@pyron-finance/pyron-client 2.7.2 → 2.8.0

package/dist/{bank-metadata-X4_5k9-u.d.cts → bank-metadata-C06TNYXi.d.cts}

@@ -9274,6 +9274,7 @@ declare enum TransactionType {
     UNSTAKE_LST = "UNSTAKE_LST",
     WITHDRAW_EMISSIONS = "WITHDRAW_EMISSIONS",
     LIQUIDATE_ACCOUNT = "LIQUIDATE_ACCOUNT",
+    HANDLE_BANKRUPTCY = "HANDLE_BANKRUPTCY",
     CREATE_PERM_BANK = "CREATE_PERM_BANK",
     CREATE_GROUP = "CREATE_GROUP",
     JUPITER_SWAP = "JUPITER_SWAP"

package/dist/{bank-metadata-X4_5k9-u.d.ts → bank-metadata-C06TNYXi.d.ts}

@@ -9274,6 +9274,7 @@ declare enum TransactionType {
     UNSTAKE_LST = "UNSTAKE_LST",
     WITHDRAW_EMISSIONS = "WITHDRAW_EMISSIONS",
     LIQUIDATE_ACCOUNT = "LIQUIDATE_ACCOUNT",
+    HANDLE_BANKRUPTCY = "HANDLE_BANKRUPTCY",
     CREATE_PERM_BANK = "CREATE_PERM_BANK",
     CREATE_GROUP = "CREATE_GROUP",
     JUPITER_SWAP = "JUPITER_SWAP"

package/dist/common/index.cjs

@@ -344,6 +344,7 @@ var TransactionType = /* @__PURE__ */ ((TransactionType2) => {
   TransactionType2["UNSTAKE_LST"] = "UNSTAKE_LST";
   TransactionType2["WITHDRAW_EMISSIONS"] = "WITHDRAW_EMISSIONS";
   TransactionType2["LIQUIDATE_ACCOUNT"] = "LIQUIDATE_ACCOUNT";
+  TransactionType2["HANDLE_BANKRUPTCY"] = "HANDLE_BANKRUPTCY";
   TransactionType2["CREATE_PERM_BANK"] = "CREATE_PERM_BANK";
   TransactionType2["CREATE_GROUP"] = "CREATE_GROUP";
   TransactionType2["JUPITER_SWAP"] = "JUPITER_SWAP";
@@ -419,6 +420,8 @@ var TransactionConfigMap = {
   ["WITHDRAW_EMISSIONS" /* WITHDRAW_EMISSIONS */]: { label: () => "Withdraw emissions" },
   // LIQUIDATE
   ["LIQUIDATE_ACCOUNT" /* LIQUIDATE_ACCOUNT */]: { label: () => "Liquidate account" },
+  // BANKRUPTCY
+  ["HANDLE_BANKRUPTCY" /* HANDLE_BANKRUPTCY */]: { label: () => "Handle bad debt settlement" },
   // BANK and GROUPS
   ["CREATE_PERM_BANK" /* CREATE_PERM_BANK */]: { label: () => "Create permissionless bank" },
   ["CREATE_GROUP" /* CREATE_GROUP */]: { label: () => "Create lendr group" },

package/dist/common/index.d.cts

@@ -1,6 +1,6 @@
 import { Keypair, Transaction, VersionedTransaction, PublicKey, Connection, AccountInfo, AddressLookupTableAccount, TransactionMessage, TransactionInstruction } from '@solana/web3.js';
-import { j as Wallet, e as ExtendedTransactionProperties, S as SolanaTransaction, W as WrappedI80F48, A as Amount } from '../bank-metadata-X4_5k9-u.cjs';
-export { a as BankExtendedMetadata, m as BankExtendedMetadataMap, X as BankExtendedMetadataOverride, h as BankMetadata, b as BankMetadataMap, l as BanksExtendedMetadataOverrideMap, E as ExtendedTransaction, f as ExtendedV0Transaction, I as InstructionsWrapper, D as MaxCapType, G as PriotitizationFeeLevels, P as Program, R as ProgramReadonly, z as TransactionArenaKeyMap, g as TransactionBroadcastType, y as TransactionConfigMap, d as TransactionOptions, C as TransactionPriorityType, F as TransactionSettings, x as TransactionType, U as WalletToken, V as bankExtendedMetadataOverrideSchema, Z as fetchBanksExtendedMetadata, H as getCalculatedPrioritizationFeeByPercentile, K as getMaxPrioritizationFeeByPercentile, N as getMeanPrioritizationFeeByPercentile, O as getMedianPrioritizationFeeByPercentile, J as getMinPrioritizationFeeByPercentile, Q as getRecentPrioritizationFeesByPercentile, Y as parseBanksMetadataOverride } from '../bank-metadata-X4_5k9-u.cjs';
+import { j as Wallet, e as ExtendedTransactionProperties, S as SolanaTransaction, W as WrappedI80F48, A as Amount } from '../bank-metadata-C06TNYXi.cjs';
+export { a as BankExtendedMetadata, m as BankExtendedMetadataMap, X as BankExtendedMetadataOverride, h as BankMetadata, b as BankMetadataMap, l as BanksExtendedMetadataOverrideMap, E as ExtendedTransaction, f as ExtendedV0Transaction, I as InstructionsWrapper, D as MaxCapType, G as PriotitizationFeeLevels, P as Program, R as ProgramReadonly, z as TransactionArenaKeyMap, g as TransactionBroadcastType, y as TransactionConfigMap, d as TransactionOptions, C as TransactionPriorityType, F as TransactionSettings, x as TransactionType, U as WalletToken, V as bankExtendedMetadataOverrideSchema, Z as fetchBanksExtendedMetadata, H as getCalculatedPrioritizationFeeByPercentile, K as getMaxPrioritizationFeeByPercentile, N as getMeanPrioritizationFeeByPercentile, O as getMedianPrioritizationFeeByPercentile, J as getMinPrioritizationFeeByPercentile, Q as getRecentPrioritizationFeesByPercentile, Y as parseBanksMetadataOverride } from '../bank-metadata-C06TNYXi.cjs';
 import { Idl, Instruction, Address } from '@coral-xyz/anchor';
 import BigNumber from 'bignumber.js';
 import BN from 'bn.js';

package/dist/common/index.d.ts

@@ -1,6 +1,6 @@
 import { Keypair, Transaction, VersionedTransaction, PublicKey, Connection, AccountInfo, AddressLookupTableAccount, TransactionMessage, TransactionInstruction } from '@solana/web3.js';
-import { j as Wallet, e as ExtendedTransactionProperties, S as SolanaTransaction, W as WrappedI80F48, A as Amount } from '../bank-metadata-X4_5k9-u.js';
-export { a as BankExtendedMetadata, m as BankExtendedMetadataMap, X as BankExtendedMetadataOverride, h as BankMetadata, b as BankMetadataMap, l as BanksExtendedMetadataOverrideMap, E as ExtendedTransaction, f as ExtendedV0Transaction, I as InstructionsWrapper, D as MaxCapType, G as PriotitizationFeeLevels, P as Program, R as ProgramReadonly, z as TransactionArenaKeyMap, g as TransactionBroadcastType, y as TransactionConfigMap, d as TransactionOptions, C as TransactionPriorityType, F as TransactionSettings, x as TransactionType, U as WalletToken, V as bankExtendedMetadataOverrideSchema, Z as fetchBanksExtendedMetadata, H as getCalculatedPrioritizationFeeByPercentile, K as getMaxPrioritizationFeeByPercentile, N as getMeanPrioritizationFeeByPercentile, O as getMedianPrioritizationFeeByPercentile, J as getMinPrioritizationFeeByPercentile, Q as getRecentPrioritizationFeesByPercentile, Y as parseBanksMetadataOverride } from '../bank-metadata-X4_5k9-u.js';
+import { j as Wallet, e as ExtendedTransactionProperties, S as SolanaTransaction, W as WrappedI80F48, A as Amount } from '../bank-metadata-C06TNYXi.js';
+export { a as BankExtendedMetadata, m as BankExtendedMetadataMap, X as BankExtendedMetadataOverride, h as BankMetadata, b as BankMetadataMap, l as BanksExtendedMetadataOverrideMap, E as ExtendedTransaction, f as ExtendedV0Transaction, I as InstructionsWrapper, D as MaxCapType, G as PriotitizationFeeLevels, P as Program, R as ProgramReadonly, z as TransactionArenaKeyMap, g as TransactionBroadcastType, y as TransactionConfigMap, d as TransactionOptions, C as TransactionPriorityType, F as TransactionSettings, x as TransactionType, U as WalletToken, V as bankExtendedMetadataOverrideSchema, Z as fetchBanksExtendedMetadata, H as getCalculatedPrioritizationFeeByPercentile, K as getMaxPrioritizationFeeByPercentile, N as getMeanPrioritizationFeeByPercentile, O as getMedianPrioritizationFeeByPercentile, J as getMinPrioritizationFeeByPercentile, Q as getRecentPrioritizationFeesByPercentile, Y as parseBanksMetadataOverride } from '../bank-metadata-C06TNYXi.js';
 import { Idl, Instruction, Address } from '@coral-xyz/anchor';
 import BigNumber from 'bignumber.js';
 import BN from 'bn.js';

package/dist/common/index.js

@@ -245,6 +245,7 @@ var TransactionType = /* @__PURE__ */ ((TransactionType2) => {
   TransactionType2["UNSTAKE_LST"] = "UNSTAKE_LST";
   TransactionType2["WITHDRAW_EMISSIONS"] = "WITHDRAW_EMISSIONS";
   TransactionType2["LIQUIDATE_ACCOUNT"] = "LIQUIDATE_ACCOUNT";
+  TransactionType2["HANDLE_BANKRUPTCY"] = "HANDLE_BANKRUPTCY";
   TransactionType2["CREATE_PERM_BANK"] = "CREATE_PERM_BANK";
   TransactionType2["CREATE_GROUP"] = "CREATE_GROUP";
   TransactionType2["JUPITER_SWAP"] = "JUPITER_SWAP";
@@ -320,6 +321,8 @@ var TransactionConfigMap = {
   ["WITHDRAW_EMISSIONS" /* WITHDRAW_EMISSIONS */]: { label: () => "Withdraw emissions" },
   // LIQUIDATE
   ["LIQUIDATE_ACCOUNT" /* LIQUIDATE_ACCOUNT */]: { label: () => "Liquidate account" },
+  // BANKRUPTCY
+  ["HANDLE_BANKRUPTCY" /* HANDLE_BANKRUPTCY */]: { label: () => "Handle bad debt settlement" },
   // BANK and GROUPS
   ["CREATE_PERM_BANK" /* CREATE_PERM_BANK */]: { label: () => "Create permissionless bank" },
   ["CREATE_GROUP" /* CREATE_GROUP */]: { label: () => "Create lendr group" },

package/dist/index.cjs

@@ -461,6 +461,7 @@ __export(index_exports, {
   Bank: () => Bank,
   BankConfig: () => BankConfig,
   BankConfigFlag: () => BankConfigFlag,
+  BankFlags: () => BankFlags,
   BankVaultType: () => BankVaultType,
   DEFAULT_CLUSTER: () => DEFAULT_CLUSTER,
   DEFAULT_COMMITMENT: () => DEFAULT_COMMITMENT,
@@ -11391,6 +11392,14 @@ async function makePulseHealthIx(ldProgram, accounts, remainingAccounts = []) {
     lendrAccount: accounts.lendrAccount
   }).remainingAccounts(remainingAccounts).instruction();
 }
+async function makeHandleBankruptcyIx(ldProgram, accounts) {
+  const { bank, lendrAccount, tokenProgram, ...optionalAccounts } = accounts;
+  return ldProgram.methods.lendingPoolHandleBankruptcy().accounts({
+    bank,
+    lendrAccount,
+    tokenProgram
+  }).accountsPartial(optionalAccounts).instruction();
+}
 var instructions = {
   makeDepositIx,
   makeDepositWithSessionIx,
@@ -11415,7 +11424,8 @@ var instructions = {
   makePoolAddPermissionlessStakedBankIx,
   makeLendingPoolConfigureBankOracleIx,
   makePulseHealthIx,
-  makeLendingAccountSettleEmissionsIx
+  makeLendingAccountSettleEmissionsIx,
+  makeHandleBankruptcyIx
 };
 var instructions_default = instructions;
 
@@ -11525,6 +11535,16 @@ var BankConfigFlag = /* @__PURE__ */ ((BankConfigFlag2) => {
   BankConfigFlag2[BankConfigFlag2["PYTH_MIGRATED"] = 1] = "PYTH_MIGRATED";
   return BankConfigFlag2;
 })(BankConfigFlag || {});
+var BankFlags = /* @__PURE__ */ ((BankFlags2) => {
+  BankFlags2[BankFlags2["EMISSIONS_FLAG_BORROW_ACTIVE"] = 1] = "EMISSIONS_FLAG_BORROW_ACTIVE";
+  BankFlags2[BankFlags2["EMISSIONS_FLAG_LENDING_ACTIVE"] = 2] = "EMISSIONS_FLAG_LENDING_ACTIVE";
+  BankFlags2[BankFlags2["PERMISSIONLESS_BAD_DEBT_SETTLEMENT"] = 4] = "PERMISSIONLESS_BAD_DEBT_SETTLEMENT";
+  BankFlags2[BankFlags2["FREEZE_SETTINGS"] = 8] = "FREEZE_SETTINGS";
+  BankFlags2[BankFlags2["CLOSE_ENABLED"] = 16] = "CLOSE_ENABLED";
+  BankFlags2[BankFlags2["TOKENLESS_REPAYMENTS_ALLOWED"] = 32] = "TOKENLESS_REPAYMENTS_ALLOWED";
+  BankFlags2[BankFlags2["TOKENLESS_REPAYMENTS_COMPLETE"] = 64] = "TOKENLESS_REPAYMENTS_COMPLETE";
+  return BankFlags2;
+})(BankFlags || {});
 var EmodeEntryFlags = /* @__PURE__ */ ((EmodeEntryFlags2) => {
   EmodeEntryFlags2[EmodeEntryFlags2["APPLIES_TO_ISOLATED"] = 1] = "APPLIES_TO_ISOLATED";
   EmodeEntryFlags2[EmodeEntryFlags2["RESERVED_1"] = 2] = "RESERVED_1";
@@ -11643,6 +11663,7 @@ function parseBankRaw(address, accountParsed, feedIdMap, bankMetadata, mintData)
     group,
     mint,
     mintDecimals,
+    flags,
     assetShareValue,
     liabilityShareValue,
     liquidityVault,
@@ -11682,6 +11703,7 @@ function dtoToBank(bankDto) {
     group: new import_web38.PublicKey(bankDto.group),
     mint: new import_web38.PublicKey(bankDto.mint),
     mintDecimals: bankDto.mintDecimals,
+    flags: bankDto.flags,
     assetShareValue: new import_bignumber3.default(bankDto.assetShareValue),
     liabilityShareValue: new import_bignumber3.default(bankDto.liabilityShareValue),
     liquidityVault: new import_web38.PublicKey(bankDto.liquidityVault),
@@ -16879,7 +16901,6 @@ function findOracleKey(bankConfig, feedIdMap) {
     return { oracleKey: feedId };
   } catch (error) {
     console.error("Error finding oracle key", error);
-    console.log("oracleSetup", bankConfig.oracleSetup);
     return { oracleKey: bankConfig.oracleKeys[0] };
   }
 }
@@ -20532,6 +20553,7 @@ function toBankDto(bank) {
     config: toBankConfigDto(bank.config),
     totalAssetShares: bank.totalAssetShares.toString(),
     totalLiabilityShares: bank.totalLiabilityShares.toString(),
+    flags: bank.flags,
     emissionsActiveBorrowing: bank.emissionsActiveBorrowing,
     emissionsActiveLending: bank.emissionsActiveLending,
     emissionsRate: bank.emissionsRate,
@@ -21896,7 +21918,7 @@ function computeHealthAccountMetas(banksToInclude, bankMetadataMap, enableSortin
   const wrapperFn = enableSorting ? composeRemainingAccounts : (banksAndOracles) => banksAndOracles.flat();
   const accounts = wrapperFn(
     banksToInclude.map((bank) => {
-      const keys = [bank.address, bank.oracleKey];
+      const keys = [bank.address, bank.config.oracleKeys[0]];
       if (bank.config.assetTag === 2) {
         if (!bankMetadataMap && !bankExtendedMetadata) {
           throw Error(`No bank metadata for ${bank.address.toBase58()} provided`);
@@ -22991,7 +23013,7 @@ var import_bignumber13 = __toESM(require("bignumber.js"), 1);
 var SECONDS_PER_DAY2 = 24 * 60 * 60;
 var _SECONDS_PER_YEAR = SECONDS_PER_DAY2 * 365.25;
 var Bank = class _Bank {
-  constructor(address, mint, mintDecimals, group, mintRate, mintPrice, assetShareValue, liabilityShareValue, liquidityVault, liquidityVaultBump, liquidityVaultAuthorityBump, insuranceVault, insuranceVaultBump, insuranceVaultAuthorityBump, collectedInsuranceFeesOutstanding, feeVault, feeVaultBump, feeVaultAuthorityBump, collectedGroupFeesOutstanding, lastUpdate, config, totalAssetShares, totalLiabilityShares, emissionsActiveBorrowing, emissionsActiveLending, emissionsRate, emissionsMint, emissionsRemaining, oracleKey, emode, feesDestinationAccount, lendingPositionCount, borrowingPositionCount, pythShardId, tokenSymbol, extendedMetadata, owner) {
+  constructor(address, mint, mintDecimals, group, mintRate, mintPrice, assetShareValue, liabilityShareValue, liquidityVault, liquidityVaultBump, liquidityVaultAuthorityBump, insuranceVault, insuranceVaultBump, insuranceVaultAuthorityBump, collectedInsuranceFeesOutstanding, feeVault, feeVaultBump, feeVaultAuthorityBump, collectedGroupFeesOutstanding, lastUpdate, config, totalAssetShares, totalLiabilityShares, flags, emissionsActiveBorrowing, emissionsActiveLending, emissionsRate, emissionsMint, emissionsRemaining, oracleKey, emode, feesDestinationAccount, lendingPositionCount, borrowingPositionCount, pythShardId, tokenSymbol, extendedMetadata, owner) {
     this.address = address;
     this.mint = mint;
     this.mintDecimals = mintDecimals;
@@ -23015,6 +23037,7 @@ var Bank = class _Bank {
     this.config = config;
     this.totalAssetShares = totalAssetShares;
     this.totalLiabilityShares = totalLiabilityShares;
+    this.flags = flags;
     this.emissionsActiveBorrowing = emissionsActiveBorrowing;
     this.emissionsActiveLending = emissionsActiveLending;
     this.emissionsRate = emissionsRate;
@@ -23081,6 +23104,7 @@ var Bank = class _Bank {
       config,
       bankType.totalAssetShares,
       bankType.totalLiabilityShares,
+      bankType.flags,
       bankType.emissionsActiveBorrowing,
       bankType.emissionsActiveLending,
       bankType.emissionsRate,
@@ -23121,6 +23145,7 @@ var Bank = class _Bank {
       props.config,
       props.totalAssetShares,
       props.totalLiabilityShares,
+      props.flags,
       props.emissionsActiveBorrowing,
       props.emissionsActiveLending,
       props.emissionsRate,
@@ -24249,6 +24274,8 @@ var LendrAccount = class _LendrAccount {
     if (liabilityMintData.tokenProgram.equals(import_spl_token6.TOKEN_2022_PROGRAM_ID)) {
       remainingAccounts.push(liabilityMintData.mint);
     }
+    remainingAccounts.push(assetBank.config.oracleKeys[0]);
+    remainingAccounts.push(liabilityBank.config.oracleKeys[0]);
     const accountMetas = computeHealthAccountMetas(healthAccounts, bankMetadataMap);
     remainingAccounts.push(...accountMetas);
     ixs.push(import_web329.ComputeBudgetProgram.setComputeUnitLimit({ units: 14e5 }));
@@ -26469,6 +26496,70 @@ var LendrAccountWrapper = class _LendrAccountWrapper {
     const outstandingEmissions = simulatedLendrAccount.getBalance(bank).emissionsOutstanding;
     return outstandingEmissions;
   }
+  /**
+   * Creates an instruction to handle bankruptcy (bad debt settlement) for this account.
+   * This writes off bad debt from the account using the bank's insurance fund.
+   *
+   * @param bankAddress - The bank where the account has bad debt
+   * @returns An InstructionsWrapper containing the handle bankruptcy instruction
+   *
+   * @remarks
+   * - If the bank has PERMISSIONLESS_BAD_DEBT_SETTLEMENT flag set, anyone can call this
+   * - Otherwise, only the group admin or risk admin can call this
+   * - The account must have bad debt (liabilities > 0, assets = 0 for that bank)
+   */
+  async makeHandleBankruptcyIx(bankAddress) {
+    const bank = this.client.getBankByPk(bankAddress);
+    if (!bank) throw Error(`Bank ${bankAddress.toBase58()} not found`);
+    const mintData = this.client.mintDatas.get(bankAddress.toBase58());
+    if (!mintData) throw Error(`Mint data for bank ${bankAddress.toBase58()} not found`);
+    const ix = await instructions_default.makeHandleBankruptcyIx(this._program, {
+      bank: bankAddress,
+      lendrAccount: this.address,
+      tokenProgram: mintData.tokenProgram,
+      group: this.client.group.address
+    });
+    return {
+      instructions: [ix],
+      keys: []
+    };
+  }
+  /**
+   * Handles bankruptcy (bad debt settlement) for this account at a specific bank.
+   * This writes off bad debt from the account using the bank's insurance fund.
+   *
+   * @param bankAddress - The bank where the account has bad debt
+   * @param processOpts - Optional processing options for the transaction
+   * @param txOpts - Optional transaction options
+   * @returns The transaction signature of the handle bankruptcy transaction
+   *
+   * @remarks
+   * - If the bank has PERMISSIONLESS_BAD_DEBT_SETTLEMENT flag set, anyone can call this
+   * - Otherwise, only the group admin or risk admin can call this
+   * - The account must have bad debt (liabilities > 0, assets = 0 for that bank)
+   */
+  async handleBankruptcy(bankAddress, processOpts, txOpts) {
+    this.client.logger.debug(
+      {
+        address: this.address.toBase58(),
+        bank: bankAddress.toBase58()
+      },
+      "[lendr:lendr-account:handle-bankruptcy] Handling bankruptcy for lendr account"
+    );
+    const bankruptcyIxs = await this.makeHandleBankruptcyIx(bankAddress);
+    const tx = new import_web330.Transaction().add(...bankruptcyIxs.instructions);
+    const clientLookupTables = await getClientAddressLookupTableAccounts(this.client);
+    const solanaTx = addTransactionMetadata(tx, {
+      addressLookupTables: clientLookupTables,
+      type: "HANDLE_BANKRUPTCY" /* HANDLE_BANKRUPTCY */
+    });
+    const sig = await this.client.processTransaction(solanaTx, processOpts, txOpts);
+    this.client.logger.debug(
+      { address: this.address.toBase58(), sig },
+      "[lendr:lendr-account:handle-bankruptcy] Bankruptcy handled successfully"
+    );
+    return sig;
+  }
   //TODO: maybe become usefull someday
   // async getBanksUnclaimedOutstandingEmissions(banks: PublicKey[]) {
   //   const results = await Promise.allSettled(
@@ -27643,6 +27734,7 @@ var EmodeSettings = class _EmodeSettings {
   Bank,
   BankConfig,
   BankConfigFlag,
+  BankFlags,
   BankVaultType,
   DEFAULT_CLUSTER,
   DEFAULT_COMMITMENT,

package/dist/index.d.cts

@@ -4,8 +4,8 @@ import { TransactionResult } from '@fogo/sessions-sdk';
 import * as _solana_web3_js from '@solana/web3.js';
 import { PublicKey, TransactionInstruction, VersionedTransaction, Blockhash, Transaction, AddressLookupTableAccount, Connection, AccountMeta, Commitment, TransactionSignature, Signer, TransactionError, ConfirmOptions, SimulatedTransactionResponse, Keypair, SendOptions } from '@solana/web3.js';
 import { Storage } from 'unstorage';
-import { B as BankVaultType, a as BankExtendedMetadata, L as LendrIdlType, P as Program, b as BankMetadataMap, T as TLogger, A as Amount, c as LendrProgram, I as InstructionsWrapper, S as SolanaTransaction, d as TransactionOptions, E as ExtendedTransaction, e as ExtendedTransactionProperties, f as ExtendedV0Transaction, g as TransactionBroadcastType, W as WrappedI80F48, h as BankMetadata, i as IMetadataFetcher, j as Wallet, k as LendrConfig, l as BanksExtendedMetadataOverrideMap, M as MetadataService, m as BankExtendedMetadataMap, n as AccountType$1, o as LendingAccountDepositOrRepayWithSessionAccounts, p as LendingAccountWithdrawOrBorrowWithSessionAccounts, q as Environment } from './bank-metadata-X4_5k9-u.cjs';
-export { v as BankAddress, r as LENDR_IDL, w as LogFn, u as MetadataServiceProps, t as TMetadata, s as metadataSchema } from './bank-metadata-X4_5k9-u.cjs';
+import { B as BankVaultType, a as BankExtendedMetadata, L as LendrIdlType, P as Program, b as BankMetadataMap, T as TLogger, A as Amount, c as LendrProgram, I as InstructionsWrapper, S as SolanaTransaction, d as TransactionOptions, E as ExtendedTransaction, e as ExtendedTransactionProperties, f as ExtendedV0Transaction, g as TransactionBroadcastType, W as WrappedI80F48, h as BankMetadata, i as IMetadataFetcher, j as Wallet, k as LendrConfig, l as BanksExtendedMetadataOverrideMap, M as MetadataService, m as BankExtendedMetadataMap, n as AccountType$1, o as LendingAccountDepositOrRepayWithSessionAccounts, p as LendingAccountWithdrawOrBorrowWithSessionAccounts, q as Environment } from './bank-metadata-C06TNYXi.cjs';
+export { v as BankAddress, r as LENDR_IDL, w as LogFn, u as MetadataServiceProps, t as TMetadata, s as metadataSchema } from './bank-metadata-C06TNYXi.cjs';
 import BN from 'bn.js';
 import BigNumber from 'bignumber.js';
 import 'zod';
@@ -115,6 +115,7 @@ declare class Bank implements BankType {
     config: BankConfig;
     readonly totalAssetShares: BigNumber;
     readonly totalLiabilityShares: BigNumber;
+    readonly flags: number;
     readonly emissionsActiveBorrowing: boolean;
     readonly emissionsActiveLending: boolean;
     readonly emissionsRate: number;
@@ -129,7 +130,7 @@ declare class Bank implements BankType {
     readonly tokenSymbol?: string | undefined;
     readonly extendedMetadata?: BankExtendedMetadata | undefined;
     readonly owner?: PublicKey | undefined;
-    constructor(address: PublicKey, mint: PublicKey, mintDecimals: number, group: PublicKey, mintRate: number | null, mintPrice: number, assetShareValue: BigNumber, liabilityShareValue: BigNumber, liquidityVault: PublicKey, liquidityVaultBump: number, liquidityVaultAuthorityBump: number, insuranceVault: PublicKey, insuranceVaultBump: number, insuranceVaultAuthorityBump: number, collectedInsuranceFeesOutstanding: BigNumber, feeVault: PublicKey, feeVaultBump: number, feeVaultAuthorityBump: number, collectedGroupFeesOutstanding: BigNumber, lastUpdate: number, config: BankConfig, totalAssetShares: BigNumber, totalLiabilityShares: BigNumber, emissionsActiveBorrowing: boolean, emissionsActiveLending: boolean, emissionsRate: number, emissionsMint: PublicKey, emissionsRemaining: BigNumber, oracleKey: PublicKey, emode: EmodeSettings, feesDestinationAccount?: PublicKey | undefined, lendingPositionCount?: BigNumber | undefined, borrowingPositionCount?: BigNumber | undefined, pythShardId?: number | undefined, tokenSymbol?: string | undefined, extendedMetadata?: BankExtendedMetadata | undefined, owner?: PublicKey | undefined);
+    constructor(address: PublicKey, mint: PublicKey, mintDecimals: number, group: PublicKey, mintRate: number | null, mintPrice: number, assetShareValue: BigNumber, liabilityShareValue: BigNumber, liquidityVault: PublicKey, liquidityVaultBump: number, liquidityVaultAuthorityBump: number, insuranceVault: PublicKey, insuranceVaultBump: number, insuranceVaultAuthorityBump: number, collectedInsuranceFeesOutstanding: BigNumber, feeVault: PublicKey, feeVaultBump: number, feeVaultAuthorityBump: number, collectedGroupFeesOutstanding: BigNumber, lastUpdate: number, config: BankConfig, totalAssetShares: BigNumber, totalLiabilityShares: BigNumber, flags: number, emissionsActiveBorrowing: boolean, emissionsActiveLending: boolean, emissionsRate: number, emissionsMint: PublicKey, emissionsRemaining: BigNumber, oracleKey: PublicKey, emode: EmodeSettings, feesDestinationAccount?: PublicKey | undefined, lendingPositionCount?: BigNumber | undefined, borrowingPositionCount?: BigNumber | undefined, pythShardId?: number | undefined, tokenSymbol?: string | undefined, extendedMetadata?: BankExtendedMetadata | undefined, owner?: PublicKey | undefined);
     static decodeBankRaw(encoded: Buffer, idl: LendrIdlType): BankRaw;
     static fromBuffer(bankPk: PublicKey, rawData: Buffer, idl: LendrIdlType, feedIdMap: PythPushFeedIdMap): Bank;
     static fromBankType(bankType: BankType): Bank;
@@ -1159,6 +1160,34 @@ declare class LendrAccountWrapper {
      */
     simulateRepay(amount: Amount, bankAddress: PublicKey, repayAll?: boolean): Promise<SimulationResult>;
     getBankUnclaimedOutstandingEmissions(bank: PublicKey): Promise<BigNumber>;
+    /**
+     * Creates an instruction to handle bankruptcy (bad debt settlement) for this account.
+     * This writes off bad debt from the account using the bank's insurance fund.
+     *
+     * @param bankAddress - The bank where the account has bad debt
+     * @returns An InstructionsWrapper containing the handle bankruptcy instruction
+     *
+     * @remarks
+     * - If the bank has PERMISSIONLESS_BAD_DEBT_SETTLEMENT flag set, anyone can call this
+     * - Otherwise, only the group admin or risk admin can call this
+     * - The account must have bad debt (liabilities > 0, assets = 0 for that bank)
+     */
+    makeHandleBankruptcyIx(bankAddress: PublicKey): Promise<InstructionsWrapper>;
+    /**
+     * Handles bankruptcy (bad debt settlement) for this account at a specific bank.
+     * This writes off bad debt from the account using the bank's insurance fund.
+     *
+     * @param bankAddress - The bank where the account has bad debt
+     * @param processOpts - Optional processing options for the transaction
+     * @param txOpts - Optional transaction options
+     * @returns The transaction signature of the handle bankruptcy transaction
+     *
+     * @remarks
+     * - If the bank has PERMISSIONLESS_BAD_DEBT_SETTLEMENT flag set, anyone can call this
+     * - Otherwise, only the group admin or risk admin can call this
+     * - The account must have bad debt (liabilities > 0, assets = 0 for that bank)
+     */
+    handleBankruptcy(bankAddress: PublicKey, processOpts?: ProcessTransactionsClientOpts, txOpts?: TransactionOptions): Promise<TransactionSignature>;
 }
 /**
  * @deprecated This method is deprecated.
@@ -1230,6 +1259,26 @@ declare enum AssetTag {
 declare enum BankConfigFlag {
     PYTH_MIGRATED = 1
 }
+/**
+ * Bank-level flags stored in the `flags` field of the Bank account.
+ * These control various bank behaviors and permissions.
+ */
+declare enum BankFlags {
+    /** Emissions are active for borrowing positions */
+    EMISSIONS_FLAG_BORROW_ACTIVE = 1,// 1
+    /** Emissions are active for lending positions */
+    EMISSIONS_FLAG_LENDING_ACTIVE = 2,// 2
+    /** Anyone can call handle_bankruptcy for this bank (not just admin/risk_admin) */
+    PERMISSIONLESS_BAD_DEBT_SETTLEMENT = 4,// 4
+    /** Bank settings are frozen and cannot be changed */
+    FREEZE_SETTINGS = 8,// 8
+    /** Bank can be closed */
+    CLOSE_ENABLED = 16,// 16
+    /** Tokenless repayments are allowed */
+    TOKENLESS_REPAYMENTS_ALLOWED = 32,// 32
+    /** Tokenless repayments are complete */
+    TOKENLESS_REPAYMENTS_COMPLETE = 64
+}
 interface BankConfigOpt {
     assetWeightInit: BigNumber | null;
     assetWeightMaint: BigNumber | null;
@@ -1275,6 +1324,8 @@ interface BankType {
     mintDecimals: number;
     mintRate: number | null;
     mintPrice: number;
+    /** Bank-level flags (see BankFlags enum) */
+    flags: number;
     assetShareValue: BigNumber;
     liabilityShareValue: BigNumber;
     liquidityVault: PublicKey;
@@ -1628,6 +1679,7 @@ interface BankTypeDto {
     config: BankConfigDto;
     totalAssetShares: string;
     totalLiabilityShares: string;
+    flags: number;
     emissionsActiveBorrowing: boolean;
     emissionsActiveLending: boolean;
     emissionsRate: number;
@@ -2967,6 +3019,29 @@ declare function makePulseHealthIx(ldProgram: LendrProgram, accounts: {
  * - For each balance the user has, pass bank and oracle: <bank1, oracle1, bank2, oracle2>
  */
 remainingAccounts?: AccountMeta[]): Promise<_solana_web3_js.TransactionInstruction>;
+/**
+ * Creates an instruction to handle bankruptcy (bad debt settlement) for a lendr account.
+ * This writes off bad debt from the account using the bank's insurance fund.
+ *
+ * @param ldProgram - The lendr program instance
+ * @param accounts - The accounts required for this instruction
+ * @returns The handle bankruptcy instruction
+ *
+ * @remarks
+ * - If the bank has PERMISSIONLESS_BAD_DEBT_SETTLEMENT flag set, anyone can call this
+ * - Otherwise, only the group admin or risk admin can call this
+ * - The account must have bad debt (liabilities > 0, assets = 0 for a bank)
+ */
+declare function makeHandleBankruptcyIx(ldProgram: LendrProgram, accounts: {
+    bank: PublicKey;
+    lendrAccount: PublicKey;
+    tokenProgram: PublicKey;
+    group?: PublicKey;
+    signer?: PublicKey;
+    liquidityVault?: PublicKey;
+    insuranceVault?: PublicKey;
+    insuranceVaultAuthority?: PublicKey;
+}): Promise<_solana_web3_js.TransactionInstruction>;
 declare const instructions: {
     makeDepositIx: typeof makeDepositIx;
     makeDepositWithSessionIx: typeof makeDepositWithSessionIx;
@@ -2992,6 +3067,7 @@ declare const instructions: {
     makeLendingPoolConfigureBankOracleIx: typeof makeLendingPoolConfigureBankOracleIx;
     makePulseHealthIx: typeof makePulseHealthIx;
     makeLendingAccountSettleEmissionsIx: typeof makeLendingAccountSettleEmissionsIx;
+    makeHandleBankruptcyIx: typeof makeHandleBankruptcyIx;
 };
 
 declare function getConfig({ environment, overrides, }?: {
@@ -3442,4 +3518,4 @@ declare namespace index {
   export { index_AccountType as AccountType, index_AggregatorAccount as AggregatorAccount, index_AggregatorAccountData as AggregatorAccountData, type index_Base as Base, index_CorpAction as CorpAction, type index_CrossbarSimulatePayload as CrossbarSimulatePayload, type index_CurrentResult as CurrentResult, type index_Ema as Ema, type index_FeedResponse as FeedResponse, index_MAX_SLOT_DIFFERENCE as MAX_SLOT_DIFFERENCE, type index_OracleSubmission as OracleSubmission, type index_Price as Price, type index_PriceComponent as PriceComponent, type index_PriceData as PriceData, index_PriceStatus as PriceStatus, index_PriceType as PriceType, type index_PullFeedAccountData as PullFeedAccountData, index_SWITCHBOARD_ONDEMANDE_PRICE_PRECISION as SWITCHBOARD_ONDEMANDE_PRICE_PRECISION, index_SinglePoolInstruction as SinglePoolInstruction, type index_StakeAccount as StakeAccount, index_createAccountIx as createAccountIx, index_createPoolOnrampIx as createPoolOnrampIx, index_decodeSwitchboardPullFeedData as decodeSwitchboardPullFeedData, index_findMplMetadataAddress as findMplMetadataAddress, index_findPoolAddress as findPoolAddress, index_findPoolMintAddress as findPoolMintAddress, index_findPoolMintAddressByVoteAccount as findPoolMintAddressByVoteAccount, index_findPoolMintAuthorityAddress as findPoolMintAuthorityAddress, index_findPoolMplAuthorityAddress as findPoolMplAuthorityAddress, index_findPoolOnRampAddress as findPoolOnRampAddress, index_findPoolStakeAddress as findPoolStakeAddress, index_findPoolStakeAuthorityAddress as findPoolStakeAuthorityAddress, index_getStakeAccount as getStakeAccount, index_getSwitchboardProgram as getSwitchboardProgram, index_initializeStakedPoolIxs as initializeStakedPoolIxs, index_initializeStakedPoolTx as initializeStakedPoolTx, index_parsePriceData as parsePriceData, index_parsePriceInfo as parsePriceInfo, index_replenishPoolIx as replenishPoolIx, index_switchboardAccountCoder as switchboardAccountCoder };
 }
 
-export { AccountFlags, AccountType$1 as AccountType, type ActionEmodeImpact, type ActiveEmodePair, type ActiveStakePoolMap, AssetTag, BUNDLE_TX_SIZE, Balance, type BalanceRaw, type BalanceType, type BalanceTypeDto, Bank, BankConfig, type BankConfigCompactRaw, type BankConfigDto, BankConfigFlag, type BankConfigOpt, type BankConfigOptRaw, type BankConfigRaw, type BankConfigRawDto, type BankConfigType, type BankMap, type BankMetadataRaw, type BankRaw, type BankRawDto, type BankType, type BankTypeDto, BankVaultType, type BroadcastMethodType, DEFAULT_CLUSTER, DEFAULT_COMMITMENT, DEFAULT_CONFIRM_OPTS, DEFAULT_ORACLE_MAX_AGE, DEFAULT_PROCESS_TX_OPTS, DEFAULT_PROCESS_TX_STRATEGY, DEFAULT_SEND_OPTS, DISABLED_FLAG, DUMMY_USDC_MINT, DataFetcher, DummyMetadataFetcher, type EmodeConfigRaw, type EmodeConfigRawDto, type EmodeEntry, type EmodeEntryDto, EmodeEntryFlags, EmodeFlags, type EmodeImpact, EmodeImpactStatus, type EmodePair, EmodeSettings, type EmodeSettingsDto, type EmodeSettingsRaw, type EmodeSettingsRawDto, type EmodeSettingsType, EmodeTag, Environment, FLASHLOAN_ENABLED_FLAG, type FetchGroupDataFn, type FetchRawBanksArgs, type FlashLoanArgs, type FlashloanActionResult, FogoMetadataFetcher, GROUP_PK, HOURS_PER_YEAR, HealthCache, HealthCacheFlags, type HealthCacheRaw, HealthCacheSimulationError, type HealthCacheType, type HealthCacheTypeDto, IMetadataFetcher, type InterestRateConfig, type InterestRateConfigCompactRaw, type InterestRateConfigDto, type InterestRateConfigOpt, type InterestRateConfigOptRaw, type InterestRateConfigRaw, JUPITER_V6_PROGRAM, LENDR_PROGRAM, LENDR_SPONSORED_SHARD_ID, LST_MINT, LUT_PROGRAM_AUTHORITY_INDEX, LendingAccountDepositOrRepayWithSessionAccounts, LendingAccountWithdrawOrBorrowWithSessionAccounts, LendrAccount, type LendrAccountRaw, type LendrAccountType, type LendrAccountTypeDto, LendrAccountWrapper, LendrClient, type LendrClientFetchOptions, type LendrClientOptions, type LendrClientProps, LendrConfig, LendrGroup, type LendrGroupRaw, type LendrGroupType, type LendrGroupTypeDto, LendrIdlType, LendrProgram, LendrRequirementType, type LendrRequirementTypeRaw, type LoopProps, type LoopTxProps, MAX_ACCOUNT_KEYS, MAX_CONFIDENCE_INTERVAL_RATIO, MAX_TX_SIZE, MAX_U64, MPL_METADATA_PROGRAM_ID, type MakeBorrowIxOpts, type MakeBorrowWithSessionIxOpts, type MakeDepositIxOpts, type MakeDepositWithSessionIxOpts, type MakeRepayIxOpts, type MakeRepayWithSessionIxOpts, type MakeWithdrawIxOpts, type MakeWithdrawWithSessionIxOpts, MetadataService, MetaplexMetadataFetcher, type MintData, type MintDataMap, OperationalState, type OperationalStateRaw, type OracleConfigOpt, type OracleConfigOptRaw, type OraclePrice, type OraclePriceDto, type OraclePriceMap, OracleSetup, type OracleSetupRaw, PDA_BANK_FEE_VAULT_AUTH_SEED, PDA_BANK_FEE_VAULT_SEED, PDA_BANK_INSURANCE_VAULT_AUTH_SEED, PDA_BANK_INSURANCE_VAULT_SEED, PDA_BANK_LIQUIDITY_VAULT_AUTH_SEED, PDA_BANK_LIQUIDITY_VAULT_SEED, PRIORITY_TX_SIZE, PROGRAM_ID, PYTH_PRICE_CONF_INTERVALS, PYTH_PUSH_ORACLE_ID, PYTH_SPONSORED_SHARD_ID, PriceBias, type PriceWithConfidence, type PriceWithConfidenceDto, type PriorityFees, ProcessTransactionError, ProcessTransactionErrorType, type ProcessTransactionOpts, type ProcessTransactionStrategy, type ProcessTransactionsClientOpts, type ProgramError, type ProgramErrorWithDescription, type PythPushFeedIdMap, type RatePoint, type RatePointDto, type RatePointRaw, type RepayWithCollateralProps, type RepayWithCollateralTxProps, RiskTier, type RiskTierRaw, SINGLE_POOL_PROGRAM_ID, SKIP_SIMULATION, STAKE_CONFIG_ID, STAKE_PROGRAM_ID, SWB_PRICE_CONF_INTERVALS, SYSTEM_PROGRAM_ID, SYSVAR_CLOCK_ID, SYSVAR_RENT_ID, SYSVAR_STAKE_HISTORY_ID, type SimulationResult, type SpecificBroadcastMethod, type SpecificBroadcastMethodType, type StakeAccount$1 as StakeAccount, type StakePoolMevMap, type SupportedOracleSetup, TLogger, TRANSFER_ACCOUNT_AUTHORITY_FLAG, type TransactionBuilderResult, USDC_DECIMALS, USDC_MINT, type ValidatorRateData, type ValidatorStakeGroup, type ValidatorStakeGroupDto, WSOL_EXTENDED_METADATA, WSOL_MINT, accountFlagToBN, addOracleToBanksIx, balanceToDto, bankConfigRawToDto, bankConfigToBankConfigRaw, bankRawToDto, buildFeedIdMap, computeAccountValue, computeActiveEmodePairs, computeAssetUsdValue, computeBalanceUsdValue, computeBaseInterestRate, computeClaimedEmissions, computeEmodeImpacts, computeFreeCollateral, computeFreeCollateralLegacy, computeHealthAccountMetas, computeHealthCheckAccounts, computeHealthComponents, computeHealthComponentsLegacy, computeHealthComponentsWithoutBiasLegacy, computeInterestRates, computeLiabilityUsdValue, computeLoopingParams, computeMaxLeverage, computeNetApy, computeQuantity, computeQuantityUi, computeRemainingCapacity, computeTotalOutstandingEmissions, computeTvl, computeUsdValue, computeUtilizationRate, confirmTransaction, crankPythOracleIx, createLendrAccountTx, createUpdateFeedIx, decodeAccountRaw, decodeBankRaw, dtoToBalance, dtoToBank, dtoToBankConfig, dtoToBankConfigRaw, dtoToBankRaw, dtoToEmodeSettings, dtoToEmodeSettingsRaw, dtoToGroup, dtoToHealthCache, dtoToInterestRateConfig, dtoToLendrAccount, dtoToOraclePrice, dtoToValidatorStakeGroup, emodeSettingsRawToDto, extractPythOracleKeys, feedIdToString, fetchLendrAccountAddresses, fetchLendrAccountData, fetchMultipleBanks, fetchNativeStakeAccounts, fetchOracleData, fetchPythOracleData, fetchStakeAccount, fetchStakePoolActiveStates, fetchStakePoolMev, fetchSwbOracleData, findOracleKey, findPythPushOracleAddress, freezeBankConfigIx, getActiveAccountFlags, getActiveEmodeEntryFlags, getActiveEmodeFlags, getActiveHealthCacheFlags, getActiveStaleBanks, getAssetQuantity, getAssetShares, getAssetWeight, getBalanceUsdValueWithPriceBias, getBankVaultAuthority, getBankVaultSeeds, getConfig, getConfigPda, getHealthCacheStatusDescription, getLiabilityQuantity, getLiabilityShares, getLiabilityWeight, getPrice, getPriceFeedAccountForProgram, getPriceWithConfidence, getTotalAssetQuantity, getTotalLiabilityQuantity, getTreasuryPda, groupToDto, hasAccountFlag, hasEmodeEntryFlag, hasEmodeFlag, hasHealthCacheFlag, healthCacheToDto, instructions, isOracleSetupSupported, isWeightedPrice, lendrAccountToDto, makeAddPermissionlessStakedBankIx, makeBundleTipIx, makePoolAddBankIx$1 as makePoolAddBankIx, makePoolConfigureBankIx$1 as makePoolConfigureBankIx, makePriorityFeeIx, makePriorityFeeMicroIx, makePulseHealthIx$1 as makePulseHealthIx, makeTxPriorityIx, makeUnwrapSolIx, makeVersionedTransaction, makeWrapSolIxs, oraclePriceToDto, parseBalanceRaw, parseBankConfigRaw, parseBankRaw, parseEmodeSettingsRaw, parseEmodeTag, parseErrorFromLogs, parseLendrAccountRaw, parseOperationalState, parseOracleSetup, parseOraclePriceData as parsePriceInfo, parseRiskTier, parseTransactionError, processTransactions, serializeBankConfigOpt, serializeOperationalState, serializeOracleSetup, serializeOracleSetupToIndex, serializeRiskTier, simulateAccountHealthCache, simulateAccountHealthCacheWithFallback, simulateTransactions, toBankConfigDto, toBankDto, toEmodeSettingsDto, toInterestRateConfigDto, validatorStakeGroupToDto, index as vendor };
+export { AccountFlags, AccountType$1 as AccountType, type ActionEmodeImpact, type ActiveEmodePair, type ActiveStakePoolMap, AssetTag, BUNDLE_TX_SIZE, Balance, type BalanceRaw, type BalanceType, type BalanceTypeDto, Bank, BankConfig, type BankConfigCompactRaw, type BankConfigDto, BankConfigFlag, type BankConfigOpt, type BankConfigOptRaw, type BankConfigRaw, type BankConfigRawDto, type BankConfigType, BankFlags, type BankMap, type BankMetadataRaw, type BankRaw, type BankRawDto, type BankType, type BankTypeDto, BankVaultType, type BroadcastMethodType, DEFAULT_CLUSTER, DEFAULT_COMMITMENT, DEFAULT_CONFIRM_OPTS, DEFAULT_ORACLE_MAX_AGE, DEFAULT_PROCESS_TX_OPTS, DEFAULT_PROCESS_TX_STRATEGY, DEFAULT_SEND_OPTS, DISABLED_FLAG, DUMMY_USDC_MINT, DataFetcher, DummyMetadataFetcher, type EmodeConfigRaw, type EmodeConfigRawDto, type EmodeEntry, type EmodeEntryDto, EmodeEntryFlags, EmodeFlags, type EmodeImpact, EmodeImpactStatus, type EmodePair, EmodeSettings, type EmodeSettingsDto, type EmodeSettingsRaw, type EmodeSettingsRawDto, type EmodeSettingsType, EmodeTag, Environment, FLASHLOAN_ENABLED_FLAG, type FetchGroupDataFn, type FetchRawBanksArgs, type FlashLoanArgs, type FlashloanActionResult, FogoMetadataFetcher, GROUP_PK, HOURS_PER_YEAR, HealthCache, HealthCacheFlags, type HealthCacheRaw, HealthCacheSimulationError, type HealthCacheType, type HealthCacheTypeDto, IMetadataFetcher, type InterestRateConfig, type InterestRateConfigCompactRaw, type InterestRateConfigDto, type InterestRateConfigOpt, type InterestRateConfigOptRaw, type InterestRateConfigRaw, JUPITER_V6_PROGRAM, LENDR_PROGRAM, LENDR_SPONSORED_SHARD_ID, LST_MINT, LUT_PROGRAM_AUTHORITY_INDEX, LendingAccountDepositOrRepayWithSessionAccounts, LendingAccountWithdrawOrBorrowWithSessionAccounts, LendrAccount, type LendrAccountRaw, type LendrAccountType, type LendrAccountTypeDto, LendrAccountWrapper, LendrClient, type LendrClientFetchOptions, type LendrClientOptions, type LendrClientProps, LendrConfig, LendrGroup, type LendrGroupRaw, type LendrGroupType, type LendrGroupTypeDto, LendrIdlType, LendrProgram, LendrRequirementType, type LendrRequirementTypeRaw, type LoopProps, type LoopTxProps, MAX_ACCOUNT_KEYS, MAX_CONFIDENCE_INTERVAL_RATIO, MAX_TX_SIZE, MAX_U64, MPL_METADATA_PROGRAM_ID, type MakeBorrowIxOpts, type MakeBorrowWithSessionIxOpts, type MakeDepositIxOpts, type MakeDepositWithSessionIxOpts, type MakeRepayIxOpts, type MakeRepayWithSessionIxOpts, type MakeWithdrawIxOpts, type MakeWithdrawWithSessionIxOpts, MetadataService, MetaplexMetadataFetcher, type MintData, type MintDataMap, OperationalState, type OperationalStateRaw, type OracleConfigOpt, type OracleConfigOptRaw, type OraclePrice, type OraclePriceDto, type OraclePriceMap, OracleSetup, type OracleSetupRaw, PDA_BANK_FEE_VAULT_AUTH_SEED, PDA_BANK_FEE_VAULT_SEED, PDA_BANK_INSURANCE_VAULT_AUTH_SEED, PDA_BANK_INSURANCE_VAULT_SEED, PDA_BANK_LIQUIDITY_VAULT_AUTH_SEED, PDA_BANK_LIQUIDITY_VAULT_SEED, PRIORITY_TX_SIZE, PROGRAM_ID, PYTH_PRICE_CONF_INTERVALS, PYTH_PUSH_ORACLE_ID, PYTH_SPONSORED_SHARD_ID, PriceBias, type PriceWithConfidence, type PriceWithConfidenceDto, type PriorityFees, ProcessTransactionError, ProcessTransactionErrorType, type ProcessTransactionOpts, type ProcessTransactionStrategy, type ProcessTransactionsClientOpts, type ProgramError, type ProgramErrorWithDescription, type PythPushFeedIdMap, type RatePoint, type RatePointDto, type RatePointRaw, type RepayWithCollateralProps, type RepayWithCollateralTxProps, RiskTier, type RiskTierRaw, SINGLE_POOL_PROGRAM_ID, SKIP_SIMULATION, STAKE_CONFIG_ID, STAKE_PROGRAM_ID, SWB_PRICE_CONF_INTERVALS, SYSTEM_PROGRAM_ID, SYSVAR_CLOCK_ID, SYSVAR_RENT_ID, SYSVAR_STAKE_HISTORY_ID, type SimulationResult, type SpecificBroadcastMethod, type SpecificBroadcastMethodType, type StakeAccount$1 as StakeAccount, type StakePoolMevMap, type SupportedOracleSetup, TLogger, TRANSFER_ACCOUNT_AUTHORITY_FLAG, type TransactionBuilderResult, USDC_DECIMALS, USDC_MINT, type ValidatorRateData, type ValidatorStakeGroup, type ValidatorStakeGroupDto, WSOL_EXTENDED_METADATA, WSOL_MINT, accountFlagToBN, addOracleToBanksIx, balanceToDto, bankConfigRawToDto, bankConfigToBankConfigRaw, bankRawToDto, buildFeedIdMap, computeAccountValue, computeActiveEmodePairs, computeAssetUsdValue, computeBalanceUsdValue, computeBaseInterestRate, computeClaimedEmissions, computeEmodeImpacts, computeFreeCollateral, computeFreeCollateralLegacy, computeHealthAccountMetas, computeHealthCheckAccounts, computeHealthComponents, computeHealthComponentsLegacy, computeHealthComponentsWithoutBiasLegacy, computeInterestRates, computeLiabilityUsdValue, computeLoopingParams, computeMaxLeverage, computeNetApy, computeQuantity, computeQuantityUi, computeRemainingCapacity, computeTotalOutstandingEmissions, computeTvl, computeUsdValue, computeUtilizationRate, confirmTransaction, crankPythOracleIx, createLendrAccountTx, createUpdateFeedIx, decodeAccountRaw, decodeBankRaw, dtoToBalance, dtoToBank, dtoToBankConfig, dtoToBankConfigRaw, dtoToBankRaw, dtoToEmodeSettings, dtoToEmodeSettingsRaw, dtoToGroup, dtoToHealthCache, dtoToInterestRateConfig, dtoToLendrAccount, dtoToOraclePrice, dtoToValidatorStakeGroup, emodeSettingsRawToDto, extractPythOracleKeys, feedIdToString, fetchLendrAccountAddresses, fetchLendrAccountData, fetchMultipleBanks, fetchNativeStakeAccounts, fetchOracleData, fetchPythOracleData, fetchStakeAccount, fetchStakePoolActiveStates, fetchStakePoolMev, fetchSwbOracleData, findOracleKey, findPythPushOracleAddress, freezeBankConfigIx, getActiveAccountFlags, getActiveEmodeEntryFlags, getActiveEmodeFlags, getActiveHealthCacheFlags, getActiveStaleBanks, getAssetQuantity, getAssetShares, getAssetWeight, getBalanceUsdValueWithPriceBias, getBankVaultAuthority, getBankVaultSeeds, getConfig, getConfigPda, getHealthCacheStatusDescription, getLiabilityQuantity, getLiabilityShares, getLiabilityWeight, getPrice, getPriceFeedAccountForProgram, getPriceWithConfidence, getTotalAssetQuantity, getTotalLiabilityQuantity, getTreasuryPda, groupToDto, hasAccountFlag, hasEmodeEntryFlag, hasEmodeFlag, hasHealthCacheFlag, healthCacheToDto, instructions, isOracleSetupSupported, isWeightedPrice, lendrAccountToDto, makeAddPermissionlessStakedBankIx, makeBundleTipIx, makePoolAddBankIx$1 as makePoolAddBankIx, makePoolConfigureBankIx$1 as makePoolConfigureBankIx, makePriorityFeeIx, makePriorityFeeMicroIx, makePulseHealthIx$1 as makePulseHealthIx, makeTxPriorityIx, makeUnwrapSolIx, makeVersionedTransaction, makeWrapSolIxs, oraclePriceToDto, parseBalanceRaw, parseBankConfigRaw, parseBankRaw, parseEmodeSettingsRaw, parseEmodeTag, parseErrorFromLogs, parseLendrAccountRaw, parseOperationalState, parseOracleSetup, parseOraclePriceData as parsePriceInfo, parseRiskTier, parseTransactionError, processTransactions, serializeBankConfigOpt, serializeOperationalState, serializeOracleSetup, serializeOracleSetupToIndex, serializeRiskTier, simulateAccountHealthCache, simulateAccountHealthCacheWithFallback, simulateTransactions, toBankConfigDto, toBankDto, toEmodeSettingsDto, toInterestRateConfigDto, validatorStakeGroupToDto, index as vendor };

package/dist/index.d.ts

@@ -4,8 +4,8 @@ import { TransactionResult } from '@fogo/sessions-sdk';
 import * as _solana_web3_js from '@solana/web3.js';
 import { PublicKey, TransactionInstruction, VersionedTransaction, Blockhash, Transaction, AddressLookupTableAccount, Connection, AccountMeta, Commitment, TransactionSignature, Signer, TransactionError, ConfirmOptions, SimulatedTransactionResponse, Keypair, SendOptions } from '@solana/web3.js';
 import { Storage } from 'unstorage';
-import { B as BankVaultType, a as BankExtendedMetadata, L as LendrIdlType, P as Program, b as BankMetadataMap, T as TLogger, A as Amount, c as LendrProgram, I as InstructionsWrapper, S as SolanaTransaction, d as TransactionOptions, E as ExtendedTransaction, e as ExtendedTransactionProperties, f as ExtendedV0Transaction, g as TransactionBroadcastType, W as WrappedI80F48, h as BankMetadata, i as IMetadataFetcher, j as Wallet, k as LendrConfig, l as BanksExtendedMetadataOverrideMap, M as MetadataService, m as BankExtendedMetadataMap, n as AccountType$1, o as LendingAccountDepositOrRepayWithSessionAccounts, p as LendingAccountWithdrawOrBorrowWithSessionAccounts, q as Environment } from './bank-metadata-X4_5k9-u.js';
-export { v as BankAddress, r as LENDR_IDL, w as LogFn, u as MetadataServiceProps, t as TMetadata, s as metadataSchema } from './bank-metadata-X4_5k9-u.js';
+import { B as BankVaultType, a as BankExtendedMetadata, L as LendrIdlType, P as Program, b as BankMetadataMap, T as TLogger, A as Amount, c as LendrProgram, I as InstructionsWrapper, S as SolanaTransaction, d as TransactionOptions, E as ExtendedTransaction, e as ExtendedTransactionProperties, f as ExtendedV0Transaction, g as TransactionBroadcastType, W as WrappedI80F48, h as BankMetadata, i as IMetadataFetcher, j as Wallet, k as LendrConfig, l as BanksExtendedMetadataOverrideMap, M as MetadataService, m as BankExtendedMetadataMap, n as AccountType$1, o as LendingAccountDepositOrRepayWithSessionAccounts, p as LendingAccountWithdrawOrBorrowWithSessionAccounts, q as Environment } from './bank-metadata-C06TNYXi.js';
+export { v as BankAddress, r as LENDR_IDL, w as LogFn, u as MetadataServiceProps, t as TMetadata, s as metadataSchema } from './bank-metadata-C06TNYXi.js';
 import BN from 'bn.js';
 import BigNumber from 'bignumber.js';
 import 'zod';
@@ -115,6 +115,7 @@ declare class Bank implements BankType {
     config: BankConfig;
     readonly totalAssetShares: BigNumber;
     readonly totalLiabilityShares: BigNumber;
+    readonly flags: number;
     readonly emissionsActiveBorrowing: boolean;
     readonly emissionsActiveLending: boolean;
     readonly emissionsRate: number;
@@ -129,7 +130,7 @@ declare class Bank implements BankType {
     readonly tokenSymbol?: string | undefined;
     readonly extendedMetadata?: BankExtendedMetadata | undefined;
     readonly owner?: PublicKey | undefined;
-    constructor(address: PublicKey, mint: PublicKey, mintDecimals: number, group: PublicKey, mintRate: number | null, mintPrice: number, assetShareValue: BigNumber, liabilityShareValue: BigNumber, liquidityVault: PublicKey, liquidityVaultBump: number, liquidityVaultAuthorityBump: number, insuranceVault: PublicKey, insuranceVaultBump: number, insuranceVaultAuthorityBump: number, collectedInsuranceFeesOutstanding: BigNumber, feeVault: PublicKey, feeVaultBump: number, feeVaultAuthorityBump: number, collectedGroupFeesOutstanding: BigNumber, lastUpdate: number, config: BankConfig, totalAssetShares: BigNumber, totalLiabilityShares: BigNumber, emissionsActiveBorrowing: boolean, emissionsActiveLending: boolean, emissionsRate: number, emissionsMint: PublicKey, emissionsRemaining: BigNumber, oracleKey: PublicKey, emode: EmodeSettings, feesDestinationAccount?: PublicKey | undefined, lendingPositionCount?: BigNumber | undefined, borrowingPositionCount?: BigNumber | undefined, pythShardId?: number | undefined, tokenSymbol?: string | undefined, extendedMetadata?: BankExtendedMetadata | undefined, owner?: PublicKey | undefined);
+    constructor(address: PublicKey, mint: PublicKey, mintDecimals: number, group: PublicKey, mintRate: number | null, mintPrice: number, assetShareValue: BigNumber, liabilityShareValue: BigNumber, liquidityVault: PublicKey, liquidityVaultBump: number, liquidityVaultAuthorityBump: number, insuranceVault: PublicKey, insuranceVaultBump: number, insuranceVaultAuthorityBump: number, collectedInsuranceFeesOutstanding: BigNumber, feeVault: PublicKey, feeVaultBump: number, feeVaultAuthorityBump: number, collectedGroupFeesOutstanding: BigNumber, lastUpdate: number, config: BankConfig, totalAssetShares: BigNumber, totalLiabilityShares: BigNumber, flags: number, emissionsActiveBorrowing: boolean, emissionsActiveLending: boolean, emissionsRate: number, emissionsMint: PublicKey, emissionsRemaining: BigNumber, oracleKey: PublicKey, emode: EmodeSettings, feesDestinationAccount?: PublicKey | undefined, lendingPositionCount?: BigNumber | undefined, borrowingPositionCount?: BigNumber | undefined, pythShardId?: number | undefined, tokenSymbol?: string | undefined, extendedMetadata?: BankExtendedMetadata | undefined, owner?: PublicKey | undefined);
     static decodeBankRaw(encoded: Buffer, idl: LendrIdlType): BankRaw;
     static fromBuffer(bankPk: PublicKey, rawData: Buffer, idl: LendrIdlType, feedIdMap: PythPushFeedIdMap): Bank;
     static fromBankType(bankType: BankType): Bank;
@@ -1159,6 +1160,34 @@ declare class LendrAccountWrapper {
      */
     simulateRepay(amount: Amount, bankAddress: PublicKey, repayAll?: boolean): Promise<SimulationResult>;
     getBankUnclaimedOutstandingEmissions(bank: PublicKey): Promise<BigNumber>;
+    /**
+     * Creates an instruction to handle bankruptcy (bad debt settlement) for this account.
+     * This writes off bad debt from the account using the bank's insurance fund.
+     *
+     * @param bankAddress - The bank where the account has bad debt
+     * @returns An InstructionsWrapper containing the handle bankruptcy instruction
+     *
+     * @remarks
+     * - If the bank has PERMISSIONLESS_BAD_DEBT_SETTLEMENT flag set, anyone can call this
+     * - Otherwise, only the group admin or risk admin can call this
+     * - The account must have bad debt (liabilities > 0, assets = 0 for that bank)
+     */
+    makeHandleBankruptcyIx(bankAddress: PublicKey): Promise<InstructionsWrapper>;
+    /**
+     * Handles bankruptcy (bad debt settlement) for this account at a specific bank.
+     * This writes off bad debt from the account using the bank's insurance fund.
+     *
+     * @param bankAddress - The bank where the account has bad debt
+     * @param processOpts - Optional processing options for the transaction
+     * @param txOpts - Optional transaction options
+     * @returns The transaction signature of the handle bankruptcy transaction
+     *
+     * @remarks
+     * - If the bank has PERMISSIONLESS_BAD_DEBT_SETTLEMENT flag set, anyone can call this
+     * - Otherwise, only the group admin or risk admin can call this
+     * - The account must have bad debt (liabilities > 0, assets = 0 for that bank)
+     */
+    handleBankruptcy(bankAddress: PublicKey, processOpts?: ProcessTransactionsClientOpts, txOpts?: TransactionOptions): Promise<TransactionSignature>;
 }
 /**
  * @deprecated This method is deprecated.
@@ -1230,6 +1259,26 @@ declare enum AssetTag {
 declare enum BankConfigFlag {
     PYTH_MIGRATED = 1
 }
+/**
+ * Bank-level flags stored in the `flags` field of the Bank account.
+ * These control various bank behaviors and permissions.
+ */
+declare enum BankFlags {
+    /** Emissions are active for borrowing positions */
+    EMISSIONS_FLAG_BORROW_ACTIVE = 1,// 1
+    /** Emissions are active for lending positions */
+    EMISSIONS_FLAG_LENDING_ACTIVE = 2,// 2
+    /** Anyone can call handle_bankruptcy for this bank (not just admin/risk_admin) */
+    PERMISSIONLESS_BAD_DEBT_SETTLEMENT = 4,// 4
+    /** Bank settings are frozen and cannot be changed */
+    FREEZE_SETTINGS = 8,// 8
+    /** Bank can be closed */
+    CLOSE_ENABLED = 16,// 16
+    /** Tokenless repayments are allowed */
+    TOKENLESS_REPAYMENTS_ALLOWED = 32,// 32
+    /** Tokenless repayments are complete */
+    TOKENLESS_REPAYMENTS_COMPLETE = 64
+}
 interface BankConfigOpt {
     assetWeightInit: BigNumber | null;
     assetWeightMaint: BigNumber | null;
@@ -1275,6 +1324,8 @@ interface BankType {
     mintDecimals: number;
     mintRate: number | null;
     mintPrice: number;
+    /** Bank-level flags (see BankFlags enum) */
+    flags: number;
     assetShareValue: BigNumber;
     liabilityShareValue: BigNumber;
     liquidityVault: PublicKey;
@@ -1628,6 +1679,7 @@ interface BankTypeDto {
     config: BankConfigDto;
     totalAssetShares: string;
     totalLiabilityShares: string;
+    flags: number;
     emissionsActiveBorrowing: boolean;
     emissionsActiveLending: boolean;
     emissionsRate: number;
@@ -2967,6 +3019,29 @@ declare function makePulseHealthIx(ldProgram: LendrProgram, accounts: {
  * - For each balance the user has, pass bank and oracle: <bank1, oracle1, bank2, oracle2>
  */
 remainingAccounts?: AccountMeta[]): Promise<_solana_web3_js.TransactionInstruction>;
+/**
+ * Creates an instruction to handle bankruptcy (bad debt settlement) for a lendr account.
+ * This writes off bad debt from the account using the bank's insurance fund.
+ *
+ * @param ldProgram - The lendr program instance
+ * @param accounts - The accounts required for this instruction
+ * @returns The handle bankruptcy instruction
+ *
+ * @remarks
+ * - If the bank has PERMISSIONLESS_BAD_DEBT_SETTLEMENT flag set, anyone can call this
+ * - Otherwise, only the group admin or risk admin can call this
+ * - The account must have bad debt (liabilities > 0, assets = 0 for a bank)
+ */
+declare function makeHandleBankruptcyIx(ldProgram: LendrProgram, accounts: {
+    bank: PublicKey;
+    lendrAccount: PublicKey;
+    tokenProgram: PublicKey;
+    group?: PublicKey;
+    signer?: PublicKey;
+    liquidityVault?: PublicKey;
+    insuranceVault?: PublicKey;
+    insuranceVaultAuthority?: PublicKey;
+}): Promise<_solana_web3_js.TransactionInstruction>;
 declare const instructions: {
     makeDepositIx: typeof makeDepositIx;
     makeDepositWithSessionIx: typeof makeDepositWithSessionIx;
@@ -2992,6 +3067,7 @@ declare const instructions: {
     makeLendingPoolConfigureBankOracleIx: typeof makeLendingPoolConfigureBankOracleIx;
     makePulseHealthIx: typeof makePulseHealthIx;
     makeLendingAccountSettleEmissionsIx: typeof makeLendingAccountSettleEmissionsIx;
+    makeHandleBankruptcyIx: typeof makeHandleBankruptcyIx;
 };
 
 declare function getConfig({ environment, overrides, }?: {
@@ -3442,4 +3518,4 @@ declare namespace index {
   export { index_AccountType as AccountType, index_AggregatorAccount as AggregatorAccount, index_AggregatorAccountData as AggregatorAccountData, type index_Base as Base, index_CorpAction as CorpAction, type index_CrossbarSimulatePayload as CrossbarSimulatePayload, type index_CurrentResult as CurrentResult, type index_Ema as Ema, type index_FeedResponse as FeedResponse, index_MAX_SLOT_DIFFERENCE as MAX_SLOT_DIFFERENCE, type index_OracleSubmission as OracleSubmission, type index_Price as Price, type index_PriceComponent as PriceComponent, type index_PriceData as PriceData, index_PriceStatus as PriceStatus, index_PriceType as PriceType, type index_PullFeedAccountData as PullFeedAccountData, index_SWITCHBOARD_ONDEMANDE_PRICE_PRECISION as SWITCHBOARD_ONDEMANDE_PRICE_PRECISION, index_SinglePoolInstruction as SinglePoolInstruction, type index_StakeAccount as StakeAccount, index_createAccountIx as createAccountIx, index_createPoolOnrampIx as createPoolOnrampIx, index_decodeSwitchboardPullFeedData as decodeSwitchboardPullFeedData, index_findMplMetadataAddress as findMplMetadataAddress, index_findPoolAddress as findPoolAddress, index_findPoolMintAddress as findPoolMintAddress, index_findPoolMintAddressByVoteAccount as findPoolMintAddressByVoteAccount, index_findPoolMintAuthorityAddress as findPoolMintAuthorityAddress, index_findPoolMplAuthorityAddress as findPoolMplAuthorityAddress, index_findPoolOnRampAddress as findPoolOnRampAddress, index_findPoolStakeAddress as findPoolStakeAddress, index_findPoolStakeAuthorityAddress as findPoolStakeAuthorityAddress, index_getStakeAccount as getStakeAccount, index_getSwitchboardProgram as getSwitchboardProgram, index_initializeStakedPoolIxs as initializeStakedPoolIxs, index_initializeStakedPoolTx as initializeStakedPoolTx, index_parsePriceData as parsePriceData, index_parsePriceInfo as parsePriceInfo, index_replenishPoolIx as replenishPoolIx, index_switchboardAccountCoder as switchboardAccountCoder };
 }
 
-export { AccountFlags, AccountType$1 as AccountType, type ActionEmodeImpact, type ActiveEmodePair, type ActiveStakePoolMap, AssetTag, BUNDLE_TX_SIZE, Balance, type BalanceRaw, type BalanceType, type BalanceTypeDto, Bank, BankConfig, type BankConfigCompactRaw, type BankConfigDto, BankConfigFlag, type BankConfigOpt, type BankConfigOptRaw, type BankConfigRaw, type BankConfigRawDto, type BankConfigType, type BankMap, type BankMetadataRaw, type BankRaw, type BankRawDto, type BankType, type BankTypeDto, BankVaultType, type BroadcastMethodType, DEFAULT_CLUSTER, DEFAULT_COMMITMENT, DEFAULT_CONFIRM_OPTS, DEFAULT_ORACLE_MAX_AGE, DEFAULT_PROCESS_TX_OPTS, DEFAULT_PROCESS_TX_STRATEGY, DEFAULT_SEND_OPTS, DISABLED_FLAG, DUMMY_USDC_MINT, DataFetcher, DummyMetadataFetcher, type EmodeConfigRaw, type EmodeConfigRawDto, type EmodeEntry, type EmodeEntryDto, EmodeEntryFlags, EmodeFlags, type EmodeImpact, EmodeImpactStatus, type EmodePair, EmodeSettings, type EmodeSettingsDto, type EmodeSettingsRaw, type EmodeSettingsRawDto, type EmodeSettingsType, EmodeTag, Environment, FLASHLOAN_ENABLED_FLAG, type FetchGroupDataFn, type FetchRawBanksArgs, type FlashLoanArgs, type FlashloanActionResult, FogoMetadataFetcher, GROUP_PK, HOURS_PER_YEAR, HealthCache, HealthCacheFlags, type HealthCacheRaw, HealthCacheSimulationError, type HealthCacheType, type HealthCacheTypeDto, IMetadataFetcher, type InterestRateConfig, type InterestRateConfigCompactRaw, type InterestRateConfigDto, type InterestRateConfigOpt, type InterestRateConfigOptRaw, type InterestRateConfigRaw, JUPITER_V6_PROGRAM, LENDR_PROGRAM, LENDR_SPONSORED_SHARD_ID, LST_MINT, LUT_PROGRAM_AUTHORITY_INDEX, LendingAccountDepositOrRepayWithSessionAccounts, LendingAccountWithdrawOrBorrowWithSessionAccounts, LendrAccount, type LendrAccountRaw, type LendrAccountType, type LendrAccountTypeDto, LendrAccountWrapper, LendrClient, type LendrClientFetchOptions, type LendrClientOptions, type LendrClientProps, LendrConfig, LendrGroup, type LendrGroupRaw, type LendrGroupType, type LendrGroupTypeDto, LendrIdlType, LendrProgram, LendrRequirementType, type LendrRequirementTypeRaw, type LoopProps, type LoopTxProps, MAX_ACCOUNT_KEYS, MAX_CONFIDENCE_INTERVAL_RATIO, MAX_TX_SIZE, MAX_U64, MPL_METADATA_PROGRAM_ID, type MakeBorrowIxOpts, type MakeBorrowWithSessionIxOpts, type MakeDepositIxOpts, type MakeDepositWithSessionIxOpts, type MakeRepayIxOpts, type MakeRepayWithSessionIxOpts, type MakeWithdrawIxOpts, type MakeWithdrawWithSessionIxOpts, MetadataService, MetaplexMetadataFetcher, type MintData, type MintDataMap, OperationalState, type OperationalStateRaw, type OracleConfigOpt, type OracleConfigOptRaw, type OraclePrice, type OraclePriceDto, type OraclePriceMap, OracleSetup, type OracleSetupRaw, PDA_BANK_FEE_VAULT_AUTH_SEED, PDA_BANK_FEE_VAULT_SEED, PDA_BANK_INSURANCE_VAULT_AUTH_SEED, PDA_BANK_INSURANCE_VAULT_SEED, PDA_BANK_LIQUIDITY_VAULT_AUTH_SEED, PDA_BANK_LIQUIDITY_VAULT_SEED, PRIORITY_TX_SIZE, PROGRAM_ID, PYTH_PRICE_CONF_INTERVALS, PYTH_PUSH_ORACLE_ID, PYTH_SPONSORED_SHARD_ID, PriceBias, type PriceWithConfidence, type PriceWithConfidenceDto, type PriorityFees, ProcessTransactionError, ProcessTransactionErrorType, type ProcessTransactionOpts, type ProcessTransactionStrategy, type ProcessTransactionsClientOpts, type ProgramError, type ProgramErrorWithDescription, type PythPushFeedIdMap, type RatePoint, type RatePointDto, type RatePointRaw, type RepayWithCollateralProps, type RepayWithCollateralTxProps, RiskTier, type RiskTierRaw, SINGLE_POOL_PROGRAM_ID, SKIP_SIMULATION, STAKE_CONFIG_ID, STAKE_PROGRAM_ID, SWB_PRICE_CONF_INTERVALS, SYSTEM_PROGRAM_ID, SYSVAR_CLOCK_ID, SYSVAR_RENT_ID, SYSVAR_STAKE_HISTORY_ID, type SimulationResult, type SpecificBroadcastMethod, type SpecificBroadcastMethodType, type StakeAccount$1 as StakeAccount, type StakePoolMevMap, type SupportedOracleSetup, TLogger, TRANSFER_ACCOUNT_AUTHORITY_FLAG, type TransactionBuilderResult, USDC_DECIMALS, USDC_MINT, type ValidatorRateData, type ValidatorStakeGroup, type ValidatorStakeGroupDto, WSOL_EXTENDED_METADATA, WSOL_MINT, accountFlagToBN, addOracleToBanksIx, balanceToDto, bankConfigRawToDto, bankConfigToBankConfigRaw, bankRawToDto, buildFeedIdMap, computeAccountValue, computeActiveEmodePairs, computeAssetUsdValue, computeBalanceUsdValue, computeBaseInterestRate, computeClaimedEmissions, computeEmodeImpacts, computeFreeCollateral, computeFreeCollateralLegacy, computeHealthAccountMetas, computeHealthCheckAccounts, computeHealthComponents, computeHealthComponentsLegacy, computeHealthComponentsWithoutBiasLegacy, computeInterestRates, computeLiabilityUsdValue, computeLoopingParams, computeMaxLeverage, computeNetApy, computeQuantity, computeQuantityUi, computeRemainingCapacity, computeTotalOutstandingEmissions, computeTvl, computeUsdValue, computeUtilizationRate, confirmTransaction, crankPythOracleIx, createLendrAccountTx, createUpdateFeedIx, decodeAccountRaw, decodeBankRaw, dtoToBalance, dtoToBank, dtoToBankConfig, dtoToBankConfigRaw, dtoToBankRaw, dtoToEmodeSettings, dtoToEmodeSettingsRaw, dtoToGroup, dtoToHealthCache, dtoToInterestRateConfig, dtoToLendrAccount, dtoToOraclePrice, dtoToValidatorStakeGroup, emodeSettingsRawToDto, extractPythOracleKeys, feedIdToString, fetchLendrAccountAddresses, fetchLendrAccountData, fetchMultipleBanks, fetchNativeStakeAccounts, fetchOracleData, fetchPythOracleData, fetchStakeAccount, fetchStakePoolActiveStates, fetchStakePoolMev, fetchSwbOracleData, findOracleKey, findPythPushOracleAddress, freezeBankConfigIx, getActiveAccountFlags, getActiveEmodeEntryFlags, getActiveEmodeFlags, getActiveHealthCacheFlags, getActiveStaleBanks, getAssetQuantity, getAssetShares, getAssetWeight, getBalanceUsdValueWithPriceBias, getBankVaultAuthority, getBankVaultSeeds, getConfig, getConfigPda, getHealthCacheStatusDescription, getLiabilityQuantity, getLiabilityShares, getLiabilityWeight, getPrice, getPriceFeedAccountForProgram, getPriceWithConfidence, getTotalAssetQuantity, getTotalLiabilityQuantity, getTreasuryPda, groupToDto, hasAccountFlag, hasEmodeEntryFlag, hasEmodeFlag, hasHealthCacheFlag, healthCacheToDto, instructions, isOracleSetupSupported, isWeightedPrice, lendrAccountToDto, makeAddPermissionlessStakedBankIx, makeBundleTipIx, makePoolAddBankIx$1 as makePoolAddBankIx, makePoolConfigureBankIx$1 as makePoolConfigureBankIx, makePriorityFeeIx, makePriorityFeeMicroIx, makePulseHealthIx$1 as makePulseHealthIx, makeTxPriorityIx, makeUnwrapSolIx, makeVersionedTransaction, makeWrapSolIxs, oraclePriceToDto, parseBalanceRaw, parseBankConfigRaw, parseBankRaw, parseEmodeSettingsRaw, parseEmodeTag, parseErrorFromLogs, parseLendrAccountRaw, parseOperationalState, parseOracleSetup, parseOraclePriceData as parsePriceInfo, parseRiskTier, parseTransactionError, processTransactions, serializeBankConfigOpt, serializeOperationalState, serializeOracleSetup, serializeOracleSetupToIndex, serializeRiskTier, simulateAccountHealthCache, simulateAccountHealthCacheWithFallback, simulateTransactions, toBankConfigDto, toBankDto, toEmodeSettingsDto, toInterestRateConfigDto, validatorStakeGroupToDto, index as vendor };
+export { AccountFlags, AccountType$1 as AccountType, type ActionEmodeImpact, type ActiveEmodePair, type ActiveStakePoolMap, AssetTag, BUNDLE_TX_SIZE, Balance, type BalanceRaw, type BalanceType, type BalanceTypeDto, Bank, BankConfig, type BankConfigCompactRaw, type BankConfigDto, BankConfigFlag, type BankConfigOpt, type BankConfigOptRaw, type BankConfigRaw, type BankConfigRawDto, type BankConfigType, BankFlags, type BankMap, type BankMetadataRaw, type BankRaw, type BankRawDto, type BankType, type BankTypeDto, BankVaultType, type BroadcastMethodType, DEFAULT_CLUSTER, DEFAULT_COMMITMENT, DEFAULT_CONFIRM_OPTS, DEFAULT_ORACLE_MAX_AGE, DEFAULT_PROCESS_TX_OPTS, DEFAULT_PROCESS_TX_STRATEGY, DEFAULT_SEND_OPTS, DISABLED_FLAG, DUMMY_USDC_MINT, DataFetcher, DummyMetadataFetcher, type EmodeConfigRaw, type EmodeConfigRawDto, type EmodeEntry, type EmodeEntryDto, EmodeEntryFlags, EmodeFlags, type EmodeImpact, EmodeImpactStatus, type EmodePair, EmodeSettings, type EmodeSettingsDto, type EmodeSettingsRaw, type EmodeSettingsRawDto, type EmodeSettingsType, EmodeTag, Environment, FLASHLOAN_ENABLED_FLAG, type FetchGroupDataFn, type FetchRawBanksArgs, type FlashLoanArgs, type FlashloanActionResult, FogoMetadataFetcher, GROUP_PK, HOURS_PER_YEAR, HealthCache, HealthCacheFlags, type HealthCacheRaw, HealthCacheSimulationError, type HealthCacheType, type HealthCacheTypeDto, IMetadataFetcher, type InterestRateConfig, type InterestRateConfigCompactRaw, type InterestRateConfigDto, type InterestRateConfigOpt, type InterestRateConfigOptRaw, type InterestRateConfigRaw, JUPITER_V6_PROGRAM, LENDR_PROGRAM, LENDR_SPONSORED_SHARD_ID, LST_MINT, LUT_PROGRAM_AUTHORITY_INDEX, LendingAccountDepositOrRepayWithSessionAccounts, LendingAccountWithdrawOrBorrowWithSessionAccounts, LendrAccount, type LendrAccountRaw, type LendrAccountType, type LendrAccountTypeDto, LendrAccountWrapper, LendrClient, type LendrClientFetchOptions, type LendrClientOptions, type LendrClientProps, LendrConfig, LendrGroup, type LendrGroupRaw, type LendrGroupType, type LendrGroupTypeDto, LendrIdlType, LendrProgram, LendrRequirementType, type LendrRequirementTypeRaw, type LoopProps, type LoopTxProps, MAX_ACCOUNT_KEYS, MAX_CONFIDENCE_INTERVAL_RATIO, MAX_TX_SIZE, MAX_U64, MPL_METADATA_PROGRAM_ID, type MakeBorrowIxOpts, type MakeBorrowWithSessionIxOpts, type MakeDepositIxOpts, type MakeDepositWithSessionIxOpts, type MakeRepayIxOpts, type MakeRepayWithSessionIxOpts, type MakeWithdrawIxOpts, type MakeWithdrawWithSessionIxOpts, MetadataService, MetaplexMetadataFetcher, type MintData, type MintDataMap, OperationalState, type OperationalStateRaw, type OracleConfigOpt, type OracleConfigOptRaw, type OraclePrice, type OraclePriceDto, type OraclePriceMap, OracleSetup, type OracleSetupRaw, PDA_BANK_FEE_VAULT_AUTH_SEED, PDA_BANK_FEE_VAULT_SEED, PDA_BANK_INSURANCE_VAULT_AUTH_SEED, PDA_BANK_INSURANCE_VAULT_SEED, PDA_BANK_LIQUIDITY_VAULT_AUTH_SEED, PDA_BANK_LIQUIDITY_VAULT_SEED, PRIORITY_TX_SIZE, PROGRAM_ID, PYTH_PRICE_CONF_INTERVALS, PYTH_PUSH_ORACLE_ID, PYTH_SPONSORED_SHARD_ID, PriceBias, type PriceWithConfidence, type PriceWithConfidenceDto, type PriorityFees, ProcessTransactionError, ProcessTransactionErrorType, type ProcessTransactionOpts, type ProcessTransactionStrategy, type ProcessTransactionsClientOpts, type ProgramError, type ProgramErrorWithDescription, type PythPushFeedIdMap, type RatePoint, type RatePointDto, type RatePointRaw, type RepayWithCollateralProps, type RepayWithCollateralTxProps, RiskTier, type RiskTierRaw, SINGLE_POOL_PROGRAM_ID, SKIP_SIMULATION, STAKE_CONFIG_ID, STAKE_PROGRAM_ID, SWB_PRICE_CONF_INTERVALS, SYSTEM_PROGRAM_ID, SYSVAR_CLOCK_ID, SYSVAR_RENT_ID, SYSVAR_STAKE_HISTORY_ID, type SimulationResult, type SpecificBroadcastMethod, type SpecificBroadcastMethodType, type StakeAccount$1 as StakeAccount, type StakePoolMevMap, type SupportedOracleSetup, TLogger, TRANSFER_ACCOUNT_AUTHORITY_FLAG, type TransactionBuilderResult, USDC_DECIMALS, USDC_MINT, type ValidatorRateData, type ValidatorStakeGroup, type ValidatorStakeGroupDto, WSOL_EXTENDED_METADATA, WSOL_MINT, accountFlagToBN, addOracleToBanksIx, balanceToDto, bankConfigRawToDto, bankConfigToBankConfigRaw, bankRawToDto, buildFeedIdMap, computeAccountValue, computeActiveEmodePairs, computeAssetUsdValue, computeBalanceUsdValue, computeBaseInterestRate, computeClaimedEmissions, computeEmodeImpacts, computeFreeCollateral, computeFreeCollateralLegacy, computeHealthAccountMetas, computeHealthCheckAccounts, computeHealthComponents, computeHealthComponentsLegacy, computeHealthComponentsWithoutBiasLegacy, computeInterestRates, computeLiabilityUsdValue, computeLoopingParams, computeMaxLeverage, computeNetApy, computeQuantity, computeQuantityUi, computeRemainingCapacity, computeTotalOutstandingEmissions, computeTvl, computeUsdValue, computeUtilizationRate, confirmTransaction, crankPythOracleIx, createLendrAccountTx, createUpdateFeedIx, decodeAccountRaw, decodeBankRaw, dtoToBalance, dtoToBank, dtoToBankConfig, dtoToBankConfigRaw, dtoToBankRaw, dtoToEmodeSettings, dtoToEmodeSettingsRaw, dtoToGroup, dtoToHealthCache, dtoToInterestRateConfig, dtoToLendrAccount, dtoToOraclePrice, dtoToValidatorStakeGroup, emodeSettingsRawToDto, extractPythOracleKeys, feedIdToString, fetchLendrAccountAddresses, fetchLendrAccountData, fetchMultipleBanks, fetchNativeStakeAccounts, fetchOracleData, fetchPythOracleData, fetchStakeAccount, fetchStakePoolActiveStates, fetchStakePoolMev, fetchSwbOracleData, findOracleKey, findPythPushOracleAddress, freezeBankConfigIx, getActiveAccountFlags, getActiveEmodeEntryFlags, getActiveEmodeFlags, getActiveHealthCacheFlags, getActiveStaleBanks, getAssetQuantity, getAssetShares, getAssetWeight, getBalanceUsdValueWithPriceBias, getBankVaultAuthority, getBankVaultSeeds, getConfig, getConfigPda, getHealthCacheStatusDescription, getLiabilityQuantity, getLiabilityShares, getLiabilityWeight, getPrice, getPriceFeedAccountForProgram, getPriceWithConfidence, getTotalAssetQuantity, getTotalLiabilityQuantity, getTreasuryPda, groupToDto, hasAccountFlag, hasEmodeEntryFlag, hasEmodeFlag, hasHealthCacheFlag, healthCacheToDto, instructions, isOracleSetupSupported, isWeightedPrice, lendrAccountToDto, makeAddPermissionlessStakedBankIx, makeBundleTipIx, makePoolAddBankIx$1 as makePoolAddBankIx, makePoolConfigureBankIx$1 as makePoolConfigureBankIx, makePriorityFeeIx, makePriorityFeeMicroIx, makePulseHealthIx$1 as makePulseHealthIx, makeTxPriorityIx, makeUnwrapSolIx, makeVersionedTransaction, makeWrapSolIxs, oraclePriceToDto, parseBalanceRaw, parseBankConfigRaw, parseBankRaw, parseEmodeSettingsRaw, parseEmodeTag, parseErrorFromLogs, parseLendrAccountRaw, parseOperationalState, parseOracleSetup, parseOraclePriceData as parsePriceInfo, parseRiskTier, parseTransactionError, processTransactions, serializeBankConfigOpt, serializeOperationalState, serializeOracleSetup, serializeOracleSetupToIndex, serializeRiskTier, simulateAccountHealthCache, simulateAccountHealthCacheWithFallback, simulateTransactions, toBankConfigDto, toBankDto, toEmodeSettingsDto, toInterestRateConfigDto, validatorStakeGroupToDto, index as vendor };

package/dist/index.js

@@ -11181,6 +11181,14 @@ async function makePulseHealthIx(ldProgram, accounts, remainingAccounts = []) {
     lendrAccount: accounts.lendrAccount
   }).remainingAccounts(remainingAccounts).instruction();
 }
+async function makeHandleBankruptcyIx(ldProgram, accounts) {
+  const { bank, lendrAccount, tokenProgram, ...optionalAccounts } = accounts;
+  return ldProgram.methods.lendingPoolHandleBankruptcy().accounts({
+    bank,
+    lendrAccount,
+    tokenProgram
+  }).accountsPartial(optionalAccounts).instruction();
+}
 var instructions = {
   makeDepositIx,
   makeDepositWithSessionIx,
@@ -11205,7 +11213,8 @@ var instructions = {
   makePoolAddPermissionlessStakedBankIx,
   makeLendingPoolConfigureBankOracleIx,
   makePulseHealthIx,
-  makeLendingAccountSettleEmissionsIx
+  makeLendingAccountSettleEmissionsIx,
+  makeHandleBankruptcyIx
 };
 var instructions_default = instructions;
 
@@ -11340,6 +11349,16 @@ var BankConfigFlag = /* @__PURE__ */ ((BankConfigFlag2) => {
   BankConfigFlag2[BankConfigFlag2["PYTH_MIGRATED"] = 1] = "PYTH_MIGRATED";
   return BankConfigFlag2;
 })(BankConfigFlag || {});
+var BankFlags = /* @__PURE__ */ ((BankFlags2) => {
+  BankFlags2[BankFlags2["EMISSIONS_FLAG_BORROW_ACTIVE"] = 1] = "EMISSIONS_FLAG_BORROW_ACTIVE";
+  BankFlags2[BankFlags2["EMISSIONS_FLAG_LENDING_ACTIVE"] = 2] = "EMISSIONS_FLAG_LENDING_ACTIVE";
+  BankFlags2[BankFlags2["PERMISSIONLESS_BAD_DEBT_SETTLEMENT"] = 4] = "PERMISSIONLESS_BAD_DEBT_SETTLEMENT";
+  BankFlags2[BankFlags2["FREEZE_SETTINGS"] = 8] = "FREEZE_SETTINGS";
+  BankFlags2[BankFlags2["CLOSE_ENABLED"] = 16] = "CLOSE_ENABLED";
+  BankFlags2[BankFlags2["TOKENLESS_REPAYMENTS_ALLOWED"] = 32] = "TOKENLESS_REPAYMENTS_ALLOWED";
+  BankFlags2[BankFlags2["TOKENLESS_REPAYMENTS_COMPLETE"] = 64] = "TOKENLESS_REPAYMENTS_COMPLETE";
+  return BankFlags2;
+})(BankFlags || {});
 var EmodeEntryFlags = /* @__PURE__ */ ((EmodeEntryFlags2) => {
   EmodeEntryFlags2[EmodeEntryFlags2["APPLIES_TO_ISOLATED"] = 1] = "APPLIES_TO_ISOLATED";
   EmodeEntryFlags2[EmodeEntryFlags2["RESERVED_1"] = 2] = "RESERVED_1";
@@ -11458,6 +11477,7 @@ function parseBankRaw(address, accountParsed, feedIdMap, bankMetadata, mintData)
     group,
     mint,
     mintDecimals,
+    flags,
     assetShareValue,
     liabilityShareValue,
     liquidityVault,
@@ -11497,6 +11517,7 @@ function dtoToBank(bankDto) {
     group: new PublicKey7(bankDto.group),
     mint: new PublicKey7(bankDto.mint),
     mintDecimals: bankDto.mintDecimals,
+    flags: bankDto.flags,
     assetShareValue: new BigNumber3(bankDto.assetShareValue),
     liabilityShareValue: new BigNumber3(bankDto.liabilityShareValue),
     liquidityVault: new PublicKey7(bankDto.liquidityVault),
@@ -16694,7 +16715,6 @@ function findOracleKey(bankConfig, feedIdMap) {
     return { oracleKey: feedId };
   } catch (error) {
     console.error("Error finding oracle key", error);
-    console.log("oracleSetup", bankConfig.oracleSetup);
     return { oracleKey: bankConfig.oracleKeys[0] };
   }
 }
@@ -20347,6 +20367,7 @@ function toBankDto(bank) {
     config: toBankConfigDto(bank.config),
     totalAssetShares: bank.totalAssetShares.toString(),
     totalLiabilityShares: bank.totalLiabilityShares.toString(),
+    flags: bank.flags,
     emissionsActiveBorrowing: bank.emissionsActiveBorrowing,
     emissionsActiveLending: bank.emissionsActiveLending,
     emissionsRate: bank.emissionsRate,
@@ -21720,7 +21741,7 @@ function computeHealthAccountMetas(banksToInclude, bankMetadataMap, enableSortin
   const wrapperFn = enableSorting ? composeRemainingAccounts : (banksAndOracles) => banksAndOracles.flat();
   const accounts = wrapperFn(
     banksToInclude.map((bank) => {
-      const keys = [bank.address, bank.oracleKey];
+      const keys = [bank.address, bank.config.oracleKeys[0]];
       if (bank.config.assetTag === 2) {
         if (!bankMetadataMap && !bankExtendedMetadata) {
           throw Error(`No bank metadata for ${bank.address.toBase58()} provided`);
@@ -22815,7 +22836,7 @@ import BigNumber13 from "bignumber.js";
 var SECONDS_PER_DAY2 = 24 * 60 * 60;
 var _SECONDS_PER_YEAR = SECONDS_PER_DAY2 * 365.25;
 var Bank = class _Bank {
-  constructor(address, mint, mintDecimals, group, mintRate, mintPrice, assetShareValue, liabilityShareValue, liquidityVault, liquidityVaultBump, liquidityVaultAuthorityBump, insuranceVault, insuranceVaultBump, insuranceVaultAuthorityBump, collectedInsuranceFeesOutstanding, feeVault, feeVaultBump, feeVaultAuthorityBump, collectedGroupFeesOutstanding, lastUpdate, config, totalAssetShares, totalLiabilityShares, emissionsActiveBorrowing, emissionsActiveLending, emissionsRate, emissionsMint, emissionsRemaining, oracleKey, emode, feesDestinationAccount, lendingPositionCount, borrowingPositionCount, pythShardId, tokenSymbol, extendedMetadata, owner) {
+  constructor(address, mint, mintDecimals, group, mintRate, mintPrice, assetShareValue, liabilityShareValue, liquidityVault, liquidityVaultBump, liquidityVaultAuthorityBump, insuranceVault, insuranceVaultBump, insuranceVaultAuthorityBump, collectedInsuranceFeesOutstanding, feeVault, feeVaultBump, feeVaultAuthorityBump, collectedGroupFeesOutstanding, lastUpdate, config, totalAssetShares, totalLiabilityShares, flags, emissionsActiveBorrowing, emissionsActiveLending, emissionsRate, emissionsMint, emissionsRemaining, oracleKey, emode, feesDestinationAccount, lendingPositionCount, borrowingPositionCount, pythShardId, tokenSymbol, extendedMetadata, owner) {
     this.address = address;
     this.mint = mint;
     this.mintDecimals = mintDecimals;
@@ -22839,6 +22860,7 @@ var Bank = class _Bank {
     this.config = config;
     this.totalAssetShares = totalAssetShares;
     this.totalLiabilityShares = totalLiabilityShares;
+    this.flags = flags;
     this.emissionsActiveBorrowing = emissionsActiveBorrowing;
     this.emissionsActiveLending = emissionsActiveLending;
     this.emissionsRate = emissionsRate;
@@ -22905,6 +22927,7 @@ var Bank = class _Bank {
       config,
       bankType.totalAssetShares,
       bankType.totalLiabilityShares,
+      bankType.flags,
       bankType.emissionsActiveBorrowing,
       bankType.emissionsActiveLending,
       bankType.emissionsRate,
@@ -22945,6 +22968,7 @@ var Bank = class _Bank {
       props.config,
       props.totalAssetShares,
       props.totalLiabilityShares,
+      props.flags,
       props.emissionsActiveBorrowing,
       props.emissionsActiveLending,
       props.emissionsRate,
@@ -24073,6 +24097,8 @@ var LendrAccount = class _LendrAccount {
     if (liabilityMintData.tokenProgram.equals(TOKEN_2022_PROGRAM_ID)) {
       remainingAccounts.push(liabilityMintData.mint);
     }
+    remainingAccounts.push(assetBank.config.oracleKeys[0]);
+    remainingAccounts.push(liabilityBank.config.oracleKeys[0]);
     const accountMetas = computeHealthAccountMetas(healthAccounts, bankMetadataMap);
     remainingAccounts.push(...accountMetas);
     ixs.push(ComputeBudgetProgram5.setComputeUnitLimit({ units: 14e5 }));
@@ -26312,6 +26338,70 @@ var LendrAccountWrapper = class _LendrAccountWrapper {
     const outstandingEmissions = simulatedLendrAccount.getBalance(bank).emissionsOutstanding;
     return outstandingEmissions;
   }
+  /**
+   * Creates an instruction to handle bankruptcy (bad debt settlement) for this account.
+   * This writes off bad debt from the account using the bank's insurance fund.
+   *
+   * @param bankAddress - The bank where the account has bad debt
+   * @returns An InstructionsWrapper containing the handle bankruptcy instruction
+   *
+   * @remarks
+   * - If the bank has PERMISSIONLESS_BAD_DEBT_SETTLEMENT flag set, anyone can call this
+   * - Otherwise, only the group admin or risk admin can call this
+   * - The account must have bad debt (liabilities > 0, assets = 0 for that bank)
+   */
+  async makeHandleBankruptcyIx(bankAddress) {
+    const bank = this.client.getBankByPk(bankAddress);
+    if (!bank) throw Error(`Bank ${bankAddress.toBase58()} not found`);
+    const mintData = this.client.mintDatas.get(bankAddress.toBase58());
+    if (!mintData) throw Error(`Mint data for bank ${bankAddress.toBase58()} not found`);
+    const ix = await instructions_default.makeHandleBankruptcyIx(this._program, {
+      bank: bankAddress,
+      lendrAccount: this.address,
+      tokenProgram: mintData.tokenProgram,
+      group: this.client.group.address
+    });
+    return {
+      instructions: [ix],
+      keys: []
+    };
+  }
+  /**
+   * Handles bankruptcy (bad debt settlement) for this account at a specific bank.
+   * This writes off bad debt from the account using the bank's insurance fund.
+   *
+   * @param bankAddress - The bank where the account has bad debt
+   * @param processOpts - Optional processing options for the transaction
+   * @param txOpts - Optional transaction options
+   * @returns The transaction signature of the handle bankruptcy transaction
+   *
+   * @remarks
+   * - If the bank has PERMISSIONLESS_BAD_DEBT_SETTLEMENT flag set, anyone can call this
+   * - Otherwise, only the group admin or risk admin can call this
+   * - The account must have bad debt (liabilities > 0, assets = 0 for that bank)
+   */
+  async handleBankruptcy(bankAddress, processOpts, txOpts) {
+    this.client.logger.debug(
+      {
+        address: this.address.toBase58(),
+        bank: bankAddress.toBase58()
+      },
+      "[lendr:lendr-account:handle-bankruptcy] Handling bankruptcy for lendr account"
+    );
+    const bankruptcyIxs = await this.makeHandleBankruptcyIx(bankAddress);
+    const tx = new Transaction2().add(...bankruptcyIxs.instructions);
+    const clientLookupTables = await getClientAddressLookupTableAccounts(this.client);
+    const solanaTx = addTransactionMetadata(tx, {
+      addressLookupTables: clientLookupTables,
+      type: "HANDLE_BANKRUPTCY" /* HANDLE_BANKRUPTCY */
+    });
+    const sig = await this.client.processTransaction(solanaTx, processOpts, txOpts);
+    this.client.logger.debug(
+      { address: this.address.toBase58(), sig },
+      "[lendr:lendr-account:handle-bankruptcy] Bankruptcy handled successfully"
+    );
+    return sig;
+  }
   //TODO: maybe become usefull someday
   // async getBanksUnclaimedOutstandingEmissions(banks: PublicKey[]) {
   //   const results = await Promise.allSettled(
@@ -27485,6 +27575,7 @@ export {
   Bank,
   BankConfig,
   BankConfigFlag,
+  BankFlags,
   BankVaultType,
   DEFAULT_CLUSTER,
   DEFAULT_COMMITMENT,

package/package.json

@@ -1,6 +1,6 @@
 {
   "name": "@pyron-finance/pyron-client",
-  "version": "2.7.2",
+  "version": "2.8.0",
   "keywords": [],
   "license": "MIT",
   "type": "module",