@sardis/ai-sdk 0.1.0

package/dist/chunk-BVUWWUQU.js

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+import { tool } from 'ai';
+import { z } from 'zod';
+
+// src/tools.ts
+var PaymentParamsSchema = z.object({
+  /** Recipient address or merchant identifier */
+  to: z.string().describe("Recipient wallet address or merchant ID"),
+  /** Amount in USD */
+  amount: z.number().positive().describe("Payment amount in USD"),
+  /** Token to use (default: USDC) */
+  token: z.string().optional().default("USDC").describe("Token to use for payment"),
+  /** Chain to execute on */
+  chain: z.enum(["base", "polygon", "ethereum", "arbitrum", "optimism"]).optional().default("base").describe("Blockchain network"),
+  /** Payment description/memo */
+  memo: z.string().optional().describe("Description or memo for the payment"),
+  /** Merchant name for policy checks */
+  merchant: z.string().optional().describe("Merchant name for policy validation"),
+  /** Merchant category code */
+  category: z.string().optional().describe('Merchant category code (e.g., "software", "travel")'),
+  /** Idempotency key to prevent duplicates */
+  idempotencyKey: z.string().optional().describe("Unique key to prevent duplicate payments")
+});
+var HoldParamsSchema = z.object({
+  /** Amount to hold in USD */
+  amount: z.number().positive().describe("Hold amount in USD"),
+  /** Merchant name */
+  merchant: z.string().describe("Merchant name for the hold"),
+  /** Hold expiration in hours (default: 24) */
+  expiresInHours: z.number().optional().default(24).describe("Hours until hold expires"),
+  /** Description of the hold purpose */
+  description: z.string().optional().describe("Description of what the hold is for")
+});
+var CaptureParamsSchema = z.object({
+  /** Hold ID to capture */
+  holdId: z.string().describe("ID of the hold to capture"),
+  /** Amount to capture (defaults to full hold amount) */
+  amount: z.number().positive().optional().describe("Amount to capture (partial capture if less than hold)")
+});
+var PolicyCheckParamsSchema = z.object({
+  /** Amount to check */
+  amount: z.number().positive().describe("Amount to check against policy"),
+  /** Merchant name */
+  merchant: z.string().optional().describe("Merchant name for policy check"),
+  /** Merchant category */
+  category: z.string().optional().describe("Merchant category for policy check")
+});
+var BalanceParamsSchema = z.object({
+  /** Token to check (default: USDC) */
+  token: z.string().optional().default("USDC").describe("Token to check balance for"),
+  /** Chain to check */
+  chain: z.string().optional().describe("Specific chain to check balance on")
+});
+
+// src/tools.ts
+var SardisToolClient = class {
+  apiKey;
+  walletId;
+  agentId;
+  baseUrl;
+  simulationMode;
+  maxPaymentAmount;
+  blockedCategories;
+  allowedMerchants;
+  resolvedAgentId;
+  resolvingAgentId;
+  constructor(config) {
+    this.apiKey = config.apiKey;
+    this.walletId = config.walletId;
+    this.agentId = config.agentId;
+    this.baseUrl = (config.baseUrl || "https://api.sardis.network").replace(/\/$/, "");
+    this.simulationMode = config.simulationMode || false;
+    this.maxPaymentAmount = config.maxPaymentAmount;
+    this.blockedCategories = config.blockedCategories || [];
+    this.allowedMerchants = config.allowedMerchants;
+  }
+  async request(method, path, body) {
+    const response = await fetch(`${this.baseUrl}${path}`, {
+      method,
+      headers: {
+        "X-API-Key": this.apiKey,
+        "Content-Type": "application/json",
+        ...this.simulationMode && { "X-Simulation-Mode": "true" }
+      },
+      body: body ? JSON.stringify(body) : void 0
+    });
+    if (!response.ok) {
+      const error = await response.json().catch(() => null);
+      const message = error && typeof error === "object" && ("message" in error || "detail" in error) && // eslint-disable-next-line @typescript-eslint/no-explicit-any
+      (error.message || error.detail) || `API error: ${response.status}`;
+      throw new Error(message);
+    }
+    return await response.json();
+  }
+  async getEffectiveAgentId() {
+    if (this.agentId) return this.agentId;
+    if (this.resolvedAgentId) return this.resolvedAgentId;
+    if (!this.resolvingAgentId) {
+      this.resolvingAgentId = (async () => {
+        const wallet = await this.request(
+          "GET",
+          `/api/v2/wallets/${this.walletId}`
+        );
+        if (!wallet.agent_id) {
+          throw new Error("Wallet has no agent_id");
+        }
+        this.resolvedAgentId = wallet.agent_id;
+        return wallet.agent_id;
+      })();
+    }
+    return this.resolvingAgentId;
+  }
+  /**
+   * Local policy pre-check before API call.
+   */
+  preCheckPolicy(amount, merchant, category) {
+    if (this.maxPaymentAmount && amount > this.maxPaymentAmount) {
+      return {
+        allowed: false,
+        reason: `Amount $${amount} exceeds maximum allowed payment of $${this.maxPaymentAmount}`
+      };
+    }
+    if (category && this.blockedCategories.includes(category.toLowerCase())) {
+      return {
+        allowed: false,
+        reason: `Category "${category}" is blocked by policy`
+      };
+    }
+    if (this.allowedMerchants && merchant) {
+      if (!this.allowedMerchants.includes(merchant.toLowerCase())) {
+        return {
+          allowed: false,
+          reason: `Merchant "${merchant}" is not in the allowed list`
+        };
+      }
+    }
+    return { allowed: true };
+  }
+  async executePayment(params) {
+    const preCheck = this.preCheckPolicy(params.amount, params.merchant, params.category);
+    if (!preCheck.allowed) {
+      return {
+        success: false,
+        amount: params.amount,
+        token: params.token || "USDC",
+        chain: params.chain || "base",
+        status: "failed",
+        error: preCheck.reason,
+        timestamp: (/* @__PURE__ */ new Date()).toISOString()
+      };
+    }
+    try {
+      const result = await this.request("POST", `/api/v2/wallets/${this.walletId}/transfer`, {
+        destination: params.to,
+        amount: params.amount,
+        token: params.token || "USDC",
+        chain: params.chain || "base",
+        domain: params.merchant || "unknown",
+        memo: params.memo
+      });
+      return {
+        success: true,
+        transactionId: result.ledger_tx_id,
+        txHash: result.tx_hash,
+        amount: params.amount,
+        token: params.token || "USDC",
+        chain: params.chain || "base",
+        status: result.status === "submitted" ? "pending" : result.status,
+        timestamp: (/* @__PURE__ */ new Date()).toISOString()
+      };
+    } catch (error) {
+      return {
+        success: false,
+        amount: params.amount,
+        token: params.token || "USDC",
+        chain: params.chain || "base",
+        status: "failed",
+        error: error instanceof Error ? error.message : "Unknown error",
+        timestamp: (/* @__PURE__ */ new Date()).toISOString()
+      };
+    }
+  }
+  async createHold(params) {
+    try {
+      const result = await this.request("POST", "/api/v2/holds", {
+        wallet_id: this.walletId,
+        amount: params.amount,
+        token: "USDC",
+        merchant_id: params.merchant,
+        purpose: params.description,
+        expiration_hours: params.expiresInHours || 24
+      });
+      if (!result.success || !result.hold) {
+        return {
+          success: false,
+          amount: params.amount,
+          merchant: params.merchant,
+          status: "failed",
+          error: result.error || "Failed to create hold"
+        };
+      }
+      return {
+        success: true,
+        holdId: result.hold.hold_id,
+        amount: params.amount,
+        merchant: params.merchant,
+        expiresAt: result.hold.expires_at || void 0,
+        status: result.hold.status
+      };
+    } catch (error) {
+      return {
+        success: false,
+        amount: params.amount,
+        merchant: params.merchant,
+        status: "failed",
+        error: error instanceof Error ? error.message : "Unknown error"
+      };
+    }
+  }
+  async captureHold(params) {
+    try {
+      const result = await this.request(
+        "POST",
+        `/api/v2/holds/${params.holdId}/capture`,
+        params.amount != null ? { amount: params.amount } : void 0
+      );
+      if (!result.success || !result.hold) {
+        return {
+          success: false,
+          holdId: params.holdId,
+          amount: params.amount || 0,
+          merchant: "",
+          status: "failed",
+          error: result.error || "Failed to capture hold"
+        };
+      }
+      return {
+        success: true,
+        holdId: result.hold.hold_id,
+        amount: params.amount || parseFloat(result.hold.amount),
+        merchant: result.hold.merchant_id || "",
+        status: result.hold.status
+      };
+    } catch (error) {
+      return {
+        success: false,
+        holdId: params.holdId,
+        amount: params.amount || 0,
+        merchant: "",
+        status: "failed",
+        error: error instanceof Error ? error.message : "Unknown error"
+      };
+    }
+  }
+  async voidHold(holdId) {
+    try {
+      const result = await this.request("POST", `/api/v2/holds/${holdId}/void`, {});
+      if (!result.success || !result.hold) {
+        return {
+          success: false,
+          holdId,
+          amount: 0,
+          merchant: "",
+          status: "failed",
+          error: result.error || "Failed to void hold"
+        };
+      }
+      return {
+        success: true,
+        holdId: result.hold.hold_id,
+        amount: parseFloat(result.hold.amount),
+        merchant: result.hold.merchant_id || "",
+        status: result.hold.status
+      };
+    } catch (error) {
+      return {
+        success: false,
+        holdId,
+        amount: 0,
+        merchant: "",
+        status: "failed",
+        error: error instanceof Error ? error.message : "Unknown error"
+      };
+    }
+  }
+  async checkPolicy(params) {
+    const preCheck = this.preCheckPolicy(params.amount, params.merchant, params.category);
+    if (!preCheck.allowed) {
+      return {
+        allowed: false,
+        reason: preCheck.reason
+      };
+    }
+    try {
+      const agentId = await this.getEffectiveAgentId();
+      const result = await this.request("POST", "/api/v2/policies/check", {
+        agent_id: agentId,
+        amount: params.amount,
+        merchant_id: params.merchant,
+        merchant_category: params.category
+      });
+      return {
+        allowed: result.allowed,
+        reason: result.reason
+      };
+    } catch (error) {
+      return {
+        allowed: false,
+        reason: error instanceof Error ? error.message : "Policy check failed"
+      };
+    }
+  }
+  async getBalance(params) {
+    try {
+      const result = await this.request(
+        "GET",
+        `/api/v2/wallets/${this.walletId}/balance?token=${params.token || "USDC"}${params.chain ? `&chain=${params.chain}` : ""}`
+      );
+      return {
+        available: parseFloat(result.balance),
+        pending: 0,
+        held: 0,
+        token: result.token,
+        chain: result.chain
+      };
+    } catch (error) {
+      throw new Error(error instanceof Error ? error.message : "Failed to get balance");
+    }
+  }
+  async getSpendingSummary() {
+    try {
+      const response = await this.request(
+        "GET",
+        `/api/v2/ledger/entries?wallet_id=${this.walletId}&limit=500&offset=0`
+      );
+      const now = /* @__PURE__ */ new Date();
+      const startOfToday = new Date(now);
+      startOfToday.setHours(0, 0, 0, 0);
+      const startOfWeek = new Date(startOfToday);
+      startOfWeek.setDate(startOfWeek.getDate() - startOfWeek.getDay());
+      const startOfMonth = new Date(now.getFullYear(), now.getMonth(), 1);
+      let today = 0;
+      let thisWeek = 0;
+      let thisMonth = 0;
+      for (const entry of response.entries || []) {
+        if (entry.from_wallet && entry.from_wallet !== this.walletId) continue;
+        const createdAt = new Date(entry.created_at);
+        const amount = Number.parseFloat(entry.amount);
+        if (Number.isNaN(amount)) continue;
+        if (createdAt >= startOfMonth) thisMonth += amount;
+        if (createdAt >= startOfWeek) thisWeek += amount;
+        if (createdAt >= startOfToday) today += amount;
+      }
+      return { today, thisWeek, thisMonth, byCategory: {}, byMerchant: {} };
+    } catch (error) {
+      throw new Error(error instanceof Error ? error.message : "Failed to get spending summary");
+    }
+  }
+};
+function createSardisTools(config) {
+  const client = new SardisToolClient(config);
+  return {
+    /**
+     * Execute a payment from the wallet.
+     */
+    sardis_pay: tool({
+      description: `Execute a payment from the Sardis wallet. Use this to send money to merchants or addresses.
+Always check the policy first for large amounts. The payment is executed on-chain and returns a transaction hash.
+Supported chains: base, polygon, ethereum, arbitrum, optimism.
+Default token is USDC.`,
+      inputSchema: PaymentParamsSchema,
+      execute: async (params) => client.executePayment(params)
+    }),
+    /**
+     * Create a hold (pre-authorization) for a future payment.
+     */
+    sardis_create_hold: tool({
+      description: `Create a hold (pre-authorization) on funds for a future payment.
+Use this when the final amount is not yet known, like hotel reservations or variable-price services.
+The hold reserves funds without transferring them. Capture the hold later to complete the payment.`,
+      inputSchema: HoldParamsSchema,
+      execute: async (params) => client.createHold(params)
+    }),
+    /**
+     * Capture a previously created hold.
+     */
+    sardis_capture_hold: tool({
+      description: `Capture a previously created hold to complete the payment.
+You can capture the full amount or a partial amount (for tips, adjustments, etc.).
+If no amount is specified, the full hold amount is captured.`,
+      inputSchema: CaptureParamsSchema,
+      execute: async (params) => client.captureHold(params)
+    }),
+    /**
+     * Void/cancel a hold.
+     */
+    sardis_void_hold: tool({
+      description: `Void (cancel) a hold to release the reserved funds back to the wallet.
+Use this when a transaction is cancelled or no longer needed.`,
+      inputSchema: z.object({
+        holdId: z.string().describe("ID of the hold to void")
+      }),
+      execute: async ({ holdId }) => client.voidHold(holdId)
+    }),
+    /**
+     * Check if a payment is allowed by policy.
+     */
+    sardis_check_policy: tool({
+      description: `Check if a payment would be allowed by the wallet's policy before attempting it.
+Use this to verify spending limits, merchant restrictions, and category rules.
+Always use this before large payments to avoid failed transactions.`,
+      inputSchema: PolicyCheckParamsSchema,
+      execute: async (params) => client.checkPolicy(params)
+    }),
+    /**
+     * Get wallet balance.
+     */
+    sardis_get_balance: tool({
+      description: `Get the current balance of the wallet.
+Returns available balance, pending transactions, and held amounts.
+Default token is USDC. Can check specific chains if needed.`,
+      inputSchema: BalanceParamsSchema,
+      execute: async (params) => client.getBalance(params)
+    }),
+    /**
+     * Get spending summary.
+     */
+    sardis_get_spending: tool({
+      description: `Get a summary of spending from the wallet.
+Shows spending by day, week, month, and breakdowns by category and merchant.
+Useful for budget tracking and reporting.`,
+      inputSchema: z.object({}),
+      execute: async () => client.getSpendingSummary()
+    })
+  };
+}
+function createMinimalSardisTools(config) {
+  const allTools = createSardisTools(config);
+  return {
+    sardis_pay: allTools.sardis_pay,
+    sardis_get_balance: allTools.sardis_get_balance
+  };
+}
+function createReadOnlySardisTools(config) {
+  const allTools = createSardisTools(config);
+  return {
+    sardis_check_policy: allTools.sardis_check_policy,
+    sardis_get_balance: allTools.sardis_get_balance,
+    sardis_get_spending: allTools.sardis_get_spending
+  };
+}
+
+export { BalanceParamsSchema, CaptureParamsSchema, HoldParamsSchema, PaymentParamsSchema, PolicyCheckParamsSchema, createMinimalSardisTools, createReadOnlySardisTools, createSardisTools };
+//# sourceMappingURL=chunk-BVUWWUQU.js.map
+//# sourceMappingURL=chunk-BVUWWUQU.js.map

package/dist/chunk-BVUWWUQU.js.map

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z.number().positive().describe('Payment amount in USD'),\n  /** Token to use (default: USDC) */\n  token: z.string().optional().default('USDC').describe('Token to use for payment'),\n  /** Chain to execute on */\n  chain: z.enum(['base', 'polygon', 'ethereum', 'arbitrum', 'optimism']).optional().default('base').describe('Blockchain network'),\n  /** Payment description/memo */\n  memo: z.string().optional().describe('Description or memo for the payment'),\n  /** Merchant name for policy checks */\n  merchant: z.string().optional().describe('Merchant name for policy validation'),\n  /** Merchant category code */\n  category: z.string().optional().describe('Merchant category code (e.g., \"software\", \"travel\")'),\n  /** Idempotency key to prevent duplicates */\n  idempotencyKey: z.string().optional().describe('Unique key to prevent duplicate payments'),\n})\n\nexport type PaymentParams = z.infer<typeof PaymentParamsSchema>\n\n/**\n * Hold creation parameters.\n */\nexport const HoldParamsSchema = z.object({\n  /** Amount to hold in USD */\n  amount: z.number().positive().describe('Hold amount in USD'),\n  /** Merchant name */\n  merchant: z.string().describe('Merchant name for the hold'),\n  /** Hold expiration in hours (default: 24) */\n  expiresInHours: z.number().optional().default(24).describe('Hours until hold expires'),\n  /** Description of the hold purpose */\n  description: z.string().optional().describe('Description of what the hold is for'),\n})\n\nexport type HoldParams = z.infer<typeof HoldParamsSchema>\n\n/**\n * Hold capture parameters.\n */\nexport const CaptureParamsSchema = z.object({\n  /** Hold ID to capture */\n  holdId: z.string().describe('ID of the hold to capture'),\n  /** Amount to capture (defaults to full hold amount) */\n  amount: z.number().positive().optional().describe('Amount to capture (partial capture if less than hold)'),\n})\n\nexport type CaptureParams = z.infer<typeof CaptureParamsSchema>\n\n/**\n * Policy check parameters.\n */\nexport const PolicyCheckParamsSchema = z.object({\n  /** Amount to check */\n  amount: z.number().positive().describe('Amount to check against policy'),\n  /** Merchant name */\n  merchant: z.string().optional().describe('Merchant name for policy check'),\n  /** Merchant category */\n  category: z.string().optional().describe('Merchant category for policy check'),\n})\n\nexport type PolicyCheckParams = z.infer<typeof PolicyCheckParamsSchema>\n\n/**\n * Balance check parameters.\n */\nexport const BalanceParamsSchema = z.object({\n  /** Token to check (default: USDC) */\n  token: z.string().optional().default('USDC').describe('Token to check balance for'),\n  /** Chain to check */\n  chain: z.string().optional().describe('Specific chain to check balance on'),\n})\n\nexport type BalanceParams = z.infer<typeof BalanceParamsSchema>\n\n/**\n * Payment result.\n */\nexport interface PaymentResult {\n  success: boolean\n  transactionId?: string\n  txHash?: string\n  amount: number\n  token: string\n  chain: string\n  status: 'completed' | 'pending' | 'failed'\n  error?: string\n  blockNumber?: number\n  timestamp: string\n}\n\n/**\n * Hold result.\n */\nexport interface HoldResult {\n  success: boolean\n  holdId?: string\n  amount: number\n  merchant: string\n  expiresAt?: string\n  status: 'active' | 'captured' | 'voided' | 'expired' | 'failed'\n  error?: string\n}\n\n/**\n * Policy check result.\n */\nexport interface PolicyCheckResult {\n  allowed: boolean\n  reason?: string\n  remainingDailyLimit?: number\n  remainingMonthlyLimit?: number\n  requiresApproval?: boolean\n}\n\n/**\n * Balance result.\n */\nexport interface BalanceResult {\n  available: number\n  pending: number\n  held: number\n  token: string\n  chain: string\n}\n","/**\n * Sardis payment tools for Vercel AI SDK.\n *\n * These tools enable AI agents to make payments with policy guardrails.\n *\n * @example\n * ```typescript\n * import { generateText } from 'ai'\n * import { openai } from '@ai-sdk/openai'\n * import { createSardisTools } from '@sardis/ai-sdk'\n *\n * const sardisTools = createSardisTools({\n *   apiKey: process.env.SARDIS_API_KEY!,\n *   walletId: 'wallet_abc123',\n * })\n *\n * const result = await generateText({\n *   model: openai('gpt-4o'),\n *   tools: sardisTools,\n *   prompt: 'Pay $50 to merchant_xyz for API credits',\n * })\n * ```\n */\n\nimport { tool, type Tool } from 'ai'\nimport { z } from 'zod'\nimport type {\n  SardisToolsConfig,\n  PaymentResult,\n  HoldResult,\n  PolicyCheckResult,\n  BalanceResult,\n} from './types'\nimport {\n  PaymentParamsSchema,\n  HoldParamsSchema,\n  CaptureParamsSchema,\n  PolicyCheckParamsSchema,\n  BalanceParamsSchema,\n} from './types'\n\n/**\n * Internal Sardis API client for tool execution.\n */\nclass SardisToolClient {\n  private apiKey: string\n  private walletId: string\n  private agentId?: string\n  private baseUrl: string\n  private simulationMode: boolean\n  private maxPaymentAmount?: number\n  private blockedCategories: string[]\n  private allowedMerchants?: string[]\n  private resolvedAgentId?: string\n  private resolvingAgentId?: Promise<string>\n\n  constructor(config: SardisToolsConfig) {\n    this.apiKey = config.apiKey\n    this.walletId = config.walletId\n    this.agentId = config.agentId\n    this.baseUrl = (config.baseUrl || 'https://api.sardis.network').replace(/\\/$/, '')\n    this.simulationMode = config.simulationMode || false\n    this.maxPaymentAmount = config.maxPaymentAmount\n    this.blockedCategories = config.blockedCategories || []\n    this.allowedMerchants = config.allowedMerchants\n  }\n\n  private async request<T>(\n    method: string,\n    path: string,\n    body?: unknown\n  ): Promise<T> {\n    const response = await fetch(`${this.baseUrl}${path}`, {\n      method,\n      headers: {\n        'X-API-Key': this.apiKey,\n        'Content-Type': 'application/json',\n        ...(this.simulationMode && { 'X-Simulation-Mode': 'true' }),\n      },\n      body: body ? JSON.stringify(body) : undefined,\n    })\n\n    if (!response.ok) {\n      const error = await response.json().catch(() => null)\n      const message =\n        (error &&\n          typeof error === 'object' &&\n          ('message' in error || 'detail' in error) &&\n          // eslint-disable-next-line @typescript-eslint/no-explicit-any\n          ((error as any).message || (error as any).detail)) ||\n        `API error: ${response.status}`\n      throw new Error(message)\n    }\n\n    return (await response.json()) as T\n  }\n\n  private async getEffectiveAgentId(): Promise<string> {\n    if (this.agentId) return this.agentId\n    if (this.resolvedAgentId) return this.resolvedAgentId\n\n    if (!this.resolvingAgentId) {\n      this.resolvingAgentId = (async () => {\n        const wallet = await this.request<{ agent_id: string }>(\n          'GET',\n          `/api/v2/wallets/${this.walletId}`\n        )\n        if (!wallet.agent_id) {\n          throw new Error('Wallet has no agent_id')\n        }\n        this.resolvedAgentId = wallet.agent_id\n        return wallet.agent_id\n      })()\n    }\n    return this.resolvingAgentId\n  }\n\n  /**\n   * Local policy pre-check before API call.\n   */\n  private preCheckPolicy(\n    amount: number,\n    merchant?: string,\n    category?: string\n  ): { allowed: boolean; reason?: string } {\n    // Check max payment amount\n    if (this.maxPaymentAmount && amount > this.maxPaymentAmount) {\n      return {\n        allowed: false,\n        reason: `Amount $${amount} exceeds maximum allowed payment of $${this.maxPaymentAmount}`,\n      }\n    }\n\n    // Check blocked categories\n    if (category && this.blockedCategories.includes(category.toLowerCase())) {\n      return {\n        allowed: false,\n        reason: `Category \"${category}\" is blocked by policy`,\n      }\n    }\n\n    // Check allowed merchants (whitelist mode)\n    if (this.allowedMerchants && merchant) {\n      if (!this.allowedMerchants.includes(merchant.toLowerCase())) {\n        return {\n          allowed: false,\n          reason: `Merchant \"${merchant}\" is not in the allowed list`,\n        }\n      }\n    }\n\n    return { allowed: true }\n  }\n\n  async executePayment(params: z.infer<typeof PaymentParamsSchema>): Promise<PaymentResult> {\n    // Local pre-check\n    const preCheck = this.preCheckPolicy(params.amount, params.merchant, params.category)\n    if (!preCheck.allowed) {\n      return {\n        success: false,\n        amount: params.amount,\n        token: params.token || 'USDC',\n        chain: params.chain || 'base',\n        status: 'failed',\n        error: preCheck.reason,\n        timestamp: new Date().toISOString(),\n      }\n    }\n\n    try {\n      const result = await this.request<{\n        tx_hash: string\n        status: string\n        chain: string\n        ledger_tx_id?: string\n        audit_anchor?: string | null\n      }>('POST', `/api/v2/wallets/${this.walletId}/transfer`, {\n        destination: params.to,\n        amount: params.amount,\n        token: params.token || 'USDC',\n        chain: params.chain || 'base',\n        domain: params.merchant || 'unknown',\n        memo: params.memo,\n      })\n\n      return {\n        success: true,\n        transactionId: result.ledger_tx_id,\n        txHash: result.tx_hash,\n        amount: params.amount,\n        token: params.token || 'USDC',\n        chain: params.chain || 'base',\n        status: (result.status === 'submitted' ? 'pending' : (result.status as PaymentResult['status'])),\n        timestamp: new Date().toISOString(),\n      }\n    } catch (error) {\n      return {\n        success: false,\n        amount: params.amount,\n        token: params.token || 'USDC',\n        chain: params.chain || 'base',\n        status: 'failed',\n        error: error instanceof Error ? error.message : 'Unknown error',\n        timestamp: new Date().toISOString(),\n      }\n    }\n  }\n\n  async createHold(params: z.infer<typeof HoldParamsSchema>): Promise<HoldResult> {\n    try {\n      const result = await this.request<{\n        success: boolean\n        hold?: {\n          hold_id: string\n          amount: string\n          merchant_id?: string | null\n          status: string\n          expires_at?: string | null\n        }\n        error?: string | null\n      }>('POST', '/api/v2/holds', {\n        wallet_id: this.walletId,\n        amount: params.amount,\n        token: 'USDC',\n        merchant_id: params.merchant,\n        purpose: params.description,\n        expiration_hours: params.expiresInHours || 24,\n      })\n\n      if (!result.success || !result.hold) {\n        return {\n          success: false,\n          amount: params.amount,\n          merchant: params.merchant,\n          status: 'failed',\n          error: result.error || 'Failed to create hold',\n        }\n      }\n\n      return {\n        success: true,\n        holdId: result.hold.hold_id,\n        amount: params.amount,\n        merchant: params.merchant,\n        expiresAt: result.hold.expires_at || undefined,\n        status: result.hold.status as HoldResult['status'],\n      }\n    } catch (error) {\n      return {\n        success: false,\n        amount: params.amount,\n        merchant: params.merchant,\n        status: 'failed',\n        error: error instanceof Error ? error.message : 'Unknown error',\n      }\n    }\n  }\n\n  async captureHold(params: z.infer<typeof CaptureParamsSchema>): Promise<HoldResult> {\n    try {\n      const result = await this.request<{\n        success: boolean\n        hold?: {\n          hold_id: string\n          amount: string\n          merchant_id?: string | null\n          status: string\n        }\n        error?: string | null\n      }>(\n        'POST',\n        `/api/v2/holds/${params.holdId}/capture`,\n        params.amount != null ? { amount: params.amount } : undefined\n      )\n\n      if (!result.success || !result.hold) {\n        return {\n          success: false,\n          holdId: params.holdId,\n          amount: params.amount || 0,\n          merchant: '',\n          status: 'failed',\n          error: result.error || 'Failed to capture hold',\n        }\n      }\n\n      return {\n        success: true,\n        holdId: result.hold.hold_id,\n        amount: params.amount || parseFloat(result.hold.amount),\n        merchant: result.hold.merchant_id || '',\n        status: result.hold.status as HoldResult['status'],\n      }\n    } catch (error) {\n      return {\n        success: false,\n        holdId: params.holdId,\n        amount: params.amount || 0,\n        merchant: '',\n        status: 'failed',\n        error: error instanceof Error ? error.message : 'Unknown error',\n      }\n    }\n  }\n\n  async voidHold(holdId: string): Promise<HoldResult> {\n    try {\n      const result = await this.request<{\n        success: boolean\n        hold?: {\n          hold_id: string\n          amount: string\n          merchant_id?: string | null\n          status: string\n        }\n        error?: string | null\n      }>('POST', `/api/v2/holds/${holdId}/void`, {})\n\n      if (!result.success || !result.hold) {\n        return {\n          success: false,\n          holdId,\n          amount: 0,\n          merchant: '',\n          status: 'failed',\n          error: result.error || 'Failed to void hold',\n        }\n      }\n\n      return {\n        success: true,\n        holdId: result.hold.hold_id,\n        amount: parseFloat(result.hold.amount),\n        merchant: result.hold.merchant_id || '',\n        status: result.hold.status as HoldResult['status'],\n      }\n    } catch (error) {\n      return {\n        success: false,\n        holdId: holdId,\n        amount: 0,\n        merchant: '',\n        status: 'failed',\n        error: error instanceof Error ? error.message : 'Unknown error',\n      }\n    }\n  }\n\n  async checkPolicy(params: z.infer<typeof PolicyCheckParamsSchema>): Promise<PolicyCheckResult> {\n    // Local pre-check first\n    const preCheck = this.preCheckPolicy(params.amount, params.merchant, params.category)\n    if (!preCheck.allowed) {\n      return {\n        allowed: false,\n        reason: preCheck.reason,\n      }\n    }\n\n    try {\n      const agentId = await this.getEffectiveAgentId()\n      const result = await this.request<{\n        allowed: boolean\n        reason: string\n        policy_id?: string | null\n      }>('POST', '/api/v2/policies/check', {\n        agent_id: agentId,\n        amount: params.amount,\n        merchant_id: params.merchant,\n        merchant_category: params.category,\n      })\n\n      return {\n        allowed: result.allowed,\n        reason: result.reason,\n      }\n    } catch (error) {\n      return {\n        allowed: false,\n        reason: error instanceof Error ? error.message : 'Policy check failed',\n      }\n    }\n  }\n\n  async getBalance(params: z.infer<typeof BalanceParamsSchema>): Promise<BalanceResult> {\n    try {\n      const result = await this.request<{\n        balance: string\n        token: string\n        chain: string\n      }>(\n        'GET',\n        `/api/v2/wallets/${this.walletId}/balance?token=${params.token || 'USDC'}${params.chain ? `&chain=${params.chain}` : ''}`\n      )\n\n      return {\n        available: parseFloat(result.balance),\n        pending: 0,\n        held: 0,\n        token: result.token,\n        chain: result.chain,\n      }\n    } catch (error) {\n      throw new Error(error instanceof Error ? error.message : 'Failed to get balance')\n    }\n  }\n\n  async getSpendingSummary(): Promise<{\n    today: number\n    thisWeek: number\n    thisMonth: number\n    byCategory: Record<string, number>\n    byMerchant: Record<string, number>\n  }> {\n    try {\n      const response = await this.request<{ entries: Array<{ from_wallet?: string; amount: string; created_at: string }> }>(\n        'GET',\n        `/api/v2/ledger/entries?wallet_id=${this.walletId}&limit=500&offset=0`\n      )\n\n      const now = new Date()\n      const startOfToday = new Date(now)\n      startOfToday.setHours(0, 0, 0, 0)\n\n      const startOfWeek = new Date(startOfToday)\n      startOfWeek.setDate(startOfWeek.getDate() - startOfWeek.getDay())\n\n      const startOfMonth = new Date(now.getFullYear(), now.getMonth(), 1)\n\n      let today = 0\n      let thisWeek = 0\n      let thisMonth = 0\n\n      for (const entry of response.entries || []) {\n        if (entry.from_wallet && entry.from_wallet !== this.walletId) continue\n        const createdAt = new Date(entry.created_at)\n        const amount = Number.parseFloat(entry.amount)\n        if (Number.isNaN(amount)) continue\n\n        if (createdAt >= startOfMonth) thisMonth += amount\n        if (createdAt >= startOfWeek) thisWeek += amount\n        if (createdAt >= startOfToday) today += amount\n      }\n\n      return { today, thisWeek, thisMonth, byCategory: {}, byMerchant: {} }\n    } catch (error) {\n      throw new Error(error instanceof Error ? error.message : 'Failed to get spending summary')\n    }\n  }\n}\n\n/**\n * Create Sardis payment tools for Vercel AI SDK.\n *\n * Returns a set of tools that can be passed to `generateText` or `streamText`.\n *\n * @example\n * ```typescript\n * const tools = createSardisTools({\n *   apiKey: process.env.SARDIS_API_KEY!,\n *   walletId: 'wallet_abc123',\n *   maxPaymentAmount: 100, // Optional: limit single payments\n *   blockedCategories: ['gambling', 'adult'], // Optional: block categories\n * })\n *\n * const { text, toolResults } = await generateText({\n *   model: openai('gpt-4o'),\n *   tools,\n *   prompt: 'Check my balance and pay $25 to OpenAI for API credits',\n * })\n * ```\n */\nexport function createSardisTools(config: SardisToolsConfig): Record<string, Tool> {\n  const client = new SardisToolClient(config)\n\n  return {\n    /**\n     * Execute a payment from the wallet.\n     */\n    sardis_pay: tool({\n      description: `Execute a payment from the Sardis wallet. Use this to send money to merchants or addresses.\nAlways check the policy first for large amounts. The payment is executed on-chain and returns a transaction hash.\nSupported chains: base, polygon, ethereum, arbitrum, optimism.\nDefault token is USDC.`,\n      inputSchema: PaymentParamsSchema,\n      execute: async (params) => client.executePayment(params),\n    }),\n\n    /**\n     * Create a hold (pre-authorization) for a future payment.\n     */\n    sardis_create_hold: tool({\n      description: `Create a hold (pre-authorization) on funds for a future payment.\nUse this when the final amount is not yet known, like hotel reservations or variable-price services.\nThe hold reserves funds without transferring them. Capture the hold later to complete the payment.`,\n      inputSchema: HoldParamsSchema,\n      execute: async (params) => client.createHold(params),\n    }),\n\n    /**\n     * Capture a previously created hold.\n     */\n    sardis_capture_hold: tool({\n      description: `Capture a previously created hold to complete the payment.\nYou can capture the full amount or a partial amount (for tips, adjustments, etc.).\nIf no amount is specified, the full hold amount is captured.`,\n      inputSchema: CaptureParamsSchema,\n      execute: async (params) => client.captureHold(params),\n    }),\n\n    /**\n     * Void/cancel a hold.\n     */\n    sardis_void_hold: tool({\n      description: `Void (cancel) a hold to release the reserved funds back to the wallet.\nUse this when a transaction is cancelled or no longer needed.`,\n      inputSchema: z.object({\n        holdId: z.string().describe('ID of the hold to void'),\n      }),\n      execute: async ({ holdId }) => client.voidHold(holdId),\n    }),\n\n    /**\n     * Check if a payment is allowed by policy.\n     */\n    sardis_check_policy: tool({\n      description: `Check if a payment would be allowed by the wallet's policy before attempting it.\nUse this to verify spending limits, merchant restrictions, and category rules.\nAlways use this before large payments to avoid failed transactions.`,\n      inputSchema: PolicyCheckParamsSchema,\n      execute: async (params) => client.checkPolicy(params),\n    }),\n\n    /**\n     * Get wallet balance.\n     */\n    sardis_get_balance: tool({\n      description: `Get the current balance of the wallet.\nReturns available balance, pending transactions, and held amounts.\nDefault token is USDC. Can check specific chains if needed.`,\n      inputSchema: BalanceParamsSchema,\n      execute: async (params) => client.getBalance(params),\n    }),\n\n    /**\n     * Get spending summary.\n     */\n    sardis_get_spending: tool({\n      description: `Get a summary of spending from the wallet.\nShows spending by day, week, month, and breakdowns by category and merchant.\nUseful for budget tracking and reporting.`,\n      inputSchema: z.object({}),\n      execute: async () => client.getSpendingSummary(),\n    }),\n  }\n}\n\n/**\n * Create a minimal set of Sardis tools (pay + balance only).\n *\n * Use this for simpler use cases that don't need holds or detailed policy checks.\n */\nexport function createMinimalSardisTools(config: SardisToolsConfig): Record<string, Tool> {\n  const allTools = createSardisTools(config)\n\n  return {\n    sardis_pay: allTools.sardis_pay!,\n    sardis_get_balance: allTools.sardis_get_balance!,\n  }\n}\n\n/**\n * Create Sardis tools with only read operations (no payments).\n *\n * Use this for analytics, reporting, or view-only access.\n */\nexport function createReadOnlySardisTools(config: SardisToolsConfig): Record<string, Tool> {\n  const allTools = createSardisTools(config)\n\n  return {\n    sardis_check_policy: allTools.sardis_check_policy!,\n    sardis_get_balance: allTools.sardis_get_balance!,\n    sardis_get_spending: allTools.sardis_get_spending!,\n  }\n}\n"]}