPayParams;
233
+ }
234
+ interface GetSpritzPayParamsVariables {
235
+ tokenAddress: string;
236
+ amount: number;
237
+ reference: string;
238
+ network: string;
239
+ }
240
+
184
241
  interface PayableAccountFragment_Bill_institution {
185
242
  __typename: 'BankAccountInstitution' | 'BillInstitution';
186
243
  id: string;
@@ -236,6 +293,47 @@ interface PayableAccountFragment_BankAccount {
236
293
  }
237
294
  type PayableAccountFragment = PayableAccountFragment_Bill | PayableAccountFragment_BankAccount;
238
295
 
296
+ interface PaymentFragment {
297
+ __typename: 'Payment';
298
+ id: string;
299
+ userId: any;
300
+ status: PaymentStatus;
301
+ accountId: any | null;
302
+ amount: number | null;
303
+ feeAmount: number | null;
304
+ createdAt: any;
305
+ }
306
+
307
+ interface PaymentRequestFragment {
308
+ __typename: 'DirectPayment';
309
+ id: string;
310
+ userId: any;
311
+ accountId: any;
312
+ status: DirectPaymentStatus;
313
+ amount: number;
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+ feeAmount: number | null;
315
+ amountDue: number;
316
+ network: string;
317
+ createdAt: any;
318
+ }
319
+
320
+ interface PaymentRequestPayment_paymentForPaymentRequest {
321
+ __typename: 'Payment';
322
+ id: string;
323
+ userId: any;
324
+ status: PaymentStatus;
325
+ accountId: any | null;
326
+ amount: number | null;
327
+ feeAmount: number | null;
328
+ createdAt: any;
329
+ }
330
+ interface PaymentRequestPayment {
331
+ paymentForPaymentRequest: PaymentRequestPayment_paymentForPaymentRequest | null;
332
+ }
333
+ interface PaymentRequestPaymentVariables {
334
+ paymentRequestId: string;
335
+ }
336
+
239
337
  interface TokenBalanceFragment {
240
338
  __typename: 'TokenBalance';
241
339
  /**
@@ -259,6 +357,13 @@ interface TokenBalanceFragment {
259
357
  tokenImageUrl: string;
260
358
  }
261
359
 
360
+ interface TransactionPrice {
361
+ transactionPrice: number;
362
+ }
363
+ interface TransactionPriceVariables {
364
+ amount: number;
365
+ }
366
+
262
367
  interface UserBankAccounts_userBankAccounts_bankAccountDetails_CanadianBankAccountDetails {
263
368
  __typename: 'CanadianBankAccountDetails';
264
369
  }
@@ -462,6 +567,16 @@ interface CreateUSBankAccountVariables {
462
567
  createUSAccountInput: USBankAccountInput;
463
568
  }
464
569
 
570
+ interface QueryParams<V = any> {
571
+ query: DocumentNode;
572
+ variables?: V;
573
+ }
574
+ declare class GraphClient {
575
+ client: AxiosInstance;
576
+ constructor(environment: Environment, apiKey: string, integrationKey?: string);
577
+ query<Q = any, V = any>({ query, variables }: QueryParams<V>): Promise<Q>;
578
+ }
579
+
465
580
  type CreateInputMapping = {
466
581
  [BankAccountType.USBankAccount]: USBankAccountInput;
467
582
  };
@@ -472,7 +587,7 @@ type CreateMutationMapping = {
472
587
  response: keyof CreateUSBankAccount;
473
588
  };
474
589
  };
475
- declare class BankAccountsService {
590
+ declare class BankAccountService {
476
591
  private client;
477
592
  constructor(client: GraphClient);
478
593
  list(): Promise<UserBankAccounts_userBankAccounts[]>;
@@ -481,6 +596,57 @@ declare class BankAccountsService {
481
596
  create<T extends BankAccountType>(type: T, input: CreateInputMapping[T]): Promise<NonNullable<CreateMutationMapping[T]["query"][keyof CreateMutationMapping[T]["query"]]> | null>;
482
597
  }
483
598
 
599
+ declare class PaymentService {
600
+ private client;
601
+ constructor(client: GraphClient);
602
+ listForAccount(accountId: string): Promise<AccountPayments_paymentsForAccount[]>;
603
+ getForPaymentRequest(paymentRequestId: string): Promise<PaymentRequestPayment_paymentForPaymentRequest | null>;
604
+ }
605
+
606
+ interface CreatePaymentRequest_createDirectPayment {
607
+ __typename: 'DirectPayment';
608
+ id: string;
609
+ userId: any;
610
+ accountId: any;
611
+ status: DirectPaymentStatus;
612
+ amount: number;
613
+ feeAmount: number | null;
614
+ amountDue: number;
615
+ network: string;
616
+ createdAt: any;
617
+ }
618
+
619
+ declare enum PaymentNetwork {
620
+ Ethereum = "ethereum",
621
+ Polygon = "polygon",
622
+ Optimism = "optimism",
623
+ Arbitrum = "arbitrum",
624
+ Binance = "binance-smart-chain",
625
+ Avalanche = "avalanche",
626
+ Bitcoin = "bitcoin",
627
+ BitcoinTestnet = "bitcoin-testnet",
628
+ Dash = "dash",
629
+ DashTestnet = "dash-testnet"
630
+ }
631
+ interface CreatePaymentRequestInput {
632
+ accountId: string;
633
+ amount: number;
634
+ network: PaymentNetwork;
635
+ }
636
+
637
+ type PaymentRequest = CreatePaymentRequest_createDirectPayment;
638
+ type Web3PaymentParams = GetSpritzPayParams_spritzPayParams;
639
+ declare class PaymentRequestService {
640
+ private client;
641
+ constructor(client: GraphClient);
642
+ create(input: CreatePaymentRequestInput): Promise<CreatePaymentRequest_createDirectPayment>;
643
+ transactionPrice(paymentAmount: number): Promise<number>;
644
+ getWeb3PaymentParams(input: {
645
+ paymentRequest: PaymentRequest;
646
+ paymentTokenAddress: string;
647
+ }): Promise<Web3PaymentParams>;
648
+ }
649
+
484
650
  declare class UserService {
485
651
  private client;
486
652
  constructor(client: GraphClient);
@@ -488,13 +654,19 @@ declare class UserService {
488
654
  getUserVerification(): Promise<UserVerification_verification>;
489
655
  }
490
656
 
657
+ type ClientParams = {
658
+ environment: Environment;
659
+ apiKey: string;
660
+ integrationKey?: string;
661
+ };
491
662
  declare class SpritzApiClient {
492
663
  private client;
493
- accounts: AccountsService;
494
664
  user: UserService;
495
- bankAccounts: BankAccountsService;
496
- static initialize(environment: Environment, apiKey: string): SpritzApiClient;
665
+ bankAccount: BankAccountService;
666
+ paymentRequest: PaymentRequestService;
667
+ payment: PaymentService;
668
+ static initialize({ environment, apiKey, integrationKey }: ClientParams): SpritzApiClient;
497
669
  private init;
498
670
  }
499
671
 
500
- export { BankAccountFragment, BankAccountFragment_bankAccountDetails, BankAccountFragment_bankAccountDetails_CanadianBankAccountDetails, BankAccountFragment_bankAccountDetails_USBankAccountDetails, BankAccountFragment_institution, BankAccountSubType, BankAccountType, CurrentUser, CurrentUser_me, Environment, ModuleStatus, PayableAccountFragment, PayableAccountFragment_BankAccount, PayableAccountFragment_BankAccount_bankAccountDetails, PayableAccountFragment_BankAccount_bankAccountDetails_CanadianBankAccountDetails, PayableAccountFragment_BankAccount_bankAccountDetails_USBankAccountDetails, PayableAccountFragment_BankAccount_institution, PayableAccountFragment_Bill, PayableAccountFragment_Bill_institution, PayableAccountType, SpritzApiClient, TokenBalanceFragment, USBankAccountInput, UserBankAccounts, UserBankAccounts_userBankAccounts, UserBankAccounts_userBankAccounts_bankAccountDetails, UserBankAccounts_userBankAccounts_bankAccountDetails_CanadianBankAccountDetails, UserBankAccounts_userBankAccounts_bankAccountDetails_USBankAccountDetails, UserBankAccounts_userBankAccounts_institution, UserFragment, UserPayableAccounts, UserPayableAccounts_payableAccounts, UserPayableAccounts_payableAccounts_BankAccount, UserPayableAccounts_payableAccounts_BankAccount_bankAccountDetails, UserPayableAccounts_payableAccounts_BankAccount_bankAccountDetails_CanadianBankAccountDetails, UserPayableAccounts_payableAccounts_BankAccount_bankAccountDetails_USBankAccountDetails, UserPayableAccounts_payableAccounts_BankAccount_institution, UserPayableAccounts_payableAccounts_Bill, UserPayableAccounts_payableAccounts_Bill_institution, UserVerification, UserVerification_verification, UserVerification_verification_identity, UserVerification_verification_identity_user, WalletTokenBalances, WalletTokenBalancesVariables, WalletTokenBalances_tokenBalances };
672
+ export { AccountPayments, AccountPaymentsVariables, AccountPayments_paymentsForAccount, AccountProvider, BankAccountFragment, BankAccountFragment_bankAccountDetails, BankAccountFragment_bankAccountDetails_CanadianBankAccountDetails, BankAccountFragment_bankAccountDetails_USBankAccountDetails, BankAccountFragment_institution, BankAccountSubType, BankAccountType, CreateDirectPaymentInput, CreatePaymentRequestInput, CurrentUser, CurrentUser_me, DirectPaymentStatus, Environment, GetSpritzPayParams, GetSpritzPayParamsVariables, GetSpritzPayParams_spritzPayParams, ModuleStatus, PayableAccountFragment, PayableAccountFragment_BankAccount, PayableAccountFragment_BankAccount_bankAccountDetails, PayableAccountFragment_BankAccount_bankAccountDetails_CanadianBankAccountDetails, PayableAccountFragment_BankAccount_bankAccountDetails_USBankAccountDetails, PayableAccountFragment_BankAccount_institution, PayableAccountFragment_Bill, PayableAccountFragment_Bill_institution, PayableAccountType, PaymentFragment, PaymentNetwork, PaymentRequestFragment, PaymentRequestPayment, PaymentRequestPaymentVariables, PaymentRequestPayment_paymentForPaymentRequest, PaymentStatus, SpritzApiClient, TokenBalanceFragment, TransactionPrice, TransactionPriceVariables, USBankAccountInput, UserBankAccounts, UserBankAccounts_userBankAccounts, UserBankAccounts_userBankAccounts_bankAccountDetails, UserBankAccounts_userBankAccounts_bankAccountDetails_CanadianBankAccountDetails, UserBankAccounts_userBankAccounts_bankAccountDetails_USBankAccountDetails, UserBankAccounts_userBankAccounts_institution, UserFragment, UserPayableAccounts, UserPayableAccounts_payableAccounts, UserPayableAccounts_payableAccounts_BankAccount, UserPayableAccounts_payableAccounts_BankAccount_bankAccountDetails, UserPayableAccounts_payableAccounts_BankAccount_bankAccountDetails_CanadianBankAccountDetails, UserPayableAccounts_payableAccounts_BankAccount_bankAccountDetails_USBankAccountDetails, UserPayableAccounts_payableAccounts_BankAccount_institution, UserPayableAccounts_payableAccounts_Bill, UserPayableAccounts_payableAccounts_Bill_institution, UserVerification, UserVerification_verification, UserVerification_verification_identity, UserVerification_verification_identity_user, WalletTokenBalances, WalletTokenBalancesVariables, WalletTokenBalances_tokenBalances };