@retiregolden/planner-ui 0.1.0

This diff represents the content of publicly available package versions that have been released to one of the supported registries. The information contained in this diff is provided for informational purposes only and reflects changes between package versions as they appear in their respective public registries.
Files changed (298) hide show
  1. package/LICENSE +661 -0
  2. package/README.md +181 -0
  3. package/package.json +77 -0
  4. package/src/App.tsx +246 -0
  5. package/src/RouteErrorBoundary.tsx +45 -0
  6. package/src/assets/hero.png +0 -0
  7. package/src/assets/react.svg +1 -0
  8. package/src/assets/vite.svg +1 -0
  9. package/src/data/fedInvestClient.ts +113 -0
  10. package/src/data/localStore.ts +42 -0
  11. package/src/data/planOrigin.ts +24 -0
  12. package/src/data/planStore.ts +165 -0
  13. package/src/data/v2Backup.ts +101 -0
  14. package/src/import/ImportPage.tsx +347 -0
  15. package/src/import/ReviewChecklistView.tsx +38 -0
  16. package/src/import/brokerCsv.ts +395 -0
  17. package/src/import/csv.ts +133 -0
  18. package/src/import/genericCsv.ts +224 -0
  19. package/src/import/projectionLab.ts +350 -0
  20. package/src/import/reviewChecklist.ts +33 -0
  21. package/src/import/tenForty.ts +275 -0
  22. package/src/index.css +630 -0
  23. package/src/index.ts +16 -0
  24. package/src/learn/ArticleBody.tsx +78 -0
  25. package/src/learn/ArticlePage.tsx +57 -0
  26. package/src/learn/GlossaryPage.tsx +33 -0
  27. package/src/learn/LearnAboutScreen.tsx +41 -0
  28. package/src/learn/LearnCards.tsx +41 -0
  29. package/src/learn/LearnLink.tsx +91 -0
  30. package/src/learn/LearningCenterPage.tsx +114 -0
  31. package/src/learn/SourcesPage.tsx +98 -0
  32. package/src/learn/components/ArticleFigure.tsx +34 -0
  33. package/src/learn/components/ArticleShell.tsx +86 -0
  34. package/src/learn/components/ComparisonTable.tsx +42 -0
  35. package/src/learn/components/FormulaBlock.tsx +34 -0
  36. package/src/learn/components/PurchasingPowerChart.tsx +41 -0
  37. package/src/learn/components/RelatedArticles.tsx +27 -0
  38. package/src/learn/components/ScenarioCard.tsx +24 -0
  39. package/src/learn/components/SourceList.tsx +23 -0
  40. package/src/learn/components/charts.tsx +21 -0
  41. package/src/learn/content/about-retiregolden.ts +100 -0
  42. package/src/learn/content/aca-premium-tax-credits-and-magi.ts +103 -0
  43. package/src/learn/content/account-types-overview.ts +106 -0
  44. package/src/learn/content/after-tax-estate.ts +111 -0
  45. package/src/learn/content/agi-magi-and-taxable-income.ts +112 -0
  46. package/src/learn/content/appealing-irmaa-ssa-44.ts +95 -0
  47. package/src/learn/content/assumption-general-inflation.ts +82 -0
  48. package/src/learn/content/assumption-healthcare-inflation.ts +85 -0
  49. package/src/learn/content/assumption-heir-tax-rate.ts +79 -0
  50. package/src/learn/content/assumption-investment-returns.ts +90 -0
  51. package/src/learn/content/assumption-longevity-planning-age.ts +78 -0
  52. package/src/learn/content/assumption-recent-magi.ts +83 -0
  53. package/src/learn/content/assumption-social-security-cola.ts +89 -0
  54. package/src/learn/content/assumption-social-security-trust-fund.ts +83 -0
  55. package/src/learn/content/assumption-state-tax-override.ts +79 -0
  56. package/src/learn/content/beneficiaries-and-account-titling.ts +99 -0
  57. package/src/learn/content/break-even-useful-lens.ts +94 -0
  58. package/src/learn/content/building-a-retirement-spending-budget.ts +100 -0
  59. package/src/learn/content/cola-and-inflation-protection.ts +102 -0
  60. package/src/learn/content/divorced-spousal-and-survivor-records.ts +104 -0
  61. package/src/learn/content/dynamic-spending-guardrails.ts +90 -0
  62. package/src/learn/content/earnings-test-before-fra.ts +100 -0
  63. package/src/learn/content/employer-match-and-contribution-order.ts +104 -0
  64. package/src/learn/content/examplePlanArticles.ts +525 -0
  65. package/src/learn/content/fees-expense-ratios-and-compounding-drag.ts +98 -0
  66. package/src/learn/content/fi-number-and-four-percent-rule.ts +64 -0
  67. package/src/learn/content/filling-a-tax-bracket-with-roth-conversions.ts +98 -0
  68. package/src/learn/content/funded-ratio.ts +70 -0
  69. package/src/learn/content/healthcare-after-65.ts +103 -0
  70. package/src/learn/content/healthcare-before-65.ts +104 -0
  71. package/src/learn/content/historical-vs-random-return-models.ts +101 -0
  72. package/src/learn/content/how-assumptions-change-the-answer.ts +105 -0
  73. package/src/learn/content/how-much-can-i-spend.ts +105 -0
  74. package/src/learn/content/how-social-security-is-taxed.ts +95 -0
  75. package/src/learn/content/how-the-optimizer-thinks.ts +102 -0
  76. package/src/learn/content/how-the-optimizer-values-after-tax-estate.ts +97 -0
  77. package/src/learn/content/how-to-model-accumulation.ts +67 -0
  78. package/src/learn/content/how-to-read-a-retirement-projection.ts +115 -0
  79. package/src/learn/content/hsas-and-qualified-medical-expenses.ts +108 -0
  80. package/src/learn/content/hsas-as-retirement-accounts.ts +101 -0
  81. package/src/learn/content/inflation-risk.ts +98 -0
  82. package/src/learn/content/inherited-ira-10-year-rule.ts +105 -0
  83. package/src/learn/content/insurance-in-your-retirement-plan.ts +103 -0
  84. package/src/learn/content/irmaa-two-year-lookback.ts +99 -0
  85. package/src/learn/content/long-term-care-costs-and-insurance.ts +103 -0
  86. package/src/learn/content/long-term-care-insurance-as-risk-transfer.ts +98 -0
  87. package/src/learn/content/longevity-risk.ts +99 -0
  88. package/src/learn/content/marginal-vs-effective-tax-rate.ts +98 -0
  89. package/src/learn/content/medicare-part-b-vs-part-d-irmaa.ts +102 -0
  90. package/src/learn/content/mortality-weighted-social-security.ts +113 -0
  91. package/src/learn/content/moving-to-retiregolden.ts +86 -0
  92. package/src/learn/content/niit-high-income-investment-tax.ts +98 -0
  93. package/src/learn/content/ordinary-income-vs-capital-gains.ts +103 -0
  94. package/src/learn/content/paying-conversion-taxes-taxable-vs-ira.ts +102 -0
  95. package/src/learn/content/pensions-and-annuities.ts +101 -0
  96. package/src/learn/content/permanent-life-insurance-in-a-plan.ts +106 -0
  97. package/src/learn/content/pia-aime-and-bend-points.ts +103 -0
  98. package/src/learn/content/planner-overview.ts +106 -0
  99. package/src/learn/content/planning-for-couples-and-survivor-years.ts +108 -0
  100. package/src/learn/content/privacy-what-stays-in-your-browser.ts +99 -0
  101. package/src/learn/content/qcds-qualified-charitable-distributions.ts +101 -0
  102. package/src/learn/content/reading-the-results-page.ts +96 -0
  103. package/src/learn/content/reading-the-social-security-analysis-page.ts +106 -0
  104. package/src/learn/content/real-estate-home-equity-and-debt.ts +100 -0
  105. package/src/learn/content/reports-csv-exports-and-sharing.ts +101 -0
  106. package/src/learn/content/risk-based-guardrails.ts +100 -0
  107. package/src/learn/content/rmds-required-minimum-distributions.ts +100 -0
  108. package/src/learn/content/roth-conversion-basics.ts +104 -0
  109. package/src/learn/content/rsus-and-espp.ts +101 -0
  110. package/src/learn/content/rule-of-55-and-72t.ts +107 -0
  111. package/src/learn/content/savings-rate-biggest-lever.ts +66 -0
  112. package/src/learn/content/seed-your-plan-from-your-tax-return.ts +93 -0
  113. package/src/learn/content/sensitivity-testing-what-changes-the-answer.ts +104 -0
  114. package/src/learn/content/sequence-of-returns-risk.ts +98 -0
  115. package/src/learn/content/social-security-bridge.ts +67 -0
  116. package/src/learn/content/social-security-claiming-age-basics.ts +113 -0
  117. package/src/learn/content/social-security-taxes-vs-benefits.ts +76 -0
  118. package/src/learn/content/spending-profiles-and-the-retirement-smile.ts +92 -0
  119. package/src/learn/content/spousal-and-survivor-benefits.ts +120 -0
  120. package/src/learn/content/ssdi-and-retirement-planning.ts +72 -0
  121. package/src/learn/content/standard-deduction-senior-deduction-and-itemizing.ts +97 -0
  122. package/src/learn/content/state-income-taxes-in-retirement.ts +97 -0
  123. package/src/learn/content/step-up-in-basis.ts +102 -0
  124. package/src/learn/content/survivor-planning-for-couples.ts +110 -0
  125. package/src/learn/content/survivor-spending-in-couple-plans.ts +98 -0
  126. package/src/learn/content/tax-cliffs-and-bracket-edges.ts +105 -0
  127. package/src/learn/content/tax-loss-and-gain-harvesting.ts +99 -0
  128. package/src/learn/content/taxable-brokerage-basis-and-capital-gains.ts +99 -0
  129. package/src/learn/content/three-big-questions-spending-time-risk.ts +103 -0
  130. package/src/learn/content/tips-ladders.ts +92 -0
  131. package/src/learn/content/todays-dollars-vs-future-dollars.ts +107 -0
  132. package/src/learn/content/traditional-vs-roth-contributions.ts +113 -0
  133. package/src/learn/content/troubleshooting-surprising-results.ts +105 -0
  134. package/src/learn/content/trust-fund-haircut-scenarios.ts +101 -0
  135. package/src/learn/content/understanding-monte-carlo-success-rate.ts +118 -0
  136. package/src/learn/content/understanding-your-plan-assumptions.ts +134 -0
  137. package/src/learn/content/using-assumptions-and-provenance.ts +98 -0
  138. package/src/learn/content/using-scenarios-to-compare-choices.ts +99 -0
  139. package/src/learn/content/what-changes-when-you-move-states.ts +141 -0
  140. package/src/learn/content/what-is-fire.ts +65 -0
  141. package/src/learn/content/what-monte-carlo-proves.ts +98 -0
  142. package/src/learn/content/what-retiregolden-models.ts +103 -0
  143. package/src/learn/content/what-retirement-healthcare-really-costs.ts +117 -0
  144. package/src/learn/content/why-95-percent-is-not-a-guarantee.ts +98 -0
  145. package/src/learn/content/why-roth-conversions-raise-other-costs.ts +106 -0
  146. package/src/learn/content/why-small-tax-cliffs-can-matter.ts +109 -0
  147. package/src/learn/content/widows-penalty-and-survivor-brackets.ts +106 -0
  148. package/src/learn/content/withdrawal-order-basics.ts +105 -0
  149. package/src/learn/glossary.ts +191 -0
  150. package/src/learn/inlineMarkdown.tsx +54 -0
  151. package/src/learn/learn.css +537 -0
  152. package/src/learn/learningRegistry.ts +502 -0
  153. package/src/longevity/LongevityResults.tsx +85 -0
  154. package/src/longevity/LongevityWizard.tsx +305 -0
  155. package/src/longevity/constants.ts +15 -0
  156. package/src/longevity/factors.ts +125 -0
  157. package/src/longevity/model.ts +31 -0
  158. package/src/longevity/persistedGuard.ts +129 -0
  159. package/src/longevity/storage.ts +40 -0
  160. package/src/mc/messages.ts +118 -0
  161. package/src/mc/monteCarlo.worker.ts +44 -0
  162. package/src/mc/pool.ts +267 -0
  163. package/src/mc/runRequest.ts +125 -0
  164. package/src/optimize/messages.ts +84 -0
  165. package/src/optimize/optimize.worker.ts +29 -0
  166. package/src/optimize/runOptimize.ts +92 -0
  167. package/src/optimize/runSpendingSolve.ts +47 -0
  168. package/src/optimize/runner.ts +21 -0
  169. package/src/optimize/spendingMessages.ts +44 -0
  170. package/src/optimize/spendingRunner.ts +21 -0
  171. package/src/optimize/spendingSolve.worker.ts +18 -0
  172. package/src/planner/AssumptionsCardPage.tsx +136 -0
  173. package/src/planner/BucketLensCard.tsx +114 -0
  174. package/src/planner/ComparePlansPage.tsx +219 -0
  175. package/src/planner/DisclaimerPage.tsx +88 -0
  176. package/src/planner/HowTestedPage.tsx +159 -0
  177. package/src/planner/LiveStatus.tsx +15 -0
  178. package/src/planner/LongevityModal.tsx +55 -0
  179. package/src/planner/Modal.tsx +97 -0
  180. package/src/planner/MonteCarloPage.tsx +907 -0
  181. package/src/planner/OptimizePage.tsx +611 -0
  182. package/src/planner/PlanContext.tsx +198 -0
  183. package/src/planner/PlanPickerPage.tsx +124 -0
  184. package/src/planner/PlanWorkspace.tsx +290 -0
  185. package/src/planner/ProvenancePanel.tsx +45 -0
  186. package/src/planner/RelocationComparePage.tsx +485 -0
  187. package/src/planner/ReportPage.tsx +375 -0
  188. package/src/planner/ResultsPage.tsx +817 -0
  189. package/src/planner/ScenariosPage.tsx +285 -0
  190. package/src/planner/SocialSecuritySection.tsx +556 -0
  191. package/src/planner/SpendingSolverPage.tsx +512 -0
  192. package/src/planner/SsAnalysisPage.tsx +1134 -0
  193. package/src/planner/SurvivalPercentileModal.tsx +161 -0
  194. package/src/planner/SurvivorTransitionPage.tsx +286 -0
  195. package/src/planner/assumptionsExport.ts +371 -0
  196. package/src/planner/bucketLens.ts +89 -0
  197. package/src/planner/chartFrame.ts +8 -0
  198. package/src/planner/chartStyle.ts +11 -0
  199. package/src/planner/dialogViews.tsx +184 -0
  200. package/src/planner/dialogs.tsx +133 -0
  201. package/src/planner/examples/ExampleLibrary.tsx +189 -0
  202. package/src/planner/examples/ExamplePreviewBanner.tsx +55 -0
  203. package/src/planner/examples/ExamplesPage.tsx +25 -0
  204. package/src/planner/examples/OpenExampleButton.tsx +61 -0
  205. package/src/planner/examples/buildAggressiveSaver.ts +102 -0
  206. package/src/planner/examples/buildAnnuityEstate.ts +137 -0
  207. package/src/planner/examples/buildBaristaFire.ts +115 -0
  208. package/src/planner/examples/buildBracketFillRoth.ts +65 -0
  209. package/src/planner/examples/buildBridgeEarlyRetirement.ts +94 -0
  210. package/src/planner/examples/buildBrokerageNoHsa.ts +109 -0
  211. package/src/planner/examples/buildCoastFire.ts +88 -0
  212. package/src/planner/examples/buildContext.ts +20 -0
  213. package/src/planner/examples/buildEarlyCareerMatch.ts +93 -0
  214. package/src/planner/examples/buildEarlyRetireeAca.ts +61 -0
  215. package/src/planner/examples/buildExampleCouple.ts +103 -0
  216. package/src/planner/examples/buildFixedTargetSpending.ts +74 -0
  217. package/src/planner/examples/buildGlidepathAllocation.ts +131 -0
  218. package/src/planner/examples/buildGuardrailsFlex.ts +120 -0
  219. package/src/planner/examples/buildHsaPropertyDepth.ts +109 -0
  220. package/src/planner/examples/buildHsaStealthRetirement.ts +97 -0
  221. package/src/planner/examples/buildLeanFatFire.ts +109 -0
  222. package/src/planner/examples/buildLtcShock.ts +62 -0
  223. package/src/planner/examples/buildMovingStateTax.ts +53 -0
  224. package/src/planner/examples/buildNoAnnuityBrokerage.ts +92 -0
  225. package/src/planner/examples/buildRmdIrmaa.ts +55 -0
  226. package/src/planner/examples/buildSalaryGrowthEscalation.ts +96 -0
  227. package/src/planner/examples/buildStaticAllocationControl.ts +96 -0
  228. package/src/planner/examples/buildSurvivorYears.ts +62 -0
  229. package/src/planner/examples/buildUnderSavedSingle.ts +51 -0
  230. package/src/planner/examples/exampleCopy.ts +23 -0
  231. package/src/planner/examples/loadExample.ts +90 -0
  232. package/src/planner/examples/registry.ts +313 -0
  233. package/src/planner/explainPanels.tsx +233 -0
  234. package/src/planner/fields.tsx +381 -0
  235. package/src/planner/format.ts +33 -0
  236. package/src/planner/home/DataAndPrivacyCard.tsx +56 -0
  237. package/src/planner/home/GettingStartedPaths.tsx +46 -0
  238. package/src/planner/home/GettingStartedReopener.tsx +32 -0
  239. package/src/planner/home/StartHereLinks.tsx +22 -0
  240. package/src/planner/home/WelcomeHero.tsx +39 -0
  241. package/src/planner/home/YourPlans.tsx +72 -0
  242. package/src/planner/home/importErrorMessage.ts +22 -0
  243. package/src/planner/home/startHereSlugs.ts +7 -0
  244. package/src/planner/home/useHomeData.ts +190 -0
  245. package/src/planner/home/useHomeMode.ts +47 -0
  246. package/src/planner/householdActions.ts +22 -0
  247. package/src/planner/insights/InsightCardView.tsx +340 -0
  248. package/src/planner/insights/InsightsPage.tsx +204 -0
  249. package/src/planner/insights/categoryLabels.ts +11 -0
  250. package/src/planner/learnLinks.ts +85 -0
  251. package/src/planner/marketModelPicker.ts +172 -0
  252. package/src/planner/optimizePageChart.ts +40 -0
  253. package/src/planner/optimizePageClaim.ts +64 -0
  254. package/src/planner/planCompleteness.ts +27 -0
  255. package/src/planner/planContextCore.ts +26 -0
  256. package/src/planner/planner.css +2304 -0
  257. package/src/planner/provenanceLinks.ts +25 -0
  258. package/src/planner/sections/AccountFields.tsx +872 -0
  259. package/src/planner/sections/AccountsSection.tsx +89 -0
  260. package/src/planner/sections/AllocationPanel.tsx +261 -0
  261. package/src/planner/sections/AssumptionsSection.tsx +256 -0
  262. package/src/planner/sections/HouseholdSection.tsx +243 -0
  263. package/src/planner/sections/IncomeFloorSection.tsx +418 -0
  264. package/src/planner/sections/IncomeSection.tsx +170 -0
  265. package/src/planner/sections/InsuranceSection.tsx +362 -0
  266. package/src/planner/sections/SpendingSection.tsx +904 -0
  267. package/src/planner/sections/StrategySection.tsx +349 -0
  268. package/src/planner/sections/UpdateBalancesPanel.tsx +182 -0
  269. package/src/planner/sections/sectionHelpers.ts +48 -0
  270. package/src/planner/sections/shared.tsx +15 -0
  271. package/src/planner/sections.tsx +15 -0
  272. package/src/planner/ssAnalysis.ts +325 -0
  273. package/src/planner/successBand.ts +20 -0
  274. package/src/planner/survivorAnalysis.ts +277 -0
  275. package/src/planner/usStates.ts +19 -0
  276. package/src/planner/useMcSuccessRate.ts +77 -0
  277. package/src/planner/useProjection.ts +63 -0
  278. package/src/relocation/messages.ts +21 -0
  279. package/src/relocation/relocation.worker.ts +18 -0
  280. package/src/relocation/runRelocation.ts +17 -0
  281. package/src/relocation/runner.ts +22 -0
  282. package/src/report/brandingContext.ts +15 -0
  283. package/src/report/downloadReport.ts +34 -0
  284. package/src/report/reportHtml.ts +547 -0
  285. package/src/routes/LearnRoutes.tsx +46 -0
  286. package/src/routes/PlanRoutes.tsx +55 -0
  287. package/src/routes/RouteFallback.tsx +9 -0
  288. package/src/socialSecurity/breakEven.ts +107 -0
  289. package/src/socialSecurity/expectedPv.ts +164 -0
  290. package/src/socialSecurity/explain.ts +92 -0
  291. package/src/socialSecurity/ficaReturn.ts +81 -0
  292. package/src/socialSecurity/persistedSsGuard.ts +138 -0
  293. package/src/socialSecurity/ssFormUtils.ts +48 -0
  294. package/src/socialSecurity/ssaStatementXml.ts +156 -0
  295. package/src/socialSecurity/storage.ts +69 -0
  296. package/src/socialSecurity/survivorSwitching.ts +153 -0
  297. package/src/testSupport/samplePlan.ts +2 -0
  298. package/src/workers/run.ts +45 -0
@@ -0,0 +1,25 @@
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+ /**
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+ * Cite-the-authority helper (trust-and-transparency-layer, step 5): turns a
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+ * `PARAMETER_PROVENANCE` entry into the `source` link a field's ⓘ bubble
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+ * shows, so key tax parameters cite their Rev. Proc. / statute / agency figure
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+ * right where the number is used — not only on the Disclaimer page.
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+ */
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+
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+ import { PARAMETER_PROVENANCE } from '@retiregolden/engine/params'
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+ import type { SourceLink } from './fields'
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+
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+ const BY_ID = new Map(PARAMETER_PROVENANCE.map((s) => [s.id, s]))
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+
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+ /**
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+ * Source link for a provenance group id. Throws in dev if the id drifts; in
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+ * production a drifted id degrades to the full source table on the Disclaimer
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+ * page instead of crashing the screen the field lives on.
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+ */
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+ export function provenanceSource(id: string): SourceLink {
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+ const entry = BY_ID.get(id)
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+ if (!entry) {
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+ if (import.meta.env.DEV) throw new Error(`Unknown provenance id "${id}" — see engine/params/provenance.ts`)
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+ return { label: 'source list', url: '/disclaimer' }
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+ }
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+ return { label: entry.publisher, url: entry.url }
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+ }