@rio-pay/sdk 0.0.1-alpha.1 → 0.0.1-alpha.3

package/README.md

@@ -8,9 +8,10 @@ The SDK for Rio USDC payments: the checkout widget, shared types and the utiliti
 
 | Import | What it is | Runs in |
 |---|---|---|
-| `@rio-pay/sdk` | Types only: `CreatedCharge`, `ChargeCreateResult`, `ChargeStatus`, `Confirmation`, `PaymentsCopy`, `PlatformChargeStatus`, `PostCreateChargeOptions`, `WebhookEvent`, `WebhookEventType`. No runtime code. | anywhere |
+| `@rio-pay/sdk` | Types only: `CreatedCharge`, `ChargeCreateResult`, `ChargeStatus`, `Confirmation`, `CheckoutCopy`, `PlatformChargeStatus`, `PostCreateChargeOptions`, `WebhookEvent`, `WebhookEventType`. No runtime code. | anywhere |
+| `@rio-pay/sdk/client` | `createRioClient({ apiKey, serviceUrl })` (the alpha has no default API URL yet: pass yours, or set `RIO_SERVICE_URL`): `charges.create` returns the charge as the widget takes it, `charges.get` the status its poll takes; failures are `RioError`. Server-side only. | Node 18+, Bun, edge runtimes |
 | `@rio-pay/sdk/server` | `verifyWebhook`, `signWebhook` (for your own tests), `SIGNATURE_HEADER`, `DEFAULT_TOLERANCE_SECONDS`. Web Crypto only, no React. | Node 18+, Bun, edge runtimes |
-| `@rio-pay/sdk/checkout/react` | The widget: `PaymentsCheckout` (a client module, `"use client"`), the optional `postCreateCharge` fetch adapter, and the prop types (`PaymentsCheckoutProps`, `PostCreateChargeOptions`, `PaymentsCopy`, `PaymentsState`, `PaymentsError`). React is an optional peer dependency (`^18.2 \|\| ^19`); you only need it for this entry. | browsers, React |
+| `@rio-pay/sdk/checkout/react` | The widget: `CheckoutWidget` (a client module, `"use client"`), the optional `postCreateCharge` fetch adapter, and the prop types (`CheckoutWidgetProps`, `PostCreateChargeOptions`, `CheckoutCopy`, `CheckoutState`, `CheckoutError`). React is an optional peer dependency (`^18.2 \|\| ^19`); you only need it for this entry. | browsers, React |
 
 ## Verify a webhook
 
@@ -38,22 +39,22 @@ export async function POST(req: Request) {
 ## Checkout widget
 
 ```tsx
-import { PaymentsCheckout, postCreateCharge } from "@rio-pay/sdk/checkout/react";
+import { CheckoutWidget, postCreateCharge } from "@rio-pay/sdk/checkout/react";
 
-<PaymentsCheckout
+<CheckoutWidget
   orderId={order.id}
   merchantName="Moon Lantern"
   // Calls YOUR route. The route decides the amount and creates the charge with your API key.
   createCharge={() => postCreateCharge("/api/checkout", { orderId: order.id })}
   // Your route that returns the authoritative status for a charge (a PlatformChargeStatus), or null to turn polling off.
-  statusUrl={(chargeId) => `/api/checkout/status?chargeId=${encodeURIComponent(chargeId)}`}
+  statusUrl={(chargeId) => `/api/checkout/status?chargeId=${encodeURIComponent(chargeId)}&orderId=${encodeURIComponent(order.id)}`}
   onPaid={(status) => { /* status.confirmation is "provisional", then "final" */ }}
 />
 ```
 
 It shows a "Pay with USDC" button, opens a modal, connects the buyer's wallet (EVM and Solana) and walks them through paying a charge. It has no styles to import (the CSS ships inside the component).
 
-`createCharge` and `statusUrl` are required: the widget has no default routes. The `statusUrl` route may return the service charge from `GET /v1/charges/:id` as is (`id`, `status`, `confirmed`, `confirmation`, `collected_amount`) or the same fields in camelCase (`chargeId`, `collectedAmount`).
+`createCharge` and `statusUrl` are required: the widget has no default routes. The `statusUrl` route may return the service charge from `GET /v1/charges/:id` as is (`id`, `status`, `confirmed`, `confirmation`, `collected_amount`) or the same fields in camelCase (`chargeId`, `collectedAmount`). **Scope the status route to the buyer's own order.** It reads the charge with your API key, so it must not answer for a charge that is not theirs: send the order id along (as above), have the create route record which charge belongs to the order, and in the status route load the signed-in buyer's order and return 404 unless its charge id matches, before calling the client or `fetch`.
 
 ### The create route and `postCreateCharge`
 
@@ -85,7 +86,7 @@ You can also write your own `createCharge` that resolves to a `ChargeCreateResul
 
 The widget never sends an amount and never holds your API key. Your server route calls `POST /v1/charges` (see `internal/docs/API.md`) and returns the charge as JSON with `chargeId`, `clientSecret`, `serviceUrl`, `amount`, `chain`, `chargeAddress`, `status`, `confirmed`, `confirmation` and `expiresAt`. The client secret stays in component state only. `serviceUrl` must be `https` (plain `http` is accepted only for `localhost`, `127.0.0.1` and `[::1]`), because the secret is sent there. After that the browser talks to the service directly, with per-charge CORS.
 
-Props worth knowing: `presentation` (`"modal"` or `"inline"`), `appearance` (`"auto" | "light" | "dark"`), `copy` (a `Partial<PaymentsCopy>` that overrides any string), `manualPayment`, `defaultOpen`, `successSlot`, `onStatusChange`, `onError`. Theme with the CSS variables `--sc-accent`, `--sc-radius`, `--sc-bg`, `--sc-fg`, `--sc-muted`, `--sc-border`, `--sc-success`, `--sc-danger`.
+Props worth knowing: `presentation` (`"modal"` or `"inline"`), `appearance` (`"auto" | "light" | "dark"`), `copy` (a `Partial<CheckoutCopy>` that overrides any string), `manualPayment`, `defaultOpen`, `successSlot`, `onStatusChange`, `onError`. Theme with the CSS variables `--sc-accent`, `--sc-radius`, `--sc-bg`, `--sc-fg`, `--sc-muted`, `--sc-border`, `--sc-success`, `--sc-danger`.
 
 ## Design rules
 
@@ -107,14 +108,14 @@ bun install
 bun run dev        # dev host on :3030: a stand-in storefront that mounts the widget from src (hot reload); needs the service, so prefer `bun dev` at the repo root
 bun run typecheck
 bun test           # unit tests, server-rendered component tests, and happy-dom interaction tests
-bun run build      # dist/: one ESM file per entry (index, server, checkout/react with the "use client" banner and react external) + .d.ts
+bun run build      # dist/: one ESM file per entry (index, server, client, checkout/react with the "use client" banner and react external) + .d.ts
 bun run test:dist  # checks the built package: every exports path exists and each subpath imports (needs a build first)
 bun pm pack --dry-run # exactly dist/, README.md and package.json ship
 ```
 
 `dev/` is the dev host (page, server routes and the pure logic in `dev/host.ts`); it is not part of the package (`files` ships `dist` only) and is typechecked with the rest. `bun run dev` reads `PAYMENTS_SERVICE_URL`, `PAYMENTS_API_KEY`, `PAYMENTS_MERCHANT_ID`, `PAYMENTS_WEBHOOK_SECRET` and `PORT`; `bun dev` at the repo root supplies them.
 
-Layout: `src/index.ts` (types), `src/server.ts` (webhook utilities) and `src/checkout/react.ts` (the widget) are the three entries; `src/entries.test.ts` enforces that none but the last reaches React or a component, that the server entry imports no `node:` module, and that no entry exports the copy table or a parser (`postCreateCharge` is exported from the client entry only). Everything else is internal. `src/lib/` holds the framework-free logic (options, pay plans, wallets, Solana, client, webhook signatures); `src/components/` holds the React components.
+Layout: `src/index.ts` (types), `src/server.ts` (webhook utilities), `src/client.ts` (the API client) and `src/checkout/react.ts` (the widget) are the four entries; `src/entries.test.ts` enforces that none but the last reaches React or a component, that the server entry imports no `node:` module, and that no entry exports the copy table or a parser (`postCreateCharge` is exported from the client entry only). Everything else is internal. `src/lib/` holds the framework-free logic (options, pay plans, wallets, Solana, client, webhook signatures); `src/components/` holds the React components.
 
 ## Releasing
 

package/dist/checkout/react.d.ts

@@ -1,5 +1,5 @@
-export { PaymentsCheckout } from "../components/payments-checkout";
-export type { PaymentsCheckoutProps, PaymentsCopy, PaymentsState, PaymentsError, } from "../components/payments-checkout";
+export { CheckoutWidget } from "../components/payments-checkout";
+export type { CheckoutWidgetProps, CheckoutCopy, CheckoutState, CheckoutError, } from "../components/payments-checkout";
 export { postCreateCharge } from "../lib/create-charge";
 export type { PostCreateChargeOptions } from "../lib/create-charge";
 export type { ChargeCreateResult, CreatedCharge, PlatformChargeStatus, Confirmation } from "../lib/payments";

package/dist/checkout/react.js

@@ -1,8 +1,8 @@
 "use client";
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Install one like MetaMask, or pay another way.",noWalletMobile:"We couldn't find a wallet in this browser. Open this page in your wallet app, or pay another way.",noWalletForOption:"That option needs a different wallet than the one in this browser. Pick another option, or pay another way.",openInWalletApp:"Open in your wallet app",wrongNetwork:"Your wallet didn't switch. Approve the switch in your wallet and try again.",insufficient:"You have {balance}, you need {needed}.",noGas:"This wallet needs a little gas to send the payment. Add some and try again.",walletBusy:"Your wallet already has a request waiting. Open it to continue.",txFailed:"That payment didn't go through. Please try again.",network:"We can't reach the payment service. Check your connection and try again.",service:"Something went wrong on our side. Please try again in a moment.",unknown:"Something went wrong. Please try again.",expired:"This payment expired. Start a new one to continue.",createFailed:"Checkout is temporarily unavailable. Please try again.",conflict:"This order changed. Start a new payment to continue.",slow:"This is taking a little longer than usual. You can keep this page open.",received:"Payment confirmed",receivedProvisional:"Payment received",finalizing:"We'll finish confirming in the background. You can leave this page.",receiptLabel:"Receipt",returnToStore:"Back to the store",stagesLabel:"Payment progress",stageWallet:"Confirm in wallet",stageSent:"Payment sent",stageConfirmed:"Payment confirmed",manualIntro:"Send USDC on the network shown to the address below. Make sure {amount} arrives: exchanges deduct their fee.",manualWarning:"Choose {network} as the network when you withdraw or send. Only USDC sent on {network} reaches this payment: anything else sent to this address is lost and can't be recovered.",manualConfirm:"I'll send USDC on {network}",manualWaiting:"This page updates by itself when it arrives.",manualOwnWallet:"Exchange can't send on {network}? 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K("div",{...ca,children:[x("style",{children:on}),!D&&Gt,Y&&!D?K("div",{"data-testid":"sc-inline-done",children:[x("p",{className:"sc-inline-ok",role:"status",children:f.received}),g?x("div",{className:"sc-slot",children:g}):null,Qt&&x("a",{className:"sc-link-a",href:Qt,children:f.returnToStore})]}):x("button",{type:"button",className:"sc-btn","aria-haspopup":"dialog","aria-busy":!!ga,"data-testid":"sc-trigger",onClick:ao,children:x("span",{children:ga??f.trigger})}),K(Fa,{open:D,onClose:ia,onBackdrop:X&&!Y?()=>{}:De,titleId:te,initialFocus:$t,children:[Gt,pa]})]})}function kn(e,t){return e.split("{network}").flatMap((n,a)=>a===0?[n]:[x("strong",{className:"sc-net",children:t},a),n])}function Ws({entry:e,copy:t,amountText:n}){let[a,r]=N(!1),[o,s]=N(!1),i=P(null),l=P(null),u=Nr();I(()=>()=>{if(i.current)clearTimeout(i.current)},[]);let g=(k)=>{r(k),s(!1)};async function h(k){let R=!1;try{await navigator.clipboard.writeText(k),R=!0}catch{let L=l.current;if(L){let p=document.createRange();p.selectNodeContents(L);let f=window.getSelection();f?.removeAllRanges(),f?.addRange(p);try{R=document.execCommand("copy")}catch{R=!1}}}if(R){if(s(!0),i.current)clearTimeout(i.current);i.current=setTimeout(()=>s(!1),2000)}}return K("div",{"data-testid":"sc-manual",children:[K("span",{className:"sc-chip",children:[x(dt,{badge:e.badge}),x(pt,{chain:e.chain})]}),x("div",{className:"sc-notice","data-kind":"manual",role:"note",id:u,"data-testid":"sc-manual-warning",children:kn(t.manualWarning,e.chain)}),K("label",{className:"sc-confirm",children:[x("input",{type:"checkbox",checked:a,onChange:(k)=>g(k.target.checked),"aria-describedby":u,"data-testid":"sc-manual-confirm"}),x("span",{children:kn(t.manualConfirm,e.chain)})]}),a&&K(Ct,{children:[x("p",{className:"sc-muted",children:B(t.manualIntro,{amount:n})}),x("code",{className:"sc-addr",ref:l,"data-testid":"charge-address",title:Zt(e.address),children:e.address}),x("div",{className:"sc-two",children:K("button",{type:"button",className:"sc-btn",onClick:()=>void h(e.address),"data-testid":"sc-copy",children:[o?x($e,{size:18}):x(sn,{}),x("span",{children:o?t.copied:t.copyAddress})]})})]}),x("p",{className:"sc-live",role:"status","aria-live":"polite",children:o?t.copied:""}),x("p",{className:"sc-muted",children:t.manualWaiting}),x("p",{className:"sc-muted","data-testid":"sc-manual-own-wallet",children:kn(t.manualOwnWallet,e.chain)})]})}var Lr={ok:!1,status:503,error:"Checkout is temporarily unavailable."},Tr=(e)=>!!e&&typeof e==="object"&&!Array.isArray(e),St=(e)=>typeof e==="string"?e:void 0,Bs=(e)=>Tr(e)?{error:St(e.error),code:St(e.code)}:{};async function Ds(e){let t=new Headers({"content-type":"application/json"}),n=typeof e==="function"?await e():e;if(n)new Headers(n).forEach((a,r)=>t.set(r,a));return t}function Us(e,t,n){let a=(()=>{try{return n(t)??{}}catch{return{}}})(),r=St(a.code);return{ok:!1,status:e,error:St(a.error)??"Checkout is temporarily unavailable.",...r?{code:r}:{}}}async function js(e,t,n={}){let{method:a="POST",credentials:r,signal:o,selectCharge:s=(l)=>l,selectError:i=Bs}=n;try{let u=await(n.fetch??fetch)(e,{method:a,headers:await Ds(n.headers),body:typeof t==="string"?t:JSON.stringify(t),...r?{credentials:r}:{},...o?{signal:o}:{}}),g=await u.json().catch(()=>null);if(!u.ok)return Us(u.status,g,i);let h=s(g);return Tr(h)?{ok:!0,charge:h}:Lr}catch{return Lr}}export{_s as CheckoutWidget,js as postCreateCharge};

package/dist/client.d.ts

@@ -0,0 +1,2 @@
+export { createRioClient, RIO_ENVIRONMENT_URLS, RioError } from "./lib/rio-client";
+export type { ChargeRef, CreateChargeInput, CreateChargeOptions, RioClient, RioClientOptions, RioEnvironment } from "./lib/rio-client";

package/dist/client.js

@@ -0,0 +1 @@
+var C={testnet:void 0,mainnet:void 0};class d extends Error{status;code;constructor(e,n,a){super(a);this.name="RioError",this.status=e,this.code=n}}var w=3,h=(e)=>!!e&&typeof e==="object"&&!Array.isArray(e),l=(e)=>typeof e==="string"?e:void 0,R=(e)=>["localhost","127.0.0.1","[::1]"].includes(e.hostname),v=(e)=>{let n;try{n=new URL(e)}catch{throw TypeError("createRioClient: serviceUrl is not a URL.")}if(n.username||n.password)throw TypeError("createRioClient: serviceUrl must not contain credentials.");if(n.protocol!=="https:"&&!(n.protocol==="http:"&&R(n)))throw TypeError("createRioClient: serviceUrl must be https (http only for localhost).");return`${n.origin}${n.pathname.replace(/\/+$/,"")}`},x=(e,n,a)=>{if(e.serviceUrl!==void 0)return e.serviceUrl;if(e.environment!==void 0&&!(e.environment in n))throw TypeError(`createRioClient: unknown environment "${String(e.environment)}".`);let c=e.environment??(a?void 0:"mainnet");if(c===void 0)return a;let s=n[c];if(s===void 0)throw TypeError(`createRioClient: there is no default URL for ${c} yet. Pass serviceUrl (or set RIO_SERVICE_URL).`);return s},_=(e)=>({amount:e.amount,external_ref:e.externalId,...e.origin!==void 0?{origin:e.origin}:{},...e.merchantId!==void 0?{merchant_id:e.merchantId}:{},...e.returnUrl!==void 0?{return_url:e.returnUrl}:{},...e.expiresInSeconds!==void 0?{expires_in_seconds:e.expiresInSeconds}:{},...e.requireConfirmation!==void 0?{require_confirmation:e.requireConfirmation}:{},...e.speed!==void 0?{speed:e.speed}:{},...e.tags!==void 0?{tags:e.tags}:{},...e.metadata!==void 0?{metadata:e.metadata}:{}}),y=(e,n)=>{let a=n.chain;if(typeof n.id!=="string"||typeof n.client_secret!=="string"||!h(a))return null;return{chargeId:n.id,clientSecret:n.client_secret,serviceUrl:e,amount:String(n.amount),chain:a,chargeAddress:String(n.charge_address),status:n.status,confirmed:n.confirmed===!0,confirmation:n.confirmation,expiresAt:l(n.expires_at)??null}},p=(e)=>({chargeId:String(e.id),orderId:l(e.external_ref)??null,status:e.status,confirmed:e.confirmed===!0,confirmation:e.confirmation,collectedAmount:l(e.collected_amount)??null});function I(e){if(!e.apiKey)throw TypeError("createRioClient needs an apiKey.");let n=v(x(e,C,typeof process>"u"?void 0:process.env?.RIO_SERVICE_URL)),a=e.apiKey,c=async(s,r)=>{let t=await(async()=>{try{return await(e.fetch??fetch)(`${n}${s}`,{method:r.method,headers:{authorization:`Bearer ${a}`,...r.body!==void 0?{"content-type":"application/json"}:{},...r.headers},...r.body!==void 0?{body:JSON.stringify(r.body)}:{},cache:"no-store"})}catch{throw new d(0,"network_error","Could not reach the service.")}})(),o=await t.json().catch(()=>null);if(!t.ok){let i=h(o)&&h(o.error)?o.error:{};throw new d(t.status,l(i.code)??"request_failed",l(i.message)??`The request failed (${t.status}).`)}if(!h(o))throw new d(t.status,"invalid_response","The service answered with something that is not a charge.");return{status:t.status,json:o}};return{charges:{create:async(s,r={})=>{let t=r.idempotencyKey??s.externalId;for(let o=0;o<=w;o+=1){let{json:i}=await c("/v1/charges",{method:"POST",headers:{"idempotency-key":t},body:_(s)}),f=y(n,i);if(f!==null)return f;let u=l(i.id);if(u===void 0)throw new d(200,"invalid_response","The service answered with something that is not a charge.");if(r.idempotencyKey===void 0&&i.status==="expired"){t=`renew:${u}`;continue}let g=await c(`/v1/charges/${encodeURIComponent(u)}/client_secret`,{method:"POST"}),m=y(n,{...i,client_secret:g.json.client_secret});if(m===null)throw new d(g.status,"client_secret_unavailable","The service did not return a client secret for this charge.");return m}throw new d(409,"charge_expired","Every charge for this order has expired. Create the order again with a new external id.")},get:async(s)=>{let{id:r,externalId:t}=s;if(r===void 0===(t===void 0))throw TypeError("charges.get needs exactly one of { id } or { externalId }.");if(r!==void 0)return p((await c(`/v1/charges/${encodeURIComponent(r)}`,{method:"GET"})).json);let o=await c(`/v1/charges?external_ref=${encodeURIComponent(t)}&limit=1`,{method:"GET"}),i=Array.isArray(o.json.data)?o.json.data[0]:void 0;if(!h(i))throw new d(404,"not_found","No charge has this external id.");return p(i)}}}}export{C as RIO_ENVIRONMENT_URLS,d as RioError,I as createRioClient};

package/dist/components/payments-checkout.d.ts

@@ -1,8 +1,8 @@
 import { type ReactNode } from "react";
 import { type ChainBadge } from "./payments-modal";
-import { type ChargeCreateResult, type PlatformChargeStatus, type Problem, type PaymentsCopy, type PaymentsState } from "../lib/payments";
-export type { PaymentsCopy, PaymentsState, Problem as PaymentsError };
-interface PaymentsCheckoutBaseProps {
+import { type ChargeCreateResult, type PlatformChargeStatus, type Problem, type CheckoutCopy, type CheckoutState } from "../lib/payments";
+export type { CheckoutCopy, CheckoutState, Problem as CheckoutError };
+interface CheckoutWidgetBaseProps {
     /** Your order id. The charge is idempotent per order. */
     orderId: string;
     /** Creates the charge through your own server route and resolves to a `ChargeCreateResult` (`postCreateCharge(url, body)` does the fetch for the common case). Called when the modal first opens. The widget validates the charge itself before using it. */
@@ -17,11 +17,11 @@ interface PaymentsCheckoutBaseProps {
     /** "auto" follows the visitor's prefers-color-scheme. Default "auto". */
     appearance?: "auto" | "light" | "dark";
     /** Coarse, UI-facing state changes (loading, ready, connecting, confirming, processing, paid, settled, problem, failed). */
-    onStatusChange?: (state: PaymentsState) => void;
+    onStatusChange?: (state: CheckoutState) => void;
     /** Called whenever the buyer is shown a problem (never contains the client secret). `cause` holds the raw host, service or wallet text, which is never shown to the buyer. */
     onError?: (error: Problem) => void;
     /** Override any user-facing string (i18n, the trigger label). `{amount}`-style placeholders are filled in. */
-    copy?: Partial<PaymentsCopy>;
+    copy?: Partial<CheckoutCopy>;
     /** Rendered under the success message. */
     successSlot?: ReactNode;
     /** Open the modal on mount (and create the charge right away). Default false. */
@@ -52,8 +52,8 @@ interface PaymentsCheckoutBaseProps {
  * Theme with CSS custom properties on the widget or any ancestor: --sc-accent,
  * --sc-radius, --sc-bg, --sc-fg, --sc-muted, --sc-border, --sc-success, --sc-danger.
  */
-export type PaymentsCheckoutProps = PaymentsCheckoutBaseProps;
-export declare function PaymentsCheckout({ orderId, createCharge, returnUrl, onPaid, statusUrl, className, appearance, onStatusChange, onError, copy: copyOverrides, successSlot, defaultOpen, manualPayment, presentation, merchantName, }: PaymentsCheckoutProps): import("react").JSX.Element;
+export type CheckoutWidgetProps = CheckoutWidgetBaseProps;
+export declare function CheckoutWidget({ orderId, createCharge, returnUrl, onPaid, statusUrl, className, appearance, onStatusChange, onError, copy: copyOverrides, successSlot, defaultOpen, manualPayment, presentation, merchantName, }: CheckoutWidgetProps): import("react").JSX.Element;
 /** The address on the "pay another way" screen: the chip shows which chain's USDC it takes (service data). */
 export interface ManualEntry {
     address: string;
@@ -68,6 +68,6 @@ export interface ManualEntry {
  */
 export declare function PayManual({ entry, copy, amountText }: {
     entry: ManualEntry;
-    copy: PaymentsCopy;
+    copy: CheckoutCopy;
     amountText: string;
 }): import("react").JSX.Element;

package/dist/components/payments-modal.d.ts

@@ -1,5 +1,5 @@
 import { type ReactNode } from "react";
-import { type Problem, type PaymentsCopy, type Stage } from "../lib/payments";
+import { type Problem, type CheckoutCopy, type Stage } from "../lib/payments";
 import type { DecoratorItem, PayLine } from "../lib/payments-options";
 export declare const CSS: string;
 export declare const Spinner: ({ small }: {
@@ -98,7 +98,7 @@ export interface WalletActions {
 /** The connected wallet: a button that opens copy address / switch wallet / disconnect (inert while a payment is in flight). */
 export declare function WalletChip({ wallet, copy, actions, inert }: {
     wallet: WalletChipInfo;
-    copy: PaymentsCopy;
+    copy: CheckoutCopy;
     actions: WalletActions | null;
     inert: boolean;
 }): import("react").JSX.Element;
@@ -112,12 +112,12 @@ export interface PickerWallet {
 export declare function WalletList({ wallets, busyId, copy, onPick }: {
     wallets: PickerWallet[];
     busyId: string | null;
-    copy: PaymentsCopy;
+    copy: CheckoutCopy;
     onPick: (id: string) => void;
 }): import("react").JSX.Element;
 export declare function Stepper({ stages, copy, tx, walletName }: {
     stages: Stage[];
-    copy: PaymentsCopy;
+    copy: CheckoutCopy;
     tx: {
         i: number;
         total: number;
@@ -126,12 +126,12 @@ export declare function Stepper({ stages, copy, tx, walletName }: {
 }): import("react").JSX.Element;
 export declare function ProblemNotice({ problem, copy, noticeRef, children, }: {
     problem: Problem;
-    copy: PaymentsCopy;
+    copy: CheckoutCopy;
     noticeRef?: React.RefObject<HTMLDivElement | null>;
     children?: ReactNode;
 }): import("react").JSX.Element;
 export declare function DoneView({ copy, amountText, receipt, finalizing, slot, returnHref, doneRef, onDone, }: {
-    copy: PaymentsCopy;
+    copy: CheckoutCopy;
     amountText: string;
     receipt: string;
     finalizing: boolean;
@@ -180,11 +180,11 @@ export interface Cta {
 /** What the buyer pays in their own token, as a polite status (so a price change is announced, never silent). */
 export declare function PayLineView({ line, copy, onRetry }: {
     line: PayLine;
-    copy: PaymentsCopy;
+    copy: CheckoutCopy;
     onRetry?: () => void;
 }): import("react").JSX.Element;
 export interface ModalCardProps {
-    copy: PaymentsCopy;
+    copy: CheckoutCopy;
     titleId: string;
     titleRef?: React.RefObject<HTMLHeadingElement | null>;
     /** Header text; defaults to `copy.title`. */

package/dist/index.d.ts

@@ -1,3 +1,3 @@
-export type { ChargeCreateResult, ChargeStatus, Confirmation, CreatedCharge, PaymentsCopy, PlatformChargeStatus, } from "./lib/payments";
+export type { ChargeCreateResult, ChargeStatus, Confirmation, CreatedCharge, CheckoutCopy, PlatformChargeStatus, } from "./lib/payments";
 export type { PostCreateChargeOptions } from "./lib/create-charge";
 export type { WebhookEvent, WebhookEventType } from "./lib/events";

package/dist/lib/payments-options.d.ts

@@ -1,4 +1,4 @@
-import { type AddChainParams, type CreatedCharge, type PaymentsCopy } from "./payments";
+import { type AddChainParams, type CreatedCharge, type CheckoutCopy } from "./payments";
 export type OptionKind = "evm" | "solana";
 export interface PaymentOption {
     id: string;
@@ -115,7 +115,7 @@ export type GasState = "na" | "ok" | "low" | "none";
  */
 export declare function gasState(o: PaymentOption, bal: OptionBalance | undefined): GasState;
 /** The balances the decorator row cycles through, each shown as a plain "amount SYMBOL" (e.g. "19.60 USDC", then "4.31 SEI"). `label` is only a stable key. */
-export declare function decoratorItems(o: PaymentOption, bal: OptionBalance | undefined, copy: PaymentsCopy): DecoratorItem[];
+export declare function decoratorItems(o: PaymentOption, bal: OptionBalance | undefined, copy: CheckoutCopy): DecoratorItem[];
 export type BalanceSummary = "idle" | "loading" | "empty" | "short" | "ok";
 /**
  * How the connected wallet(s) look overall, for the calm message under the amount:
@@ -219,7 +219,7 @@ export interface PayLine {
     note?: string;
 }
 /** The line that tells the buyer what they pay in their own token. Absent for every other option. */
-export declare function lifiPayLine(o: PaymentOption, state: LifiQuoteState, copy: PaymentsCopy): PayLine | null;
+export declare function lifiPayLine(o: PaymentOption, state: LifiQuoteState, copy: CheckoutCopy): PayLine | null;
 export type ChainIconKey = "sei" | "base" | "solana";
 /** Which official chain mark an option gets, from its (service-provided) chain id. Unknown chains fall back to the letter badge. */
 export declare function chainIconKey(o: Pick<PaymentOption, "kind" | "chain">): ChainIconKey | null;

package/dist/lib/payments-pay.d.ts

@@ -1,4 +1,4 @@
-import { type AddChainParams, type PayStep, type PaymentsCopy, type TypedDataPayload } from "./payments";
+import { type AddChainParams, type PayStep, type CheckoutCopy, type TypedDataPayload } from "./payments";
 import { type LifiQuote, type PaymentOption } from "./payments-options";
 import { type Eip1193Provider } from "./payments-wallet";
 import { type SolanaSession } from "./payments-solana";
@@ -66,7 +66,7 @@ type PayArgs = {
     amount: string;
     api: PayApi;
     hooks: PayHooks;
-    copy: PaymentsCopy;
+    copy: CheckoutCopy;
     signal?: AbortSignal;
     intervalMs?: number;
     /** How long to follow a sent payment on chain before leaving it to the charge's status (defaults per chain). */

package/dist/lib/payments.d.ts

@@ -117,7 +117,7 @@ export declare function sameOriginReturnUrl(returnUrl: unknown, origin: string):
  * Every user-facing string. `{name}` placeholders are filled by `fill`. Override any subset via the `copy` prop.
  * Network names are never copy: they come from the service as data and appear only on the token chip.
  */
-export interface PaymentsCopy {
+export interface CheckoutCopy {
     trigger: string;
     title: string;
     /** Header when the host names the merchant: `{merchant}` is filled in. */
@@ -229,9 +229,9 @@ export interface PaymentsCopy {
     notEnoughToken: string;
     priceChanged: string;
 }
-export declare const DEFAULT_COPY: PaymentsCopy;
+export declare const DEFAULT_COPY: CheckoutCopy;
 export declare function fill(template: string, vars?: Record<string, string | number>): string;
-export declare function resolveCopy(overrides?: Partial<PaymentsCopy>): PaymentsCopy;
+export declare function resolveCopy(overrides?: Partial<CheckoutCopy>): CheckoutCopy;
 /** "$0.05", "$12.50", "$1,234.56": USDC base units shown as dollars. */
 export declare function formatUsd(base: string | bigint): string;
 /** "base-sepolia" -> "Base Sepolia". Fallback label when the service sends no display name. */
@@ -271,7 +271,7 @@ export declare class PaymentProblem extends Error {
 export interface ErrorContext {
     /** The pay step that was running when the error happened. */
     step?: PayStep;
-    copy?: PaymentsCopy;
+    copy?: CheckoutCopy;
 }
 /** The only fields a buyer may see under "Show details": an HTTP status and a code from a fixed list, never free text. */
 export declare function safeDetail(parts: {
@@ -283,7 +283,7 @@ export declare function mapCreateFailure(r: {
     status: number;
     error?: string;
     code?: string;
-}, copy?: PaymentsCopy): Problem;
+}, copy?: CheckoutCopy): Problem;
 /** Turns any wallet/provider/service error into one controlled message plus a collapsed detail of controlled fields; the raw text goes to `cause` (host only). */
 export declare function mapError(e: unknown, ctx?: ErrorContext): Problem;
 /** True when a raw error means the charge/authorization can no longer be used and a fresh one should be made. */
@@ -328,16 +328,16 @@ export declare function deriveStages(step: PayStep): Stage[];
  * Text for the exact step, used by the live region, the busy button and the store-page trigger.
  * `wallet` is the connected wallet's name when it is known ("your wallet" is the fallback).
  */
-export declare function primaryLabel(step: PayStep, amountText: string, copy?: PaymentsCopy, wallet?: string | null): string;
+export declare function primaryLabel(step: PayStep, amountText: string, copy?: CheckoutCopy, wallet?: string | null): string;
 /** "Confirm in MetaMask (1 of 2)" / "Confirm in your wallet (1 of 2)". */
-export declare function confirmTxLabel(copy: PaymentsCopy, tx: {
+export declare function confirmTxLabel(copy: CheckoutCopy, tx: {
     i: number;
     total: number;
 }, wallet?: string | null): string;
 /** Header text: "Pay" or "Pay {merchant}" when the host names the store. */
-export declare function headerTitle(copy: PaymentsCopy, merchantName?: string | null): string;
+export declare function headerTitle(copy: CheckoutCopy, merchantName?: string | null): string;
 /** Coarse state surfaced through `onStatusChange`. */
-export type PaymentsState = "loading" | "ready" | "connecting" | "confirming" | "processing" | "paid" | "settled" | "problem" | "failed";
+export type CheckoutState = "loading" | "ready" | "connecting" | "confirming" | "processing" | "paid" | "settled" | "problem" | "failed";
 export interface Prefs {
     wallet?: string;
 }

package/dist/lib/rio-client.d.ts

@@ -0,0 +1,73 @@
+import type { CreatedCharge, PlatformChargeStatus } from "./payments";
+/** The networks the service runs on. Each has a default API URL: pick one with `environment`, or pass your own `serviceUrl`. */
+export type RioEnvironment = "testnet" | "mainnet";
+/**
+ * The default API base URL of each environment. `undefined` until the stable URL exists (set it here when it does): an environment
+ * without one makes `createRioClient` throw and ask for a `serviceUrl`, rather than call a host that is not there.
+ */
+export declare const RIO_ENVIRONMENT_URLS: Readonly<Record<RioEnvironment, string | undefined>>;
+export interface RioClientOptions {
+    /** A secret API key (`sk_…`), from the dashboard's Developers page. Keep it on your server. */
+    apiKey: string;
+    /** The API base URL. It wins over `environment`. */
+    serviceUrl?: string;
+    /** `"testnet"` or `"mainnet"`: the default URL of that environment. Default: the `RIO_SERVICE_URL` environment variable where there is one, else `"mainnet"`. */
+    environment?: RioEnvironment;
+    /** A custom `fetch`. Default: the global `fetch`, looked up at call time. */
+    fetch?: typeof fetch;
+}
+export interface CreateChargeInput {
+    /** USDC base units, as a string: `"12500000"` is $12.50. Decide it on your server, never from the browser. */
+    amount: string;
+    /** Your order id (the charge's external id). `charges.get` finds the charge by it. */
+    externalId: string;
+    /** Your storefront's web origin. A browser can only use the charge from there. Leave it out for a charge only a server handles. */
+    origin?: string;
+    merchantId?: string;
+    returnUrl?: string;
+    expiresInSeconds?: number;
+    requireConfirmation?: "provisional" | "final";
+    /** Settlement speed: `"standard"` (the default, no fee) or `"fast"`. */
+    speed?: "standard" | "fast";
+    /** Labels for filtering and reporting (at most 10, lowercase `[a-z0-9][a-z0-9:_./-]{0,63}`). */
+    tags?: readonly string[];
+    /** Private values to keep with the charge (strings, numbers or booleans, never nested). Returned to you, never to the buyer. */
+    metadata?: Readonly<Record<string, string | number | boolean>>;
+}
+export interface CreateChargeOptions {
+    /** Default: the external id, so a retried request returns the same charge instead of making another. */
+    idempotencyKey?: string;
+}
+/** Why a call failed. `status` is the HTTP status, or 0 when the service could not be reached. */
+export declare class RioError extends Error {
+    readonly status: number;
+    readonly code: string;
+    constructor(status: number, code: string, message: string);
+}
+/**
+ * The base URL to use: an explicit `serviceUrl`, else the environment's, else `RIO_SERVICE_URL`, else mainnet's. `urls` and `fromEnvironmentVariable`
+ * come in as arguments so this can be tested; `createRioClient` passes the real ones.
+ */
+export declare const resolveServiceUrl: (options: RioClientOptions, urls: Readonly<Record<RioEnvironment, string | undefined>>, fromEnvironmentVariable: string | undefined) => string;
+/** Which charge: by its id, or by the external id (your order id) it was created with. Exactly one. */
+export type ChargeRef = {
+    readonly id: string;
+    readonly externalId?: never;
+} | {
+    readonly externalId: string;
+    readonly id?: never;
+};
+/** A client for your server's side of the API. Make one with `createRioClient`. */
+export interface RioClient {
+    readonly charges: {
+        /** Creates the order's charge and returns it as the checkout widget takes it: your route can `Response.json(charge)`. A retry of the same order returns the same charge with a replacement client secret. */
+        readonly create: (input: CreateChargeInput, options?: CreateChargeOptions) => Promise<CreatedCharge>;
+        /**
+         * A charge's status, in the shape the widget's status poll takes: your status route can `Response.json(status)`. Name the charge
+         * by its `id`, or by its `externalId` (the order id you created it with): exactly one.
+         */
+        readonly get: (which: ChargeRef) => Promise<PlatformChargeStatus>;
+    };
+}
+/** Makes a client: `createRioClient({ apiKey })`. Throws a `TypeError` for a missing key, an unknown environment or an unusable service URL. */
+export declare function createRioClient(options: RioClientOptions): RioClient;

package/package.json

@@ -1,7 +1,7 @@
 {
   "name": "@rio-pay/sdk",
-  "version": "0.0.1-alpha.1",
-  "description": "SDK for Rio USDC payments: the checkout widget, shared types and webhook signature verification.",
+  "version": "0.0.1-alpha.3",
+  "description": "SDK for Rio USDC payments: the checkout widget, an API client, shared types and webhook signature verification.",
   "keywords": [
     "sei",
     "usdc",
@@ -32,6 +32,11 @@
       "import": "./dist/server.js",
       "default": "./dist/server.js"
     },
+    "./client": {
+      "types": "./dist/client.d.ts",
+      "import": "./dist/client.js",
+      "default": "./dist/client.js"
+    },
     "./checkout/react": {
       "types": "./dist/checkout/react.d.ts",
       "import": "./dist/checkout/react.js",
@@ -50,7 +55,7 @@
     "node": ">=18"
   },
   "scripts": {
-    "build": "bun run clean && bun build src/index.ts src/server.ts --production --outdir dist --root src --target browser --format esm && bun build src/checkout/react.ts --production --outdir dist --root src --target browser --format esm --external react --external react/jsx-runtime --banner '\"use client\";' && tsc -p tsconfig.build.json",
+    "build": "bun run clean && bun build src/index.ts src/server.ts src/client.ts --production --outdir dist --root src --target browser --format esm && bun build src/checkout/react.ts --production --outdir dist --root src --target browser --format esm --external react --external react/jsx-runtime --banner '\"use client\";' && tsc -p tsconfig.build.json",
     "clean": "rm -rf dist",
     "dev": "bun dev/server.ts",
     "typecheck": "tsc -p tsconfig.json",