@socialgouv/fiches-vdd 2.1583.0 → 2.1584.0
This diff represents the content of publicly available package versions that have been released to one of the supported registries. The information contained in this diff is provided for informational purposes only and reflects changes between package versions as they appear in their respective public registries.
- package/CHANGELOG.md +7 -0
- package/data/associations/R40438.json +34 -0
- package/data/associations/index.json +230 -230
- package/data/index.json +79288 -79240
- package/data/particuliers/F12392.json +6 -207
- package/data/particuliers/F17047.json +4 -4
- package/data/particuliers/F18074.json +587 -134
- package/data/particuliers/F1830.json +214 -50
- package/data/particuliers/F2088.json +1 -1
- package/data/particuliers/F22394.json +541 -56
- package/data/particuliers/F2265.json +1257 -255
- package/data/particuliers/F2434.json +255 -291
- package/data/particuliers/F2435.json +255 -291
- package/data/particuliers/F31419.json +333 -1623
- package/data/particuliers/F32752.json +91 -19
- package/data/particuliers/F32803.json +50 -3
- package/data/particuliers/F34972.json +255 -291
- package/data/particuliers/F35705.json +0 -16
- package/data/particuliers/F35895.json +3 -3
- package/data/particuliers/F36151.json +3 -3
- package/data/particuliers/F38461.json +227 -164
- package/data/particuliers/F39193.json +21 -189
- package/data/particuliers/F39480.json +157 -2
- package/data/particuliers/F479.json +1 -1
- package/data/particuliers/F544.json +0 -300
- package/data/particuliers/F72.json +3 -3
- package/data/particuliers/N20356.json +36 -0
- package/data/particuliers/N418.json +1 -1
- package/data/particuliers/R1337.json +3 -3
- package/data/particuliers/R17828.json +70 -3
- package/data/particuliers/R35676.json +34 -0
- package/data/particuliers/R40438.json +34 -0
- package/data/particuliers/R51150.json +102 -0
- package/data/particuliers/R60692.json +1 -1
- package/data/particuliers/R60805.json +34 -0
- package/data/particuliers/R61572.json +34 -0
- package/data/particuliers/R62200.json +0 -34
- package/data/particuliers/R74787.json +329 -0
- package/data/particuliers/index.json +5438 -5437
- package/data/professionnels/F17047.json +4 -4
- package/data/professionnels/F23207.json +0 -246
- package/data/professionnels/F23208.json +248 -2547
- package/data/professionnels/F23571.json +1 -83
- package/data/professionnels/F31048.json +2 -2
- package/data/professionnels/F31177.json +2 -2
- package/data/professionnels/F31849.json +0 -82
- package/data/professionnels/F32266.json +44 -1028
- package/data/professionnels/F32994.json +0 -164
- package/data/professionnels/F36008.json +7789 -937
- package/data/professionnels/F37370.json +7680 -964
- package/data/professionnels/F37371.json +7816 -1092
- package/data/professionnels/F37832.json +68 -24
- package/data/professionnels/F38231.json +88 -18
- package/data/professionnels/F38232.json +88 -17
- package/data/professionnels/F38442.json +87 -17
- package/data/professionnels/F38552.json +87 -17
- package/data/professionnels/F39033.json +87 -17
- package/data/professionnels/F39034.json +59 -30
- package/data/professionnels/F39037.json +59 -30
- package/data/professionnels/F39038.json +59 -30
- package/data/professionnels/F39039.json +59 -30
- package/data/professionnels/F39041.json +59 -30
- package/data/professionnels/F39042.json +87 -17
- package/data/professionnels/F39043.json +59 -30
- package/data/professionnels/F39044.json +59 -30
- package/data/professionnels/F39046.json +15011 -0
- package/data/professionnels/F39048.json +59 -30
- package/data/professionnels/F39049.json +87 -17
- package/data/professionnels/F39050.json +87 -17
- package/data/professionnels/F39053.json +87 -17
- package/data/professionnels/N10779.json +2 -2
- package/data/professionnels/N22250.json +2 -2
- package/data/professionnels/N32552.json +31 -18
- package/data/professionnels/R17828.json +70 -3
- package/data/professionnels/R35676.json +34 -0
- package/data/professionnels/R40438.json +34 -0
- package/data/professionnels/R45324.json +34 -0
- package/data/professionnels/R51150.json +102 -0
- package/data/professionnels/R52152.json +5 -5
- package/data/professionnels/R60805.json +34 -0
- package/data/professionnels/R61572.json +34 -0
- package/data/professionnels/R63385.json +102 -0
- package/data/professionnels/R71957.json +34 -0
- package/data/professionnels/index.json +2531 -2530
- package/package.json +1 -1
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"text": "Dans quels cas une assurance dédiée pour appareils électroniques peut être utile ?"
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"text": "Une assurance spécifique peut présenter un "
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"text": " dans les situations suivantes :"
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"text": "Les contrats d'assurance pour appareils mobiles comportent des garanties différentes selon les compagnies d’assurances."
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"text": " : permet la prise en charge du coût de la réparation"
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"text": "L’assurance peut s’avérer "
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]
|
|
806
|
+
"type": "text",
|
|
807
|
+
"text": "peu avantageuse"
|
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914
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|
}
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|
915
809
|
]
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916
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|
},
|
|
811
|
+
{
|
|
812
|
+
"type": "text",
|
|
813
|
+
"text": " dans les situations suivantes :"
|
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814
|
+
}
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815
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+
]
|
|
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|
+
},
|
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|
+
{
|
|
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|
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"type": "element",
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+
"name": "Liste",
|
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820
|
+
"attributes": {
|
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|
+
"type": "puce"
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+
},
|
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+
"children": [
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|
{
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|
"type": "element",
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"name": "
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"name": "Item",
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|
"children": [
|
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-
{
|
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"type": "text",
|
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"text": "Lorsqu'il y a "
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-
},
|
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925
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{
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"type": "element",
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"name": "
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"name": "Paragraphe",
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"children": [
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{
|
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930
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|
"type": "text",
|
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-
"text": "
|
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|
+
"text": "L’appareil est ancien ou présente une faible valeur"
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}
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]
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-
}
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-
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936
|
-
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937
|
-
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938
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-
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+
}
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+
]
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+
},
|
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|
+
{
|
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|
+
"type": "element",
|
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|
+
"name": "Item",
|
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+
"children": [
|
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{
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"type": "element",
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"name": "
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"name": "Paragraphe",
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"children": [
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{
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"type": "text",
|
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"text": "
|
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850
|
+
"text": "Des garanties équivalentes existent déjà dans un autre contrat"
|
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|
}
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]
|
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-
},
|
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{
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|
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"type": "text",
|
|
951
|
-
"text": " indemnisation."
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|
}
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]
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},
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{
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"type": "element",
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"name": "
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"name": "Item",
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"children": [
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{
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"type": "
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"
|
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|
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"type": "element",
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"name": "Paragraphe",
|
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|
+
"children": [
|
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864
|
+
{
|
|
865
|
+
"type": "text",
|
|
866
|
+
"text": "Les exclusions du contrat sont nombreuses (exemples : vol à la tire non garanti, casse sans tiers exclue),"
|
|
867
|
+
}
|
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+
]
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|
}
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{
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"name": "
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"name": "Item",
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|
"children": [
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{
|
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|
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"type": "text",
|
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971
|
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"text": "L'exclusion peut aussi concerner certains types de sinistres, par exemple si le contrat prévoit que seuls les vols avec violence ou les vols avec "
|
|
972
|
-
},
|
|
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|
{
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|
"type": "element",
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|
-
"name": "
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|
-
"attributes": {
|
|
977
|
-
"LienID": "R52004",
|
|
978
|
-
"type": "Définition de glossaire"
|
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979
|
-
},
|
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|
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"name": "Paragraphe",
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|
"children": [
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{
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|
"type": "text",
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"text": "
|
|
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|
+
"text": "La "
|
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|
+
},
|
|
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|
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{
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|
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"type": "element",
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|
+
"name": "LienIntra",
|
|
887
|
+
"attributes": {
|
|
888
|
+
"LienID": "R2082",
|
|
889
|
+
"type": "Définition de glossaire"
|
|
890
|
+
},
|
|
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|
+
"children": [
|
|
892
|
+
{
|
|
893
|
+
"type": "text",
|
|
894
|
+
"text": "franchise"
|
|
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|
+
}
|
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|
+
]
|
|
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|
+
},
|
|
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|
+
{
|
|
899
|
+
"type": "text",
|
|
900
|
+
"text": " est élevée par rapport à la valeur de l’appareil"
|
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984
901
|
}
|
|
985
902
|
]
|
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986
|
-
}
|
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987
|
-
|
|
988
|
-
|
|
989
|
-
|
|
990
|
-
|
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903
|
+
}
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|
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]
|
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|
+
},
|
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|
+
{
|
|
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|
+
"type": "element",
|
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|
+
"name": "Item",
|
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|
+
"children": [
|
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991
910
|
{
|
|
992
911
|
"type": "element",
|
|
993
|
-
"name": "
|
|
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|
+
"name": "Paragraphe",
|
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994
913
|
"children": [
|
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914
|
{
|
|
996
915
|
"type": "text",
|
|
997
|
-
"text": "
|
|
916
|
+
"text": "La décote appliquée réduit significativement l’indemnisation."
|
|
998
917
|
}
|
|
999
918
|
]
|
|
1000
|
-
},
|
|
1001
|
-
{
|
|
1002
|
-
"type": "text",
|
|
1003
|
-
"text": " par un pickpocket ou lors d'une bousculade peut être exclu de l'indemnisation."
|
|
1004
919
|
}
|
|
1005
920
|
]
|
|
1006
|
-
}
|
|
921
|
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}
|
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|
+
]
|
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|
+
}
|
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|
+
]
|
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|
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},
|
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|
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{
|
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|
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"type": "element",
|
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|
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"name": "Chapitre",
|
|
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|
+
"children": [
|
|
930
|
+
{
|
|
931
|
+
"type": "element",
|
|
932
|
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"name": "Titre",
|
|
933
|
+
"children": [
|
|
1007
934
|
{
|
|
1008
935
|
"type": "element",
|
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936
|
"name": "Paragraphe",
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|
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|
"children": [
|
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|
{
|
|
1012
939
|
"type": "text",
|
|
1013
|
-
"text": "
|
|
940
|
+
"text": "Quelles garanties les assurances pour appareils électroniques proposent-elles généralement ?"
|
|
1014
941
|
}
|
|
1015
942
|
]
|
|
1016
943
|
}
|
|
@@ -1018,11 +945,24 @@
|
|
|
1018
945
|
},
|
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{
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|
"type": "element",
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|
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"name": "
|
|
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|
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"name": "Paragraphe",
|
|
949
|
+
"children": [
|
|
950
|
+
{
|
|
951
|
+
"type": "text",
|
|
952
|
+
"text": "Les contrats d’assurance pour appareils électroniques couvrent généralement tout ou partie des situations suivantes :"
|
|
953
|
+
}
|
|
954
|
+
]
|
|
955
|
+
},
|
|
956
|
+
{
|
|
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|
+
"type": "element",
|
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|
+
"name": "Liste",
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|
+
"attributes": {
|
|
960
|
+
"type": "puce"
|
|
961
|
+
},
|
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962
|
"children": [
|
|
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|
{
|
|
1024
964
|
"type": "element",
|
|
1025
|
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"name": "
|
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|
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"name": "Item",
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|
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|
{
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|
|
@@ -1030,7 +970,7 @@
|
|
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|
"children": [
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|
{
|
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1032
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|
"type": "text",
|
|
1033
|
-
"text": "
|
|
973
|
+
"text": "Panne (hors vice caché ou usure normale)"
|
|
1034
974
|
}
|
|
1035
975
|
]
|
|
1036
976
|
}
|
|
@@ -1038,1052 +978,23 @@
|
|
|
1038
978
|
},
|
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|
{
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|
"type": "element",
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|
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"name": "
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"name": "Item",
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{
|
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"type": "
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|
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"
|
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|
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"type": "element",
|
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|
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"name": "Paragraphe",
|
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|
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"children": [
|
|
987
|
+
{
|
|
988
|
+
"type": "text",
|
|
989
|
+
"text": "Casse accidentelle"
|
|
990
|
+
}
|
|
991
|
+
]
|
|
1046
992
|
}
|
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|
]
|
|
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|
},
|
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|
{
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|
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"name": "
|
|
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|
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"children": [
|
|
1053
|
-
{
|
|
1054
|
-
"type": "text",
|
|
1055
|
-
"text": "Le contrat peut fixer des limites d'intervention en fonction des principaux éléments suivants :"
|
|
1056
|
-
}
|
|
1057
|
-
]
|
|
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|
-
},
|
|
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|
-
{
|
|
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|
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"type": "element",
|
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1061
|
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"name": "Liste",
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|
-
"attributes": {
|
|
1063
|
-
"type": "puce"
|
|
1064
|
-
},
|
|
1065
|
-
"children": [
|
|
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|
-
{
|
|
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|
-
"type": "element",
|
|
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|
-
"name": "Item",
|
|
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|
-
"children": [
|
|
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|
-
{
|
|
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|
-
"type": "element",
|
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|
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"name": "Paragraphe",
|
|
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|
-
"children": [
|
|
1074
|
-
{
|
|
1075
|
-
"type": "text",
|
|
1076
|
-
"text": "Nombre de sinistres (par exemple, 1 ou 2 sinistres maximum par an)"
|
|
1077
|
-
}
|
|
1078
|
-
]
|
|
1079
|
-
}
|
|
1080
|
-
]
|
|
1081
|
-
},
|
|
1082
|
-
{
|
|
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|
-
"type": "element",
|
|
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|
-
"name": "Item",
|
|
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|
-
"children": [
|
|
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|
-
{
|
|
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|
-
"type": "element",
|
|
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|
-
"name": "Paragraphe",
|
|
1089
|
-
"children": [
|
|
1090
|
-
{
|
|
1091
|
-
"type": "text",
|
|
1092
|
-
"text": "Plafond d'intervention par sinistre et par période (par exemple, un plafond de "
|
|
1093
|
-
},
|
|
1094
|
-
{
|
|
1095
|
-
"type": "element",
|
|
1096
|
-
"name": "Valeur",
|
|
1097
|
-
"children": [
|
|
1098
|
-
{
|
|
1099
|
-
"type": "text",
|
|
1100
|
-
"text": "400 €"
|
|
1101
|
-
}
|
|
1102
|
-
]
|
|
1103
|
-
},
|
|
1104
|
-
{
|
|
1105
|
-
"type": "text",
|
|
1106
|
-
"text": " maximum par an pour le téléphone)"
|
|
1107
|
-
}
|
|
1108
|
-
]
|
|
1109
|
-
}
|
|
1110
|
-
]
|
|
1111
|
-
},
|
|
1112
|
-
{
|
|
1113
|
-
"type": "element",
|
|
1114
|
-
"name": "Item",
|
|
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|
-
"children": [
|
|
1116
|
-
{
|
|
1117
|
-
"type": "element",
|
|
1118
|
-
"name": "Paragraphe",
|
|
1119
|
-
"children": [
|
|
1120
|
-
{
|
|
1121
|
-
"type": "text",
|
|
1122
|
-
"text": "Limite géographique (par exemple, couverture limitée aux sinistres intervenus en France)."
|
|
1123
|
-
}
|
|
1124
|
-
]
|
|
1125
|
-
}
|
|
1126
|
-
]
|
|
1127
|
-
}
|
|
1128
|
-
]
|
|
1129
|
-
}
|
|
1130
|
-
]
|
|
1131
|
-
}
|
|
1132
|
-
]
|
|
1133
|
-
},
|
|
1134
|
-
{
|
|
1135
|
-
"type": "element",
|
|
1136
|
-
"name": "Chapitre",
|
|
1137
|
-
"children": [
|
|
1138
|
-
{
|
|
1139
|
-
"type": "element",
|
|
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|
-
"name": "Titre",
|
|
1141
|
-
"children": [
|
|
1142
|
-
{
|
|
1143
|
-
"type": "element",
|
|
1144
|
-
"name": "Paragraphe",
|
|
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|
-
"children": [
|
|
1146
|
-
{
|
|
1147
|
-
"type": "text",
|
|
1148
|
-
"text": "L'assurance habitation peut-elle aussi couvrir les appareils mobiles ?"
|
|
1149
|
-
}
|
|
1150
|
-
]
|
|
1151
|
-
}
|
|
1152
|
-
]
|
|
1153
|
-
},
|
|
1154
|
-
{
|
|
1155
|
-
"type": "element",
|
|
1156
|
-
"name": "Paragraphe",
|
|
1157
|
-
"children": [
|
|
1158
|
-
{
|
|
1159
|
-
"type": "text",
|
|
1160
|
-
"text": "Si vous avez une assurance "
|
|
1161
|
-
},
|
|
1162
|
-
{
|
|
1163
|
-
"type": "element",
|
|
1164
|
-
"name": "LienInterne",
|
|
1165
|
-
"attributes": {
|
|
1166
|
-
"LienPublication": "F1350",
|
|
1167
|
-
"type": "Fiche d'information conditionnée",
|
|
1168
|
-
"audience": "Particuliers"
|
|
1169
|
-
},
|
|
1170
|
-
"children": [
|
|
1171
|
-
{
|
|
1172
|
-
"type": "text",
|
|
1173
|
-
"text": "multirisque habitation"
|
|
1174
|
-
}
|
|
1175
|
-
]
|
|
1176
|
-
},
|
|
1177
|
-
{
|
|
1178
|
-
"type": "text",
|
|
1179
|
-
"text": ", il est "
|
|
1180
|
-
},
|
|
1181
|
-
{
|
|
1182
|
-
"type": "element",
|
|
1183
|
-
"name": "MiseEnEvidence",
|
|
1184
|
-
"children": [
|
|
1185
|
-
{
|
|
1186
|
-
"type": "text",
|
|
1187
|
-
"text": "possible"
|
|
1188
|
-
}
|
|
1189
|
-
]
|
|
1190
|
-
},
|
|
1191
|
-
{
|
|
1192
|
-
"type": "text",
|
|
1193
|
-
"text": " que votre contrat couvre déjà les appareils mobiles contre "
|
|
1194
|
-
},
|
|
1195
|
-
{
|
|
1196
|
-
"type": "element",
|
|
1197
|
-
"name": "MiseEnEvidence",
|
|
1198
|
-
"children": [
|
|
1199
|
-
{
|
|
1200
|
-
"type": "text",
|
|
1201
|
-
"text": "certains risques"
|
|
1202
|
-
}
|
|
1203
|
-
]
|
|
1204
|
-
},
|
|
1205
|
-
{
|
|
1206
|
-
"type": "text",
|
|
1207
|
-
"text": " et dans "
|
|
1208
|
-
},
|
|
1209
|
-
{
|
|
1210
|
-
"type": "element",
|
|
1211
|
-
"name": "MiseEnEvidence",
|
|
1212
|
-
"children": [
|
|
1213
|
-
{
|
|
1214
|
-
"type": "text",
|
|
1215
|
-
"text": "certaines circonstances"
|
|
1216
|
-
}
|
|
1217
|
-
]
|
|
1218
|
-
},
|
|
1219
|
-
{
|
|
1220
|
-
"type": "text",
|
|
1221
|
-
"text": "."
|
|
1222
|
-
}
|
|
1223
|
-
]
|
|
1224
|
-
},
|
|
1225
|
-
{
|
|
1226
|
-
"type": "element",
|
|
1227
|
-
"name": "Paragraphe",
|
|
1228
|
-
"children": [
|
|
1229
|
-
{
|
|
1230
|
-
"type": "text",
|
|
1231
|
-
"text": "Par exemple, le contrat peut couvrir le risque casse, mais seulement lorsque le sinistre se produit à l'intérieur de votre logement."
|
|
1232
|
-
}
|
|
1233
|
-
]
|
|
1234
|
-
},
|
|
1235
|
-
{
|
|
1236
|
-
"type": "element",
|
|
1237
|
-
"name": "Paragraphe",
|
|
1238
|
-
"children": [
|
|
1239
|
-
{
|
|
1240
|
-
"type": "text",
|
|
1241
|
-
"text": "Par ailleurs, la garantie contre la casse est souvent limitée à un accident causé par un élément étranger."
|
|
1242
|
-
}
|
|
1243
|
-
]
|
|
1244
|
-
},
|
|
1245
|
-
{
|
|
1246
|
-
"type": "element",
|
|
1247
|
-
"name": "Paragraphe",
|
|
1248
|
-
"children": [
|
|
1249
|
-
{
|
|
1250
|
-
"type": "text",
|
|
1251
|
-
"text": "De même, la garantie contre le vol ne couvre généralement que le vol avec "
|
|
1252
|
-
},
|
|
1253
|
-
{
|
|
1254
|
-
"type": "element",
|
|
1255
|
-
"name": "LienIntra",
|
|
1256
|
-
"attributes": {
|
|
1257
|
-
"LienID": "R52004",
|
|
1258
|
-
"type": "Définition de glossaire"
|
|
1259
|
-
},
|
|
1260
|
-
"children": [
|
|
1261
|
-
{
|
|
1262
|
-
"type": "text",
|
|
1263
|
-
"text": "effraction"
|
|
1264
|
-
}
|
|
1265
|
-
]
|
|
1266
|
-
},
|
|
1267
|
-
{
|
|
1268
|
-
"type": "text",
|
|
1269
|
-
"text": "."
|
|
1270
|
-
}
|
|
1271
|
-
]
|
|
1272
|
-
},
|
|
1273
|
-
{
|
|
1274
|
-
"type": "element",
|
|
1275
|
-
"name": "Paragraphe",
|
|
1276
|
-
"children": [
|
|
1277
|
-
{
|
|
1278
|
-
"type": "text",
|
|
1279
|
-
"text": "Enfin, en cas d'indemnisation, l'assureur peut réduire la valeur d'achat de l'appareil proportionnellement à sa durée de vie."
|
|
1280
|
-
}
|
|
1281
|
-
]
|
|
1282
|
-
},
|
|
1283
|
-
{
|
|
1284
|
-
"type": "element",
|
|
1285
|
-
"name": "Paragraphe",
|
|
1286
|
-
"children": [
|
|
1287
|
-
{
|
|
1288
|
-
"type": "text",
|
|
1289
|
-
"text": "Vous devez donc "
|
|
1290
|
-
},
|
|
1291
|
-
{
|
|
1292
|
-
"type": "element",
|
|
1293
|
-
"name": "MiseEnEvidence",
|
|
1294
|
-
"children": [
|
|
1295
|
-
{
|
|
1296
|
-
"type": "text",
|
|
1297
|
-
"text": "lire votre contrat"
|
|
1298
|
-
}
|
|
1299
|
-
]
|
|
1300
|
-
},
|
|
1301
|
-
{
|
|
1302
|
-
"type": "text",
|
|
1303
|
-
"text": " pour connaître l'étendue de la couverture qu'offre l'assurance habitation pour vos appareils mobiles."
|
|
1304
|
-
}
|
|
1305
|
-
]
|
|
1306
|
-
}
|
|
1307
|
-
]
|
|
1308
|
-
},
|
|
1309
|
-
{
|
|
1310
|
-
"type": "element",
|
|
1311
|
-
"name": "Chapitre",
|
|
1312
|
-
"children": [
|
|
1313
|
-
{
|
|
1314
|
-
"type": "element",
|
|
1315
|
-
"name": "Titre",
|
|
1316
|
-
"children": [
|
|
1317
|
-
{
|
|
1318
|
-
"type": "element",
|
|
1319
|
-
"name": "Paragraphe",
|
|
1320
|
-
"children": [
|
|
1321
|
-
{
|
|
1322
|
-
"type": "text",
|
|
1323
|
-
"text": "L'assurance auto peut-elle aussi couvrir les appareils mobiles ?"
|
|
1324
|
-
}
|
|
1325
|
-
]
|
|
1326
|
-
}
|
|
1327
|
-
]
|
|
1328
|
-
},
|
|
1329
|
-
{
|
|
1330
|
-
"type": "element",
|
|
1331
|
-
"name": "Paragraphe",
|
|
1332
|
-
"children": [
|
|
1333
|
-
{
|
|
1334
|
-
"type": "text",
|
|
1335
|
-
"text": "Si votre véhicule est assuré par un contrat "
|
|
1336
|
-
},
|
|
1337
|
-
{
|
|
1338
|
-
"type": "element",
|
|
1339
|
-
"name": "LienInterne",
|
|
1340
|
-
"attributes": {
|
|
1341
|
-
"LienPublication": "F2622",
|
|
1342
|
-
"type": "Fiche d'information conditionnée",
|
|
1343
|
-
"audience": "Particuliers"
|
|
1344
|
-
},
|
|
1345
|
-
"children": [
|
|
1346
|
-
{
|
|
1347
|
-
"type": "text",
|
|
1348
|
-
"text": "\"tous risques\""
|
|
1349
|
-
}
|
|
1350
|
-
]
|
|
1351
|
-
},
|
|
1352
|
-
{
|
|
1353
|
-
"type": "text",
|
|
1354
|
-
"text": ", vous êtes peut-être déjà couvert pour le vol de votre appareil mobile dans la voiture."
|
|
1355
|
-
}
|
|
1356
|
-
]
|
|
1357
|
-
},
|
|
1358
|
-
{
|
|
1359
|
-
"type": "element",
|
|
1360
|
-
"name": "Paragraphe",
|
|
1361
|
-
"children": [
|
|
1362
|
-
{
|
|
1363
|
-
"type": "text",
|
|
1364
|
-
"text": "Néanmoins, dans de nombreux cas, le "
|
|
1365
|
-
},
|
|
1366
|
-
{
|
|
1367
|
-
"type": "element",
|
|
1368
|
-
"name": "Expression",
|
|
1369
|
-
"children": [
|
|
1370
|
-
{
|
|
1371
|
-
"type": "text",
|
|
1372
|
-
"text": "vol à la tire"
|
|
1373
|
-
}
|
|
1374
|
-
]
|
|
1375
|
-
},
|
|
1376
|
-
{
|
|
1377
|
-
"type": "text",
|
|
1378
|
-
"text": " ou "
|
|
1379
|
-
},
|
|
1380
|
-
{
|
|
1381
|
-
"type": "element",
|
|
1382
|
-
"name": "Expression",
|
|
1383
|
-
"children": [
|
|
1384
|
-
{
|
|
1385
|
-
"type": "text",
|
|
1386
|
-
"text": "vol à la portière"
|
|
1387
|
-
}
|
|
1388
|
-
]
|
|
1389
|
-
},
|
|
1390
|
-
{
|
|
1391
|
-
"type": "text",
|
|
1392
|
-
"text": " n'est pas compris dans les garanties."
|
|
1393
|
-
}
|
|
1394
|
-
]
|
|
1395
|
-
},
|
|
1396
|
-
{
|
|
1397
|
-
"type": "element",
|
|
1398
|
-
"name": "Paragraphe",
|
|
1399
|
-
"children": [
|
|
1400
|
-
{
|
|
1401
|
-
"type": "text",
|
|
1402
|
-
"text": "De plus, le vol de l'appareil n'est pas systématiquement couvert par la garantie vol du véhicule."
|
|
1403
|
-
}
|
|
1404
|
-
]
|
|
1405
|
-
},
|
|
1406
|
-
{
|
|
1407
|
-
"type": "element",
|
|
1408
|
-
"name": "Paragraphe",
|
|
1409
|
-
"children": [
|
|
1410
|
-
{
|
|
1411
|
-
"type": "text",
|
|
1412
|
-
"text": "Parfois, l'assureur propose une garantie spéciale dite "
|
|
1413
|
-
},
|
|
1414
|
-
{
|
|
1415
|
-
"type": "element",
|
|
1416
|
-
"name": "Expression",
|
|
1417
|
-
"children": [
|
|
1418
|
-
{
|
|
1419
|
-
"type": "text",
|
|
1420
|
-
"text": "contenu du véhicule"
|
|
1421
|
-
}
|
|
1422
|
-
]
|
|
1423
|
-
},
|
|
1424
|
-
{
|
|
1425
|
-
"type": "text",
|
|
1426
|
-
"text": " pour couvrir le vol des appareils dans la voiture."
|
|
1427
|
-
}
|
|
1428
|
-
]
|
|
1429
|
-
},
|
|
1430
|
-
{
|
|
1431
|
-
"type": "element",
|
|
1432
|
-
"name": "Paragraphe",
|
|
1433
|
-
"children": [
|
|
1434
|
-
{
|
|
1435
|
-
"type": "text",
|
|
1436
|
-
"text": "Vous devez donc "
|
|
1437
|
-
},
|
|
1438
|
-
{
|
|
1439
|
-
"type": "element",
|
|
1440
|
-
"name": "MiseEnEvidence",
|
|
1441
|
-
"children": [
|
|
1442
|
-
{
|
|
1443
|
-
"type": "text",
|
|
1444
|
-
"text": "lire votre contrat"
|
|
1445
|
-
}
|
|
1446
|
-
]
|
|
1447
|
-
},
|
|
1448
|
-
{
|
|
1449
|
-
"type": "text",
|
|
1450
|
-
"text": " pour connaître l'étendue de la couverture qu'offre l'assurance auto pour vos appareils mobiles."
|
|
1451
|
-
}
|
|
1452
|
-
]
|
|
1453
|
-
}
|
|
1454
|
-
]
|
|
1455
|
-
},
|
|
1456
|
-
{
|
|
1457
|
-
"type": "element",
|
|
1458
|
-
"name": "Chapitre",
|
|
1459
|
-
"children": [
|
|
1460
|
-
{
|
|
1461
|
-
"type": "element",
|
|
1462
|
-
"name": "Titre",
|
|
1463
|
-
"children": [
|
|
1464
|
-
{
|
|
1465
|
-
"type": "element",
|
|
1466
|
-
"name": "Paragraphe",
|
|
1467
|
-
"children": [
|
|
1468
|
-
{
|
|
1469
|
-
"type": "text",
|
|
1470
|
-
"text": "Dans quels cas une assurance dédiée pour appareils électroniques peut être utile ?"
|
|
1471
|
-
}
|
|
1472
|
-
]
|
|
1473
|
-
}
|
|
1474
|
-
]
|
|
1475
|
-
},
|
|
1476
|
-
{
|
|
1477
|
-
"type": "element",
|
|
1478
|
-
"name": "Paragraphe",
|
|
1479
|
-
"children": [
|
|
1480
|
-
{
|
|
1481
|
-
"type": "text",
|
|
1482
|
-
"text": "Une assurance spécifique peut présenter un "
|
|
1483
|
-
},
|
|
1484
|
-
{
|
|
1485
|
-
"type": "element",
|
|
1486
|
-
"name": "MiseEnEvidence",
|
|
1487
|
-
"children": [
|
|
1488
|
-
{
|
|
1489
|
-
"type": "text",
|
|
1490
|
-
"text": "intérêt"
|
|
1491
|
-
}
|
|
1492
|
-
]
|
|
1493
|
-
},
|
|
1494
|
-
{
|
|
1495
|
-
"type": "text",
|
|
1496
|
-
"text": " dans les situations suivantes :"
|
|
1497
|
-
}
|
|
1498
|
-
]
|
|
1499
|
-
},
|
|
1500
|
-
{
|
|
1501
|
-
"type": "element",
|
|
1502
|
-
"name": "Liste",
|
|
1503
|
-
"attributes": {
|
|
1504
|
-
"type": "puce"
|
|
1505
|
-
},
|
|
1506
|
-
"children": [
|
|
1507
|
-
{
|
|
1508
|
-
"type": "element",
|
|
1509
|
-
"name": "Item",
|
|
1510
|
-
"children": [
|
|
1511
|
-
{
|
|
1512
|
-
"type": "element",
|
|
1513
|
-
"name": "Paragraphe",
|
|
1514
|
-
"children": [
|
|
1515
|
-
{
|
|
1516
|
-
"type": "text",
|
|
1517
|
-
"text": "Appareil récent ou de valeur élevée"
|
|
1518
|
-
}
|
|
1519
|
-
]
|
|
1520
|
-
}
|
|
1521
|
-
]
|
|
1522
|
-
},
|
|
1523
|
-
{
|
|
1524
|
-
"type": "element",
|
|
1525
|
-
"name": "Item",
|
|
1526
|
-
"children": [
|
|
1527
|
-
{
|
|
1528
|
-
"type": "element",
|
|
1529
|
-
"name": "Paragraphe",
|
|
1530
|
-
"children": [
|
|
1531
|
-
{
|
|
1532
|
-
"type": "text",
|
|
1533
|
-
"text": "Utilisation intensive ou déplacements fréquents"
|
|
1534
|
-
}
|
|
1535
|
-
]
|
|
1536
|
-
}
|
|
1537
|
-
]
|
|
1538
|
-
},
|
|
1539
|
-
{
|
|
1540
|
-
"type": "element",
|
|
1541
|
-
"name": "Item",
|
|
1542
|
-
"children": [
|
|
1543
|
-
{
|
|
1544
|
-
"type": "element",
|
|
1545
|
-
"name": "Paragraphe",
|
|
1546
|
-
"children": [
|
|
1547
|
-
{
|
|
1548
|
-
"type": "text",
|
|
1549
|
-
"text": "Appareil confié à un mineur"
|
|
1550
|
-
}
|
|
1551
|
-
]
|
|
1552
|
-
}
|
|
1553
|
-
]
|
|
1554
|
-
},
|
|
1555
|
-
{
|
|
1556
|
-
"type": "element",
|
|
1557
|
-
"name": "Item",
|
|
1558
|
-
"children": [
|
|
1559
|
-
{
|
|
1560
|
-
"type": "element",
|
|
1561
|
-
"name": "Paragraphe",
|
|
1562
|
-
"children": [
|
|
1563
|
-
{
|
|
1564
|
-
"type": "text",
|
|
1565
|
-
"text": "Absence de couverture existante (habitation ou carte bancaire) ;"
|
|
1566
|
-
}
|
|
1567
|
-
]
|
|
1568
|
-
}
|
|
1569
|
-
]
|
|
1570
|
-
},
|
|
1571
|
-
{
|
|
1572
|
-
"type": "element",
|
|
1573
|
-
"name": "Item",
|
|
1574
|
-
"children": [
|
|
1575
|
-
{
|
|
1576
|
-
"type": "element",
|
|
1577
|
-
"name": "Paragraphe",
|
|
1578
|
-
"children": [
|
|
1579
|
-
{
|
|
1580
|
-
"type": "text",
|
|
1581
|
-
"text": "Risque accru de casse ou de vol selon l’activité ou le cadre d’utilisation."
|
|
1582
|
-
}
|
|
1583
|
-
]
|
|
1584
|
-
}
|
|
1585
|
-
]
|
|
1586
|
-
}
|
|
1587
|
-
]
|
|
1588
|
-
},
|
|
1589
|
-
{
|
|
1590
|
-
"type": "element",
|
|
1591
|
-
"name": "Paragraphe",
|
|
1592
|
-
"children": [
|
|
1593
|
-
{
|
|
1594
|
-
"type": "text",
|
|
1595
|
-
"text": "L’assurance peut s’avérer "
|
|
1596
|
-
},
|
|
1597
|
-
{
|
|
1598
|
-
"type": "element",
|
|
1599
|
-
"name": "MiseEnEvidence",
|
|
1600
|
-
"children": [
|
|
1601
|
-
{
|
|
1602
|
-
"type": "text",
|
|
1603
|
-
"text": "peu avantageuse"
|
|
1604
|
-
}
|
|
1605
|
-
]
|
|
1606
|
-
},
|
|
1607
|
-
{
|
|
1608
|
-
"type": "text",
|
|
1609
|
-
"text": " dans les situations suivantes :"
|
|
1610
|
-
}
|
|
1611
|
-
]
|
|
1612
|
-
},
|
|
1613
|
-
{
|
|
1614
|
-
"type": "element",
|
|
1615
|
-
"name": "Liste",
|
|
1616
|
-
"attributes": {
|
|
1617
|
-
"type": "puce"
|
|
1618
|
-
},
|
|
1619
|
-
"children": [
|
|
1620
|
-
{
|
|
1621
|
-
"type": "element",
|
|
1622
|
-
"name": "Item",
|
|
1623
|
-
"children": [
|
|
1624
|
-
{
|
|
1625
|
-
"type": "element",
|
|
1626
|
-
"name": "Paragraphe",
|
|
1627
|
-
"children": [
|
|
1628
|
-
{
|
|
1629
|
-
"type": "text",
|
|
1630
|
-
"text": "L’appareil est ancien ou présente une faible valeur"
|
|
1631
|
-
}
|
|
1632
|
-
]
|
|
1633
|
-
}
|
|
1634
|
-
]
|
|
1635
|
-
},
|
|
1636
|
-
{
|
|
1637
|
-
"type": "element",
|
|
1638
|
-
"name": "Item",
|
|
1639
|
-
"children": [
|
|
1640
|
-
{
|
|
1641
|
-
"type": "element",
|
|
1642
|
-
"name": "Paragraphe",
|
|
1643
|
-
"children": [
|
|
1644
|
-
{
|
|
1645
|
-
"type": "text",
|
|
1646
|
-
"text": "Des garanties équivalentes existent déjà dans un autre contrat"
|
|
1647
|
-
}
|
|
1648
|
-
]
|
|
1649
|
-
}
|
|
1650
|
-
]
|
|
1651
|
-
},
|
|
1652
|
-
{
|
|
1653
|
-
"type": "element",
|
|
1654
|
-
"name": "Item",
|
|
1655
|
-
"children": [
|
|
1656
|
-
{
|
|
1657
|
-
"type": "element",
|
|
1658
|
-
"name": "Paragraphe",
|
|
1659
|
-
"children": [
|
|
1660
|
-
{
|
|
1661
|
-
"type": "text",
|
|
1662
|
-
"text": "Les exclusions du contrat sont nombreuses (exemples : vol à la tire non garanti, casse sans tiers exclue),"
|
|
1663
|
-
}
|
|
1664
|
-
]
|
|
1665
|
-
}
|
|
1666
|
-
]
|
|
1667
|
-
},
|
|
1668
|
-
{
|
|
1669
|
-
"type": "element",
|
|
1670
|
-
"name": "Item",
|
|
1671
|
-
"children": [
|
|
1672
|
-
{
|
|
1673
|
-
"type": "element",
|
|
1674
|
-
"name": "Paragraphe",
|
|
1675
|
-
"children": [
|
|
1676
|
-
{
|
|
1677
|
-
"type": "text",
|
|
1678
|
-
"text": "La "
|
|
1679
|
-
},
|
|
1680
|
-
{
|
|
1681
|
-
"type": "element",
|
|
1682
|
-
"name": "LienIntra",
|
|
1683
|
-
"attributes": {
|
|
1684
|
-
"LienID": "R2082",
|
|
1685
|
-
"type": "Définition de glossaire"
|
|
1686
|
-
},
|
|
1687
|
-
"children": [
|
|
1688
|
-
{
|
|
1689
|
-
"type": "text",
|
|
1690
|
-
"text": "franchise"
|
|
1691
|
-
}
|
|
1692
|
-
]
|
|
1693
|
-
},
|
|
1694
|
-
{
|
|
1695
|
-
"type": "text",
|
|
1696
|
-
"text": " est élevée par rapport à la valeur de l’appareil"
|
|
1697
|
-
}
|
|
1698
|
-
]
|
|
1699
|
-
}
|
|
1700
|
-
]
|
|
1701
|
-
},
|
|
1702
|
-
{
|
|
1703
|
-
"type": "element",
|
|
1704
|
-
"name": "Item",
|
|
1705
|
-
"children": [
|
|
1706
|
-
{
|
|
1707
|
-
"type": "element",
|
|
1708
|
-
"name": "Paragraphe",
|
|
1709
|
-
"children": [
|
|
1710
|
-
{
|
|
1711
|
-
"type": "text",
|
|
1712
|
-
"text": "La décote appliquée réduit significativement l’indemnisation."
|
|
1713
|
-
}
|
|
1714
|
-
]
|
|
1715
|
-
}
|
|
1716
|
-
]
|
|
1717
|
-
}
|
|
1718
|
-
]
|
|
1719
|
-
}
|
|
1720
|
-
]
|
|
1721
|
-
},
|
|
1722
|
-
{
|
|
1723
|
-
"type": "element",
|
|
1724
|
-
"name": "Chapitre",
|
|
1725
|
-
"children": [
|
|
1726
|
-
{
|
|
1727
|
-
"type": "element",
|
|
1728
|
-
"name": "Titre",
|
|
1729
|
-
"children": [
|
|
1730
|
-
{
|
|
1731
|
-
"type": "element",
|
|
1732
|
-
"name": "Paragraphe",
|
|
1733
|
-
"children": [
|
|
1734
|
-
{
|
|
1735
|
-
"type": "text",
|
|
1736
|
-
"text": "Quelles garanties les assurances pour appareils électroniques proposent-elles généralement ?"
|
|
1737
|
-
}
|
|
1738
|
-
]
|
|
1739
|
-
}
|
|
1740
|
-
]
|
|
1741
|
-
},
|
|
1742
|
-
{
|
|
1743
|
-
"type": "element",
|
|
1744
|
-
"name": "Paragraphe",
|
|
1745
|
-
"children": [
|
|
1746
|
-
{
|
|
1747
|
-
"type": "text",
|
|
1748
|
-
"text": "Les contrats d’assurance pour appareils électroniques couvrent généralement tout ou partie des situations suivantes :"
|
|
1749
|
-
}
|
|
1750
|
-
]
|
|
1751
|
-
},
|
|
1752
|
-
{
|
|
1753
|
-
"type": "element",
|
|
1754
|
-
"name": "Liste",
|
|
1755
|
-
"attributes": {
|
|
1756
|
-
"type": "puce"
|
|
1757
|
-
},
|
|
1758
|
-
"children": [
|
|
1759
|
-
{
|
|
1760
|
-
"type": "element",
|
|
1761
|
-
"name": "Item",
|
|
1762
|
-
"children": [
|
|
1763
|
-
{
|
|
1764
|
-
"type": "element",
|
|
1765
|
-
"name": "Paragraphe",
|
|
1766
|
-
"children": [
|
|
1767
|
-
{
|
|
1768
|
-
"type": "text",
|
|
1769
|
-
"text": "Panne (hors vice caché ou usure normale)"
|
|
1770
|
-
}
|
|
1771
|
-
]
|
|
1772
|
-
}
|
|
1773
|
-
]
|
|
1774
|
-
},
|
|
1775
|
-
{
|
|
1776
|
-
"type": "element",
|
|
1777
|
-
"name": "Item",
|
|
1778
|
-
"children": [
|
|
1779
|
-
{
|
|
1780
|
-
"type": "element",
|
|
1781
|
-
"name": "Paragraphe",
|
|
1782
|
-
"children": [
|
|
1783
|
-
{
|
|
1784
|
-
"type": "text",
|
|
1785
|
-
"text": "Casse accidentelle"
|
|
1786
|
-
}
|
|
1787
|
-
]
|
|
1788
|
-
}
|
|
1789
|
-
]
|
|
1790
|
-
},
|
|
1791
|
-
{
|
|
1792
|
-
"type": "element",
|
|
1793
|
-
"name": "Item",
|
|
1794
|
-
"children": [
|
|
1795
|
-
{
|
|
1796
|
-
"type": "element",
|
|
1797
|
-
"name": "Paragraphe",
|
|
1798
|
-
"children": [
|
|
1799
|
-
{
|
|
1800
|
-
"type": "text",
|
|
1801
|
-
"text": "Oxydation accidentelle"
|
|
1802
|
-
}
|
|
1803
|
-
]
|
|
1804
|
-
}
|
|
1805
|
-
]
|
|
1806
|
-
},
|
|
1807
|
-
{
|
|
1808
|
-
"type": "element",
|
|
1809
|
-
"name": "Item",
|
|
1810
|
-
"children": [
|
|
1811
|
-
{
|
|
1812
|
-
"type": "element",
|
|
1813
|
-
"name": "Paragraphe",
|
|
1814
|
-
"children": [
|
|
1815
|
-
{
|
|
1816
|
-
"type": "text",
|
|
1817
|
-
"text": "Vol dans certaines conditions (vol avec agression, vol avec effraction,...)."
|
|
1818
|
-
}
|
|
1819
|
-
]
|
|
1820
|
-
}
|
|
1821
|
-
]
|
|
1822
|
-
}
|
|
1823
|
-
]
|
|
1824
|
-
},
|
|
1825
|
-
{
|
|
1826
|
-
"type": "element",
|
|
1827
|
-
"name": "Paragraphe",
|
|
1828
|
-
"children": [
|
|
1829
|
-
{
|
|
1830
|
-
"type": "text",
|
|
1831
|
-
"text": "Chaque contrat définit précisément les événements couverts. Les conditions varient d’un assureur à l’autre."
|
|
1832
|
-
}
|
|
1833
|
-
]
|
|
1834
|
-
},
|
|
1835
|
-
{
|
|
1836
|
-
"type": "element",
|
|
1837
|
-
"name": "Paragraphe",
|
|
1838
|
-
"children": [
|
|
1839
|
-
{
|
|
1840
|
-
"type": "text",
|
|
1841
|
-
"text": "Les exclusions les plus souvent prévues comprennent notamment les situations suivantes :"
|
|
1842
|
-
}
|
|
1843
|
-
]
|
|
1844
|
-
},
|
|
1845
|
-
{
|
|
1846
|
-
"type": "element",
|
|
1847
|
-
"name": "Liste",
|
|
1848
|
-
"attributes": {
|
|
1849
|
-
"type": "puce"
|
|
1850
|
-
},
|
|
1851
|
-
"children": [
|
|
1852
|
-
{
|
|
1853
|
-
"type": "element",
|
|
1854
|
-
"name": "Item",
|
|
1855
|
-
"children": [
|
|
1856
|
-
{
|
|
1857
|
-
"type": "element",
|
|
1858
|
-
"name": "Paragraphe",
|
|
1859
|
-
"children": [
|
|
1860
|
-
{
|
|
1861
|
-
"type": "text",
|
|
1862
|
-
"text": "Perte simple de l’appareil"
|
|
1863
|
-
}
|
|
1864
|
-
]
|
|
1865
|
-
}
|
|
1866
|
-
]
|
|
1867
|
-
},
|
|
1868
|
-
{
|
|
1869
|
-
"type": "element",
|
|
1870
|
-
"name": "Item",
|
|
1871
|
-
"children": [
|
|
1872
|
-
{
|
|
1873
|
-
"type": "element",
|
|
1874
|
-
"name": "Paragraphe",
|
|
1875
|
-
"children": [
|
|
1876
|
-
{
|
|
1877
|
-
"type": "text",
|
|
1878
|
-
"text": "Vol sans violence ni effraction"
|
|
1879
|
-
}
|
|
1880
|
-
]
|
|
1881
|
-
}
|
|
1882
|
-
]
|
|
1883
|
-
},
|
|
1884
|
-
{
|
|
1885
|
-
"type": "element",
|
|
1886
|
-
"name": "Item",
|
|
1887
|
-
"children": [
|
|
1888
|
-
{
|
|
1889
|
-
"type": "element",
|
|
1890
|
-
"name": "Paragraphe",
|
|
1891
|
-
"children": [
|
|
1892
|
-
{
|
|
1893
|
-
"type": "text",
|
|
1894
|
-
"text": "Casse résultant d’un défaut d’entretien ou d’usure"
|
|
1895
|
-
}
|
|
1896
|
-
]
|
|
1897
|
-
}
|
|
1898
|
-
]
|
|
1899
|
-
},
|
|
1900
|
-
{
|
|
1901
|
-
"type": "element",
|
|
1902
|
-
"name": "Item",
|
|
1903
|
-
"children": [
|
|
1904
|
-
{
|
|
1905
|
-
"type": "element",
|
|
1906
|
-
"name": "Paragraphe",
|
|
1907
|
-
"children": [
|
|
1908
|
-
{
|
|
1909
|
-
"type": "text",
|
|
1910
|
-
"text": "Appareil déjà endommagé avant la souscription"
|
|
1911
|
-
}
|
|
1912
|
-
]
|
|
1913
|
-
}
|
|
1914
|
-
]
|
|
1915
|
-
},
|
|
1916
|
-
{
|
|
1917
|
-
"type": "element",
|
|
1918
|
-
"name": "Item",
|
|
1919
|
-
"children": [
|
|
1920
|
-
{
|
|
1921
|
-
"type": "element",
|
|
1922
|
-
"name": "Paragraphe",
|
|
1923
|
-
"children": [
|
|
1924
|
-
{
|
|
1925
|
-
"type": "text",
|
|
1926
|
-
"text": "Appareils d’occasion non éligibles"
|
|
1927
|
-
}
|
|
1928
|
-
]
|
|
1929
|
-
}
|
|
1930
|
-
]
|
|
1931
|
-
},
|
|
1932
|
-
{
|
|
1933
|
-
"type": "element",
|
|
1934
|
-
"name": "Item",
|
|
1935
|
-
"children": [
|
|
1936
|
-
{
|
|
1937
|
-
"type": "element",
|
|
1938
|
-
"name": "Paragraphe",
|
|
1939
|
-
"children": [
|
|
1940
|
-
{
|
|
1941
|
-
"type": "text",
|
|
1942
|
-
"text": "Absence de preuve du sinistre."
|
|
1943
|
-
}
|
|
1944
|
-
]
|
|
1945
|
-
}
|
|
1946
|
-
]
|
|
1947
|
-
}
|
|
1948
|
-
]
|
|
1949
|
-
}
|
|
1950
|
-
]
|
|
1951
|
-
},
|
|
1952
|
-
{
|
|
1953
|
-
"type": "element",
|
|
1954
|
-
"name": "Chapitre",
|
|
1955
|
-
"children": [
|
|
1956
|
-
{
|
|
1957
|
-
"type": "element",
|
|
1958
|
-
"name": "Titre",
|
|
1959
|
-
"children": [
|
|
1960
|
-
{
|
|
1961
|
-
"type": "element",
|
|
1962
|
-
"name": "Paragraphe",
|
|
1963
|
-
"children": [
|
|
1964
|
-
{
|
|
1965
|
-
"type": "text",
|
|
1966
|
-
"text": "L’assurance habitation peut-elle déjà couvrir les appareils électroniques ?"
|
|
1967
|
-
}
|
|
1968
|
-
]
|
|
1969
|
-
}
|
|
1970
|
-
]
|
|
1971
|
-
},
|
|
1972
|
-
{
|
|
1973
|
-
"type": "element",
|
|
1974
|
-
"name": "Paragraphe",
|
|
1975
|
-
"children": [
|
|
1976
|
-
{
|
|
1977
|
-
"type": "text",
|
|
1978
|
-
"text": "Votre assurance habitation "
|
|
1979
|
-
},
|
|
1980
|
-
{
|
|
1981
|
-
"type": "element",
|
|
1982
|
-
"name": "MiseEnEvidence",
|
|
1983
|
-
"children": [
|
|
1984
|
-
{
|
|
1985
|
-
"type": "text",
|
|
1986
|
-
"text": "peut"
|
|
1987
|
-
}
|
|
1988
|
-
]
|
|
1989
|
-
},
|
|
1990
|
-
{
|
|
1991
|
-
"type": "text",
|
|
1992
|
-
"text": " couvrir certains appareils électroniques en cas :"
|
|
1993
|
-
}
|
|
1994
|
-
]
|
|
1995
|
-
},
|
|
1996
|
-
{
|
|
1997
|
-
"type": "element",
|
|
1998
|
-
"name": "Liste",
|
|
1999
|
-
"attributes": {
|
|
2000
|
-
"type": "puce"
|
|
2001
|
-
},
|
|
2002
|
-
"children": [
|
|
2003
|
-
{
|
|
2004
|
-
"type": "element",
|
|
2005
|
-
"name": "Item",
|
|
2006
|
-
"children": [
|
|
2007
|
-
{
|
|
2008
|
-
"type": "element",
|
|
2009
|
-
"name": "Paragraphe",
|
|
2010
|
-
"children": [
|
|
2011
|
-
{
|
|
2012
|
-
"type": "text",
|
|
2013
|
-
"text": "de vol avec effraction à votre domicile,"
|
|
2014
|
-
}
|
|
2015
|
-
]
|
|
2016
|
-
}
|
|
2017
|
-
]
|
|
2018
|
-
},
|
|
2019
|
-
{
|
|
2020
|
-
"type": "element",
|
|
2021
|
-
"name": "Item",
|
|
2022
|
-
"children": [
|
|
2023
|
-
{
|
|
2024
|
-
"type": "element",
|
|
2025
|
-
"name": "Paragraphe",
|
|
2026
|
-
"children": [
|
|
2027
|
-
{
|
|
2028
|
-
"type": "text",
|
|
2029
|
-
"text": "de dommages causés par un incendie ou un dégât des eaux."
|
|
2030
|
-
}
|
|
2031
|
-
]
|
|
2032
|
-
}
|
|
2033
|
-
]
|
|
2034
|
-
}
|
|
2035
|
-
]
|
|
2036
|
-
},
|
|
2037
|
-
{
|
|
2038
|
-
"type": "element",
|
|
2039
|
-
"name": "Paragraphe",
|
|
2040
|
-
"children": [
|
|
2041
|
-
{
|
|
2042
|
-
"type": "text",
|
|
2043
|
-
"text": "La couverture ne s’applique "
|
|
2044
|
-
},
|
|
2045
|
-
{
|
|
2046
|
-
"type": "element",
|
|
2047
|
-
"name": "MiseEnEvidence",
|
|
2048
|
-
"children": [
|
|
2049
|
-
{
|
|
2050
|
-
"type": "text",
|
|
2051
|
-
"text": "généralement pas"
|
|
2052
|
-
}
|
|
2053
|
-
]
|
|
2054
|
-
},
|
|
2055
|
-
{
|
|
2056
|
-
"type": "text",
|
|
2057
|
-
"text": " :"
|
|
2058
|
-
}
|
|
2059
|
-
]
|
|
2060
|
-
},
|
|
2061
|
-
{
|
|
2062
|
-
"type": "element",
|
|
2063
|
-
"name": "Liste",
|
|
2064
|
-
"attributes": {
|
|
2065
|
-
"type": "puce"
|
|
2066
|
-
},
|
|
2067
|
-
"children": [
|
|
2068
|
-
{
|
|
2069
|
-
"type": "element",
|
|
2070
|
-
"name": "Item",
|
|
2071
|
-
"children": [
|
|
2072
|
-
{
|
|
2073
|
-
"type": "element",
|
|
2074
|
-
"name": "Paragraphe",
|
|
2075
|
-
"children": [
|
|
2076
|
-
{
|
|
2077
|
-
"type": "text",
|
|
2078
|
-
"text": "aux casses accidentelles,"
|
|
2079
|
-
}
|
|
2080
|
-
]
|
|
2081
|
-
}
|
|
2082
|
-
]
|
|
2083
|
-
},
|
|
2084
|
-
{
|
|
2085
|
-
"type": "element",
|
|
2086
|
-
"name": "Item",
|
|
997
|
+
"name": "Item",
|
|
2087
998
|
"children": [
|
|
2088
999
|
{
|
|
2089
1000
|
"type": "element",
|
|
@@ -2091,7 +1002,7 @@
|
|
|
2091
1002
|
"children": [
|
|
2092
1003
|
{
|
|
2093
1004
|
"type": "text",
|
|
2094
|
-
"text": "
|
|
1005
|
+
"text": "Oxydation accidentelle"
|
|
2095
1006
|
}
|
|
2096
1007
|
]
|
|
2097
1008
|
}
|
|
@@ -2107,7 +1018,7 @@
|
|
|
2107
1018
|
"children": [
|
|
2108
1019
|
{
|
|
2109
1020
|
"type": "text",
|
|
2110
|
-
"text": "
|
|
1021
|
+
"text": "Vol dans certaines conditions (vol avec agression, vol avec effraction,...)."
|
|
2111
1022
|
}
|
|
2112
1023
|
]
|
|
2113
1024
|
}
|
|
@@ -2121,7 +1032,7 @@
|
|
|
2121
1032
|
"children": [
|
|
2122
1033
|
{
|
|
2123
1034
|
"type": "text",
|
|
2124
|
-
"text": "Les
|
|
1035
|
+
"text": "Chaque contrat définit précisément les événements couverts. Les conditions varient d’un assureur à l’autre."
|
|
2125
1036
|
}
|
|
2126
1037
|
]
|
|
2127
1038
|
}
|
|
@@ -2141,7 +1052,7 @@
|
|
|
2141
1052
|
"children": [
|
|
2142
1053
|
{
|
|
2143
1054
|
"type": "text",
|
|
2144
|
-
"text": "
|
|
1055
|
+
"text": "Quelles sont les exclusions fréquentes des assurances pour appareils téléphoniques ?"
|
|
2145
1056
|
}
|
|
2146
1057
|
]
|
|
2147
1058
|
}
|
|
@@ -2153,7 +1064,7 @@
|
|
|
2153
1064
|
"children": [
|
|
2154
1065
|
{
|
|
2155
1066
|
"type": "text",
|
|
2156
|
-
"text": "
|
|
1067
|
+
"text": "Les exclusions les plus souvent prévues comprennent notamment les situations suivantes :"
|
|
2157
1068
|
}
|
|
2158
1069
|
]
|
|
2159
1070
|
},
|
|
@@ -2174,7 +1085,7 @@
|
|
|
2174
1085
|
"children": [
|
|
2175
1086
|
{
|
|
2176
1087
|
"type": "text",
|
|
2177
|
-
"text": "
|
|
1088
|
+
"text": "Perte simple de l’appareil"
|
|
2178
1089
|
}
|
|
2179
1090
|
]
|
|
2180
1091
|
}
|
|
@@ -2190,243 +1101,75 @@
|
|
|
2190
1101
|
"children": [
|
|
2191
1102
|
{
|
|
2192
1103
|
"type": "text",
|
|
2193
|
-
"text": "
|
|
1104
|
+
"text": "Vol sans violence ni effraction"
|
|
2194
1105
|
}
|
|
2195
1106
|
]
|
|
2196
1107
|
}
|
|
2197
1108
|
]
|
|
2198
|
-
}
|
|
2199
|
-
]
|
|
2200
|
-
},
|
|
2201
|
-
{
|
|
2202
|
-
"type": "element",
|
|
2203
|
-
"name": "Paragraphe",
|
|
2204
|
-
"children": [
|
|
2205
|
-
{
|
|
2206
|
-
"type": "text",
|
|
2207
|
-
"text": "Ces garanties dépendent du type de carte et du mode de paiement utilisé."
|
|
2208
|
-
}
|
|
2209
|
-
]
|
|
2210
|
-
}
|
|
2211
|
-
]
|
|
2212
|
-
},
|
|
2213
|
-
{
|
|
2214
|
-
"type": "element",
|
|
2215
|
-
"name": "Chapitre",
|
|
2216
|
-
"children": [
|
|
2217
|
-
{
|
|
2218
|
-
"type": "element",
|
|
2219
|
-
"name": "Titre",
|
|
2220
|
-
"children": [
|
|
2221
|
-
{
|
|
2222
|
-
"type": "element",
|
|
2223
|
-
"name": "Paragraphe",
|
|
2224
|
-
"children": [
|
|
2225
|
-
{
|
|
2226
|
-
"type": "text",
|
|
2227
|
-
"text": "Quelles règles s’appliquent pour la souscription, la déclaration et la résiliation d’une assurance appareils électroniques ?"
|
|
2228
|
-
}
|
|
2229
|
-
]
|
|
2230
|
-
}
|
|
2231
|
-
]
|
|
2232
|
-
},
|
|
2233
|
-
{
|
|
2234
|
-
"type": "element",
|
|
2235
|
-
"name": "Paragraphe",
|
|
2236
|
-
"children": [
|
|
2237
|
-
{
|
|
2238
|
-
"type": "text",
|
|
2239
|
-
"text": "Loi Hamon"
|
|
2240
|
-
}
|
|
2241
|
-
]
|
|
2242
|
-
},
|
|
2243
|
-
{
|
|
2244
|
-
"type": "element",
|
|
2245
|
-
"name": "Paragraphe",
|
|
2246
|
-
"children": [
|
|
2247
|
-
{
|
|
2248
|
-
"type": "text",
|
|
2249
|
-
"text": "Le contrat d’assurance peut être souscrit au moment de l’achat de l’appareil, auprès du magasin, d’un opérateur téléphonique ou directement auprès d’un assureur."
|
|
2250
|
-
}
|
|
2251
|
-
]
|
|
2252
|
-
},
|
|
2253
|
-
{
|
|
2254
|
-
"type": "element",
|
|
2255
|
-
"name": "Paragraphe",
|
|
2256
|
-
"children": [
|
|
2257
|
-
{
|
|
2258
|
-
"type": "text",
|
|
2259
|
-
"text": "Après la souscription, vous disposez d’un délai pour changer d’avis : en règle générale, vous pouvez renoncer au contrat dans les 14 "
|
|
2260
1109
|
},
|
|
2261
1110
|
{
|
|
2262
1111
|
"type": "element",
|
|
2263
|
-
"name": "
|
|
2264
|
-
"attributes": {
|
|
2265
|
-
"LienID": "R1092",
|
|
2266
|
-
"type": "Définition de glossaire"
|
|
2267
|
-
},
|
|
1112
|
+
"name": "Item",
|
|
2268
1113
|
"children": [
|
|
2269
1114
|
{
|
|
2270
|
-
"type": "
|
|
2271
|
-
"
|
|
1115
|
+
"type": "element",
|
|
1116
|
+
"name": "Paragraphe",
|
|
1117
|
+
"children": [
|
|
1118
|
+
{
|
|
1119
|
+
"type": "text",
|
|
1120
|
+
"text": "Casse résultant d’un défaut d’entretien ou d’usure"
|
|
1121
|
+
}
|
|
1122
|
+
]
|
|
2272
1123
|
}
|
|
2273
1124
|
]
|
|
2274
1125
|
},
|
|
2275
|
-
{
|
|
2276
|
-
"type": "text",
|
|
2277
|
-
"text": "qui suivent. Ce délai est porté à 30 jours calendaires lorsque l’assurance est souscrite en même temps que l’achat de l’appareil."
|
|
2278
|
-
}
|
|
2279
|
-
]
|
|
2280
|
-
},
|
|
2281
|
-
{
|
|
2282
|
-
"type": "element",
|
|
2283
|
-
"name": "Paragraphe",
|
|
2284
|
-
"children": [
|
|
2285
|
-
{
|
|
2286
|
-
"type": "text",
|
|
2287
|
-
"text": "En cas de sinistre, vous devez respecter les délais indiqués dans le contrat pour effectuer la déclaration : ils sont souvent de 5 jour, et réduits à 2 jours lorsqu’il s’agit d’un vol."
|
|
2288
|
-
}
|
|
2289
|
-
]
|
|
2290
|
-
},
|
|
2291
|
-
{
|
|
2292
|
-
"type": "element",
|
|
2293
|
-
"name": "Paragraphe",
|
|
2294
|
-
"children": [
|
|
2295
|
-
{
|
|
2296
|
-
"type": "text",
|
|
2297
|
-
"text": "Une fois que vous avez dépassé 1 an d’engagement, vous pouvez mettre fin au contrat quand vous le souhaitez, sans frais ni justification, en adressant votre demande de résiliation à l’assureur."
|
|
2298
|
-
}
|
|
2299
|
-
]
|
|
2300
|
-
}
|
|
2301
|
-
]
|
|
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|
-
},
|
|
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|
-
{
|
|
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|
-
"type": "element",
|
|
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|
-
"name": "Chapitre",
|
|
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|
-
"children": [
|
|
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|
-
{
|
|
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|
-
"type": "element",
|
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|
-
"name": "Titre",
|
|
2310
|
-
"children": [
|
|
2311
1126
|
{
|
|
2312
1127
|
"type": "element",
|
|
2313
|
-
"name": "
|
|
1128
|
+
"name": "Item",
|
|
2314
1129
|
"children": [
|
|
2315
1130
|
{
|
|
2316
|
-
"type": "
|
|
2317
|
-
"
|
|
1131
|
+
"type": "element",
|
|
1132
|
+
"name": "Paragraphe",
|
|
1133
|
+
"children": [
|
|
1134
|
+
{
|
|
1135
|
+
"type": "text",
|
|
1136
|
+
"text": "Appareil déjà endommagé avant la souscription"
|
|
1137
|
+
}
|
|
1138
|
+
]
|
|
2318
1139
|
}
|
|
2319
1140
|
]
|
|
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|
-
}
|
|
2321
|
-
]
|
|
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|
-
},
|
|
2323
|
-
{
|
|
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|
-
"type": "element",
|
|
2325
|
-
"name": "Paragraphe",
|
|
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|
-
"children": [
|
|
2327
|
-
{
|
|
2328
|
-
"type": "text",
|
|
2329
|
-
"text": "Vous pouvez souscrire l'assurance au moment de l’achat de l'appareil auprès du magasin ou auprès d'un opérateur de téléphonie ou d'internet."
|
|
2330
|
-
}
|
|
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|
-
]
|
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|
-
},
|
|
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|
-
{
|
|
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|
-
"type": "element",
|
|
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|
-
"name": "Paragraphe",
|
|
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|
-
"children": [
|
|
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|
-
{
|
|
2338
|
-
"type": "text",
|
|
2339
|
-
"text": "Vous pouvez aussi souscrire l'assurance après l'achat, auprès d'un vendeur d'assurance (compagnie d'assurance ou banque)."
|
|
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|
-
}
|
|
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|
-
]
|
|
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|
-
}
|
|
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|
-
]
|
|
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|
-
},
|
|
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|
-
{
|
|
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|
-
"type": "element",
|
|
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|
-
"name": "Chapitre",
|
|
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|
-
"children": [
|
|
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|
-
{
|
|
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|
-
"type": "element",
|
|
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|
-
"name": "Titre",
|
|
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|
-
"children": [
|
|
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|
+
},
|
|
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|
{
|
|
2354
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|
"type": "element",
|
|
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|
-
"name": "
|
|
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|
+
"name": "Item",
|
|
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|
"children": [
|
|
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|
{
|
|
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|
-
"type": "
|
|
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|
-
"
|
|
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|
+
"type": "element",
|
|
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|
+
"name": "Paragraphe",
|
|
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|
+
"children": [
|
|
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|
+
{
|
|
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|
+
"type": "text",
|
|
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|
+
"text": "Appareils d’occasion non éligibles"
|
|
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|
+
}
|
|
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|
+
]
|
|
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|
}
|
|
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|
]
|
|
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|
-
}
|
|
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|
-
]
|
|
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|
-
},
|
|
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|
-
{
|
|
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|
-
"type": "element",
|
|
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|
-
"name": "Paragraphe",
|
|
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|
-
"children": [
|
|
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|
-
{
|
|
2370
|
-
"type": "text",
|
|
2371
|
-
"text": "Si vous avez souscrit le contrat au moment de l'achat, vous pouvez exercer votre droit de rétractation dans un délai de 30 "
|
|
2372
1157
|
},
|
|
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|
{
|
|
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|
"type": "element",
|
|
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|
-
"name": "
|
|
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|
-
"attributes": {
|
|
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|
-
"LienID": "R1092",
|
|
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|
-
"type": "Définition de glossaire"
|
|
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|
-
},
|
|
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|
+
"name": "Item",
|
|
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|
"children": [
|
|
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|
{
|
|
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|
-
"type": "
|
|
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|
-
"
|
|
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|
+
"type": "element",
|
|
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|
+
"name": "Paragraphe",
|
|
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|
+
"children": [
|
|
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|
+
{
|
|
1167
|
+
"type": "text",
|
|
1168
|
+
"text": "Absence de preuve du sinistre."
|
|
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|
+
}
|
|
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|
+
]
|
|
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1171
|
}
|
|
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1172
|
]
|
|
2386
|
-
},
|
|
2387
|
-
{
|
|
2388
|
-
"type": "text",
|
|
2389
|
-
"text": " à partir de la date de souscription de cette assurance."
|
|
2390
|
-
}
|
|
2391
|
-
]
|
|
2392
|
-
},
|
|
2393
|
-
{
|
|
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|
-
"type": "element",
|
|
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|
-
"name": "Paragraphe",
|
|
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|
-
"children": [
|
|
2397
|
-
{
|
|
2398
|
-
"type": "text",
|
|
2399
|
-
"text": "Si vous avez souscrit le contrat après l'achat de l'appareil, vous ne pouvez pas vous rétracter."
|
|
2400
|
-
}
|
|
2401
|
-
]
|
|
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|
-
},
|
|
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|
-
{
|
|
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|
-
"type": "element",
|
|
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|
-
"name": "Paragraphe",
|
|
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|
-
"children": [
|
|
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|
-
{
|
|
2408
|
-
"type": "text",
|
|
2409
|
-
"text": "Vous pourrez vous rétracter seulement si vous avez fait l'objet d'un démarchage à domicile ou sur votre lieu de travail."
|
|
2410
|
-
}
|
|
2411
|
-
]
|
|
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|
-
},
|
|
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|
-
{
|
|
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|
-
"type": "element",
|
|
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|
-
"name": "Paragraphe",
|
|
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|
-
"children": [
|
|
2417
|
-
{
|
|
2418
|
-
"type": "text",
|
|
2419
|
-
"text": "Dans ce cas, vous pouvez exercer votre droit de rétractation dans un délai de 14 jours calendaires à partir de la date de souscription."
|
|
2420
|
-
}
|
|
2421
|
-
]
|
|
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|
-
},
|
|
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|
-
{
|
|
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|
-
"type": "element",
|
|
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|
-
"name": "Paragraphe",
|
|
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|
-
"children": [
|
|
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|
-
{
|
|
2428
|
-
"type": "text",
|
|
2429
|
-
"text": "Dans tous les cas, le contrat et la notice d’information doivent mentionner les règles de renonciation et la procédure à suivre."
|
|
2430
1173
|
}
|
|
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1174
|
]
|
|
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1175
|
}
|
|
@@ -2446,7 +1189,7 @@
|
|
|
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|
"children": [
|
|
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1190
|
{
|
|
2448
1191
|
"type": "text",
|
|
2449
|
-
"text": "
|
|
1192
|
+
"text": "L’assurance habitation couvre-t-elle les appareils électroniques ?"
|
|
2450
1193
|
}
|
|
2451
1194
|
]
|
|
2452
1195
|
}
|
|
@@ -2458,45 +1201,62 @@
|
|
|
2458
1201
|
"children": [
|
|
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1202
|
{
|
|
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|
"type": "text",
|
|
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|
-
"text": "
|
|
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|
-
}
|
|
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|
-
]
|
|
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|
-
},
|
|
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|
-
{
|
|
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|
-
"type": "element",
|
|
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|
-
"name": "Paragraphe",
|
|
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|
-
"children": [
|
|
2469
|
-
{
|
|
2470
|
-
"type": "text",
|
|
2471
|
-
"text": "Le délai est généralement de 5 "
|
|
1204
|
+
"text": "Votre assurance habitation "
|
|
2472
1205
|
},
|
|
2473
1206
|
{
|
|
2474
1207
|
"type": "element",
|
|
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|
-
"name": "
|
|
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|
-
"attributes": {
|
|
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|
-
"LienID": "R17509",
|
|
2478
|
-
"type": "Définition de glossaire"
|
|
2479
|
-
},
|
|
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|
+
"name": "MiseEnEvidence",
|
|
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|
"children": [
|
|
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|
{
|
|
2482
1211
|
"type": "text",
|
|
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|
-
"text": "
|
|
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|
+
"text": "peut"
|
|
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1213
|
}
|
|
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1214
|
]
|
|
2486
1215
|
},
|
|
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|
{
|
|
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1217
|
"type": "text",
|
|
2489
|
-
"text": "
|
|
1218
|
+
"text": " couvrir certains appareils électroniques en cas :"
|
|
2490
1219
|
}
|
|
2491
1220
|
]
|
|
2492
1221
|
},
|
|
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|
{
|
|
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1223
|
"type": "element",
|
|
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|
-
"name": "
|
|
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|
+
"name": "Liste",
|
|
1225
|
+
"attributes": {
|
|
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|
+
"type": "puce"
|
|
1227
|
+
},
|
|
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1228
|
"children": [
|
|
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1229
|
{
|
|
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|
-
"type": "
|
|
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|
-
"
|
|
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|
+
"type": "element",
|
|
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|
+
"name": "Item",
|
|
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|
+
"children": [
|
|
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|
+
{
|
|
1234
|
+
"type": "element",
|
|
1235
|
+
"name": "Paragraphe",
|
|
1236
|
+
"children": [
|
|
1237
|
+
{
|
|
1238
|
+
"type": "text",
|
|
1239
|
+
"text": "de vol avec effraction à votre domicile,"
|
|
1240
|
+
}
|
|
1241
|
+
]
|
|
1242
|
+
}
|
|
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|
+
]
|
|
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|
+
},
|
|
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|
+
{
|
|
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|
+
"type": "element",
|
|
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|
+
"name": "Item",
|
|
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|
+
"children": [
|
|
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|
+
{
|
|
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|
+
"type": "element",
|
|
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|
+
"name": "Paragraphe",
|
|
1252
|
+
"children": [
|
|
1253
|
+
{
|
|
1254
|
+
"type": "text",
|
|
1255
|
+
"text": "de dommages causés par un incendie ou un dégât des eaux."
|
|
1256
|
+
}
|
|
1257
|
+
]
|
|
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|
+
}
|
|
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|
+
]
|
|
2500
1260
|
}
|
|
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|
]
|
|
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1262
|
},
|
|
@@ -2506,17 +1266,21 @@
|
|
|
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|
"children": [
|
|
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|
{
|
|
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|
"type": "text",
|
|
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|
-
"text": "
|
|
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|
-
}
|
|
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|
-
|
|
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|
-
|
|
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|
-
|
|
2514
|
-
|
|
2515
|
-
|
|
2516
|
-
|
|
1269
|
+
"text": "La couverture ne s’applique "
|
|
1270
|
+
},
|
|
1271
|
+
{
|
|
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|
+
"type": "element",
|
|
1273
|
+
"name": "MiseEnEvidence",
|
|
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|
+
"children": [
|
|
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|
+
{
|
|
1276
|
+
"type": "text",
|
|
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|
+
"text": "généralement pas"
|
|
1278
|
+
}
|
|
1279
|
+
]
|
|
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|
+
},
|
|
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|
{
|
|
2518
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|
"type": "text",
|
|
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|
-
"text": "
|
|
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|
+
"text": " :"
|
|
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|
}
|
|
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1285
|
]
|
|
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|
},
|
|
@@ -2537,23 +1301,7 @@
|
|
|
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|
"children": [
|
|
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|
{
|
|
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|
"type": "text",
|
|
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|
-
"text": "
|
|
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|
-
}
|
|
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|
-
]
|
|
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|
-
}
|
|
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|
-
]
|
|
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|
-
},
|
|
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|
-
{
|
|
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|
-
"type": "element",
|
|
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|
-
"name": "Item",
|
|
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|
-
"children": [
|
|
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|
-
{
|
|
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|
-
"type": "element",
|
|
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|
-
"name": "Paragraphe",
|
|
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|
-
"children": [
|
|
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|
-
{
|
|
2555
|
-
"type": "text",
|
|
2556
|
-
"text": "Descriptif du sinistre (panne, casse, vol)"
|
|
1304
|
+
"text": "aux casses accidentelles,"
|
|
2557
1305
|
}
|
|
2558
1306
|
]
|
|
2559
1307
|
}
|
|
@@ -2569,7 +1317,7 @@
|
|
|
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|
"children": [
|
|
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|
{
|
|
2571
1319
|
"type": "text",
|
|
2572
|
-
"text": "
|
|
1320
|
+
"text": "aux vols hors domicile,"
|
|
2573
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|
}
|
|
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|
]
|
|
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1323
|
}
|
|
@@ -2585,7 +1333,7 @@
|
|
|
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|
"children": [
|
|
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|
{
|
|
2587
1335
|
"type": "text",
|
|
2588
|
-
"text": "
|
|
1336
|
+
"text": "aux appareils transportés en dehors du logement (sauf garantie spécifique)."
|
|
2589
1337
|
}
|
|
2590
1338
|
]
|
|
2591
1339
|
}
|
|
@@ -2599,17 +1347,7 @@
|
|
|
2599
1347
|
"children": [
|
|
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1348
|
{
|
|
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1349
|
"type": "text",
|
|
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|
-
"text": "
|
|
2603
|
-
}
|
|
2604
|
-
]
|
|
2605
|
-
},
|
|
2606
|
-
{
|
|
2607
|
-
"type": "element",
|
|
2608
|
-
"name": "Paragraphe",
|
|
2609
|
-
"children": [
|
|
2610
|
-
{
|
|
2611
|
-
"type": "text",
|
|
2612
|
-
"text": "Dans l'attente de la décision de l'assureur, vous ne devez pas effectuer les réparations si l'appareil est cassé ou en panne."
|
|
1350
|
+
"text": "Les garanties varient selon le contrat."
|
|
2613
1351
|
}
|
|
2614
1352
|
]
|
|
2615
1353
|
}
|
|
@@ -2629,7 +1367,7 @@
|
|
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"text": "La carte bancaire peut-elle déjà couvrir les appareils électroniques ?"
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"text": "Certaines cartes offrent des garanties liées à l’achat d’un appareil, telles que :"
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"name": "Liste",
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"attributes": {
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"type": "puce"
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{
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"type": "text",
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"text": "une extension de garantie constructeur,"
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}
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]
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}
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{
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"type": "text",
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"text": "une assurance vol ou casse sous conditions."
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}
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"text": "
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"text": "Ces garanties dépendent du type de carte et du mode de paiement utilisé."
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{
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"children": [
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"name": "
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"attributes": {
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"LienPublication": "F33991",
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"type": "Fiche Question-réponse conditionnée",
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"audience": "Particuliers"
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},
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"type": "text",
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"text": "
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"text": "Quelles règles s’appliquent pour la souscription, la déclaration et la résiliation d’une assurance appareils électroniques ?"
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"type": "text",
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"text": "
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"text": "Le contrat d’assurance peut être souscrit au moment de l’achat de l’appareil, auprès du magasin, d’un opérateur téléphonique ou directement auprès d’un assureur."
|
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"children": [
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{
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"text": "
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"text": "Après la souscription, vous disposez d’un délai pour changer d’avis : en règle générale, vous pouvez renoncer au contrat dans les 14 "
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},
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{
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"name": "LienIntra",
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"attributes": {
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"LienID": "R1092",
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"type": "Définition de glossaire"
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},
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"text": "jours calendaires "
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"text": "
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"text": "qui suivent. Ce délai est porté à 30 jours calendaires lorsque l’assurance est souscrite en même temps que l’achat de l’appareil."
|
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"text": "En cas de sinistre, vous devez respecter les délais indiqués dans le contrat pour effectuer la déclaration : ils sont souvent de 5 jours, et réduits à 2 jours lorsqu’il s’agit d’un vol."
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{
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"type": "text",
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"text": "Si vous avez souscrit le contrat par internet, vous pouvez faire la résiliation en ligne via la procédure « en 3 clics »."
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}
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]
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"type": "text",
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"text": "Une fois que vous avez dépassé 1 an d’engagement, vous pouvez mettre fin au contrat quand vous le souhaitez, sans frais ni justification, en adressant votre demande de résiliation à l’assureur."
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"name": "Definition",
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"attributes": {
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"ID": "R52004"
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{
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"text": "Effraction"
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}
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},
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|
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{
|
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"text": "Usage de la force pour pénétrer dans un endroit fermé"
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}
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]
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@@ -3017,41 +1762,6 @@
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}
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{
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"attributes": {
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"ID": "R17509"
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},
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|
|
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|
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{
|
|
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|
-
"type": "text",
|
|
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|
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"text": "Jour ouvré"
|
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|
-
}
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|
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]
|
|
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|
-
},
|
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{
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"children": [
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{
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"type": "element",
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"name": "Paragraphe",
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"children": [
|
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|
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{
|
|
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|
-
"type": "text",
|
|
3047
|
-
"text": "Jour effectivement travaillé dans une entreprise ou une administration. On en compte 5 par semaine."
|
|
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|
-
}
|
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|
-
]
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|
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}
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]
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{
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|
"name": "QuestionReponse",
|